William Howard & Co Financial Advisors Inc
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 21, 2026), William Howard & Co Financial Advisors Inc reported 57 stock positions worth $118.6 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 23.5% of the portfolio, followed by iShares 7-10 Year Treasury B (IEF, 10.5%) and iShares Russell 2000 ETF (IWM, 9.9%). Compared with Q3 2025, it opened 1 new position, added to 27 and reduced 10. The biggest buy was a new position in Vanguard Total Intl Stock (VXUS) and the biggest sale iShares 7-10 Year Treasury B (IEF, shares −2%).
- Most Recent 13F
- Q2 2026
- Location
- MEMPHIS, TN
- CIK
- 0002023493
- Portfolio Value
- $118.6M (Q4 2025)
- SEC Filing
- 0002063364-26-000012 ↗ filed Jan 21, 2026
Holdings Value
Holdings 57 stocks · $118.6M
| IVV iShares Core S&P 500 ETF | 23.52% | 40,739 | $27.9M | Reduce -1.1% |
| IEF iShares 7-10 Year Treasury B | 10.51% | 129,665 | $12.5M | Reduce -2.2% |
| IWM iShares Russell 2000 ETF | 9.87% | 47,586 | $11.7M | Add +0.2% |
| ICF iShares Select U.S. REIT ETF | 8.06% | 160,269 | $9.6M | Add +0.3% |
| IWV iShares Russell 3000 ETF | 4.65% | 14,271 | $5.5M | Reduce -0.3% |
| IEFA iShares Core MSCI Eafe ETF | 4.23% | 56,056 | $5.0M | Add +1.8% |
| BND Vanguard Total Bond Market | 3.78% | 60,532 | $4.5M | Add +2.4% |
| IUSG iShares Core S&P U.S. Growth | 3.19% | 22,566 | $3.8M | No change |
| IEI iShares 3-7 Year Treasury Bo | 2.93% | 29,157 | $3.5M | Add +0.1% |
| EFA iShares MSCI Eafe ETF | 2.48% | 30,575 | $2.9M | Add +0.1% |
| VEA Vanguard Ftse Developed ETF | 1.86% | 35,316 | $2.2M | Reduce -0.9% |
| SYK Stryker Corp. | 1.63% | 5,490 | $1.9M | No change |
| AAPL Apple Inc. | 1.54% | 6,733 | $1.8M | No change |
| APH Amphenol Corp. Class A | 1.50% | 13,198 | $1.8M | Reduce -5.2% |
| SHY iShares 1-3 Year Treasury Bo | 1.43% | 20,461 | $1.7M | Add +0.3% |
| TIP iShares Tips Bond ETF | 1.24% | 13,410 | $1.5M | Add +0.7% |
| VNQ Vanguard Real Estate ETF | 1.12% | 15,054 | $1.3M | Add +0.4% |
| IEMG iShares Core MSCI Emerging | 0.93% | 16,486 | $1.1M | Reduce -3.6% |
| VNQI Vanguard GLBL Ex-US Real Est | 0.87% | 22,558 | $1.0M | Add +0.6% |
| QQQ Invesco QQQ Trust Series 1 | 0.86% | 1,662 | $1.0M | Reduce -1.8% |
| IWF iShares Russell 1000 Growth | 0.81% | 2,022 | $957K | Add +0.1% |
| AGG iShares Core U.S. Aggregate | 0.79% | 9,340 | $933K | No change |
| CTBI Community Trust Bancorp Inc. | 0.74% | 15,557 | $879K | No change |
| PFF iShares Preferred & Income S | 0.73% | 28,092 | $870K | Add +1.2% |
| IUSV iShares Core S&P U.S. Value | 0.70% | 8,056 | $826K | No change |
| FRDM Freedom 100 Emeging MRKT ETF | 0.69% | 15,856 | $813K | Add +0.3% |
| IWD iShares Russell 1000 Value E | 0.68% | 3,851 | $810K | Add +0.5% |
| SCZ iShares MSCI Eafe Small-Cap | 0.57% | 8,799 | $682K | Add +3.8% |
| VUSB Vanguard Ultra Short Bond Et | 0.52% | 12,476 | $622K | No change |
| FBND Fidelity Total Bond ETF | 0.50% | 12,964 | $597K | No change |
| ITOT iShares Core S&P Total U.S. | 0.49% | 3,914 | $582K | Add +0.3% |
| VOO Vanguard S&P 500 ETF | 0.48% | 917 | $575K | Reduce -0.9% |
| IJH iShares Core S&P Midcap ETF | 0.45% | 8,166 | $539K | Add +0.2% |
| VTI VG Morningstar TS MKT ETF-US | 0.34% | 1,203 | $403K | Add +7.9% |
| V Visa Inc. Class A | 0.32% | 1,082 | $379K | No change |
| IJR iShares Core S&P Small-Cap E | 0.31% | 3,102 | $373K | No change |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 0.30% | 7,822 | $354K | Add +3.0% |
| SCHA Schwab US Small-Cap ETF | 0.28% | 11,498 | $327K | Add +0.4% |
| CRWD CrowdStrike Holdings Inc. Class A | 0.27% | 680 | $319K | No change |
| NVDA Nvidia Corp. | 0.26% | 1,650 | $308K | No change |
| VWO Vanguard Ftse Emerging Marke | 0.25% | 5,578 | $300K | Add +0.7% |
| SCHX Schwab US Large-Cap ETF | 0.24% | 10,721 | $289K | Add +0.3% |
| AVLV Avantis US Large Cap Value | 0.24% | 3,771 | $286K | Add +0.4% |
| SCHG Schwab US Large-Cap Growth | 0.22% | 8,147 | $266K | Add +0.1% |
| AMZN Amazon.com Inc. | 0.22% | 1,147 | $265K | No change |
| IWO iShares Russell 2000 Growth | 0.22% | 814 | $263K | No change |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.22% | 887 | $263K | No change |
| MSFT Microsoft Corp. | 0.21% | 505 | $244K | No change |
| MCO Moody's Corp. | 0.20% | 475 | $243K | No change |
| SCHV Schwab US Large-Cap Value | 0.20% | 7,949 | $235K | Reduce -5.4% |
| IWN iShares Russell 2000 Value E | 0.20% | 1,289 | $234K | No change |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.19% | 719 | $226K | Add +0.6% |
| VIOO Vanguard S&P Small-Cap 600 E | 0.19% | 2,014 | $223K | Add +1.3% |
| EEM iShares MSCI Emerging Market | 0.19% | 4,048 | $221K | Reduce -0.1% |
| VXUS Vanguard Total Intl Stock | 0.19% | 2,926 | $221K | New |
| BRK.B Berkshire Hathaway Inc. Class B | 0.18% | 428 | $215K | No change |
| IBIT iShares Bitcoin Trust ETF | 0.17% | 4,076 | $202K | Add +12.0% |
Portfolio Sells Q3 2025 → Q4 2025
| IEF iShares 7-10 Year Treasury B | Reduce -2.2% | 10.51% | −0.37 |
| IEMG iShares Core MSCI Emerging | Reduce -3.6% | 0.93% | −0.03 |
| SCHV Schwab US Large-Cap Value | Reduce -5.4% | 0.20% | −0.01 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -1.8% | 0.86% | −0.00 |
| EEM iShares MSCI Emerging Market | Reduce -0.1% | 0.19% | +0.00 |
| VOO Vanguard S&P 500 ETF | Reduce -0.9% | 0.48% | +0.00 |
| IWV iShares Russell 3000 ETF | Reduce -0.3% | 4.65% | +0.04 |
| APH Amphenol Corp. Class A | Reduce -5.2% | 1.50% | +0.04 |
| VEA Vanguard Ftse Developed ETF | Reduce -0.9% | 1.86% | +0.04 |
| IVV iShares Core S&P 500 ETF | Reduce -1.1% | 23.52% | +0.07 |
Portfolio Buys Q3 2025 → Q4 2025
| VXUS Vanguard Total Intl Stock | New | 0.19% | +0.19 |
| IEFA iShares Core MSCI Eafe ETF | Add +1.8% | 4.23% | +0.13 |
| IWM iShares Russell 2000 ETF | Add +0.2% | 9.87% | +0.09 |
| FRDM Freedom 100 Emeging MRKT ETF | Add +0.3% | 0.69% | +0.09 |
| EFA iShares MSCI Eafe ETF | Add +0.1% | 2.48% | +0.05 |
| BND Vanguard Total Bond Market | Add +2.4% | 3.78% | +0.04 |
| VTI VG Morningstar TS MKT ETF-US | Add +7.9% | 0.34% | +0.03 |
| SCZ iShares MSCI Eafe Small-Cap | Add +3.8% | 0.57% | +0.02 |
| FNDF Schwab Fndmn Intl LRG Co. ETF | Add +3.0% | 0.30% | +0.02 |
| IWD iShares Russell 1000 Value E | Add +0.5% | 0.68% | +0.02 |
| AVLV Avantis US Large Cap Value | Add +0.4% | 0.24% | +0.01 |
| ITOT iShares Core S&P Total U.S. | Add +0.3% | 0.49% | +0.01 |
| SCHA Schwab US Small-Cap ETF | Add +0.4% | 0.28% | +0.00 |
| SCHX Schwab US Large-Cap ETF | Add +0.3% | 0.24% | +0.00 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Add +0.6% | 0.19% | +0.00 |
| SCHG Schwab US Large-Cap Growth | Add +0.1% | 0.22% | +0.00 |
| IJH iShares Core S&P Midcap ETF | Add +0.2% | 0.45% | +0.00 |
| IWF iShares Russell 1000 Growth | Add +0.1% | 0.81% | +0.00 |
| VIOO Vanguard S&P Small-Cap 600 E | Add +1.3% | 0.19% | +0.00 |
| VWO Vanguard Ftse Emerging Marke | Add +0.7% | 0.25% | −0.00 |
| SHY iShares 1-3 Year Treasury Bo | Add +0.3% | 1.43% | −0.01 |
| PFF iShares Preferred & Income S | Add +1.2% | 0.73% | −0.01 |
| TIP iShares Tips Bond ETF | Add +0.7% | 1.24% | −0.02 |
| IEI iShares 3-7 Year Treasury Bo | Add +0.1% | 2.93% | −0.03 |
| IBIT iShares Bitcoin Trust ETF | Add +12.0% | 0.17% | −0.03 |
| VNQI Vanguard GLBL Ex-US Real Est | Add +0.6% | 0.87% | −0.04 |
| VNQ Vanguard Real Estate ETF | Add +0.4% | 1.12% | −0.04 |
| ICF iShares Select U.S. REIT ETF | Add +0.3% | 8.06% | −0.32 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 54 | $128.6M | IVV, IWM, IEF, ICF, IWV |
| Q1 2026 | 54 | $115.8M | IVV, IEF, IWM, ICF, IWV |
| Q4 2025 | 57 | $118.6M | IVV, IEF, IWM, ICF, IWV |
| Q3 2025 | 56 | $117.5M | IVV, IEF, IWM, ICF, IWV |
| Q2 2025 | 56 | $114.6M | IVV, IEF, IWM, ICF, IWV |
| Q1 2025 | 52 | $106.7M | IVV, IEF, ICF, IWM, IWV |
| Q4 2024 | 52 | $110.5M | IVV, IEF, IWM, ICF, IWV |
| Q3 2024 | 57 | $117.2M | IVV, IEF, IWM, ICF, IWV |
| Q2 2024 | 48 | $108.3M | IVV, IEF, IWM, ICF, IWV |
| Q1 2024 | 45 | $106.7M | IVV, IEF, IWM, ICF, IWV |