Verdence Capital Advisors LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 29, 2026), Verdence Capital Advisors LLC reported 653 stock positions worth $1.7 billion. Its top holding was Apple (AAPL) at 3.3% of the portfolio, followed by SS SPDR BB 1-3M T-Bill ETF (BIL, 3.1%) and Microsoft (MSFT, 2.6%). Compared with Q3 2025, it opened 24 new positions, sold out of 71, added to 278 and reduced 317. The biggest buy was Vanguard Russell 1000 Value (VONV, shares +50%) and the biggest sale an exit from Ss&c Technologies (SSNC).
- Most Recent 13F
- Q2 2026
- Location
- HUNT VALLEY, MD
- CIK
- 0001719305
- Portfolio Value
- $1.7B (Q4 2025)
- SEC Filing
- 0001719305-26-000002 ↗ filed Jan 29, 2026
Holdings Value
Holdings 653 stocks · $1.7B
| AAPL Apple Inc. | 3.26% | 202,317 | $55.0M | Reduce -1.7% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 3.07% | 568,252 | $51.9M | Add +4.1% |
| MSFT Microsoft Corp. | 2.61% | 91,104 | $44.1M | Reduce -1.9% |
| SPY SS SPDR S&P 500 ETF Trust-US | 2.48% | 61,431 | $41.9M | Reduce -4.5% |
| FLOT iShares Floating Rate Bond E | 2.31% | 767,944 | $39.1M | Add +0.1% |
| VONV Vanguard Russell 1000 Value | 2.07% | 378,142 | $34.9M | Add +49.7% |
| AGG iShares Core U.S. Aggregate | 1.96% | 332,281 | $33.2M | Add +2.6% |
| JPM JPMorgan Chase & Co. | 1.63% | 85,308 | $27.5M | Reduce -3.1% |
| AVGO Broadcom Inc. | 1.57% | 76,648 | $26.5M | Reduce -4.2% |
| MU Micron Technology Inc. | 1.56% | 92,261 | $26.3M | Reduce -4.1% |
| GOOGL Alphabet Inc. Class A | 1.50% | 80,856 | $25.3M | Add +1.3% |
| VOO Vanguard S&P 500 ETF | 1.47% | 39,629 | $24.9M | Reduce -0.1% |
| EFA iShares MSCI Eafe ETF | 1.44% | 252,716 | $24.3M | Add +0.0% |
| SCHG Schwab US Large-Cap Growth | 1.28% | 663,580 | $21.6M | Add +15.6% |
| QAI Nylim HDG MLT-STR TRC ETF-Ui filed as NEW YORK LIFE INVESTMENTS ET | 1.24% | 625,462 | $21.0M | Add +17.0% |
| AMZN Amazon.com Inc. | 1.22% | 89,126 | $20.6M | Add +20.2% |
| EFV iShares MSCI Eafe Value ETF | 1.05% | 249,330 | $17.8M | Reduce -1.1% |
| IWR iShares Russell Mid-Cap ETF | 1.03% | 180,928 | $17.4M | Add +20.4% |
| IWM iShares Russell 2000 ETF | 1.03% | 70,676 | $17.4M | Add +8.3% |
| NVDA Nvidia Corp. | 1.00% | 91,033 | $17.0M | Reduce -7.6% |
| META Meta Platforms Inc. Class A | 0.96% | 24,476 | $16.2M | Add +0.5% |
| KLAC KLA Corp. | 0.95% | 13,196 | $16.0M | Reduce -3.5% |
| V Visa Inc. Class A | 0.94% | 45,343 | $15.9M | Add +0.7% |
| XOM Exxon Mobil Corp. | 0.91% | 128,163 | $15.4M | Reduce -2.4% |
| EEM iShares MSCI Emerging Market | 0.90% | 277,963 | $15.2M | Add +2.5% |
| TSM Taiwan Semiconductor-SP ADR | 0.76% | 42,502 | $12.9M | Add +74.4% |
| AMAT Applied Materials Inc. | 0.74% | 48,768 | $12.5M | Add +0.7% |
| JAAA Janus Henderson Aaa Clo ETF | 0.74% | 247,136 | $12.5M | Add +227.5% |
| COST Costco Wholesale Corp. | 0.72% | 14,160 | $12.2M | Reduce -2.6% |
| IVV iShares Core S&P 500 ETF | 0.72% | 17,748 | $12.2M | Add +3.5% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.67% | 23,215 | $11.3M | Reduce -0.1% |
| GOOG Alphabet Inc. Class C | 0.67% | 35,966 | $11.3M | Reduce -5.1% |
| EVR Evercore Inc. Class A | 0.67% | 33,157 | $11.3M | Add +1.0% |
| CB Chubb Ltd. | 0.65% | 35,332 | $11.0M | Add +1.9% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.62% | 20,736 | $10.4M | Reduce -0.7% |
| CMI Cummins Inc. | 0.56% | 18,652 | $9.5M | Add +109.0% |
| ORCL Oracle Corp. | 0.56% | 48,755 | $9.5M | Reduce -4.1% |
| MCK McKesson Corp. | 0.56% | 11,557 | $9.5M | Add +5.2% |
| LLY Eli Lilly & Co. | 0.55% | 8,629 | $9.3M | Reduce -4.5% |
| COR Cencora Inc. | 0.54% | 26,823 | $9.1M | Add +1.2% |
| TTWO Take-Two Interactive Softwre | 0.53% | 34,995 | $9.0M | Add +2.2% |
| IQV Iqvia Holdings Inc. | 0.53% | 39,727 | $9.0M | Add +22.4% |
| TSLA Tesla Inc. | 0.52% | 19,643 | $8.8M | Reduce -17.0% |
| AXP American Express Co. | 0.46% | 20,988 | $7.8M | Add +1.1% |
| APO Apollo Global Management Inc. | 0.46% | 53,525 | $7.7M | Reduce -1.0% |
| MA Mastercard Inc. Class A | 0.46% | 13,538 | $7.7M | Reduce -12.2% |
| FANG Diamondback Energy Inc. | 0.46% | 51,162 | $7.7M | Add +2.3% |
| WRB WR Berkley Corp. filed as BERKLEY W R CORP | 0.45% | 109,527 | $7.7M | Add +7.7% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.45% | 94,323 | $7.5M | Add +5.2% |
| JNJ Johnson & Johnson | 0.44% | 36,180 | $7.5M | Reduce -5.1% |
| WPC WP Carey Inc. | 0.44% | 116,221 | $7.5M | No change |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.40% | 35,490 | $6.8M | Add +0.3% |
| PG The Procter & Gamble Co. | 0.40% | 46,952 | $6.7M | Reduce -9.1% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.39% | 22,075 | $6.5M | Reduce -14.8% |
| DG Dollar General Corp. | 0.38% | 48,858 | $6.5M | Add +1.5% |
| TRV The Travelers Cos Inc. | 0.38% | 22,323 | $6.5M | Add +1.3% |
| VIG Vanguard Dividend Apprec ETF | 0.38% | 29,359 | $6.5M | Add +16.1% |
| URI United Rentals Inc. | 0.38% | 7,906 | $6.4M | Add +1.6% |
| CBRE CBRE Group Inc. Class A | 0.37% | 38,982 | $6.3M | Add +1.1% |
| GE General Electric filed as GE AEROSPACE | 0.37% | 20,261 | $6.2M | Add +0.6% |
| VNQ Vanguard Real Estate ETF | 0.37% | 69,747 | $6.2M | Reduce -0.9% |
| WFC Wells Fargo & Co. | 0.36% | 65,517 | $6.1M | Reduce -5.1% |
| HD Home Depot Inc. | 0.36% | 17,458 | $6.0M | Reduce -13.3% |
| RTX RTX Corp. | 0.35% | 32,261 | $5.9M | Reduce -15.6% |
| ABBV Abbvie Inc. | 0.34% | 25,121 | $5.7M | Reduce -5.1% |
| IWF iShares Russell 1000 Growth | 0.34% | 12,124 | $5.7M | Add +1.5% |
| CAT Caterpillar Inc. | 0.33% | 9,688 | $5.5M | Reduce -16.2% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.32% | 99,022 | $5.4M | Reduce -4.5% |
| CVX Chevron Corp. | 0.32% | 35,540 | $5.4M | Reduce -2.2% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.32% | 17,901 | $5.4M | Reduce -2.6% |
| TFC Truist Financial Corp. | 0.31% | 107,446 | $5.3M | Reduce -5.2% |
| AMGN Amgen Inc. | 0.31% | 15,952 | $5.2M | Reduce -4.6% |
| ONTO Onto Innovation Inc. | 0.31% | 32,814 | $5.2M | Reduce -4.4% |
| APG Api Group Corp. | 0.30% | 134,247 | $5.1M | Add +0.9% |
| CACI Caci International Inc. Class A | 0.30% | 9,464 | $5.0M | Add +1.3% |
| EMB iShares JP Morgan Usd Emergi | 0.29% | 51,226 | $4.9M | Reduce -1.1% |
| MRK Merck & Co. Inc. | 0.29% | 46,449 | $4.9M | Add +10.4% |
| PEP Pepsico Inc. | 0.29% | 34,049 | $4.9M | Reduce -0.6% |
| TMO Thermo Fisher Scientific Inc. | 0.29% | 8,429 | $4.9M | Add +2.4% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.29% | 16,751 | $4.9M | Add +0.3% |
| ASML ASML Holding NV-NY Reg SHS | 0.28% | 4,475 | $4.8M | Reduce -11.1% |
| VTI VG Morningstar TS MKT ETF-US | 0.28% | 14,195 | $4.8M | Add +141.4% |
| USFD US Foods Holding Corp. | 0.28% | 62,197 | $4.7M | Add +2.4% |
| PR Permian Resources Corp. Class A | 0.28% | 332,871 | $4.7M | Reduce -1.3% |
| RSP Invesco S&P 500 Equal Weight | 0.27% | 24,247 | $4.6M | Reduce -30.2% |
| VZ Verizon Communications Inc. | 0.27% | 112,233 | $4.6M | Reduce -7.5% |
| DFUV Dimensional US Marketwide Va | 0.27% | 98,091 | $4.6M | Reduce -14.8% |
| WMT Walmart Inc. | 0.27% | 40,892 | $4.6M | Reduce -12.7% |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | 0.27% | 56,012 | $4.5M | Add +1.1% |
| DFAT Dimensional US Target Value | 0.27% | 75,635 | $4.5M | No change |
| PFE Pfizer Inc. | 0.26% | 179,554 | $4.5M | Reduce -3.8% |
| CSCO Cisco Systems Inc. | 0.26% | 57,119 | $4.4M | Reduce -13.1% |
| SF Stifel Financial Corp. | 0.26% | 34,610 | $4.3M | Add +2.5% |
| AZO AutoZone Inc. | 0.25% | 1,264 | $4.3M | Reduce -5.7% |
| MO Altria Group Inc. | 0.25% | 74,311 | $4.3M | Reduce -1.9% |
| QQQ Invesco QQQ Trust Series 1 | 0.25% | 6,829 | $4.2M | Add +11.9% |
| ELV Elevance Health Inc. | 0.25% | 11,881 | $4.2M | Reduce -42.7% |
| DGRO iShares Core Dividend Growth | 0.25% | 59,883 | $4.2M | Add +3.5% |
| BHRB Burke & Herbert Financial SE | 0.25% | 66,667 | $4.2M | Reduce -1.5% |
| GM General Motors Co. | 0.24% | 50,859 | $4.1M | Add +6.2% |
Options reported separately and not counted above: COIN calls ($7K), BTBT calls ($1K), ACB calls ($900).
Portfolio Sells Q3 2025 → Q4 2025
| SSNC Ss&c Technologies Holdings | Sold out | 0.00% | −0.44 |
| CPAY Corpay Inc. | Sold out | 0.00% | −0.30 |
| QCOM Qualcomm Inc. | Reduce -56.5% | 0.19% | −0.28 |
| ORCL Oracle Corp. | Reduce -4.1% | 0.56% | −0.26 |
| TRU Transunion | Reduce -94.7% | 0.01% | −0.24 |
| MSFT Microsoft Corp. | Reduce -1.9% | 2.61% | −0.24 |
| FISV Fiserv Inc. | Reduce -47.3% | 0.08% | −0.21 |
| ELV Elevance Health Inc. | Reduce -42.7% | 0.25% | −0.16 |
| WD Walker & Dunlop Inc. | Reduce -39.2% | 0.12% | −0.15 |
| UNH Unitedhealth Group Inc. | Reduce -35.7% | 0.20% | −0.14 |
| RSP Invesco S&P 500 Equal Weight | Reduce -30.2% | 0.27% | −0.11 |
| AVGO Broadcom Inc. | Reduce -4.2% | 1.57% | −0.10 |
| IEI iShares 3-7 Year Treasury Bo | Reduce -43.7% | 0.13% | −0.10 |
| TSLA Tesla Inc. | Reduce -17.0% | 0.52% | −0.09 |
| HD Home Depot Inc. | Reduce -13.3% | 0.36% | −0.09 |
| NVO Novo-Nordisk A/S-Spons ADR | Reduce -84.0% | 0.02% | −0.09 |
| NVDA Nvidia Corp. | Reduce -7.6% | 1.00% | −0.08 |
| VMBS Vanguard Mortgage-Backed Sec | Reduce -47.8% | 0.09% | −0.08 |
| AMD Advanced Micro Devices | Reduce -21.8% | 0.16% | −0.08 |
| IBM Intl Business Machines Corp. | Reduce -14.8% | 0.39% | −0.08 |
| COIN Coinbase Global Inc. Class A | Reduce -7.1% | 0.12% | −0.08 |
| ZTS Zoetis Inc. | Reduce -70.7% | 0.03% | −0.08 |
| NFLX Netflix Inc. | Reduce -33.5% | 0.10% | −0.07 |
| IJR iShares Core S&P Small-Cap E | Reduce -28.9% | 0.18% | −0.07 |
| IRM Iron Mountain Inc. | Reduce -43.1% | 0.06% | −0.07 |
| VEA Vanguard Ftse Developed ETF | Reduce -43.0% | 0.10% | −0.07 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -4.5% | 2.48% | −0.06 |
| UPS United Parcel Service Class B | Reduce -40.9% | 0.12% | −0.06 |
| VRIG Invesco Variable Rate Invest | Reduce -41.9% | 0.08% | −0.06 |
| COST Costco Wholesale Corp. | Reduce -2.6% | 0.72% | −0.06 |
| ACI Albertsons Cos Inc. Class A | Reduce -59.8% | 0.03% | −0.06 |
| ABT Abbott Laboratories | Reduce -26.8% | 0.16% | −0.06 |
| ETHE Grayscale Ethereum Staking E | Sold out | 0.00% | −0.06 |
| SHOP Shopify Inc. Class A | Reduce -21.7% | 0.15% | −0.05 |
| PG The Procter & Gamble Co. | Reduce -9.1% | 0.40% | −0.05 |
| DLR Digital Realty Trust Inc. | Reduce -50.1% | 0.04% | −0.05 |
| MA Mastercard Inc. Class A | Reduce -12.2% | 0.46% | −0.05 |
| EQIX Equinix Inc. | Reduce -50.7% | 0.04% | −0.05 |
| IJH iShares Core S&P Midcap ETF | Reduce -23.2% | 0.18% | −0.05 |
| KMB Kimberly-Clark Corp. | Reduce -51.1% | 0.03% | −0.05 |
| AEP American Electric Power | Reduce -29.8% | 0.11% | −0.05 |
| BAH Booz Allen Hamilton Holdings | Reduce -40.5% | 0.07% | −0.05 |
| BND Vanguard Total Bond Market | Reduce -44.1% | 0.06% | −0.04 |
| RTX RTX Corp. | Reduce -15.6% | 0.35% | −0.04 |
| FSLR First Solar Inc. | Reduce -49.0% | 0.05% | −0.04 |
| KNSL Kinsale Capital Group Inc. | Reduce -62.0% | 0.02% | −0.04 |
| AZO AutoZone Inc. | Reduce -5.7% | 0.25% | −0.04 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -31.0% | 0.09% | −0.04 |
| KR Kroger Co. | Reduce -54.1% | 0.03% | −0.04 |
| SO The Southern Co. | Reduce -16.7% | 0.14% | −0.04 |
Portfolio Buys Q3 2025 → Q4 2025
| VONV Vanguard Russell 1000 Value | Add +49.7% | 2.07% | +0.74 |
| JAAA Janus Henderson Aaa Clo ETF | Add +227.5% | 0.74% | +0.52 |
| CMI Cummins Inc. | Add +109.0% | 0.56% | +0.35 |
| TSM Taiwan Semiconductor-SP ADR | Add +74.4% | 0.76% | +0.35 |
| GOOGL Alphabet Inc. Class A | Add +1.3% | 1.50% | +0.26 |
| AMZN Amazon.com Inc. | Add +20.2% | 1.22% | +0.25 |
| LTH Life Time Group Holdings Inc. | New | 0.24% | +0.24 |
| QAI Nylim HDG MLT-STR TRC ETF-Ui | Add +17.0% | 1.24% | +0.19 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Add +4.1% | 3.07% | +0.19 |
| IWR iShares Russell Mid-Cap ETF | Add +20.4% | 1.03% | +0.19 |
| SCHG Schwab US Large-Cap Growth | Add +15.6% | 1.28% | +0.18 |
| VTI VG Morningstar TS MKT ETF-US | Add +141.4% | 0.28% | +0.17 |
| SGOV iShares 0-3 Month Treasury B | New | 0.13% | +0.13 |
| IQV Iqvia Holdings Inc. | Add +22.4% | 0.53% | +0.12 |
| DG Dollar General Corp. | Add +1.5% | 0.38% | +0.10 |
| AMAT Applied Materials Inc. | Add +0.7% | 0.74% | +0.10 |
| CB Chubb Ltd. | Add +1.9% | 0.65% | +0.09 |
| IWM iShares Russell 2000 ETF | Add +8.3% | 1.03% | +0.09 |
| AGG iShares Core U.S. Aggregate | Add +2.6% | 1.96% | +0.08 |
| MRK Merck & Co. Inc. | Add +10.4% | 0.29% | +0.08 |
| EFG iShares MSCI Eafe Growth ETF | Add +84.7% | 0.14% | +0.06 |
| VIG Vanguard Dividend Apprec ETF | Add +16.1% | 0.38% | +0.06 |
| OMF Onemain Holdings Inc. | Add +22.1% | 0.18% | +0.06 |
| FLOT iShares Floating Rate Bond E | Add +0.1% | 2.31% | +0.06 |
| GM General Motors Co. | Add +6.2% | 0.24% | +0.05 |
| PM Philip Morris International | Add +17.7% | 0.24% | +0.05 |
| QUAL iShares MSCI USA Quality Fac | Add +39.1% | 0.17% | +0.05 |
| NXST Nexstar Media Group Inc. | Add +27.1% | 0.18% | +0.05 |
| AIRR First Trust Rba American Ind | New | 0.05% | +0.05 |
| MCK McKesson Corp. | Add +5.2% | 0.56% | +0.05 |
| EVR Evercore Inc. Class A | Add +1.0% | 0.67% | +0.04 |
| EFA iShares MSCI Eafe ETF | Add +0.0% | 1.44% | +0.04 |
| ISRG Intuitive Surgical Inc. | Add +121.0% | 0.07% | +0.04 |
| TRV The Travelers Cos Inc. | Add +1.3% | 0.38% | +0.04 |
| RIO Rio Tinto PLC-Spon ADR | Add +6.3% | 0.21% | +0.04 |
| IVV iShares Core S&P 500 ETF | Add +3.5% | 0.72% | +0.04 |
| FANG Diamondback Energy Inc. | Add +2.3% | 0.46% | +0.04 |
| V Visa Inc. Class A | Add +0.7% | 0.94% | +0.04 |
| APG Api Group Corp. | Add +0.9% | 0.30% | +0.04 |
| TPR Tapestry Inc. | Add +9.5% | 0.18% | +0.04 |
| LUV Southwest Airlines Co. | Add +27.8% | 0.09% | +0.04 |
| IXUS iShares Core Intl Stock ETF | New | 0.03% | +0.03 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +5.2% | 0.45% | +0.03 |
| VVV Valvoline Inc. | New | 0.03% | +0.03 |
| TXN Texas Instruments Inc. | Add +40.7% | 0.09% | +0.03 |
| EEM iShares MSCI Emerging Market | Add +2.5% | 0.90% | +0.03 |
| TTWO Take-Two Interactive Softwre | Add +2.2% | 0.53% | +0.03 |
| IWD iShares Russell 1000 Value E | Add +11.9% | 0.20% | +0.03 |
| QQQ Invesco QQQ Trust Series 1 | Add +11.9% | 0.25% | +0.03 |
| AXP American Express Co. | Add +1.1% | 0.46% | +0.03 |
Options Activity Q3 2025 → Q4 2025
| PATH Uipath Inc. Class A | call | Sold out | 27,500 | $55Kbefore exit |
| FSLY Fastly Inc. Class A | call | Sold out | 22,500 | $18Kbefore exit |
| COIN Coinbase Global Inc. Class A | call | Add +38.8% | 22,200 | $7K |
| BTBT Bit Digital Inc. | call | New | 10,000 | $1K |
| ACB Aurora Cannabis Inc. | call | New | 10,000 | $900 |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
Notes & Other Activity Q3 2025 → Q4 2025
| BLACKROCK INCOME TR-RT | RIGHT 10/20/2025 | Sold out | 26,714 | $3Kbefore exit |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 653 | $1.9B | BIL, AAPL, JAAA, SPY, AGG |
| Q1 2026 | 638 | $1.7B | BIL, AAPL, SPY, FLOT, JAAA |
| Q4 2025 | 653 | $1.7B | AAPL, BIL, MSFT, SPY, FLOT |
| Q3 2025 | 699 | $1.7B | AAPL, BIL, MSFT, SPY, FLOT |
| Q2 2025 | 671 | $1.5B | MSFT, FLOT, AAPL, BIL, SPY |
| Q1 2025 | 649 | $1.3B | AAPL, FLOT, BIL, MSFT, SPY |
| Q4 2024 | 631 | $1.2B | AAPL, MSFT, SPY, VONV, VOO |
| Q3 2024 | 638 | $1.3B | AAPL, MSFT, SPY, VOO, AGG |
| Q2 2024 | 590 | $1.1B | AAPL, MSFT, SPY, VOO, JPM |
| Q1 2024 | 585 | $1.1B | AAPL, MSFT, SPY, JPM, VOO |