Watershed Private Wealth LLC

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 10, 2025), Watershed Private Wealth LLC reported 111 stock positions worth $250.1 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 16.3% of the portfolio, followed by iShares Core U.S. Aggregate (AGG, 6.6%) and Vanguard Mrngstar GR ETF-Sui (VUG, 5.5%). Compared with Q4 2024, it opened 8 new positions, sold out of 9, added to 27 and reduced 40. The biggest buy was iShares Core U.S. Aggregate (AGG, shares +29%) and the biggest sale iShares Core S&P 500 ETF (IVV, shares −7%).

Most Recent 13F
Q2 2026
Location
Oak Brook, IL
CIK
0001965271
Portfolio Value
$250.1M (Q1 2025)
SEC Filing
0001085146-25-001996 ↗ filed Apr 10, 2025

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2024: $225.8M Q1 2024 Q2 2024: $235.1M Q2 2024 Q3 2024: $250.7M Q3 2024 Q4 2024: $256.4M Q4 2024 Q1 2025: $250.1M $250.1M Q1 2025 Q2 2025: $274.7M Q2 2025 Q3 2025: $316.4M Q3 2025 Q4 2025: $333.4M Q4 2025 Q1 2026: $320.7M Q1 2026 Q2 2026: $355.1M Q2 2026

Holdings 111 stocks · $250.1M
IVV iShares Core S&P 500 ETF 16.32% 72,632 $40.8M Reduce -6.5%
AGG iShares Core U.S. Aggregate 6.63% 167,754 $16.6M Add +29.5%
VUG Vanguard Mrngstar GR ETF-Sui 5.45% 36,787 $13.6M Add +3.6%
QUAL iShares MSCI USA Quality Fac 5.35% 78,322 $13.4M Add +18.6%
EFV iShares MSCI Eafe Value ETF 4.28% 181,472 $10.7M Reduce -11.1%
DYNF Ishrs US E F R A ETF-Usd Inc. 4.18% 214,191 $10.4M Add +3.9%
VTV Vanguard Mrngstr Val ETF-Aui 3.57% 51,756 $8.9M Add +41.3%
QQQ Invesco QQQ Trust Series 1 3.20% 17,080 $8.0M Add +1.1%
EFG iShares MSCI Eafe Growth ETF 2.90% 72,411 $7.2M Reduce -31.1%
NVDA Nvidia Corp. 2.36% 54,386 $5.9M Reduce -2.6%
DFAT Dimensional US Target Value 2.31% 111,995 $5.8M Add +6.9%
MUB iShares National Muni Bond E 2.10% 49,891 $5.3M Reduce -19.8%
OEF iShares S&P 100 ETF 1.95% 18,034 $4.9M Add +200.1%
XCEM Columbia Em Core Ex-China 1.86% 157,360 $4.6M Reduce -23.4%
VWO Vanguard Ftse Emerging Marke 1.68% 93,083 $4.2M Add +50.4%
VTEB Vanguard Tax-Exempt Bond ETF 1.68% 84,820 $4.2M Add +38.5%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 1.59% 15,501 $4.0M Reduce -0.0%
AAPL Apple Inc. 1.44% 16,173 $3.6M Reduce -0.5%
TLH iShares 10-20 Year Treasury 1.32% 31,859 $3.3M Add +231.8%
AMZN Amazon.com Inc. 1.25% 16,482 $3.1M Add +0.3%
SPMO Invesco S&P 500 Momentum ETF 1.20% 32,507 $3.0M Reduce -38.2%
SPY SS SPDR S&P 500 ETF Trust-US 1.16% 5,168 $2.9M No change
MSFT Microsoft Corp. 1.03% 6,868 $2.6M Add +0.6%
VEA Vanguard Ftse Developed ETF 1.01% 49,780 $2.5M Add +3.4%
SPDW Ste STR SPDR PT DW Eu ETF 0.90% 61,795 $2.2M Reduce -0.1%
VTI VG Morningstar TS MKT ETF-US 0.84% 7,619 $2.1M Add +0.0%
V Visa Inc. Class A 0.77% 5,498 $1.9M No change
CAT Caterpillar Inc. 0.76% 5,756 $1.9M Reduce -1.2%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.76% 7,338 $1.9M Reduce -2.3%
BRK.B Berkshire Hathaway Inc. Class B 0.70% 3,289 $1.8M No change
BINC iShares Flex I A ETF-Usd Inc. 0.66% 31,519 $1.7M Add +38.3%
TSLA Tesla Inc. 0.63% 6,035 $1.6M Reduce -8.5%
IEMG iShares Core MSCI Emerging 0.54% 25,245 $1.4M Add +3.9%
SPYM Ste STR SPDR PT S&P 500 ETF 0.54% 20,490 $1.3M Reduce -4.6%
EMXC iShares MSCI Emr MRK Ex Chna 0.52% 23,577 $1.3M Add +88.5%
SPEM State Street SP PTF Em ETF 0.52% 32,786 $1.3M Reduce -0.0%
SHOP Shopify Inc. Class A 0.50% 13,188 $1.3M No change
IJH iShares Core S&P Midcap ETF 0.48% 20,767 $1.2M Add +16.1%
DFIV Dimensional International Va 0.48% 30,690 $1.2M Reduce -0.6%
IWF iShares Russell 1000 Growth 0.48% 3,300 $1.2M Reduce -0.5%
SPMD SS SPDR P S&P 400 Midcap ETF 0.46% 22,704 $1.2M Reduce -4.9%
HYDB iShares High Yield Systemati 0.45% 23,944 $1.1M Add +8.1%
GOOG Alphabet Inc. Class C 0.43% 6,959 $1.1M No change
SCHF Schwab Intl Equity ETF 0.43% 54,813 $1.1M Reduce -1.6%
IEFA iShares Core MSCI Eafe ETF 0.43% 14,065 $1.1M Add +9.4%
JPM JPMorgan Chase & Co. 0.38% 3,831 $940K No change
SCHE Schwab Emrg Mrkts Eqty ETF 0.37% 34,014 $938K Reduce -2.8%
MBB iShares MBS ETF 0.35% 9,321 $874K Reduce -64.4%
ITOT iShares Core S&P Total U.S. 0.34% 7,004 $855K Reduce -0.0%
CRM Salesforce Inc. 0.33% 3,064 $822K No change
IVW iShares S&P 500 Growth ETF 0.33% 8,779 $815K Add +14.4%
SCHH Schwab US REIT ETF 0.32% 36,828 $792K Reduce -7.9%
IBIT iShares Bitcoin Trust ETF 0.32% 16,885 $790K Add +17.9%
IVE iShares S&P 500 Value ETF 0.31% 4,090 $779K Add +18.1%
IEV iShares Europe ETF 0.30% 13,055 $760K Reduce -2.2%
SCHG Schwab US Large-Cap Growth 0.29% 28,722 $719K No change
SCHX Schwab US Large-Cap ETF 0.29% 32,348 $714K Reduce 0.0%
SCHM Schwab US Mid Cap ETF 0.27% 26,203 $687K No change
ITM Vaneck Intermediate Muni ETF 0.23% 12,911 $588K New
IJR iShares Core S&P Small-Cap E 0.23% 5,412 $566K Reduce -6.4%
GOOGL Alphabet Inc. Class A 0.23% 3,654 $565K No change
DFAS Dimensional US Small Cap ETF 0.22% 9,275 $554K No change
MLPA Global X MLP ETF 0.22% 10,187 $542K No change
IXUS iShares Core Intl Stock ETF 0.20% 7,329 $512K Add +0.5%
WMT Walmart Inc. 0.20% 5,814 $510K No change
DGS Wisdomtree Em Small Cap 0.20% 10,309 $498K Reduce -1.7%
AVGO Broadcom Inc. 0.19% 2,900 $486K Reduce -0.3%
KKR KKR & Co. Inc. 0.19% 4,179 $483K No change
IEUR iShares Core MSCI Europe ETF 0.19% 7,979 $480K No change
HD Home Depot Inc. 0.19% 1,300 $476K No change
TLT iShares 20+ Year Treasury BD 0.19% 5,198 $473K Reduce -78.2%
IXC iShares Global Energy ETF 0.18% 10,726 $451K Reduce -5.8%
LRCX Lam Research Corp. 0.18% 6,160 $448K No change
HEFA Isha Curr Hedged MSCI Eafe 0.17% 11,857 $430K Add +20.0%
XLE SS Energy Select Sector 0.17% 4,560 $426K No change
ROK Rockwell Automation Inc. 0.17% 1,619 $418K No change
BMO Bank of Montreal filed as BANK MONTREAL QUE 0.15% 4,000 $382K No change
IDEV iShares Core MSCI Dev MKTS 0.15% 5,481 $378K Reduce -0.9%
MDY State Street SPDR S&P Midcap 0.15% 705 $376K Reduce -1.7%
SYK Stryker Corp. 0.15% 1,009 $376K No change
PLTR Palantir Technologies Inc. Class A 0.15% 4,448 $375K New
VIOO Vanguard S&P Small-Cap 600 E 0.14% 3,734 $360K No change
SNOW Snowflake Inc. 0.14% 2,375 $347K New
TT Trane Technologies PLC 0.14% 1,023 $345K No change
CVX Chevron Corp. 0.13% 2,018 $338K No change
UNH Unitedhealth Group Inc. 0.13% 636 $333K Reduce -42.6%
LMT Lockheed Martin Corp. 0.13% 733 $327K New
RTX RTX Corp. 0.13% 2,466 $327K No change
NVS Novartis AG-Sponsored ADR 0.13% 2,930 $327K New
IYE iShares U.S. Energy ETF 0.13% 6,580 $324K Reduce -1.9%
MA Mastercard Inc. Class A 0.13% 589 $323K No change
LLY Eli Lilly & Co. 0.12% 376 $311K Reduce -5.5%
EWX State Street SPDR S&P Emergi 0.12% 5,346 $303K Reduce -0.0%
NOW ServiceNow Inc. 0.12% 378 $301K No change
PANW Palo Alto Networks Inc. 0.12% 1,710 $292K Reduce -0.8%
TMUS T-Mobile US Inc. 0.11% 1,077 $287K No change
EFA iShares MSCI Eafe ETF 0.11% 3,424 $280K Reduce -0.3%
T AT&T Inc. 0.11% 9,414 $266K Reduce -1.9%
MCD McDonald's Corp. 0.10% 817 $255K No change
ANET Arista Networks Inc. 0.10% 3,285 $255K No change
NOBL Proshares S&P 500 Dividend A 0.10% 2,450 $250K No change
COST Costco Wholesale Corp. 0.10% 264 $249K No change
LMND Lemonade Inc. 0.10% 7,790 $245K No change
NEE Nextera Energy Inc. 0.10% 3,410 $242K No change
VBR Vngrd Mrngst SL-CP Val ETF-U 0.10% 1,285 $239K Add +8.4%
JNJ Johnson & Johnson 0.09% 1,423 $236K No change
ABBV Abbvie Inc. 0.09% 1,109 $232K New
MRSH Marsh & McLennan Cos 0.09% 892 $218K New
ACN Accenture PLC Class A 0.09% 691 $216K No change
IWB iShares Russell 1000 ETF 0.08% 682 $209K Reduce -3.3%
CSCO Cisco Systems Inc. 0.08% 3,319 $205K New

Portfolio Sells Q4 2024 → Q1 2025
IVV iShares Core S&P 500 ETF Reduce -6.5% 16.32% −1.52
EFG iShares MSCI Eafe Growth ETF Reduce -31.1% 2.90% −1.08
IFRA iShares US Infrastructure Sold out 0.00% −0.77
SPMO Invesco S&P 500 Momentum ETF Reduce -38.2% 1.20% −0.75
TLT iShares 20+ Year Treasury BD Reduce -78.2% 0.19% −0.62
MBB iShares MBS ETF Reduce -64.4% 0.35% −0.59
NVDA Nvidia Corp. Reduce -2.6% 2.36% −0.57
XCEM Columbia Em Core Ex-China Reduce -23.4% 1.86% −0.51
MUB iShares National Muni Bond E Reduce -19.8% 2.10% −0.48
TSLA Tesla Inc. Reduce -8.5% 0.63% −0.41
AAPL Apple Inc. Reduce -0.5% 1.44% −0.15
GWW WW Grainger Inc. Sold out 0.00% −0.12
COIN Coinbase Global Inc. Class A Sold out 0.00% −0.11
ZTS Zoetis Inc. Sold out 0.00% −0.11
CMG Chipotle Mexican Grill Inc. Sold out 0.00% −0.09
ETHA iShares Ethereum Trust ETF Sold out 0.00% −0.09
IVLU iShares MSCI International V Sold out 0.00% −0.09
UNH Unitedhealth Group Inc. Reduce -42.6% 0.13% −0.09
BX Blackstone Inc. Sold out 0.00% −0.08
IJS iShares S&P Small-Cap 600 Va Sold out 0.00% −0.08
AVGO Broadcom Inc. Reduce -0.3% 0.19% −0.07
CAT Caterpillar Inc. Reduce -1.2% 0.76% −0.07
SPMD SS SPDR P S&P 400 Midcap ETF Reduce -4.9% 0.46% −0.04
IWF iShares Russell 1000 Growth Reduce -0.5% 0.48% −0.04
SPYM Ste STR SPDR PT S&P 500 ETF Reduce -4.6% 0.54% −0.04
VV Vngrd Mrgstr LRG-Cap ETF-Usd Reduce -0.0% 1.59% −0.04
IJR iShares Core S&P Small-Cap E Reduce -6.4% 0.23% −0.03
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -2.3% 0.76% −0.02
SCHH Schwab US REIT ETF Reduce -7.9% 0.32% −0.01
ITOT iShares Core S&P Total U.S. Reduce -0.0% 0.34% −0.01
MDY State Street SPDR S&P Midcap Reduce -1.7% 0.15% −0.01
SCHX Schwab US Large-Cap ETF Reduce 0.0% 0.29% −0.01
PANW Palo Alto Networks Inc. Reduce -0.8% 0.12% −0.01
IWB iShares Russell 1000 ETF Reduce -3.3% 0.08% −0.00
EWX State Street SPDR S&P Emergi Reduce -0.0% 0.12% −0.00
DGS Wisdomtree Em Small Cap Reduce -1.7% 0.20% −0.00
LLY Eli Lilly & Co. Reduce -5.5% 0.12% +0.00
IYE iShares U.S. Energy ETF Reduce -1.9% 0.13% +0.01
EFA iShares MSCI Eafe ETF Reduce -0.3% 0.11% +0.01
IXC iShares Global Energy ETF Reduce -5.8% 0.18% +0.01
SCHE Schwab Emrg Mrkts Eqty ETF Reduce -2.8% 0.37% +0.01
IDEV iShares Core MSCI Dev MKTS Reduce -0.9% 0.15% +0.01
T AT&T Inc. Reduce -1.9% 0.11% +0.02
SPEM State Street SP PTF Em ETF Reduce -0.0% 0.52% +0.03
SCHF Schwab Intl Equity ETF Reduce -1.6% 0.43% +0.03
IEV iShares Europe ETF Reduce -2.2% 0.30% +0.03
DFIV Dimensional International Va Reduce -0.6% 0.48% +0.06
SPDW Ste STR SPDR PT DW Eu ETF Reduce -0.1% 0.90% +0.08
EFV iShares MSCI Eafe Value ETF Reduce -11.1% 4.28% +0.10

Portfolio Buys Q4 2024 → Q1 2025
AGG iShares Core U.S. Aggregate Add +29.5% 6.63% +1.74
OEF iShares S&P 100 ETF Add +200.1% 1.95% +1.28
VTV Vanguard Mrngstr Val ETF-Aui Add +41.3% 3.57% +1.16
TLH iShares 10-20 Year Treasury Add +231.8% 1.32% +0.95
QUAL iShares MSCI USA Quality Fac Add +18.6% 5.35% +0.77
VWO Vanguard Ftse Emerging Marke Add +50.4% 1.68% +0.62
VTEB Vanguard Tax-Exempt Bond ETF Add +38.5% 1.68% +0.49
EMXC iShares MSCI Emr MRK Ex Chna Add +88.5% 0.52% +0.25
ITM Vaneck Intermediate Muni ETF New 0.23% +0.23
BINC iShares Flex I A ETF-Usd Inc. Add +38.3% 0.66% +0.20
PLTR Palantir Technologies Inc. Class A New 0.15% +0.15
SNOW Snowflake Inc. New 0.14% +0.14
LMT Lockheed Martin Corp. New 0.13% +0.13
NVS Novartis AG-Sponsored ADR New 0.13% +0.13
VEA Vanguard Ftse Developed ETF Add +3.4% 1.01% +0.11
ABBV Abbvie Inc. New 0.09% +0.09
MRSH Marsh & McLennan Cos New 0.09% +0.09
CSCO Cisco Systems Inc. New 0.08% +0.08
IEFA iShares Core MSCI Eafe ETF Add +9.4% 0.43% +0.07
DYNF Ishrs US E F R A ETF-Usd Inc. Add +3.9% 4.18% +0.05
IVE iShares S&P 500 Value ETF Add +18.1% 0.31% +0.05
IEMG iShares Core MSCI Emerging Add +3.9% 0.54% +0.05
IJH iShares Core S&P Midcap ETF Add +16.1% 0.48% +0.05
HYDB iShares High Yield Systemati Add +8.1% 0.45% +0.04
HEFA Isha Curr Hedged MSCI Eafe Add +20.0% 0.17% +0.04
DFAT Dimensional US Target Value Add +6.9% 2.31% +0.03
IVW iShares S&P 500 Growth ETF Add +14.4% 0.33% +0.02
IBIT iShares Bitcoin Trust ETF Add +17.9% 0.32% +0.02
IXUS iShares Core Intl Stock ETF Add +0.5% 0.20% +0.02
VBR Vngrd Mrngst SL-CP Val ETF-U Add +8.4% 0.10% +0.00
VTI VG Morningstar TS MKT ETF-US Add +0.0% 0.84% −0.02
MSFT Microsoft Corp. Add +0.6% 1.03% −0.09
AMZN Amazon.com Inc. Add +0.3% 1.25% −0.15
QQQ Invesco QQQ Trust Series 1 Add +1.1% 3.20% −0.17
VUG Vanguard Mrngstar GR ETF-Sui Add +3.6% 5.45% −0.23

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 120$355.1MIVV, NVDA, AGG, VUG, DYNF
Q1 2026 111$320.7MIVV, AGG, NVDA, EFV, VTV
Q4 2025 115$333.4MIVV, NVDA, AGG, VTV, VUG
Q3 2025 112$316.4MIVV, NVDA, AGG, VUG, QUAL
Q2 2025 105$274.7MIVV, AGG, QUAL, VUG, EFV
Q1 2025 111$250.1MIVV, AGG, VUG, QUAL, EFV
Q4 2024 112$256.4MIVV, VUG, AGG, QUAL, EFV
Q3 2024 113$250.7MIVV, AGG, VUG, QUAL, EFV
Q2 2024 118$235.1MIVV, VUG, AGG, QUAL, EFG
Q1 2024 123$225.8MIVV, AGG, QUAL, DYNF, VUG