Wealthcare Capital Management LLC
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 15, 2025), Wealthcare Capital Management LLC reported 87 stock positions worth $992.7 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 37.6% of the portfolio, followed by iShares 7-10 Year Treasury B (IEF, 18.0%) and Wisdomtree Floating Rate Tre (USFR, 8.2%). Compared with Q3 2024, it opened 7 new positions, sold out of 2, added to 36 and reduced 35. The biggest buy was Wisdomtree Floating Rate Tre (USFR, shares +8%) and the biggest sale VG Morningstar TS MKT ETF-US (VTI, shares −5%).
- Most Recent 13F
- Q2 2026
- Location
- RICHMOND, VA
- CIK
- 0001516450
- Portfolio Value
- $992.7M (Q4 2024)
- SEC Filing
- 0001951757-25-000038 ↗ filed Jan 15, 2025
Holdings Value
Holdings 87 stocks · $992.7M
| VTI VG Morningstar TS MKT ETF-US | 37.61% | 1,288,159 | $373.3M | Reduce -5.1% |
| IEF iShares 7-10 Year Treasury B | 18.04% | 1,937,596 | $179.1M | Add +5.3% |
| USFR Wisdomtree Floating Rate Tre | 8.18% | 1,612,975 | $81.2M | Add +7.6% |
| STIP iShares 0-5 Year Tips Bond E | 7.83% | 773,056 | $77.8M | Add +6.2% |
| VEU Vanguard Ftse All-World Ex-U | 6.26% | 1,081,631 | $62.1M | Add +3.1% |
| PSLV Sprott Physical Silver Trust | 3.99% | 4,108,300 | $39.6M | Add +3.8% |
| PHYS Sprott Physical Gold Trust | 3.88% | 1,911,707 | $38.5M | Add +8.4% |
| UTEN F/M US Treasury 10 Year Note | 2.09% | 486,247 | $20.7M | Add +18.1% |
| IVZ Invesco Ltd. | 1.11% | 630,545 | $11.0M | Reduce -5.0% |
| IEI iShares 3-7 Year Treasury Bo | 1.01% | 86,622 | $10.0M | Add +1.4% |
| SCHP Schwab U.S. Tips ETF | 0.94% | 359,385 | $9.3M | Add +4.2% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.86% | 123,285 | $8.5M | Add +28.1% |
| MUB iShares National Muni Bond E | 0.69% | 64,195 | $6.8M | Reduce -10.1% |
| TFI SS SPDR N Ice Muni Bond ETF | 0.60% | 129,489 | $5.9M | Reduce -17.6% |
| ITOT iShares Core S&P Total U.S. | 0.57% | 43,798 | $5.6M | Reduce -15.7% |
| IXUS iShares Core Intl Stock ETF | 0.40% | 60,348 | $4.0M | Reduce -5.3% |
| IWV iShares Russell 3000 ETF | 0.34% | 9,991 | $3.3M | No change |
| AAPL Apple Inc. | 0.29% | 11,685 | $2.9M | Add +5.4% |
| DSI iShares ESG MSCI KLD 400 ETF | 0.27% | 23,907 | $2.6M | Reduce -4.0% |
| SHY iShares 1-3 Year Treasury Bo | 0.26% | 31,938 | $2.6M | Add +11.6% |
| IVV iShares Core S&P 500 ETF | 0.26% | 4,373 | $2.6M | Reduce -13.6% |
| AGG iShares Core U.S. Aggregate | 0.24% | 24,691 | $2.4M | Add +3.5% |
| SPSM SS SPDR P S&P 600 Small Cap | 0.21% | 45,885 | $2.1M | Add +11.4% |
| DFCF Dimensional Core Fixed Inc. | 0.19% | 46,264 | $1.9M | Add +90.0% |
| SHM SS SPDR N Ice St Muni ETF | 0.19% | 40,076 | $1.9M | Add +2.4% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.17% | 31,199 | $1.7M | Add +37.0% |
| DBEF Xtrackers MSCI Eafe Hedged E | 0.15% | 34,918 | $1.4M | Add +15.3% |
| NVDA Nvidia Corp. | 0.14% | 10,511 | $1.4M | Reduce -0.9% |
| SCZ iShares MSCI Eafe Small-Cap | 0.12% | 19,646 | $1.2M | Add +8.3% |
| VEA Vanguard Ftse Developed ETF | 0.12% | 24,910 | $1.2M | Add +3.4% |
| SPIP SS SPDR P Tips ETF | 0.12% | 46,749 | $1.2M | Reduce -0.7% |
| SCHX Schwab US Large-Cap ETF | 0.12% | 49,365 | $1.1M | Reduce -1.9% |
| MSFT Microsoft Corp. | 0.11% | 2,634 | $1.1M | Add +3.7% |
| XOM Exxon Mobil Corp. | 0.09% | 8,553 | $920K | Add +0.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.09% | 1,962 | $889K | Add +0.2% |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.09% | 16,028 | $889K | Add +5.1% |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | 0.09% | 6,897 | $862K | Reduce -4.2% |
| VNQ Vanguard Real Estate ETF | 0.08% | 9,252 | $824K | Reduce -4.3% |
| JAAA Janus Henderson Aaa Clo ETF | 0.08% | 16,247 | $824K | New |
| VGIT Vanguard Intermediate-Term T | 0.08% | 13,737 | $797K | Reduce -61.1% |
| HD Home Depot Inc. | 0.08% | 2,048 | $797K | Reduce -4.2% |
| SCHO Schwab Short-Term US Treas | 0.08% | 32,618 | $785K | New |
| AMZN Amazon.com Inc. | 0.08% | 3,554 | $780K | Add +0.9% |
| IWM iShares Russell 2000 ETF | 0.08% | 3,418 | $755K | Add +207.7% |
| XT Ishar Fture Exp Tech ETF-Usd | 0.07% | 11,634 | $694K | Reduce -5.3% |
| BKLN Invesco Senior Loan ETF | 0.07% | 31,346 | $660K | Add +2.5% |
| SCHB Schwab US Broad Market ETF | 0.07% | 29,076 | $660K | New |
| TSLA Tesla Inc. | 0.07% | 1,626 | $657K | Reduce -4.5% |
| CGCP Cap Group Core Plus Income | 0.07% | 29,564 | $656K | Add +7.4% |
| KMLM Kraneshares MT LC MN FT Id S | 0.06% | 22,466 | $631K | Reduce -1.0% |
| VOO Vanguard S&P 500 ETF | 0.06% | 1,119 | $603K | Reduce -5.3% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.06% | 6,329 | $579K | Reduce -20.7% |
| CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE | 0.06% | 15,930 | $562K | Reduce -1.2% |
| GOOGL Alphabet Inc. Class A | 0.05% | 2,769 | $524K | Add +12.7% |
| META Meta Platforms Inc. Class A | 0.05% | 893 | $523K | Reduce -0.5% |
| SHV iShares 0-1 Year Treasury Bo | 0.05% | 4,646 | $512K | No change |
| IJH iShares Core S&P Midcap ETF | 0.05% | 7,971 | $497K | Reduce -28.1% |
| COST Costco Wholesale Corp. | 0.05% | 518 | $474K | No change |
| VXUS Vanguard Total Intl Stock | 0.05% | 7,937 | $468K | Reduce -56.1% |
| DFAS Dimensional US Small Cap ETF | 0.05% | 7,155 | $466K | No change |
| VSGX Vanguard ESG Intl Stock ETF | 0.05% | 8,174 | $463K | Reduce -8.5% |
| IFRA iShares US Infrastructure | 0.04% | 9,650 | $447K | Add +1.0% |
| JEPI JPMorgan Equity Premium Inco | 0.04% | 7,427 | $427K | Reduce -61.2% |
| AVGO Broadcom Inc. | 0.04% | 1,712 | $397K | Reduce -2.5% |
| GUNR NT Mstar GLBL NR ETF | 0.04% | 9,870 | $359K | Reduce -6.4% |
| SCHF Schwab Intl Equity ETF | 0.04% | 19,286 | $357K | No change |
| FBND Fidelity Total Bond ETF | 0.04% | 7,935 | $356K | Add +3.0% |
| EFV iShares MSCI Eafe Value ETF | 0.04% | 6,649 | $349K | Reduce -1.9% |
| PAVE Global X US Infrastructure | 0.03% | 8,450 | $341K | Add +5.9% |
| IVW iShares S&P 500 Growth ETF | 0.03% | 3,221 | $327K | Reduce -1.6% |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.03% | 759 | $323K | No change |
| DFAC Dimensional US Core Equity 2 | 0.03% | 8,921 | $309K | Reduce -12.6% |
| GOOG Alphabet Inc. Class C | 0.03% | 1,523 | $290K | Reduce -0.7% |
| CGGR Cap Group Growth Equity | 0.03% | 7,661 | $285K | Reduce -10.0% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.03% | 1,050 | $283K | No change |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.03% | 7,774 | $265K | New |
| JPM JPMorgan Chase & Co. | 0.03% | 1,101 | $264K | Add +15.5% |
| COWZ Pacer US Cash Cows 100 ETF | 0.03% | 4,593 | $259K | Reduce -4.8% |
| UNH Unitedhealth Group Inc. | 0.03% | 510 | $258K | Add +2.2% |
| DFUV Dimensional US Marketwide Va | 0.03% | 6,143 | $251K | No change |
| EFA iShares MSCI Eafe ETF | 0.02% | 3,126 | $236K | New |
| VONV Vanguard Russell 1000 Value | 0.02% | 2,877 | $234K | Reduce -6.4% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.02% | 397 | $233K | New |
| CGXU Cap Group Intl Focus filed as CAPITAL GROUP INTL FOCUS EQT | 0.02% | 9,198 | $227K | Add +3.3% |
| DFUS Dimensional US Eq MKT ETF | 0.02% | 3,512 | $224K | New |
| PG The Procter & Gamble Co. | 0.02% | 1,294 | $217K | Add +5.9% |
| MDY State Street SPDR S&P Midcap | 0.02% | 359 | $204K | No change |
Portfolio Sells Q3 2024 → Q4 2024
| VTI VG Morningstar TS MKT ETF-US | Reduce -5.1% | 37.61% | −0.93 |
| TFI SS SPDR N Ice Muni Bond ETF | Reduce -17.6% | 0.60% | −0.14 |
| VGIT Vanguard Intermediate-Term T | Reduce -61.1% | 0.08% | −0.13 |
| MUB iShares National Muni Bond E | Reduce -10.1% | 0.69% | −0.09 |
| ITOT iShares Core S&P Total U.S. | Reduce -15.7% | 0.57% | −0.09 |
| JEPI JPMorgan Equity Premium Inco | Reduce -61.2% | 0.04% | −0.07 |
| VXUS Vanguard Total Intl Stock | Reduce -56.1% | 0.05% | −0.07 |
| IXUS iShares Core Intl Stock ETF | Reduce -5.3% | 0.40% | −0.06 |
| IVZ Invesco Ltd. | Reduce -5.0% | 1.11% | −0.06 |
| IVV iShares Core S&P 500 ETF | Reduce -13.6% | 0.26% | −0.03 |
| IAU iShares Gold Trust | Sold out | 0.00% | −0.03 |
| IJH iShares Core S&P Midcap ETF | Reduce -28.1% | 0.05% | −0.02 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -20.7% | 0.06% | −0.02 |
| VNQ Vanguard Real Estate ETF | Reduce -4.3% | 0.08% | −0.01 |
| VSGX Vanguard ESG Intl Stock ETF | Reduce -8.5% | 0.05% | −0.01 |
| GUNR NT Mstar GLBL NR ETF | Reduce -6.4% | 0.04% | −0.01 |
| HD Home Depot Inc. | Reduce -4.2% | 0.08% | −0.01 |
| DSI iShares ESG MSCI KLD 400 ETF | Reduce -4.0% | 0.27% | −0.01 |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | Reduce -4.2% | 0.09% | −0.01 |
| DERM Journey Medical Corp. | Sold out | 0.00% | −0.01 |
| XT Ishar Fture Exp Tech ETF-Usd | Reduce -5.3% | 0.07% | −0.01 |
| SPIP SS SPDR P Tips ETF | Reduce -0.7% | 0.12% | −0.00 |
| DFAC Dimensional US Core Equity 2 | Reduce -12.6% | 0.03% | −0.00 |
| EFV iShares MSCI Eafe Value ETF | Reduce -1.9% | 0.04% | −0.00 |
| KMLM Kraneshares MT LC MN FT Id S | Reduce -1.0% | 0.06% | −0.00 |
| CGDV Cap Group Dividend Value | Reduce -1.2% | 0.06% | −0.00 |
| VONV Vanguard Russell 1000 Value | Reduce -6.4% | 0.02% | −0.00 |
| COWZ Pacer US Cash Cows 100 ETF | Reduce -4.8% | 0.03% | −0.00 |
| VOO Vanguard S&P 500 ETF | Reduce -5.3% | 0.06% | −0.00 |
| CGGR Cap Group Growth Equity | Reduce -10.0% | 0.03% | −0.00 |
| META Meta Platforms Inc. Class A | Reduce -0.5% | 0.05% | +0.00 |
| SCHX Schwab US Large-Cap ETF | Reduce -1.9% | 0.12% | +0.00 |
| IVW iShares S&P 500 Growth ETF | Reduce -1.6% | 0.03% | +0.00 |
| GOOG Alphabet Inc. Class C | Reduce -0.7% | 0.03% | +0.00 |
| AVGO Broadcom Inc. | Reduce -2.5% | 0.04% | +0.01 |
| NVDA Nvidia Corp. | Reduce -0.9% | 0.14% | +0.01 |
| TSLA Tesla Inc. | Reduce -4.5% | 0.07% | +0.02 |
Portfolio Buys Q3 2024 → Q4 2024
| USFR Wisdomtree Floating Rate Tre | Add +7.6% | 8.18% | +0.62 |
| STIP iShares 0-5 Year Tips Bond E | Add +6.2% | 7.83% | +0.44 |
| PHYS Sprott Physical Gold Trust | Add +8.4% | 3.88% | +0.27 |
| UTEN F/M US Treasury 10 Year Note | Add +18.1% | 2.09% | +0.21 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +28.1% | 0.86% | +0.20 |
| DFCF Dimensional Core Fixed Inc. | Add +90.0% | 0.19% | +0.09 |
| JAAA Janus Henderson Aaa Clo ETF | New | 0.08% | +0.08 |
| SCHO Schwab Short-Term US Treas | New | 0.08% | +0.08 |
| SCHB Schwab US Broad Market ETF | New | 0.07% | +0.07 |
| IWM iShares Russell 2000 ETF | Add +207.7% | 0.08% | +0.05 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Add +37.0% | 0.17% | +0.05 |
| AAPL Apple Inc. | Add +5.4% | 0.29% | +0.04 |
| SPDW Ste STR SPDR PT DW Eu ETF | New | 0.03% | +0.03 |
| SHY iShares 1-3 Year Treasury Bo | Add +11.6% | 0.26% | +0.03 |
| EFA iShares MSCI Eafe ETF | New | 0.02% | +0.02 |
| SPY SS SPDR S&P 500 ETF Trust-US | New | 0.02% | +0.02 |
| DFUS Dimensional US Eq MKT ETF | New | 0.02% | +0.02 |
| SPSM SS SPDR P S&P 600 Small Cap | Add +11.4% | 0.21% | +0.02 |
| DBEF Xtrackers MSCI Eafe Hedged E | Add +15.3% | 0.15% | +0.02 |
| AMZN Amazon.com Inc. | Add +0.9% | 0.08% | +0.01 |
| GOOGL Alphabet Inc. Class A | Add +12.7% | 0.05% | +0.01 |
| SCHP Schwab U.S. Tips ETF | Add +4.2% | 0.94% | +0.01 |
| JPM JPMorgan Chase & Co. | Add +15.5% | 0.03% | +0.01 |
| SHM SS SPDR N Ice St Muni ETF | Add +2.4% | 0.19% | +0.00 |
| CGCP Cap Group Core Plus Income | Add +7.4% | 0.07% | +0.00 |
| MSFT Microsoft Corp. | Add +3.7% | 0.11% | +0.00 |
| BKLN Invesco Senior Loan ETF | Add +2.5% | 0.07% | +0.00 |
| PAVE Global X US Infrastructure | Add +5.9% | 0.03% | +0.00 |
| PG The Procter & Gamble Co. | Add +5.9% | 0.02% | +0.00 |
| IFRA iShares US Infrastructure | Add +1.0% | 0.04% | 0.00 |
| FBND Fidelity Total Bond ETF | Add +3.0% | 0.04% | −0.00 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +0.2% | 0.09% | −0.00 |
| CGXU Cap Group Intl Focus | Add +3.3% | 0.02% | −0.00 |
| AGG iShares Core U.S. Aggregate | Add +3.5% | 0.24% | −0.00 |
| SCZ iShares MSCI Eafe Small-Cap | Add +8.3% | 0.12% | −0.00 |
| UNH Unitedhealth Group Inc. | Add +2.2% | 0.03% | −0.00 |
| EMXC iShares MSCI Emr MRK Ex Chna | Add +5.1% | 0.09% | −0.00 |
| XOM Exxon Mobil Corp. | Add +0.3% | 0.09% | −0.01 |
| VEA Vanguard Ftse Developed ETF | Add +3.4% | 0.12% | −0.01 |
| IEI iShares 3-7 Year Treasury Bo | Add +1.4% | 1.01% | −0.02 |
| IEF iShares 7-10 Year Treasury B | Add +5.3% | 18.04% | −0.06 |
| PSLV Sprott Physical Silver Trust | Add +3.8% | 3.99% | −0.16 |
| VEU Vanguard Ftse All-World Ex-U | Add +3.1% | 6.26% | −0.37 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 105 | $1.1B | VTI, IEF, STIP, CAOS, VEU |
| Q1 2026 | 94 | $1000.0M | VTI, IEF, STIP, CAOS, VEU |
| Q4 2025 | 90 | $1.0B | VTI, IEF, CAOS, STIP, VEU |
| Q3 2025 | 83 | $984.9M | VTI, IEF, STIP, CAOS, VEU |
| Q2 2025 | 78 | $945.9M | VTI, IEF, STIP, USFR, VEU |
| Q1 2025 | 89 | $986.0M | VTI, IEF, USFR, STIP, VEU |
| Q4 2024 | 87 | $992.7M | VTI, IEF, USFR, STIP, VEU |
| Q3 2024 | 82 | $997.1M | VTI, IEF, USFR, STIP, VEU |
| Q2 2024 | 84 | $942.4M | VTI, IEF, USFR, STIP, VEU |
| Q1 2024 | 82 | $900.3M | VTI, IEF, USFR, STIP, VEU |