Williams Financial, LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 24, 2025), Williams Financial, LLC reported 17 stock positions worth $97.0 million. Its top holding was Schwab Short-Term US Treas (SCHO) at 23.8% of the portfolio, followed by JPMorgan Income ETF (JPIE, 21.8%) and SS SPDR P S&P 500 Value ETF (SPYV, 20.2%). Compared with Q2 2025, it opened 8 new positions, sold out of 1, added to 5 and reduced 3. The biggest buy was a new position in iShares Core S&P 500 ETF (IVV) and the biggest sale an exit from Vanguard Consumer Staple ETF (VDC).
- Most Recent 13F
- Q2 2026
- Location
- NORTH BENNINGTON, VT
- CIK
- 0001846923
- Portfolio Value
- $97.0M (Q3 2025)
- SEC Filing
- 0001214659-25-015285 ↗ filed Oct 24, 2025
Holdings Value
Holdings 17 stocks · $97.0M
| SCHO Schwab Short-Term US Treas | 23.79% | 945,377 | $23.1M | Add +1.5% |
| JPIE JPMorgan Income ETF | 21.83% | 456,107 | $21.2M | Add +0.7% |
| SPYV SS SPDR P S&P 500 Value ETF | 20.18% | 353,680 | $19.6M | Reduce -0.2% |
| DBEF Xtrackers MSCI Eafe Hedged E | 17.48% | 365,019 | $16.9M | Reduce -1.0% |
| IVV iShares Core S&P 500 ETF | 10.68% | 15,477 | $10.4M | New |
| AAPL Apple Inc. | 2.08% | 7,907 | $2.0M | Add +6.2% |
| XOM Exxon Mobil Corp. | 0.68% | 5,846 | $659K | New |
| CVS CVS Health Corp. | 0.55% | 7,020 | $529K | Add +1.4% |
| SCHM Schwab US Mid Cap ETF | 0.50% | 16,328 | $484K | New |
| MSFT Microsoft Corp. | 0.45% | 837 | $433K | Add +18.2% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.29% | 552 | $278K | New |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.27% | 941 | $266K | No change |
| TD Toronto-Dominion Bank | 0.26% | 3,146 | $252K | Reduce -3.1% |
| SCHA Schwab US Small-Cap ETF | 0.26% | 8,911 | $249K | New |
| SYY Sysco Corp. | 0.25% | 2,963 | $244K | New |
| AMZN Amazon.com Inc. | 0.24% | 1,064 | $234K | New |
| GBTC Grayscale Bitcoin Trust ETF | 0.21% | 2,307 | $207K | New |
Portfolio Sells Q2 2025 → Q3 2025
Portfolio Buys Q2 2025 → Q3 2025
| IVV iShares Core S&P 500 ETF | New | 10.68% | +10.68 |
| XOM Exxon Mobil Corp. | New | 0.68% | +0.68 |
| SCHM Schwab US Mid Cap ETF | New | 0.50% | +0.50 |
| AAPL Apple Inc. | Add +6.2% | 2.08% | +0.41 |
| BRK.B Berkshire Hathaway Inc. Class B | New | 0.29% | +0.29 |
| SCHA Schwab US Small-Cap ETF | New | 0.26% | +0.26 |
| SYY Sysco Corp. | New | 0.25% | +0.25 |
| AMZN Amazon.com Inc. | New | 0.24% | +0.24 |
| GBTC Grayscale Bitcoin Trust ETF | New | 0.21% | +0.21 |
| MSFT Microsoft Corp. | Add +18.2% | 0.45% | +0.06 |
| CVS CVS Health Corp. | Add +1.4% | 0.55% | +0.03 |
| SCHO Schwab Short-Term US Treas | Add +1.5% | 23.79% | −0.97 |
| JPIE JPMorgan Income ETF | Add +0.7% | 21.83% | −1.05 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 30 | $193.5M | JPIE, IVV, FNDX, MINT, VEU |
| Q1 2026 | 25 | $171.8M | JPIE, IVV, MINT, FNDX, VEU |
| Q4 2025 | 24 | $172.8M | JPIE, IVV, MINT, FNDX, VEU |
| Q3 2025 | 17 | $97.0M | SCHO, JPIE, SPYV, DBEF, IVV |
| Q2 2025 | 10 | $91.7M | SCHO, JPIE, SPYV, DBEF, VDC |
| Q1 2025 | 15 | $143.1M | SPYV, DBEF, SCHO, JPIE, BINC |
| Q4 2024 | 18 | $160.6M | SPYV, IWY, BIV, SLQD, SCHO |
| Q3 2024 | 18 | $160.0M | SPYV, IWY, BIV, SLQD, SCHO |
| Q2 2024Amended | 17 | $150.2M | SPYV, IWY, BIV, SLQD, SCHO |
| Q1 2024 | 19 | $150.2M | SPYV, IWY, BIV, SLQD, SCHO |