Bare Financial Services, Inc
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 6, 2026), Bare Financial Services, Inc reported 1,529 stock positions worth $359.5 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 11.8% of the portfolio, followed by iShares Core MSCI Eafe ETF (IEFA, 9.2%) and Vanguard Mrngstr Val ETF-Aui (VTV, 9.0%). Compared with Q3 2025, it opened 329 new positions, sold out of 195, added to 521 and reduced 354. The biggest buy was iShares National Muni Bond E (MUB, shares +53%) and the biggest sale iShares Core S&P 500 ETF (IVV, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- GAP, PA
- CIK
- 0002009426
- Portfolio Value
- $359.5M (Q4 2025)
- SEC Filing
- 0002009426-26-000001 ↗ filed Feb 6, 2026
Holdings Value
Holdings 1,529 stocks · $359.5M
| IVV iShares Core S&P 500 ETF | 11.76% | 61,701 | $42.3M | Reduce -0.7% |
| IEFA iShares Core MSCI Eafe ETF | 9.17% | 368,635 | $33.0M | Add +2.2% |
| VTV Vanguard Mrngstr Val ETF-Aui | 8.98% | 168,965 | $32.3M | Add +5.5% |
| BND Vanguard Total Bond Market | 8.90% | 431,766 | $32.0M | Add +12.4% |
| AVUV Avantis US Small Cap Value | 8.61% | 303,644 | $31.0M | Add +3.0% |
| WWJD Inspire International ETF | 5.21% | 513,235 | $18.7M | Add +2.6% |
| IBD Inspire Corporate Bond ETF | 4.81% | 714,733 | $17.3M | Add +6.0% |
| PYLD PIMCO Multisector Bond Actv | 4.59% | 618,067 | $16.5M | Add +14.6% |
| CLCG Crossmark LRG Cap Growth ETF | 3.13% | 416,918 | $11.3M | Add +18.3% |
| VONG Vanguard Russell 1000 Growth | 3.11% | 91,866 | $11.2M | Add +7.9% |
| ELCV Eventide High Dividend ETF filed as STRATEGY SHS | 3.06% | 414,551 | $11.0M | Add +20.2% |
| EMXC iShares MSCI Emr MRK Ex Chna | 2.98% | 147,388 | $10.7M | Reduce -0.3% |
| TPSC Timothy Plan US Small Cap Co. | 2.94% | 254,682 | $10.6M | Add +6.6% |
| TPLC Timothy PLN US LRG/Mid Cap | 2.59% | 204,934 | $9.3M | Add +2.8% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 2.39% | 30,746 | $8.6M | Add +7.8% |
| BIBL Inspire 100 ETF | 2.25% | 178,958 | $8.1M | Reduce -13.5% |
| MUB iShares National Muni Bond E | 1.59% | 53,313 | $5.7M | Add +52.5% |
| CGXU Cap Group Intl Focus filed as CAPITAL GROUP INTL FOCUS EQT | 1.16% | 141,546 | $4.2M | Reduce -2.1% |
| IWN iShares Russell 2000 Value E | 1.12% | 22,138 | $4.0M | Reduce -0.3% |
| IVE iShares S&P 500 Value ETF | 1.09% | 18,407 | $3.9M | Reduce -2.4% |
| SOVF Sovereign's Capital Flourish | 1.08% | 133,326 | $3.9M | Add +24.5% |
| IWO iShares Russell 2000 Growth | 1.07% | 11,859 | $3.8M | Reduce -1.8% |
| VTI VG Morningstar TS MKT ETF-US | 0.99% | 10,628 | $3.6M | No change |
| CGBL Cap Group Core Balanced filed as CAPITAL GROUP CORE BALANCED | 0.43% | 44,245 | $1.6M | Add +4.3% |
| AAPL Apple Inc. | 0.41% | 5,469 | $1.5M | Reduce -1.9% |
| CGDG Cap Group Dividend Growers filed as CAPITAL GROUP DIVIDEND GROWE | 0.40% | 40,424 | $1.4M | Add +199.4% |
| IWM iShares Russell 2000 ETF | 0.38% | 5,577 | $1.4M | Reduce -8.7% |
| SCHD Schwab US DVD Equity ETF | 0.33% | 43,420 | $1.2M | New |
| ISMD Inspire Small/Mid Cap ETF | 0.31% | 28,537 | $1.1M | No change |
| VCSH Vanguard S/T Corp. Bond ETF | 0.22% | 9,890 | $789K | Add +3.3% |
| TPHD Timothy Plan High DVD STCK | 0.22% | 20,239 | $780K | Add +59.6% |
| VGT Vanguard Info Tech ETF | 0.20% | 974 | $734K | Add +3.0% |
| IVW iShares S&P 500 Growth ETF | 0.20% | 5,953 | $734K | Reduce -23.6% |
| VHT Vanguard Health Care ETF | 0.20% | 2,517 | $724K | Add +1.1% |
| GOOGL Alphabet Inc. Class A | 0.16% | 1,863 | $583K | Add +31.4% |
| NVDA Nvidia Corp. | 0.16% | 3,120 | $582K | Reduce -21.2% |
| CEG Constellation Energy | 0.15% | 1,532 | $541K | Reduce -27.9% |
| PNC PNC Financial Services Group | 0.11% | 1,820 | $380K | Reduce -16.0% |
| GLD SPDR Gold Shares | 0.10% | 902 | $357K | Add +18.5% |
| CGMU Cap Group Municipal Income | 0.09% | 12,395 | $339K | Add +221.4% |
| FULT Fulton Financial Corp. | 0.09% | 17,379 | $336K | Reduce -0.8% |
| AMZN Amazon.com Inc. | 0.09% | 1,444 | $333K | Add +7.5% |
| MSFT Microsoft Corp. | 0.09% | 663 | $321K | Add +65.8% |
| IBIT iShares Bitcoin Trust ETF | 0.06% | 4,522 | $225K | Add +1.6% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.05% | 873 | $185K | No change |
| STBA S & T Bancorp Inc. | 0.05% | 4,354 | $171K | Add +0.3% |
| CGSD Cap Group Short Duration | 0.05% | 6,521 | $170K | New |
| CGCP Cap Group Core Plus Income | 0.05% | 7,489 | $170K | New |
| XLK SS Technology Select Sector | 0.05% | 1,156 | $166K | No change |
| SLV iShares Silver Trust | 0.04% | 2,427 | $156K | No change |
| EXC Exelon Corp. | 0.04% | 3,493 | $152K | Reduce -31.2% |
| SBCF Seacoast Banking Corp. | 0.04% | 4,624 | $145K | Add +1.7% |
| QQQ Invesco QQQ Trust Series 1 | 0.04% | 228 | $140K | Reduce -51.3% |
| TSLA Tesla Inc. | 0.04% | 285 | $128K | Add +39.7% |
| VNQ Vanguard Real Estate ETF | 0.04% | 1,434 | $127K | No change |
| IWP iShares Russell Mid-Cap Grow | 0.03% | 910 | $125K | No change |
| MRK Merck & Co. Inc. | 0.03% | 1,158 | $122K | Add +214.7% |
| THO Thor Industries Inc. | 0.03% | 1,183 | $121K | No change |
| GOOG Alphabet Inc. Class C | 0.03% | 382 | $120K | Add +0.8% |
| JPM JPMorgan Chase & Co. | 0.03% | 361 | $116K | Add +0.8% |
| SPYV SS SPDR P S&P 500 Value ETF | 0.03% | 2,000 | $114K | No change |
| IWS iShares Russell Mid-Cap Valu | 0.03% | 784 | $111K | No change |
| AVGO Broadcom Inc. | 0.03% | 313 | $108K | Add +4.7% |
| PPL PPL Corp. | 0.03% | 3,038 | $106K | Reduce -3.2% |
| COWZ Pacer US Cash Cows 100 ETF | 0.03% | 1,736 | $104K | No change |
| META Meta Platforms Inc. Class A | 0.03% | 157 | $104K | Add +207.8% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.03% | 286 | $90K | No change |
| IYF iShares US Financials ETF | 0.02% | 688 | $89K | No change |
| BRK.B Berkshire Hathaway Inc. Class B | 0.02% | 172 | $86K | Add +49.6% |
| F Ford Motor Co. filed as FORD MTR CO | 0.02% | 6,574 | $86K | Add +11.9% |
| PRU Prudential Financial Inc. | 0.02% | 721 | $81K | Add +2.0% |
| AMD Advanced Micro Devices | 0.02% | 358 | $77K | No change |
| IAT iShares US Regional Banks Et | 0.02% | 1,376 | $76K | No change |
| XLF SS Financial Select Sector | 0.02% | 1,217 | $67K | No change |
| ASTS Ast Spacemobile Inc. | 0.02% | 826 | $60K | No change |
| AMAT Applied Materials Inc. | 0.02% | 231 | $59K | Reduce -1.7% |
| HD Home Depot Inc. | 0.02% | 170 | $58K | No change |
| COPY Tweedy Browne Insdr+valu ETF | 0.02% | 4,341 | $56K | No change |
| WPC WP Carey Inc. | 0.02% | 865 | $56K | No change |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.01% | 1,210 | $54K | No change |
| KO The Coca-Cola Co. | 0.01% | 749 | $52K | Add +10.3% |
| LLY Eli Lilly & Co. | 0.01% | 48 | $52K | No change |
| XOM Exxon Mobil Corp. | 0.01% | 425 | $51K | Add +10.7% |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | 0.01% | 355 | $50K | No change |
| SILA Sila Realty Trust Inc. | 0.01% | 2,057 | $48K | No change |
| PTL Inspire 500 ETF | 0.01% | 192 | $48K | Add +0.5% |
| SDY SS SPDR S&P Dividend ETF | 0.01% | 342 | $48K | No change |
| UGI Ugi Corp. | 0.01% | 1,232 | $46K | Reduce -8.4% |
| FLIN Franklin Ftse India ETF | 0.01% | 1,165 | $45K | Reduce -7.0% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.01% | 800 | $44K | Add +10.5% |
| FLTW Franklin Ftse Taiwan ETF | 0.01% | 719 | $44K | No change |
| V Visa Inc. Class A | 0.01% | 123 | $43K | Add +17.1% |
| TFC Truist Financial Corp. | 0.01% | 822 | $40K | Add +56.9% |
| INTC Intel Corp. | 0.01% | 1,084 | $40K | Add +2.9% |
| DFAC Dimensional US Core Equity 2 | 0.01% | 1,007 | $40K | No change |
| MGM MGM Resorts International | 0.01% | 1,031 | $38K | No change |
| ANET Arista Networks Inc. | 0.01% | 265 | $35K | Add +6.0% |
| OZK Bank Ozk | 0.01% | 742 | $34K | No change |
| DOW Dow Inc. | 0.01% | 1,458 | $34K | Reduce -0.2% |
| DUK Duke Energy Corp. | 0.01% | 289 | $34K | Add +3.2% |
Other holdings (3): bonds, preferreds, convertibles and warrants · $14 (not counted above)
Total filed on the 13F, all lines: $359.5M.
Portfolio Sells Q3 2025 → Q4 2025
| IVV iShares Core S&P 500 ETF | Reduce -0.7% | 11.76% | −0.66 |
| BIBL Inspire 100 ETF | Reduce -13.5% | 2.25% | −0.50 |
| CGXU Cap Group Intl Focus | Reduce -2.1% | 1.16% | −0.12 |
| IWO iShares Russell 2000 Growth | Reduce -1.8% | 1.07% | −0.09 |
| IVE iShares S&P 500 Value ETF | Reduce -2.4% | 1.09% | −0.08 |
| IVW iShares S&P 500 Growth ETF | Reduce -23.6% | 0.20% | −0.08 |
| FSCO FS Credit Opportunities Corp. | Sold out | 0.00% | −0.06 |
| IWM iShares Russell 2000 ETF | Reduce -8.7% | 0.38% | −0.06 |
| NVDA Nvidia Corp. | Reduce -21.2% | 0.16% | −0.06 |
| CEG Constellation Energy | Reduce -27.9% | 0.15% | −0.06 |
| IWN iShares Russell 2000 Value E | Reduce -0.3% | 1.12% | −0.06 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -51.3% | 0.04% | −0.04 |
| EXC Exelon Corp. | Reduce -31.2% | 0.04% | −0.03 |
| PNC PNC Financial Services Group | Reduce -16.0% | 0.11% | −0.02 |
| AAPL Apple Inc. | Reduce -1.9% | 0.41% | −0.01 |
| TOTL SS Doubleline TR Tact ETF | Sold out | 0.00% | −0.01 |
| PPL PPL Corp. | Reduce -3.2% | 0.03% | −0.01 |
| NFLX Netflix Inc. | Reduce -23.1% | 0.01% | −0.00 |
| SAP Sap SE-Sponsored ADR | Reduce -90.2% | 0.00% | −0.00 |
| COOP Mr Cooper Group Inc. | Sold out | 0.00% | −0.00 |
| FULT Fulton Financial Corp. | Reduce -0.8% | 0.09% | −0.00 |
| GOVT iShares US Treasury Bond ETF | Sold out | 0.00% | −0.00 |
| LIN Linde PLC | Reduce -50.0% | 0.00% | −0.00 |
| BKNG Booking Holdings Inc. | Reduce -50.0% | 0.00% | −0.00 |
| PG The Procter & Gamble Co. | Reduce -48.2% | 0.00% | −0.00 |
| KTOS Kratos Defense & Security | Reduce -24.8% | 0.00% | −0.00 |
| DIS The Walt Disney Co. | Reduce -25.1% | 0.01% | −0.00 |
| AZN Astrazeneca PLC-Spons ADR | Sold out | 0.00% | −0.00 |
| RELX Relx PLC - Spon ADR | Sold out | 0.00% | −0.00 |
| VZ Verizon Communications Inc. | Reduce -25.9% | 0.00% | −0.00 |
| RACE Ferrari NV | Reduce -63.6% | 0.00% | −0.00 |
| IREN Iren Ltd. | Sold out | 0.00% | −0.00 |
| AVAV Aerovironment Inc. | Reduce -34.0% | 0.00% | −0.00 |
| AEM Agnico Eagle Mines Ltd. | Reduce -56.6% | 0.00% | −0.00 |
| PREMIER INC-CLASS A | Sold out | 0.00% | −0.00 |
| NOW ServiceNow Inc. | Reduce -37.5% | 0.00% | −0.00 |
| SNPS Synopsys Inc. | Reduce -68.2% | 0.00% | −0.00 |
| ICE Intercontinental Exchange Inc. | Reduce -66.1% | 0.00% | −0.00 |
| KGC Kinross Gold Corp. | Sold out | 0.00% | −0.00 |
| UL Unilever PLC-Sponsored ADR | Reduce -63.5% | 0.00% | −0.00 |
| CMCSA Comcast Corp. Class A | Reduce -71.9% | 0.00% | −0.00 |
| MP MP Materials Corp. | Reduce -25.2% | 0.00% | −0.00 |
| NVO Novo-Nordisk A/S-Spons ADR | Reduce -82.4% | 0.00% | −0.00 |
| RBLX Roblox Corp. Class A | Reduce -65.0% | 0.00% | −0.00 |
| SHW The Sherwin-Williams Co. | Reduce -90.5% | 0.00% | −0.00 |
| TMUS T-Mobile US Inc. | Reduce -76.5% | 0.00% | −0.00 |
| VOO Vanguard S&P 500 ETF | Reduce -35.7% | 0.00% | −0.00 |
| SPOT Spotify Technology SA | Reduce -28.6% | 0.00% | −0.00 |
| ACN Accenture PLC Class A | Reduce -39.1% | 0.00% | −0.00 |
| BMI Badger Meter Inc. | Reduce -68.1% | 0.00% | −0.00 |
Portfolio Buys Q3 2025 → Q4 2025
| MUB iShares National Muni Bond E | Add +52.5% | 1.59% | +0.48 |
| BND Vanguard Total Bond Market | Add +12.4% | 8.90% | +0.36 |
| SCHD Schwab US DVD Equity ETF | New | 0.33% | +0.33 |
| ELCV Eventide High Dividend ETF | Add +20.2% | 3.06% | +0.31 |
| CLCG Crossmark LRG Cap Growth ETF | Add +18.3% | 3.13% | +0.28 |
| PYLD PIMCO Multisector Bond Actv | Add +14.6% | 4.59% | +0.26 |
| CGDG Cap Group Dividend Growers | Add +199.4% | 0.40% | +0.26 |
| SOVF Sovereign's Capital Flourish | Add +24.5% | 1.08% | +0.11 |
| TPHD Timothy Plan High DVD STCK | Add +59.6% | 0.22% | +0.07 |
| CGMU Cap Group Municipal Income | Add +221.4% | 0.09% | +0.06 |
| GOOGL Alphabet Inc. Class A | Add +31.4% | 0.16% | +0.06 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +5.5% | 8.98% | +0.05 |
| CGCP Cap Group Core Plus Income | New | 0.05% | +0.05 |
| CGSD Cap Group Short Duration | New | 0.05% | +0.05 |
| VONG Vanguard Russell 1000 Growth | Add +7.9% | 3.11% | +0.05 |
| MSFT Microsoft Corp. | Add +65.8% | 0.09% | +0.03 |
| MRK Merck & Co. Inc. | Add +214.7% | 0.03% | +0.02 |
| GLD SPDR Gold Shares | Add +18.5% | 0.10% | +0.02 |
| META Meta Platforms Inc. Class A | Add +207.8% | 0.03% | +0.02 |
| TSLA Tesla Inc. | Add +39.7% | 0.04% | +0.01 |
| VHT Vanguard Health Care ETF | Add +1.1% | 0.20% | +0.01 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +49.6% | 0.02% | +0.01 |
| GOOG Alphabet Inc. Class C | Add +0.8% | 0.03% | +0.01 |
| AMZN Amazon.com Inc. | Add +7.5% | 0.09% | +0.00 |
| KEY Keycorp | New | 0.00% | +0.00 |
| RKT Rocket Cos Inc. Class A | Add +558.0% | 0.01% | +0.00 |
| TFC Truist Financial Corp. | Add +56.9% | 0.01% | +0.00 |
| DGRW Wisdomtree U.S. Quality Divi | New | 0.00% | +0.00 |
| SNDK Sandisk Corp. | Add +77.8% | 0.01% | +0.00 |
| MU Micron Technology Inc. | Add +16.7% | 0.01% | +0.00 |
| F Ford Motor Co. | Add +11.9% | 0.02% | +0.00 |
| AZN Astrazeneca PLC | New | 0.00% | +0.00 |
| PECO Phillips Edison & Company Inc. | Add +577.3% | 0.00% | +0.00 |
| COHR Coherent Corp. | Add +18.7% | 0.00% | +0.00 |
| NGVT Ingevity Corp. | Add +1218.2% | 0.00% | +0.00 |
| ENVA Enova International Inc. | New | 0.00% | +0.00 |
| ARWR Arrowhead Pharmaceuticals Inc. | Add +27.9% | 0.00% | +0.00 |
| PLMR Palomar Holdings Inc. | New | 0.00% | +0.00 |
| PTGX Protagonist Therapeutics Inc. | Add +223.5% | 0.00% | +0.00 |
| ECG Everus Construction Group | New | 0.00% | +0.00 |
| HL Hecla Mining Co. | Add +139.5% | 0.00% | +0.00 |
| LUMN Lumen Technologies Inc. | New | 0.00% | +0.00 |
| NMIH Nmi Holdings Inc. | New | 0.00% | +0.00 |
| PRM Perimeter Solutions Inc. | New | 0.00% | +0.00 |
| SKY Champion Homes Inc. | Add +113.6% | 0.00% | +0.00 |
| AME Ametek Inc. | Add +103.5% | 0.00% | +0.00 |
| PAY Paymentus Holdings Inc. Class A | New | 0.00% | +0.00 |
| CACI Caci International Inc. Class A | Add +550.0% | 0.00% | +0.00 |
| HUBG Hub Group Inc. Class A | Add +115.9% | 0.00% | +0.00 |
| RH RH | Add +485.7% | 0.00% | +0.00 |
Notes & Other Activity Q3 2025 → Q4 2025
| OPENL Opendoor Technologies Inc.-26 | *W EXP 11/20/202 | New | 8 | $4 |
| OPENZ Opendoor Technologies Inc.-26 | *W EXP 11/20/202 | New | 8 | $3 |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 1,780 | $435.9M | IVV, VTV, AVUV, IEFA, BND |
| Q1 2026 | 1,726 | $378.3M | IVV, IEFA, AVUV, VTV, BND |
| Q4 2025 | 1,529 | $359.5M | IVV, IEFA, VTV, BND, AVUV |
| Q3 2025 | 1,392 | $334.8M | IVV, IEFA, VTV, AVUV, BND |
| Q2 2025 | 1,206 | $296.5M | IVV, IEFA, VTV, BND, AVUV |
| Q1 2025 | 936 | $260.2M | IVV, IEFA, VTV, BND, AVUV |
| Q4 2024 | 145 | $248.7M | IVV, VTV, AVUV, IEFA, BND |
| Q3 2024 | 151 | $243.5M | IVV, IEFA, VTV, AVUV, BND |
| Q2 2024 | 152 | $190.2M | IVV, BIBL, IEFA, AVUV, VTV |
| Q1 2024 | 133 | $104.1M | BIBL, IVV, IBD, WWJD, CGXU |