William Mack & Associates, Inc.

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 9, 2026), William Mack & Associates, Inc. reported 92 stock positions worth $212.5 million. Its top holding was Vanguard S/T Corp. Bond ETF (VCSH) at 20.4% of the portfolio, followed by Vanguard Ftse Developed ETF (VEA, 11.6%) and Vngrd Mrngstr MD-Cap ETF-Usd (VO, 11.3%). Compared with Q3 2025, it opened 9 new positions, sold out of 5, added to 34 and reduced 30. The biggest buy was Vanguard Ftse Developed ETF (VEA, shares +50%) and the biggest sale Schwab US Large-Cap Growth (SCHG, shares −25%).

Most Recent 13F
Q2 2026
Location
TROY, MI
CIK
0002096700
Portfolio Value
$212.5M (Q4 2025)
SEC Filing
0001754960-26-000159 ↗ filed Feb 9, 2026

Holdings Value

0$100.0M$200.0M$300.0M Q4 2024: $95.5M Q4 2024 Q1 2025: $116.8M Q1 2025 Q2 2025: $157.4M Q2 2025 Q3 2025: $185.9M Q3 2025 Q4 2025: $212.5M $212.5M Q4 2025 Q1 2026: $174.9M Q1 2026 Q2 2026: $283.7M Q2 2026

Holdings 92 stocks · $212.5M
VCSH Vanguard S/T Corp. Bond ETF 20.44% 544,662 $43.4M Add +13.6%
VEA Vanguard Ftse Developed ETF 11.65% 396,085 $24.7M Add +49.6%
VO Vngrd Mrngstr MD-Cap ETF-Usd 11.29% 82,657 $24.0M Add +24.5%
CWB SS SPDR BB Conv Sec ETF 7.61% 181,336 $16.2M Add +21.9%
DISV Dimensional International SM 7.14% 399,201 $15.2M Add +56.8%
SCHG Schwab US Large-Cap Growth 6.03% 392,609 $12.8M Reduce -24.9%
AAPL Apple Inc. 4.39% 34,322 $9.3M Reduce -7.5%
FNDF Schwab Fndmn Intl LRG Co. ETF 3.77% 176,996 $8.0M Add +45.7%
MSFT Microsoft Corp. 2.31% 10,134 $4.9M Reduce -9.1%
VTEB Vanguard Tax-Exempt Bond ETF 1.64% 69,081 $3.5M Add +3.0%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 1.44% 9,721 $3.1M Add +0.1%
AMZN Amazon.com Inc. 1.19% 10,959 $2.5M Add +0.6%
GOOGL Alphabet Inc. Class A 1.05% 7,154 $2.2M Add +1.7%
TSLA Tesla Inc. 0.94% 4,461 $2.0M Reduce -3.6%
VOO Vanguard S&P 500 ETF 0.90% 3,054 $1.9M Add +0.1%
VUG Vanguard Mrngstar GR ETF-Sui 0.81% 3,548 $1.7M Add +7.5%
SCHV Schwab US Large-Cap Value 0.70% 49,985 $1.5M Reduce -0.5%
BND Vanguard Total Bond Market 0.67% 19,279 $1.4M Reduce -1.6%
IJH iShares Core S&P Midcap ETF 0.61% 19,491 $1.3M Add +3.6%
VSS Vanguard Ftse All Wo X-US SC 0.60% 8,886 $1.3M Reduce -2.4%
JPIE JPMorgan Income ETF 0.59% 26,943 $1.2M Reduce -2.9%
JPM JPMorgan Chase & Co. 0.55% 3,612 $1.2M Reduce -0.9%
META Meta Platforms Inc. Class A 0.49% 1,576 $1.0M No change
IVV iShares Core S&P 500 ETF 0.49% 1,514 $1.0M Reduce -0.7%
NVDA Nvidia Corp. 0.48% 5,437 $1.0M Add +0.8%
SPY SS SPDR S&P 500 ETF Trust-US 0.44% 1,357 $926K Add +5.4%
VOE Vngrd Mrngstr MD-Cap Val ETF 0.42% 4,974 $882K Reduce -4.7%
CGCB Cap Group Core Bond 0.40% 32,139 $852K Add +0.8%
SPYM Ste STR SPDR PT S&P 500 ETF 0.39% 10,400 $834K Reduce -8.5%
COKE Coca-Cola Consolidated Inc. 0.37% 5,078 $779K Add +0.2%
PSTP Innovator PWR Buff Su St ETF 0.36% 21,750 $769K No change
VBK Van Morst SML-Cap Gro-Usd Inc. 0.34% 2,369 $716K Reduce -4.2%
VWO Vanguard Ftse Emerging Marke 0.29% 11,539 $620K Add +0.4%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.29% 5,400 $614K Reduce -4.0%
SPYX SS SPDR S&P 500 Foss FL ETF 0.28% 10,634 $598K Add +12.8%
DTE DTE Energy Company 0.28% 4,631 $597K No change
SCHA Schwab US Small-Cap ETF 0.27% 20,368 $580K Add +0.5%
GOOG Alphabet Inc. Class C 0.27% 1,830 $574K Add +2.0%
AVUS Avantis U.S. Equity ETF 0.27% 5,048 $564K Reduce -3.5%
SYK Stryker Corp. 0.26% 1,583 $556K Reduce -0.4%
SFLR Innovator Eqty MGD Floor ETF 0.25% 14,378 $530K Add +45.4%
IWV iShares Russell 3000 ETF 0.25% 1,352 $523K Reduce -28.9%
IWR iShares Russell Mid-Cap ETF 0.23% 5,083 $489K Reduce -5.5%
BRK.B Berkshire Hathaway Inc. Class B 0.22% 927 $466K Reduce -2.2%
XOM Exxon Mobil Corp. 0.21% 3,722 $448K Add +2.6%
NFLX Netflix Inc. 0.21% 4,680 $439K Add +18.5%
CGCP Cap Group Core Plus Income 0.20% 18,943 $429K Add +13.0%
QQQ Invesco QQQ Trust Series 1 0.20% 689 $423K Reduce -6.0%
T AT&T Inc. 0.19% 16,324 $405K Add +0.3%
F Ford Motor Co. filed as FORD MTR CO 0.18% 29,681 $389K Add +1.6%
SMMU PIMCO SHRT TRM Muni BND ETF 0.18% 7,595 $383K Add +24.1%
CGNG Cap Group New Geography Eq filed as CAPITAL GROUP NEW GEOGRAPHY 0.18% 11,921 $381K Reduce -1.1%
VB Vanguard Most SM-Cap ETF-Usd 0.17% 1,440 $371K Add +13.7%
UDEC Innovator U.S. Equity Ultra 0.17% 9,223 $366K No change
SPGI S&P Global Inc. 0.16% 651 $340K No change
SPSM SS SPDR P S&P 600 Small Cap 0.16% 7,260 $340K No change
CSRE C&S Real Estate Active ETF 0.15% 12,328 $315K New
HD Home Depot Inc. 0.15% 907 $312K Reduce -2.2%
VRTX Vertex Pharmaceuticals Inc. 0.15% 682 $309K No change
JNJ Johnson & Johnson 0.14% 1,463 $303K Add +15.8%
GLD SPDR Gold Shares 0.14% 760 $301K Add +2.0%
VIGI Vanguard Int Div App Indx FD 0.13% 3,104 $284K Reduce -15.0%
DTM DT Midstream Inc. 0.13% 2,335 $279K No change
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.13% 999 $279K No change
MA Mastercard Inc. Class A 0.13% 478 $273K Reduce -3.4%
CVX Chevron Corp. 0.13% 1,761 $268K Add +0.2%
IWF iShares Russell 1000 Growth 0.13% 565 $267K No change
MDY State Street SPDR S&P Midcap 0.12% 431 $260K No change
TSM Taiwan Semiconductor-SP ADR 0.12% 844 $256K No change
V Visa Inc. Class A 0.12% 720 $252K Reduce -5.4%
DFSV Dimensional US Small Cap Val 0.12% 7,520 $247K Reduce -3.0%
ABBV Abbvie Inc. 0.11% 1,054 $241K Add +8.2%
KO The Coca-Cola Co. 0.11% 3,404 $238K Add +0.5%
EFAX State Street SPDR MSCI Eafe 0.11% 4,663 $235K New
CSCO Cisco Systems Inc. 0.11% 3,039 $234K Reduce -3.7%
EFA iShares MSCI Eafe ETF 0.11% 2,417 $232K Reduce -2.5%
AMGN Amgen Inc. 0.11% 708 $232K New
COST Costco Wholesale Corp. 0.11% 260 $225K Reduce -3.0%
VTI VG Morningstar TS MKT ETF-US 0.11% 666 $223K New
EQT Eqt Corp. 0.10% 4,120 $221K No change
XLG Invesco S&P 500 Top 50 ETF 0.10% 3,706 $220K No change
CCEF Calamos Cef Inc. & Arbitr ETF 0.10% 7,616 $219K New
WMT Walmart Inc. 0.10% 1,960 $218K No change
EOCT Innovator Emer MKT PWR Buff 0.10% 6,867 $217K No change
IWM iShares Russell 2000 ETF 0.10% 860 $212K New
PJUL Innovator U.S. Equity Power 0.10% 4,500 $209K No change
CIBR First Trust Nasdaq Cybersecu 0.10% 2,899 $207K No change
PDEC Innovator U.S. Equity Power 0.10% 4,760 $206K New
IJUN Innov Intl Dev PB ETF - June 0.10% 7,046 $206K No change
IJR iShares Core S&P Small-Cap E 0.10% 1,690 $203K New
UDOW Proshares Ultrapro DOW30 0.09% 3,476 $201K New
EEMX State Street SPDR MSCI Emerg 0.09% 4,712 $201K Reduce -1.9%

Portfolio Sells Q3 2025 → Q4 2025
SCHG Schwab US Large-Cap Growth Reduce -24.9% 6.03% −2.95
MSFT Microsoft Corp. Reduce -9.1% 2.31% −0.80
AAPL Apple Inc. Reduce -7.5% 4.39% −0.69
BNDX Vanguard Total Intl Bond ETF Sold out 0.00% −0.55
IVW iShares S&P 500 Growth ETF Sold out 0.00% −0.23
TSLA Tesla Inc. Reduce -3.6% 0.94% −0.16
IWV iShares Russell 3000 ETF Reduce -28.9% 0.25% −0.14
ORCL Oracle Corp. Sold out 0.00% −0.13
BND Vanguard Total Bond Market Reduce -1.6% 0.67% −0.11
HON Honeywell International Inc. Sold out 0.00% −0.11
ALL Allstate Corp. Sold out 0.00% −0.11
JPIE JPMorgan Income ETF Reduce -2.9% 0.59% −0.11
VSS Vanguard Ftse All Wo X-US SC Reduce -2.4% 0.60% −0.10
SCHV Schwab US Large-Cap Value Reduce -0.5% 0.70% −0.09
SPYM Ste STR SPDR PT S&P 500 ETF Reduce -8.5% 0.39% −0.09
VOE Vngrd Mrngstr MD-Cap Val ETF Reduce -4.7% 0.42% −0.07
JPM JPMorgan Chase & Co. Reduce -0.9% 0.55% −0.07
IVV iShares Core S&P 500 ETF Reduce -0.7% 0.49% −0.06
VBK Van Morst SML-Cap Gro-Usd Inc. Reduce -4.2% 0.34% −0.06
DIS The Walt Disney Co. Reduce -4.0% 0.29% −0.06
HD Home Depot Inc. Reduce -2.2% 0.15% −0.06
SYK Stryker Corp. Reduce -0.4% 0.26% −0.05
IWR iShares Russell Mid-Cap ETF Reduce -5.5% 0.23% −0.05
VIGI Vanguard Int Div App Indx FD Reduce -15.0% 0.13% −0.04
AVUS Avantis U.S. Equity ETF Reduce -3.5% 0.27% −0.04
QQQ Invesco QQQ Trust Series 1 Reduce -6.0% 0.20% −0.04
BRK.B Berkshire Hathaway Inc. Class B Reduce -2.2% 0.22% −0.04
COST Costco Wholesale Corp. Reduce -3.0% 0.11% −0.03
MA Mastercard Inc. Class A Reduce -3.4% 0.13% −0.02
CGNG Cap Group New Geography Eq Reduce -1.1% 0.18% −0.02
V Visa Inc. Class A Reduce -5.4% 0.12% −0.02
DFSV Dimensional US Small Cap Val Reduce -3.0% 0.12% −0.02
EFA iShares MSCI Eafe ETF Reduce -2.5% 0.11% −0.02
EEMX State Street SPDR MSCI Emerg Reduce -1.9% 0.09% −0.01
CSCO Cisco Systems Inc. Reduce -3.7% 0.11% −0.01

Portfolio Buys Q3 2025 → Q4 2025
VEA Vanguard Ftse Developed ETF Add +49.6% 11.65% +3.11
DISV Dimensional International SM Add +56.8% 7.14% +2.25
FNDF Schwab Fndmn Intl LRG Co. ETF Add +45.7% 3.77% +0.96
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +24.5% 11.29% +0.80
CWB SS SPDR BB Conv Sec ETF Add +21.9% 7.61% +0.37
CSRE C&S Real Estate Active ETF New 0.15% +0.15
GOOGL Alphabet Inc. Class A Add +1.7% 1.05% +0.13
EFAX State Street SPDR MSCI Eafe New 0.11% +0.11
AMGN Amgen Inc. New 0.11% +0.11
VTI VG Morningstar TS MKT ETF-US New 0.11% +0.11
CCEF Calamos Cef Inc. & Arbitr ETF New 0.10% +0.10
IWM iShares Russell 2000 ETF New 0.10% +0.10
PDEC Innovator U.S. Equity Power New 0.10% +0.10
IJR iShares Core S&P Small-Cap E New 0.10% +0.10
UDOW Proshares Ultrapro DOW30 New 0.09% +0.09
SFLR Innovator Eqty MGD Floor ETF Add +45.4% 0.25% +0.06
COKE Coca-Cola Consolidated Inc. Add +0.2% 0.37% +0.05
GOOG Alphabet Inc. Class C Add +2.0% 0.27% +0.04
JNJ Johnson & Johnson Add +15.8% 0.14% +0.02
SMMU PIMCO SHRT TRM Muni BND ETF Add +24.1% 0.18% +0.01
SPYX SS SPDR S&P 500 Foss FL ETF Add +12.8% 0.28% +0.00
VB Vanguard Most SM-Cap ETF-Usd Add +13.7% 0.17% +0.00
GLD SPDR Gold Shares Add +2.0% 0.14% −0.00
CGCP Cap Group Core Plus Income Add +13.0% 0.20% −0.00
F Ford Motor Co. Add +1.6% 0.18% −0.00
ABBV Abbvie Inc. Add +8.2% 0.11% −0.01
KO The Coca-Cola Co. Add +0.5% 0.11% −0.01
XOM Exxon Mobil Corp. Add +2.6% 0.21% −0.01
CVX Chevron Corp. Add +0.2% 0.13% −0.02
SPY SS SPDR S&P 500 ETF Trust-US Add +5.4% 0.44% −0.03
SCHA Schwab US Small-Cap ETF Add +0.5% 0.27% −0.03
VUG Vanguard Mrngstar GR ETF-Sui Add +7.5% 0.81% −0.04
VWO Vanguard Ftse Emerging Marke Add +0.4% 0.29% −0.04
NFLX Netflix Inc. Add +18.5% 0.21% −0.05
CGCB Cap Group Core Bond Add +0.8% 0.40% −0.05
IJH iShares Core S&P Midcap ETF Add +3.6% 0.61% −0.06
T AT&T Inc. Add +0.3% 0.19% −0.06
NVDA Nvidia Corp. Add +0.8% 0.48% −0.06
AMZN Amazon.com Inc. Add +0.6% 1.19% −0.10
VOO Vanguard S&P 500 ETF Add +0.1% 0.90% −0.10
VCSH Vanguard S/T Corp. Bond ETF Add +13.6% 20.44% −0.16
VV Vngrd Mrgstr LRG-Cap ETF-Usd Add +0.1% 1.44% −0.17
VTEB Vanguard Tax-Exempt Bond ETF Add +3.0% 1.64% −0.17

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 108$283.7MVCSH, VEA, VO, DISV, FNDF
Q1 2026 73$174.9MVCSH, VEA, VO, DISV, CWB
Q4 2025 92$212.5MVCSH, VEA, VO, CWB, DISV
Q3 2025 88$185.9MVCSH, VO, SCHG, VEA, CWB
Q2 2025 78$157.4MVCSH, SCHG, VO, VEA, CWB
Q1 2025 70$116.8MVCSH, SCHG, VO, AAPL, CWB
Q4 2024 64$95.5MVCSH, SCHG, AAPL, CWB, VO