VSM Wealth Advisory, LLC
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed May 6, 2025), VSM Wealth Advisory, LLC reported 494 stock positions worth $278.2 million. Its top holding was Vngrd Mrgstr LRG-Cap ETF-Usd (VV) at 15.4% of the portfolio, followed by Vanguard S/T Corp. Bond ETF (VCSH, 6.0%) and Vngrd Mrngstr MG Cap ETF-Usd (MGC, 5.4%). Compared with Q4 2024, it opened 62 new positions, sold out of 40, added to 126 and reduced 54. The biggest buy was Vanguard Mrngstr Val ETF-Aui (VTV, shares +26%) and the biggest sale Vngrd Mrgstr LRG-Cap ETF-Usd (VV, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- HUNT VALLEY, MD
- CIK
- 0002050660
- Portfolio Value
- $278.2M (Q1 2025)
- SEC Filing
- 0002050660-25-000003 ↗ filed May 6, 2025
Holdings Value
Holdings 494 stocks · $278.2M
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 15.42% | 166,952 | $42.9M | Reduce -1.2% |
| VCSH Vanguard S/T Corp. Bond ETF | 6.00% | 211,429 | $16.7M | Add +8.0% |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | 5.36% | 74,048 | $14.9M | Add +4.9% |
| VYM Vanguard High DVD Yield ETF | 4.71% | 101,595 | $13.1M | Add +0.3% |
| VTI VG Morningstar TS MKT ETF-US | 4.61% | 46,706 | $12.8M | Add +1.8% |
| VB Vanguard Most SM-Cap ETF-Usd | 4.28% | 53,701 | $11.9M | Add +0.5% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 3.94% | 42,405 | $11.0M | Reduce -4.4% |
| SCHB Schwab US Broad Market ETF | 3.69% | 477,090 | $10.3M | Reduce -0.7% |
| VEU Vanguard Ftse All-World Ex-U | 3.39% | 155,479 | $9.4M | Reduce -0.5% |
| SCHX Schwab US Large-Cap ETF | 2.95% | 371,669 | $8.2M | Add +0.8% |
| DFAU Dimensional US Core Equity M | 2.75% | 199,310 | $7.7M | Add +7.1% |
| VXF Vanguard Extended Market ETF | 2.66% | 42,898 | $7.4M | Reduce -4.5% |
| VTV Vanguard Mrngstr Val ETF-Aui | 2.55% | 41,042 | $7.1M | Add +25.9% |
| DFUS Dimensional US Eq MKT ETF | 2.38% | 109,546 | $6.6M | Add +5.0% |
| VEA Vanguard Ftse Developed ETF | 2.36% | 129,397 | $6.6M | Add +1.3% |
| DFAC Dimensional US Core Equity 2 | 2.15% | 181,466 | $6.0M | Add +8.2% |
| VUG Vanguard Mrngstar GR ETF-Sui | 2.14% | 16,047 | $6.0M | Add +35.8% |
| VTEB Vanguard Tax-Exempt Bond ETF | 1.47% | 82,599 | $4.1M | Reduce -1.5% |
| SCHZ Schwab US Aggregate Bond ETF | 1.47% | 176,259 | $4.1M | Reduce -0.1% |
| PG The Procter & Gamble Co. | 1.42% | 23,177 | $3.9M | Add +0.0% |
| MINT PIMCO Enhanced Short Maturit | 1.25% | 34,517 | $3.5M | Add +3.5% |
| VOO Vanguard S&P 500 ETF | 1.15% | 6,239 | $3.2M | Add +0.0% |
| XOM Exxon Mobil Corp. | 1.06% | 24,752 | $2.9M | Reduce -0.1% |
| VWO Vanguard Ftse Emerging Marke | 1.03% | 63,289 | $2.9M | Reduce -1.5% |
| AAPL Apple Inc. | 0.92% | 11,509 | $2.6M | Add +1.4% |
| MSFT Microsoft Corp. | 0.87% | 6,483 | $2.4M | Reduce -0.3% |
| SCHM Schwab US Mid Cap ETF | 0.74% | 78,908 | $2.1M | Reduce -1.6% |
| SCHA Schwab US Small-Cap ETF | 0.59% | 70,024 | $1.6M | Reduce -0.7% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.59% | 3,076 | $1.6M | Reduce -1.8% |
| LLY Eli Lilly & Co. | 0.52% | 1,757 | $1.5M | No change |
| DFAS Dimensional US Small Cap ETF | 0.45% | 20,892 | $1.2M | Reduce -4.3% |
| VNQ Vanguard Real Estate ETF | 0.42% | 12,794 | $1.2M | Reduce -26.3% |
| BOND PIMCO Active Bond Exchange-T | 0.41% | 12,379 | $1.1M | Add +0.4% |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | 0.37% | 7,899 | $1.0M | Reduce -0.7% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.35% | 5,189 | $967K | Reduce -2.9% |
| HD Home Depot Inc. | 0.34% | 2,562 | $939K | Add +0.1% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.33% | 1,645 | $920K | Add +2.0% |
| JNJ Johnson & Johnson | 0.32% | 5,313 | $881K | Add +0.2% |
| MKC McCormick & Co.-Non VTG SHRS | 0.29% | 9,674 | $796K | Reduce -4.2% |
| IVV iShares Core S&P 500 ETF | 0.28% | 1,387 | $779K | No change |
| DFAI Dimensional International Co. | 0.27% | 23,813 | $744K | Reduce -3.0% |
| VGT Vanguard Info Tech ETF | 0.26% | 1,330 | $721K | Add +5.6% |
| JPM JPMorgan Chase & Co. | 0.25% | 2,888 | $708K | Reduce -6.5% |
| SCHO Schwab Short-Term US Treas | 0.25% | 28,052 | $683K | Reduce -10.6% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.24% | 2,697 | $671K | Add +75.4% |
| ESGV Vanguard ESG US Stock ETF | 0.21% | 6,020 | $590K | Add +1.0% |
| SCHF Schwab Intl Equity ETF | 0.21% | 29,262 | $579K | Reduce -7.0% |
| CEG Constellation Energy | 0.20% | 2,696 | $544K | No change |
| BSV Vanguard Short-Term Bond ETF | 0.19% | 6,921 | $542K | Add +15.4% |
| VIG Vanguard Dividend Apprec ETF | 0.19% | 2,704 | $525K | Add +0.6% |
| WM Waste Management Inc. | 0.18% | 2,175 | $503K | Reduce -1.8% |
| GLD SPDR Gold Shares | 0.18% | 1,732 | $499K | No change |
| VT Vanguard Tot World STK ETF | 0.17% | 3,988 | $462K | Reduce -2.7% |
| CAT Caterpillar Inc. | 0.17% | 1,402 | $462K | Add +0.1% |
| AON Aon PLC Class A | 0.17% | 1,155 | $461K | New |
| IVE iShares S&P 500 Value ETF | 0.16% | 2,381 | $454K | Add +0.1% |
| DUK Duke Energy Corp. | 0.16% | 3,597 | $439K | No change |
| SCHH Schwab US REIT ETF | 0.15% | 18,802 | $404K | Reduce -14.7% |
| WMT Walmart Inc. | 0.14% | 4,473 | $393K | Reduce -2.2% |
| KO The Coca-Cola Co. | 0.14% | 5,404 | $387K | No change |
| MCD McDonald's Corp. | 0.14% | 1,209 | $378K | Add +0.8% |
| WFC Wells Fargo & Co. | 0.13% | 5,108 | $367K | Reduce -16.4% |
| VTES Vanguard SH Term Tax-Ex Bond | 0.13% | 3,494 | $351K | Add +10.6% |
| TSLA Tesla Inc. | 0.12% | 1,320 | $342K | Add +17.1% |
| AMZN Amazon.com Inc. | 0.12% | 1,794 | $341K | Add +2.6% |
| EXC Exelon Corp. | 0.12% | 7,368 | $340K | Add +0.2% |
| SO The Southern Co. | 0.12% | 3,549 | $326K | Add +0.1% |
| DX Dynex Capital Inc. | 0.11% | 24,377 | $317K | Add +2.4% |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 0.11% | 1,025 | $317K | No change |
| ETN Eaton Corp. PLC | 0.11% | 1,162 | $316K | No change |
| BND Vanguard Total Bond Market | 0.11% | 4,233 | $311K | Add +34.4% |
| CSX CSX Corp. | 0.11% | 10,392 | $306K | No change |
| CVX Chevron Corp. | 0.11% | 1,751 | $293K | No change |
| VOOV Vanguard S&P 500 Value ETF | 0.10% | 1,568 | $289K | No change |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.10% | 9,968 | $275K | Reduce -5.6% |
| ED Consolidated Edison Inc. | 0.09% | 2,354 | $260K | No change |
| IJJ iShares S&P Mid-Cap 400 Valu | 0.09% | 2,148 | $257K | No change |
| DUSB Dimension Ultrashort Fi ETF | 0.09% | 5,058 | $257K | Add +2.5% |
| SAN Banco Santander SA-Spon ADR | 0.09% | 36,608 | $245K | No change |
| NVDA Nvidia Corp. | 0.09% | 2,223 | $241K | Add +4.0% |
| AEP American Electric Power | 0.09% | 2,202 | $241K | No change |
| HON Honeywell International Inc. | 0.08% | 1,100 | $233K | New |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.08% | 1,410 | $226K | Add +0.2% |
| VZ Verizon Communications Inc. | 0.08% | 4,706 | $213K | Add +0.5% |
| DFAE Dimensional Emerging Core Eq | 0.08% | 8,195 | $212K | Reduce -7.6% |
| SCHG Schwab US Large-Cap Growth | 0.08% | 8,367 | $210K | Add +167.5% |
| TPL Texas Pacific Land Corp. | 0.07% | 156 | $207K | No change |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.07% | 2,066 | $204K | Reduce -22.5% |
| IVW iShares S&P 500 Growth ETF | 0.07% | 2,190 | $203K | Add +0.1% |
| TFC Truist Financial Corp. | 0.07% | 4,930 | $203K | No change |
| ABBV Abbvie Inc. | 0.07% | 966 | $202K | No change |
| VPU Vanguard Utilities ETF | 0.07% | 1,120 | $191K | Reduce -1.8% |
| JEF Jefferies Financial Group Inc. | 0.07% | 3,420 | $183K | No change |
| DFLV Dim US Large Cap Value ETF | 0.06% | 5,811 | $178K | No change |
| VSGX Vanguard ESG Intl Stock ETF | 0.06% | 2,928 | $173K | Add +4.7% |
| IUSG iShares Core S&P U.S. Growth | 0.06% | 1,327 | $169K | No change |
| DFAX Dimensional World Ex US Core | 0.06% | 6,349 | $166K | Add +8.2% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.06% | 656 | $165K | Add +0.1% |
| ROK Rockwell Automation Inc. | 0.06% | 623 | $161K | No change |
| KMI Kinder Morgan Inc. | 0.06% | 5,498 | $157K | Add +0.1% |
Other holdings (3): bonds, preferreds, convertibles and warrants · $41K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| BRISTOL-MYERS SQUIBB CO (BMY 2 PERP) | CONVERTABLE PREFERED | 20 | $18K | New |
| BIO GREEN MED SOLUTION (BGMS 6 PERP) | PFD CONV EX 6% | 2,777 | $13K | New |
| READY CAPITAL CORP (RC 6.25 PERP C) | 6.25 CNV PFD C | 654 | $10K | Add +2.2% |
Total filed on the 13F, all lines: $278.3M.
Portfolio Sells Q4 2024 → Q1 2025
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Reduce -1.2% | 15.42% | −0.84 |
| VXF Vanguard Extended Market ETF | Reduce -4.5% | 2.66% | −0.39 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -4.4% | 3.94% | −0.24 |
| SCHB Schwab US Broad Market ETF | Reduce -0.7% | 3.69% | −0.20 |
| AON PLC | Sold out | 0.00% | −0.15 |
| VNQ Vanguard Real Estate ETF | Reduce -26.3% | 0.42% | −0.14 |
| MSFT Microsoft Corp. | Reduce -0.3% | 0.87% | −0.10 |
| HONEYWELL INTL INC | Sold out | 0.00% | −0.08 |
| SCHA Schwab US Small-Cap ETF | Reduce -0.7% | 0.59% | −0.06 |
| BSJQ Invesco Bulletshares 2026 HY | Sold out | 0.00% | −0.06 |
| BSJP Invesco Bulletshares 2025 HY | Sold out | 0.00% | −0.06 |
| DFAS Dimensional US Small Cap ETF | Reduce -4.3% | 0.45% | −0.06 |
| SCHM Schwab US Mid Cap ETF | Reduce -1.6% | 0.74% | −0.05 |
| GOOG Google LLC Class C | Sold out | 0.00% | −0.04 |
| EATON VANCE TAX MGD BUY | Sold out | 0.00% | −0.04 |
| PNC PNC Financial Services Group | Reduce -71.2% | 0.02% | −0.04 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -2.9% | 0.35% | −0.03 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -1.5% | 1.47% | −0.03 |
| SCHO Schwab Short-Term US Treas | Reduce -10.6% | 0.25% | −0.02 |
| PLAY Dave & Buster's Entertainmen | Sold out | 0.00% | −0.02 |
| DIS The Walt Disney Co. | Reduce -22.5% | 0.07% | −0.02 |
| CP Canadian Pac Railway | Sold out | 0.00% | −0.02 |
| WFC Wells Fargo & Co. | Reduce -16.4% | 0.13% | −0.02 |
| SCHH Schwab US REIT ETF | Reduce -14.7% | 0.15% | −0.02 |
| HERSHEY CO | Sold out | 0.00% | −0.02 |
| CNX CNX Resources Corp. | Sold out | 0.00% | −0.02 |
| HECLA MNG CO | Sold out | 0.00% | −0.02 |
| CHIMERA INVT CORP | Sold out | 0.00% | −0.02 |
| FCPT Four Corners Property Trust | Sold out | 0.00% | −0.01 |
| CYCLACEL PHARMACEUTICALS INC | Sold out | 0.00% | −0.01 |
| MELI MercadoLibre Inc. | Reduce -90.9% | 0.00% | −0.01 |
| CIVI Civitas Resources Inc. | Reduce -50.0% | 0.01% | −0.01 |
| DFAR Dimensional US Real Est ETF | Reduce -71.4% | 0.00% | −0.01 |
| JPM JPMorgan Chase & Co. | Reduce -6.5% | 0.25% | −0.01 |
| OGCP Empire State Realty Op-S60 | Sold out | 0.00% | −0.01 |
| VOOG Vanguard S&P 500 Growth ETF | Reduce -20.3% | 0.02% | −0.01 |
| VNQI Vanguard GLBL Ex-US Real Est | Reduce -96.6% | 0.00% | −0.01 |
| BRISTOL-MYERS SQU 4percent PFDCONV | Sold out | 0.00% | −0.01 |
| KNTK Kinetik Holdings Inc. | Sold out | 0.00% | −0.01 |
| FSSL FS Specialty Lending Fund | Sold out | 0.00% | −0.01 |
| WMT Walmart Inc. | Reduce -2.2% | 0.14% | −0.01 |
| CTRA Coterra Energy Inc. | Reduce -44.4% | 0.01% | −0.01 |
| VT Vanguard Tot World STK ETF | Reduce -2.7% | 0.17% | −0.01 |
| DT Dynatrace Inc. | Sold out | 0.00% | −0.01 |
| BIOGEN INC | Sold out | 0.00% | −0.01 |
| HALLIBURTON CO | Sold out | 0.00% | −0.00 |
| VGSH Vanguard Short-Term Treasury | Reduce -15.2% | 0.03% | −0.00 |
| DFAE Dimensional Emerging Core Eq | Reduce -7.6% | 0.08% | −0.00 |
| SJM The JM Smucker Co. | Sold out | 0.00% | −0.00 |
| PPG PPG Industries Inc. | Reduce -14.5% | 0.02% | −0.00 |
Portfolio Buys Q4 2024 → Q1 2025
| VTV Vanguard Mrngstr Val ETF-Aui | Add +25.9% | 2.55% | +0.58 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +8.0% | 6.00% | +0.55 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +35.8% | 2.14% | +0.41 |
| VEA Vanguard Ftse Developed ETF | Add +1.3% | 2.36% | +0.18 |
| AON Aon PLC Class A | New | 0.17% | +0.17 |
| IBM Intl Business Machines Corp. | Add +75.4% | 0.24% | +0.12 |
| VYM Vanguard High DVD Yield ETF | Add +0.3% | 4.71% | +0.10 |
| HON Honeywell International Inc. | New | 0.08% | +0.08 |
| DFAC Dimensional US Core Equity 2 | Add +8.2% | 2.15% | +0.08 |
| DFAU Dimensional US Core Equity M | Add +7.1% | 2.75% | +0.07 |
| MINT PIMCO Enhanced Short Maturit | Add +3.5% | 1.25% | +0.05 |
| SCHG Schwab US Large-Cap Growth | Add +167.5% | 0.08% | +0.04 |
| JNJ Johnson & Johnson | Add +0.2% | 0.32% | +0.04 |
| PSX Phillips 66 | New | 0.04% | +0.04 |
| ETB Eaton Vance T/M Buy-WRT Inc. | New | 0.04% | +0.04 |
| PG The Procter & Gamble Co. | Add +0.0% | 1.42% | +0.03 |
| GOOG Alphabet Inc. Class C | New | 0.03% | +0.03 |
| BND Vanguard Total Bond Market | Add +34.4% | 0.11% | +0.03 |
| BSV Vanguard Short-Term Bond ETF | Add +15.4% | 0.19% | +0.03 |
| EXC Exelon Corp. | Add +0.2% | 0.12% | +0.02 |
| MMM 3M Co. | New | 0.02% | +0.02 |
| CP Canadian Pacific Kansas City | New | 0.02% | +0.02 |
| HL Hecla Mining Co. | New | 0.02% | +0.02 |
| HSY The Hershey Co. | New | 0.02% | +0.02 |
| PRU Prudential Financial Inc. | New | 0.02% | +0.02 |
| SPDW Ste STR SPDR PT DW Eu ETF | New | 0.02% | +0.02 |
| SCHV Schwab US Large-Cap Value | Add +81.0% | 0.04% | +0.02 |
| CIM Chimera Investment Corp. | New | 0.01% | +0.01 |
| IAU iShares Gold Trust | New | 0.01% | +0.01 |
| BOND PIMCO Active Bond Exchange-T | Add +0.4% | 0.41% | +0.01 |
| SPYG SS SPDR P S&P 500 Growth ETF | New | 0.01% | +0.01 |
| VTES Vanguard SH Term Tax-Ex Bond | Add +10.6% | 0.13% | +0.01 |
| SO The Southern Co. | Add +0.1% | 0.12% | +0.01 |
| AGNC AGNC Investment Corp. | New | 0.01% | +0.01 |
| MO Altria Group Inc. | Add +90.9% | 0.02% | +0.01 |
| MCD McDonald's Corp. | Add +0.8% | 0.14% | +0.01 |
| SPYV SS SPDR P S&P 500 Value ETF | New | 0.01% | +0.01 |
| DOCS Doximity Inc. Class A | New | 0.01% | +0.01 |
| D Dominion Energy Inc. | New | 0.01% | +0.01 |
| T AT&T Inc. | Add +31.1% | 0.03% | +0.01 |
| VZ Verizon Communications Inc. | Add +0.5% | 0.08% | +0.01 |
| LYB Lyondellbasell Indu Class A | Add +200.0% | 0.02% | +0.01 |
| GOVT iShares US Treasury Bond ETF | New | 0.01% | +0.01 |
| PSEC Prospect Capital Corp. | New | 0.01% | +0.01 |
| DFUS Dimensional US Eq MKT ETF | Add +5.0% | 2.38% | +0.01 |
| MDGL Madrigal Pharmaceuticals Inc. | New | 0.01% | +0.01 |
| VALN Valneva SE - ADR | Add +300.0% | 0.01% | +0.01 |
| DFAX Dimensional World Ex US Core | Add +8.2% | 0.06% | +0.01 |
| F Ford Motor Co. | Add +55.0% | 0.02% | +0.01 |
| GBDC Golub Capital BDC Inc. | Add +102.0% | 0.01% | +0.01 |
Notes & Other Activity Q4 2024 → Q1 2025
| BRISTOL-MYERS SQUIBB CO (BMY 2 PERP) | CONVERTABLE PREFERED | New | 20 | $18K |
| BIO GREEN MED SOLUTION (BGMS 6 PERP) | PFD CONV EX 6% | New | 2,777 | $13K |
| READY CAPITAL CORP (RC 6.25 PERP C) | 6.25 CNV PFD C | Add +2.2% | 654 | $10K |
| SLDPW Decarbonization Plus -CW23 | *W EXP 12/08/202 | Sold out | 15,000 | $6Kbefore exit |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 505 | $376.4M | VV, VCSH, MGC, VTI, VB |
| Q1 2026 | 503 | $334.8M | VV, VCSH, MGC, VTI, VYM |
| Q4 2025 | 442 | $332.9M | VV, VCSH, MGC, VTI, VYM |
| Q3 2025 | 440 | $321.5M | VV, VGSH, MGC, VTI, VYM |
| Q2 2025 | 513 | $302.7M | VV, VGSH, MGC, VTI, VYM |
| Q1 2025 | 494 | $278.2M | VV, VCSH, MGC, VYM, VTI |
| Q4 2024 | 472 | $280.3M | VV, VCSH, MGC, VTI, VYM |