Vilga Financial Planning LLC

In its 13F for Q1 2026 (holdings as of March 31, 2026, filed June 22, 2026), Vilga Financial Planning LLC reported 83 stock positions worth $111.9 million. Its top holding was Vanguard Ftse Developed ETF (VEA) at 18.2% of the portfolio, followed by Schwab U.S. Tips ETF (SCHP, 5.4%) and Vanguard Ftse Emerging Marke (VWO, 5.0%). Compared with Q4 2025, it opened 6 new positions, sold out of 4, added to 28 and reduced 17. The biggest buy was Schwab U.S. Tips ETF (SCHP, shares +191%) and the biggest sale an exit from Schwab 1-5 YR Corp. BND ETF (SCHJ).

Most Recent 13F
Q2 2026
Location
FAIR LAWN, NJ
CIK
0002083456
Portfolio Value
$111.9M (Q1 2026)
SEC Filing
0002083456-26-000002 ↗ filed Jun 22, 2026

Holdings Value

0$50.0M$100.0M$150.0M Q4 2025: $104.4M Q4 2025 Q1 2026: $111.9M $111.9M Q1 2026 Q2 2026: $132.0M Q2 2026

Holdings 83 stocks · $111.9M
VEA Vanguard Ftse Developed ETF 18.17% 317,399 $20.3M Add +6.0%
SCHP Schwab U.S. Tips ETF 5.36% 225,316 $6.0M Add +190.7%
VWO Vanguard Ftse Emerging Marke 4.96% 102,756 $5.6M Add +8.2%
IJH iShares Core S&P Midcap ETF 4.41% 73,078 $4.9M Add +15.5%
NVDA Nvidia Corp. 3.65% 23,402 $4.1M No change
ICSH iShares Ultra Short Duration 3.57% 78,914 $4.0M Add +42.9%
IEFA iShares Core MSCI Eafe ETF 3.56% 44,015 $4.0M Reduce -0.1%
XLK SS Technology Select Sector 3.07% 25,893 $3.4M Reduce -0.0%
AAPL Apple Inc. 2.97% 13,105 $3.3M No change
VXUS Vanguard Total Intl Stock 2.73% 39,693 $3.1M No change
VTWO Vanguard Russell 2000 ETF 2.58% 28,864 $2.9M Reduce -2.7%
VTV Vanguard Mrngstr Val ETF-Aui 2.37% 13,529 $2.7M New
IEMG iShares Core MSCI Emerging 2.31% 37,033 $2.6M Reduce -0.7%
MSFT Microsoft Corp. 1.73% 5,226 $1.9M Reduce -5.4%
VO Vngrd Mrngstr MD-Cap ETF-Usd 1.71% 6,647 $1.9M No change
AMZN Amazon.com Inc. 1.70% 9,162 $1.9M Reduce -0.2%
VOO Vanguard S&P 500 ETF 1.65% 3,089 $1.8M Add +10.4%
GOOGL Alphabet Inc. Class A 1.49% 5,807 $1.7M No change
VTI VG Morningstar TS MKT ETF-US 1.43% 4,994 $1.6M Add +0.4%
XLC SS Comm Select Sector SPDR 1.12% 11,342 $1.3M Add +2.4%
VB Vanguard Most SM-Cap ETF-Usd 1.11% 4,763 $1.2M No change
XLI SS Industrial Select Sector 1.11% 7,654 $1.2M Reduce -0.5%
IJR iShares Core S&P Small-Cap E 0.97% 8,700 $1.1M No change
BRK.B Berkshire Hathaway Inc. Class B 0.96% 2,245 $1.1M No change
GOOG Alphabet Inc. Class C 0.96% 3,744 $1.1M No change
XLF SS Financial Select Sector 0.95% 21,555 $1.1M Reduce -2.7%
CMF iShares California Muni Bond 0.95% 18,626 $1.1M Add +8.2%
VCIT Vanguard Int-Term Corporate 0.90% 12,195 $1.0M Add +3.6%
IVV iShares Core S&P 500 ETF 0.88% 1,512 $988K Add +0.1%
BNDX Vanguard Total Intl Bond ETF 0.86% 20,086 $965K Add +25.5%
XLY SS Consumer Disc Select Sect 0.85% 8,748 $953K Add +5.7%
META Meta Platforms Inc. Class A 0.77% 1,515 $867K Add +0.9%
AVGO Broadcom Inc. 0.74% 2,672 $827K Add +1.3%
VEU Vanguard Ftse All-World Ex-U 0.74% 11,000 $826K No change
TSLA Tesla Inc. 0.71% 2,146 $798K No change
EFA iShares MSCI Eafe ETF 0.70% 8,121 $789K No change
XLV SS Health Care Select Sector 0.69% 5,286 $775K Add +6.1%
TSM Taiwan Semiconductor-SP ADR 0.67% 2,221 $751K No change
V Visa Inc. Class A 0.67% 2,483 $750K Add +0.2%
DFAT Dimensional US Target Value 0.67% 11,970 $748K No change
LLY Eli Lilly & Co. 0.61% 738 $679K No change
DFAC Dimensional US Core Equity 2 0.59% 16,915 $657K No change
JPM JPMorgan Chase & Co. 0.57% 2,181 $642K No change
VT Vanguard Tot World STK ETF 0.46% 3,725 $515K Add +0.0%
DFAX Dimensional World Ex US Core 0.41% 13,404 $455K No change
XOM Exxon Mobil Corp. 0.39% 2,578 $437K Reduce -6.5%
GLD SPDR Gold Shares 0.38% 1,000 $430K No change
XLP SS Consumer Staples Sel Sect 0.37% 5,109 $419K Add +0.8%
XLU St Sr Utl SL SE SPDR ETF-Usd 0.34% 8,293 $381K Add +1.0%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.34% 7,716 $376K Add +3.4%
JNJ Johnson & Johnson 0.33% 1,526 $373K Reduce -2.7%
NFLX Netflix Inc. 0.33% 3,828 $368K Reduce -3.3%
XLE SS Energy Select Sector 0.32% 5,848 $358K New
WMT Walmart Inc. 0.32% 2,857 $355K Reduce -1.9%
COST Costco Wholesale Corp. 0.32% 354 $353K Reduce -1.7%
VSS Vanguard Ftse All Wo X-US SC 0.31% 2,378 $347K No change
VNQ Vanguard Real Estate ETF 0.31% 3,893 $345K No change
GE General Electric filed as GE AEROSPACE 0.29% 1,141 $324K No change
HD Home Depot Inc. 0.28% 960 $316K Reduce -2.2%
AVEM Avantis Emerging Markets Eq 0.27% 3,756 $303K No change
ABBV Abbvie Inc. 0.26% 1,321 $287K No change
VBR Vngrd Mrngst SL-CP Val ETF-U 0.25% 1,301 $283K New
CAT Caterpillar Inc. 0.25% 396 $281K Reduce -9.2%
RTX RTX Corp. 0.25% 1,454 $280K Add +5.4%
XLB SS Materials Select Sector 0.25% 5,563 $278K Add +1.4%
RKLB Rocket Lab Corp. 0.24% 4,200 $270K No change
MU Micron Technology Inc. 0.24% 792 $268K Add +3.5%
VOE Vngrd Mrngstr MD-Cap Val ETF 0.24% 1,449 $267K New
DFGR Dim Global Real Estate ETF 0.23% 9,728 $259K No change
KO The Coca-Cola Co. 0.23% 3,334 $254K No change
BKNG Booking Holdings Inc. 0.22% 59 $248K Reduce -3.3%
VLUE iShares MSCI USA Value Facto 0.22% 1,730 $246K No change
MA Mastercard Inc. Class A 0.22% 485 $242K Reduce -10.0%
MRK Merck & Co. Inc. 0.21% 1,932 $232K New
LOW Lowe's Cos Inc. 0.21% 976 $231K Add +4.7%
VRTX Vertex Pharmaceuticals Inc. 0.21% 515 $230K No change
IWM iShares Russell 2000 ETF 0.20% 920 $228K No change
USFR Wisdomtree Floating Rate Tre 0.20% 4,376 $220K No change
XLRE SS Real Estate Select Sector 0.20% 5,378 $220K Add +1.1%
SCHE Schwab Emrg Mrkts Eqty ETF 0.19% 6,571 $217K No change
ISRG Intuitive Surgical Inc. 0.19% 458 $211K Add +2.0%
UNH Unitedhealth Group Inc. 0.18% 764 $207K Add +5.0%
AMD Advanced Micro Devices 0.18% 985 $200K New

Portfolio Sells Q4 2025 → Q1 2026
SCHJ Schwab 1-5 YR Corp. BND ETF Sold out 0.00% −1.47
MSFT Microsoft Corp. Reduce -5.4% 1.73% −0.83
XLK SS Technology Select Sector Reduce -0.0% 3.07% −0.50
AMZN Amazon.com Inc. Reduce -0.2% 1.70% −0.33
ORCL Oracle Corp. Sold out 0.00% −0.25
VTWO Vanguard Russell 2000 ETF Reduce -2.7% 2.58% −0.25
PLTR Palantir Technologies Inc. Class A Sold out 0.00% −0.23
IEFA iShares Core MSCI Eafe ETF Reduce -0.1% 3.56% −0.21
XLF SS Financial Select Sector Reduce -2.7% 0.95% −0.21
DIS The Walt Disney Co. Sold out 0.00% −0.19
IEMG iShares Core MSCI Emerging Reduce -0.7% 2.31% −0.10
BKNG Booking Holdings Inc. Reduce -3.3% 0.22% −0.09
MA Mastercard Inc. Class A Reduce -10.0% 0.22% −0.08
HD Home Depot Inc. Reduce -2.2% 0.28% −0.04
XLI SS Industrial Select Sector Reduce -0.5% 1.11% −0.04
NFLX Netflix Inc. Reduce -3.3% 0.33% −0.03
WMT Walmart Inc. Reduce -1.9% 0.32% +0.01
CAT Caterpillar Inc. Reduce -9.2% 0.25% +0.01
COST Costco Wholesale Corp. Reduce -1.7% 0.32% +0.02
JNJ Johnson & Johnson Reduce -2.7% 0.33% +0.02
XOM Exxon Mobil Corp. Reduce -6.5% 0.39% +0.07

Portfolio Buys Q4 2025 → Q1 2026
SCHP Schwab U.S. Tips ETF Add +190.7% 5.36% +3.39
VTV Vanguard Mrngstr Val ETF-Aui New 2.37% +2.37
ICSH iShares Ultra Short Duration Add +42.9% 3.57% +0.89
IJH iShares Core S&P Midcap ETF Add +15.5% 4.41% +0.41
XLE SS Energy Select Sector New 0.32% +0.32
VBR Vngrd Mrngst SL-CP Val ETF-U New 0.25% +0.25
VEA Vanguard Ftse Developed ETF Add +6.0% 18.17% +0.25
VOE Vngrd Mrngstr MD-Cap Val ETF New 0.24% +0.24
MRK Merck & Co. Inc. New 0.21% +0.21
AMD Advanced Micro Devices New 0.18% +0.18
BNDX Vanguard Total Intl Bond ETF Add +25.5% 0.86% +0.12
VWO Vanguard Ftse Emerging Marke Add +8.2% 4.96% +0.07
MU Micron Technology Inc. Add +3.5% 0.24% +0.03
XLB SS Materials Select Sector Add +1.4% 0.25% +0.01
RTX RTX Corp. Add +5.4% 0.25% +0.01
XLU St Sr Utl SL SE SPDR ETF-Usd Add +1.0% 0.34% +0.00
CMF iShares California Muni Bond Add +8.2% 0.95% −0.00
XLP SS Consumer Staples Sel Sect Add +0.8% 0.37% −0.00
LOW Lowe's Cos Inc. Add +4.7% 0.21% −0.01
XLRE SS Real Estate Select Sector Add +1.1% 0.20% −0.01
VOO Vanguard S&P 500 ETF Add +10.4% 1.65% −0.03
VCIT Vanguard Int-Term Corporate Add +3.6% 0.90% −0.04
VT Vanguard Tot World STK ETF Add +0.0% 0.46% −0.04
UNH Unitedhealth Group Inc. Add +5.0% 0.18% −0.05
XLV SS Health Care Select Sector Add +6.1% 0.69% −0.05
ISRG Intuitive Surgical Inc. Add +2.0% 0.19% −0.06
BAC Bank of America Corp. Add +3.4% 0.34% −0.06
XLY SS Consumer Disc Select Sect Add +5.7% 0.85% −0.10
IVV iShares Core S&P 500 ETF Add +0.1% 0.88% −0.11
XLC SS Comm Select Sector SPDR Add +2.4% 1.12% −0.13
AVGO Broadcom Inc. Add +1.3% 0.74% −0.14
V Visa Inc. Class A Add +0.2% 0.67% −0.16
VTI VG Morningstar TS MKT ETF-US Add +0.4% 1.43% −0.17
META Meta Platforms Inc. Class A Add +0.9% 0.77% −0.18

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 93$132.0MVEA, SCHP, VWO, IJH, XLK
Q1 2026 83$111.9MVEA, SCHP, VWO, IJH, NVDA
Q4 2025 81$104.4MVEA, VWO, NVDA, IJH, IEFA