Verde Capital Management
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 12, 2025), Verde Capital Management reported 68 stock positions worth $451.3 million. Its top holding was Vanguard ESG US Stock ETF (ESGV) at 16.0% of the portfolio, followed by Vaneck Morningstar Wide Moat (MOAT, 13.3%) and Schwab Fndmn Intl LRG Co. ETF (FNDF, 9.0%). Compared with Q2 2025, it opened 8 new positions, sold out of 5, added to 41 and reduced 18. The biggest buy was a new position in Palantir Technologies Class A (PLTR) and the biggest sale Spotify Technology (SPOT, shares −42%).
- Most Recent 13F
- Q2 2026
- Location
- CLARKSTON, MI
- CIK
- 0001802891
- Portfolio Value
- $451.3M (Q3 2025)
- SEC Filing
- 0002085853-25-000259 ↗ filed Nov 12, 2025
Holdings Value
Holdings 68 stocks · $451.3M
| ESGV Vanguard ESG US Stock ETF | 16.01% | 609,936 | $72.2M | Add +5.0% |
| MOAT Vaneck Morningstar Wide Moat | 13.35% | 607,869 | $60.2M | Add +3.4% |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 8.96% | 940,891 | $40.4M | Add +10.4% |
| QQQM Invesco Nasdaq 100 ETF | 8.34% | 152,311 | $37.6M | Add +1.9% |
| IJH iShares Core S&P Midcap ETF | 6.83% | 472,569 | $30.8M | Add +4.8% |
| HEFA Isha Curr Hedged MSCI Eafe | 6.31% | 719,014 | $28.5M | Add +9.0% |
| IBIT iShares Bitcoin Trust ETF | 2.36% | 163,812 | $10.6M | Add +0.2% |
| BIV Vanguard Intermediate-Term B | 2.31% | 133,762 | $10.4M | Add +13.4% |
| TSLA Tesla Inc. | 2.25% | 22,812 | $10.1M | Add +3.9% |
| ILTB iShares Core 10+ Year Usd Bo | 2.05% | 182,929 | $9.2M | Add +8.0% |
| NVDA Nvidia Corp. | 2.05% | 49,495 | $9.2M | Reduce -15.0% |
| QQQ Invesco QQQ Trust Series 1 | 1.92% | 14,458 | $8.7M | Reduce -7.1% |
| VCIT Vanguard Int-Term Corporate | 1.47% | 78,928 | $6.6M | Reduce -10.2% |
| GOOG Alphabet Inc. Class C | 1.45% | 26,928 | $6.6M | Add +30.4% |
| IMCG iShares Morningstar Mid-Cap | 1.24% | 67,400 | $5.6M | Add +5.6% |
| ETHE Grayscale Ethereum Staking E | 1.19% | 156,891 | $5.4M | Reduce -2.6% |
| IJR iShares Core S&P Small-Cap E | 1.08% | 41,015 | $4.9M | Reduce -4.1% |
| SCHP Schwab U.S. Tips ETF | 1.07% | 178,625 | $4.8M | Add +9.4% |
| GBTC Grayscale Bitcoin Trust ETF | 1.03% | 52,009 | $4.7M | Reduce -3.0% |
| NFLX Netflix Inc. | 1.02% | 3,837 | $4.6M | Reduce -23.7% |
| AMZN Amazon.com Inc. | 0.94% | 19,306 | $4.2M | Add +15.6% |
| PLTR Palantir Technologies Inc. Class A | 0.94% | 23,166 | $4.2M | New |
| AZO AutoZone Inc. | 0.92% | 970 | $4.2M | Add +1.1% |
| PGR Progressive Corp. | 0.92% | 16,809 | $4.2M | Add +78.9% |
| ORLY O'reilly Automotive Inc. | 0.87% | 36,400 | $3.9M | Reduce -13.3% |
| VWOB Vanguard Emerg MKTS Gov BND | 0.84% | 56,417 | $3.8M | Add +4.8% |
| SPOT Spotify Technology SA | 0.77% | 4,986 | $3.5M | Reduce -42.3% |
| MSFT Microsoft Corp. | 0.76% | 6,609 | $3.4M | Add +50.6% |
| PANW Palo Alto Networks Inc. | 0.68% | 15,026 | $3.1M | New |
| CRM Salesforce Inc. | 0.67% | 12,847 | $3.0M | Add +41.9% |
| SPIP SS SPDR P Tips ETF | 0.66% | 113,269 | $3.0M | Reduce -7.5% |
| WELL Welltower Inc. | 0.65% | 16,584 | $3.0M | Add +0.5% |
| ETH Grayscale Ethereum Staking M | 0.59% | 68,094 | $2.7M | Add +7.9% |
| COST Costco Wholesale Corp. | 0.55% | 2,703 | $2.5M | Add +786.2% |
| EQIX Equinix Inc. | 0.52% | 3,017 | $2.4M | Add +9.3% |
| PLD Prologis Inc. | 0.51% | 20,190 | $2.3M | Add +11.8% |
| AAPL Apple Inc. | 0.46% | 8,177 | $2.1M | Add +19.6% |
| XMMO Invesco S&P Midcap Momentum | 0.45% | 15,088 | $2.0M | Reduce -4.7% |
| AMT American Tower Corp. | 0.45% | 10,591 | $2.0M | Add +8.6% |
| CMG Chipotle Mexican Grill Inc. | 0.44% | 51,137 | $2.0M | Add +42.5% |
| CTAS Cintas Corp. | 0.38% | 8,285 | $1.7M | Reduce -40.4% |
| V Visa Inc. Class A | 0.32% | 4,259 | $1.5M | Add +4.4% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.32% | 9,955 | $1.4M | Add +4.2% |
| VNQI Vanguard GLBL Ex-US Real Est | 0.31% | 29,746 | $1.4M | Add +6.2% |
| VNQ Vanguard Real Estate ETF | 0.30% | 15,038 | $1.4M | Add +7.4% |
| HYEM Vaneck Emrg MKTS Hi YLD | 0.27% | 61,854 | $1.2M | Add +3.8% |
| INTU Intuit Inc. | 0.27% | 1,800 | $1.2M | Add +2.2% |
| GILD Gilead Sciences Inc. | 0.24% | 9,891 | $1.1M | New |
| BNDX Vanguard Total Intl Bond ETF | 0.20% | 17,791 | $880K | Add +3.9% |
| GOOGL Alphabet Inc. Class A | 0.14% | 2,651 | $644K | Add +77.9% |
| MCD McDonald's Corp. | 0.11% | 1,687 | $513K | Reduce -0.2% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.11% | 997 | $478K | Reduce -3.4% |
| ORCL Oracle Corp. | 0.10% | 1,585 | $446K | Add +4.3% |
| VOO Vanguard S&P 500 ETF | 0.10% | 723 | $443K | Add +23.2% |
| SYK Stryker Corp. | 0.09% | 1,140 | $421K | Add +1.6% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.09% | 619 | $413K | Reduce -2.2% |
| BTC Grayscale Bitcoin Mini ETF | 0.09% | 7,934 | $402K | Reduce -10.3% |
| IVV iShares Core S&P 500 ETF | 0.09% | 589 | $394K | Reduce -2.2% |
| META Meta Platforms Inc. Class A | 0.08% | 471 | $346K | Add +19.9% |
| AMAT Applied Materials Inc. | 0.07% | 1,613 | $330K | Reduce -75.6% |
| HOOD Robinhood Markets Inc. Class A | 0.06% | 1,934 | $277K | New |
| GME Gamestop Corp. Class A | 0.06% | 10,126 | $276K | New |
| TQQQ Proshares Ultrapro QQQ | 0.06% | 2,640 | $273K | Add +1.9% |
| BSV Vanguard Short-Term Bond ETF | 0.05% | 2,849 | $225K | New |
| CBSH Commerce Bancshares Inc. | 0.05% | 3,621 | $216K | Add +0.5% |
| EW Edwards Lifesciences Corp. | 0.05% | 2,730 | $212K | No change |
| JNJ Johnson & Johnson | 0.05% | 1,106 | $205K | New |
| APH Amphenol Corp. Class A | 0.04% | 1,624 | $201K | New |
Portfolio Sells Q2 2025 → Q3 2025
| SPOT Spotify Technology SA | Reduce -42.3% | 0.77% | −0.87 |
| ABNB Airbnb Inc. Class A | Sold out | 0.00% | −0.76 |
| NVO Novo-Nordisk A/S-Spons ADR | Sold out | 0.00% | −0.73 |
| NFLX Netflix Inc. | Reduce -23.7% | 1.02% | −0.64 |
| CAVA Cava Group Inc. | Sold out | 0.00% | −0.53 |
| CTAS Cintas Corp. | Reduce -40.4% | 0.38% | −0.39 |
| VCIT Vanguard Int-Term Corporate | Reduce -10.2% | 1.47% | −0.33 |
| AMAT Applied Materials Inc. | Reduce -75.6% | 0.07% | −0.23 |
| NVDA Nvidia Corp. | Reduce -15.0% | 2.05% | −0.22 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -7.1% | 1.92% | −0.20 |
| SPIP SS SPDR P Tips ETF | Reduce -7.5% | 0.66% | −0.13 |
| GBTC Grayscale Bitcoin Trust ETF | Reduce -3.0% | 1.03% | −0.09 |
| PYPL PayPal Holdings Inc. | Sold out | 0.00% | −0.08 |
| IJR iShares Core S&P Small-Cap E | Reduce -4.1% | 1.08% | −0.07 |
| ORLY O'reilly Automotive Inc. | Reduce -13.3% | 0.87% | −0.06 |
| XMMO Invesco S&P Midcap Momentum | Reduce -4.7% | 0.45% | −0.05 |
| BTC Grayscale Bitcoin Mini ETF | Reduce -10.3% | 0.09% | −0.02 |
| MCD McDonald's Corp. | Reduce -0.2% | 0.11% | −0.01 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -3.4% | 0.11% | −0.01 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -2.2% | 0.09% | −0.01 |
| IVV iShares Core S&P 500 ETF | Reduce -2.2% | 0.09% | −0.00 |
| OPEN Opendoor Technologies Inc. | Sold out | 0.00% | −0.00 |
| ETHE Grayscale Ethereum Staking E | Reduce -2.6% | 1.19% | +0.36 |
Portfolio Buys Q2 2025 → Q3 2025
| PLTR Palantir Technologies Inc. Class A | New | 0.94% | +0.94 |
| PANW Palo Alto Networks Inc. | New | 0.68% | +0.68 |
| GOOG Alphabet Inc. Class C | Add +30.4% | 1.45% | +0.55 |
| FNDF Schwab Fndmn Intl LRG Co. ETF | Add +10.4% | 8.96% | +0.54 |
| TSLA Tesla Inc. | Add +3.9% | 2.25% | +0.53 |
| COST Costco Wholesale Corp. | Add +786.2% | 0.55% | +0.48 |
| PGR Progressive Corp. | Add +78.9% | 0.92% | +0.30 |
| ESGV Vanguard ESG US Stock ETF | Add +5.0% | 16.01% | +0.30 |
| GILD Gilead Sciences Inc. | New | 0.24% | +0.24 |
| ETH Grayscale Ethereum Staking M | Add +7.9% | 0.59% | +0.22 |
| MSFT Microsoft Corp. | Add +50.6% | 0.76% | +0.22 |
| HEFA Isha Curr Hedged MSCI Eafe | Add +9.0% | 6.31% | +0.13 |
| AAPL Apple Inc. | Add +19.6% | 0.46% | +0.12 |
| GOOGL Alphabet Inc. Class A | Add +77.9% | 0.14% | +0.08 |
| CRM Salesforce Inc. | Add +41.9% | 0.67% | +0.07 |
| BIV Vanguard Intermediate-Term B | Add +13.4% | 2.31% | +0.06 |
| HOOD Robinhood Markets Inc. Class A | New | 0.06% | +0.06 |
| GME Gamestop Corp. Class A | New | 0.06% | +0.06 |
| BSV Vanguard Short-Term Bond ETF | New | 0.05% | +0.05 |
| JNJ Johnson & Johnson | New | 0.05% | +0.05 |
| APH Amphenol Corp. Class A | New | 0.04% | +0.04 |
| PLD Prologis Inc. | Add +11.8% | 0.51% | +0.04 |
| AZO AutoZone Inc. | Add +1.1% | 0.92% | +0.04 |
| AMZN Amazon.com Inc. | Add +15.6% | 0.94% | +0.04 |
| WELL Welltower Inc. | Add +0.5% | 0.65% | +0.03 |
| TJX TJX Companies Inc. | Add +4.2% | 0.32% | +0.03 |
| ORCL Oracle Corp. | Add +4.3% | 0.10% | +0.02 |
| VOO Vanguard S&P 500 ETF | Add +23.2% | 0.10% | +0.02 |
| TQQQ Proshares Ultrapro QQQ | Add +1.9% | 0.06% | +0.01 |
| META Meta Platforms Inc. Class A | Add +19.9% | 0.08% | +0.01 |
| VNQ Vanguard Real Estate ETF | Add +7.4% | 0.30% | −0.00 |
| VNQI Vanguard GLBL Ex-US Real Est | Add +6.2% | 0.31% | −0.00 |
| CBSH Commerce Bancshares Inc. | Add +0.5% | 0.05% | −0.01 |
| SCHP Schwab U.S. Tips ETF | Add +9.4% | 1.07% | −0.01 |
| BNDX Vanguard Total Intl Bond ETF | Add +3.9% | 0.20% | −0.01 |
| SYK Stryker Corp. | Add +1.6% | 0.09% | −0.02 |
| HYEM Vaneck Emrg MKTS Hi YLD | Add +3.8% | 0.27% | −0.02 |
| EQIX Equinix Inc. | Add +9.3% | 0.52% | −0.02 |
| ILTB iShares Core 10+ Year Usd Bo | Add +8.0% | 2.05% | −0.02 |
| IMCG iShares Morningstar Mid-Cap | Add +5.6% | 1.24% | −0.03 |
| VWOB Vanguard Emerg MKTS Gov BND | Add +4.8% | 0.84% | −0.03 |
| V Visa Inc. Class A | Add +4.4% | 0.32% | −0.04 |
| QQQM Invesco Nasdaq 100 ETF | Add +1.9% | 8.34% | −0.04 |
| CMG Chipotle Mexican Grill Inc. | Add +42.5% | 0.44% | −0.05 |
| INTU Intuit Inc. | Add +2.2% | 0.27% | −0.07 |
| IJH iShares Core S&P Midcap ETF | Add +4.8% | 6.83% | −0.07 |
| AMT American Tower Corp. | Add +8.6% | 0.45% | −0.08 |
| IBIT iShares Bitcoin Trust ETF | Add +0.2% | 2.36% | −0.11 |
| MOAT Vaneck Morningstar Wide Moat | Add +3.4% | 13.35% | −0.26 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 80 | $540.9M | MOAT, FNDF, QQQM, SPYM, HEFA |
| Q1 2026 | 69 | $467.7M | ESGV, MOAT, FNDF, QQQM, HEFA |
| Q4 2025 | 67 | $468.9M | ESGV, MOAT, FNDF, QQQM, IJH |
| Q3 2025 | 68 | $451.3M | ESGV, MOAT, FNDF, QQQM, IJH |
| Q2 2025 | 65 | $405.2M | ESGV, MOAT, FNDF, QQQM, IJH |
| Q1 2025 | 64 | $351.5M | ESGV, MOAT, FNDF, QQQM, IJH |
| Q4 2024 | 64 | $354.5M | ESGV, MOAT, QQQM, FNDF, IJH |
| Q3 2024 | 52 | $333.4M | ESGV, MOAT, QQQM, FNDF, IJH |
| Q2 2024 | 45 | $315.0M | ESGV, MOAT, QQQM, FNDF, IJH |
| Q1 2024 | 42 | $292.1M | MOAT, ESGV, QQQM, FNDF, IJH |