Watershed Private Wealth LLC

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 23, 2026), Watershed Private Wealth LLC reported 115 stock positions worth $333.4 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 13.8% of the portfolio, followed by Nvidia (NVDA, 5.6%) and iShares Core U.S. Aggregate (AGG, 5.4%). Compared with Q3 2025, it opened 7 new positions, sold out of 4, added to 42 and reduced 36. The biggest buy was Vanguard Mrngstr Val ETF-Aui (VTV, shares +33%) and the biggest sale iShares MSCI USA Quality Fac (QUAL, shares −40%).

Most Recent 13F
Q2 2026
Location
Oak Brook, IL
CIK
0001965271
Portfolio Value
$333.4M (Q4 2025)
SEC Filing
0001965271-26-000001 ↗ filed Jan 23, 2026

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2024: $225.8M Q1 2024 Q2 2024: $235.1M Q2 2024 Q3 2024: $250.7M Q3 2024 Q4 2024: $256.4M Q4 2024 Q1 2025: $250.1M Q1 2025 Q2 2025: $274.7M Q2 2025 Q3 2025: $316.4M Q3 2025 Q4 2025: $333.4M $333.4M Q4 2025 Q1 2026: $320.7M Q1 2026 Q2 2026: $355.1M Q2 2026

Holdings 115 stocks · $333.4M
IVV iShares Core S&P 500 ETF 13.80% 67,156 $46.0M Reduce -0.4%
NVDA Nvidia Corp. 5.64% 100,737 $18.8M Add +8.5%
AGG iShares Core U.S. Aggregate 5.41% 180,419 $18.0M Add +9.8%
VTV Vanguard Mrngstr Val ETF-Aui 4.92% 85,885 $16.4M Add +32.6%
VUG Vanguard Mrngstar GR ETF-Sui 4.59% 31,368 $15.3M Reduce -2.3%
EFV iShares MSCI Eafe Value ETF 3.88% 181,108 $12.9M Reduce -12.9%
DYNF Ishrs US E F R A ETF-Usd Inc. 3.60% 197,237 $12.0M Reduce -2.0%
OEF iShares S&P 100 ETF 3.57% 34,708 $11.9M Reduce -4.0%
VWO Vanguard Ftse Emerging Marke 3.53% 219,208 $11.8M Add +20.6%
QQQ Invesco QQQ Trust Series 1 3.21% 17,447 $10.7M Reduce -3.1%
QUAL iShares MSCI USA Quality Fac 2.64% 44,288 $8.8M Reduce -40.4%
DFAT Dimensional US Target Value 2.24% 125,484 $7.5M Add +2.2%
TLH iShares 10-20 Year Treasury 1.82% 59,767 $6.1M Reduce -4.6%
SPMO Invesco S&P 500 Momentum ETF 1.76% 49,051 $5.9M Add +68.1%
MUB iShares National Muni Bond E 1.58% 49,209 $5.3M Add +1.5%
SHLD Global X Defense Tech ETF 1.46% 75,336 $4.9M Add +5.9%
META Meta Platforms Inc. Class A 1.45% 7,325 $4.8M Add +19.7%
AAPL Apple Inc. 1.42% 17,436 $4.7M Add +40.6%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 1.39% 14,680 $4.6M Reduce -0.2%
GOOG Alphabet Inc. Class C 1.35% 14,301 $4.5M Add +24.5%
VTEB Vanguard Tax-Exempt Bond ETF 1.32% 87,219 $4.4M Add +0.4%
AMZN Amazon.com Inc. 1.14% 16,446 $3.8M Add +28.1%
MSFT Microsoft Corp. 1.10% 7,563 $3.7M Add +45.1%
SPY SS SPDR S&P 500 ETF Trust-US 1.09% 5,327 $3.6M No change
BNDX Vanguard Total Intl Bond ETF 1.05% 72,163 $3.5M Add +5.8%
DASH DoorDash Inc. Class A 0.96% 14,095 $3.2M Add +1.1%
TSLA Tesla Inc. 0.95% 7,067 $3.2M Add +49.7%
CAT Caterpillar Inc. 0.92% 5,346 $3.1M Reduce -7.1%
VEA Vanguard Ftse Developed ETF 0.87% 46,214 $2.9M Reduce -0.3%
XCEM Columbia Em Core Ex-China 0.81% 70,587 $2.7M Reduce -0.6%
EFG iShares MSCI Eafe Growth ETF 0.79% 23,092 $2.6M Add +4.4%
VTI VG Morningstar TS MKT ETF-US 0.77% 7,672 $2.6M Add +0.2%
SPDW Ste STR SPDR PT DW Eu ETF 0.77% 57,846 $2.6M Reduce -0.6%
BINC iShares Flex I A ETF-Usd Inc. 0.67% 42,226 $2.2M Add +9.1%
SHOP Shopify Inc. Class A 0.66% 13,713 $2.2M Add +4.0%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.57% 6,578 $1.9M Reduce -3.9%
V Visa Inc. Class A 0.55% 5,234 $1.8M Reduce -4.8%
IWF iShares Russell 1000 Growth 0.52% 3,691 $1.7M No change
PLTR Palantir Technologies Inc. Class A 0.52% 9,736 $1.7M Add +24.9%
HIMU iShares High Yild Muni A ETF 0.51% 35,110 $1.7M Add +5.5%
BRK.B Berkshire Hathaway Inc. Class B 0.51% 3,363 $1.7M Add +2.1%
SPYM Ste STR SPDR PT S&P 500 ETF 0.46% 19,220 $1.5M Reduce -0.0%
MBB iShares MBS ETF 0.45% 15,642 $1.5M Reduce -0.7%
IBIT iShares Bitcoin Trust ETF 0.40% 26,557 $1.3M Add +40.1%
DFIV Dimensional International Va 0.39% 25,900 $1.3M Reduce -0.1%
IJH iShares Core S&P Midcap ETF 0.39% 19,449 $1.3M No change
IEFA iShares Core MSCI Eafe ETF 0.38% 14,010 $1.3M Reduce -0.4%
JPM JPMorgan Chase & Co. 0.37% 3,816 $1.2M Add +2.0%
IEMG iShares Core MSCI Emerging 0.36% 18,010 $1.2M Reduce -2.8%
SCHF Schwab Intl Equity ETF 0.35% 48,687 $1.2M Reduce -2.1%
COST Costco Wholesale Corp. 0.34% 1,302 $1.1M Add +425.0%
AVGO Broadcom Inc. 0.34% 3,234 $1.1M Add +12.1%
GOOGL Alphabet Inc. Class A 0.33% 3,476 $1.1M No change
SPEM State Street SP PTF Em ETF 0.32% 22,780 $1.1M Reduce -0.1%
IVW iShares S&P 500 Growth ETF 0.31% 8,510 $1.0M No change
LRCX Lam Research Corp. 0.31% 5,944 $1.0M Add +2.5%
IXC iShares Global Energy ETF 0.28% 22,136 $928K Reduce -0.1%
SCHG Schwab US Large-Cap Growth 0.28% 28,307 $923K No change
SCHE Schwab Emrg Mrkts Eqty ETF 0.28% 28,164 $922K Reduce -1.3%
ITOT iShares Core S&P Total U.S. 0.28% 6,181 $919K Reduce -0.1%
SCHX Schwab US Large-Cap ETF 0.26% 31,918 $859K Reduce -3.8%
IVE iShares S&P 500 Value ETF 0.25% 3,895 $826K No change
SPMD SS SPDR P S&P 400 Midcap ETF 0.24% 14,014 $812K Reduce -0.0%
CRM Salesforce Inc. 0.21% 2,685 $711K No change
EMXC iShares MSCI Emr MRK Ex Chna 0.20% 9,350 $680K Reduce -1.7%
WMT Walmart Inc. 0.20% 6,039 $673K Add +4.1%
ROK Rockwell Automation Inc. 0.19% 1,662 $647K Add +2.7%
ETHA iShares Ethereum Trust ETF 0.19% 28,407 $637K Add +134.2%
DFAS Dimensional US Small Cap ETF 0.19% 9,007 $628K Reduce -0.3%
LULU Lululemon Athletica Inc. 0.18% 2,942 $611K New
LMND Lemonade Inc. 0.18% 8,310 $592K Add +1.7%
SCHM Schwab US Mid Cap ETF 0.17% 19,217 $578K Reduce -3.2%
IEUR iShares Core MSCI Europe ETF 0.17% 7,923 $562K No change
DGS Wisdomtree Em Small Cap 0.17% 9,692 $555K No change
IXUS iShares Core Intl Stock ETF 0.16% 6,467 $547K Reduce -0.3%
KKR KKR & Co. Inc. 0.16% 4,179 $533K No change
MA Mastercard Inc. Class A 0.16% 919 $525K Add +65.6%
BMO Bank of Montreal filed as BANK MONTREAL QUE 0.16% 4,000 $519K No change
SCHH Schwab US REIT ETF 0.15% 24,078 $503K No change
HYDB iShares High Yield Systemati 0.14% 10,014 $474K Reduce -64.7%
ANET Arista Networks Inc. 0.13% 3,365 $441K Add +2.9%
TSM Taiwan Semiconductor-SP ADR 0.13% 1,419 $431K New
HD Home Depot Inc. 0.13% 1,248 $429K No change
MDY State Street SPDR S&P Midcap 0.13% 702 $424K No change
ABBV Abbvie Inc. 0.13% 1,852 $423K Add +76.0%
XLE SS Energy Select Sector 0.12% 9,120 $408K No change
TT Trane Technologies PLC 0.12% 1,019 $397K No change
MCD McDonald's Corp. 0.11% 1,239 $379K Add +52.2%
LLY Eli Lilly & Co. 0.11% 348 $374K No change
JNJ Johnson & Johnson 0.11% 1,791 $371K Add +32.5%
NVS Novartis AG-Sponsored ADR 0.11% 2,665 $367K No change
NEE Nextera Energy Inc. 0.11% 4,478 $359K Add +32.3%
IDEV iShares Core MSCI Dev MKTS 0.11% 4,315 $356K Reduce -0.2%
IJR iShares Core S&P Small-Cap E 0.11% 2,932 $352K Reduce -0.5%
SNOW Snowflake Inc. 0.10% 1,592 $349K Add +25.4%
SPOT Spotify Technology SA 0.10% 593 $344K Add +54.0%
TLT iShares 20+ Year Treasury BD 0.10% 3,633 $317K Add +0.0%
RTX RTX Corp. 0.09% 1,713 $314K No change
PANW Palo Alto Networks Inc. 0.09% 1,685 $310K No change
EFA iShares MSCI Eafe ETF 0.09% 3,222 $309K No change
CVX Chevron Corp. 0.09% 2,018 $307K No change
IWD iShares Russell 1000 Value E 0.09% 1,422 $299K No change
WFC Wells Fargo & Co. 0.09% 3,158 $294K New
NOW ServiceNow Inc. 0.08% 1,815 $278K Reduce -2.7%
SYK Stryker Corp. 0.08% 744 $261K No change
COIN Coinbase Global Inc. Class A 0.08% 1,154 $261K No change
ETN Eaton Corp. PLC 0.08% 801 $255K New
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.08% 4,639 $255K New
NOBL Proshares S&P 500 Dividend A 0.08% 2,450 $255K No change
CSCO Cisco Systems Inc. 0.07% 3,226 $248K No change
UNH Unitedhealth Group Inc. 0.07% 738 $244K No change
IEV iShares Europe ETF 0.07% 3,417 $234K No change
MS Morgan Stanley 0.06% 1,213 $215K New
ASML ASML Holding NV-NY Reg SHS 0.06% 200 $214K New
HEFA Isha Curr Hedged MSCI Eafe 0.06% 4,889 $202K Reduce -14.9%

Portfolio Sells Q3 2025 → Q4 2025
QUAL iShares MSCI USA Quality Fac Reduce -40.4% 2.64% −1.93
EFV iShares MSCI Eafe Value ETF Reduce -12.9% 3.88% −0.58
IVV iShares Core S&P 500 ETF Reduce -0.4% 13.80% −0.47
HYDB iShares High Yield Systemati Reduce -64.7% 0.14% −0.29
VUG Vanguard Mrngstar GR ETF-Sui Reduce -2.3% 4.59% −0.27
OEF iShares S&P 100 ETF Reduce -4.0% 3.57% −0.23
TLH iShares 10-20 Year Treasury Reduce -4.6% 1.82% −0.22
QQQ Invesco QQQ Trust Series 1 Reduce -3.1% 3.21% −0.20
DYNF Ishrs US E F R A ETF-Usd Inc. Reduce -2.0% 3.60% −0.17
TMUS T-Mobile US Inc. Sold out 0.00% −0.08
BMNR Bitmine Immersion Technologi Sold out 0.00% −0.07
EWX State Street SPDR S&P Emergi Sold out 0.00% −0.07
BX Blackstone Inc. Sold out 0.00% −0.07
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -3.9% 0.57% −0.06
VV Vngrd Mrgstr LRG-Cap ETF-Usd Reduce -0.2% 1.39% −0.05
V Visa Inc. Class A Reduce -4.8% 0.55% −0.04
MBB iShares MBS ETF Reduce -0.7% 0.45% −0.03
NOW ServiceNow Inc. Reduce -2.7% 0.08% −0.03
SCHE Schwab Emrg Mrkts Eqty ETF Reduce -1.3% 0.28% −0.02
IEMG iShares Core MSCI Emerging Reduce -2.8% 0.36% −0.02
SCHX Schwab US Large-Cap ETF Reduce -3.8% 0.26% −0.02
SPEM State Street SP PTF Em ETF Reduce -0.1% 0.32% −0.02
SPDW Ste STR SPDR PT DW Eu ETF Reduce -0.6% 0.77% −0.02
SCHF Schwab Intl Equity ETF Reduce -2.1% 0.35% −0.01
IXC iShares Global Energy ETF Reduce -0.1% 0.28% −0.01
SPYM Ste STR SPDR PT S&P 500 ETF Reduce -0.0% 0.46% −0.01
SCHM Schwab US Mid Cap ETF Reduce -3.2% 0.17% −0.01
IEFA iShares Core MSCI Eafe ETF Reduce -0.4% 0.38% −0.01
VEA Vanguard Ftse Developed ETF Reduce -0.3% 0.87% −0.01
HEFA Isha Curr Hedged MSCI Eafe Reduce -14.9% 0.06% −0.01
SPMD SS SPDR P S&P 400 Midcap ETF Reduce -0.0% 0.24% −0.01
ITOT iShares Core S&P Total U.S. Reduce -0.1% 0.28% −0.01
DFAS Dimensional US Small Cap ETF Reduce -0.3% 0.19% −0.01
IJR iShares Core S&P Small-Cap E Reduce -0.5% 0.11% −0.01
IXUS iShares Core Intl Stock ETF Reduce -0.3% 0.16% −0.01
XCEM Columbia Em Core Ex-China Reduce -0.6% 0.81% −0.00
IDEV iShares Core MSCI Dev MKTS Reduce -0.2% 0.11% −0.00
EMXC iShares MSCI Emr MRK Ex Chna Reduce -1.7% 0.20% +0.00
DFIV Dimensional International Va Reduce -0.1% 0.39% +0.01
CAT Caterpillar Inc. Reduce -7.1% 0.92% +0.05

Portfolio Buys Q3 2025 → Q4 2025
VTV Vanguard Mrngstr Val ETF-Aui Add +32.6% 4.92% +1.10
SPMO Invesco S&P 500 Momentum ETF Add +68.1% 1.76% +0.64
GOOG Alphabet Inc. Class C Add +24.5% 1.35% +0.46
AAPL Apple Inc. Add +40.6% 1.42% +0.42
VWO Vanguard Ftse Emerging Marke Add +20.6% 3.53% +0.42
TSLA Tesla Inc. Add +49.7% 0.95% +0.29
COST Costco Wholesale Corp. Add +425.0% 0.34% +0.26
AMZN Amazon.com Inc. Add +28.1% 1.14% +0.25
MSFT Microsoft Corp. Add +45.1% 1.10% +0.24
AGG iShares Core U.S. Aggregate Add +9.8% 5.41% +0.20
LULU Lululemon Athletica Inc. New 0.18% +0.18
NVDA Nvidia Corp. Add +8.5% 5.64% +0.16
TSM Taiwan Semiconductor-SP ADR New 0.13% +0.13
WFC Wells Fargo & Co. New 0.09% +0.09
ETN Eaton Corp. PLC New 0.08% +0.08
BAC Bank of America Corp. New 0.08% +0.08
ETHA iShares Ethereum Trust ETF Add +134.2% 0.19% +0.07
PLTR Palantir Technologies Inc. Class A Add +24.9% 0.52% +0.07
MS Morgan Stanley New 0.06% +0.06
ASML ASML Holding NV-NY Reg SHS New 0.06% +0.06
LRCX Lam Research Corp. Add +2.5% 0.31% +0.06
MA Mastercard Inc. Class A Add +65.6% 0.16% +0.06
ABBV Abbvie Inc. Add +76.0% 0.13% +0.05
SHOP Shopify Inc. Class A Add +4.0% 0.66% +0.04
LMND Lemonade Inc. Add +1.7% 0.18% +0.04
MCD McDonald's Corp. Add +52.2% 0.11% +0.04
AVGO Broadcom Inc. Add +12.1% 0.34% +0.04
JNJ Johnson & Johnson Add +32.5% 0.11% +0.03
META Meta Platforms Inc. Class A Add +19.7% 1.45% +0.03
NEE Nextera Energy Inc. Add +32.3% 0.11% +0.03
SPOT Spotify Technology SA Add +54.0% 0.10% +0.02
BINC iShares Flex I A ETF-Usd Inc. Add +9.1% 0.67% +0.02
ROK Rockwell Automation Inc. Add +2.7% 0.19% +0.02
SNOW Snowflake Inc. Add +25.4% 0.10% +0.01
WMT Walmart Inc. Add +4.1% 0.20% +0.01
IBIT iShares Bitcoin Trust ETF Add +40.1% 0.40% +0.01
JPM JPMorgan Chase & Co. Add +2.0% 0.37% −0.00
HIMU iShares High Yild Muni A ETF Add +5.5% 0.51% −0.00
EFG iShares MSCI Eafe Growth ETF Add +4.4% 0.79% −0.01
TLT iShares 20+ Year Treasury BD Add +0.0% 0.10% −0.01
BRK.B Berkshire Hathaway Inc. Class B Add +2.1% 0.51% −0.02
DFAT Dimensional US Target Value Add +2.2% 2.24% −0.02
ANET Arista Networks Inc. Add +2.9% 0.13% −0.02
BNDX Vanguard Total Intl Bond ETF Add +5.8% 1.05% −0.02
VTI VG Morningstar TS MKT ETF-US Add +0.2% 0.77% −0.02
MUB iShares National Muni Bond E Add +1.5% 1.58% −0.05
VTEB Vanguard Tax-Exempt Bond ETF Add +0.4% 1.32% −0.06
SHLD Global X Defense Tech ETF Add +5.9% 1.46% −0.12
DASH DoorDash Inc. Class A Add +1.1% 0.96% −0.24

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 120$355.1MIVV, NVDA, AGG, VUG, DYNF
Q1 2026 111$320.7MIVV, AGG, NVDA, EFV, VTV
Q4 2025 115$333.4MIVV, NVDA, AGG, VTV, VUG
Q3 2025 112$316.4MIVV, NVDA, AGG, VUG, QUAL
Q2 2025 105$274.7MIVV, AGG, QUAL, VUG, EFV
Q1 2025 111$250.1MIVV, AGG, VUG, QUAL, EFV
Q4 2024 112$256.4MIVV, VUG, AGG, QUAL, EFV
Q3 2024 113$250.7MIVV, AGG, VUG, QUAL, EFV
Q2 2024 118$235.1MIVV, VUG, AGG, QUAL, EFG
Q1 2024 123$225.8MIVV, AGG, QUAL, DYNF, VUG