VSM Wealth Advisory, LLC
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed August 11, 2025), VSM Wealth Advisory, LLC reported 513 stock positions worth $302.7 million. Its top holding was Vngrd Mrgstr LRG-Cap ETF-Usd (VV) at 15.6% of the portfolio, followed by Vanguard Short-Term Treasury (VGSH, 5.8%) and Vngrd Mrngstr MG Cap ETF-Usd (MGC, 5.3%). Compared with Q1 2025, it opened 50 new positions, sold out of 31, added to 132 and reduced 76. The biggest buy was Vanguard Short-Term Treasury (VGSH, shares +16957%) and the biggest sale Vanguard S/T Corp. Bond ETF (VCSH, shares −99%).
- Most Recent 13F
- Q2 2026
- Location
- HUNT VALLEY, MD
- CIK
- 0002050660
- Portfolio Value
- $302.7M (Q2 2025)
- SEC Filing
- 0002050660-25-000006 ↗ filed Aug 11, 2025
Holdings Value
Holdings 513 stocks · $302.7M
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 15.58% | 165,286 | $47.2M | Reduce -1.0% |
| VGSH Vanguard Short-Term Treasury | 5.81% | 221,234 | $17.6M | Add +16957.4% |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | 5.26% | 70,796 | $15.9M | Reduce -4.4% |
| VTI VG Morningstar TS MKT ETF-US | 4.73% | 47,067 | $14.3M | Add +0.8% |
| VYM Vanguard High DVD Yield ETF | 4.50% | 102,117 | $13.6M | Add +0.5% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 4.22% | 53,961 | $12.8M | Add +8125.8% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 3.81% | 41,243 | $11.5M | Reduce -2.7% |
| SCHB Schwab US Broad Market ETF | 3.70% | 469,414 | $11.2M | Reduce -1.6% |
| VEU Vanguard Ftse All-World Ex-U | 3.44% | 155,019 | $10.4M | Reduce -0.3% |
| DFUV Dimensional US Marketwide Va | 2.84% | 203,074 | $8.6M | Add +20207.4% |
| VUG Vanguard Mrngstar GR ETF-Sui | 2.71% | 18,690 | $8.2M | Add +16.5% |
| SCHG Schwab US Large-Cap Growth | 2.68% | 332,453 | $8.1M | Add +3873.4% |
| VXF Vanguard Extended Market ETF | 2.63% | 41,388 | $8.0M | Reduce -3.5% |
| VTV Vanguard Mrngstr Val ETF-Aui | 2.63% | 45,076 | $8.0M | Add +9.8% |
| DFAU Dimensional US Core Equity M | 2.51% | 113,405 | $7.6M | Reduce -43.1% |
| VEA Vanguard Ftse Developed ETF | 2.49% | 132,394 | $7.5M | Add +2.3% |
| DFAC Dimensional US Core Equity 2 | 2.31% | 194,842 | $7.0M | Add +7.4% |
| SCHZ Schwab US Aggregate Bond ETF | 1.36% | 177,281 | $4.1M | Add +0.6% |
| VOO Vanguard S&P 500 ETF | 1.28% | 6,812 | $3.9M | Add +9.2% |
| PG The Procter & Gamble Co. | 1.22% | 23,237 | $3.7M | Add +0.3% |
| MINT PIMCO Enhanced Short Maturit | 1.20% | 36,201 | $3.6M | Add +4.9% |
| MSFT Microsoft Corp. | 1.07% | 6,483 | $3.2M | No change |
| VTEB Vanguard Tax-Exempt Bond ETF | 1.04% | 64,362 | $3.2M | Reduce -22.1% |
| VWO Vanguard Ftse Emerging Marke | 1.04% | 63,756 | $3.2M | Add +0.7% |
| XOM Exxon Mobil Corp. | 0.87% | 24,426 | $2.6M | Reduce -1.3% |
| AAPL Apple Inc. | 0.78% | 11,455 | $2.4M | Reduce -0.5% |
| SCHM Schwab US Mid Cap ETF | 0.56% | 60,961 | $1.7M | Reduce -22.7% |
| SCHA Schwab US Small-Cap ETF | 0.54% | 64,794 | $1.6M | Reduce -7.5% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.49% | 3,057 | $1.5M | Reduce -0.6% |
| LLY Eli Lilly & Co. | 0.45% | 1,739 | $1.4M | Reduce -1.0% |
| DFAS Dimensional US Small Cap ETF | 0.43% | 20,449 | $1.3M | Reduce -2.1% |
| BOND PIMCO Active Bond Exchange-T | 0.39% | 12,867 | $1.2M | Add +3.9% |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | 0.38% | 8,854 | $1.2M | Add +12.1% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.33% | 1,639 | $1.0M | Reduce -0.4% |
| CEG Constellation Energy | 0.33% | 3,078 | $993K | Add +14.2% |
| VNQ Vanguard Real Estate ETF | 0.33% | 11,143 | $992K | Reduce -12.9% |
| VGT Vanguard Info Tech ETF | 0.31% | 1,431 | $949K | Add +7.6% |
| HD Home Depot Inc. | 0.31% | 2,576 | $944K | Add +0.6% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.31% | 4,813 | $939K | Reduce -7.3% |
| IVV iShares Core S&P 500 ETF | 0.30% | 1,443 | $896K | Add +4.0% |
| JPM JPMorgan Chase & Co. | 0.28% | 2,963 | $859K | Add +2.6% |
| JNJ Johnson & Johnson | 0.27% | 5,323 | $813K | Add +0.2% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.27% | 2,728 | $804K | Add +1.1% |
| DFAI Dimensional International Co. | 0.26% | 23,178 | $801K | Reduce -2.7% |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 0.23% | 1,866 | $683K | Add +82.0% |
| SCHV Schwab US Large-Cap Value | 0.22% | 22,822 | $667K | Add +436.5% |
| ESGV Vanguard ESG US Stock ETF | 0.22% | 6,018 | $660K | Reduce -0.0% |
| SCHO Schwab Short-Term US Treas | 0.21% | 26,347 | $642K | Reduce -6.1% |
| SCHF Schwab Intl Equity ETF | 0.21% | 29,045 | $642K | Reduce -0.7% |
| USFR Wisdomtree Floating Rate Tre | 0.20% | 11,852 | $596K | New |
| MKC McCormick & Co.-Non VTG SHRS | 0.19% | 7,675 | $582K | Reduce -20.7% |
| VIG Vanguard Dividend Apprec ETF | 0.18% | 2,704 | $553K | No change |
| BSV Vanguard Short-Term Bond ETF | 0.18% | 6,912 | $544K | Reduce -0.1% |
| GLD SPDR Gold Shares | 0.17% | 1,732 | $528K | No change |
| VT Vanguard Tot World STK ETF | 0.17% | 4,007 | $515K | Add +0.5% |
| VTES Vanguard SH Term Tax-Ex Bond | 0.17% | 4,968 | $501K | Add +42.2% |
| WM Waste Management Inc. | 0.16% | 2,167 | $496K | Reduce -0.4% |
| SCHX Schwab US Large-Cap ETF | 0.16% | 17,844 | $494K | Reduce -95.2% |
| AMZN Amazon.com Inc. | 0.15% | 2,107 | $462K | Add +17.4% |
| IVE iShares S&P 500 Value ETF | 0.15% | 2,319 | $453K | Reduce -2.6% |
| WMT Walmart Inc. | 0.15% | 4,596 | $449K | Add +2.8% |
| CAT Caterpillar Inc. | 0.14% | 1,102 | $428K | Reduce -21.4% |
| DUK Duke Energy Corp. | 0.14% | 3,597 | $424K | No change |
| WFC Wells Fargo & Co. | 0.14% | 5,250 | $421K | Add +2.8% |
| ETN Eaton Corp. PLC | 0.14% | 1,162 | $415K | No change |
| DX Dynex Capital Inc. | 0.14% | 33,840 | $414K | Add +38.8% |
| AON Aon PLC Class A | 0.14% | 1,155 | $412K | No change |
| TSLA Tesla Inc. | 0.13% | 1,275 | $405K | Reduce -3.4% |
| KO The Coca-Cola Co. | 0.13% | 5,405 | $382K | Add +0.0% |
| SCHH Schwab US REIT ETF | 0.12% | 17,629 | $373K | Reduce -6.2% |
| MCD McDonald's Corp. | 0.12% | 1,233 | $360K | Add +2.0% |
| CSX CSX Corp. | 0.11% | 10,392 | $339K | No change |
| EXC Exelon Corp. | 0.11% | 7,382 | $321K | Add +0.2% |
| SAN Banco Santander SA-Spon ADR | 0.10% | 36,608 | $304K | No change |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.10% | 9,972 | $301K | Add +0.0% |
| VXUS Vanguard Total Intl Stock | 0.10% | 4,077 | $300K | Add +91.0% |
| NVDA Nvidia Corp. | 0.09% | 1,816 | $287K | Reduce -18.3% |
| IJJ iShares S&P Mid-Cap 400 Valu | 0.09% | 2,148 | $265K | No change |
| TFC Truist Financial Corp. | 0.09% | 6,045 | $260K | Add +22.6% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.08% | 2,066 | $256K | No change |
| HON Honeywell International Inc. | 0.08% | 1,100 | $256K | No change |
| FLRN SS SPDR BB Ig Float RT ETF | 0.08% | 8,055 | $248K | New |
| DUSB Dimension Ultrashort Fi ETF | 0.08% | 4,841 | $246K | Reduce -4.3% |
| AMD Advanced Micro Devices | 0.08% | 1,729 | $245K | Add +37.5% |
| CVX Chevron Corp. | 0.08% | 1,690 | $242K | Reduce -3.5% |
| IVW iShares S&P 500 Growth ETF | 0.08% | 2,192 | $241K | Add +0.1% |
| SO The Southern Co. | 0.08% | 2,602 | $239K | Reduce -26.7% |
| ED Consolidated Edison Inc. | 0.08% | 2,354 | $236K | No change |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.08% | 1,410 | $232K | No change |
| AEP American Electric Power | 0.07% | 2,130 | $221K | Reduce -3.3% |
| IUSG iShares Core S&P U.S. Growth | 0.07% | 1,453 | $219K | Add +9.5% |
| DFAE Dimensional Emerging Core Eq | 0.07% | 7,488 | $217K | Reduce -8.6% |
| ROK Rockwell Automation Inc. | 0.07% | 623 | $207K | No change |
| VOOV Vanguard S&P 500 Value ETF | 0.07% | 1,091 | $206K | Reduce -30.4% |
| VZ Verizon Communications Inc. | 0.06% | 4,517 | $195K | Reduce -4.0% |
| VSGX Vanguard ESG Intl Stock ETF | 0.06% | 2,956 | $194K | Add +1.0% |
| ABBV Abbvie Inc. | 0.06% | 1,014 | $188K | Add +5.0% |
| JEF Jefferies Financial Group Inc. | 0.06% | 3,420 | $187K | No change |
| VPU Vanguard Utilities ETF | 0.06% | 1,033 | $182K | Reduce -7.8% |
| DFLV Dim US Large Cap Value ETF | 0.06% | 5,811 | $180K | No change |
Other holdings (3): bonds, preferreds, convertibles and warrants · $52K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| BIO GREEN MED SOLUTION (BGMS 6 PERP) | PFD CONV EX 6% | 4,802 | $26K | Add +72.9% |
| BRISTOL-MYERS SQUIBB CO (BMY 2 PERP) | CONVERTABLE PREFERED | 20 | $16K | No change |
| READY CAPITAL CORP (RC 6.25 PERP C) | 6.25 CNV PFD C | 670 | $10K | Add +2.5% |
Total filed on the 13F, all lines: $302.7M.
Portfolio Sells Q1 2025 → Q2 2025
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -99.4% | 0.03% | −5.97 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -99.3% | 0.03% | −4.25 |
| SCHX Schwab US Large-Cap ETF | Reduce -95.2% | 0.16% | −2.79 |
| DFUS Dimensional US Eq MKT ETF | Reduce -98.7% | 0.02% | −2.36 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -22.1% | 1.04% | −0.43 |
| DFAU Dimensional US Core Equity M | Reduce -43.1% | 2.51% | −0.24 |
| XOM Exxon Mobil Corp. | Reduce -1.3% | 0.87% | −0.19 |
| SCHM Schwab US Mid Cap ETF | Reduce -22.7% | 0.56% | −0.18 |
| AAPL Apple Inc. | Reduce -0.5% | 0.78% | −0.14 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -2.7% | 3.81% | −0.13 |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | Reduce -4.4% | 5.26% | −0.10 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -0.6% | 0.49% | −0.10 |
| MKC McCormick & Co.-Non VTG SHRS | Reduce -20.7% | 0.19% | −0.09 |
| VNQ Vanguard Real Estate ETF | Reduce -12.9% | 0.33% | −0.09 |
| LLY Eli Lilly & Co. | Reduce -1.0% | 0.45% | −0.07 |
| BND Vanguard Total Bond Market | Reduce -49.5% | 0.05% | −0.06 |
| SCHA Schwab US Small-Cap ETF | Reduce -7.5% | 0.54% | −0.05 |
| SO The Southern Co. | Reduce -26.7% | 0.08% | −0.04 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -7.3% | 0.31% | −0.04 |
| VOOV Vanguard S&P 500 Value ETF | Reduce -30.4% | 0.07% | −0.04 |
| SCHO Schwab Short-Term US Treas | Reduce -6.1% | 0.21% | −0.03 |
| DFS Discover Financial Services | Sold out | 0.00% | −0.03 |
| CVX Chevron Corp. | Reduce -3.5% | 0.08% | −0.03 |
| CAT Caterpillar Inc. | Reduce -21.4% | 0.14% | −0.02 |
| DEO Diageo PLC-Sponsored ADR | Reduce -76.8% | 0.01% | −0.02 |
| SCHH Schwab US REIT ETF | Reduce -6.2% | 0.12% | −0.02 |
| VXF Vanguard Extended Market ETF | Reduce -3.5% | 2.63% | −0.02 |
| DFAS Dimensional US Small Cap ETF | Reduce -2.1% | 0.43% | −0.02 |
| WM Waste Management Inc. | Reduce -0.4% | 0.16% | −0.02 |
| NAD Nuveen Quality Municipal Inc. | Reduce -22.4% | 0.04% | −0.02 |
| BSV Vanguard Short-Term Bond ETF | Reduce -0.1% | 0.18% | −0.01 |
| AEP American Electric Power | Reduce -3.3% | 0.07% | −0.01 |
| BP BP PLC-Spons ADR | Reduce -62.2% | 0.01% | −0.01 |
| IVE iShares S&P 500 Value ETF | Reduce -2.6% | 0.15% | −0.01 |
| TCPC BlackRock TCP Capital Corp. | Reduce -32.6% | 0.02% | −0.01 |
| MS Morgan Stanley | Reduce -45.3% | 0.02% | −0.01 |
| VZ Verizon Communications Inc. | Reduce -4.0% | 0.06% | −0.01 |
| DUSB Dimension Ultrashort Fi ETF | Reduce -4.3% | 0.08% | −0.01 |
| WISE Themes Generat Artif Intel | Reduce -99.9% | 0.00% | −0.01 |
| IAU iShares Gold Trust | Reduce -73.2% | 0.00% | −0.01 |
| SCMWY Swisscom AG-Sponsored ADR | Sold out | 0.00% | −0.01 |
| F Ford Motor Co. | Reduce -49.4% | 0.01% | −0.01 |
| WBD Warner Bros Discovery Inc. | Reduce -99.8% | 0.00% | −0.01 |
| GOVT iShares US Treasury Bond ETF | Sold out | 0.00% | −0.01 |
| VPU Vanguard Utilities ETF | Reduce -7.8% | 0.06% | −0.01 |
| CIM Chimera Investment Corp. | Reduce -54.8% | 0.01% | −0.01 |
| GE General Electric | Reduce -55.6% | 0.01% | −0.01 |
| CIVI Civitas Resources Inc. | Sold out | 0.00% | −0.01 |
| MBB iShares MBS ETF | Sold out | 0.00% | −0.01 |
| KHC The Kraft Heinz Co. | Reduce -68.5% | 0.00% | −0.01 |
Portfolio Buys Q1 2025 → Q2 2025
| VGSH Vanguard Short-Term Treasury | Add +16957.4% | 5.81% | +5.78 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Add +8125.8% | 4.22% | +4.17 |
| DFUV Dimensional US Marketwide Va | Add +20207.4% | 2.84% | +2.83 |
| SCHG Schwab US Large-Cap Growth | Add +3873.4% | 2.68% | +2.61 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +16.5% | 2.71% | +0.57 |
| USFR Wisdomtree Floating Rate Tre | New | 0.20% | +0.20 |
| SCHV Schwab US Large-Cap Value | Add +436.5% | 0.22% | +0.18 |
| DFAC Dimensional US Core Equity 2 | Add +7.4% | 2.31% | +0.16 |
| CEG Constellation Energy | Add +14.2% | 0.33% | +0.13 |
| VEA Vanguard Ftse Developed ETF | Add +2.3% | 2.49% | +0.13 |
| VOO Vanguard S&P 500 ETF | Add +9.2% | 1.28% | +0.13 |
| VTI VG Morningstar TS MKT ETF-US | Add +0.8% | 4.73% | +0.11 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Add +82.0% | 0.23% | +0.11 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +9.8% | 2.63% | +0.08 |
| FLRN SS SPDR BB Ig Float RT ETF | New | 0.08% | +0.08 |
| VGT Vanguard Info Tech ETF | Add +7.6% | 0.31% | +0.05 |
| VXUS Vanguard Total Intl Stock | Add +91.0% | 0.10% | +0.05 |
| VTES Vanguard SH Term Tax-Ex Bond | Add +42.2% | 0.17% | +0.04 |
| COF Capital One Financial Corp. | New | 0.04% | +0.04 |
| AMD Advanced Micro Devices | Add +37.5% | 0.08% | +0.03 |
| IBIT iShares Bitcoin Trust ETF | New | 0.03% | +0.03 |
| AMZN Amazon.com Inc. | Add +17.4% | 0.15% | +0.03 |
| JPM JPMorgan Chase & Co. | Add +2.6% | 0.28% | +0.03 |
| MLPX Global X MLP & Energy Infras | Add +902.0% | 0.03% | +0.03 |
| BTC Grayscale Bitcoin Mini ETF | Add +2493.8% | 0.03% | +0.03 |
| SCHW Schwab (charles) Corp. | Add +80.5% | 0.05% | +0.03 |
| GOOG Alphabet Inc. Class C | Add +71.1% | 0.06% | +0.03 |
| IBM Intl Business Machines Corp. | Add +1.1% | 0.27% | +0.02 |
| MELI MercadoLibre Inc. | Add +1300.0% | 0.02% | +0.02 |
| BTI British American Tob-SP ADR | Add +3921.6% | 0.02% | +0.02 |
| DX Dynex Capital Inc. | Add +38.8% | 0.14% | +0.02 |
| ELV Elevance Health Inc. | New | 0.02% | +0.02 |
| PFE Pfizer Inc. | Add +90.8% | 0.05% | +0.02 |
| MDGL Madrigal Pharmaceuticals Inc. | Add +273.3% | 0.03% | +0.02 |
| BNS Bank of Nova Scotia | New | 0.02% | +0.02 |
| META Meta Platforms Inc. Class A | Add +170.0% | 0.03% | +0.02 |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | Add +12.1% | 0.38% | +0.02 |
| FLIN Franklin Ftse India ETF | New | 0.02% | +0.02 |
| DAL Delta Air Lines Inc. | Add +671.2% | 0.02% | +0.02 |
| TSM Taiwan Semiconductor-SP ADR | New | 0.02% | +0.02 |
| IVV iShares Core S&P 500 ETF | Add +4.0% | 0.30% | +0.02 |
| ETH Grayscale Ethereum Staking M | New | 0.02% | +0.02 |
| NEE Nextera Energy Inc. | New | 0.02% | +0.02 |
| ACWV iShares MSCI Global Min Vol | New | 0.02% | +0.02 |
| O Realty Income Corp. | New | 0.01% | +0.01 |
| NOW ServiceNow Inc. | New | 0.01% | +0.01 |
| TD Toronto-Dominion Bank | New | 0.01% | +0.01 |
| TFC Truist Financial Corp. | Add +22.6% | 0.09% | +0.01 |
| EPD Enterprise Products Partners | Add +208.3% | 0.02% | +0.01 |
| KNSL Kinsale Capital Group Inc. | New | 0.01% | +0.01 |
Notes & Other Activity Q1 2025 → Q2 2025
| BIO GREEN MED SOLUTION (BGMS 6 PERP) | PFD CONV EX 6% | Add +72.9% | 4,802 | $26K |
| READY CAPITAL CORP (RC 6.25 PERP C) | 6.25 CNV PFD C | Add +2.5% | 670 | $10K |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 505 | $376.4M | VV, VCSH, MGC, VTI, VB |
| Q1 2026 | 503 | $334.8M | VV, VCSH, MGC, VTI, VYM |
| Q4 2025 | 442 | $332.9M | VV, VCSH, MGC, VTI, VYM |
| Q3 2025 | 440 | $321.5M | VV, VGSH, MGC, VTI, VYM |
| Q2 2025 | 513 | $302.7M | VV, VGSH, MGC, VTI, VYM |
| Q1 2025 | 494 | $278.2M | VV, VCSH, MGC, VYM, VTI |
| Q4 2024 | 472 | $280.3M | VV, VCSH, MGC, VTI, VYM |