William Howard & Co Financial Advisors Inc
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 21, 2025), William Howard & Co Financial Advisors Inc reported 56 stock positions worth $117.5 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 23.5% of the portfolio, followed by iShares 7-10 Year Treasury B (IEF, 10.9%) and iShares Russell 2000 ETF (IWM, 9.8%). Compared with Q2 2025, it opened 2 new positions, sold out of 2, added to 17 and reduced 22. The biggest buy was a new position in iShares Bitcoin Trust ETF (IBIT) and the biggest sale iShares 7-10 Year Treasury B (IEF, shares −4%).
- Most Recent 13F
- Q2 2026
- Location
- MEMPHIS, TN
- CIK
- 0002023493
- Portfolio Value
- $117.5M (Q3 2025)
- SEC Filing
- 0002063364-25-000242 ↗ filed Oct 21, 2025
Holdings Value
Holdings 56 stocks · $117.5M
| IVV iShares Core S&P 500 ETF | 23.45% | 41,173 | $27.6M | Reduce -5.0% |
| IEF iShares 7-10 Year Treasury B | 10.88% | 132,528 | $12.8M | Reduce -4.0% |
| IWM iShares Russell 2000 ETF | 9.78% | 47,496 | $11.5M | Reduce -1.3% |
| ICF iShares Select U.S. REIT ETF | 8.38% | 159,756 | $9.8M | Reduce -0.3% |
| IWV iShares Russell 3000 ETF | 4.62% | 14,320 | $5.4M | Reduce -4.7% |
| IEFA iShares Core MSCI Eafe ETF | 4.09% | 55,092 | $4.8M | Reduce -0.4% |
| BND Vanguard Total Bond Market | 3.74% | 59,144 | $4.4M | Add +0.9% |
| IUSG iShares Core S&P U.S. Growth | 3.16% | 22,566 | $3.7M | No change |
| IEI iShares 3-7 Year Treasury Bo | 2.96% | 29,138 | $3.5M | Add +0.0% |
| EFA iShares MSCI Eafe ETF | 2.43% | 30,541 | $2.9M | Reduce -1.7% |
| VEA Vanguard Ftse Developed ETF | 1.82% | 35,646 | $2.1M | Reduce -2.5% |
| SYK Stryker Corp. | 1.73% | 5,490 | $2.0M | No change |
| APH Amphenol Corp. Class A | 1.47% | 13,914 | $1.7M | No change |
| AAPL Apple Inc. | 1.46% | 6,733 | $1.7M | Reduce -13.9% |
| SHY iShares 1-3 Year Treasury Bo | 1.44% | 20,409 | $1.7M | Add +0.2% |
| TIP iShares Tips Bond ETF | 1.26% | 13,323 | $1.5M | Add +0.5% |
| VNQ Vanguard Real Estate ETF | 1.17% | 14,996 | $1.4M | Reduce -0.6% |
| IEMG iShares Core MSCI Emerging | 0.96% | 17,103 | $1.1M | Reduce -3.0% |
| VNQI Vanguard GLBL Ex-US Real Est | 0.91% | 22,434 | $1.1M | No change |
| QQQ Invesco QQQ Trust Series 1 | 0.86% | 1,692 | $1.0M | Add +0.1% |
| IWF iShares Russell 1000 Growth | 0.81% | 2,020 | $946K | Add +0.1% |
| AGG iShares Core U.S. Aggregate | 0.80% | 9,340 | $936K | No change |
| PFF iShares Preferred & Income S | 0.75% | 27,765 | $878K | Add +1.0% |
| CTBI Community Trust Bancorp Inc. | 0.74% | 15,557 | $870K | Reduce -0.2% |
| IUSV iShares Core S&P U.S. Value | 0.69% | 8,056 | $805K | No change |
| IWD iShares Russell 1000 Value E | 0.66% | 3,832 | $780K | Add +0.5% |
| FRDM Freedom 100 Emeging MRKT ETF | 0.60% | 15,811 | $701K | Reduce -2.0% |
| SCZ iShares MSCI Eafe Small-Cap | 0.55% | 8,479 | $650K | Reduce -10.6% |
| VUSB Vanguard Ultra Short Bond Et | 0.53% | 12,476 | $624K | No change |
| FBND Fidelity Total Bond ETF | 0.51% | 12,964 | $599K | No change |
| ITOT iShares Core S&P Total U.S. | 0.48% | 3,904 | $569K | Reduce -1.3% |
| VOO Vanguard S&P 500 ETF | 0.48% | 925 | $567K | Reduce -14.3% |
| IJH iShares Core S&P Midcap ETF | 0.45% | 8,150 | $532K | Add +0.1% |
| V Visa Inc. Class A | 0.31% | 1,082 | $369K | No change |
| IJR iShares Core S&P Small-Cap E | 0.31% | 3,102 | $369K | Reduce -5.2% |
| VTI VG Morningstar TS MKT ETF-US | 0.31% | 1,115 | $366K | Add +4.1% |
| CRWD CrowdStrike Holdings Inc. Class A | 0.28% | 680 | $333K | No change |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 0.28% | 7,593 | $326K | No change |
| SCHA Schwab US Small-Cap ETF | 0.27% | 11,448 | $319K | Add +0.3% |
| NVDA Nvidia Corp. | 0.26% | 1,650 | $308K | Reduce -36.0% |
| VWO Vanguard Ftse Emerging Marke | 0.26% | 5,538 | $300K | Add +0.2% |
| SCHX Schwab US Large-Cap ETF | 0.24% | 10,689 | $282K | Add +0.3% |
| AVLV Avantis US Large Cap Value | 0.23% | 3,757 | $271K | Add +0.3% |
| MSFT Microsoft Corp. | 0.22% | 505 | $262K | Reduce -18.0% |
| IWO iShares Russell 2000 Growth | 0.22% | 814 | $261K | Reduce -15.0% |
| SCHG Schwab US Large-Cap Growth | 0.22% | 8,139 | $260K | Add +0.1% |
| AMZN Amazon.com Inc. | 0.21% | 1,147 | $252K | Reduce -36.7% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.21% | 887 | $250K | No change |
| SCHV Schwab US Large-Cap Value | 0.21% | 8,405 | $245K | Add +0.5% |
| IBIT iShares Bitcoin Trust ETF | 0.20% | 3,638 | $236K | New |
| IWN iShares Russell 2000 Value E | 0.19% | 1,289 | $228K | No change |
| MCO Moody's Corp. | 0.19% | 475 | $226K | No change |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.19% | 715 | $220K | Add +0.3% |
| VIOO Vanguard S&P Small-Cap 600 E | 0.19% | 1,988 | $220K | No change |
| EEM iShares MSCI Emerging Market | 0.18% | 4,051 | $216K | New |
| BRK.B Berkshire Hathaway Inc. Class B | 0.18% | 428 | $215K | Reduce -29.1% |
Portfolio Sells Q2 2025 → Q3 2025
| IEF iShares 7-10 Year Treasury B | Reduce -4.0% | 10.88% | −0.65 |
| IWC iShares Micro-Cap ETF | Sold out | 0.00% | −0.21 |
| META Meta Platforms Inc. Class A | Sold out | 0.00% | −0.20 |
| ICF iShares Select U.S. REIT ETF | Reduce -0.3% | 8.38% | −0.17 |
| AMZN Amazon.com Inc. | Reduce -36.7% | 0.21% | −0.13 |
| NVDA Nvidia Corp. | Reduce -36.0% | 0.26% | −0.09 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -29.1% | 0.18% | −0.07 |
| VOO Vanguard S&P 500 ETF | Reduce -14.3% | 0.48% | −0.05 |
| SCZ iShares MSCI Eafe Small-Cap | Reduce -10.6% | 0.55% | −0.05 |
| MSFT Microsoft Corp. | Reduce -18.0% | 0.22% | −0.04 |
| IVV iShares Core S&P 500 ETF | Reduce -5.0% | 23.45% | −0.04 |
| IWO iShares Russell 2000 Growth | Reduce -15.0% | 0.22% | −0.02 |
| VNQ Vanguard Real Estate ETF | Reduce -0.6% | 1.17% | −0.01 |
| VEA Vanguard Ftse Developed ETF | Reduce -2.5% | 1.82% | −0.00 |
| IJR iShares Core S&P Small-Cap E | Reduce -5.2% | 0.31% | +0.00 |
| EFA iShares MSCI Eafe ETF | Reduce -1.7% | 2.43% | +0.00 |
| IWV iShares Russell 3000 ETF | Reduce -4.7% | 4.62% | +0.02 |
| ITOT iShares Core S&P Total U.S. | Reduce -1.3% | 0.48% | +0.02 |
| CTBI Community Trust Bancorp Inc. | Reduce -0.2% | 0.74% | +0.02 |
| FRDM Freedom 100 Emeging MRKT ETF | Reduce -2.0% | 0.60% | +0.03 |
| IEMG iShares Core MSCI Emerging | Reduce -3.0% | 0.96% | +0.04 |
| AAPL Apple Inc. | Reduce -13.9% | 1.46% | +0.06 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -0.4% | 4.09% | +0.06 |
| IWM iShares Russell 2000 ETF | Reduce -1.3% | 9.78% | +0.72 |
Portfolio Buys Q2 2025 → Q3 2025
| IBIT iShares Bitcoin Trust ETF | New | 0.20% | +0.20 |
| EEM iShares MSCI Emerging Market | New | 0.18% | +0.18 |
| IWF iShares Russell 1000 Growth | Add +0.1% | 0.81% | +0.06 |
| QQQ Invesco QQQ Trust Series 1 | Add +0.1% | 0.86% | +0.05 |
| VTI VG Morningstar TS MKT ETF-US | Add +4.1% | 0.31% | +0.03 |
| SCHA Schwab US Small-Cap ETF | Add +0.3% | 0.27% | +0.02 |
| IWD iShares Russell 1000 Value E | Add +0.5% | 0.66% | +0.02 |
| VWO Vanguard Ftse Emerging Marke | Add +0.2% | 0.26% | +0.02 |
| SCHG Schwab US Large-Cap Growth | Add +0.1% | 0.22% | +0.01 |
| SCHX Schwab US Large-Cap ETF | Add +0.3% | 0.24% | +0.01 |
| IJH iShares Core S&P Midcap ETF | Add +0.1% | 0.45% | +0.01 |
| PFF iShares Preferred & Income S | Add +1.0% | 0.75% | +0.01 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Add +0.3% | 0.19% | +0.01 |
| AVLV Avantis US Large Cap Value | Add +0.3% | 0.23% | +0.01 |
| SCHV Schwab US Large-Cap Value | Add +0.5% | 0.21% | +0.01 |
| TIP iShares Tips Bond ETF | Add +0.5% | 1.26% | −0.01 |
| BND Vanguard Total Bond Market | Add +0.9% | 3.74% | −0.02 |
| SHY iShares 1-3 Year Treasury Bo | Add +0.2% | 1.44% | −0.03 |
| IEI iShares 3-7 Year Treasury Bo | Add +0.0% | 2.96% | −0.06 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 54 | $128.6M | IVV, IWM, IEF, ICF, IWV |
| Q1 2026 | 54 | $115.8M | IVV, IEF, IWM, ICF, IWV |
| Q4 2025 | 57 | $118.6M | IVV, IEF, IWM, ICF, IWV |
| Q3 2025 | 56 | $117.5M | IVV, IEF, IWM, ICF, IWV |
| Q2 2025 | 56 | $114.6M | IVV, IEF, IWM, ICF, IWV |
| Q1 2025 | 52 | $106.7M | IVV, IEF, ICF, IWM, IWV |
| Q4 2024 | 52 | $110.5M | IVV, IEF, IWM, ICF, IWV |
| Q3 2024 | 57 | $117.2M | IVV, IEF, IWM, ICF, IWV |
| Q2 2024 | 48 | $108.3M | IVV, IEF, IWM, ICF, IWV |
| Q1 2024 | 45 | $106.7M | IVV, IEF, IWM, ICF, IWV |