Bare Financial Services, Inc

In its 13F for Q3 2024 (holdings as of September 30, 2024, filed November 13, 2024), Bare Financial Services, Inc reported 151 stock positions worth $243.5 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 13.4% of the portfolio, followed by iShares Core MSCI Eafe ETF (IEFA, 9.2%) and Vanguard Mrngstr Val ETF-Aui (VTV, 8.9%). Compared with Q2 2024, it opened 3 new positions, sold out of 4, added to 27 and reduced 12. The biggest buy was Vanguard Total Bond Market (BND, shares +156%) and the biggest sale Inspire 100 ETF (BIBL, shares −3%).

Most Recent 13F
Q2 2026
Location
GAP, PA
CIK
0002009426
Portfolio Value
$243.5M (Q3 2024)
SEC Filing
0002009426-24-000005 ↗ filed Nov 13, 2024

Holdings Value

0$100.0M$200.0M$300.0M$400.0M$500.0M Q1 2024: $104.1M Q1 2024 Q2 2024: $190.2M Q2 2024 Q3 2024: $243.5M $243.5M Q3 2024 Q4 2024: $248.7M Q4 2024 Q1 2025: $260.2M Q1 2025 Q2 2025: $296.5M Q2 2025 Q3 2025: $334.8M Q3 2025 Q4 2025: $359.5M Q4 2025 Q1 2026: $378.3M Q1 2026 Q2 2026: $435.9M Q2 2026

Holdings 151 stocks · $243.5M
IVV iShares Core S&P 500 ETF 13.36% 56,399 $32.5M Add +24.1%
IEFA iShares Core MSCI Eafe ETF 9.18% 286,257 $22.3M Add +35.8%
VTV Vanguard Mrngstr Val ETF-Aui 8.89% 124,036 $21.7M Add +44.0%
AVUV Avantis US Small Cap Value 8.20% 208,174 $20.0M Add +42.1%
BND Vanguard Total Bond Market 7.78% 252,080 $18.9M Add +155.7%
BIBL Inspire 100 ETF 7.07% 423,498 $17.2M Reduce -3.3%
WWJD Inspire International ETF 5.73% 431,878 $13.9M Add +7.0%
IBD Inspire Corporate Bond ETF 4.87% 492,169 $11.9M Add +10.3%
PYLD PIMCO Multisector Bond Actv 4.20% 383,803 $10.2M Add +142.7%
TPLC Timothy PLN US LRG/Mid Cap 3.65% 201,820 $8.9M Add +17.1%
TPSC Timothy Plan US Small Cap Co. 3.12% 194,995 $7.6M Add +10.6%
EMXC iShares MSCI Emr MRK Ex Chna 2.89% 115,218 $7.0M Add +27.5%
CGXU Cap Group Intl Focus filed as CAPITAL GROUP INTL FOCUS EQT 2.57% 232,051 $6.3M Reduce -8.5%
VONG Vanguard Russell 1000 Growth 2.06% 51,936 $5.0M Add +24.8%
IVE iShares S&P 500 Value ETF 1.70% 20,969 $4.1M Reduce -0.9%
IWN iShares Russell 2000 Value E 1.69% 24,705 $4.1M Reduce -8.1%
VOT Vngrd Mrngstr MC GRW ETF-Usd 1.61% 16,121 $3.9M Add +19.4%
IWO iShares Russell 2000 Growth 1.43% 12,264 $3.5M Reduce -9.1%
VTI VG Morningstar TS MKT ETF-US 1.34% 11,564 $3.3M Add +0.5%
MUB iShares National Muni Bond E 1.34% 30,105 $3.3M Add +19.1%
TPHD Timothy Plan High DVD STCK 1.13% 72,666 $2.7M Add +14.2%
IWM iShares Russell 2000 ETF 0.90% 9,869 $2.2M Reduce -41.5%
CGMU Cap Group Municipal Income 0.60% 53,340 $1.5M Add +0.0%
AAPL Apple Inc. 0.53% 5,528 $1.3M Add +0.0%
ISMD Inspire Small/Mid Cap ETF 0.51% 32,982 $1.3M Reduce -21.8%
ULCC Frontier Group Holdings Inc. 0.36% 166,111 $889K New
IVW iShares S&P 500 Growth ETF 0.32% 8,180 $783K Reduce -6.1%
VCSH Vanguard S/T Corp. Bond ETF 0.28% 8,572 $681K Add +426.9%
VGT Vanguard Info Tech ETF 0.22% 909 $533K Add +3.6%
VHT Vanguard Health Care ETF 0.22% 1,871 $528K Add +3.4%
IAT iShares US Regional Banks Et 0.17% 8,802 $418K Reduce -1.2%
CGBL Cap Group Core Balanced filed as CAPITAL GROUP CORE BALANCED 0.15% 11,964 $371K Add +646.4%
NVDA Nvidia Corp. 0.14% 2,800 $340K No change
GOOGL Alphabet Inc. Class A 0.08% 1,220 $202K No change
STBA S & T Bancorp Inc. 0.07% 4,341 $182K No change
GLD SPDR Gold Shares 0.07% 741 $180K Add +2.8%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.07% 873 $175K No change
QQQ Invesco QQQ Trust Series 1 0.07% 356 $174K No change
AMZN Amazon.com Inc. 0.07% 882 $164K No change
PNC PNC Financial Services Group 0.06% 847 $157K No change
FULT Fulton Financial Corp. 0.06% 7,804 $141K Add +0.3%
VNQ Vanguard Real Estate ETF 0.06% 1,434 $140K No change
XLK SS Technology Select Sector 0.05% 578 $130K No change
THO Thor Industries Inc. 0.05% 1,183 $130K No change
IWP iShares Russell Mid-Cap Grow 0.05% 1,095 $128K No change
CEG Constellation Energy 0.05% 472 $123K No change
SBCF Seacoast Banking Corp. 0.05% 4,495 $120K No change
SLV iShares Silver Trust 0.05% 4,163 $118K Add +71.5%
SPYV SS SPDR P S&P 500 Value ETF 0.04% 2,000 $106K No change
IWS iShares Russell Mid-Cap Valu 0.04% 784 $104K No change
TFC Truist Financial Corp. 0.04% 2,403 $103K Add +0.3%
MSFT Microsoft Corp. 0.04% 217 $93K No change
MGPI MGP Ingredients Inc. 0.04% 1,073 $89K No change
SIGNING DAY SPORTS INC 0.03% 320,000 $81K No change
IYF iShares US Financials ETF 0.03% 688 $71K No change
F Ford Motor Co. filed as FORD MTR CO 0.03% 5,776 $61K No change
MGV Vngrd Mrgstr MG CP VL ETF-Ui 0.02% 470 $60K No change
SILA Sila Realty Trust Inc. 0.02% 2,337 $59K Reduce -5.5%
XLF SS Financial Select Sector 0.02% 1,217 $55K No change
WPC WP Carey Inc. 0.02% 865 $54K No change
SDY SS SPDR S&P Dividend ETF 0.02% 342 $49K No change
SPDW Ste STR SPDR PT DW Eu ETF 0.02% 1,210 $45K No change
JPM JPMorgan Chase & Co. 0.02% 203 $43K No change
MGM MGM Resorts International 0.02% 1,031 $40K No change
AMD Advanced Micro Devices 0.02% 245 $40K No change
DFAC Dimensional US Core Equity 2 0.01% 1,007 $35K No change
GOOG Alphabet Inc. Class C 0.01% 200 $33K No change
THTX Theratechnologies Inc. 0.01% 26,782 $33K Reduce -2.8%
OZK Bank Ozk 0.01% 729 $31K No change
XLE SS Energy Select Sector 0.01% 352 $31K No change
HD Home Depot Inc. 0.01% 74 $30K No change
QQQM Invesco Nasdaq 100 ETF 0.01% 146 $29K No change
XOM Exxon Mobil Corp. 0.01% 248 $29K No change
PFE Pfizer Inc. 0.01% 987 $29K No change
PTL Inspire 500 ETF 0.01% 130 $28K No change
KO The Coca-Cola Co. 0.01% 386 $28K No change
CVX Chevron Corp. 0.01% 178 $26K No change
MRK Merck & Co. Inc. 0.01% 216 $25K No change
HOG Harley-Davidson Inc. 0.01% 635 $24K No change
XNQPX Nuveen Pa QLTY Muni Inc. 0.01% 1,848 $23K No change
IVT Inventrust Properties Corp. 0.01% 804 $23K No change
MS Morgan Stanley 0.01% 199 $21K No change
DD Dupont DE Nemours Inc. 0.01% 213 $19K No change
INTC Intel Corp. 0.01% 767 $18K No change
CNP Centerpoint Energy Inc. 0.01% 596 $18K No change
TIP iShares Tips Bond ETF 0.01% 158 $17K No change
MFC Manulife Financial Corp. 0.01% 572 $17K No change
EXC Exelon Corp. 0.01% 408 $17K No change
D Dominion Energy Inc. 0.01% 282 $16K No change
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.01% 164 $16K No change
VOO Vanguard S&P 500 ETF 0.01% 28 $15K No change
MQY BlackRock Muniyield Quality 0.01% 1,055 $14K No change
QUAL iShares MSCI USA Quality Fac 0.01% 73 $13K No change
VZ Verizon Communications Inc. 0.01% 290 $13K No change
CTVA Corteva Inc. 0.01% 213 $13K No change
IUS Invesco Rafi Strategic US Et 0.00% 236 $12K No change
DOW Dow Inc. 0.00% 213 $12K No change
ASTS Ast Spacemobile Inc. 0.00% 435 $11K No change
O Realty Income Corp. 0.00% 173 $11K No change
SIVR Abrdn Physical Silver Shares 0.00% 362 $11K No change

Show all 151 holdings

Portfolio Sells Q2 2024 → Q3 2024
BIBL Inspire 100 ETF Reduce -3.3% 7.07% −1.92
IWM iShares Russell 2000 ETF Reduce -41.5% 0.90% −1.09
CGXU Cap Group Intl Focus Reduce -8.5% 2.57% −0.89
IWN iShares Russell 2000 Value E Reduce -8.1% 1.69% −0.73
IWO iShares Russell 2000 Growth Reduce -9.1% 1.43% −0.58
IVE iShares S&P 500 Value ETF Reduce -0.9% 1.70% −0.42
ISMD Inspire Small/Mid Cap ETF Reduce -21.8% 0.51% −0.34
IVW iShares S&P 500 Growth ETF Reduce -6.1% 0.32% −0.10
IAT iShares US Regional Banks Et Reduce -1.2% 0.17% −0.05
THTX Theratechnologies Inc. Reduce -2.8% 0.01% −0.01
SILA Sila Realty Trust Inc. Reduce -5.5% 0.02% −0.01
AVGO Broadcom Inc. Reduce -90.0% 0.00% −0.00
PXH Inves Rafi Emer MRKT-Usd Inc. Sold out 0.00% 0.00
EEM iShares MSCI Emerging Market Sold out 0.00% 0.00
EFA iShares MSCI Eafe ETF Sold out 0.00% 0.00
IJH iShares Core S&P Midcap ETF Sold out 0.00% 0.00

Portfolio Buys Q2 2024 → Q3 2024
BND Vanguard Total Bond Market Add +155.7% 7.78% +3.97
PYLD PIMCO Multisector Bond Actv Add +142.7% 4.20% +2.03
VTV Vanguard Mrngstr Val ETF-Aui Add +44.0% 8.89% +1.29
IEFA iShares Core MSCI Eafe ETF Add +35.8% 9.18% +0.89
AVUV Avantis US Small Cap Value Add +42.1% 8.20% +0.52
ULCC Frontier Group Holdings Inc. New 0.36% +0.36
VCSH Vanguard S/T Corp. Bond ETF Add +426.9% 0.28% +0.21
IVV iShares Core S&P 500 ETF Add +24.1% 13.36% +0.14
CGBL Cap Group Core Balanced Add +646.4% 0.15% +0.13
VONG Vanguard Russell 1000 Growth Add +24.8% 2.06% +0.04
EMXC iShares MSCI Emr MRK Ex Chna Add +27.5% 2.89% +0.03
SLV iShares Silver Trust Add +71.5% 0.05% +0.01
JLL Jones Lang Lasalle Inc. New 0.00% +0.00
SIRI Sirius XM Holdings Inc. New 0.00% +0.00
LNKB Linkbancorp Inc. Add +1.2% 0.00% −0.00
GLD SPDR Gold Shares Add +2.8% 0.07% −0.01
TFC Truist Financial Corp. Add +0.3% 0.04% −0.01
FULT Fulton Financial Corp. Add +0.3% 0.06% −0.02
VGT Vanguard Info Tech ETF Add +3.6% 0.22% −0.04
VHT Vanguard Health Care ETF Add +3.4% 0.22% −0.04
VOT Vngrd Mrngstr MC GRW ETF-Usd Add +19.4% 1.61% −0.04
MUB iShares National Muni Bond E Add +19.1% 1.34% −0.09
TPHD Timothy Plan High DVD STCK Add +14.2% 1.13% −0.10
AAPL Apple Inc. Add +0.0% 0.53% −0.12
CGMU Cap Group Municipal Income Add +0.0% 0.60% −0.16
TPLC Timothy PLN US LRG/Mid Cap Add +17.1% 3.65% −0.18
VTI VG Morningstar TS MKT ETF-US Add +0.5% 1.34% −0.30
TPSC Timothy Plan US Small Cap Co. Add +10.6% 3.12% −0.52
IBD Inspire Corporate Bond ETF Add +10.3% 4.87% −0.68
WWJD Inspire International ETF Add +7.0% 5.73% −0.75

Notes & Other Activity Q2 2024 → Q3 2024
SPGP Invesco S&P 500 Garp ETF S&P 500 GARP ETF Sold out 0 $41before exit
PXF Invesco Rafi Developed Marke RAFI DVLPD MRKTS Sold out 0 $23before exit
PRF Invesco Rafi US 1000 ETF RAFI US 1000 ETF Sold out 0 $2before exit
BLES Inspire Global Hope ETF INSPIRE GBL HOPE Sold out 0 $0before exit

Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 1,780$435.9MIVV, VTV, AVUV, IEFA, BND
Q1 2026 1,726$378.3MIVV, IEFA, AVUV, VTV, BND
Q4 2025 1,529$359.5MIVV, IEFA, VTV, BND, AVUV
Q3 2025 1,392$334.8MIVV, IEFA, VTV, AVUV, BND
Q2 2025 1,206$296.5MIVV, IEFA, VTV, BND, AVUV
Q1 2025 936$260.2MIVV, IEFA, VTV, BND, AVUV
Q4 2024 145$248.7MIVV, VTV, AVUV, IEFA, BND
Q3 2024 151$243.5MIVV, IEFA, VTV, AVUV, BND
Q2 2024 152$190.2MIVV, BIBL, IEFA, AVUV, VTV
Q1 2024 133$104.1MBIBL, IVV, IBD, WWJD, CGXU