Watershed Private Wealth LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 23, 2026), Watershed Private Wealth LLC reported 115 stock positions worth $333.4 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 13.8% of the portfolio, followed by Nvidia (NVDA, 5.6%) and iShares Core U.S. Aggregate (AGG, 5.4%). Compared with Q3 2025, it opened 7 new positions, sold out of 4, added to 42 and reduced 36. The biggest buy was Vanguard Mrngstr Val ETF-Aui (VTV, shares +33%) and the biggest sale iShares MSCI USA Quality Fac (QUAL, shares −40%).
- Most Recent 13F
- Q2 2026
- Location
- Oak Brook, IL
- CIK
- 0001965271
- Portfolio Value
- $333.4M (Q4 2025)
- SEC Filing
- 0001965271-26-000001 ↗ filed Jan 23, 2026
Holdings Value
Holdings 115 stocks · $333.4M
| IVV iShares Core S&P 500 ETF | 13.80% | 67,156 | $46.0M | Reduce -0.4% |
| NVDA Nvidia Corp. | 5.64% | 100,737 | $18.8M | Add +8.5% |
| AGG iShares Core U.S. Aggregate | 5.41% | 180,419 | $18.0M | Add +9.8% |
| VTV Vanguard Mrngstr Val ETF-Aui | 4.92% | 85,885 | $16.4M | Add +32.6% |
| VUG Vanguard Mrngstar GR ETF-Sui | 4.59% | 31,368 | $15.3M | Reduce -2.3% |
| EFV iShares MSCI Eafe Value ETF | 3.88% | 181,108 | $12.9M | Reduce -12.9% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 3.60% | 197,237 | $12.0M | Reduce -2.0% |
| OEF iShares S&P 100 ETF | 3.57% | 34,708 | $11.9M | Reduce -4.0% |
| VWO Vanguard Ftse Emerging Marke | 3.53% | 219,208 | $11.8M | Add +20.6% |
| QQQ Invesco QQQ Trust Series 1 | 3.21% | 17,447 | $10.7M | Reduce -3.1% |
| QUAL iShares MSCI USA Quality Fac | 2.64% | 44,288 | $8.8M | Reduce -40.4% |
| DFAT Dimensional US Target Value | 2.24% | 125,484 | $7.5M | Add +2.2% |
| TLH iShares 10-20 Year Treasury | 1.82% | 59,767 | $6.1M | Reduce -4.6% |
| SPMO Invesco S&P 500 Momentum ETF | 1.76% | 49,051 | $5.9M | Add +68.1% |
| MUB iShares National Muni Bond E | 1.58% | 49,209 | $5.3M | Add +1.5% |
| SHLD Global X Defense Tech ETF | 1.46% | 75,336 | $4.9M | Add +5.9% |
| META Meta Platforms Inc. Class A | 1.45% | 7,325 | $4.8M | Add +19.7% |
| AAPL Apple Inc. | 1.42% | 17,436 | $4.7M | Add +40.6% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 1.39% | 14,680 | $4.6M | Reduce -0.2% |
| GOOG Alphabet Inc. Class C | 1.35% | 14,301 | $4.5M | Add +24.5% |
| VTEB Vanguard Tax-Exempt Bond ETF | 1.32% | 87,219 | $4.4M | Add +0.4% |
| AMZN Amazon.com Inc. | 1.14% | 16,446 | $3.8M | Add +28.1% |
| MSFT Microsoft Corp. | 1.10% | 7,563 | $3.7M | Add +45.1% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.09% | 5,327 | $3.6M | No change |
| BNDX Vanguard Total Intl Bond ETF | 1.05% | 72,163 | $3.5M | Add +5.8% |
| DASH DoorDash Inc. Class A | 0.96% | 14,095 | $3.2M | Add +1.1% |
| TSLA Tesla Inc. | 0.95% | 7,067 | $3.2M | Add +49.7% |
| CAT Caterpillar Inc. | 0.92% | 5,346 | $3.1M | Reduce -7.1% |
| VEA Vanguard Ftse Developed ETF | 0.87% | 46,214 | $2.9M | Reduce -0.3% |
| XCEM Columbia Em Core Ex-China | 0.81% | 70,587 | $2.7M | Reduce -0.6% |
| EFG iShares MSCI Eafe Growth ETF | 0.79% | 23,092 | $2.6M | Add +4.4% |
| VTI VG Morningstar TS MKT ETF-US | 0.77% | 7,672 | $2.6M | Add +0.2% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.77% | 57,846 | $2.6M | Reduce -0.6% |
| BINC iShares Flex I A ETF-Usd Inc. | 0.67% | 42,226 | $2.2M | Add +9.1% |
| SHOP Shopify Inc. Class A | 0.66% | 13,713 | $2.2M | Add +4.0% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.57% | 6,578 | $1.9M | Reduce -3.9% |
| V Visa Inc. Class A | 0.55% | 5,234 | $1.8M | Reduce -4.8% |
| IWF iShares Russell 1000 Growth | 0.52% | 3,691 | $1.7M | No change |
| PLTR Palantir Technologies Inc. Class A | 0.52% | 9,736 | $1.7M | Add +24.9% |
| HIMU iShares High Yild Muni A ETF | 0.51% | 35,110 | $1.7M | Add +5.5% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.51% | 3,363 | $1.7M | Add +2.1% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.46% | 19,220 | $1.5M | Reduce -0.0% |
| MBB iShares MBS ETF | 0.45% | 15,642 | $1.5M | Reduce -0.7% |
| IBIT iShares Bitcoin Trust ETF | 0.40% | 26,557 | $1.3M | Add +40.1% |
| DFIV Dimensional International Va | 0.39% | 25,900 | $1.3M | Reduce -0.1% |
| IJH iShares Core S&P Midcap ETF | 0.39% | 19,449 | $1.3M | No change |
| IEFA iShares Core MSCI Eafe ETF | 0.38% | 14,010 | $1.3M | Reduce -0.4% |
| JPM JPMorgan Chase & Co. | 0.37% | 3,816 | $1.2M | Add +2.0% |
| IEMG iShares Core MSCI Emerging | 0.36% | 18,010 | $1.2M | Reduce -2.8% |
| SCHF Schwab Intl Equity ETF | 0.35% | 48,687 | $1.2M | Reduce -2.1% |
| COST Costco Wholesale Corp. | 0.34% | 1,302 | $1.1M | Add +425.0% |
| AVGO Broadcom Inc. | 0.34% | 3,234 | $1.1M | Add +12.1% |
| GOOGL Alphabet Inc. Class A | 0.33% | 3,476 | $1.1M | No change |
| SPEM State Street SP PTF Em ETF | 0.32% | 22,780 | $1.1M | Reduce -0.1% |
| IVW iShares S&P 500 Growth ETF | 0.31% | 8,510 | $1.0M | No change |
| LRCX Lam Research Corp. | 0.31% | 5,944 | $1.0M | Add +2.5% |
| IXC iShares Global Energy ETF | 0.28% | 22,136 | $928K | Reduce -0.1% |
| SCHG Schwab US Large-Cap Growth | 0.28% | 28,307 | $923K | No change |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.28% | 28,164 | $922K | Reduce -1.3% |
| ITOT iShares Core S&P Total U.S. | 0.28% | 6,181 | $919K | Reduce -0.1% |
| SCHX Schwab US Large-Cap ETF | 0.26% | 31,918 | $859K | Reduce -3.8% |
| IVE iShares S&P 500 Value ETF | 0.25% | 3,895 | $826K | No change |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.24% | 14,014 | $812K | Reduce -0.0% |
| CRM Salesforce Inc. | 0.21% | 2,685 | $711K | No change |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.20% | 9,350 | $680K | Reduce -1.7% |
| WMT Walmart Inc. | 0.20% | 6,039 | $673K | Add +4.1% |
| ROK Rockwell Automation Inc. | 0.19% | 1,662 | $647K | Add +2.7% |
| ETHA iShares Ethereum Trust ETF | 0.19% | 28,407 | $637K | Add +134.2% |
| DFAS Dimensional US Small Cap ETF | 0.19% | 9,007 | $628K | Reduce -0.3% |
| LULU Lululemon Athletica Inc. | 0.18% | 2,942 | $611K | New |
| LMND Lemonade Inc. | 0.18% | 8,310 | $592K | Add +1.7% |
| SCHM Schwab US Mid Cap ETF | 0.17% | 19,217 | $578K | Reduce -3.2% |
| IEUR iShares Core MSCI Europe ETF | 0.17% | 7,923 | $562K | No change |
| DGS Wisdomtree Em Small Cap | 0.17% | 9,692 | $555K | No change |
| IXUS iShares Core Intl Stock ETF | 0.16% | 6,467 | $547K | Reduce -0.3% |
| KKR KKR & Co. Inc. | 0.16% | 4,179 | $533K | No change |
| MA Mastercard Inc. Class A | 0.16% | 919 | $525K | Add +65.6% |
| BMO Bank of Montreal filed as BANK MONTREAL QUE | 0.16% | 4,000 | $519K | No change |
| SCHH Schwab US REIT ETF | 0.15% | 24,078 | $503K | No change |
| HYDB iShares High Yield Systemati | 0.14% | 10,014 | $474K | Reduce -64.7% |
| ANET Arista Networks Inc. | 0.13% | 3,365 | $441K | Add +2.9% |
| TSM Taiwan Semiconductor-SP ADR | 0.13% | 1,419 | $431K | New |
| HD Home Depot Inc. | 0.13% | 1,248 | $429K | No change |
| MDY State Street SPDR S&P Midcap | 0.13% | 702 | $424K | No change |
| ABBV Abbvie Inc. | 0.13% | 1,852 | $423K | Add +76.0% |
| XLE SS Energy Select Sector | 0.12% | 9,120 | $408K | No change |
| TT Trane Technologies PLC | 0.12% | 1,019 | $397K | No change |
| MCD McDonald's Corp. | 0.11% | 1,239 | $379K | Add +52.2% |
| LLY Eli Lilly & Co. | 0.11% | 348 | $374K | No change |
| JNJ Johnson & Johnson | 0.11% | 1,791 | $371K | Add +32.5% |
| NVS Novartis AG-Sponsored ADR | 0.11% | 2,665 | $367K | No change |
| NEE Nextera Energy Inc. | 0.11% | 4,478 | $359K | Add +32.3% |
| IDEV iShares Core MSCI Dev MKTS | 0.11% | 4,315 | $356K | Reduce -0.2% |
| IJR iShares Core S&P Small-Cap E | 0.11% | 2,932 | $352K | Reduce -0.5% |
| SNOW Snowflake Inc. | 0.10% | 1,592 | $349K | Add +25.4% |
| SPOT Spotify Technology SA | 0.10% | 593 | $344K | Add +54.0% |
| TLT iShares 20+ Year Treasury BD | 0.10% | 3,633 | $317K | Add +0.0% |
| RTX RTX Corp. | 0.09% | 1,713 | $314K | No change |
| PANW Palo Alto Networks Inc. | 0.09% | 1,685 | $310K | No change |
| EFA iShares MSCI Eafe ETF | 0.09% | 3,222 | $309K | No change |
Portfolio Sells Q3 2025 → Q4 2025
| QUAL iShares MSCI USA Quality Fac | Reduce -40.4% | 2.64% | −1.93 |
| EFV iShares MSCI Eafe Value ETF | Reduce -12.9% | 3.88% | −0.58 |
| IVV iShares Core S&P 500 ETF | Reduce -0.4% | 13.80% | −0.47 |
| HYDB iShares High Yield Systemati | Reduce -64.7% | 0.14% | −0.29 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -2.3% | 4.59% | −0.27 |
| OEF iShares S&P 100 ETF | Reduce -4.0% | 3.57% | −0.23 |
| TLH iShares 10-20 Year Treasury | Reduce -4.6% | 1.82% | −0.22 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -3.1% | 3.21% | −0.20 |
| DYNF Ishrs US E F R A ETF-Usd Inc. | Reduce -2.0% | 3.60% | −0.17 |
| TMUS T-Mobile US Inc. | Sold out | 0.00% | −0.08 |
| BMNR Bitmine Immersion Technologi | Sold out | 0.00% | −0.07 |
| EWX State Street SPDR S&P Emergi | Sold out | 0.00% | −0.07 |
| BX Blackstone Inc. | Sold out | 0.00% | −0.07 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -3.9% | 0.57% | −0.06 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Reduce -0.2% | 1.39% | −0.05 |
| V Visa Inc. Class A | Reduce -4.8% | 0.55% | −0.04 |
| MBB iShares MBS ETF | Reduce -0.7% | 0.45% | −0.03 |
| NOW ServiceNow Inc. | Reduce -2.7% | 0.08% | −0.03 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -1.3% | 0.28% | −0.02 |
| IEMG iShares Core MSCI Emerging | Reduce -2.8% | 0.36% | −0.02 |
| SCHX Schwab US Large-Cap ETF | Reduce -3.8% | 0.26% | −0.02 |
| SPEM State Street SP PTF Em ETF | Reduce -0.1% | 0.32% | −0.02 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -0.6% | 0.77% | −0.02 |
| SCHF Schwab Intl Equity ETF | Reduce -2.1% | 0.35% | −0.01 |
| IXC iShares Global Energy ETF | Reduce -0.1% | 0.28% | −0.01 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -0.0% | 0.46% | −0.01 |
| SCHM Schwab US Mid Cap ETF | Reduce -3.2% | 0.17% | −0.01 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -0.4% | 0.38% | −0.01 |
| VEA Vanguard Ftse Developed ETF | Reduce -0.3% | 0.87% | −0.01 |
| HEFA Isha Curr Hedged MSCI Eafe | Reduce -14.9% | 0.06% | −0.01 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Reduce -0.0% | 0.24% | −0.01 |
| ITOT iShares Core S&P Total U.S. | Reduce -0.1% | 0.28% | −0.01 |
| DFAS Dimensional US Small Cap ETF | Reduce -0.3% | 0.19% | −0.01 |
| IJR iShares Core S&P Small-Cap E | Reduce -0.5% | 0.11% | −0.01 |
| IXUS iShares Core Intl Stock ETF | Reduce -0.3% | 0.16% | −0.01 |
| XCEM Columbia Em Core Ex-China | Reduce -0.6% | 0.81% | −0.00 |
| IDEV iShares Core MSCI Dev MKTS | Reduce -0.2% | 0.11% | −0.00 |
| EMXC iShares MSCI Emr MRK Ex Chna | Reduce -1.7% | 0.20% | +0.00 |
| DFIV Dimensional International Va | Reduce -0.1% | 0.39% | +0.01 |
| CAT Caterpillar Inc. | Reduce -7.1% | 0.92% | +0.05 |
Portfolio Buys Q3 2025 → Q4 2025
| VTV Vanguard Mrngstr Val ETF-Aui | Add +32.6% | 4.92% | +1.10 |
| SPMO Invesco S&P 500 Momentum ETF | Add +68.1% | 1.76% | +0.64 |
| GOOG Alphabet Inc. Class C | Add +24.5% | 1.35% | +0.46 |
| AAPL Apple Inc. | Add +40.6% | 1.42% | +0.42 |
| VWO Vanguard Ftse Emerging Marke | Add +20.6% | 3.53% | +0.42 |
| TSLA Tesla Inc. | Add +49.7% | 0.95% | +0.29 |
| COST Costco Wholesale Corp. | Add +425.0% | 0.34% | +0.26 |
| AMZN Amazon.com Inc. | Add +28.1% | 1.14% | +0.25 |
| MSFT Microsoft Corp. | Add +45.1% | 1.10% | +0.24 |
| AGG iShares Core U.S. Aggregate | Add +9.8% | 5.41% | +0.20 |
| LULU Lululemon Athletica Inc. | New | 0.18% | +0.18 |
| NVDA Nvidia Corp. | Add +8.5% | 5.64% | +0.16 |
| TSM Taiwan Semiconductor-SP ADR | New | 0.13% | +0.13 |
| WFC Wells Fargo & Co. | New | 0.09% | +0.09 |
| ETN Eaton Corp. PLC | New | 0.08% | +0.08 |
| BAC Bank of America Corp. | New | 0.08% | +0.08 |
| ETHA iShares Ethereum Trust ETF | Add +134.2% | 0.19% | +0.07 |
| PLTR Palantir Technologies Inc. Class A | Add +24.9% | 0.52% | +0.07 |
| MS Morgan Stanley | New | 0.06% | +0.06 |
| ASML ASML Holding NV-NY Reg SHS | New | 0.06% | +0.06 |
| LRCX Lam Research Corp. | Add +2.5% | 0.31% | +0.06 |
| MA Mastercard Inc. Class A | Add +65.6% | 0.16% | +0.06 |
| ABBV Abbvie Inc. | Add +76.0% | 0.13% | +0.05 |
| SHOP Shopify Inc. Class A | Add +4.0% | 0.66% | +0.04 |
| LMND Lemonade Inc. | Add +1.7% | 0.18% | +0.04 |
| MCD McDonald's Corp. | Add +52.2% | 0.11% | +0.04 |
| AVGO Broadcom Inc. | Add +12.1% | 0.34% | +0.04 |
| JNJ Johnson & Johnson | Add +32.5% | 0.11% | +0.03 |
| META Meta Platforms Inc. Class A | Add +19.7% | 1.45% | +0.03 |
| NEE Nextera Energy Inc. | Add +32.3% | 0.11% | +0.03 |
| SPOT Spotify Technology SA | Add +54.0% | 0.10% | +0.02 |
| BINC iShares Flex I A ETF-Usd Inc. | Add +9.1% | 0.67% | +0.02 |
| ROK Rockwell Automation Inc. | Add +2.7% | 0.19% | +0.02 |
| SNOW Snowflake Inc. | Add +25.4% | 0.10% | +0.01 |
| WMT Walmart Inc. | Add +4.1% | 0.20% | +0.01 |
| IBIT iShares Bitcoin Trust ETF | Add +40.1% | 0.40% | +0.01 |
| JPM JPMorgan Chase & Co. | Add +2.0% | 0.37% | −0.00 |
| HIMU iShares High Yild Muni A ETF | Add +5.5% | 0.51% | −0.00 |
| EFG iShares MSCI Eafe Growth ETF | Add +4.4% | 0.79% | −0.01 |
| TLT iShares 20+ Year Treasury BD | Add +0.0% | 0.10% | −0.01 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +2.1% | 0.51% | −0.02 |
| DFAT Dimensional US Target Value | Add +2.2% | 2.24% | −0.02 |
| ANET Arista Networks Inc. | Add +2.9% | 0.13% | −0.02 |
| BNDX Vanguard Total Intl Bond ETF | Add +5.8% | 1.05% | −0.02 |
| VTI VG Morningstar TS MKT ETF-US | Add +0.2% | 0.77% | −0.02 |
| MUB iShares National Muni Bond E | Add +1.5% | 1.58% | −0.05 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +0.4% | 1.32% | −0.06 |
| SHLD Global X Defense Tech ETF | Add +5.9% | 1.46% | −0.12 |
| DASH DoorDash Inc. Class A | Add +1.1% | 0.96% | −0.24 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 120 | $355.1M | IVV, NVDA, AGG, VUG, DYNF |
| Q1 2026 | 111 | $320.7M | IVV, AGG, NVDA, EFV, VTV |
| Q4 2025 | 115 | $333.4M | IVV, NVDA, AGG, VTV, VUG |
| Q3 2025 | 112 | $316.4M | IVV, NVDA, AGG, VUG, QUAL |
| Q2 2025 | 105 | $274.7M | IVV, AGG, QUAL, VUG, EFV |
| Q1 2025 | 111 | $250.1M | IVV, AGG, VUG, QUAL, EFV |
| Q4 2024 | 112 | $256.4M | IVV, VUG, AGG, QUAL, EFV |
| Q3 2024 | 113 | $250.7M | IVV, AGG, VUG, QUAL, EFV |
| Q2 2024 | 118 | $235.1M | IVV, VUG, AGG, QUAL, EFG |
| Q1 2024 | 123 | $225.8M | IVV, AGG, QUAL, DYNF, VUG |