Walker Financial Services, Inc.
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 28, 2026), Walker Financial Services, Inc. reported 41 stock positions worth $276.0 million. Its top holding was iShares Treasury Floating Ra (TFLO) at 12.3% of the portfolio, followed by SS SPDR P St C Corp. ETF (SPSB, 10.4%) and Schwab US DVD Equity ETF (SCHD, 10.3%). Compared with Q3 2025, it opened 1 new position, sold out of 2, added to 18 and reduced 22. The biggest buy was Schwab US Broad Market ETF (SCHB, shares +45%) and the biggest sale Schwab US DVD Equity ETF (SCHD, shares −12%).
- Most Recent 13F
- Q2 2026
- Location
- BOWLING GREEN, KY
- CIK
- 0001965479
- Portfolio Value
- $276.0M (Q4 2025)
- SEC Filing
- 0001172661-26-000340 ↗ filed Jan 28, 2026
Holdings Value
Holdings 41 stocks · $276.0M
| TFLO iShares Treasury Floating Ra | 12.27% | 671,314 | $33.9M | Add +22.9% |
| SPSB SS SPDR P St C Corp. ETF | 10.40% | 950,467 | $28.7M | Reduce -2.2% |
| SCHD Schwab US DVD Equity ETF | 10.31% | 1,037,577 | $28.5M | Reduce -12.4% |
| FLOT iShares Floating Rate Bond E | 10.10% | 547,826 | $27.9M | Add +24.7% |
| STIP iShares 0-5 Year Tips Bond E | 6.97% | 187,932 | $19.2M | Add +18.5% |
| SCHB Schwab US Broad Market ETF | 5.90% | 621,182 | $16.3M | Add +45.3% |
| SPIB SS SPDR P Int C Corp. ETF | 5.32% | 434,353 | $14.7M | Add +5.5% |
| AGG iShares Core U.S. Aggregate | 4.50% | 124,458 | $12.4M | Reduce -20.9% |
| QQQM Invesco Nasdaq 100 ETF | 4.35% | 47,435 | $12.0M | Add +46.9% |
| RSP Invesco S&P 500 Equal Weight | 4.33% | 62,368 | $11.9M | Add +50.5% |
| SCHR Schwab Intermediate-Term US | 4.03% | 443,050 | $11.1M | Add +25.2% |
| FBND Fidelity Total Bond ETF | 2.61% | 156,385 | $7.2M | Reduce -26.6% |
| TBUX T Rowe Price Ultra Short-Ter | 2.21% | 122,408 | $6.1M | Add +16.2% |
| VXUS Vanguard Total Intl Stock | 1.90% | 69,326 | $5.2M | Reduce -27.2% |
| SHV iShares 0-1 Year Treasury Bo | 1.48% | 37,090 | $4.1M | Add +16.1% |
| VUSB Vanguard Ultra Short Bond Et | 1.47% | 81,122 | $4.0M | Add +16.2% |
| VEA Vanguard Ftse Developed ETF | 1.44% | 63,657 | $4.0M | Add +49.3% |
| VGIT Vanguard Intermediate-Term T | 1.42% | 65,261 | $3.9M | Reduce -21.6% |
| IEMG iShares Core MSCI Emerging | 1.41% | 57,956 | $3.9M | Add +49.1% |
| SPTS SS SPDR P St Term TSY ETF | 1.19% | 112,352 | $3.3M | Add +15.5% |
| MSFT Microsoft Corp. | 0.99% | 5,634 | $2.7M | Reduce -19.4% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.82% | 4,484 | $2.3M | Reduce -30.9% |
| AAPL Apple Inc. | 0.66% | 6,706 | $1.8M | Reduce -0.1% |
| QQQ Invesco QQQ Trust Series 1 | 0.61% | 2,729 | $1.7M | Reduce -31.1% |
| KO The Coca-Cola Co. | 0.53% | 21,079 | $1.5M | Reduce -28.3% |
| FSTA Fidelity MSCI Cons Stap Indx | 0.45% | 25,513 | $1.3M | Reduce -30.1% |
| SCHX Schwab US Large-Cap ETF | 0.35% | 35,592 | $958K | Reduce -1.1% |
| WMT Walmart Inc. | 0.32% | 7,815 | $871K | Reduce -2.5% |
| JPM JPMorgan Chase & Co. | 0.20% | 1,679 | $541K | Reduce -5.4% |
| SYY Sysco Corp. | 0.17% | 6,275 | $462K | Add +0.2% |
| VRSK Verisk Analytics Inc. | 0.16% | 2,025 | $453K | Add +0.1% |
| CVX Chevron Corp. | 0.15% | 2,800 | $427K | Add +88.8% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.14% | 577 | $394K | Reduce -2.7% |
| VTI VG Morningstar TS MKT ETF-US | 0.13% | 1,050 | $352K | Reduce -0.6% |
| VOO Vanguard S&P 500 ETF | 0.12% | 547 | $343K | Reduce -3.2% |
| IVV iShares Core S&P 500 ETF | 0.12% | 490 | $336K | Reduce -3.7% |
| SCHZ Schwab US Aggregate Bond ETF | 0.11% | 13,193 | $308K | Reduce -15.1% |
| NVDA Nvidia Corp. | 0.09% | 1,367 | $255K | Reduce -0.3% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.09% | 983 | $254K | Reduce -1.5% |
| AVGO Broadcom Inc. | 0.09% | 678 | $235K | New |
| XOM Exxon Mobil Corp. | 0.08% | 1,939 | $233K | Add +1.7% |
Portfolio Sells Q3 2025 → Q4 2025
| SCHD Schwab US DVD Equity ETF | Reduce -12.4% | 10.31% | −2.27 |
| AGG iShares Core U.S. Aggregate | Reduce -20.9% | 4.50% | −1.63 |
| FBND Fidelity Total Bond ETF | Reduce -26.6% | 2.61% | −1.22 |
| SPSB SS SPDR P St C Corp. ETF | Reduce -2.2% | 10.40% | −1.05 |
| VXUS Vanguard Total Intl Stock | Reduce -27.2% | 1.90% | −0.83 |
| VGIT Vanguard Intermediate-Term T | Reduce -21.6% | 1.42% | −0.53 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -30.9% | 0.82% | −0.45 |
| MSFT Microsoft Corp. | Reduce -19.4% | 0.99% | −0.42 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -31.1% | 0.61% | −0.32 |
| FSTA Fidelity MSCI Cons Stap Indx | Reduce -30.1% | 0.45% | −0.25 |
| KO The Coca-Cola Co. | Reduce -28.3% | 0.53% | −0.22 |
| HD Home Depot Inc. | Sold out | 0.00% | −0.09 |
| KR Kroger Co. | Sold out | 0.00% | −0.08 |
| SCHZ Schwab US Aggregate Bond ETF | Reduce -15.1% | 0.11% | −0.03 |
| SCHX Schwab US Large-Cap ETF | Reduce -1.1% | 0.35% | −0.02 |
| JPM JPMorgan Chase & Co. | Reduce -5.4% | 0.20% | −0.02 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -2.7% | 0.14% | −0.01 |
| IVV iShares Core S&P 500 ETF | Reduce -3.7% | 0.12% | −0.01 |
| VOO Vanguard S&P 500 ETF | Reduce -3.2% | 0.12% | −0.01 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -0.6% | 0.13% | −0.01 |
| NVDA Nvidia Corp. | Reduce -0.3% | 0.09% | −0.01 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -1.5% | 0.09% | −0.01 |
| WMT Walmart Inc. | Reduce -2.5% | 0.32% | −0.01 |
| AAPL Apple Inc. | Reduce -0.1% | 0.66% | −0.00 |
Portfolio Buys Q3 2025 → Q4 2025
| SCHB Schwab US Broad Market ETF | Add +45.3% | 5.90% | +1.63 |
| TFLO iShares Treasury Floating Ra | Add +22.9% | 12.27% | +1.52 |
| FLOT iShares Floating Rate Bond E | Add +24.7% | 10.10% | +1.36 |
| RSP Invesco S&P 500 Equal Weight | Add +50.5% | 4.33% | +1.27 |
| QQQM Invesco Nasdaq 100 ETF | Add +46.9% | 4.35% | +1.24 |
| STIP iShares 0-5 Year Tips Bond E | Add +18.5% | 6.97% | +0.59 |
| SCHR Schwab Intermediate-Term US | Add +25.2% | 4.03% | +0.57 |
| VEA Vanguard Ftse Developed ETF | Add +49.3% | 1.44% | +0.45 |
| IEMG iShares Core MSCI Emerging | Add +49.1% | 1.41% | +0.41 |
| TBUX T Rowe Price Ultra Short-Ter | Add +16.2% | 2.21% | +0.17 |
| SHV iShares 0-1 Year Treasury Bo | Add +16.1% | 1.48% | +0.11 |
| VUSB Vanguard Ultra Short Bond Et | Add +16.2% | 1.47% | +0.11 |
| AVGO Broadcom Inc. | New | 0.09% | +0.09 |
| SPTS SS SPDR P St Term TSY ETF | Add +15.5% | 1.19% | +0.08 |
| CVX Chevron Corp. | Add +88.8% | 0.15% | +0.07 |
| XOM Exxon Mobil Corp. | Add +1.7% | 0.08% | +0.00 |
| SYY Sysco Corp. | Add +0.2% | 0.17% | −0.03 |
| VRSK Verisk Analytics Inc. | Add +0.1% | 0.16% | −0.03 |
| SPIB SS SPDR P Int C Corp. ETF | Add +5.5% | 5.32% | −0.11 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 45 | $323.3M | TFLO, FLOT, SPSB, SCHB, SCHD |
| Q1 2026 | 43 | $292.3M | TFLO, FLOT, SPSB, SCHD, STIP |
| Q4 2025 | 41 | $276.0M | TFLO, SPSB, SCHD, FLOT, STIP |
| Q3 2025 | 42 | $257.1M | SCHD, SPSB, TFLO, FLOT, STIP |
| Q2 2025 | 37 | $220.0M | AGG, SCHD, SPSB, FBND, STIP |
| Q1 2025 | 31 | $190.8M | AGG, SCHD, SPSB, FBND, STIP |
| Q4 2024 | 33 | $172.1M | AGG, SCHD, SPSB, FBND, STIP |
| Q3 2024 | 29 | $147.9M | SCHD, AGG, SPSB, FBND, STIP |
| Q2 2024 | 26 | $127.9M | SCHD, AGG, SPSB, SCHP, STIP |
| Q1 2024 | 27 | $121.7M | SCHD, SPSB, AGG, SCHP, STIP |