Watershed Private Wealth LLC

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 22, 2025), Watershed Private Wealth LLC reported 112 stock positions worth $256.4 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 17.8% of the portfolio, followed by Vanguard Mrngstar GR ETF-Sui (VUG, 5.7%) and iShares Core U.S. Aggregate (AGG, 4.9%). Compared with Q3 2024, it opened 7 new positions, sold out of 8, added to 23 and reduced 49. The biggest buy was a new position in Invesco S&P 500 Momentum ETF (SPMO) and the biggest sale iShares Core U.S. Aggregate (AGG, shares −23%).

Most Recent 13F
Q2 2026
Location
Oak Brook, IL
CIK
0001965271
Portfolio Value
$256.4M (Q4 2024)
SEC Filing
0001085146-25-000407 ↗ filed Jan 22, 2025

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2024: $225.8M Q1 2024 Q2 2024: $235.1M Q2 2024 Q3 2024: $250.7M Q3 2024 Q4 2024: $256.4M $256.4M Q4 2024 Q1 2025: $250.1M Q1 2025 Q2 2025: $274.7M Q2 2025 Q3 2025: $316.4M Q3 2025 Q4 2025: $333.4M Q4 2025 Q1 2026: $320.7M Q1 2026 Q2 2026: $355.1M Q2 2026

Holdings 112 stocks · $256.4M
IVV iShares Core S&P 500 ETF 17.83% 77,681 $45.7M Add +4.2%
VUG Vanguard Mrngstar GR ETF-Sui 5.68% 35,497 $14.6M Reduce -2.6%
AGG iShares Core U.S. Aggregate 4.90% 129,558 $12.6M Reduce -22.7%
QUAL iShares MSCI USA Quality Fac 4.59% 66,031 $11.8M Add +3.5%
EFV iShares MSCI Eafe Value ETF 4.18% 204,116 $10.7M Add +10.9%
DYNF Ishrs US E F R A ETF-Usd Inc. 4.12% 206,199 $10.6M Reduce -2.9%
EFG iShares MSCI Eafe Growth ETF 3.97% 105,141 $10.2M Add +19.8%
QQQ Invesco QQQ Trust Series 1 3.37% 16,898 $8.6M Reduce -2.5%
NVDA Nvidia Corp. 2.93% 55,853 $7.5M Reduce -4.6%
MUB iShares National Muni Bond E 2.59% 62,224 $6.6M Add +3.6%
VTV Vanguard Mrngstr Val ETF-Aui 2.42% 36,640 $6.2M Reduce -0.0%
XCEM Columbia Em Core Ex-China 2.37% 205,344 $6.1M Add +18.2%
DFAT Dimensional US Target Value 2.27% 104,773 $5.8M Reduce -0.3%
SPMO Invesco S&P 500 Momentum ETF 1.95% 52,627 $5.0M New
VV Vngrd Mrgstr LRG-Cap ETF-Usd 1.63% 15,506 $4.2M Reduce -0.0%
AAPL Apple Inc. 1.59% 16,254 $4.1M Reduce -1.1%
AMZN Amazon.com Inc. 1.41% 16,438 $3.6M Add +2.9%
VTEB Vanguard Tax-Exempt Bond ETF 1.20% 61,237 $3.1M Reduce -13.5%
SPY SS SPDR S&P 500 ETF Trust-US 1.18% 5,168 $3.0M No change
MSFT Microsoft Corp. 1.12% 6,828 $2.9M Reduce -7.6%
VWO Vanguard Ftse Emerging Marke 1.06% 61,879 $2.7M Reduce -0.6%
TSLA Tesla Inc. 1.04% 6,598 $2.7M Reduce -12.8%
MBB iShares MBS ETF 0.94% 26,190 $2.4M Add +8.8%
VEA Vanguard Ftse Developed ETF 0.90% 48,141 $2.3M Reduce -5.8%
VTI VG Morningstar TS MKT ETF-US 0.86% 7,618 $2.2M Add +0.0%
CAT Caterpillar Inc. 0.82% 5,825 $2.1M Reduce -2.0%
SPDW Ste STR SPDR PT DW Eu ETF 0.82% 61,851 $2.1M Reduce -2.2%
TLT iShares 20+ Year Treasury BD 0.81% 23,830 $2.1M Add +16.9%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.77% 7,512 $2.0M Reduce -0.2%
IFRA iShares US Infrastructure 0.77% 42,751 $2.0M Reduce -5.9%
V Visa Inc. Class A 0.68% 5,498 $1.7M No change
OEF iShares S&P 100 ETF 0.68% 6,010 $1.7M Add +9.5%
BRK.B Berkshire Hathaway Inc. Class B 0.58% 3,289 $1.5M No change
SPYM Ste STR SPDR PT S&P 500 ETF 0.58% 21,478 $1.5M Reduce -2.2%
SHOP Shopify Inc. Class A 0.55% 13,188 $1.4M No change
IWF iShares Russell 1000 Growth 0.52% 3,315 $1.3M No change
GOOG Alphabet Inc. Class C 0.52% 6,959 $1.3M No change
SPMD SS SPDR P S&P 400 Midcap ETF 0.51% 23,865 $1.3M Reduce -6.4%
IEMG iShares Core MSCI Emerging 0.49% 24,297 $1.3M Reduce -0.9%
SPEM State Street SP PTF Em ETF 0.49% 32,791 $1.3M Reduce -0.7%
BINC iShares Flex I A ETF-Usd Inc. 0.46% 22,796 $1.2M Add +4.1%
IJH iShares Core S&P Midcap ETF 0.43% 17,893 $1.1M Reduce -15.8%
DFIV Dimensional International Va 0.43% 30,871 $1.1M Reduce -2.1%
HYDB iShares High Yield Systemati 0.41% 22,154 $1.0M Add +125.8%
SCHF Schwab Intl Equity ETF 0.40% 55,708 $1.0M Add +0.6%
CRM Salesforce Inc. 0.40% 3,064 $1.0M Reduce -11.5%
TLH iShares 10-20 Year Treasury 0.37% 9,602 $956K Reduce -10.3%
SCHE Schwab Emrg Mrkts Eqty ETF 0.36% 35,009 $932K Reduce -6.5%
JPM JPMorgan Chase & Co. 0.36% 3,831 $918K Reduce -7.8%
IEFA iShares Core MSCI Eafe ETF 0.35% 12,851 $903K Add +1.6%
ITOT iShares Core S&P Total U.S. 0.35% 7,007 $901K Reduce -0.1%
SCHH Schwab US REIT ETF 0.33% 39,979 $842K Reduce -2.9%
SCHG Schwab US Large-Cap Growth 0.31% 28,722 $800K Reduce -0.7%
IVW iShares S&P 500 Growth ETF 0.30% 7,676 $779K Reduce -16.0%
IBIT iShares Bitcoin Trust ETF 0.30% 14,320 $760K No change
SCHX Schwab US Large-Cap ETF 0.29% 32,349 $750K Add +0.9%
SCHM Schwab US Mid Cap ETF 0.28% 26,203 $726K Reduce -3.3%
IEV iShares Europe ETF 0.27% 13,346 $695K Add +219.1%
EMXC iShares MSCI Emr MRK Ex Chna 0.27% 12,507 $694K Reduce -30.1%
GOOGL Alphabet Inc. Class A 0.27% 3,654 $692K No change
AVGO Broadcom Inc. 0.26% 2,909 $674K Reduce -5.7%
IJR iShares Core S&P Small-Cap E 0.26% 5,781 $666K Reduce -15.0%
IVE iShares S&P 500 Value ETF 0.26% 3,463 $661K Reduce -24.5%
KKR KKR & Co. Inc. 0.24% 4,179 $618K No change
DFAS Dimensional US Small Cap ETF 0.24% 9,275 $604K No change
UNH Unitedhealth Group Inc. 0.22% 1,108 $561K Reduce -21.2%
WMT Walmart Inc. 0.20% 5,814 $525K Add +22.0%
DGS Wisdomtree Em Small Cap 0.20% 10,485 $513K Reduce -0.1%
HD Home Depot Inc. 0.20% 1,300 $506K No change
MLPA Global X MLP ETF 0.20% 10,187 $503K No change
IXUS iShares Core Intl Stock ETF 0.19% 7,291 $482K Reduce -0.3%
ROK Rockwell Automation Inc. 0.18% 1,619 $463K No change
LRCX Lam Research Corp. 0.17% 6,160 $445K New
IXC iShares Global Energy ETF 0.17% 11,392 $435K Reduce -10.9%
IEUR iShares Core MSCI Europe ETF 0.17% 7,979 $431K No change
MDY State Street SPDR S&P Midcap 0.16% 717 $408K Reduce -2.0%
NOW ServiceNow Inc. 0.16% 378 $401K No change
VIOO Vanguard S&P Small-Cap 600 E 0.15% 3,734 $396K Add +9.2%
XLE SS Energy Select Sector 0.15% 4,560 $391K No change
BMO Bank of Montreal filed as BANK MONTREAL QUE 0.15% 4,000 $388K No change
TT Trane Technologies PLC 0.15% 1,023 $378K Reduce -3.9%
SYK Stryker Corp. 0.14% 1,009 $363K No change
ANET Arista Networks Inc. 0.14% 3,285 $363K Reduce -38.9%
IDEV iShares Core MSCI Dev MKTS 0.14% 5,532 $357K Reduce -0.2%
HEFA Isha Curr Hedged MSCI Eafe 0.13% 9,883 $343K Add +28.3%
PANW Palo Alto Networks Inc. 0.12% 1,724 $314K No change
EWX State Street SPDR S&P Emergi 0.12% 5,348 $313K No change
MA Mastercard Inc. Class A 0.12% 589 $310K No change
LLY Eli Lilly & Co. 0.12% 398 $307K No change
IYE iShares U.S. Energy ETF 0.12% 6,707 $306K New
GWW WW Grainger Inc. filed as GRAINGER W W INC 0.12% 282 $297K No change
CVX Chevron Corp. 0.11% 2,018 $292K Add +0.1%
COIN Coinbase Global Inc. Class A 0.11% 1,154 $287K No change
LMND Lemonade Inc. 0.11% 7,790 $286K New
RTX RTX Corp. 0.11% 2,466 $285K No change
ZTS Zoetis Inc. 0.11% 1,744 $284K No change
EFA iShares MSCI Eafe ETF 0.10% 3,435 $260K Reduce -3.9%
NEE Nextera Energy Inc. 0.10% 3,410 $244K Reduce -0.1%
NOBL Proshares S&P 500 Dividend A 0.10% 2,450 $244K No change
ACN Accenture PLC Class A 0.09% 691 $243K No change

Show all 112 holdings

Portfolio Sells Q3 2024 → Q4 2024
AGG iShares Core U.S. Aggregate Reduce -22.7% 4.90% −1.88
VTEB Vanguard Tax-Exempt Bond ETF Reduce -13.5% 1.20% −0.25
VEA Vanguard Ftse Developed ETF Reduce -5.8% 0.90% −0.18
EMXC iShares MSCI Emr MRK Ex Chna Reduce -30.1% 0.27% −0.17
MSFT Microsoft Corp. Reduce -7.6% 1.12% −0.15
VTV Vanguard Mrngstr Val ETF-Aui Reduce -0.0% 2.42% −0.13
VWO Vanguard Ftse Emerging Marke Reduce -0.6% 1.06% −0.13
SPDW Ste STR SPDR PT DW Eu ETF Reduce -2.2% 0.82% −0.12
UNH Unitedhealth Group Inc. Reduce -21.2% 0.22% −0.11
CAT Caterpillar Inc. Reduce -2.0% 0.82% −0.10
IVE iShares S&P 500 Value ETF Reduce -24.5% 0.26% −0.10
LQD Ishr Ibx Usd Invgd CB ETF-Ui Sold out 0.00% −0.10
TLH iShares 10-20 Year Treasury Reduce -10.3% 0.37% −0.09
IJH iShares Core S&P Midcap ETF Reduce -15.8% 0.43% −0.09
NVS Novartis AG-Sponsored ADR Sold out 0.00% −0.09
LMT Lockheed Martin Corp. Sold out 0.00% −0.09
TMO Thermo Fisher Scientific Inc. Sold out 0.00% −0.09
ABBV Abbvie Inc. Sold out 0.00% −0.09
NVO Novo-Nordisk A/S-Spons ADR Sold out 0.00% −0.09
VNQ Vanguard Real Estate ETF Sold out 0.00% −0.09
IFRA iShares US Infrastructure Reduce -5.9% 0.77% −0.08
SCHE Schwab Emrg Mrkts Eqty ETF Reduce -6.5% 0.36% −0.07
CMG Chipotle Mexican Grill Inc. Reduce -44.3% 0.09% −0.07
DYNF Ishrs US E F R A ETF-Usd Inc. Reduce -2.9% 4.12% −0.07
IEMG iShares Core MSCI Emerging Reduce -0.9% 0.49% −0.07
ANET Arista Networks Inc. Reduce -38.9% 0.14% −0.06
DFAT Dimensional US Target Value Reduce -0.3% 2.27% −0.06
IJR iShares Core S&P Small-Cap E Reduce -15.0% 0.26% −0.06
SPEM State Street SP PTF Em ETF Reduce -0.7% 0.49% −0.05
SCHH Schwab US REIT ETF Reduce -2.9% 0.33% −0.05
DFIV Dimensional International Va Reduce -2.1% 0.43% −0.05
SPMD SS SPDR P S&P 400 Midcap ETF Reduce -6.4% 0.51% −0.05
IVW iShares S&P 500 Growth ETF Reduce -16.0% 0.30% −0.04
IXC iShares Global Energy ETF Reduce -10.9% 0.17% −0.04
BX Blackstone Inc. Reduce -30.5% 0.08% −0.03
DGS Wisdomtree Em Small Cap Reduce -0.1% 0.20% −0.02
BTC Grayscale Bitcoin Mini Trust Sold out 0.00% −0.02
IXUS iShares Core Intl Stock ETF Reduce -0.3% 0.19% −0.02
NEE Nextera Energy Inc. Reduce -0.1% 0.10% −0.02
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -0.2% 0.77% −0.02
EFA iShares MSCI Eafe ETF Reduce -3.9% 0.10% −0.02
TT Trane Technologies PLC Reduce -3.9% 0.15% −0.02
IDEV iShares Core MSCI Dev MKTS Reduce -0.2% 0.14% −0.02
SCHM Schwab US Mid Cap ETF Reduce -3.3% 0.28% −0.02
SPYM Ste STR SPDR PT S&P 500 ETF Reduce -2.2% 0.58% −0.01
MDY State Street SPDR S&P Midcap Reduce -2.0% 0.16% −0.01
QQQ Invesco QQQ Trust Series 1 Reduce -2.5% 3.37% −0.01
ITOT iShares Core S&P Total U.S. Reduce -0.1% 0.35% +0.00
VV Vngrd Mrgstr LRG-Cap ETF-Usd Reduce -0.0% 1.63% +0.00
JPM JPMorgan Chase & Co. Reduce -7.8% 0.36% +0.01

Portfolio Buys Q3 2024 → Q4 2024
SPMO Invesco S&P 500 Momentum ETF New 1.95% +1.95
IVV iShares Core S&P 500 ETF Add +4.2% 17.83% +0.68
AMZN Amazon.com Inc. Add +2.9% 1.41% +0.22
HYDB iShares High Yield Systemati Add +125.8% 0.41% +0.22
EFG iShares MSCI Eafe Growth ETF Add +19.8% 3.97% +0.20
IEV iShares Europe ETF Add +219.1% 0.27% +0.17
LRCX Lam Research Corp. New 0.17% +0.17
IYE iShares U.S. Energy ETF New 0.12% +0.12
LMND Lemonade Inc. New 0.11% +0.11
XCEM Columbia Em Core Ex-China Add +18.2% 2.37% +0.11
ETHA iShares Ethereum Trust ETF New 0.09% +0.09
IVLU iShares MSCI International V New 0.09% +0.09
T AT&T Inc. New 0.09% +0.09
OEF iShares S&P 100 ETF Add +9.5% 0.68% +0.07
WMT Walmart Inc. Add +22.0% 0.20% +0.05
HEFA Isha Curr Hedged MSCI Eafe Add +28.3% 0.13% +0.03
QUAL iShares MSCI USA Quality Fac Add +3.5% 4.59% +0.02
MBB iShares MBS ETF Add +8.8% 0.94% +0.02
TLT iShares 20+ Year Treasury BD Add +16.9% 0.81% +0.01
VIOO Vanguard S&P Small-Cap 600 E Add +9.2% 0.15% +0.01
SCHX Schwab US Large-Cap ETF Add +0.9% 0.29% +0.00
COST Costco Wholesale Corp. Add +0.4% 0.09% +0.00
VTI VG Morningstar TS MKT ETF-US Add +0.0% 0.86% +0.00
VBR Vngrd Mrngst SL-CP Val ETF-U Add +0.6% 0.09% −0.00
CVX Chevron Corp. Add +0.1% 0.11% −0.00
BINC iShares Flex I A ETF-Usd Inc. Add +4.1% 0.46% −0.01
MUB iShares National Muni Bond E Add +3.6% 2.59% −0.02
IEFA iShares Core MSCI Eafe ETF Add +1.6% 0.35% −0.04
EFV iShares MSCI Eafe Value ETF Add +10.9% 4.18% −0.05
SCHF Schwab Intl Equity ETF Add +0.6% 0.40% −0.05

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 120$355.1MIVV, NVDA, AGG, VUG, DYNF
Q1 2026 111$320.7MIVV, AGG, NVDA, EFV, VTV
Q4 2025 115$333.4MIVV, NVDA, AGG, VTV, VUG
Q3 2025 112$316.4MIVV, NVDA, AGG, VUG, QUAL
Q2 2025 105$274.7MIVV, AGG, QUAL, VUG, EFV
Q1 2025 111$250.1MIVV, AGG, VUG, QUAL, EFV
Q4 2024 112$256.4MIVV, VUG, AGG, QUAL, EFV
Q3 2024 113$250.7MIVV, AGG, VUG, QUAL, EFV
Q2 2024 118$235.1MIVV, VUG, AGG, QUAL, EFG
Q1 2024 123$225.8MIVV, AGG, QUAL, DYNF, VUG