William Mack & Associates, Inc.

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 14, 2025), William Mack & Associates, Inc. reported 88 stock positions worth $185.9 million. Its top holding was Vanguard S/T Corp. Bond ETF (VCSH) at 20.6% of the portfolio, followed by Vngrd Mrngstr MD-Cap ETF-Usd (VO, 10.5%) and Schwab US Large-Cap Growth (SCHG, 9.0%). Compared with Q2 2025, it opened 10 new positions, added to 28 and reduced 25. The biggest buy was Vanguard Ftse Developed ETF (VEA, shares +51%) and the biggest sale Schwab US Large-Cap Growth (SCHG, shares −20%).

Most Recent 13F
Q2 2026
Location
TROY, MI
CIK
0002096700
Portfolio Value
$185.9M (Q3 2025)
SEC Filing
0001754960-25-000794 ↗ filed Nov 14, 2025

Holdings Value

0$100.0M$200.0M$300.0M Q4 2024: $95.5M Q4 2024 Q1 2025: $116.8M Q1 2025 Q2 2025: $157.4M Q2 2025 Q3 2025: $185.9M $185.9M Q3 2025 Q4 2025: $212.5M Q4 2025 Q1 2026: $174.9M Q1 2026 Q2 2026: $283.7M Q2 2026

Holdings 88 stocks · $185.9M
VCSH Vanguard S/T Corp. Bond ETF 20.60% 479,286 $38.3M Add +10.5%
VO Vngrd Mrngstr MD-Cap ETF-Usd 10.49% 66,394 $19.5M Add +21.4%
SCHG Schwab US Large-Cap Growth 8.97% 522,868 $16.7M Reduce -20.0%
VEA Vanguard Ftse Developed ETF 8.53% 264,723 $15.9M Add +50.6%
CWB SS SPDR BB Conv Sec ETF 7.24% 148,783 $13.5M Add +24.1%
AAPL Apple Inc. 5.08% 37,117 $9.5M Reduce -1.7%
DISV Dimensional International SM 4.89% 254,628 $9.1M Add +41.7%
MSFT Microsoft Corp. 3.10% 11,146 $5.8M Reduce -0.4%
FNDF Schwab Fndmn Intl LRG Co. ETF 2.81% 121,479 $5.2M Add +85.2%
VTEB Vanguard Tax-Exempt Bond ETF 1.81% 67,091 $3.4M Add +5.2%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 1.61% 9,711 $3.0M Reduce -0.3%
AMZN Amazon.com Inc. 1.29% 10,897 $2.4M Add +48.3%
TSLA Tesla Inc. 1.11% 4,630 $2.1M Reduce -14.8%
VOO Vanguard S&P 500 ETF 1.00% 3,050 $1.9M No change
GOOGL Alphabet Inc. Class A 0.92% 7,034 $1.7M Reduce -4.8%
VUG Vanguard Mrngstar GR ETF-Sui 0.85% 3,302 $1.6M Reduce -5.1%
SCHV Schwab US Large-Cap Value 0.79% 50,247 $1.5M Add +0.3%
BND Vanguard Total Bond Market 0.78% 19,601 $1.5M Reduce -8.2%
VSS Vanguard Ftse All Wo X-US SC 0.70% 9,100 $1.3M No change
JPIE JPMorgan Income ETF 0.69% 27,750 $1.3M Add +18.0%
IJH iShares Core S&P Midcap ETF 0.66% 18,820 $1.2M No change
META Meta Platforms Inc. Class A 0.62% 1,576 $1.2M No change
JPM JPMorgan Chase & Co. 0.62% 3,644 $1.1M Reduce -3.9%
IVV iShares Core S&P 500 ETF 0.55% 1,525 $1.0M Reduce -0.1%
BNDX Vanguard Total Intl Bond ETF 0.55% 20,571 $1.0M No change
NVDA Nvidia Corp. 0.54% 5,395 $1.0M Add +5.2%
VOE Vngrd Mrngstr MD-Cap Val ETF 0.49% 5,220 $911K Reduce -1.9%
SPYM Ste STR SPDR PT S&P 500 ETF 0.48% 11,370 $891K Add +0.8%
SPY SS SPDR S&P 500 ETF Trust-US 0.46% 1,287 $858K Reduce -0.6%
CGCB Cap Group Core Bond 0.46% 31,894 $848K Add +5.5%
PSTP Innovator PWR Buff Su St ETF 0.41% 21,750 $756K No change
VBK Van Morst SML-Cap Gro-Usd Inc. 0.40% 2,474 $736K Reduce -6.8%
IWV iShares Russell 3000 ETF 0.39% 1,902 $721K Add +0.2%
DTE DTE Energy Company 0.35% 4,631 $655K No change
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.35% 5,623 $644K Add +0.1%
VWO Vanguard Ftse Emerging Marke 0.34% 11,496 $623K Add +0.1%
COKE Coca-Cola Consolidated Inc. 0.32% 5,069 $594K Add +0.2%
SYK Stryker Corp. 0.32% 1,589 $587K Reduce -0.1%
AVUS Avantis U.S. Equity ETF 0.31% 5,233 $569K Add +0.0%
SCHA Schwab US Small-Cap ETF 0.30% 20,277 $566K Add +0.3%
IWR iShares Russell Mid-Cap ETF 0.28% 5,380 $519K Add +0.3%
SPYX SS SPDR S&P 500 Foss FL ETF 0.28% 9,425 $517K Add +1.3%
BRK.B Berkshire Hathaway Inc. Class B 0.26% 948 $476K Reduce -1.1%
NFLX Netflix Inc. 0.25% 395 $474K No change
T AT&T Inc. 0.25% 16,273 $460K Add +0.3%
QQQ Invesco QQQ Trust Series 1 0.24% 733 $440K Add +5.8%
GOOG Alphabet Inc. Class C 0.23% 1,794 $437K No change
IVW iShares S&P 500 Growth ETF 0.23% 3,482 $420K Reduce -5.6%
XOM Exxon Mobil Corp. 0.22% 3,628 $409K Add +0.2%
CGCP Cap Group Core Plus Income 0.20% 16,759 $381K No change
HD Home Depot Inc. 0.20% 927 $376K Reduce -6.4%
CGNG Cap Group New Geography Eq filed as CAPITAL GROUP NEW GEOGRAPHY 0.20% 12,050 $372K Add +1.1%
SFLR Innovator Eqty MGD Floor ETF 0.19% 9,890 $356K Add +21.6%
UDEC Innovator U.S. Equity Ultra 0.19% 9,223 $354K No change
F Ford Motor Co. filed as FORD MTR CO 0.19% 29,208 $349K Reduce -2.1%
SPSM SS SPDR P S&P 600 Small Cap 0.18% 7,260 $336K No change
VIGI Vanguard Int Div App Indx FD 0.18% 3,651 $327K No change
VB Vanguard Most SM-Cap ETF-Usd 0.17% 1,266 $322K No change
SPGI S&P Global Inc. 0.17% 651 $317K No change
SMMU PIMCO SHRT TRM Muni BND ETF 0.17% 6,120 $309K New
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.16% 999 $293K Reduce -2.6%
MA Mastercard Inc. Class A 0.15% 495 $282K Reduce -1.0%
CVX Chevron Corp. 0.15% 1,758 $273K Add +0.2%
VRTX Vertex Pharmaceuticals Inc. 0.14% 682 $267K No change
GLD SPDR Gold Shares 0.14% 745 $265K No change
IWF iShares Russell 1000 Growth 0.14% 565 $265K No change
DTM DT Midstream Inc. 0.14% 2,335 $264K No change
V Visa Inc. Class A 0.14% 761 $260K Reduce -2.6%
MDY State Street SPDR S&P Midcap 0.14% 431 $257K No change
COST Costco Wholesale Corp. 0.13% 268 $248K Reduce -2.9%
DFSV Dimensional US Small Cap Val 0.13% 7,750 $247K No change
ORCL Oracle Corp. 0.13% 850 $239K Reduce -8.6%
TSM Taiwan Semiconductor-SP ADR 0.13% 844 $236K New
JNJ Johnson & Johnson 0.13% 1,263 $234K New
EFA iShares MSCI Eafe ETF 0.12% 2,478 $231K No change
ABBV Abbvie Inc. 0.12% 974 $226K New
KO The Coca-Cola Co. 0.12% 3,386 $225K Add +0.0%
EQT Eqt Corp. 0.12% 4,120 $224K No change
CIBR First Trust Nasdaq Cybersecu 0.12% 2,899 $220K No change
CSCO Cisco Systems Inc. 0.12% 3,157 $216K Reduce -1.5%
EOCT Innovator Emer MKT PWR Buff 0.11% 6,867 $213K New
XLG Invesco S&P 500 Top 50 ETF 0.11% 3,706 $213K New
HON Honeywell International Inc. 0.11% 982 $207K No change
ALL Allstate Corp. 0.11% 956 $205K New
PJUL Innovator U.S. Equity Power 0.11% 4,500 $205K New
WMT Walmart Inc. 0.11% 1,960 $202K New
EEMX State Street SPDR MSCI Emerg 0.11% 4,803 $201K New
IJUN Innov Intl Dev PB ETF - June 0.11% 7,046 $200K Reduce -18.6%

Portfolio Sells Q2 2025 → Q3 2025
SCHG Schwab US Large-Cap Growth Reduce -20.0% 8.97% −3.15
MSFT Microsoft Corp. Reduce -0.4% 3.10% −0.43
BND Vanguard Total Bond Market Reduce -8.2% 0.78% −0.21
VV Vngrd Mrgstr LRG-Cap ETF-Usd Reduce -0.3% 1.61% −0.16
VUG Vanguard Mrngstar GR ETF-Sui Reduce -5.1% 0.85% −0.12
SYK Stryker Corp. Reduce -0.1% 0.32% −0.08
JPM JPMorgan Chase & Co. Reduce -3.9% 0.62% −0.08
VBK Van Morst SML-Cap Gro-Usd Inc. Reduce -6.8% 0.40% −0.07
VOE Vngrd Mrngstr MD-Cap Val ETF Reduce -1.9% 0.49% −0.07
IVV iShares Core S&P 500 ETF Reduce -0.1% 0.55% −0.05
SPY SS SPDR S&P 500 ETF Trust-US Reduce -0.6% 0.46% −0.05
IJUN Innov Intl Dev PB ETF - June Reduce -18.6% 0.11% −0.04
COST Costco Wholesale Corp. Reduce -2.9% 0.13% −0.04
BRK.B Berkshire Hathaway Inc. Class B Reduce -1.1% 0.26% −0.04
V Visa Inc. Class A Reduce -2.6% 0.14% −0.04
IVW iShares S&P 500 Growth ETF Reduce -5.6% 0.23% −0.03
HD Home Depot Inc. Reduce -6.4% 0.20% −0.03
VOT Vngrd Mrngstr MC GRW ETF-Usd Reduce -2.6% 0.16% −0.03
MA Mastercard Inc. Class A Reduce -1.0% 0.15% −0.03
CSCO Cisco Systems Inc. Reduce -1.5% 0.12% −0.03
F Ford Motor Co. Reduce -2.1% 0.19% −0.02
ORCL Oracle Corp. Reduce -8.6% 0.13% −0.00
TSLA Tesla Inc. Reduce -14.8% 1.11% +0.01
GOOGL Alphabet Inc. Class A Reduce -4.8% 0.92% +0.09
AAPL Apple Inc. Reduce -1.7% 5.08% +0.16

Portfolio Buys Q2 2025 → Q3 2025
VEA Vanguard Ftse Developed ETF Add +50.6% 8.53% +2.16
FNDF Schwab Fndmn Intl LRG Co. ETF Add +85.2% 2.81% +1.14
DISV Dimensional International SM Add +41.7% 4.89% +1.13
CWB SS SPDR BB Conv Sec ETF Add +24.1% 7.24% +0.95
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +21.4% 10.49% +0.77
AMZN Amazon.com Inc. Add +48.3% 1.29% +0.26
SMMU PIMCO SHRT TRM Muni BND ETF New 0.17% +0.17
TSM Taiwan Semiconductor-SP ADR New 0.13% +0.13
JNJ Johnson & Johnson New 0.13% +0.13
ABBV Abbvie Inc. New 0.12% +0.12
EOCT Innovator Emer MKT PWR Buff New 0.11% +0.11
XLG Invesco S&P 500 Top 50 ETF New 0.11% +0.11
ALL Allstate Corp. New 0.11% +0.11
PJUL Innovator U.S. Equity Power New 0.11% +0.11
WMT Walmart Inc. New 0.11% +0.11
EEMX State Street SPDR MSCI Emerg New 0.11% +0.11
NVDA Nvidia Corp. Add +5.2% 0.54% +0.03
SFLR Innovator Eqty MGD Floor ETF Add +21.6% 0.19% +0.02
JPIE JPMorgan Income ETF Add +18.0% 0.69% +0.00
QQQ Invesco QQQ Trust Series 1 Add +5.8% 0.24% −0.01
CVX Chevron Corp. Add +0.2% 0.15% −0.01
CGNG Cap Group New Geography Eq Add +1.1% 0.20% −0.02
SCHA Schwab US Small-Cap ETF Add +0.3% 0.30% −0.02
SPYX SS SPDR S&P 500 Foss FL ETF Add +1.3% 0.28% −0.02
VWO Vanguard Ftse Emerging Marke Add +0.1% 0.34% −0.03
XOM Exxon Mobil Corp. Add +0.2% 0.22% −0.03
AVUS Avantis U.S. Equity ETF Add +0.0% 0.31% −0.03
KO The Coca-Cola Co. Add +0.0% 0.12% −0.03
IWR iShares Russell Mid-Cap ETF Add +0.3% 0.28% −0.03
IWV iShares Russell 3000 ETF Add +0.2% 0.39% −0.04
COKE Coca-Cola Consolidated Inc. Add +0.2% 0.32% −0.04
SPYM Ste STR SPDR PT S&P 500 ETF Add +0.8% 0.48% −0.04
CGCB Cap Group Core Bond Add +5.5% 0.46% −0.05
T AT&T Inc. Add +0.3% 0.25% −0.05
SCHV Schwab US Large-Cap Value Add +0.3% 0.79% −0.09
DIS The Walt Disney Co. Add +0.1% 0.35% −0.10
VTEB Vanguard Tax-Exempt Bond ETF Add +5.2% 1.81% −0.18
VCSH Vanguard S/T Corp. Bond ETF Add +10.5% 20.60% −1.31

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 108$283.7MVCSH, VEA, VO, DISV, FNDF
Q1 2026 73$174.9MVCSH, VEA, VO, DISV, CWB
Q4 2025 92$212.5MVCSH, VEA, VO, CWB, DISV
Q3 2025 88$185.9MVCSH, VO, SCHG, VEA, CWB
Q2 2025 78$157.4MVCSH, SCHG, VO, VEA, CWB
Q1 2025 70$116.8MVCSH, SCHG, VO, AAPL, CWB
Q4 2024 64$95.5MVCSH, SCHG, AAPL, CWB, VO