Valued Retirements, Inc.

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 9, 2026), Valued Retirements, Inc. reported 92 stock positions worth $102.3 million. Its top holding was Invesco QQQ Trust Series 1 (QQQ) at 5.5% of the portfolio, followed by Vanguard S&P 500 ETF (VOO, 5.3%) and Dimensional International Va (DFIV, 5.3%). Compared with Q3 2025, it opened 8 new positions, sold out of 5, added to 33 and reduced 22. The biggest buy was Sprott Physical Gold Trust (PHYS, shares +13%) and the biggest sale Cambria Shareholder Yield Et (SYLD, shares −49%).

Most Recent 13F
Q2 2026
Location
HOUSTON, TX
CIK
0002044874
Portfolio Value
$102.3M (Q4 2025)
SEC Filing
0002044874-26-000002 ↗ filed Feb 9, 2026

Holdings Value

0$50.0M$100.0M$150.0M Q1 2024: $62.5M Q1 2024 Q2 2024: $65.9M Q2 2024 Q3 2024: $72.6M Q3 2024 Q4 2024: $74.2M Q4 2024 Q1 2025: $76.1M Q1 2025 Q2 2025: $88.6M Q2 2025 Q3 2025: $88.6M Q3 2025 Q4 2025: $102.3M $102.3M Q4 2025 Q1 2026: $102.3M Q1 2026 Q2 2026: $111.4M Q2 2026

Holdings 92 stocks · $102.3M
QQQ Invesco QQQ Trust Series 1 5.46% 9,085 $5.6M Reduce -4.8%
VOO Vanguard S&P 500 ETF 5.32% 8,679 $5.4M Add +11.7%
DFIV Dimensional International Va 5.29% 108,430 $5.4M Reduce -3.7%
FDVV Fidelity High Dividend ETF 4.87% 87,817 $5.0M Add +0.4%
PHYS Sprott Physical Gold Trust 4.86% 150,650 $5.0M Add +12.5%
XOM Exxon Mobil Corp. 4.55% 38,638 $4.6M Reduce -1.3%
AAPL Apple Inc. 3.95% 14,875 $4.0M Reduce -0.8%
JQUA JPMorgan US Quality Factor 3.68% 59,508 $3.8M Add +16.4%
IWY iShares Russell Top 200 Grow 3.23% 11,945 $3.3M Add +11.1%
RWJ Invesco S&P Smallcap 600 2.80% 58,859 $2.9M Reduce -5.8%
IAU iShares Gold Trust 2.79% 35,201 $2.9M Reduce -1.7%
QGRO American Century US Quality 2.63% 23,481 $2.7M Add +28.8%
RSP Invesco S&P 500 Equal Weight 2.34% 12,516 $2.4M Add +11.4%
OMFL Invesco Russell 1000 DYN M/F 2.12% 35,523 $2.2M Reduce -0.4%
QQQM Invesco Nasdaq 100 ETF 2.10% 8,507 $2.2M Add +6.6%
MSFT Microsoft Corp. 2.04% 4,310 $2.1M Reduce -1.4%
IMTM iShares MSCI Intl Momentum F 1.60% 34,062 $1.6M Reduce -20.1%
WTV Wisdomtree U.S. Value Fund 1.58% 17,333 $1.6M Add +17.2%
VFMO Vanguard US Momentum Factor 1.56% 8,337 $1.6M Add +81.7%
XMMO Invesco S&P Midcap Momentum 1.38% 10,167 $1.4M Add +4.4%
NVDA Nvidia Corp. 1.37% 7,522 $1.4M Add +2.0%
EFA iShares MSCI Eafe ETF 1.32% 14,071 $1.4M No change
QDF NT Qual Div ETF 1.19% 15,028 $1.2M No change
IWP iShares Russell Mid-Cap Grow 1.12% 8,400 $1.2M Add +16.6%
IDMO Invesco S&P International DE 1.08% 19,889 $1.1M Add +43.3%
AMZN Amazon.com Inc. 1.07% 4,747 $1.1M Add +0.4%
LVHI Franklin International Low V 1.05% 29,306 $1.1M Add +37.0%
SCHF Schwab Intl Equity ETF 1.04% 44,293 $1.1M Add +18.7%
RPV Invesco S&P 500 Pure Value E 0.92% 9,118 $942K Add +82.2%
VUG Vanguard Mrngstar GR ETF-Sui 0.82% 1,728 $843K No change
PAVE Global X US Infrastructure 0.82% 17,597 $841K No change
VIG Vanguard Dividend Apprec ETF 0.78% 3,614 $794K Add +2.1%
GOOGL Alphabet Inc. Class A 0.77% 2,500 $783K No change
MOAT Vaneck Morningstar Wide Moat 0.76% 7,527 $779K Reduce -1.8%
SYLD Cambria Shareholder Yield Et 0.74% 10,832 $753K Reduce -48.6%
VEU Vanguard Ftse All-World Ex-U 0.70% 9,719 $715K No change
AVGO Broadcom Inc. 0.68% 2,000 $692K No change
WELL Welltower Inc. 0.63% 3,488 $647K Add +20.1%
GUNR NT Mstar GLBL NR ETF 0.61% 13,543 $621K Reduce -8.5%
AGNT Agnt Inc. filed as EXP WORLD HLDGS INC 0.58% 65,189 $590K Reduce -0.6%
NFRA NT GLBL BRD Infra ETF 0.57% 9,623 $582K Reduce -7.6%
META Meta Platforms Inc. Class A 0.55% 850 $561K No change
IGM iShares Expanded Tech Sector 0.55% 4,320 $558K Reduce -0.1%
BX Blackstone Inc. 0.54% 3,611 $557K No change
SPMO Invesco S&P 500 Momentum ETF 0.54% 4,631 $553K Add +70.8%
MA Mastercard Inc. Class A 0.52% 936 $534K No change
APO Apollo Global Management Inc. 0.51% 3,597 $521K No change
EPD Enterprise Products Partners 0.50% 15,890 $509K No change
DBEF Xtrackers MSCI Eafe Hedged E 0.48% 10,118 $487K Add +0.0%
GOOG Alphabet Inc. Class C 0.47% 1,546 $485K No change
IWR iShares Russell Mid-Cap ETF 0.47% 4,990 $480K No change
SO The Southern Co. 0.46% 5,361 $468K Add +1.4%
IQDF NT Intl Qual Div ETF 0.45% 14,996 $456K No change
EEMS iShares MSCI Emerging MKT SM 0.44% 6,658 $449K Reduce -30.6%
NFLX Netflix Inc. 0.44% 4,790 $449K No change
IRM Iron Mountain Inc. filed as IRON MTN INC DEL 0.42% 5,190 $431K No change
RING iShares MSCI Global Gold Min 0.42% 5,800 $427K No change
JPM JPMorgan Chase & Co. 0.42% 1,319 $425K No change
SPOT Spotify Technology SA 0.41% 723 $420K Reduce -6.6%
VOOG Vanguard S&P 500 Growth ETF 0.35% 811 $361K No change
TSLA Tesla Inc. 0.35% 790 $355K No change
RGLD Royal Gold Inc. 0.34% 1,556 $346K No change
CIBR First Trust Nasdaq Cybersecu 0.33% 4,706 $336K Add +9.6%
VTWG Vanguard Russell 2000 Growth 0.32% 1,375 $324K Add +0.1%
SPYG SS SPDR P S&P 500 Growth ETF 0.31% 3,004 $321K No change
CSCO Cisco Systems Inc. 0.31% 4,112 $317K Add +0.1%
TIP iShares Tips Bond ETF 0.30% 2,761 $303K Reduce -23.0%
VCIT Vanguard Int-Term Corporate 0.29% 3,591 $301K Add +3.5%
IBEX Ibex Ltd. 0.28% 7,571 $289K New
SPY SS SPDR S&P 500 ETF Trust-US 0.28% 423 $288K Add +0.2%
VONG Vanguard Russell 1000 Growth 0.28% 2,356 $287K No change
HDV iShares Core High Dividend E 0.27% 2,298 $279K Add +0.2%
GILD Gilead Sciences Inc. 0.27% 2,275 $279K Add +2.4%
AU Anglogold Ashanti PLC 0.27% 3,250 $277K New
IVOG Vanguard S&P Mid-Cap 400 Gro 0.27% 2,266 $272K Reduce -5.7%
V Visa Inc. Class A 0.26% 758 $266K Add +7.1%
SPYV SS SPDR P S&P 500 Value ETF 0.26% 4,631 $263K No change
BRK.B Berkshire Hathaway Inc. Class B 0.25% 515 $259K Reduce -45.5%
VBIL Vanguard 0-3M T-Bill ETF 0.25% 3,392 $256K New
MTUM iShares MSCI USA Momentum Fa 0.24% 969 $243K Add +0.5%
LLY Eli Lilly & Co. 0.24% 225 $242K New
IVOO Vanguard S&P Mid-Cap 400 ETF 0.24% 2,158 $241K No change
VIOO Vanguard S&P Small-Cap 600 E 0.23% 2,076 $230K No change
DTH Wisdomtree International Hig 0.22% 4,350 $224K No change
XEL Xcel Energy Inc. 0.21% 2,963 $219K New
IDHQ Invesco S&P International DE 0.21% 6,186 $217K Reduce -10.3%
VTV Vanguard Mrngstr Val ETF-Aui 0.21% 1,116 $213K New
AMH American Homes 4 Rent- A 0.21% 6,608 $212K New
PLTR Palantir Technologies Inc. Class A 0.21% 1,188 $211K Reduce -27.8%
COST Costco Wholesale Corp. 0.20% 235 $202K Add +0.4%
BIL SS SPDR BB 1-3M T-Bill ETF 0.20% 2,200 $201K No change
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.20% 691 $200K New

Portfolio Sells Q3 2025 → Q4 2025
SYLD Cambria Shareholder Yield Et Reduce -48.6% 0.74% −0.81
IMTM iShares MSCI Intl Momentum F Reduce -20.1% 1.60% −0.60
QQQ Invesco QQQ Trust Series 1 Reduce -4.8% 5.46% −0.48
MSFT Microsoft Corp. Reduce -1.4% 2.04% −0.42
GBIL Goldman Sachs Access Treasur Sold out 0.00% −0.28
BRK.B Berkshire Hathaway Inc. Class B Reduce -45.5% 0.25% −0.27
EEMS iShares MSCI Emerging MKT SM Reduce -30.6% 0.44% −0.26
SPOT Spotify Technology SA Reduce -6.6% 0.41% −0.26
CCI Crown Castle Inc. Sold out 0.00% −0.26
RWJ Invesco S&P Smallcap 600 Reduce -5.8% 2.80% −0.25
EW Edwards Lifesciences Corp. Sold out 0.00% −0.24
APD Air Products & Chemicals Inc. Sold out 0.00% −0.24
XOM Exxon Mobil Corp. Reduce -1.3% 4.55% −0.22
OMFL Invesco Russell 1000 DYN M/F Reduce -0.4% 2.12% −0.20
NFRA NT GLBL BRD Infra ETF Reduce -7.6% 0.57% −0.16
DFIV Dimensional International Va Reduce -3.7% 5.29% −0.15
TIP iShares Tips Bond ETF Reduce -23.0% 0.30% −0.15
PAGS Pagseguro Digital Ltd. Class A Sold out 0.00% −0.12
AGNT Agnt Inc. Reduce -0.6% 0.58% −0.10
GUNR NT Mstar GLBL NR ETF Reduce -8.5% 0.61% −0.06
MOAT Vaneck Morningstar Wide Moat Reduce -1.8% 0.76% −0.05
PLTR Palantir Technologies Inc. Class A Reduce -27.8% 0.21% −0.05
IDHQ Invesco S&P International DE Reduce -10.3% 0.21% −0.04
IVOG Vanguard S&P Mid-Cap 400 Gro Reduce -5.7% 0.27% −0.04
IGM iShares Expanded Tech Sector Reduce -0.1% 0.55% −0.00
IAU iShares Gold Trust Reduce -1.7% 2.79% +0.27
AAPL Apple Inc. Reduce -0.8% 3.95% +0.48

Portfolio Buys Q3 2025 → Q4 2025
PHYS Sprott Physical Gold Trust Add +12.5% 4.86% +1.03
VFMO Vanguard US Momentum Factor Add +81.7% 1.56% +0.67
RPV Invesco S&P 500 Pure Value E Add +82.2% 0.92% +0.39
QGRO American Century US Quality Add +28.8% 2.63% +0.38
VOO Vanguard S&P 500 ETF Add +11.7% 5.32% +0.34
IBEX Ibex Ltd. New 0.28% +0.28
IDMO Invesco S&P International DE Add +43.3% 1.08% +0.28
AU Anglogold Ashanti PLC New 0.27% +0.27
LVHI Franklin International Low V Add +37.0% 1.05% +0.27
VBIL Vanguard 0-3M T-Bill ETF New 0.25% +0.25
IWY iShares Russell Top 200 Grow Add +11.1% 3.23% +0.24
LLY Eli Lilly & Co. New 0.24% +0.24
XEL Xcel Energy Inc. New 0.21% +0.21
JQUA JPMorgan US Quality Factor Add +16.4% 3.68% +0.21
VTV Vanguard Mrngstr Val ETF-Aui New 0.21% +0.21
AMH American Homes 4 Rent- A New 0.21% +0.21
SPMO Invesco S&P 500 Momentum ETF Add +70.8% 0.54% +0.20
VO Vngrd Mrngstr MD-Cap ETF-Usd New 0.20% +0.20
WTV Wisdomtree U.S. Value Fund Add +17.2% 1.58% +0.14
WELL Welltower Inc. Add +20.1% 0.63% +0.13
SCHF Schwab Intl Equity ETF Add +18.7% 1.04% +0.11
QQQM Invesco Nasdaq 100 ETF Add +6.6% 2.10% +0.06
NVDA Nvidia Corp. Add +2.0% 1.37% +0.06
RSP Invesco S&P 500 Equal Weight Add +11.4% 2.34% +0.04
IWP iShares Russell Mid-Cap Grow Add +16.6% 1.12% −0.00
GILD Gilead Sciences Inc. Add +2.4% 0.27% −0.01
VTWG Vanguard Russell 2000 Growth Add +0.1% 0.32% −0.01
CSCO Cisco Systems Inc. Add +0.1% 0.31% −0.01
SPY SS SPDR S&P 500 ETF Trust-US Add +0.2% 0.28% −0.01
DBEF Xtrackers MSCI Eafe Hedged E Add +0.0% 0.48% −0.02
V Visa Inc. Class A Add +7.1% 0.26% −0.02
MTUM iShares MSCI USA Momentum Fa Add +0.5% 0.24% −0.02
HDV iShares Core High Dividend E Add +0.2% 0.27% −0.03
VCIT Vanguard Int-Term Corporate Add +3.5% 0.29% −0.03
XMMO Invesco S&P Midcap Momentum Add +4.4% 1.38% −0.04
CIBR First Trust Nasdaq Cybersecu Add +9.6% 0.33% −0.04
VIG Vanguard Dividend Apprec ETF Add +2.1% 0.78% −0.04
COST Costco Wholesale Corp. Add +0.4% 0.20% −0.06
SO The Southern Co. Add +1.4% 0.46% −0.09
AMZN Amazon.com Inc. Add +0.4% 1.07% −0.10
FDVV Fidelity High Dividend ETF Add +0.4% 4.87% −0.27

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 101$111.4MQQQ, VOO, DFIV, FDVV, XOM
Q1 2026 90$102.3MXOM, DFIV, PHYS, QQQ, VOO
Q4 2025 92$102.3MQQQ, VOO, DFIV, FDVV, PHYS
Q3 2025 89$88.6MQQQ, DFIV, FDVV, VOO, XOM
Q2 2025 89$88.6MQQQ, DFIV, FDVV, VOO, XOM
Q1 2025 82$76.1MDFIV, XOM, QQQ, FDVV, VOO
Q4 2024 78$74.2MQQQ, DFIV, XOM, RWJ, AAPL
Q3 2024 81$72.6MDFIV, QQQ, XOM, RWJ, SYLD
Q2 2024 70$65.9MQQQ, XOM, DFIV, RWJ, SYLD
Q1 2024 72$62.5MXOM, QQQ, DFIV, RWJ, SYLD