Wealthcare Capital Management LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 7, 2025), Wealthcare Capital Management LLC reported 83 stock positions worth $984.9 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 37.9% of the portfolio, followed by iShares 7-10 Year Treasury B (IEF, 18.3%) and iShares 0-5 Year Tips Bond E (STIP, 8.7%). Compared with Q2 2025, it opened 8 new positions, sold out of 3, added to 38 and reduced 29. The biggest buy was Alpha Architect Tail Risk (CAOS, shares +8514%) and the biggest sale Wisdomtree Floating Rate Tre (USFR, shares −92%).
- Most Recent 13F
- Q2 2026
- Location
- RICHMOND, VA
- CIK
- 0001516450
- Portfolio Value
- $984.9M (Q3 2025)
- SEC Filing
- 0001951757-25-001336 ↗ filed Nov 7, 2025
Holdings Value
Holdings 83 stocks · $984.9M
| VTI VG Morningstar TS MKT ETF-US | 37.94% | 1,138,762 | $373.7M | Reduce -3.7% |
| IEF iShares 7-10 Year Treasury B | 18.26% | 1,864,523 | $179.9M | Add +5.2% |
| STIP iShares 0-5 Year Tips Bond E | 8.73% | 831,486 | $85.9M | Add +3.4% |
| CAOS Alpha Architect Tail Risk | 8.62% | 948,576 | $84.9M | Add +8514.0% |
| VEU Vanguard Ftse All-World Ex-U | 7.14% | 985,589 | $70.3M | Add +0.1% |
| PSLV Sprott Physical Silver Trust | 2.23% | 1,399,068 | $22.0M | Reduce -42.8% |
| PHYS Sprott Physical Gold Trust | 1.87% | 621,310 | $18.4M | Reduce -42.4% |
| UTEN F/M US Treasury 10 Year Note | 1.85% | 410,998 | $18.2M | Add +0.8% |
| IVZ Invesco Ltd. | 1.24% | 531,545 | $12.2M | Reduce -5.8% |
| SCHP Schwab U.S. Tips ETF | 1.04% | 381,408 | $10.3M | Add +5.8% |
| IEI iShares 3-7 Year Treasury Bo | 1.03% | 84,768 | $10.1M | Add +1.5% |
| TFI SS SPDR N Ice Muni Bond ETF | 0.86% | 185,651 | $8.5M | Add +20.7% |
| ITOT iShares Core S&P Total U.S. | 0.84% | 56,731 | $8.3M | Reduce -7.7% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.84% | 105,036 | $8.2M | Add +7.6% |
| MUB iShares National Muni Bond E | 0.77% | 71,605 | $7.6M | Add +23.7% |
| USFR Wisdomtree Floating Rate Tre | 0.63% | 124,306 | $6.2M | Reduce -92.3% |
| IXUS iShares Core Intl Stock ETF | 0.36% | 42,550 | $3.5M | Reduce -7.3% |
| DSI iShares ESG MSCI KLD 400 ETF | 0.33% | 25,801 | $3.2M | Reduce -0.7% |
| IWV iShares Russell 3000 ETF | 0.33% | 8,524 | $3.2M | Reduce -9.3% |
| IVV iShares Core S&P 500 ETF | 0.28% | 4,075 | $2.7M | Reduce -1.6% |
| SHY iShares 1-3 Year Treasury Bo | 0.28% | 32,725 | $2.7M | Add +1.1% |
| AAPL Apple Inc. | 0.25% | 9,636 | $2.5M | Reduce -2.7% |
| SPSM SS SPDR P S&P 600 Small Cap | 0.24% | 50,997 | $2.4M | Add +21.1% |
| SHM SS SPDR N Ice St Muni ETF | 0.19% | 39,150 | $1.9M | Add +19.1% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.18% | 31,386 | $1.8M | Add +19.0% |
| XOM Exxon Mobil Corp. | 0.16% | 13,891 | $1.6M | Add +8.7% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.15% | 2,973 | $1.5M | Add +0.1% |
| AGG iShares Core U.S. Aggregate | 0.15% | 14,554 | $1.5M | Reduce -5.4% |
| SPIP SS SPDR P Tips ETF | 0.14% | 53,251 | $1.4M | Add +0.0% |
| DBEF Xtrackers MSCI Eafe Hedged E | 0.13% | 27,211 | $1.3M | Add +6.0% |
| VEA Vanguard Ftse Developed ETF | 0.13% | 21,046 | $1.3M | Add +1.6% |
| SCHX Schwab US Large-Cap ETF | 0.12% | 45,725 | $1.2M | Reduce -0.2% |
| SCZ iShares MSCI Eafe Small-Cap | 0.12% | 15,458 | $1.2M | Reduce -3.7% |
| SUB iShares Short-Term National | 0.11% | 10,129 | $1.1M | New |
| XSMO Invesco S&P Smallcap Momentu | 0.10% | 14,019 | $1.0M | Reduce -1.5% |
| CGCP Cap Group Core Plus Income | 0.10% | 42,990 | $977K | Add +1.8% |
| SCHD Schwab US DVD Equity ETF | 0.09% | 33,340 | $910K | Reduce -1.6% |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.08% | 12,304 | $831K | Reduce -3.5% |
| VSGX Vanguard ESG Intl Stock ETF | 0.08% | 11,635 | $807K | No change |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.08% | 8,770 | $805K | Add +16.2% |
| SCHB Schwab US Broad Market ETF | 0.08% | 30,952 | $796K | Add +8.3% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.08% | 1,175 | $783K | No change |
| NVDA Nvidia Corp. | 0.08% | 4,195 | $783K | Add +2.4% |
| MSFT Microsoft Corp. | 0.08% | 1,451 | $751K | Add +0.6% |
| JPM JPMorgan Chase & Co. | 0.07% | 2,229 | $703K | Add +197.6% |
| VNQ Vanguard Real Estate ETF | 0.07% | 7,610 | $696K | Add +2.2% |
| VOO Vanguard S&P 500 ETF | 0.07% | 1,069 | $655K | Reduce -1.1% |
| QQQ Invesco QQQ Trust Series 1 | 0.07% | 1,068 | $641K | Add +0.1% |
| GLDM SPDR Gold Minishares Trust | 0.06% | 8,104 | $620K | New |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.06% | 14,398 | $616K | Reduce -2.5% |
| VWO Vanguard Ftse Emerging Marke | 0.06% | 10,503 | $569K | Add +0.1% |
| BKLN Invesco Senior Loan ETF | 0.06% | 26,902 | $563K | Add +0.9% |
| JEPI JPMorgan Equity Premium Inco | 0.05% | 9,331 | $533K | Add +8.8% |
| SHV iShares 0-1 Year Treasury Bo | 0.05% | 4,646 | $513K | No change |
| CGXU Cap Group Intl Focus filed as CAPITAL GROUP INTL FOCUS EQT | 0.05% | 17,091 | $506K | Add +128.9% |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | 0.05% | 3,670 | $506K | Add +5.7% |
| IJH iShares Core S&P Midcap ETF | 0.05% | 7,348 | $480K | Reduce -0.4% |
| SCHF Schwab Intl Equity ETF | 0.05% | 20,389 | $475K | Add +5.7% |
| XT Ishar Fture Exp Tech ETF-Usd | 0.04% | 5,581 | $402K | Add +4.9% |
| CGGR Cap Group Growth Equity | 0.04% | 8,954 | $393K | Reduce -4.6% |
| CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE | 0.04% | 9,230 | $388K | Reduce -29.3% |
| IVW iShares S&P 500 Growth ETF | 0.04% | 3,185 | $384K | Reduce -1.5% |
| AVGO Broadcom Inc. | 0.04% | 1,159 | $382K | Reduce -8.4% |
| PM Philip Morris International | 0.04% | 2,319 | $376K | New |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.04% | 759 | $352K | No change |
| DFAC Dimensional US Core Equity 2 | 0.04% | 9,115 | $352K | Reduce -3.1% |
| GOOGL Alphabet Inc. Class A | 0.03% | 1,411 | $343K | Add +12.8% |
| COST Costco Wholesale Corp. | 0.03% | 362 | $335K | Add +0.6% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.03% | 1,050 | $323K | No change |
| IFRA iShares US Infrastructure | 0.03% | 6,110 | $323K | Reduce -1.5% |
| GUNR NT Mstar GLBL NR ETF | 0.03% | 7,106 | $311K | Add +2.6% |
| MDY State Street SPDR S&P Midcap | 0.03% | 519 | $309K | No change |
| AMZN Amazon.com Inc. | 0.03% | 1,408 | $309K | Reduce -18.9% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.03% | 1,070 | $302K | New |
| META Meta Platforms Inc. Class A | 0.03% | 393 | $289K | No change |
| IWM iShares Russell 2000 ETF | 0.03% | 1,122 | $271K | Reduce -2.4% |
| IBIT iShares Bitcoin Trust ETF | 0.03% | 4,104 | $267K | New |
| EFA iShares MSCI Eafe ETF | 0.03% | 2,752 | $257K | Add +12.0% |
| VIG Vanguard Dividend Apprec ETF | 0.02% | 1,111 | $240K | No change |
| PAVE Global X US Infrastructure | 0.02% | 4,670 | $222K | New |
| KMLM Kraneshares MT LC MN FT Id S | 0.02% | 7,771 | $209K | New |
| IWF iShares Russell 1000 Growth | 0.02% | 445 | $208K | New |
| TSLA Tesla Inc. | 0.02% | 456 | $203K | Reduce -59.0% |
Portfolio Sells Q2 2025 → Q3 2025
| USFR Wisdomtree Floating Rate Tre | Reduce -92.3% | 0.63% | −7.99 |
| PHYS Sprott Physical Gold Trust | Reduce -42.4% | 1.87% | −1.02 |
| PSLV Sprott Physical Silver Trust | Reduce -42.8% | 2.23% | −0.93 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -3.7% | 37.94% | −0.05 |
| ITOT iShares Core S&P Total U.S. | Reduce -7.7% | 0.84% | −0.04 |
| FBND Fidelity Total Bond ETF | Sold out | 0.00% | −0.03 |
| NFLX Netflix Inc. | Sold out | 0.00% | −0.02 |
| EFV iShares MSCI Eafe Value ETF | Sold out | 0.00% | −0.02 |
| IWV iShares Russell 3000 ETF | Reduce -9.3% | 0.33% | −0.02 |
| IXUS iShares Core Intl Stock ETF | Reduce -7.3% | 0.36% | −0.02 |
| TSLA Tesla Inc. | Reduce -59.0% | 0.02% | −0.02 |
| CGDV Cap Group Dividend Value | Reduce -29.3% | 0.04% | −0.02 |
| AGG iShares Core U.S. Aggregate | Reduce -5.4% | 0.15% | −0.01 |
| AMZN Amazon.com Inc. | Reduce -18.9% | 0.03% | −0.01 |
| SCZ iShares MSCI Eafe Small-Cap | Reduce -3.7% | 0.12% | −0.00 |
| SCHD Schwab US DVD Equity ETF | Reduce -1.6% | 0.09% | −0.00 |
| EMXC iShares MSCI Emr MRK Ex Chna | Reduce -3.5% | 0.08% | −0.00 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -2.5% | 0.06% | −0.00 |
| CGGR Cap Group Growth Equity | Reduce -4.6% | 0.04% | −0.00 |
| DFAC Dimensional US Core Equity 2 | Reduce -3.1% | 0.04% | 0.00 |
| IJH iShares Core S&P Midcap ETF | Reduce -0.4% | 0.05% | +0.00 |
| IFRA iShares US Infrastructure | Reduce -1.5% | 0.03% | +0.00 |
| IWM iShares Russell 2000 ETF | Reduce -2.4% | 0.03% | +0.00 |
| IVW iShares S&P 500 Growth ETF | Reduce -1.5% | 0.04% | +0.00 |
| VOO Vanguard S&P 500 ETF | Reduce -1.1% | 0.07% | +0.00 |
| AVGO Broadcom Inc. | Reduce -8.4% | 0.04% | +0.00 |
| XSMO Invesco S&P Smallcap Momentu | Reduce -1.5% | 0.10% | +0.00 |
| SCHX Schwab US Large-Cap ETF | Reduce -0.2% | 0.12% | +0.00 |
| IVV iShares Core S&P 500 ETF | Reduce -1.6% | 0.28% | +0.01 |
| DSI iShares ESG MSCI KLD 400 ETF | Reduce -0.7% | 0.33% | +0.01 |
| AAPL Apple Inc. | Reduce -2.7% | 0.25% | +0.03 |
| IVZ Invesco Ltd. | Reduce -5.8% | 1.24% | +0.30 |
Portfolio Buys Q2 2025 → Q3 2025
| CAOS Alpha Architect Tail Risk | Add +8514.0% | 8.62% | +8.52 |
| IEF iShares 7-10 Year Treasury B | Add +5.2% | 18.26% | +0.31 |
| VEU Vanguard Ftse All-World Ex-U | Add +0.1% | 7.14% | +0.14 |
| MUB iShares National Muni Bond E | Add +23.7% | 0.77% | +0.14 |
| TFI SS SPDR N Ice Muni Bond ETF | Add +20.7% | 0.86% | +0.13 |
| SUB iShares Short-Term National | New | 0.11% | +0.11 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +7.6% | 0.84% | +0.09 |
| GLDM SPDR Gold Minishares Trust | New | 0.06% | +0.06 |
| SPSM SS SPDR P S&P 600 Small Cap | Add +21.1% | 0.24% | +0.05 |
| JPM JPMorgan Chase & Co. | Add +197.6% | 0.07% | +0.05 |
| PM Philip Morris International | New | 0.04% | +0.04 |
| IBM Intl Business Machines Corp. | New | 0.03% | +0.03 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Add +19.0% | 0.18% | +0.03 |
| CGXU Cap Group Intl Focus | Add +128.9% | 0.05% | +0.03 |
| IBIT iShares Bitcoin Trust ETF | New | 0.03% | +0.03 |
| SCHP Schwab U.S. Tips ETF | Add +5.8% | 1.04% | +0.03 |
| SHM SS SPDR N Ice St Muni ETF | Add +19.1% | 0.19% | +0.03 |
| PAVE Global X US Infrastructure | New | 0.02% | +0.02 |
| IWF iShares Russell 1000 Growth | New | 0.02% | +0.02 |
| KMLM Kraneshares MT LC MN FT Id S | New | 0.02% | +0.02 |
| XOM Exxon Mobil Corp. | Add +8.7% | 0.16% | +0.01 |
| GOOGL Alphabet Inc. Class A | Add +12.8% | 0.03% | +0.01 |
| NVDA Nvidia Corp. | Add +2.4% | 0.08% | +0.01 |
| DBEF Xtrackers MSCI Eafe Hedged E | Add +6.0% | 0.13% | +0.01 |
| SCHB Schwab US Broad Market ETF | Add +8.3% | 0.08% | +0.01 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Add +16.2% | 0.08% | +0.01 |
| XT Ishar Fture Exp Tech ETF-Usd | Add +4.9% | 0.04% | +0.00 |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | Add +5.7% | 0.05% | +0.00 |
| VEA Vanguard Ftse Developed ETF | Add +1.6% | 0.13% | +0.00 |
| SCHF Schwab Intl Equity ETF | Add +5.7% | 0.05% | +0.00 |
| QQQ Invesco QQQ Trust Series 1 | Add +0.1% | 0.07% | +0.00 |
| EFA iShares MSCI Eafe ETF | Add +12.0% | 0.03% | +0.00 |
| VWO Vanguard Ftse Emerging Marke | Add +0.1% | 0.06% | +0.00 |
| JEPI JPMorgan Equity Premium Inco | Add +8.8% | 0.05% | +0.00 |
| GUNR NT Mstar GLBL NR ETF | Add +2.6% | 0.03% | +0.00 |
| VNQ Vanguard Real Estate ETF | Add +2.2% | 0.07% | +0.00 |
| MSFT Microsoft Corp. | Add +0.6% | 0.08% | +0.00 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +0.1% | 0.15% | −0.00 |
| CGCP Cap Group Core Plus Income | Add +1.8% | 0.10% | −0.00 |
| BKLN Invesco Senior Loan ETF | Add +0.9% | 0.06% | −0.00 |
| COST Costco Wholesale Corp. | Add +0.6% | 0.03% | −0.00 |
| SPIP SS SPDR P Tips ETF | Add +0.0% | 0.14% | −0.00 |
| SHY iShares 1-3 Year Treasury Bo | Add +1.1% | 0.28% | −0.01 |
| STIP iShares 0-5 Year Tips Bond E | Add +3.4% | 8.73% | −0.02 |
| IEI iShares 3-7 Year Treasury Bo | Add +1.5% | 1.03% | −0.02 |
| UTEN F/M US Treasury 10 Year Note | Add +0.8% | 1.85% | −0.05 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 105 | $1.1B | VTI, IEF, STIP, CAOS, VEU |
| Q1 2026 | 94 | $1000.0M | VTI, IEF, STIP, CAOS, VEU |
| Q4 2025 | 90 | $1.0B | VTI, IEF, CAOS, STIP, VEU |
| Q3 2025 | 83 | $984.9M | VTI, IEF, STIP, CAOS, VEU |
| Q2 2025 | 78 | $945.9M | VTI, IEF, STIP, USFR, VEU |
| Q1 2025 | 89 | $986.0M | VTI, IEF, USFR, STIP, VEU |
| Q4 2024 | 87 | $992.7M | VTI, IEF, USFR, STIP, VEU |
| Q3 2024 | 82 | $997.1M | VTI, IEF, USFR, STIP, VEU |
| Q2 2024 | 84 | $942.4M | VTI, IEF, USFR, STIP, VEU |
| Q1 2024 | 82 | $900.3M | VTI, IEF, USFR, STIP, VEU |