United Bank

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 12, 2025), United Bank reported 108 stock positions worth $236.7 million. Its top holding was NT HY Val-SCRD BD ETF (HYGV) at 5.5% of the portfolio, followed by Apple (AAPL, 4.7%) and Nvidia (NVDA, 3.7%). Compared with Q3 2024, it opened 9 new positions, sold out of 4, added to 77 and reduced 12. The biggest buy was Amazon.com (AMZN, shares +17%) and the biggest sale Eli Lilly (LLY, shares −21%).

Most Recent 13F
Q2 2026
Location
Zebulon, GA
CIK
0001697791
Portfolio Value
$236.7M (Q4 2024)
SEC Filing
0001420506-25-000304 ↗ filed Feb 12, 2025

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2024: $196.7M Q1 2024 Q2 2024: $200.4M Q2 2024 Q3 2024: $216.8M Q3 2024 Q4 2024: $236.7M $236.7M Q4 2024 Q1 2025: $242.0M Q1 2025 Q2 2025: $261.3M Q2 2025 Q3 2025: $287.8M Q3 2025 Q4 2025: $294.9M Q4 2025 Q1 2026: $300.6M Q1 2026 Q2 2026: $328.9M Q2 2026

Holdings 108 stocks · $236.7M
HYGV NT HY Val-SCRD BD ETF 5.48% 318,748 $13.0M Add +4.5%
AAPL Apple Inc. 4.68% 44,260 $11.1M Add +1.4%
NVDA Nvidia Corp. 3.68% 64,819 $8.7M Add +4.6%
MSFT Microsoft Corp. 3.55% 19,963 $8.4M Add +8.6%
GOOGL Alphabet Inc. Class A 3.53% 44,174 $8.4M Add +9.9%
NFRA NT GLBL BRD Infra ETF 3.35% 146,467 $7.9M Add +14.2%
XLK SS Technology Select Sector 3.23% 32,927 $7.7M Add +10.6%
AMZN Amazon.com Inc. 2.97% 32,093 $7.0M Add +16.9%
JPM JPMorgan Chase & Co. 2.77% 27,405 $6.6M Add +8.1%
COST Costco Wholesale Corp. 2.49% 6,441 $5.9M Add +8.0%
GUNR NT Mstar GLBL NR ETF 2.39% 155,698 $5.7M Add +3.6%
VNQ Vanguard Real Estate ETF 2.35% 62,553 $5.6M Add +32.2%
KO The Coca-Cola Co. 2.22% 84,477 $5.3M Add +4.4%
SCHD Schwab US DVD Equity ETF 2.12% 184,029 $5.0M Add +0.5%
IVW iShares S&P 500 Growth ETF 1.98% 46,122 $4.7M Reduce -2.1%
SO The Southern Co. 1.94% 55,656 $4.6M Add +7.8%
IJH iShares Core S&P Midcap ETF 1.87% 71,065 $4.4M Add +3.3%
META Meta Platforms Inc. Class A 1.53% 6,186 $3.6M Add +11.1%
VTV Vanguard Mrngstr Val ETF-Aui 1.50% 20,974 $3.6M Add +1.1%
MA Mastercard Inc. Class A 1.49% 6,712 $3.5M Add +8.3%
IJR iShares Core S&P Small-Cap E 1.46% 29,946 $3.5M Add +3.8%
TFC Truist Financial Corp. 1.39% 75,782 $3.3M Add +3.9%
ABT Abbott Laboratories 1.38% 28,813 $3.3M Add +5.6%
XLE SS Energy Select Sector 1.35% 37,201 $3.2M Add +3.2%
QLV NT US Qual Lowvol ETF 1.22% 44,260 $2.9M Add +5.5%
PANW Palo Alto Networks Inc. 1.18% 15,370 $2.8M Add +12.4%
CRM Salesforce Inc. 1.17% 8,268 $2.8M Add +13.2%
LOW Lowe's Cos Inc. 1.16% 11,113 $2.7M Add +10.0%
CMG Chipotle Mexican Grill Inc. 1.14% 44,720 $2.7M Add +21.4%
PG The Procter & Gamble Co. 1.02% 14,351 $2.4M Add +7.4%
NSC Norfolk Southern Corp. 1.00% 10,039 $2.4M Add +13.1%
BRK.B Berkshire Hathaway Inc. Class B 0.97% 5,092 $2.3M Add +9.2%
XLI SS Industrial Select Sector 0.94% 16,950 $2.2M Add +1.4%
LLY Eli Lilly & Co. 0.94% 2,878 $2.2M Reduce -20.8%
ORCL Oracle Corp. 0.93% 13,235 $2.2M Add +15.8%
XOM Exxon Mobil Corp. 0.90% 19,888 $2.1M Add +11.0%
MCD McDonald's Corp. 0.86% 7,064 $2.0M Add +9.6%
HON Honeywell International Inc. 0.86% 9,004 $2.0M Add +10.0%
ICE Intercontinental Exchange Inc. 0.80% 12,646 $1.9M Add +6.8%
BX Blackstone Inc. 0.79% 10,910 $1.9M Add +14.5%
GD General Dynamics Corp. 0.78% 6,992 $1.8M Add +21.1%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.76% 8,172 $1.8M Add +45.2%
DE Deere & Co. 0.76% 4,235 $1.8M Add +17.0%
CSCO Cisco Systems Inc. 0.75% 29,908 $1.8M Add +5.6%
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.73% 14,260 $1.7M Add +10.1%
HD Home Depot Inc. 0.72% 4,370 $1.7M Reduce -2.0%
CMCSA Comcast Corp. Class A 0.68% 42,810 $1.6M Add +13.7%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.67% 14,256 $1.6M Add +17.4%
ADBE Adobe Inc. 0.66% 3,535 $1.6M Add +36.2%
ADI Analog Devices Inc. 0.65% 7,263 $1.5M Add +19.9%
MDLZ Mondelez International Inc. Class A 0.65% 25,728 $1.5M Add +13.6%
COR Cencora Inc. 0.62% 6,487 $1.5M Add +15.8%
MRSH Marsh & McLennan Cos 0.61% 6,781 $1.4M Add +7.7%
CVX Chevron Corp. 0.59% 9,652 $1.4M Add +19.2%
BLK BlackRock Inc. 0.54% 1,258 $1.3M Add +12.2%
PFE Pfizer Inc. 0.51% 45,331 $1.2M Add +27.3%
NKE Nike Inc. Class B 0.49% 15,413 $1.2M Add +6.1%
BMY Bristol-Myers Squibb Co. 0.48% 20,242 $1.1M Add +16.9%
GSK GSK PLC-Spon ADR 0.45% 31,449 $1.1M Add +22.0%
CDW CDW Corp. 0.43% 5,909 $1.0M Add +33.7%
ZBH Zimmer Biomet Holdings Inc. 0.42% 9,426 $996K Add +6.7%
T AT&T Inc. 0.42% 43,511 $991K Add +2.0%
FDX FedEx Corp. 0.41% 3,450 $971K Add +53.5%
DD Dupont DE Nemours Inc. 0.41% 12,604 $961K Add +14.4%
AMT American Tower Corp. 0.40% 5,223 $958K Add +8.1%
NEE Nextera Energy Inc. 0.39% 13,035 $934K Add +21.6%
SCHW Schwab (charles) Corp. 0.39% 12,606 $933K Add +11.1%
BDX Becton Dickinson and Co. 0.36% 3,798 $862K Add +11.4%
ETN Eaton Corp. PLC 0.35% 2,527 $839K Add +225.2%
NOW ServiceNow Inc. 0.35% 784 $831K Add +46.0%
PYPL PayPal Holdings Inc. 0.35% 9,675 $826K Add +8.2%
AMD Advanced Micro Devices 0.34% 6,650 $803K Add +111.3%
SDY SS SPDR S&P Dividend ETF 0.33% 5,924 $783K Reduce -1.9%
XLV SS Health Care Select Sector 0.33% 5,593 $769K New
FCX Freeport-McMoran Inc. 0.32% 19,923 $759K Add +30.3%
MCHP Microchip Technology Inc. 0.32% 13,030 $747K Add +32.0%
QQQ Invesco QQQ Trust Series 1 0.30% 1,403 $717K No change
CAT Caterpillar Inc. 0.30% 1,942 $704K New
GLD SPDR Gold Shares 0.29% 2,841 $688K Add +16.4%
WMT Walmart Inc. 0.27% 7,083 $640K No change
JNJ Johnson & Johnson 0.27% 4,403 $637K Add +16.2%
IVV iShares Core S&P 500 ETF 0.27% 1,078 $635K Reduce -0.1%
DUK Duke Energy Corp. 0.27% 5,861 $631K Add +23.0%
GNR State Street SPDR S&P Global 0.24% 11,353 $565K Reduce -2.3%
TSLA Tesla Inc. 0.23% 1,322 $534K Add +20.5%
GPN Global Payments Inc. 0.21% 4,459 $500K No change
V Visa Inc. Class A 0.19% 1,437 $454K Reduce -1.8%
PNC PNC Financial Services Group 0.19% 2,343 $452K No change
XLC SS Comm Select Sector SPDR 0.16% 3,797 $368K Add +16.7%
FDL First Trust Morn DVD Lead Inc. 0.15% 8,758 $353K Reduce -2.2%
AGG iShares Core U.S. Aggregate 0.13% 3,268 $317K No change
SPY SS SPDR S&P 500 ETF Trust-US 0.13% 528 $309K No change
AVGO Broadcom Inc. 0.13% 1,325 $307K New
IDXX Idexx Laboratories Inc. 0.12% 700 $289K No change
DAL Delta Air Lines Inc. 0.12% 4,777 $289K Reduce -1.6%
VZ Verizon Communications Inc. 0.11% 6,618 $265K New
PLTR Palantir Technologies Inc. Class A 0.11% 3,435 $260K New
AFL Aflac Inc. 0.11% 2,424 $251K Reduce -2.9%
ABBV Abbvie Inc. 0.10% 1,399 $249K Add +27.3%
PEP Pepsico Inc. 0.10% 1,593 $242K Reduce -6.0%

Show all 108 holdings

Portfolio Sells Q3 2024 → Q4 2024
LLY Eli Lilly & Co. Reduce -20.8% 0.94% −0.55
BIIB Biogen Inc. Reduce -60.9% 0.09% −0.23
KLAC KLA Corp. Sold out 0.00% −0.16
HD Home Depot Inc. Reduce -2.0% 0.72% −0.12
ED Consolidated Edison Inc. Sold out 0.00% −0.10
IVW iShares S&P 500 Growth ETF Reduce -2.1% 1.98% −0.10
IEI iShares 3-7 Year Treasury Bo Sold out 0.00% −0.10
SNAP Snap Inc. Class A Sold out 0.00% −0.08
GNR State Street SPDR S&P Global Reduce -2.3% 0.24% −0.07
SDY SS SPDR S&P Dividend ETF Reduce -1.9% 0.33% −0.07
PEP Pepsico Inc. Reduce -6.0% 0.10% −0.03
FDL First Trust Morn DVD Lead Inc. Reduce -2.2% 0.15% −0.02
AFL Aflac Inc. Reduce -2.9% 0.11% −0.02
IVV iShares Core S&P 500 ETF Reduce -0.1% 0.27% −0.02
V Visa Inc. Class A Reduce -1.8% 0.19% +0.01
DAL Delta Air Lines Inc. Reduce -1.6% 0.12% +0.01

Portfolio Buys Q3 2024 → Q4 2024
AMZN Amazon.com Inc. Add +16.9% 2.97% +0.61
GOOGL Alphabet Inc. Class A Add +9.9% 3.53% +0.46
XLV SS Health Care Select Sector New 0.33% +0.33
JPM JPMorgan Chase & Co. Add +8.1% 2.77% +0.31
CAT Caterpillar Inc. New 0.30% +0.30
CRM Salesforce Inc. Add +13.2% 1.17% +0.25
ETN Eaton Corp. PLC Add +225.2% 0.35% +0.24
VNQ Vanguard Real Estate ETF Add +32.2% 2.35% +0.23
NVDA Nvidia Corp. Add +4.6% 3.68% +0.21
IBM Intl Business Machines Corp. Add +45.2% 0.76% +0.18
CMG Chipotle Mexican Grill Inc. Add +21.4% 1.14% +0.16
XLK SS Technology Select Sector Add +10.6% 3.23% +0.13
DIS The Walt Disney Co. Add +17.4% 0.67% +0.13
AVGO Broadcom Inc. New 0.13% +0.13
NOW ServiceNow Inc. Add +46.0% 0.35% +0.13
FDX FedEx Corp. Add +53.5% 0.41% +0.13
BX Blackstone Inc. Add +14.5% 0.79% +0.12
VZ Verizon Communications Inc. New 0.11% +0.11
PLTR Palantir Technologies Inc. Class A New 0.11% +0.11
PANW Palo Alto Networks Inc. Add +12.4% 1.18% +0.10
AMD Advanced Micro Devices Add +111.3% 0.34% +0.10
WFC Wells Fargo & Co. New 0.10% +0.10
MO Altria Group Inc. New 0.10% +0.10
TSLA Tesla Inc. Add +20.5% 0.23% +0.09
MA Mastercard Inc. Class A Add +8.3% 1.49% +0.08
HON Honeywell International Inc. Add +10.0% 0.86% +0.08
BMY Bristol-Myers Squibb Co. Add +16.9% 0.48% +0.07
DE Deere & Co. Add +17.0% 0.76% +0.06
META Meta Platforms Inc. Class A Add +11.1% 1.53% +0.06
COST Costco Wholesale Corp. Add +8.0% 2.49% +0.05
SCHW Schwab (charles) Corp. Add +11.1% 0.39% +0.05
BLK BlackRock Inc. Add +12.2% 0.54% +0.05
CSCO Cisco Systems Inc. Add +5.6% 0.75% +0.05
ADBE Adobe Inc. Add +36.2% 0.66% +0.04
CVX Chevron Corp. Add +19.2% 0.59% +0.04
COR Cencora Inc. Add +15.8% 0.62% +0.03
ORCL Oracle Corp. Add +15.8% 0.93% +0.03
PFE Pfizer Inc. Add +27.3% 0.51% +0.03
AUR Aurora Innovation Inc. New 0.03% +0.03
PYPL PayPal Holdings Inc. Add +8.2% 0.35% +0.03
TJX TJX Companies Inc. Add +10.1% 0.73% +0.03
XLC SS Comm Select Sector SPDR Add +16.7% 0.16% +0.02
OXSQ Oxford Square Capital Corp. New 0.02% +0.02
GLD SPDR Gold Shares Add +16.4% 0.29% +0.02
DUK Duke Energy Corp. Add +23.0% 0.27% +0.01
ADI Analog Devices Inc. Add +19.9% 0.65% +0.01
ABBV Abbvie Inc. Add +27.3% 0.10% +0.00
AAPL Apple Inc. Add +1.4% 4.68% −0.01
T AT&T Inc. Add +2.0% 0.42% −0.01
JNJ Johnson & Johnson Add +16.2% 0.27% −0.01

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 122$328.9MXLK, GOOGL, AAPL, NVDA, NFRA
Q1 2026 124$300.6MGOOGL, AAPL, NFRA, GUNR, NVDA
Q4 2025 124$294.9MGOOGL, AAPL, NVDA, XLK, MSFT
Q3 2025 119$287.8MNVDA, AAPL, GOOGL, XLK, MSFT
Q2 2025 116$261.3MNVDA, MSFT, HYGV, AAPL, XLK
Q1 2025 113$242.0MHYGV, AAPL, NFRA, MSFT, NVDA
Q4 2024 108$236.7MHYGV, AAPL, NVDA, MSFT, GOOGL
Q3 2024 103$216.8MHYGV, AAPL, MSFT, NFRA, NVDA
Q2 2024 94$200.4MHYGV, NVDA, AAPL, GOOGL, MSFT
Q1 2024 95$196.7MHYGV, GUNR, AAPL, NVDA, MSFT