Walker Financial Services, Inc.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 7, 2025), Walker Financial Services, Inc. reported 42 stock positions worth $257.1 million. Its top holding was Schwab US DVD Equity ETF (SCHD) at 12.6% of the portfolio, followed by SS SPDR P St C Corp. ETF (SPSB, 11.5%) and iShares Treasury Floating Ra (TFLO, 10.8%). Compared with Q2 2025, it opened 7 new positions, sold out of 2, added to 14 and reduced 20. The biggest buy was iShares Treasury Floating Ra (TFLO, shares +570%) and the biggest sale iShares Core U.S. Aggregate (AGG, shares −66%).
- Most Recent 13F
- Q2 2026
- Location
- BOWLING GREEN, KY
- CIK
- 0001965479
- Portfolio Value
- $257.1M (Q3 2025)
- SEC Filing
- 0001172661-25-004183 ↗ filed Oct 7, 2025
Holdings Value
Holdings 42 stocks · $257.1M
| SCHD Schwab US DVD Equity ETF | 12.58% | 1,184,492 | $32.3M | Reduce -22.2% |
| SPSB SS SPDR P St C Corp. ETF | 11.45% | 971,798 | $29.4M | Reduce -26.9% |
| TFLO iShares Treasury Floating Ra | 10.75% | 546,341 | $27.6M | Add +570.0% |
| FLOT iShares Floating Rate Bond E | 8.73% | 439,420 | $22.4M | New |
| STIP iShares 0-5 Year Tips Bond E | 6.38% | 158,632 | $16.4M | Reduce -5.7% |
| AGG iShares Core U.S. Aggregate | 6.14% | 157,355 | $15.8M | Reduce -65.6% |
| SPIB SS SPDR P Int C Corp. ETF | 5.43% | 411,771 | $14.0M | Add +156.4% |
| SCHB Schwab US Broad Market ETF | 4.28% | 427,492 | $11.0M | New |
| FBND Fidelity Total Bond ETF | 3.83% | 212,903 | $9.8M | Reduce -50.7% |
| SCHR Schwab Intermediate-Term US | 3.46% | 353,914 | $8.9M | New |
| QQQM Invesco Nasdaq 100 ETF | 3.10% | 32,301 | $8.0M | New |
| RSP Invesco S&P 500 Equal Weight | 3.06% | 41,449 | $7.9M | New |
| VXUS Vanguard Total Intl Stock | 2.72% | 95,232 | $7.0M | Reduce -12.0% |
| TBUX T Rowe Price Ultra Short-Ter | 2.04% | 105,336 | $5.2M | Add +26.5% |
| VGIT Vanguard Intermediate-Term T | 1.94% | 83,271 | $5.0M | Reduce -10.1% |
| MSFT Microsoft Corp. | 1.41% | 6,986 | $3.6M | Reduce -9.9% |
| SHV iShares 0-1 Year Treasury Bo | 1.37% | 31,935 | $3.5M | Add +26.5% |
| VUSB Vanguard Ultra Short Bond Et | 1.36% | 69,820 | $3.5M | Add +26.4% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.27% | 6,490 | $3.3M | Reduce -11.3% |
| SPTS SS SPDR P St Term TSY ETF | 1.11% | 97,242 | $2.9M | Add +26.0% |
| IEMG iShares Core MSCI Emerging | 1.00% | 38,876 | $2.6M | New |
| VEA Vanguard Ftse Developed ETF | 0.99% | 42,634 | $2.6M | New |
| QQQ Invesco QQQ Trust Series 1 | 0.93% | 3,962 | $2.4M | Reduce -12.3% |
| KO The Coca-Cola Co. | 0.76% | 29,389 | $1.9M | Reduce -11.5% |
| FSTA Fidelity MSCI Cons Stap Indx | 0.71% | 36,476 | $1.8M | Reduce -10.4% |
| AAPL Apple Inc. | 0.66% | 6,711 | $1.7M | Reduce -0.1% |
| SCHX Schwab US Large-Cap ETF | 0.37% | 36,005 | $948K | Reduce -5.8% |
| WMT Walmart Inc. | 0.32% | 8,016 | $826K | Add +0.0% |
| JPM JPMorgan Chase & Co. | 0.22% | 1,774 | $560K | Add +0.1% |
| SYY Sysco Corp. | 0.20% | 6,263 | $516K | Add +0.5% |
| VRSK Verisk Analytics Inc. | 0.20% | 2,022 | $508K | Add +0.2% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.15% | 593 | $395K | Reduce -2.6% |
| SCHZ Schwab US Aggregate Bond ETF | 0.14% | 15,534 | $365K | Reduce -9.6% |
| VTI VG Morningstar TS MKT ETF-US | 0.13% | 1,056 | $347K | No change |
| VOO Vanguard S&P 500 ETF | 0.13% | 565 | $346K | Add +3.9% |
| IVV iShares Core S&P 500 ETF | 0.13% | 509 | $340K | Add +4.1% |
| NVDA Nvidia Corp. | 0.10% | 1,371 | $256K | Reduce -14.3% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.10% | 998 | $254K | Reduce -5.1% |
| HD Home Depot Inc. | 0.09% | 574 | $233K | Add +0.5% |
| CVX Chevron Corp. | 0.09% | 1,483 | $230K | Reduce -13.2% |
| XOM Exxon Mobil Corp. | 0.08% | 1,906 | $215K | Reduce -2.5% |
| KR Kroger Co. | 0.08% | 3,118 | $210K | Add +0.3% |
Portfolio Sells Q2 2025 → Q3 2025
| AGG iShares Core U.S. Aggregate | Reduce -65.6% | 6.14% | −14.51 |
| SPSB SS SPDR P St C Corp. ETF | Reduce -26.9% | 11.45% | −6.78 |
| SCHD Schwab US DVD Equity ETF | Reduce -22.2% | 12.58% | −5.76 |
| FBND Fidelity Total Bond ETF | Reduce -50.7% | 3.83% | −5.15 |
| STIP iShares 0-5 Year Tips Bond E | Reduce -5.7% | 6.38% | −1.49 |
| VXUS Vanguard Total Intl Stock | Reduce -12.0% | 2.72% | −0.68 |
| VGIT Vanguard Intermediate-Term T | Reduce -10.1% | 1.94% | −0.57 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -11.3% | 1.27% | −0.35 |
| MSFT Microsoft Corp. | Reduce -9.9% | 1.41% | −0.35 |
| KO The Coca-Cola Co. | Reduce -11.5% | 0.76% | −0.31 |
| FSTA Fidelity MSCI Cons Stap Indx | Reduce -10.4% | 0.71% | −0.24 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -12.3% | 0.93% | −0.21 |
| JEPQ JPM Nasdaq Equity Premium | Sold out | 0.00% | −0.10 |
| JEPI JPMorgan Equity Premium Inco | Sold out | 0.00% | −0.10 |
| SCHX Schwab US Large-Cap ETF | Reduce -5.8% | 0.37% | −0.06 |
| SCHZ Schwab US Aggregate Bond ETF | Reduce -9.6% | 0.14% | −0.04 |
| CVX Chevron Corp. | Reduce -13.2% | 0.09% | −0.02 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -2.6% | 0.15% | −0.02 |
| NVDA Nvidia Corp. | Reduce -14.3% | 0.10% | −0.02 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -5.1% | 0.10% | −0.01 |
| XOM Exxon Mobil Corp. | Reduce -2.5% | 0.08% | −0.01 |
| AAPL Apple Inc. | Reduce -0.1% | 0.66% | +0.04 |
Portfolio Buys Q2 2025 → Q3 2025
| TFLO iShares Treasury Floating Ra | Add +570.0% | 10.75% | +8.87 |
| FLOT iShares Floating Rate Bond E | New | 8.73% | +8.73 |
| SCHB Schwab US Broad Market ETF | New | 4.28% | +4.28 |
| SCHR Schwab Intermediate-Term US | New | 3.46% | +3.46 |
| QQQM Invesco Nasdaq 100 ETF | New | 3.10% | +3.10 |
| RSP Invesco S&P 500 Equal Weight | New | 3.06% | +3.06 |
| SPIB SS SPDR P Int C Corp. ETF | Add +156.4% | 5.43% | +2.98 |
| IEMG iShares Core MSCI Emerging | New | 1.00% | +1.00 |
| VEA Vanguard Ftse Developed ETF | New | 0.99% | +0.99 |
| TBUX T Rowe Price Ultra Short-Ter | Add +26.5% | 2.04% | +0.16 |
| SHV iShares 0-1 Year Treasury Bo | Add +26.5% | 1.37% | +0.11 |
| VUSB Vanguard Ultra Short Bond Et | Add +26.4% | 1.36% | +0.11 |
| SPTS SS SPDR P St Term TSY ETF | Add +26.0% | 1.11% | +0.08 |
| HD Home Depot Inc. | Add +0.5% | 0.09% | −0.00 |
| IVV iShares Core S&P 500 ETF | Add +4.1% | 0.13% | −0.01 |
| VOO Vanguard S&P 500 ETF | Add +3.9% | 0.13% | −0.01 |
| SYY Sysco Corp. | Add +0.5% | 0.20% | −0.01 |
| JPM JPMorgan Chase & Co. | Add +0.1% | 0.22% | −0.02 |
| KR Kroger Co. | Add +0.3% | 0.08% | −0.02 |
| WMT Walmart Inc. | Add +0.0% | 0.32% | −0.03 |
| VRSK Verisk Analytics Inc. | Add +0.2% | 0.20% | −0.09 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 45 | $323.3M | TFLO, FLOT, SPSB, SCHB, SCHD |
| Q1 2026 | 43 | $292.3M | TFLO, FLOT, SPSB, SCHD, STIP |
| Q4 2025 | 41 | $276.0M | TFLO, SPSB, SCHD, FLOT, STIP |
| Q3 2025 | 42 | $257.1M | SCHD, SPSB, TFLO, FLOT, STIP |
| Q2 2025 | 37 | $220.0M | AGG, SCHD, SPSB, FBND, STIP |
| Q1 2025 | 31 | $190.8M | AGG, SCHD, SPSB, FBND, STIP |
| Q4 2024 | 33 | $172.1M | AGG, SCHD, SPSB, FBND, STIP |
| Q3 2024 | 29 | $147.9M | SCHD, AGG, SPSB, FBND, STIP |
| Q2 2024 | 26 | $127.9M | SCHD, AGG, SPSB, SCHP, STIP |
| Q1 2024 | 27 | $121.7M | SCHD, SPSB, AGG, SCHP, STIP |