Verdence Capital Advisors LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 29, 2025), Verdence Capital Advisors LLC reported 699 stock positions worth $1.7 billion. Its top holding was Apple (AAPL) at 3.2% of the portfolio, followed by SS SPDR BB 1-3M T-Bill ETF (BIL, 2.9%) and Microsoft (MSFT, 2.8%). Compared with Q2 2025, it opened 69 new positions, sold out of 41, added to 406 and reduced 201. The biggest buy was iShares Core U.S. Aggregate (AGG, shares +42%) and the biggest sale iShares Floating Rate Bond E (FLOT, shares −9%).
- Most Recent 13F
- Q2 2026
- Location
- HUNT VALLEY, MD
- CIK
- 0001719305
- Portfolio Value
- $1.7B (Q3 2025)
- SEC Filing
- 0001719305-25-000008 ↗ filed Oct 29, 2025
Holdings Value
Holdings 699 stocks · $1.7B
| AAPL Apple Inc. | 3.19% | 205,846 | $55.3M | Reduce -0.5% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 2.88% | 545,837 | $50.1M | Add +24.9% |
| MSFT Microsoft Corp. | 2.84% | 92,842 | $49.3M | Add +1.4% |
| SPY SS SPDR S&P 500 ETF Trust-US | 2.54% | 64,350 | $44.1M | Add +18.4% |
| FLOT iShares Floating Rate Bond E | 2.25% | 766,815 | $39.1M | Reduce -8.6% |
| AGG iShares Core U.S. Aggregate | 1.89% | 323,746 | $32.8M | Add +41.5% |
| AVGO Broadcom Inc. | 1.67% | 80,033 | $29.0M | Reduce -15.0% |
| JPM JPMorgan Chase & Co. | 1.54% | 88,060 | $26.8M | Add +6.6% |
| VOO Vanguard S&P 500 ETF | 1.44% | 39,687 | $25.0M | Add +0.5% |
| EFA iShares MSCI Eafe ETF | 1.39% | 252,671 | $24.2M | Add +16.1% |
| VONV Vanguard Russell 1000 Value | 1.33% | 252,651 | $23.0M | Add +15.4% |
| GOOGL Alphabet Inc. Class A | 1.24% | 79,805 | $21.5M | Add +4.2% |
| MU Micron Technology Inc. | 1.22% | 96,242 | $21.2M | Reduce -20.5% |
| SCHG Schwab US Large-Cap Growth | 1.10% | 573,926 | $19.1M | Add +13.0% |
| NVDA Nvidia Corp. | 1.09% | 98,567 | $18.9M | Add +18.9% |
| META Meta Platforms Inc. Class A | 1.05% | 24,346 | $18.3M | Add +4.1% |
| QAI Nylim HDG MLT-STR TRC ETF-Ui filed as NEW YORK LIFE INVESTMENTS ET | 1.05% | 534,721 | $18.2M | Add +40.8% |
| EFV iShares MSCI Eafe Value ETF | 1.00% | 252,169 | $17.4M | Add +9.8% |
| AMZN Amazon.com Inc. | 0.97% | 74,151 | $16.8M | Add +7.6% |
| KLAC KLA Corp. | 0.96% | 13,678 | $16.6M | Reduce -2.7% |
| IWM iShares Russell 2000 ETF | 0.94% | 65,280 | $16.3M | Add +18.8% |
| V Visa Inc. Class A | 0.90% | 45,017 | $15.7M | Reduce -2.6% |
| XOM Exxon Mobil Corp. | 0.88% | 131,362 | $15.2M | Add +9.8% |
| EEM iShares MSCI Emerging Market | 0.87% | 271,251 | $15.1M | Add +12.9% |
| IWR iShares Russell Mid-Cap ETF | 0.84% | 150,204 | $14.7M | Add +24.0% |
| ORCL Oracle Corp. | 0.82% | 50,826 | $14.3M | Reduce -1.8% |
| COST Costco Wholesale Corp. | 0.78% | 14,536 | $13.5M | Add +4.4% |
| IVV iShares Core S&P 500 ETF | 0.68% | 17,140 | $11.8M | Reduce -0.6% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.67% | 23,237 | $11.6M | Add +1.4% |
| AMAT Applied Materials Inc. | 0.65% | 48,437 | $11.2M | Add +2.2% |
| EVR Evercore Inc. Class A | 0.62% | 32,816 | $10.8M | Reduce -0.9% |
| TSLA Tesla Inc. | 0.62% | 23,665 | $10.7M | Add +45.6% |
| GOOG Alphabet Inc. Class C | 0.59% | 37,887 | $10.2M | Reduce -8.4% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.59% | 20,884 | $10.2M | Reduce -5.0% |
| CB Chubb Ltd. | 0.56% | 34,657 | $9.8M | Reduce -1.4% |
| MCK McKesson Corp. | 0.51% | 10,986 | $8.9M | Reduce -2.9% |
| COR Cencora Inc. | 0.51% | 26,497 | $8.9M | Reduce -3.1% |
| MA Mastercard Inc. Class A | 0.51% | 15,411 | $8.8M | Add +8.7% |
| TTWO Take-Two Interactive Softwre | 0.50% | 34,256 | $8.7M | Reduce -0.3% |
| QCOM Qualcomm Inc. | 0.48% | 43,969 | $8.3M | Reduce -4.1% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.47% | 25,905 | $8.1M | Add +37.7% |
| PG The Procter & Gamble Co. | 0.45% | 51,645 | $7.8M | Add +0.5% |
| WPC WP Carey Inc. | 0.45% | 116,221 | $7.8M | No change |
| HD Home Depot Inc. | 0.45% | 20,142 | $7.8M | Add +5.9% |
| WRB WR Berkley Corp. filed as BERKLEY W R CORP | 0.44% | 101,679 | $7.7M | Add +31.1% |
| SSNC Ss&c Technologies Holdings | 0.44% | 88,590 | $7.6M | Reduce -0.1% |
| AXP American Express Co. | 0.43% | 20,756 | $7.5M | Reduce -0.5% |
| LLY Eli Lilly & Co. | 0.43% | 9,036 | $7.5M | Add +5.1% |
| TSM Taiwan Semiconductor-SP ADR | 0.42% | 24,368 | $7.3M | Add +6.2% |
| JNJ Johnson & Johnson | 0.42% | 38,126 | $7.3M | Reduce -12.8% |
| FANG Diamondback Energy Inc. | 0.42% | 50,000 | $7.2M | Add +1.1% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.41% | 89,639 | $7.2M | Add +21.8% |
| ELV Elevance Health Inc. | 0.41% | 20,749 | $7.1M | Reduce -2.2% |
| IQV Iqvia Holdings Inc. | 0.41% | 32,461 | $7.1M | Add +41.6% |
| URI United Rentals Inc. | 0.40% | 7,780 | $7.0M | Reduce -3.8% |
| RTX RTX Corp. | 0.39% | 38,211 | $6.8M | Add +13.9% |
| APO Apollo Global Management Inc. | 0.39% | 54,051 | $6.8M | Add +10.9% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.38% | 35,392 | $6.7M | Add +0.6% |
| RSP Invesco S&P 500 Equal Weight | 0.38% | 34,754 | $6.7M | Add +283.6% |
| VNQ Vanguard Real Estate ETF | 0.38% | 70,373 | $6.5M | Add +39.7% |
| GE General Electric filed as GE AEROSPACE | 0.36% | 20,144 | $6.3M | Reduce -7.7% |
| CBRE CBRE Group Inc. Class A | 0.36% | 38,564 | $6.2M | Reduce -4.4% |
| CAT Caterpillar Inc. | 0.35% | 11,559 | $6.1M | Add +16.6% |
| ABBV Abbvie Inc. | 0.35% | 26,464 | $6.0M | Reduce -3.1% |
| WFC Wells Fargo & Co. | 0.35% | 69,008 | $6.0M | Add +32.9% |
| TRV The Travelers Cos Inc. | 0.34% | 22,037 | $6.0M | Reduce -2.1% |
| IWF iShares Russell 1000 Growth | 0.33% | 11,948 | $5.8M | Add +1.6% |
| UNH Unitedhealth Group Inc. | 0.33% | 15,827 | $5.8M | Reduce -1.5% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.33% | 18,385 | $5.7M | Add +11.7% |
| CVX Chevron Corp. | 0.33% | 36,331 | $5.6M | Add +6.7% |
| VIG Vanguard Dividend Apprec ETF | 0.32% | 25,279 | $5.6M | Reduce -0.2% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.32% | 103,649 | $5.5M | Add +16.7% |
| CACI Caci International Inc. Class A | 0.31% | 9,345 | $5.4M | Reduce -1.4% |
| ASML ASML Holding NV-NY Reg SHS | 0.31% | 5,034 | $5.3M | Add +9.4% |
| PEP Pepsico Inc. | 0.30% | 34,259 | $5.2M | Add +8.0% |
| DFUV Dimensional US Marketwide Va | 0.30% | 115,091 | $5.2M | Reduce -4.8% |
| CPAY Corpay Inc. | 0.30% | 18,275 | $5.2M | Reduce -3.7% |
| AZO AutoZone Inc. | 0.29% | 1,340 | $5.1M | Reduce -7.9% |
| FISV Fiserv Inc. | 0.29% | 40,023 | $5.1M | Reduce -1.1% |
| TFC Truist Financial Corp. | 0.29% | 113,281 | $5.1M | Add +11.7% |
| EMB iShares JP Morgan Usd Emergi | 0.29% | 51,783 | $5.0M | Add +30.4% |
| DG Dollar General Corp. | 0.29% | 48,157 | $4.9M | Add +3.0% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.28% | 16,692 | $4.9M | Add +2.9% |
| WMT Walmart Inc. | 0.28% | 46,817 | $4.9M | Add +32.1% |
| AMGN Amgen Inc. | 0.28% | 16,725 | $4.9M | Reduce -1.3% |
| MO Altria Group Inc. | 0.28% | 75,773 | $4.8M | Add +9.9% |
| VZ Verizon Communications Inc. | 0.27% | 121,365 | $4.8M | Add +4.0% |
| CSCO Cisco Systems Inc. | 0.27% | 65,728 | $4.7M | Add +18.1% |
| TMO Thermo Fisher Scientific Inc. | 0.27% | 8,232 | $4.6M | Add +83.7% |
| PFE Pfizer Inc. | 0.27% | 186,650 | $4.6M | Add +23.5% |
| APG Api Group Corp. | 0.27% | 133,095 | $4.6M | Reduce -0.8% |
| ONTO Onto Innovation Inc. | 0.27% | 34,316 | $4.6M | Add +18.6% |
| WD Walker & Dunlop Inc. | 0.27% | 53,932 | $4.6M | Add +29.9% |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | 0.26% | 55,431 | $4.5M | Add +94.9% |
| USFD US Foods Holding Corp. | 0.26% | 60,713 | $4.5M | Reduce -5.5% |
| DFAT Dimensional US Target Value | 0.25% | 75,635 | $4.4M | Reduce -5.6% |
| IJR iShares Core S&P Small-Cap E | 0.25% | 36,374 | $4.4M | Add +127.7% |
| EME Emcor Group Inc. | 0.25% | 5,830 | $4.4M | Add +3.4% |
| TRU Transunion | 0.25% | 50,790 | $4.3M | Reduce -1.1% |
| PR Permian Resources Corp. Class A | 0.24% | 337,257 | $4.2M | Add +2.8% |
Options reported separately and not counted above: COIN calls ($377K), PATH calls ($55K), FSLY calls ($18K).
Other holdings (1): bonds, preferreds, convertibles and warrants · $3K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| BLACKROCK INCOME TR-RT | RIGHT 10/20/2025 | 26,714 | $3K | New |
Total filed on the 13F, all lines: $1.7B.
Portfolio Sells Q2 2025 → Q3 2025
| FLOT iShares Floating Rate Bond E | Reduce -8.6% | 2.25% | −0.67 |
| HCA HCA Healthcare Inc. | Reduce -70.0% | 0.17% | −0.38 |
| WEX Wex Inc. | Reduce -89.0% | 0.04% | −0.32 |
| V Visa Inc. Class A | Reduce -2.6% | 0.90% | −0.22 |
| FISV Fiserv Inc. | Reduce -1.1% | 0.29% | −0.18 |
| ELV Elevance Health Inc. | Reduce -2.2% | 0.41% | −0.15 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -5.0% | 0.59% | −0.14 |
| CB Chubb Ltd. | Reduce -1.4% | 0.56% | −0.13 |
| CPAY Corpay Inc. | Reduce -3.7% | 0.30% | −0.13 |
| NVO Novo-Nordisk A/S-Spons ADR | Reduce -22.9% | 0.10% | −0.10 |
| AVGO Broadcom Inc. | Reduce -15.0% | 1.67% | −0.10 |
| COP Conocophillips | Reduce -32.6% | 0.12% | −0.09 |
| SAP Sap SE-Sponsored ADR | Reduce -81.2% | 0.01% | −0.09 |
| USFD US Foods Holding Corp. | Reduce -5.5% | 0.26% | −0.08 |
| T AT&T Inc. | Reduce -29.3% | 0.09% | −0.08 |
| AZO AutoZone Inc. | Reduce -7.9% | 0.29% | −0.07 |
| FIS Fidelity National Info Serv | Reduce -21.1% | 0.09% | −0.07 |
| TTWO Take-Two Interactive Softwre | Reduce -0.3% | 0.50% | −0.07 |
| TRV The Travelers Cos Inc. | Reduce -2.1% | 0.34% | −0.07 |
| SSNC Ss&c Technologies Holdings | Reduce -0.1% | 0.44% | −0.07 |
| KVUE Kenvue Inc. | Sold out | 0.00% | −0.06 |
| TRU Transunion | Reduce -1.1% | 0.25% | −0.06 |
| CNC Centene Corp. | Sold out | 0.00% | −0.06 |
| ADBE Adobe Inc. | Reduce -26.9% | 0.07% | −0.06 |
| DD Dupont DE Nemours Inc. | Reduce -64.2% | 0.03% | −0.05 |
| BHRB Burke & Herbert Financial SE | Reduce -5.6% | 0.24% | −0.05 |
| MCK McKesson Corp. | Reduce -2.9% | 0.51% | −0.05 |
| IVV iShares Core S&P 500 ETF | Reduce -0.6% | 0.68% | −0.05 |
| DVN Devon Energy Corp. | Sold out | 0.00% | −0.05 |
| MKC McCormick & Co.-Non VTG SHRS | Reduce -7.7% | 0.11% | −0.05 |
| DFUV Dimensional US Marketwide Va | Reduce -4.8% | 0.30% | −0.05 |
| LYB Lyondellbasell Indu Class A | Reduce -59.3% | 0.02% | −0.05 |
| COR Cencora Inc. | Reduce -3.1% | 0.51% | −0.05 |
| APG Api Group Corp. | Reduce -0.8% | 0.27% | −0.05 |
| NSC Norfolk Southern Corp. | Reduce -10.0% | 0.23% | −0.05 |
| LH Labcorp Holdings Inc. | Reduce -52.9% | 0.03% | −0.05 |
| AIG American International Group | Reduce -18.4% | 0.08% | −0.05 |
| ARE Alexandria Real Estate Equit | Sold out | 0.00% | −0.04 |
| MCD McDonald's Corp. | Reduce -8.5% | 0.20% | −0.04 |
| CM Can Imperial BK of Commerce | Sold out | 0.00% | −0.04 |
| AMGN Amgen Inc. | Reduce -1.3% | 0.28% | −0.04 |
| MS Morgan Stanley | Reduce -26.3% | 0.12% | −0.04 |
| JHX James Hardie Ord | Sold out | 0.00% | −0.04 |
| DFAT Dimensional US Target Value | Reduce -5.6% | 0.25% | −0.04 |
| ANSS Ansys Inc. | Sold out | 0.00% | −0.04 |
| MFG Mizuho Financial Group-ADR | Reduce -46.2% | 0.05% | −0.04 |
| WNS WNS Holdings Ltd. | Sold out | 0.00% | −0.04 |
| STLD Steel Dynamics Inc. | Reduce -68.9% | 0.02% | −0.04 |
| JNJ Johnson & Johnson | Reduce -12.8% | 0.42% | −0.04 |
| IT Gartner Inc. | Sold out | 0.00% | −0.04 |
Portfolio Buys Q2 2025 → Q3 2025
| AGG iShares Core U.S. Aggregate | Add +41.5% | 1.89% | +0.34 |
| GOOGL Alphabet Inc. Class A | Add +4.2% | 1.24% | +0.32 |
| RSP Invesco S&P 500 Equal Weight | Add +283.6% | 0.38% | +0.27 |
| TSLA Tesla Inc. | Add +45.6% | 0.62% | +0.26 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +18.4% | 2.54% | +0.25 |
| SF Stifel Financial Corp. | New | 0.23% | +0.23 |
| IEI iShares 3-7 Year Treasury Bo | New | 0.23% | +0.23 |
| JAAA Janus Henderson Aaa Clo ETF | New | 0.22% | +0.22 |
| QAI Nylim HDG MLT-STR TRC ETF-Ui | Add +40.8% | 1.05% | +0.21 |
| NVDA Nvidia Corp. | Add +18.9% | 1.09% | +0.19 |
| VMBS Vanguard Mortgage-Backed Sec | New | 0.17% | +0.17 |
| VEA Vanguard Ftse Developed ETF | New | 0.17% | +0.17 |
| IQV Iqvia Holdings Inc. | Add +41.6% | 0.41% | +0.16 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Add +24.9% | 2.88% | +0.15 |
| TMO Thermo Fisher Scientific Inc. | Add +83.7% | 0.27% | +0.14 |
| VRIG Invesco Variable Rate Invest | New | 0.14% | +0.14 |
| AMD Advanced Micro Devices | Add +52.1% | 0.24% | +0.14 |
| IJR iShares Core S&P Small-Cap E | Add +127.7% | 0.25% | +0.13 |
| IWM iShares Russell 2000 ETF | Add +18.8% | 0.94% | +0.13 |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | Add +94.9% | 0.26% | +0.10 |
| FSLR First Solar Inc. | New | 0.10% | +0.10 |
| DLR Digital Realty Trust Inc. | New | 0.10% | +0.10 |
| EQIX Equinix Inc. | New | 0.09% | +0.09 |
| IJH iShares Core S&P Midcap ETF | Add +79.8% | 0.23% | +0.09 |
| IBM Intl Business Machines Corp. | Add +37.7% | 0.47% | +0.09 |
| CAT Caterpillar Inc. | Add +16.6% | 0.35% | +0.09 |
| BND Vanguard Total Bond Market | Add +650.9% | 0.10% | +0.09 |
| SCHG Schwab US Large-Cap Growth | Add +13.0% | 1.10% | +0.09 |
| IWR iShares Russell Mid-Cap ETF | Add +24.0% | 0.84% | +0.08 |
| KMI Kinder Morgan Inc. | New | 0.08% | +0.08 |
| IRM Iron Mountain Inc. | Add +208.7% | 0.13% | +0.08 |
| PAYX Paychex Inc. | Add +179.6% | 0.16% | +0.08 |
| EEM iShares MSCI Emerging Market | Add +12.9% | 0.87% | +0.08 |
| BSX Boston Scientific Corp. | Add +386.0% | 0.10% | +0.07 |
| LNG Cheniere Energy Inc. | New | 0.07% | +0.07 |
| VNQ Vanguard Real Estate ETF | Add +39.7% | 0.38% | +0.07 |
| TPR Tapestry Inc. | Add +68.4% | 0.15% | +0.07 |
| KR Kroger Co. | New | 0.07% | +0.07 |
| ONTO Onto Innovation Inc. | Add +18.6% | 0.27% | +0.07 |
| WD Walker & Dunlop Inc. | Add +29.9% | 0.27% | +0.07 |
| GM General Motors Co. | Add +27.6% | 0.19% | +0.07 |
| EFA iShares MSCI Eafe ETF | Add +16.1% | 1.39% | +0.06 |
| TSM Taiwan Semiconductor-SP ADR | Add +6.2% | 0.42% | +0.06 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +105.5% | 0.13% | +0.06 |
| WFC Wells Fargo & Co. | Add +32.9% | 0.35% | +0.06 |
| MDT Medtronic PLC | Add +48.0% | 0.24% | +0.06 |
| RTX RTX Corp. | Add +13.9% | 0.39% | +0.06 |
| GD General Dynamics Corp. | Add +32.3% | 0.23% | +0.06 |
| R Ryder System Inc. | New | 0.06% | +0.06 |
| DELL Dell Technologies -C | New | 0.06% | +0.06 |
Options Activity Q2 2025 → Q3 2025
| COIN Coinbase Global Inc. Class A | call | New | 16,000 | $377K |
| PATH Uipath Inc. Class A | call | New | 27,500 | $55K |
| FSLY Fastly Inc. Class A | call | New | 22,500 | $18K |
| PPTA Perpetua Resources Corp. | call | Sold out | 15,500 | $6Kbefore exit |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
Notes & Other Activity Q2 2025 → Q3 2025
| BLACKROCK INCOME TR-RT | RIGHT 10/20/2025 | New | 26,714 | $3K |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 653 | $1.9B | BIL, AAPL, JAAA, SPY, AGG |
| Q1 2026 | 638 | $1.7B | BIL, AAPL, SPY, FLOT, JAAA |
| Q4 2025 | 653 | $1.7B | AAPL, BIL, MSFT, SPY, FLOT |
| Q3 2025 | 699 | $1.7B | AAPL, BIL, MSFT, SPY, FLOT |
| Q2 2025 | 671 | $1.5B | MSFT, FLOT, AAPL, BIL, SPY |
| Q1 2025 | 649 | $1.3B | AAPL, FLOT, BIL, MSFT, SPY |
| Q4 2024 | 631 | $1.2B | AAPL, MSFT, SPY, VONV, VOO |
| Q3 2024 | 638 | $1.3B | AAPL, MSFT, SPY, VOO, AGG |
| Q2 2024 | 590 | $1.1B | AAPL, MSFT, SPY, VOO, JPM |
| Q1 2024 | 585 | $1.1B | AAPL, MSFT, SPY, JPM, VOO |