Valued Retirements, Inc.

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed May 7, 2025), Valued Retirements, Inc. reported 82 stock positions worth $76.1 million. Its top holding was Dimensional International Va (DFIV) at 6.2% of the portfolio, followed by Exxon Mobil (XOM, 6.1%) and Invesco QQQ Trust Series 1 (QQQ, 5.9%). Compared with Q4 2024, it opened 11 new positions, sold out of 7, added to 27 and reduced 16. The biggest buy was Sprott Physical Gold Trust (PHYS, shares +80%) and the biggest sale Invesco S&P Smallcap 600 (RWJ, shares −28%).

Most Recent 13F
Q2 2026
Location
HOUSTON, TX
CIK
0002044874
Portfolio Value
$76.1M (Q1 2025)
SEC Filing
0002044874-25-000004 ↗ filed May 7, 2025

Holdings Value

0$50.0M$100.0M$150.0M Q1 2024: $62.5M Q1 2024 Q2 2024: $65.9M Q2 2024 Q3 2024: $72.6M Q3 2024 Q4 2024: $74.2M Q4 2024 Q1 2025: $76.1M $76.1M Q1 2025 Q2 2025: $88.6M Q2 2025 Q3 2025: $88.6M Q3 2025 Q4 2025: $102.3M Q4 2025 Q1 2026: $102.3M Q1 2026 Q2 2026: $111.4M Q2 2026

Holdings 82 stocks · $76.1M
DFIV Dimensional International Va 6.16% 119,076 $4.7M Reduce -3.5%
XOM Exxon Mobil Corp. 6.12% 39,138 $4.7M Reduce -1.3%
QQQ Invesco QQQ Trust Series 1 5.90% 9,566 $4.5M Reduce -3.0%
FDVV Fidelity High Dividend ETF 5.32% 81,537 $4.0M Add +15.5%
VOO Vanguard S&P 500 ETF 5.02% 7,431 $3.8M Add +10.8%
AAPL Apple Inc. 4.40% 15,077 $3.3M Reduce -0.6%
PHYS Sprott Physical Gold Trust 3.33% 105,147 $2.5M Add +80.2%
RWJ Invesco S&P Smallcap 600 3.30% 61,671 $2.5M Reduce -28.3%
JQUA JPMorgan US Quality Factor 3.14% 42,331 $2.4M Add +90.1%
IAU iShares Gold Trust 2.79% 35,978 $2.1M No change
IWY iShares Russell Top 200 Grow 2.53% 9,114 $1.9M Add +52.7%
OMFL Invesco Russell 1000 DYN M/F 2.50% 35,678 $1.9M No change
SYLD Cambria Shareholder Yield Et 2.37% 28,233 $1.8M Reduce -38.5%
MSFT Microsoft Corp. 2.18% 4,416 $1.7M Add +2.8%
RSP Invesco S&P 500 Equal Weight 1.96% 8,626 $1.5M Add +110.8%
QQQM Invesco Nasdaq 100 ETF 1.73% 6,814 $1.3M Add +72.9%
IMTM iShares MSCI Intl Momentum F 1.62% 30,803 $1.2M Add +31.7%
EFA iShares MSCI Eafe ETF 1.51% 14,071 $1.2M No change
XMMO Invesco S&P Midcap Momentum 1.49% 9,990 $1.1M Reduce -0.6%
IWP iShares Russell Mid-Cap Grow 1.47% 9,546 $1.1M Add +32.0%
QDF NT Qual Div ETF 1.35% 15,028 $1.0M No change
AMZN Amazon.com Inc. 1.27% 5,079 $966K Add +10.3%
QGRO American Century US Quality 1.26% 10,228 $958K New
SCHF Schwab Intl Equity ETF 1.15% 44,280 $876K Add +27.3%
NVDA Nvidia Corp. 1.09% 7,664 $831K Add +7.4%
VIG Vanguard Dividend Apprec ETF 1.05% 4,107 $797K Add +0.1%
IJH iShares Core S&P Midcap ETF 1.01% 13,111 $765K Add +29.4%
VUG Vanguard Mrngstar GR ETF-Sui 0.90% 1,844 $684K Add +0.1%
MOAT Vaneck Morningstar Wide Moat 0.89% 7,661 $674K No change
PAVE Global X US Infrastructure 0.87% 17,597 $664K No change
AGNT Agnt Inc. filed as EXP WORLD HLDGS INC 0.84% 65,547 $641K Add +2.3%
IDHQ Invesco S&P International DE 0.80% 20,246 $606K Add +20.4%
NFRA NT GLBL BRD Infra ETF 0.79% 10,417 $600K No change
JMHI JPMorgan High Yield Municpl 0.78% 11,736 $593K No change
VEU Vanguard Ftse All-World Ex-U 0.78% 9,719 $590K No change
GUNR NT Mstar GLBL NR ETF 0.76% 14,801 $574K No change
EPD Enterprise Products Partners 0.71% 15,890 $542K No change
EEMS iShares MSCI Emerging MKT SM 0.71% 9,669 $538K Reduce -69.4%
MA Mastercard Inc. Class A 0.67% 936 $513K Add +78.3%
BX Blackstone Inc. 0.66% 3,611 $505K No change
BRK.B Berkshire Hathaway Inc. Class B 0.66% 945 $503K Add +83.5%
APO Apollo Global Management Inc. 0.65% 3,597 $493K No change
META Meta Platforms Inc. Class A 0.64% 850 $490K No change
SO The Southern Co. 0.59% 4,876 $448K Reduce -1.8%
NFLX Netflix Inc. 0.59% 479 $447K New
IRM Iron Mountain Inc. filed as IRON MTN INC DEL 0.59% 5,190 $447K No change
DBEF Xtrackers MSCI Eafe Hedged E 0.58% 10,115 $438K Add +0.6%
IWR iShares Russell Mid-Cap ETF 0.56% 4,990 $424K No change
SPOT Spotify Technology SA 0.53% 734 $404K New
TIP iShares Tips Bond ETF 0.52% 3,585 $398K Reduce -46.7%
IGM iShares Expanded Tech Sector 0.52% 4,323 $392K No change
GOOGL Alphabet Inc. Class A 0.51% 2,500 $387K Reduce -4.6%
IQDF NT Intl Qual Div ETF 0.49% 14,996 $374K No change
IHI iShares U.S. Medical Devices 0.46% 5,867 $353K Reduce -59.3%
JPM JPMorgan Chase & Co. 0.44% 1,376 $338K Add +6.6%
AVGO Broadcom Inc. 0.44% 2,000 $335K No change
VCIT Vanguard Int-Term Corporate 0.37% 3,441 $281K Reduce -8.1%
HDV iShares Core High Dividend E 0.36% 2,290 $277K Reduce -12.6%
WELL Welltower Inc. 0.36% 1,808 $277K Add +1.0%
VOOG Vanguard S&P 500 Growth ETF 0.35% 806 $269K Add +0.1%
CCI Crown Castle Inc. 0.35% 2,536 $264K Reduce -1.6%
VTWG Vanguard Russell 2000 Growth 0.34% 1,373 $256K Add +0.1%
V Visa Inc. Class A 0.34% 728 $255K Add +4.3%
CSCO Cisco Systems Inc. 0.33% 4,108 $253K Add +0.1%
IVOG Vanguard S&P Mid-Cap 400 Gro 0.33% 2,402 $248K New
COST Costco Wholesale Corp. 0.32% 261 $247K New
SPYG SS SPDR P S&P 500 Growth ETF 0.32% 3,004 $241K No change
SPYV SS SPDR P S&P 500 Value ETF 0.31% 4,631 $237K No change
VB Vanguard Most SM-Cap ETF-Usd 0.31% 1,061 $235K No change
VFMO Vanguard US Momentum Factor 0.30% 1,515 $230K New
RPV Invesco S&P 500 Pure Value E 0.30% 2,468 $228K New
RING iShares MSCI Global Gold Min 0.29% 5,800 $222K New
VONG Vanguard Russell 1000 Growth 0.29% 2,356 $219K No change
APD Air Products & Chemicals Inc. 0.28% 734 $216K Reduce -1.3%
GOOG Alphabet Inc. Class C 0.28% 1,378 $215K No change
ACN Accenture PLC Class A 0.28% 686 $214K No change
IVOO Vanguard S&P Mid-Cap 400 ETF 0.28% 2,158 $213K No change
IDMO Invesco S&P International DE 0.28% 4,765 $210K New
XEL Xcel Energy Inc. 0.27% 2,910 $206K New
VXUS Vanguard Total Intl Stock 0.27% 3,255 $202K New
BIL SS SPDR BB 1-3M T-Bill ETF 0.27% 2,200 $202K No change
VIOO Vanguard S&P Small-Cap 600 E 0.26% 2,076 $200K No change

Portfolio Sells Q4 2024 → Q1 2025
RWJ Invesco S&P Smallcap 600 Reduce -28.3% 3.30% −2.00
SYLD Cambria Shareholder Yield Et Reduce -38.5% 2.37% −1.87
EEMS iShares MSCI Emerging MKT SM Reduce -69.4% 0.71% −1.77
QQQ Invesco QQQ Trust Series 1 Reduce -3.0% 5.90% −0.89
AAPL Apple Inc. Reduce -0.6% 4.40% −0.71
VEA Vanguard Ftse Developed ETF Sold out 0.00% −0.69
IHI iShares U.S. Medical Devices Reduce -59.3% 0.46% −0.67
RFV Invesco S&P Midcap 400 Pure Sold out 0.00% −0.66
SCHD Schwab US DVD Equity ETF Sold out 0.00% −0.53
TIP iShares Tips Bond ETF Reduce -46.7% 0.52% −0.44
RGLD Royal Gold Inc. Sold out 0.00% −0.36
EW Edwards Lifesciences Corp. Sold out 0.00% −0.29
SMOT Vaneck Morningstar Smid Moat Sold out 0.00% −0.28
SPY SS SPDR S&P 500 ETF Trust-US Sold out 0.00% −0.28
XMMO Invesco S&P Midcap Momentum Reduce -0.6% 1.49% −0.18
GOOGL Alphabet Inc. Class A Reduce -4.6% 0.51% −0.16
VCIT Vanguard Int-Term Corporate Reduce -8.1% 0.37% −0.04
HDV iShares Core High Dividend E Reduce -12.6% 0.36% −0.03
APD Air Products & Chemicals Inc. Reduce -1.3% 0.28% −0.01
CCI Crown Castle Inc. Reduce -1.6% 0.35% +0.03
SO The Southern Co. Reduce -1.8% 0.59% +0.04
DFIV Dimensional International Va Reduce -3.5% 6.16% +0.26
XOM Exxon Mobil Corp. Reduce -1.3% 6.12% +0.37

Portfolio Buys Q4 2024 → Q1 2025
PHYS Sprott Physical Gold Trust Add +80.2% 3.33% +1.74
JQUA JPMorgan US Quality Factor Add +90.1% 3.14% +1.42
QGRO American Century US Quality New 1.26% +1.26
RSP Invesco S&P 500 Equal Weight Add +110.8% 1.96% +1.00
IWY iShares Russell Top 200 Grow Add +52.7% 2.53% +0.64
QQQM Invesco Nasdaq 100 ETF Add +72.9% 1.73% +0.61
NFLX Netflix Inc. New 0.59% +0.59
FDVV Fidelity High Dividend ETF Add +15.5% 5.32% +0.57
SPOT Spotify Technology SA New 0.53% +0.53
IMTM iShares MSCI Intl Momentum F Add +31.7% 1.62% +0.44
BRK.B Berkshire Hathaway Inc. Class B Add +83.5% 0.66% +0.35
IVOG Vanguard S&P Mid-Cap 400 Gro New 0.33% +0.33
COST Costco Wholesale Corp. New 0.32% +0.32
VFMO Vanguard US Momentum Factor New 0.30% +0.30
MA Mastercard Inc. Class A Add +78.3% 0.67% +0.30
RPV Invesco S&P 500 Pure Value E New 0.30% +0.30
RING iShares MSCI Global Gold Min New 0.29% +0.29
SCHF Schwab Intl Equity ETF Add +27.3% 1.15% +0.28
IDMO Invesco S&P International DE New 0.28% +0.28
XEL Xcel Energy Inc. New 0.27% +0.27
VXUS Vanguard Total Intl Stock New 0.27% +0.27
IWP iShares Russell Mid-Cap Grow Add +32.0% 1.47% +0.24
IDHQ Invesco S&P International DE Add +20.4% 0.80% +0.16
IJH iShares Core S&P Midcap ETF Add +29.4% 1.01% +0.16
VOO Vanguard S&P 500 ETF Add +10.8% 5.02% +0.15
WELL Welltower Inc. Add +1.0% 0.36% +0.06
V Visa Inc. Class A Add +4.3% 0.34% +0.04
JPM JPMorgan Chase & Co. Add +6.6% 0.44% +0.03
DBEF Xtrackers MSCI Eafe Hedged E Add +0.6% 0.58% +0.02
CSCO Cisco Systems Inc. Add +0.1% 0.33% +0.01
VIG Vanguard Dividend Apprec ETF Add +0.1% 1.05% −0.03
VOOG Vanguard S&P 500 Growth ETF Add +0.1% 0.35% −0.04
VTWG Vanguard Russell 2000 Growth Add +0.1% 0.34% −0.05
AMZN Amazon.com Inc. Add +10.3% 1.27% −0.09
VUG Vanguard Mrngstar GR ETF-Sui Add +0.1% 0.90% −0.12
AGNT Agnt Inc. Add +2.3% 0.84% −0.15
NVDA Nvidia Corp. Add +7.4% 1.09% −0.20
MSFT Microsoft Corp. Add +2.8% 2.18% −0.26

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 101$111.4MQQQ, VOO, DFIV, FDVV, XOM
Q1 2026 90$102.3MXOM, DFIV, PHYS, QQQ, VOO
Q4 2025 92$102.3MQQQ, VOO, DFIV, FDVV, PHYS
Q3 2025 89$88.6MQQQ, DFIV, FDVV, VOO, XOM
Q2 2025 89$88.6MQQQ, DFIV, FDVV, VOO, XOM
Q1 2025 82$76.1MDFIV, XOM, QQQ, FDVV, VOO
Q4 2024 78$74.2MQQQ, DFIV, XOM, RWJ, AAPL
Q3 2024 81$72.6MDFIV, QQQ, XOM, RWJ, SYLD
Q2 2024 70$65.9MQQQ, XOM, DFIV, RWJ, SYLD
Q1 2024 72$62.5MXOM, QQQ, DFIV, RWJ, SYLD