United Bank
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 5, 2026), United Bank reported 124 stock positions worth $294.9 million. Its top holding was Alphabet Class A (GOOGL) at 4.8% of the portfolio, followed by Apple (AAPL, 4.3%) and Nvidia (NVDA, 4.0%). Compared with Q3 2025, it opened 9 new positions, sold out of 4, added to 53 and reduced 50. The biggest buy was SS Real Estate Select Sector (XLRE, shares +113%) and the biggest sale an exit from Vanguard Real Estate ETF (VNQ).
- Most Recent 13F
- Q2 2026
- Location
- Zebulon, GA
- CIK
- 0001697791
- Portfolio Value
- $294.9M (Q4 2025)
- SEC Filing
- 0001420506-26-000177 ↗ filed Feb 5, 2026
Holdings Value
Holdings 124 stocks · $294.9M
| GOOGL Alphabet Inc. Class A | 4.77% | 44,903 | $14.1M | Reduce -4.1% |
| AAPL Apple Inc. | 4.26% | 46,256 | $12.6M | Reduce -1.8% |
| NVDA Nvidia Corp. | 3.95% | 62,484 | $11.7M | Reduce -9.7% |
| XLK SS Technology Select Sector | 3.91% | 80,107 | $11.5M | Add +4.4% |
| MSFT Microsoft Corp. | 3.58% | 21,813 | $10.5M | Add +5.0% |
| NFRA NT GLBL BRD Infra ETF | 3.48% | 169,510 | $10.3M | Add +7.2% |
| AMZN Amazon.com Inc. | 3.28% | 41,890 | $9.7M | Add +3.4% |
| HYGV NT HY Val-SCRD BD ETF | 3.26% | 236,150 | $9.6M | Reduce -2.5% |
| JPM JPMorgan Chase & Co. | 3.08% | 28,235 | $9.1M | Add +0.5% |
| GUNR NT Mstar GLBL NR ETF | 2.73% | 175,309 | $8.0M | Reduce -1.1% |
| KO The Coca-Cola Co. | 2.19% | 92,390 | $6.5M | Reduce -0.1% |
| IVW iShares S&P 500 Growth ETF | 1.99% | 47,602 | $5.9M | Reduce -5.2% |
| SCHD Schwab US DVD Equity ETF | 1.95% | 210,092 | $5.8M | Add +3.7% |
| IJH iShares Core S&P Midcap ETF | 1.92% | 85,873 | $5.7M | Add +9.2% |
| COST Costco Wholesale Corp. | 1.66% | 5,670 | $4.9M | Reduce -7.0% |
| SO The Southern Co. | 1.64% | 55,311 | $4.8M | Reduce -0.3% |
| META Meta Platforms Inc. Class A | 1.59% | 7,113 | $4.7M | Reduce -1.5% |
| MA Mastercard Inc. Class A | 1.51% | 7,787 | $4.4M | Add +1.8% |
| VTV Vanguard Mrngstr Val ETF-Aui | 1.37% | 21,094 | $4.0M | Reduce -1.2% |
| IJR iShares Core S&P Small-Cap E | 1.35% | 33,167 | $4.0M | Reduce -2.6% |
| ABT Abbott Laboratories | 1.35% | 31,805 | $4.0M | Add +3.7% |
| XLRE SS Real Estate Select Sector | 1.23% | 89,953 | $3.6M | Add +113.5% |
| NSC Norfolk Southern Corp. | 1.13% | 11,576 | $3.3M | Add +4.2% |
| CRM Salesforce Inc. | 1.07% | 11,950 | $3.2M | Add +2.8% |
| AMD Advanced Micro Devices | 1.06% | 14,667 | $3.1M | Reduce -8.3% |
| XLE SS Energy Select Sector | 1.05% | 68,997 | $3.1M | Reduce -1.7% |
| QLV NT US Qual Lowvol ETF | 1.04% | 42,661 | $3.1M | Reduce -5.4% |
| ORCL Oracle Corp. | 1.04% | 15,730 | $3.1M | Add +7.0% |
| TFC Truist Financial Corp. | 1.02% | 61,362 | $3.0M | Reduce -1.6% |
| LLY Eli Lilly & Co. | 1.02% | 2,791 | $3.0M | Reduce -0.6% |
| LOW Lowe's Cos Inc. | 1.00% | 12,279 | $3.0M | Reduce -4.2% |
| XOM Exxon Mobil Corp. | 0.97% | 23,781 | $2.9M | Add +4.0% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.91% | 5,344 | $2.7M | Add +5.1% |
| CAT Caterpillar Inc. | 0.90% | 4,651 | $2.7M | Add +2.5% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.90% | 17,276 | $2.7M | Add +2.7% |
| JNJ Johnson & Johnson | 0.90% | 12,805 | $2.6M | Reduce -0.9% |
| CSCO Cisco Systems Inc. | 0.89% | 34,022 | $2.6M | Add +2.8% |
| GD General Dynamics Corp. | 0.88% | 7,700 | $2.6M | Reduce -0.8% |
| MCD McDonald's Corp. | 0.87% | 8,370 | $2.6M | Add +2.8% |
| COR Cencora Inc. | 0.84% | 7,344 | $2.5M | Add +0.1% |
| PG The Procter & Gamble Co. | 0.81% | 16,640 | $2.4M | Add +1.8% |
| PANW Palo Alto Networks Inc. | 0.79% | 12,705 | $2.3M | Reduce -12.0% |
| RTX RTX Corp. | 0.79% | 12,741 | $2.3M | Add +7.5% |
| BX Blackstone Inc. | 0.78% | 14,969 | $2.3M | Add +2.7% |
| HON Honeywell International Inc. | 0.70% | 10,511 | $2.1M | Add +0.8% |
| ADI Analog Devices Inc. | 0.69% | 7,486 | $2.0M | Add +16.4% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.69% | 17,757 | $2.0M | Add +7.9% |
| XLV SS Health Care Select Sector | 0.67% | 12,774 | $2.0M | Reduce -33.2% |
| ICE Intercontinental Exchange Inc. | 0.63% | 11,530 | $1.9M | Add +0.5% |
| C Citigroup Inc. | 0.63% | 15,852 | $1.8M | Add +7.0% |
| GSK GSK PLC-Spon ADR | 0.62% | 37,336 | $1.8M | Reduce -1.9% |
| NFLX Netflix Inc. | 0.61% | 19,252 | $1.8M | Add +67.3% |
| CVX Chevron Corp. | 0.59% | 11,458 | $1.7M | Add +0.3% |
| SCHW Schwab (charles) Corp. | 0.56% | 16,509 | $1.6M | Add +0.2% |
| AVGO Broadcom Inc. | 0.52% | 4,458 | $1.5M | Add +504.1% |
| BMY Bristol-Myers Squibb Co. | 0.52% | 28,596 | $1.5M | Add +6.8% |
| PFE Pfizer Inc. | 0.51% | 60,557 | $1.5M | Reduce -0.3% |
| NEE Nextera Energy Inc. | 0.51% | 18,577 | $1.5M | Add +4.5% |
| ACHR Archer Aviation Inc. Class A | 0.45% | 176,664 | $1.3M | Add +179.1% |
| ACN Accenture PLC Class A | 0.44% | 4,888 | $1.3M | Add +4.5% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.44% | 4,360 | $1.3M | Reduce -6.3% |
| ADBE Adobe Inc. | 0.43% | 3,609 | $1.3M | Reduce -19.7% |
| HD Home Depot Inc. | 0.43% | 3,664 | $1.3M | Reduce -12.4% |
| ETN Eaton Corp. PLC | 0.43% | 3,945 | $1.3M | Reduce -7.1% |
| ZBH Zimmer Biomet Holdings Inc. | 0.43% | 13,967 | $1.3M | Add +8.2% |
| KKR KKR & Co. Inc. | 0.42% | 9,769 | $1.2M | Add +30.0% |
| MDLZ Mondelez International Inc. Class A | 0.42% | 23,081 | $1.2M | Reduce -15.3% |
| MRSH Marsh & McLennan Cos | 0.42% | 6,633 | $1.2M | Add +1.9% |
| NOW ServiceNow Inc. | 0.40% | 7,727 | $1.2M | Reduce -9.6% |
| PYPL PayPal Holdings Inc. | 0.39% | 19,880 | $1.2M | Reduce -7.7% |
| GLD SPDR Gold Shares | 0.38% | 2,841 | $1.1M | No change |
| AMT American Tower Corp. | 0.37% | 6,276 | $1.1M | Reduce -2.1% |
| INTU Intuit Inc. | 0.37% | 1,647 | $1.1M | Add +30.4% |
| NKE Nike Inc. Class B | 0.37% | 16,995 | $1.1M | Reduce -10.1% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.37% | 1,581 | $1.1M | Add +201.1% |
| IVV iShares Core S&P 500 ETF | 0.35% | 1,516 | $1.0M | Add +40.5% |
| BDX Becton Dickinson and Co. | 0.32% | 4,859 | $943K | Reduce -12.1% |
| QQQ Invesco QQQ Trust Series 1 | 0.30% | 1,453 | $893K | Add +3.6% |
| DE Deere & Co. | 0.30% | 1,903 | $886K | Reduce -1.0% |
| WMT Walmart Inc. | 0.28% | 7,533 | $839K | Add +4.8% |
| T AT&T Inc. | 0.28% | 33,770 | $839K | Reduce -3.4% |
| MDT Medtronic PLC | 0.27% | 8,337 | $801K | New |
| SDY SS SPDR S&P Dividend ETF | 0.26% | 5,495 | $765K | Reduce -0.0% |
| EMR Emerson Electric Co. | 0.25% | 5,466 | $725K | New |
| BA The Boeing Co. | 0.24% | 3,321 | $721K | New |
| DUK Duke Energy Corp. | 0.24% | 6,089 | $714K | Reduce -0.9% |
| DD Dupont DE Nemours Inc. | 0.23% | 16,829 | $677K | Reduce -20.6% |
| CMG Chipotle Mexican Grill Inc. | 0.23% | 18,211 | $674K | Reduce -63.0% |
| GNR State Street SPDR S&P Global | 0.22% | 10,668 | $663K | No change |
| XLI SS Industrial Select Sector | 0.22% | 4,229 | $656K | Add +1.8% |
| FCX Freeport-McMoran Inc. | 0.22% | 12,727 | $646K | New |
| TSLA Tesla Inc. | 0.20% | 1,314 | $591K | No change |
| YUM Yum! Brands Inc. | 0.20% | 3,859 | $584K | New |
| AGG iShares Core U.S. Aggregate | 0.20% | 5,793 | $579K | Add +106.8% |
| MU Micron Technology Inc. | 0.19% | 1,914 | $546K | No change |
| IDXX Idexx Laboratories Inc. | 0.16% | 700 | $474K | No change |
| VZ Verizon Communications Inc. | 0.15% | 11,075 | $451K | Add +13.6% |
| PNC PNC Financial Services Group | 0.15% | 2,161 | $451K | Reduce -0.4% |
| V Visa Inc. Class A | 0.15% | 1,277 | $448K | No change |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.12% | 753 | $367K | Add +14.3% |
Portfolio Sells Q3 2025 → Q4 2025
| VNQ Vanguard Real Estate ETF | Sold out | 0.00% | −0.64 |
| NVDA Nvidia Corp. | Reduce -9.7% | 3.95% | −0.54 |
| CMG Chipotle Mexican Grill Inc. | Reduce -63.0% | 0.23% | −0.44 |
| CMCSA Comcast Corp. Class A | Reduce -74.9% | 0.11% | −0.37 |
| DD Dupont DE Nemours Inc. | Reduce -20.6% | 0.23% | −0.34 |
| CARR Carrier Global Corp. | Reduce -75.6% | 0.09% | −0.34 |
| COST Costco Wholesale Corp. | Reduce -7.0% | 1.66% | −0.30 |
| XLV SS Health Care Select Sector | Reduce -33.2% | 0.67% | −0.25 |
| META Meta Platforms Inc. Class A | Reduce -1.5% | 1.59% | −0.25 |
| PANW Palo Alto Networks Inc. | Reduce -12.0% | 0.79% | −0.23 |
| HYGV NT HY Val-SCRD BD ETF | Reduce -2.5% | 3.26% | −0.21 |
| SO The Southern Co. | Reduce -0.3% | 1.64% | −0.19 |
| MDLZ Mondelez International Inc. Class A | Reduce -15.3% | 0.42% | −0.17 |
| HD Home Depot Inc. | Reduce -12.4% | 0.43% | −0.16 |
| NOW ServiceNow Inc. | Reduce -9.6% | 0.40% | −0.15 |
| ETN Eaton Corp. PLC | Reduce -7.1% | 0.43% | −0.13 |
| ADBE Adobe Inc. | Reduce -19.7% | 0.43% | −0.12 |
| IVW iShares S&P 500 Growth ETF | Reduce -5.2% | 1.99% | −0.12 |
| LOW Lowe's Cos Inc. | Reduce -4.2% | 1.00% | −0.12 |
| PYPL PayPal Holdings Inc. | Reduce -7.7% | 0.39% | −0.11 |
| NKE Nike Inc. Class B | Reduce -10.1% | 0.37% | −0.09 |
| CDW CDW Corp. | Sold out | 0.00% | −0.09 |
| QLV NT US Qual Lowvol ETF | Reduce -5.4% | 1.04% | −0.09 |
| T AT&T Inc. | Reduce -3.4% | 0.28% | −0.06 |
| IJR iShares Core S&P Small-Cap E | Reduce -2.6% | 1.35% | −0.06 |
| AMT American Tower Corp. | Reduce -2.1% | 0.37% | −0.05 |
| BLK BlackRock Inc. | Reduce -22.2% | 0.11% | −0.05 |
| XLE SS Energy Select Sector | Reduce -1.7% | 1.05% | −0.04 |
| GD General Dynamics Corp. | Reduce -0.8% | 0.88% | −0.04 |
| BDX Becton Dickinson and Co. | Reduce -12.1% | 0.32% | −0.04 |
| PMM Franklin Managed Municipal I | Sold out | 0.00% | −0.03 |
| PFE Pfizer Inc. | Reduce -0.3% | 0.51% | −0.03 |
| DUK Duke Energy Corp. | Reduce -0.9% | 0.24% | −0.02 |
| MCHP Microchip Technology Inc. | Reduce -21.2% | 0.07% | −0.02 |
| IBM Intl Business Machines Corp. | Reduce -6.3% | 0.44% | −0.02 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -1.2% | 1.37% | −0.02 |
| FDX FedEx Corp. | Reduce -26.7% | 0.07% | −0.01 |
| SDY SS SPDR S&P Dividend ETF | Reduce -0.0% | 0.26% | −0.01 |
| DE Deere & Co. | Reduce -1.0% | 0.30% | −0.01 |
| SENS Senseonics Holdings Inc. | Sold out | 0.00% | −0.00 |
| FDL First Trust Morn DVD Lead Inc. | Reduce -1.2% | 0.11% | −0.00 |
| OXSQ Oxford Square Capital Corp. | Reduce -12.0% | 0.01% | −0.00 |
| PNC PNC Financial Services Group | Reduce -0.4% | 0.15% | +0.00 |
| WFC Wells Fargo & Co. | Reduce -6.3% | 0.10% | +0.00 |
| DAL Delta Air Lines Inc. | Reduce -1.9% | 0.10% | +0.01 |
| GUNR NT Mstar GLBL NR ETF | Reduce -1.1% | 2.73% | +0.03 |
| TFC Truist Financial Corp. | Reduce -1.6% | 1.02% | +0.03 |
| GSK GSK PLC-Spon ADR | Reduce -1.9% | 0.62% | +0.05 |
| KO The Coca-Cola Co. | Reduce -0.1% | 2.19% | +0.06 |
| JNJ Johnson & Johnson | Reduce -0.9% | 0.90% | +0.07 |
Portfolio Buys Q3 2025 → Q4 2025
| XLRE SS Real Estate Select Sector | Add +113.5% | 1.23% | +0.61 |
| AVGO Broadcom Inc. | Add +504.1% | 0.52% | +0.44 |
| MDT Medtronic PLC | New | 0.27% | +0.27 |
| EMR Emerson Electric Co. | New | 0.25% | +0.25 |
| BA The Boeing Co. | New | 0.24% | +0.24 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +201.1% | 0.37% | +0.24 |
| ACHR Archer Aviation Inc. Class A | Add +179.1% | 0.45% | +0.24 |
| FCX Freeport-McMoran Inc. | New | 0.22% | +0.22 |
| YUM Yum! Brands Inc. | New | 0.20% | +0.20 |
| AMZN Amazon.com Inc. | Add +3.4% | 3.28% | +0.19 |
| XLK SS Technology Select Sector | Add +4.4% | 3.91% | +0.15 |
| CAT Caterpillar Inc. | Add +2.5% | 0.90% | +0.15 |
| ADI Analog Devices Inc. | Add +16.4% | 0.69% | +0.14 |
| IJH iShares Core S&P Midcap ETF | Add +9.2% | 1.92% | +0.14 |
| NFLX Netflix Inc. | Add +67.3% | 0.61% | +0.13 |
| CRM Salesforce Inc. | Add +2.8% | 1.07% | +0.12 |
| C Citigroup Inc. | Add +7.0% | 0.63% | +0.10 |
| BMY Bristol-Myers Squibb Co. | Add +6.8% | 0.52% | +0.10 |
| RTX RTX Corp. | Add +7.5% | 0.79% | +0.10 |
| CSCO Cisco Systems Inc. | Add +2.8% | 0.89% | +0.10 |
| IVV iShares Core S&P 500 ETF | Add +40.5% | 0.35% | +0.10 |
| AGG iShares Core U.S. Aggregate | Add +106.8% | 0.20% | +0.10 |
| KKR KKR & Co. Inc. | Add +30.0% | 0.42% | +0.08 |
| SRFM Surf Air Mobility Inc. | New | 0.08% | +0.08 |
| IWF iShares Russell 1000 Growth | New | 0.08% | +0.08 |
| XOM Exxon Mobil Corp. | Add +4.0% | 0.97% | +0.07 |
| MRK Merck & Co. Inc. | New | 0.07% | +0.07 |
| INTU Intuit Inc. | Add +30.4% | 0.37% | +0.07 |
| CCL Carnival Corp. | New | 0.07% | +0.07 |
| TJX TJX Companies Inc. | Add +2.7% | 0.90% | +0.05 |
| COR Cencora Inc. | Add +0.1% | 0.84% | +0.04 |
| ACN Accenture PLC Class A | Add +4.5% | 0.44% | +0.04 |
| NEE Nextera Energy Inc. | Add +4.5% | 0.51% | +0.04 |
| SCHD Schwab US DVD Equity ETF | Add +3.7% | 1.95% | +0.03 |
| DIS The Walt Disney Co. | Add +7.9% | 0.69% | +0.03 |
| WMT Walmart Inc. | Add +4.8% | 0.28% | +0.03 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +5.1% | 0.91% | +0.02 |
| NFRA NT GLBL BRD Infra ETF | Add +7.2% | 3.48% | +0.02 |
| ABBV Abbvie Inc. | Add +23.1% | 0.10% | +0.02 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +14.3% | 0.12% | +0.01 |
| SCHW Schwab (charles) Corp. | Add +0.2% | 0.56% | +0.01 |
| VOO Vanguard S&P 500 ETF | Add +10.6% | 0.11% | +0.01 |
| QQQ Invesco QQQ Trust Series 1 | Add +3.6% | 0.30% | +0.01 |
| MCD McDonald's Corp. | Add +2.8% | 0.87% | +0.01 |
| JPM JPMorgan Chase & Co. | Add +0.5% | 3.08% | +0.00 |
| VZ Verizon Communications Inc. | Add +13.6% | 0.15% | +0.00 |
| PEP Pepsico Inc. | Add +3.9% | 0.08% | +0.00 |
| XLI SS Industrial Select Sector | Add +1.8% | 0.22% | −0.00 |
| ALL Allstate Corp. | Add +1.1% | 0.07% | −0.00 |
| MA Mastercard Inc. Class A | Add +1.8% | 1.51% | −0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 122 | $328.9M | XLK, GOOGL, AAPL, NVDA, NFRA |
| Q1 2026 | 124 | $300.6M | GOOGL, AAPL, NFRA, GUNR, NVDA |
| Q4 2025 | 124 | $294.9M | GOOGL, AAPL, NVDA, XLK, MSFT |
| Q3 2025 | 119 | $287.8M | NVDA, AAPL, GOOGL, XLK, MSFT |
| Q2 2025 | 116 | $261.3M | NVDA, MSFT, HYGV, AAPL, XLK |
| Q1 2025 | 113 | $242.0M | HYGV, AAPL, NFRA, MSFT, NVDA |
| Q4 2024 | 108 | $236.7M | HYGV, AAPL, NVDA, MSFT, GOOGL |
| Q3 2024 | 103 | $216.8M | HYGV, AAPL, MSFT, NFRA, NVDA |
| Q2 2024 | 94 | $200.4M | HYGV, NVDA, AAPL, GOOGL, MSFT |
| Q1 2024 | 95 | $196.7M | HYGV, GUNR, AAPL, NVDA, MSFT |