Vilga Financial Planning LLC

In its 13F for Q2 2026 (holdings as of June 30, 2026, filed July 9, 2026), Vilga Financial Planning LLC reported 93 stock positions worth $132.0 million. Its top holding was Vanguard Ftse Developed ETF (VEA) at 17.9% of the portfolio, followed by Schwab U.S. Tips ETF (SCHP, 5.2%) and Vanguard Ftse Emerging Marke (VWO, 4.3%). Compared with Q1 2026, it opened 14 new positions, sold out of 4, added to 36 and reduced 18. The biggest buy was Micron Technology (MU, shares +128%) and the biggest sale Vanguard Ftse Emerging Marke (VWO, shares −7%).

Most Recent 13F
Q2 2026
Location
FAIR LAWN, NJ
CIK
0002083456
Portfolio Value
$132.0M (Q2 2026)
SEC Filing
0002083456-26-000003 ↗ filed Jul 9, 2026

Holdings Value

0$50.0M$100.0M$150.0M Q4 2025: $104.4M Q4 2025 Q1 2026: $111.9M Q1 2026 Q2 2026: $132.0M $132.0M Q2 2026

Holdings 93 stocks · $132.0M
VEA Vanguard Ftse Developed ETF 17.92% 331,981 $23.7M Add +4.6%
SCHP Schwab U.S. Tips ETF 5.19% 258,660 $6.9M Add +14.8%
VWO Vanguard Ftse Emerging Marke 4.33% 95,814 $5.7M Reduce -6.8%
IJH iShares Core S&P Midcap ETF 4.24% 72,558 $5.6M Reduce -0.7%
XLK SS Technology Select Sector 3.70% 25,620 $4.9M Reduce -1.1%
NVDA Nvidia Corp. 3.56% 23,487 $4.7M Add +0.4%
ICSH iShares Ultra Short Duration 3.36% 87,598 $4.4M Add +11.0%
IEFA iShares Core MSCI Eafe ETF 3.31% 45,281 $4.4M Add +2.9%
AAPL Apple Inc. 2.90% 13,245 $3.8M Add +1.1%
VTWO Vanguard Russell 2000 ETF 2.58% 28,049 $3.4M Reduce -2.8%
VXUS Vanguard Total Intl Stock 2.56% 39,561 $3.4M Reduce -0.3%
IEMG iShares Core MSCI Emerging 2.40% 38,184 $3.2M Add +3.1%
VTV Vanguard Mrngstr Val ETF-Aui 2.23% 13,529 $2.9M No change
AMZN Amazon.com Inc. 1.69% 9,364 $2.2M Add +2.2%
VO Vngrd Mrngstr MD-Cap ETF-Usd 1.61% 26,325 $2.1M Reduce -1.0%
GOOGL Alphabet Inc. Class A 1.58% 5,854 $2.1M Add +0.8%
MU Micron Technology Inc. 1.58% 1,802 $2.1M Add +127.5%
VOO Vanguard S&P 500 ETF 1.52% 2,920 $2.0M Reduce -5.5%
VTI VG Morningstar TS MKT ETF-US 1.41% 5,048 $1.9M Add +1.1%
MSFT Microsoft Corp. 1.41% 4,976 $1.9M Reduce -4.8%
XLI SS Industrial Select Sector 1.10% 7,842 $1.5M Add +2.5%
VB Vanguard Most SM-Cap ETF-Usd 1.09% 4,763 $1.4M No change
GOOG Alphabet Inc. Class C 1.01% 3,782 $1.3M Add +1.0%
IJR iShares Core S&P Small-Cap E 0.98% 8,700 $1.3M No change
TSM Taiwan Semiconductor-SP ADR 0.95% 2,621 $1.3M Add +18.0%
XLC SS Comm Select Sector SPDR 0.92% 11,323 $1.2M Reduce -0.2%
XLF SS Financial Select Sector 0.88% 21,723 $1.2M Add +0.8%
IVV iShares Core S&P 500 ETF 0.86% 1,515 $1.1M Add +0.2%
BNDX Vanguard Total Intl Bond ETF 0.82% 22,384 $1.1M Add +11.4%
CMF iShares California Muni Bond 0.81% 18,626 $1.1M No change
XLY SS Consumer Disc Select Sect 0.80% 9,038 $1.1M Add +3.3%
BRK.B Berkshire Hathaway Inc. Class B 0.80% 2,111 $1.1M Reduce -6.0%
VCIT Vanguard Int-Term Corporate 0.77% 12,373 $1.0M Add +1.5%
AVGO Broadcom Inc. 0.77% 2,676 $1.0M Add +0.1%
TSLA Tesla Inc. 0.70% 2,210 $930K Add +3.0%
VEU Vanguard Ftse All-World Ex-U 0.70% 11,000 $921K No change
LLY Eli Lilly & Co. 0.67% 738 $885K No change
XLV SS Health Care Select Sector 0.66% 5,454 $865K Add +3.2%
V Visa Inc. Class A 0.65% 2,516 $863K Add +1.3%
META Meta Platforms Inc. Class A 0.65% 1,518 $855K Add +0.2%
EFA iShares MSCI Eafe ETF 0.64% 8,121 $844K No change
DFAT Dimensional US Target Value 0.63% 11,970 $837K No change
DFAC Dimensional US Core Equity 2 0.57% 16,915 $750K No change
JPM JPMorgan Chase & Co. 0.55% 2,229 $730K Add +2.2%
VT Vanguard Tot World STK ETF 0.44% 3,725 $585K No change
AMD Advanced Micro Devices 0.43% 976 $567K Reduce -0.9%
DFAX Dimensional World Ex US Core 0.37% 13,404 $494K No change
FLEX Flex Ltd. 0.37% 3,000 $486K New
BAC Bank of America Corp. 0.34% 7,882 $449K Add +2.1%
XLP SS Consumer Staples Sel Sect 0.34% 5,341 $444K Add +4.5%
RKLB Rocket Lab Corp. 0.32% 4,200 $427K No change
CAT Caterpillar Inc. 0.32% 392 $417K Reduce -1.0%
GE General Electric filed as GE AEROSPACE 0.30% 1,056 $395K Reduce -7.5%
JNJ Johnson & Johnson 0.30% 1,544 $392K Add +1.2%
XLU St Sr Utl SL SE SPDR ETF-Usd 0.29% 8,450 $383K Add +1.9%
VNQ Vanguard Real Estate ETF 0.28% 3,893 $375K No change
GLD SPDR Gold Shares 0.28% 1,000 $368K No change
VSS Vanguard Ftse All Wo X-US SC 0.28% 2,378 $367K No change
AVEM Avantis Emerging Markets Eq 0.27% 3,756 $362K No change
COST Costco Wholesale Corp. 0.27% 382 $357K Add +7.9%
UNH Unitedhealth Group Inc. 0.27% 852 $354K Add +11.5%
XOM Exxon Mobil Corp. 0.27% 2,578 $352K No change
SCO Proshares Ultrashort Bloombe 0.27% 10,000 $350K New
VLUE iShares MSCI USA Value Facto 0.26% 1,730 $346K No change
URI United Rentals Inc. 0.26% 304 $344K New
ABBV Abbvie Inc. 0.25% 1,321 $332K No change
WMT Walmart Inc. 0.25% 2,929 $332K Add +2.5%
XLE SS Energy Select Sector 0.24% 6,080 $323K Add +4.0%
LRCX Lam Research Corp. 0.22% 677 $293K New
XLB SS Materials Select Sector 0.22% 5,708 $290K Add +2.6%
DFGR Dim Global Real Estate ETF 0.21% 9,728 $282K No change
IWM iShares Russell 2000 ETF 0.21% 920 $276K No change
HD Home Depot Inc. 0.21% 772 $272K Reduce -19.6%
KO The Coca-Cola Co. 0.21% 3,334 $271K No change
MRK Merck & Co. Inc. 0.20% 2,091 $269K Add +8.2%
RTX RTX Corp. 0.20% 1,379 $262K Reduce -5.2%
CSCO Cisco Systems Inc. 0.20% 2,225 $261K New
NFLX Netflix Inc. 0.19% 3,588 $256K Reduce -6.3%
INTC Intel Corp. 0.19% 1,833 $256K New
VRTX Vertex Pharmaceuticals Inc. 0.19% 515 $256K No change
TSEM Tower Semiconductor Ltd. 0.19% 953 $248K New
XLRE SS Real Estate Select Sector 0.19% 5,576 $246K Add +3.7%
BKNG Booking Holdings Inc. 0.19% 1,375 $245K Reduce -6.8%
AMAT Applied Materials Inc. 0.18% 333 $241K New
SCHE Schwab Emrg Mrkts Eqty ETF 0.18% 6,571 $238K No change
MS Morgan Stanley 0.17% 1,058 $221K New
USFR Wisdomtree Floating Rate Tre 0.17% 4,376 $220K No change
MO Altria Group Inc. 0.16% 3,011 $217K New
LOW Lowe's Cos Inc. 0.16% 945 $208K Reduce -3.2%
DFEV Dimensional Emrg MRKT Val 0.16% 4,874 $208K New
DFAE Dimensional Emerging Core Eq 0.16% 5,164 $208K New
QQQ Invesco QQQ Trust Series 1 0.16% 278 $205K New
DFAI Dimensional International Co. 0.15% 4,896 $202K New

Portfolio Sells Q1 2026 → Q2 2026
VWO Vanguard Ftse Emerging Marke Reduce -6.8% 4.33% −0.63
MSFT Microsoft Corp. Reduce -4.8% 1.41% −0.32
VBR Vngrd Mrngst SL-CP Val ETF-U Sold out 0.00% −0.25
VOE Vngrd Mrngstr MD-Cap Val ETF Sold out 0.00% −0.24
MA Mastercard Inc. Class A Sold out 0.00% −0.22
XLC SS Comm Select Sector SPDR Reduce -0.2% 0.92% −0.20
ISRG Intuitive Surgical Inc. Sold out 0.00% −0.19
VXUS Vanguard Total Intl Stock Reduce -0.3% 2.56% −0.17
IJH iShares Core S&P Midcap ETF Reduce -0.7% 4.24% −0.17
BRK.B Berkshire Hathaway Inc. Class B Reduce -6.0% 0.80% −0.16
NFLX Netflix Inc. Reduce -6.3% 0.19% −0.13
VOO Vanguard S&P 500 ETF Reduce -5.5% 1.52% −0.13
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -1.0% 1.61% −0.10
HD Home Depot Inc. Reduce -19.6% 0.21% −0.08
RTX RTX Corp. Reduce -5.2% 0.20% −0.05
LOW Lowe's Cos Inc. Reduce -3.2% 0.16% −0.05
BKNG Booking Holdings Inc. Reduce -6.8% 0.19% −0.04
VTWO Vanguard Russell 2000 ETF Reduce -2.8% 2.58% −0.00
GE General Electric Reduce -7.5% 0.30% +0.01
CAT Caterpillar Inc. Reduce -1.0% 0.32% +0.07
AMD Advanced Micro Devices Reduce -0.9% 0.43% +0.25
XLK SS Technology Select Sector Reduce -1.1% 3.70% +0.62

Portfolio Buys Q1 2026 → Q2 2026
MU Micron Technology Inc. Add +127.5% 1.58% +1.34
FLEX Flex Ltd. New 0.37% +0.37
TSM Taiwan Semiconductor-SP ADR Add +18.0% 0.95% +0.28
SCO Proshares Ultrashort Bloombe New 0.27% +0.27
URI United Rentals Inc. New 0.26% +0.26
LRCX Lam Research Corp. New 0.22% +0.22
CSCO Cisco Systems Inc. New 0.20% +0.20
INTC Intel Corp. New 0.19% +0.19
TSEM Tower Semiconductor Ltd. New 0.19% +0.19
AMAT Applied Materials Inc. New 0.18% +0.18
MS Morgan Stanley New 0.17% +0.17
MO Altria Group Inc. New 0.16% +0.16
DFEV Dimensional Emrg MRKT Val New 0.16% +0.16
DFAE Dimensional Emerging Core Eq New 0.16% +0.16
QQQ Invesco QQQ Trust Series 1 New 0.16% +0.16
DFAI Dimensional International Co. New 0.15% +0.15
GOOGL Alphabet Inc. Class A Add +0.8% 1.58% +0.09
IEMG iShares Core MSCI Emerging Add +3.1% 2.40% +0.09
UNH Unitedhealth Group Inc. Add +11.5% 0.27% +0.08
GOOG Alphabet Inc. Class C Add +1.0% 1.01% +0.05
AVGO Broadcom Inc. Add +0.1% 0.77% +0.03
BAC Bank of America Corp. Add +2.1% 0.34% +0.00
MRK Merck & Co. Inc. Add +8.2% 0.20% −0.00
XLI SS Industrial Select Sector Add +2.5% 1.10% −0.01
TSLA Tesla Inc. Add +3.0% 0.70% −0.01
XLRE SS Real Estate Select Sector Add +3.7% 0.19% −0.01
AMZN Amazon.com Inc. Add +2.2% 1.69% −0.01
VTI VG Morningstar TS MKT ETF-US Add +1.1% 1.41% −0.02
V Visa Inc. Class A Add +1.3% 0.65% −0.02
JPM JPMorgan Chase & Co. Add +2.2% 0.55% −0.02
IVV iShares Core S&P 500 ETF Add +0.2% 0.86% −0.02
XLB SS Materials Select Sector Add +2.6% 0.22% −0.03
JNJ Johnson & Johnson Add +1.2% 0.30% −0.04
XLV SS Health Care Select Sector Add +3.2% 0.66% −0.04
XLP SS Consumer Staples Sel Sect Add +4.5% 0.34% −0.04
BNDX Vanguard Total Intl Bond ETF Add +11.4% 0.82% −0.04
COST Costco Wholesale Corp. Add +7.9% 0.27% −0.04
XLY SS Consumer Disc Select Sect Add +3.3% 0.80% −0.05
XLU St Sr Utl SL SE SPDR ETF-Usd Add +1.9% 0.29% −0.05
WMT Walmart Inc. Add +2.5% 0.25% −0.07
AAPL Apple Inc. Add +1.1% 2.90% −0.07
XLF SS Financial Select Sector Add +0.8% 0.88% −0.07
XLE SS Energy Select Sector Add +4.0% 0.24% −0.08
NVDA Nvidia Corp. Add +0.4% 3.56% −0.09
META Meta Platforms Inc. Class A Add +0.2% 0.65% −0.13
VCIT Vanguard Int-Term Corporate Add +1.5% 0.77% −0.13
SCHP Schwab U.S. Tips ETF Add +14.8% 5.19% −0.16
ICSH iShares Ultra Short Duration Add +11.0% 3.36% −0.21
IEFA iShares Core MSCI Eafe ETF Add +2.9% 3.31% −0.25
VEA Vanguard Ftse Developed ETF Add +4.6% 17.92% −0.25

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 93$132.0MVEA, SCHP, VWO, IJH, XLK
Q1 2026 83$111.9MVEA, SCHP, VWO, IJH, NVDA
Q4 2025 81$104.4MVEA, VWO, NVDA, IJH, IEFA