Bare Financial Services, Inc
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 12, 2025), Bare Financial Services, Inc reported 1,392 stock positions worth $334.8 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 12.4% of the portfolio, followed by iShares Core MSCI Eafe ETF (IEFA, 9.4%) and Vanguard Mrngstr Val ETF-Aui (VTV, 8.9%). Compared with Q2 2025, it opened 263 new positions, sold out of 78, added to 539 and reduced 214. The biggest buy was a new position in Crossmark LRG Cap Growth ETF (CLCG) and the biggest sale Inspire 100 ETF (BIBL, shares −49%).
- Most Recent 13F
- Q2 2026
- Location
- GAP, PA
- CIK
- 0002009426
- Portfolio Value
- $334.8M (Q3 2025)
- SEC Filing
- 0002009426-25-000005 ↗ filed Nov 12, 2025
Holdings Value
Holdings 1,392 stocks · $334.8M
| IVV iShares Core S&P 500 ETF | 12.42% | 62,117 | $41.6M | Add +1.4% |
| IEFA iShares Core MSCI Eafe ETF | 9.40% | 360,613 | $31.5M | Add +2.5% |
| VTV Vanguard Mrngstr Val ETF-Aui | 8.92% | 160,217 | $29.9M | Add +4.4% |
| AVUV Avantis US Small Cap Value | 8.76% | 294,833 | $29.3M | Add +8.9% |
| BND Vanguard Total Bond Market | 8.53% | 384,148 | $28.6M | Add +14.5% |
| WWJD Inspire International ETF | 5.27% | 500,215 | $17.6M | Add +3.1% |
| IBD Inspire Corporate Bond ETF | 4.86% | 673,970 | $16.3M | Add +5.8% |
| PYLD PIMCO Multisector Bond Actv | 4.32% | 539,364 | $14.5M | Add +12.8% |
| VONG Vanguard Russell 1000 Growth | 3.06% | 85,168 | $10.3M | Add +5.2% |
| EMXC iShares MSCI Emr MRK Ex Chna | 2.98% | 147,842 | $10.0M | Add +3.0% |
| TPSC Timothy Plan US Small Cap Co. | 2.96% | 238,817 | $9.9M | Add +1.9% |
| CLCG Crossmark LRG Cap Growth ETF | 2.85% | 352,546 | $9.5M | New |
| TPLC Timothy PLN US LRG/Mid Cap | 2.76% | 199,419 | $9.2M | Reduce -25.2% |
| ELCV Eventide High Dividend ETF filed as STRATEGY SHS | 2.75% | 344,928 | $9.2M | New |
| BIBL Inspire 100 ETF | 2.74% | 206,797 | $9.2M | Reduce -49.3% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 2.50% | 28,509 | $8.4M | Add +7.6% |
| CGXU Cap Group Intl Focus filed as CAPITAL GROUP INTL FOCUS EQT | 1.28% | 144,571 | $4.3M | Reduce -3.9% |
| IWN iShares Russell 2000 Value E | 1.17% | 22,199 | $3.9M | No change |
| IVE iShares S&P 500 Value ETF | 1.16% | 18,856 | $3.9M | Reduce -0.9% |
| IWO iShares Russell 2000 Growth | 1.15% | 12,070 | $3.9M | No change |
| MUB iShares National Muni Bond E | 1.11% | 34,957 | $3.7M | Add +3.0% |
| VTI VG Morningstar TS MKT ETF-US | 1.04% | 10,628 | $3.5M | Reduce -1.4% |
| SOVF Sovereign's Capital Flourish | 0.97% | 107,124 | $3.2M | Add +10731.5% |
| IWM iShares Russell 2000 ETF | 0.44% | 6,105 | $1.5M | Reduce -2.9% |
| CGBL Cap Group Core Balanced filed as CAPITAL GROUP CORE BALANCED | 0.44% | 42,441 | $1.5M | Add +16.2% |
| AAPL Apple Inc. | 0.42% | 5,574 | $1.4M | Reduce -9.6% |
| ISMD Inspire Small/Mid Cap ETF | 0.33% | 28,537 | $1.1M | Reduce -3.6% |
| IVW iShares S&P 500 Growth ETF | 0.28% | 7,788 | $940K | Reduce -0.7% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.23% | 9,573 | $765K | Add +1.5% |
| NVDA Nvidia Corp. | 0.22% | 3,959 | $739K | Add +7.2% |
| VGT Vanguard Info Tech ETF | 0.21% | 946 | $706K | Reduce -4.4% |
| CEG Constellation Energy | 0.21% | 2,125 | $699K | Add +14.2% |
| VHT Vanguard Health Care ETF | 0.19% | 2,490 | $646K | Add +16.7% |
| TPHD Timothy Plan High DVD STCK | 0.15% | 12,679 | $499K | Reduce -84.8% |
| CGDG Cap Group Dividend Growers filed as CAPITAL GROUP DIVIDEND GROWE | 0.14% | 13,500 | $468K | Add +77.7% |
| PNC PNC Financial Services Group | 0.13% | 2,167 | $436K | Add +140.0% |
| GOOGL Alphabet Inc. Class A | 0.10% | 1,418 | $345K | Add +4.0% |
| FULT Fulton Financial Corp. | 0.10% | 17,526 | $327K | Add +114.0% |
| AMZN Amazon.com Inc. | 0.09% | 1,343 | $295K | Add +4.3% |
| IBIT iShares Bitcoin Trust ETF | 0.09% | 4,450 | $289K | Add +0.1% |
| QQQ Invesco QQQ Trust Series 1 | 0.08% | 468 | $281K | Reduce -0.4% |
| GLD SPDR Gold Shares | 0.08% | 761 | $271K | Reduce -9.3% |
| EXC Exelon Corp. | 0.07% | 5,074 | $228K | Add +1.3% |
| MSFT Microsoft Corp. | 0.06% | 400 | $207K | Add +20.9% |
| FSCO FS Credit Opportunities Corp. | 0.06% | 29,398 | $203K | No change |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.05% | 873 | $182K | No change |
| STBA S & T Bancorp Inc. | 0.05% | 4,341 | $163K | No change |
| XLK SS Technology Select Sector | 0.05% | 578 | $163K | No change |
| SBCF Seacoast Banking Corp. | 0.04% | 4,546 | $138K | Add +0.5% |
| VNQ Vanguard Real Estate ETF | 0.04% | 1,434 | $131K | No change |
| IWP iShares Russell Mid-Cap Grow | 0.04% | 910 | $130K | No change |
| THO Thor Industries Inc. | 0.04% | 1,183 | $123K | No change |
| PPL PPL Corp. | 0.03% | 3,137 | $117K | Add +564.6% |
| JPM JPMorgan Chase & Co. | 0.03% | 358 | $113K | Add +8.2% |
| SPYV SS SPDR P S&P 500 Value ETF | 0.03% | 2,000 | $111K | No change |
| IWS iShares Russell Mid-Cap Valu | 0.03% | 784 | $110K | No change |
| CGMU Cap Group Municipal Income | 0.03% | 3,857 | $105K | Add +0.8% |
| SLV iShares Silver Trust | 0.03% | 2,427 | $103K | No change |
| COWZ Pacer US Cash Cows 100 ETF | 0.03% | 1,736 | $100K | No change |
| AVGO Broadcom Inc. | 0.03% | 299 | $99K | Add +11.6% |
| GOOG Alphabet Inc. Class C | 0.03% | 379 | $92K | Add +89.5% |
| TSLA Tesla Inc. | 0.03% | 204 | $91K | Add +12.1% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.03% | 286 | $88K | Reduce -14.9% |
| IYF iShares US Financials ETF | 0.03% | 688 | $87K | No change |
| PRU Prudential Financial Inc. | 0.02% | 707 | $73K | Add +50.8% |
| IAT iShares US Regional Banks Et | 0.02% | 1,376 | $72K | Reduce -84.3% |
| F Ford Motor Co. filed as FORD MTR CO | 0.02% | 5,876 | $70K | Add +1.7% |
| HD Home Depot Inc. | 0.02% | 170 | $69K | Add +3.7% |
| XLF SS Financial Select Sector | 0.02% | 1,217 | $66K | No change |
| WPC WP Carey Inc. | 0.02% | 865 | $58K | No change |
| AMD Advanced Micro Devices | 0.02% | 358 | $58K | Add +8.8% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.02% | 115 | $58K | Add +17.4% |
| COPY Tweedy Browne Insdr+valu ETF | 0.02% | 4,341 | $53K | No change |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.02% | 1,210 | $52K | No change |
| SILA Sila Realty Trust Inc. | 0.02% | 2,057 | $52K | Reduce -12.0% |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | 0.01% | 355 | $49K | No change |
| AMAT Applied Materials Inc. | 0.01% | 235 | $48K | Add +2.2% |
| SDY SS SPDR S&P Dividend ETF | 0.01% | 342 | $48K | No change |
| PTL Inspire 500 ETF | 0.01% | 191 | $48K | Add +11.7% |
| FLIN Franklin Ftse India ETF | 0.01% | 1,253 | $47K | No change |
| KO The Coca-Cola Co. | 0.01% | 679 | $45K | Add +3.8% |
| UGI Ugi Corp. | 0.01% | 1,345 | $45K | Add +103.8% |
| XOM Exxon Mobil Corp. | 0.01% | 384 | $43K | Add +4.9% |
| FLTW Franklin Ftse Taiwan ETF | 0.01% | 719 | $42K | No change |
| ASTS Ast Spacemobile Inc. | 0.01% | 826 | $41K | Add +16.3% |
| DFAC Dimensional US Core Equity 2 | 0.01% | 1,007 | $39K | No change |
| OZK Bank Ozk | 0.01% | 742 | $38K | No change |
| META Meta Platforms Inc. Class A | 0.01% | 51 | $37K | Add +27.5% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.01% | 724 | $37K | Add +187.3% |
| LLY Eli Lilly & Co. | 0.01% | 48 | $37K | Add +20.0% |
| ANET Arista Networks Inc. | 0.01% | 250 | $36K | Add +2.5% |
| V Visa Inc. Class A | 0.01% | 105 | $36K | Add +18.0% |
| MGM MGM Resorts International | 0.01% | 1,031 | $36K | No change |
| INTC Intel Corp. | 0.01% | 1,053 | $35K | Add +4.0% |
| NFLX Netflix Inc. | 0.01% | 29 | $35K | Add +93.3% |
| DUK Duke Energy Corp. | 0.01% | 280 | $35K | Add +211.1% |
| CVX Chevron Corp. | 0.01% | 220 | $34K | Add +17.0% |
| DOW Dow Inc. | 0.01% | 1,461 | $34K | Add +535.2% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.01% | 291 | $33K | Add +48.5% |
| GE General Electric filed as GE AEROSPACE | 0.01% | 110 | $33K | Add +14.6% |
Portfolio Sells Q2 2025 → Q3 2025
| BIBL Inspire 100 ETF | Reduce -49.3% | 2.74% | −2.94 |
| TPLC Timothy PLN US LRG/Mid Cap | Reduce -25.2% | 2.76% | −1.28 |
| TPHD Timothy Plan High DVD STCK | Reduce -84.8% | 0.15% | −0.92 |
| IAT iShares US Regional Banks Et | Reduce -84.3% | 0.02% | −0.12 |
| CGXU Cap Group Intl Focus | Reduce -3.9% | 1.28% | −0.10 |
| IVE iShares S&P 500 Value ETF | Reduce -0.9% | 1.16% | −0.09 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -1.4% | 1.04% | −0.06 |
| ISMD Inspire Small/Mid Cap ETF | Reduce -3.6% | 0.33% | −0.02 |
| THTX Theratechnologies Inc. | Sold out | 0.00% | −0.02 |
| IWM iShares Russell 2000 ETF | Reduce -2.9% | 0.44% | −0.02 |
| AWI Armstrong World Industries | Reduce -81.6% | 0.00% | −0.02 |
| VGT Vanguard Info Tech ETF | Reduce -4.4% | 0.21% | −0.01 |
| IVW iShares S&P 500 Growth ETF | Reduce -0.7% | 0.28% | −0.01 |
| BA The Boeing Co. | Reduce -52.6% | 0.01% | −0.01 |
| MS Morgan Stanley | Reduce -87.3% | 0.00% | −0.01 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Reduce -14.9% | 0.03% | −0.01 |
| GLD SPDR Gold Shares | Reduce -9.3% | 0.08% | −0.01 |
| IVT Inventrust Properties Corp. | Reduce -76.8% | 0.00% | −0.00 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -0.4% | 0.08% | −0.00 |
| SILA Sila Realty Trust Inc. | Reduce -12.0% | 0.02% | −0.00 |
| DFAX Dimensional World Ex US Core | Sold out | 0.00% | −0.00 |
| AAPL Apple Inc. | Reduce -9.6% | 0.42% | −0.00 |
| DFUV Dimensional US Marketwide Va | Sold out | 0.00% | −0.00 |
| GMS GMS Inc. | Sold out | 0.00% | −0.00 |
| SIGNING DAY SPORTS INC | Sold out | 0.00% | −0.00 |
| BUD Anheuser-Busch Inbev-SPN ADR | Reduce -86.9% | 0.00% | −0.00 |
| PECO Phillips Edison & Company Inc. | Reduce -79.9% | 0.00% | −0.00 |
| RHI Robert Half Inc. | Reduce -63.2% | 0.00% | −0.00 |
| RIO Rio Tinto PLC-Spon ADR | Reduce -95.0% | 0.00% | −0.00 |
| ANSS Ansys Inc. | Sold out | 0.00% | −0.00 |
| CPK Chesapeake Utilities Corp. | Reduce -68.3% | 0.00% | −0.00 |
| CBSH Commerce Bancshares Inc. | Sold out | 0.00% | −0.00 |
| EQIX Equinix Inc. | Reduce -66.7% | 0.00% | −0.00 |
| MGEE Mge Energy Inc. | Reduce -64.6% | 0.00% | −0.00 |
| PBH Prestige Consumer Healthcare | Reduce -51.7% | 0.00% | −0.00 |
| WTW Willis Towers Watson PLC | Reduce -88.2% | 0.00% | −0.00 |
| CNS Cohen & Steers Inc. | Reduce -90.3% | 0.00% | −0.00 |
| DEO Diageo PLC-Sponsored ADR | Sold out | 0.00% | −0.00 |
| ITGR Integer Holdings Corp. | Reduce -58.8% | 0.00% | −0.00 |
| BCPC Balchem Corp. | Reduce -32.3% | 0.00% | −0.00 |
| FISV Fiserv Inc. | Reduce -17.0% | 0.00% | −0.00 |
| NGG National Grid PLC-SP ADR | Reduce -79.7% | 0.00% | −0.00 |
| KMB Kimberly-Clark Corp. | Reduce -64.3% | 0.00% | −0.00 |
| PPBI Pacific Premier Bancorp Inc. | Sold out | 0.00% | −0.00 |
| FUN Six Flags Entertainment Corp. | Reduce -71.0% | 0.00% | −0.00 |
| WDAY Workday Inc. Class A | Reduce -68.2% | 0.00% | −0.00 |
| BOH Bank of Hawaii Corp. | Reduce -69.0% | 0.00% | −0.00 |
| BCC Boise Cascade Co. | Reduce -52.2% | 0.00% | −0.00 |
| ENOV Enovis Corp. | Reduce -88.5% | 0.00% | −0.00 |
| CTVA Corteva Inc. | Reduce -3.2% | 0.00% | −0.00 |
Portfolio Buys Q2 2025 → Q3 2025
| CLCG Crossmark LRG Cap Growth ETF | New | 2.85% | +2.85 |
| ELCV Eventide High Dividend ETF | New | 2.75% | +2.75 |
| SOVF Sovereign's Capital Flourish | Add +10731.5% | 0.97% | +0.96 |
| AVUV Avantis US Small Cap Value | Add +8.9% | 8.76% | +0.45 |
| BND Vanguard Total Bond Market | Add +14.5% | 8.53% | +0.20 |
| VONG Vanguard Russell 1000 Growth | Add +5.2% | 3.06% | +0.08 |
| PNC PNC Financial Services Group | Add +140.0% | 0.13% | +0.07 |
| CGDG Cap Group Dividend Growers | Add +77.7% | 0.14% | +0.05 |
| FULT Fulton Financial Corp. | Add +114.0% | 0.10% | +0.05 |
| PYLD PIMCO Multisector Bond Actv | Add +12.8% | 4.32% | +0.04 |
| PPL PPL Corp. | Add +564.6% | 0.03% | +0.03 |
| CGBL Cap Group Core Balanced | Add +16.2% | 0.44% | +0.03 |
| NVDA Nvidia Corp. | Add +7.2% | 0.22% | +0.02 |
| GOOGL Alphabet Inc. Class A | Add +4.0% | 0.10% | +0.02 |
| GOOG Alphabet Inc. Class C | Add +89.5% | 0.03% | +0.02 |
| VHT Vanguard Health Care ETF | Add +16.7% | 0.19% | +0.01 |
| SPAB SS SPDR P Agg Bond ETF | New | 0.01% | +0.01 |
| TOTL SS Doubleline TR Tact ETF | New | 0.01% | +0.01 |
| DOW Dow Inc. | Add +535.2% | 0.01% | +0.01 |
| TSLA Tesla Inc. | Add +12.1% | 0.03% | +0.01 |
| BAC Bank of America Corp. | Add +187.3% | 0.01% | +0.01 |
| DUK Duke Energy Corp. | Add +211.1% | 0.01% | +0.01 |
| MSFT Microsoft Corp. | Add +20.9% | 0.06% | +0.01 |
| CEG Constellation Energy | Add +14.2% | 0.21% | +0.01 |
| UGI Ugi Corp. | Add +103.8% | 0.01% | +0.01 |
| PRU Prudential Financial Inc. | Add +50.8% | 0.02% | +0.00 |
| HSY The Hershey Co. | Add +4150.0% | 0.00% | +0.00 |
| AVGO Broadcom Inc. | Add +11.6% | 0.03% | +0.00 |
| KTOS Kratos Defense & Security | Add +20.2% | 0.01% | +0.00 |
| GOVT iShares US Treasury Bond ETF | New | 0.00% | +0.00 |
| PLTR Palantir Technologies Inc. Class A | Add +54.5% | 0.01% | +0.00 |
| STRL Sterling Infrastructure Inc. | Add +740.0% | 0.00% | +0.00 |
| NFLX Netflix Inc. | Add +93.3% | 0.01% | +0.00 |
| INTC Intel Corp. | Add +4.0% | 0.01% | +0.00 |
| ABBV Abbvie Inc. | Add +40.2% | 0.01% | +0.00 |
| COR Cencora Inc. | Add +725.0% | 0.00% | +0.00 |
| AZO AutoZone Inc. | New | 0.00% | +0.00 |
| ANET Arista Networks Inc. | Add +2.5% | 0.01% | +0.00 |
| BKNG Booking Holdings Inc. | Add +100.0% | 0.01% | +0.00 |
| JMOM JPMorgan US Momentum Factor | New | 0.00% | +0.00 |
| CME Cme Group Inc. | Add +165.0% | 0.00% | +0.00 |
| MP MP Materials Corp. | Add +34.6% | 0.00% | +0.00 |
| TTMI TTM Technologies | Add +885.7% | 0.00% | +0.00 |
| DCI Donaldson Co. Inc. | Add +119.1% | 0.00% | +0.00 |
| REZI Resideo Technologies Inc. | Add +25.0% | 0.00% | +0.00 |
| SAN Banco Santander SA-Spon ADR | Add +57.9% | 0.00% | +0.00 |
| ENB Enbridge Inc. | Add +388.6% | 0.00% | +0.00 |
| BBVA Banco Bilbao Vizcaya-SP ADR | Add +69.9% | 0.00% | +0.00 |
| JNJ Johnson & Johnson | Add +20.0% | 0.01% | +0.00 |
| MRCY Mercury Systems Inc. | Add +248.4% | 0.00% | +0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 1,780 | $435.9M | IVV, VTV, AVUV, IEFA, BND |
| Q1 2026 | 1,726 | $378.3M | IVV, IEFA, AVUV, VTV, BND |
| Q4 2025 | 1,529 | $359.5M | IVV, IEFA, VTV, BND, AVUV |
| Q3 2025 | 1,392 | $334.8M | IVV, IEFA, VTV, AVUV, BND |
| Q2 2025 | 1,206 | $296.5M | IVV, IEFA, VTV, BND, AVUV |
| Q1 2025 | 936 | $260.2M | IVV, IEFA, VTV, BND, AVUV |
| Q4 2024 | 145 | $248.7M | IVV, VTV, AVUV, IEFA, BND |
| Q3 2024 | 151 | $243.5M | IVV, IEFA, VTV, AVUV, BND |
| Q2 2024 | 152 | $190.2M | IVV, BIBL, IEFA, AVUV, VTV |
| Q1 2024 | 133 | $104.1M | BIBL, IVV, IBD, WWJD, CGXU |