Williams Financial, LLC
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 11, 2025), Williams Financial, LLC reported 10 stock positions worth $91.7 million. Its top holding was Schwab Short-Term US Treas (SCHO) at 24.8% of the portfolio, followed by JPMorgan Income ETF (JPIE, 22.9%) and SS SPDR P S&P 500 Value ETF (SPYV, 20.2%). Compared with Q1 2025, it opened 2 new positions, sold out of 7, added to 5 and reduced 3. The biggest buy was a new position in Vanguard Consumer Staple ETF (VDC) and the biggest sale an exit from iShares Flex I A ETF-Usd (BINC).
- Most Recent 13F
- Q2 2026
- Location
- NORTH BENNINGTON, VT
- CIK
- 0001846923
- Portfolio Value
- $91.7M (Q2 2025)
- SEC Filing
- 0001214659-25-010315 ↗ filed Jul 11, 2025
Holdings Value
Holdings 10 stocks · $91.7M
| SCHO Schwab Short-Term US Treas | 24.76% | 931,641 | $22.7M | Add +16.5% |
| JPIE JPMorgan Income ETF | 22.88% | 453,068 | $21.0M | Add +13.7% |
| SPYV SS SPDR P S&P 500 Value ETF | 20.23% | 354,528 | $18.6M | Reduce -15.2% |
| DBEF Xtrackers MSCI Eafe Hedged E | 17.58% | 368,598 | $16.1M | Reduce -21.4% |
| VDC Vanguard Consumer Staple ETF | 11.41% | 47,793 | $10.5M | New |
| AAPL Apple Inc. | 1.67% | 7,449 | $1.5M | Add +145.4% |
| CVS CVS Health Corp. | 0.52% | 6,923 | $478K | Add +2.5% |
| MSFT Microsoft Corp. | 0.38% | 708 | $352K | New |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.30% | 941 | $277K | Add +11.1% |
| TD Toronto-Dominion Bank | 0.26% | 3,246 | $238K | Reduce -14.5% |
Portfolio Sells Q1 2025 → Q2 2025
| BINC iShares Flex I A ETF-Usd Inc. | Sold out | 0.00% | −12.76 |
| IWY iShares Russell Top 200 Grow | Sold out | 0.00% | −7.67 |
| BCI Abrdn Bloomberg All Commodit | Sold out | 0.00% | −5.88 |
| VRP Invesco Variable Rate Prefer | Sold out | 0.00% | −5.78 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Sold out | 0.00% | −5.34 |
| DFAS Dimensional US Small Cap ETF | Sold out | 0.00% | −5.21 |
| EDIV State Street SPDR S&P Emergi | Sold out | 0.00% | −0.72 |
| TD Toronto-Dominion Bank | Reduce -14.5% | 0.26% | +0.10 |
| DBEF Xtrackers MSCI Eafe Hedged E | Reduce -21.4% | 17.58% | +3.39 |
| SPYV SS SPDR P S&P 500 Value ETF | Reduce -15.2% | 20.23% | +5.31 |
Portfolio Buys Q1 2025 → Q2 2025
| VDC Vanguard Consumer Staple ETF | New | 11.41% | +11.41 |
| SCHO Schwab Short-Term US Treas | Add +16.5% | 24.76% | +11.16 |
| JPIE JPMorgan Income ETF | Add +13.7% | 22.88% | +10.05 |
| AAPL Apple Inc. | Add +145.4% | 1.67% | +1.20 |
| MSFT Microsoft Corp. | New | 0.38% | +0.38 |
| CVS CVS Health Corp. | Add +2.5% | 0.52% | +0.20 |
| IBM Intl Business Machines Corp. | Add +11.1% | 0.30% | +0.16 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 30 | $193.5M | JPIE, IVV, FNDX, MINT, VEU |
| Q1 2026 | 25 | $171.8M | JPIE, IVV, MINT, FNDX, VEU |
| Q4 2025 | 24 | $172.8M | JPIE, IVV, MINT, FNDX, VEU |
| Q3 2025 | 17 | $97.0M | SCHO, JPIE, SPYV, DBEF, IVV |
| Q2 2025 | 10 | $91.7M | SCHO, JPIE, SPYV, DBEF, VDC |
| Q1 2025 | 15 | $143.1M | SPYV, DBEF, SCHO, JPIE, BINC |
| Q4 2024 | 18 | $160.6M | SPYV, IWY, BIV, SLQD, SCHO |
| Q3 2024 | 18 | $160.0M | SPYV, IWY, BIV, SLQD, SCHO |
| Q2 2024Amended | 17 | $150.2M | SPYV, IWY, BIV, SLQD, SCHO |
| Q1 2024 | 19 | $150.2M | SPYV, IWY, BIV, SLQD, SCHO |