Verde Capital Management
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 6, 2026), Verde Capital Management reported 67 stock positions worth $468.9 million. Its top holding was Vanguard ESG US Stock ETF (ESGV) at 15.7% of the portfolio, followed by Vaneck Morningstar Wide Moat (MOAT, 13.8%) and Schwab Fndmn Intl LRG Co. ETF (FNDF, 9.5%). Compared with Q3 2025, it sold out of 1, added to 48 and reduced 17. The biggest buy was Isha Curr Hedged MSCI Eafe (HEFA, shares +8%) and the biggest sale Vanguard ESG US Stock ETF (ESGV, shares −0%).
- Most Recent 13F
- Q2 2026
- Location
- CLARKSTON, MI
- CIK
- 0001802891
- Portfolio Value
- $468.9M (Q4 2025)
- SEC Filing
- 0002085853-26-000212 ↗ filed Feb 6, 2026
Holdings Value
Holdings 67 stocks · $468.9M
| ESGV Vanguard ESG US Stock ETF | 15.70% | 608,409 | $73.6M | Reduce -0.3% |
| MOAT Vaneck Morningstar Wide Moat | 13.83% | 626,318 | $64.9M | Add +3.0% |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 9.46% | 981,015 | $44.4M | Add +4.3% |
| QQQM Invesco Nasdaq 100 ETF | 8.32% | 154,340 | $39.0M | Add +1.3% |
| IJH iShares Core S&P Midcap ETF | 6.91% | 491,212 | $32.4M | Add +4.0% |
| HEFA Isha Curr Hedged MSCI Eafe | 6.83% | 774,533 | $32.0M | Add +7.7% |
| BIV Vanguard Intermediate-Term B | 2.33% | 140,471 | $10.9M | Add +5.0% |
| TSLA Tesla Inc. | 2.24% | 23,317 | $10.5M | Add +2.2% |
| NVDA Nvidia Corp. | 2.24% | 56,201 | $10.5M | Add +13.6% |
| IBIT iShares Bitcoin Trust ETF | 2.10% | 198,103 | $9.8M | Add +20.9% |
| ILTB iShares Core 10+ Year Usd Bo | 1.93% | 182,491 | $9.1M | Reduce -0.2% |
| QQQ Invesco QQQ Trust Series 1 | 1.83% | 13,938 | $8.6M | Reduce -3.6% |
| GOOG Alphabet Inc. Class C | 1.82% | 27,270 | $8.6M | Add +1.3% |
| VCIT Vanguard Int-Term Corporate | 1.32% | 73,972 | $6.2M | Reduce -6.3% |
| IMCG iShares Morningstar Mid-Cap | 1.19% | 69,854 | $5.6M | Add +3.6% |
| SCHP Schwab U.S. Tips ETF | 1.07% | 189,018 | $5.0M | Add +5.8% |
| AMZN Amazon.com Inc. | 1.04% | 21,219 | $4.9M | Add +9.9% |
| IJR iShares Core S&P Small-Cap E | 1.02% | 39,968 | $4.8M | Reduce -2.5% |
| PLTR Palantir Technologies Inc. Class A | 1.02% | 26,857 | $4.8M | Add +15.9% |
| PGR Progressive Corp. | 0.90% | 18,502 | $4.2M | Add +10.1% |
| NFLX Netflix Inc. | 0.87% | 43,618 | $4.1M | Add +13.7% |
| ETHE Grayscale Ethereum Staking E | 0.82% | 157,819 | $3.8M | Add +0.6% |
| VWOB Vanguard Emerg MKTS Gov BND | 0.81% | 56,609 | $3.8M | Add +0.3% |
| CRM Salesforce Inc. | 0.78% | 13,848 | $3.7M | Add +7.8% |
| MSFT Microsoft Corp. | 0.77% | 7,444 | $3.6M | Add +12.6% |
| GBTC Grayscale Bitcoin Trust ETF | 0.75% | 51,322 | $3.5M | Reduce -1.3% |
| AZO AutoZone Inc. | 0.71% | 988 | $3.4M | Add +1.9% |
| ORLY O'reilly Automotive Inc. | 0.71% | 36,593 | $3.3M | Add +0.5% |
| PANW Palo Alto Networks Inc. | 0.68% | 17,289 | $3.2M | Add +15.1% |
| SPIP SS SPDR P Tips ETF | 0.67% | 120,824 | $3.1M | Add +6.7% |
| SPOT Spotify Technology SA | 0.64% | 5,137 | $3.0M | Add +3.0% |
| WELL Welltower Inc. | 0.62% | 15,748 | $2.9M | Reduce -5.0% |
| ETH Grayscale Ethereum Staking M | 0.59% | 99,292 | $2.8M | Add +45.8% |
| COST Costco Wholesale Corp. | 0.57% | 3,126 | $2.7M | Add +15.7% |
| PLD Prologis Inc. | 0.53% | 19,303 | $2.5M | Reduce -4.4% |
| EQIX Equinix Inc. | 0.49% | 2,990 | $2.3M | Reduce -0.9% |
| AAPL Apple Inc. | 0.47% | 8,190 | $2.2M | Add +0.2% |
| CMG Chipotle Mexican Grill Inc. | 0.46% | 58,912 | $2.2M | Add +15.2% |
| XMMO Invesco S&P Midcap Momentum | 0.44% | 14,795 | $2.0M | Reduce -1.9% |
| AMT American Tower Corp. | 0.39% | 10,344 | $1.8M | Reduce -2.3% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.33% | 10,022 | $1.5M | Add +0.7% |
| CTAS Cintas Corp. | 0.33% | 8,149 | $1.5M | Reduce -1.6% |
| V Visa Inc. Class A | 0.32% | 4,332 | $1.5M | Add +1.7% |
| VNQI Vanguard GLBL Ex-US Real Est | 0.32% | 32,520 | $1.5M | Add +9.3% |
| VNQ Vanguard Real Estate ETF | 0.31% | 16,222 | $1.4M | Add +7.9% |
| HYEM Vaneck Emrg MKTS Hi YLD | 0.27% | 63,303 | $1.3M | Add +2.3% |
| GILD Gilead Sciences Inc. | 0.27% | 10,136 | $1.2M | Add +2.5% |
| INTU Intuit Inc. | 0.26% | 1,838 | $1.2M | Add +2.1% |
| BNDX Vanguard Total Intl Bond ETF | 0.17% | 16,957 | $819K | Reduce -4.7% |
| GOOGL Alphabet Inc. Class A | 0.17% | 2,567 | $803K | Reduce -3.2% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.14% | 963 | $657K | Add +55.6% |
| HOOD Robinhood Markets Inc. Class A | 0.12% | 4,859 | $550K | Add +151.2% |
| MCD McDonald's Corp. | 0.11% | 1,704 | $521K | Add +1.0% |
| VOO Vanguard S&P 500 ETF | 0.11% | 806 | $506K | Add +11.5% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.10% | 991 | $483K | Reduce -0.6% |
| IVV iShares Core S&P 500 ETF | 0.09% | 591 | $405K | Add +0.3% |
| SYK Stryker Corp. | 0.09% | 1,142 | $401K | Add +0.2% |
| AMAT Applied Materials Inc. | 0.08% | 1,472 | $378K | Reduce -8.7% |
| META Meta Platforms Inc. Class A | 0.07% | 501 | $331K | Add +6.4% |
| ORCL Oracle Corp. | 0.07% | 1,661 | $324K | Add +4.8% |
| BTC Grayscale Bitcoin Mini ETF | 0.06% | 7,606 | $295K | Reduce -4.1% |
| BSV Vanguard Short-Term Bond ETF | 0.06% | 3,728 | $294K | Add +30.9% |
| TQQQ Proshares Ultrapro QQQ | 0.06% | 5,275 | $278K | No change |
| JNJ Johnson & Johnson | 0.06% | 1,256 | $260K | Add +13.6% |
| GME Gamestop Corp. Class A | 0.05% | 12,383 | $249K | Add +22.3% |
| EW Edwards Lifesciences Corp. | 0.05% | 2,730 | $233K | No change |
| APH Amphenol Corp. Class A | 0.05% | 1,654 | $223K | Add +1.9% |
Portfolio Sells Q3 2025 → Q4 2025
| ESGV Vanguard ESG US Stock ETF | Reduce -0.3% | 15.70% | −0.31 |
| GBTC Grayscale Bitcoin Trust ETF | Reduce -1.3% | 0.75% | −0.29 |
| VCIT Vanguard Int-Term Corporate | Reduce -6.3% | 1.32% | −0.15 |
| ILTB iShares Core 10+ Year Usd Bo | Reduce -0.2% | 1.93% | −0.11 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -3.6% | 1.83% | −0.10 |
| AMT American Tower Corp. | Reduce -2.3% | 0.39% | −0.06 |
| IJR iShares Core S&P Small-Cap E | Reduce -2.5% | 1.02% | −0.06 |
| CTAS Cintas Corp. | Reduce -1.6% | 0.33% | −0.05 |
| CBSH Commerce Bancshares Inc. | Sold out | 0.00% | −0.05 |
| EQIX Equinix Inc. | Reduce -0.9% | 0.49% | −0.03 |
| WELL Welltower Inc. | Reduce -5.0% | 0.62% | −0.03 |
| BTC Grayscale Bitcoin Mini ETF | Reduce -4.1% | 0.06% | −0.03 |
| BNDX Vanguard Total Intl Bond ETF | Reduce -4.7% | 0.17% | −0.02 |
| XMMO Invesco S&P Midcap Momentum | Reduce -1.9% | 0.44% | −0.02 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -0.6% | 0.10% | −0.00 |
| AMAT Applied Materials Inc. | Reduce -8.7% | 0.08% | +0.01 |
| PLD Prologis Inc. | Reduce -4.4% | 0.53% | +0.01 |
| GOOGL Alphabet Inc. Class A | Reduce -3.2% | 0.17% | +0.03 |
Portfolio Buys Q3 2025 → Q4 2025
| HEFA Isha Curr Hedged MSCI Eafe | Add +7.7% | 6.83% | +0.52 |
| FNDF Schwab Fndmn Intl LRG Co. ETF | Add +4.3% | 9.46% | +0.50 |
| MOAT Vaneck Morningstar Wide Moat | Add +3.0% | 13.83% | +0.48 |
| GOOG Alphabet Inc. Class C | Add +1.3% | 1.82% | +0.37 |
| NVDA Nvidia Corp. | Add +13.6% | 2.24% | +0.19 |
| CRM Salesforce Inc. | Add +7.8% | 0.78% | +0.11 |
| AMZN Amazon.com Inc. | Add +9.9% | 1.04% | +0.11 |
| PLTR Palantir Technologies Inc. Class A | Add +15.9% | 1.02% | +0.08 |
| IJH iShares Core S&P Midcap ETF | Add +4.0% | 6.91% | +0.08 |
| HOOD Robinhood Markets Inc. Class A | Add +151.2% | 0.12% | +0.06 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +55.6% | 0.14% | +0.05 |
| GILD Gilead Sciences Inc. | Add +2.5% | 0.27% | +0.02 |
| CMG Chipotle Mexican Grill Inc. | Add +15.2% | 0.46% | +0.02 |
| COST Costco Wholesale Corp. | Add +15.7% | 0.57% | +0.02 |
| BIV Vanguard Intermediate-Term B | Add +5.0% | 2.33% | +0.02 |
| AAPL Apple Inc. | Add +0.2% | 0.47% | +0.01 |
| BSV Vanguard Short-Term Bond ETF | Add +30.9% | 0.06% | +0.01 |
| JNJ Johnson & Johnson | Add +13.6% | 0.06% | +0.01 |
| VOO Vanguard S&P 500 ETF | Add +11.5% | 0.11% | +0.01 |
| TJX TJX Companies Inc. | Add +0.7% | 0.33% | +0.01 |
| MSFT Microsoft Corp. | Add +12.6% | 0.77% | +0.01 |
| SPIP SS SPDR P Tips ETF | Add +6.7% | 0.67% | +0.01 |
| VNQI Vanguard GLBL Ex-US Real Est | Add +9.3% | 0.32% | +0.00 |
| APH Amphenol Corp. Class A | Add +1.9% | 0.05% | +0.00 |
| ETH Grayscale Ethereum Staking M | Add +45.8% | 0.59% | +0.00 |
| V Visa Inc. Class A | Add +1.7% | 0.32% | +0.00 |
| VNQ Vanguard Real Estate ETF | Add +7.9% | 0.31% | +0.00 |
| PANW Palo Alto Networks Inc. | Add +15.1% | 0.68% | +0.00 |
| SCHP Schwab U.S. Tips ETF | Add +5.8% | 1.07% | +0.00 |
| IVV iShares Core S&P 500 ETF | Add +0.3% | 0.09% | −0.00 |
| MCD McDonald's Corp. | Add +1.0% | 0.11% | −0.00 |
| META Meta Platforms Inc. Class A | Add +6.4% | 0.07% | −0.01 |
| HYEM Vaneck Emrg MKTS Hi YLD | Add +2.3% | 0.27% | −0.01 |
| SYK Stryker Corp. | Add +0.2% | 0.09% | −0.01 |
| GME Gamestop Corp. Class A | Add +22.3% | 0.05% | −0.01 |
| TSLA Tesla Inc. | Add +2.2% | 2.24% | −0.01 |
| INTU Intuit Inc. | Add +2.1% | 0.26% | −0.01 |
| QQQM Invesco Nasdaq 100 ETF | Add +1.3% | 8.32% | −0.01 |
| PGR Progressive Corp. | Add +10.1% | 0.90% | −0.02 |
| VWOB Vanguard Emerg MKTS Gov BND | Add +0.3% | 0.81% | −0.02 |
| ORCL Oracle Corp. | Add +4.8% | 0.07% | −0.03 |
| IMCG iShares Morningstar Mid-Cap | Add +3.6% | 1.19% | −0.05 |
| SPOT Spotify Technology SA | Add +3.0% | 0.64% | −0.14 |
| NFLX Netflix Inc. | Add +13.7% | 0.87% | −0.15 |
| ORLY O'reilly Automotive Inc. | Add +0.5% | 0.71% | −0.16 |
| AZO AutoZone Inc. | Add +1.9% | 0.71% | −0.21 |
| IBIT iShares Bitcoin Trust ETF | Add +20.9% | 2.10% | −0.26 |
| ETHE Grayscale Ethereum Staking E | Add +0.6% | 0.82% | −0.37 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 80 | $540.9M | MOAT, FNDF, QQQM, SPYM, HEFA |
| Q1 2026 | 69 | $467.7M | ESGV, MOAT, FNDF, QQQM, HEFA |
| Q4 2025 | 67 | $468.9M | ESGV, MOAT, FNDF, QQQM, IJH |
| Q3 2025 | 68 | $451.3M | ESGV, MOAT, FNDF, QQQM, IJH |
| Q2 2025 | 65 | $405.2M | ESGV, MOAT, FNDF, QQQM, IJH |
| Q1 2025 | 64 | $351.5M | ESGV, MOAT, FNDF, QQQM, IJH |
| Q4 2024 | 64 | $354.5M | ESGV, MOAT, QQQM, FNDF, IJH |
| Q3 2024 | 52 | $333.4M | ESGV, MOAT, QQQM, FNDF, IJH |
| Q2 2024 | 45 | $315.0M | ESGV, MOAT, QQQM, FNDF, IJH |
| Q1 2024 | 42 | $292.1M | MOAT, ESGV, QQQM, FNDF, IJH |