Zhang Financial LLC
In its 13F for Q2 2026 (holdings as of June 30, 2026, filed July 30, 2026), Zhang Financial LLC reported 391 stock positions worth $3.4 billion. Its top holding was Vanguard S&P 500 ETF (VOO) at 6.9% of the portfolio, followed by Dimensional US Eq MKT ETF (DFUS, 6.4%) and iShares Core S&P Total U.S. (ITOT, 6.0%). Compared with Q1 2026, it opened 32 new positions, sold out of 8, added to 182 and reduced 117. The biggest buy was Vanguard Russell 1000 (VONE, shares +240%) and the biggest sale VG Morningstar TS MKT ETF-US (VTI, shares −2%).
- Most Recent 13F
- Q2 2026
- Location
- PORTAGE, MI
- CIK
- 0001776290
- Portfolio Value
- $3.4B (Q2 2026)
- SEC Filing
- 0001776290-26-000005 ↗ filed Jul 30, 2026
Holdings Value
Holdings 391 stocks · $3.4B
| VOO Vanguard S&P 500 ETF | 6.88% | 342,986 | $235.6M | Add +5.1% |
| DFUS Dimensional US Eq MKT ETF | 6.37% | 2,660,097 | $218.0M | Add +5.0% |
| ITOT iShares Core S&P Total U.S. | 5.98% | 1,246,429 | $204.8M | Add +5.5% |
| VTI VG Morningstar TS MKT ETF-US | 5.95% | 550,162 | $203.6M | Reduce -2.4% |
| VXUS Vanguard Total Intl Stock | 5.61% | 2,246,322 | $192.0M | Add +7.9% |
| BIV Vanguard Intermediate-Term B | 4.29% | 1,914,897 | $146.9M | Add +1.3% |
| DFAC Dimensional US Core Equity 2 | 4.20% | 3,238,499 | $143.7M | Reduce -0.8% |
| VT Vanguard Tot World STK ETF | 3.39% | 739,897 | $116.1M | Add +2.2% |
| AGG iShares Core U.S. Aggregate | 3.16% | 1,094,000 | $108.3M | Add +21.8% |
| DFAI Dimensional International Co. | 2.54% | 2,110,994 | $87.1M | Add +14.5% |
| BND Vanguard Total Bond Market | 2.06% | 962,703 | $70.7M | Add +7.1% |
| AAPL Apple Inc. | 1.94% | 229,050 | $66.3M | Add +1.3% |
| VCRB Vanguard Core Bond ETF | 1.64% | 727,196 | $56.2M | Add +38.4% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 1.60% | 226,097 | $54.9M | Reduce -0.2% |
| VYM Vanguard High DVD Yield ETF | 1.59% | 343,695 | $54.3M | Add +4.3% |
| AVDE Avantis International Equity | 1.24% | 475,617 | $42.4M | Add +5.2% |
| BKLC BNY Mellon US LRG Cap Cor | 1.22% | 290,869 | $41.7M | Reduce -4.1% |
| DFAU Dimensional US Core Equity M | 1.04% | 688,300 | $35.6M | Reduce -2.9% |
| IAU iShares Gold Trust | 1.03% | 467,941 | $35.3M | Add +0.9% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.99% | 393,248 | $33.9M | Add +5.8% |
| AVUS Avantis U.S. Equity ETF | 0.97% | 259,250 | $33.2M | Add +7.0% |
| SYK Stryker Corp. | 0.95% | 103,679 | $32.6M | Reduce -0.1% |
| NVDA Nvidia Corp. | 0.95% | 162,963 | $32.6M | Add +8.1% |
| VEA Vanguard Ftse Developed ETF | 0.95% | 457,396 | $32.6M | Add +28.4% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.91% | 396,363 | $31.3M | Reduce -3.3% |
| MU Micron Technology Inc. | 0.90% | 26,652 | $30.8M | Reduce -14.3% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.89% | 376,125 | $30.3M | No change |
| DFSV Dimensional US Small Cap Val | 0.85% | 750,732 | $29.1M | Add +6.9% |
| MSFT Microsoft Corp. | 0.83% | 76,072 | $28.4M | Add +3.6% |
| VOOV Vanguard S&P 500 Value ETF | 0.79% | 124,151 | $27.2M | Add +15.1% |
| AVUV Avantis US Small Cap Value | 0.72% | 196,622 | $24.5M | Add +10.4% |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 0.69% | 269,582 | $23.7M | Add +5.3% |
| VONE Vanguard Russell 1000 | 0.69% | 69,623 | $23.6M | Add +239.5% |
| SPTM SS SPDR P S&P 1500 Comp ETF | 0.68% | 257,479 | $23.4M | Reduce -9.1% |
| GOOGL Alphabet Inc. Class A | 0.66% | 63,201 | $22.6M | Add +2.6% |
| VONV Vanguard Russell 1000 Value | 0.65% | 208,518 | $22.2M | Add +226.7% |
| AMZN Amazon.com Inc. | 0.63% | 90,935 | $21.7M | Add +13.2% |
| IWN iShares Russell 2000 Value E | 0.63% | 97,906 | $21.7M | Reduce -1.4% |
| VONG Vanguard Russell 1000 Growth | 0.61% | 163,754 | $20.9M | Add +167.5% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.56% | 25,876 | $19.3M | Add +1.7% |
| IVV iShares Core S&P 500 ETF | 0.56% | 25,602 | $19.2M | Reduce -8.2% |
| SCHB Schwab US Broad Market ETF | 0.56% | 660,423 | $19.1M | Reduce -0.9% |
| MUB iShares National Muni Bond E | 0.48% | 154,233 | $16.6M | Add +52.2% |
| SCHF Schwab Intl Equity ETF | 0.46% | 572,438 | $15.9M | Reduce -1.7% |
| VWO Vanguard Ftse Emerging Marke | 0.44% | 252,161 | $15.1M | Add +10.5% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.42% | 66,394 | $14.5M | Add +1.0% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.38% | 25,978 | $13.0M | Reduce -3.6% |
| KLAC KLA Corp. | 0.38% | 42,890 | $12.9M | Reduce -0.3% |
| AVGO Broadcom Inc. | 0.38% | 34,033 | $12.9M | Add +1.9% |
| META Meta Platforms Inc. Class A | 0.36% | 22,042 | $12.4M | Add +8.7% |
| CAT Caterpillar Inc. | 0.35% | 11,361 | $12.1M | Add +0.2% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.34% | 170,413 | $11.5M | Reduce -0.9% |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.33% | 110,505 | $11.3M | Reduce -2.7% |
| IBIT iShares Bitcoin Trust ETF | 0.32% | 330,775 | $11.0M | Reduce -0.5% |
| VGUS Vanguard Ultra SHRT Treasury | 0.31% | 141,305 | $10.7M | Add +15.2% |
| SUB iShares Short-Term National | 0.31% | 98,577 | $10.5M | Add +35.8% |
| ABBV Abbvie Inc. | 0.27% | 37,000 | $9.3M | Add +9.1% |
| JPM JPMorgan Chase & Co. | 0.27% | 27,780 | $9.1M | Add +2.2% |
| VOOG Vanguard S&P 500 Growth ETF | 0.25% | 104,229 | $8.6M | Add +78.3% |
| CSCO Cisco Systems Inc. | 0.25% | 73,231 | $8.6M | Reduce -5.3% |
| SPAB SS SPDR P Agg Bond ETF | 0.25% | 335,040 | $8.6M | Add +0.6% |
| GLDM SPDR Gold Minishares Trust | 0.23% | 100,369 | $8.0M | Add +2.6% |
| FERG Ferguson Enterprises Inc. | 0.23% | 33,468 | $7.9M | No change |
| QQQ Invesco QQQ Trust Series 1 | 0.23% | 10,703 | $7.9M | Add +0.9% |
| AMGN Amgen Inc. | 0.23% | 21,288 | $7.7M | Add +0.8% |
| GS Goldman Sachs Group Inc. | 0.22% | 7,607 | $7.7M | Add +3.7% |
| AMAT Applied Materials Inc. | 0.22% | 10,626 | $7.7M | Add +83.8% |
| IXUS iShares Core Intl Stock ETF | 0.22% | 80,174 | $7.7M | Add +4.4% |
| DFAS Dimensional US Small Cap ETF | 0.22% | 92,604 | $7.6M | Reduce -5.2% |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | 0.21% | 25,912 | $7.1M | Add +9.6% |
| VGT Vanguard Info Tech ETF | 0.19% | 55,695 | $6.7M | Add +6.1% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.19% | 126,633 | $6.4M | Add +230.0% |
| AXP American Express Co. | 0.18% | 18,691 | $6.3M | Add +12.8% |
| XOM Exxon Mobil Corp. | 0.17% | 41,325 | $5.7M | Add +13.6% |
| GOOG Alphabet Inc. Class C | 0.16% | 15,924 | $5.6M | Reduce -1.9% |
| EFV iShares MSCI Eafe Value ETF | 0.16% | 69,768 | $5.3M | Reduce -2.4% |
| TSLA Tesla Inc. | 0.15% | 12,356 | $5.2M | Reduce -0.5% |
| JNJ Johnson & Johnson | 0.14% | 19,501 | $5.0M | Add +6.4% |
| WMT Walmart Inc. | 0.14% | 43,714 | $5.0M | Add +14.1% |
| VUSB Vanguard Ultra Short Bond Et | 0.14% | 99,319 | $4.9M | Add +172.4% |
| VYMI Vanguard Int High DVD YLD Inc. | 0.14% | 50,223 | $4.9M | Reduce -7.7% |
| COST Costco Wholesale Corp. | 0.14% | 5,175 | $4.8M | Add +133.6% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.14% | 15,440 | $4.7M | Add +58.5% |
| VIG Vanguard Dividend Apprec ETF | 0.13% | 19,251 | $4.6M | Reduce -3.2% |
| LLY Eli Lilly & Co. | 0.13% | 3,795 | $4.6M | Add +14.9% |
| MDT Medtronic PLC | 0.13% | 56,984 | $4.5M | Add +27.4% |
| DFAT Dimensional US Target Value | 0.13% | 63,378 | $4.4M | Reduce -45.5% |
| VTWV Vanguard Russell 2000 Value | 0.13% | 21,923 | $4.3M | Add +983.1% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.12% | 12,192 | $4.2M | Add +0.8% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.12% | 14,588 | $4.1M | Reduce -37.5% |
| IWV iShares Russell 3000 ETF | 0.12% | 9,511 | $4.1M | Reduce -0.4% |
| VBIL Vanguard 0-3M T-Bill ETF | 0.12% | 53,135 | $4.0M | Add +70.7% |
| AIT Applied Industrial Tech Inc. | 0.12% | 11,844 | $4.0M | Reduce -7.4% |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | 0.12% | 24,217 | $4.0M | Add +59.4% |
| AMP Ameriprise Financial Inc. | 0.11% | 8,317 | $3.8M | Add +23.3% |
| VNQ Vanguard Real Estate ETF | 0.11% | 39,319 | $3.8M | Reduce -7.0% |
| VTWO Vanguard Russell 2000 ETF | 0.11% | 31,176 | $3.8M | Add +1221.0% |
| PG The Procter & Gamble Co. | 0.11% | 25,583 | $3.8M | Reduce -4.0% |
| GKOS Glaukos Corp. | 0.11% | 26,499 | $3.7M | Add +12.3% |
| BKIE BNY Mellon Intl Eqty ETF | 0.11% | 36,261 | $3.6M | Add +1.1% |
Other holdings (1): bonds, preferreds, convertibles and warrants · $336K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| RLJ LODGING TRUST (RLJ 1.95 PERP A) | CUM CONV PFD A | 13,697 | $336K | Add +1.9% |
Total filed on the 13F, all lines: $3.4B.
Portfolio Sells Q1 2026 → Q2 2026
| VTI VG Morningstar TS MKT ETF-US | Reduce -2.4% | 5.95% | −0.30 |
| SYK Stryker Corp. | Reduce -0.1% | 0.95% | −0.23 |
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -3.3% | 0.91% | −0.21 |
| DFAC Dimensional US Core Equity 2 | Reduce -0.8% | 4.20% | −0.19 |
| BRK.A Berkshire Hathaway Inc. Class A | Reduce -62.5% | 0.07% | −0.13 |
| DFAT Dimensional US Target Value | Reduce -45.5% | 0.13% | −0.12 |
| IBIT iShares Bitcoin Trust ETF | Reduce -0.5% | 0.32% | −0.12 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -0.2% | 1.60% | −0.10 |
| SPTM SS SPDR P S&P 1500 Comp ETF | Reduce -9.1% | 0.68% | −0.09 |
| BKLC BNY Mellon US LRG Cap Cor | Reduce -4.1% | 1.22% | −0.09 |
| IBM Intl Business Machines Corp. | Reduce -37.5% | 0.12% | −0.08 |
| IVV iShares Core S&P 500 ETF | Reduce -8.2% | 0.56% | −0.07 |
| BKNG Booking Holdings Inc. | Reduce -68.8% | 0.03% | −0.07 |
| HON Honeywell International Inc. | Reduce -15.2% | 0.04% | −0.07 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -3.6% | 0.38% | −0.07 |
| DFAU Dimensional US Core Equity M | Reduce -2.9% | 1.04% | −0.07 |
| MELI MercadoLibre Inc. | Reduce -68.0% | 0.02% | −0.05 |
| SCHF Schwab Intl Equity ETF | Reduce -1.7% | 0.46% | −0.04 |
| VGSH Vanguard Short-Term Treasury | Reduce -32.6% | 0.04% | −0.03 |
| ADBE Adobe Inc. | Reduce -10.6% | 0.06% | −0.03 |
| VYMI Vanguard Int High DVD YLD Inc. | Reduce -7.7% | 0.14% | −0.03 |
| PEP Pepsico Inc. | Reduce -3.6% | 0.08% | −0.03 |
| SCHZ Schwab US Aggregate Bond ETF | Reduce -15.4% | 0.07% | −0.03 |
| TER Teradyne Inc. | Sold out | 0.00% | −0.03 |
| ZTS Zoetis Inc. | Reduce -22.8% | 0.02% | −0.03 |
| EFV iShares MSCI Eafe Value ETF | Reduce -2.4% | 0.16% | −0.03 |
| SPTS SS SPDR P St Term TSY ETF | Reduce -10.5% | 0.08% | −0.03 |
| CRM Salesforce Inc. | Reduce -0.2% | 0.06% | −0.03 |
| PG The Procter & Gamble Co. | Reduce -4.0% | 0.11% | −0.02 |
| ICSH iShares Ultra Short Duration | Reduce -8.8% | 0.08% | −0.02 |
| WTV Wisdomtree U.S. Value Fund | Reduce -71.4% | 0.01% | −0.02 |
| SGOV iShares 0-3 Month Treasury B | Reduce -8.5% | 0.07% | −0.02 |
| CG The Carlyle Group Inc. | Reduce -41.7% | 0.02% | −0.02 |
| APO Apollo Global Management Inc. | Reduce -19.3% | 0.05% | −0.02 |
| JMOM JPMorgan US Momentum Factor | Reduce -70.7% | 0.01% | −0.02 |
| SCHB Schwab US Broad Market ETF | Reduce -0.9% | 0.56% | −0.02 |
| VNQ Vanguard Real Estate ETF | Reduce -7.0% | 0.11% | −0.02 |
| PLTR Palantir Technologies Inc. Class A | Reduce -10.9% | 0.03% | −0.02 |
| IWN iShares Russell 2000 Value E | Reduce -1.4% | 0.63% | −0.02 |
| DVY iShares Select Dividend ETF | Reduce -6.3% | 0.08% | −0.02 |
| DFAS Dimensional US Small Cap ETF | Reduce -5.2% | 0.22% | −0.02 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Reduce -0.9% | 0.34% | −0.02 |
| VFQY Vanguard U.S. Quality Factor | Reduce -70.7% | 0.01% | −0.02 |
| MCD McDonald's Corp. | Reduce -3.3% | 0.04% | −0.02 |
| INTU Intuit Inc. | Reduce -12.1% | 0.01% | −0.02 |
| VIG Vanguard Dividend Apprec ETF | Reduce -3.2% | 0.13% | −0.01 |
| HONA Honeywell Aerospace Inc. | Reduce -15.2% | 0.04% | −0.01 |
| KKR KKR & Co. Inc. | Reduce -14.1% | 0.03% | −0.01 |
| DFUV Dimensional US Marketwide Va | Reduce -7.8% | 0.10% | −0.01 |
| XLC SS Comm Select Sector SPDR | Sold out | 0.00% | −0.01 |
Portfolio Buys Q1 2026 → Q2 2026
| VONE Vanguard Russell 1000 | Add +239.5% | 0.69% | +0.48 |
| VONV Vanguard Russell 1000 Value | Add +226.7% | 0.65% | +0.44 |
| VONG Vanguard Russell 1000 Growth | Add +167.5% | 0.61% | +0.38 |
| VCRB Vanguard Core Bond ETF | Add +38.4% | 1.64% | +0.23 |
| VEA Vanguard Ftse Developed ETF | Add +28.4% | 0.95% | +0.16 |
| ITOT iShares Core S&P Total U.S. | Add +5.5% | 5.98% | +0.16 |
| AMAT Applied Materials Inc. | Add +83.8% | 0.22% | +0.16 |
| DFUS Dimensional US Eq MKT ETF | Add +5.0% | 6.37% | +0.15 |
| VOO Vanguard S&P 500 ETF | Add +5.1% | 6.88% | +0.14 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +230.0% | 0.19% | +0.12 |
| VOOG Vanguard S&P 500 Growth ETF | Add +78.3% | 0.25% | +0.11 |
| VTWV Vanguard Russell 2000 Value | Add +983.1% | 0.13% | +0.11 |
| MUB iShares National Muni Bond E | Add +52.2% | 0.48% | +0.11 |
| VTWO Vanguard Russell 2000 ETF | Add +1221.0% | 0.11% | +0.10 |
| IEMG iShares Core MSCI Emerging | Add +913.5% | 0.09% | +0.08 |
| VUSB Vanguard Ultra Short Bond Et | Add +172.4% | 0.14% | +0.08 |
| AGG iShares Core U.S. Aggregate | Add +21.8% | 3.16% | +0.08 |
| CAT Caterpillar Inc. | Add +0.2% | 0.35% | +0.08 |
| JMUB JPMorgan Municipal ETF | Add +303.9% | 0.10% | +0.07 |
| COST Costco Wholesale Corp. | Add +133.6% | 0.14% | +0.07 |
| DDOG Datadog Inc. Class A | New | 0.06% | +0.06 |
| DFAI Dimensional International Co. | Add +14.5% | 2.54% | +0.06 |
| VXUS Vanguard Total Intl Stock | Add +7.9% | 5.61% | +0.06 |
| AMZN Amazon.com Inc. | Add +13.2% | 0.63% | +0.05 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +5.8% | 0.99% | +0.05 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +58.5% | 0.14% | +0.05 |
| GOOGL Alphabet Inc. Class A | Add +2.6% | 0.66% | +0.05 |
| NVDA Nvidia Corp. | Add +8.1% | 0.95% | +0.04 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Add +5.3% | 0.69% | +0.04 |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | Add +59.4% | 0.12% | +0.04 |
| SUB iShares Short-Term National | Add +35.8% | 0.31% | +0.04 |
| AVUS Avantis U.S. Equity ETF | Add +7.0% | 0.97% | +0.04 |
| VGT Vanguard Info Tech ETF | Add +6.1% | 0.19% | +0.04 |
| VBIL Vanguard 0-3M T-Bill ETF | Add +70.7% | 0.12% | +0.04 |
| AVUV Avantis US Small Cap Value | Add +10.4% | 0.72% | +0.04 |
| PANW Palo Alto Networks Inc. | Add +21.1% | 0.07% | +0.04 |
| VOOV Vanguard S&P 500 Value ETF | Add +15.1% | 0.79% | +0.03 |
| LLY Eli Lilly & Co. | Add +14.9% | 0.13% | +0.03 |
| VTES Vanguard SH Term Tax-Ex Bond | New | 0.03% | +0.03 |
| LRCX Lam Research Corp. | Add +6.5% | 0.05% | +0.02 |
| GKOS Glaukos Corp. | Add +12.3% | 0.11% | +0.02 |
| XLK SS Technology Select Sector | Add +7.1% | 0.09% | +0.02 |
| SPCX Space Exploration Techn Class A | New | 0.02% | +0.02 |
| QQQ Invesco QQQ Trust Series 1 | Add +0.9% | 0.23% | +0.02 |
| CRWD CrowdStrike Holdings Inc. Class A | New | 0.02% | +0.02 |
| AVGO Broadcom Inc. | Add +1.9% | 0.38% | +0.02 |
| ABBV Abbvie Inc. | Add +9.1% | 0.27% | +0.02 |
| CL Colgate-Palmolive Co. | New | 0.02% | +0.02 |
| ASML ASML Holding NV-NY Reg SHS | New | 0.02% | +0.02 |
| FTNT Fortinet Inc. | Add +0.3% | 0.04% | +0.01 |
Notes & Other Activity Q1 2026 → Q2 2026
| RLJ LODGING TRUST (RLJ 1.95 PERP A) | CUM CONV PFD A | Add +1.9% | 13,697 | $336K |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 391 | $3.4B | VOO, DFUS, ITOT, VTI, VXUS |
| Q1 2026 | 366 | $2.9B | VOO, VTI, DFUS, ITOT, VXUS |
| Q4 2025 | 338 | $2.7B | VOO, VTI, DFUS, ITOT, VXUS |
| Q3 2025 | 315 | $2.5B | VOO, VTI, DFUS, ITOT, VXUS |
| Q2 2025 | 290 | $2.2B | VOO, VTI, DFUS, ITOT, DFAC |
| Q1 2025 | 300 | $1.9B | DFUS, VOO, VTI, DFAC, VXUS |
| Q4 2024 | 294 | $1.7B | DFUS, VOO, VTI, DFAC, ITOT |
| Q3 2024 | 275 | $1.6B | VTI, VOO, DFUS, DFAC, ITOT |
| Q2 2024 | 267 | $1.4B | VTI, VOO, DFUS, ITOT, DFAC |
| Q1 2024 | 266 | $1.3B | VTI, VOO, DFUS, ITOT, DFAC |