Bare Financial Services, Inc

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 10, 2025), Bare Financial Services, Inc reported 145 stock positions worth $248.7 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 13.6% of the portfolio, followed by Vanguard Mrngstr Val ETF-Aui (VTV, 9.1%) and Avantis US Small Cap Value (AVUV, 8.7%). Compared with Q3 2024, it opened 7 new positions, sold out of 13, added to 26 and reduced 22. The biggest buy was Avantis US Small Cap Value (AVUV, shares +8%) and the biggest sale Inspire 100 ETF (BIBL, shares −3%).

Most Recent 13F
Q2 2026
Location
GAP, PA
CIK
0002009426
Portfolio Value
$248.7M (Q4 2024)
SEC Filing
0002009426-25-000001 ↗ filed Feb 10, 2025

Holdings Value

0$100.0M$200.0M$300.0M$400.0M$500.0M Q1 2024: $104.1M Q1 2024 Q2 2024: $190.2M Q2 2024 Q3 2024: $243.5M Q3 2024 Q4 2024: $248.7M $248.7M Q4 2024 Q1 2025: $260.2M Q1 2025 Q2 2025: $296.5M Q2 2025 Q3 2025: $334.8M Q3 2025 Q4 2025: $359.5M Q4 2025 Q1 2026: $378.3M Q1 2026 Q2 2026: $435.9M Q2 2026

Holdings 145 stocks · $248.7M
IVV iShares Core S&P 500 ETF 13.59% 57,407 $33.8M Add +1.8%
VTV Vanguard Mrngstr Val ETF-Aui 9.08% 133,440 $22.6M Add +7.6%
AVUV Avantis US Small Cap Value 8.72% 224,627 $21.7M Add +7.9%
IEFA iShares Core MSCI Eafe ETF 8.70% 307,944 $21.6M Add +7.6%
BND Vanguard Total Bond Market 8.09% 279,726 $20.1M Add +11.0%
BIBL Inspire 100 ETF 6.41% 410,026 $16.0M Reduce -3.2%
WWJD Inspire International ETF 5.30% 454,895 $13.2M Add +5.3%
IBD Inspire Corporate Bond ETF 5.04% 534,964 $12.5M Add +8.7%
PYLD PIMCO Multisector Bond Actv 4.55% 436,186 $11.3M Add +13.7%
TPLC Timothy PLN US LRG/Mid Cap 3.88% 225,539 $9.7M Add +11.8%
TPSC Timothy Plan US Small Cap Co. 3.23% 205,654 $8.0M Add +5.5%
EMXC iShares MSCI Emr MRK Ex Chna 2.81% 125,954 $7.0M Add +9.3%
VONG Vanguard Russell 1000 Growth 2.56% 61,541 $6.4M Add +18.5%
CGXU Cap Group Intl Focus filed as CAPITAL GROUP INTL FOCUS EQT 2.05% 206,673 $5.1M Reduce -10.9%
VOT Vngrd Mrngstr MC GRW ETF-Usd 2.03% 19,879 $5.0M Add +23.3%
MUB iShares National Muni Bond E 1.63% 37,972 $4.0M Add +26.1%
IWN iShares Russell 2000 Value E 1.60% 24,212 $4.0M Reduce -2.0%
IVE iShares S&P 500 Value ETF 1.56% 20,335 $3.9M Reduce -3.0%
IWO iShares Russell 2000 Growth 1.41% 12,206 $3.5M Reduce -0.5%
VTI VG Morningstar TS MKT ETF-US 1.28% 10,954 $3.2M Reduce -5.3%
TPHD Timothy Plan High DVD STCK 1.10% 75,079 $2.7M Add +3.3%
IWM iShares Russell 2000 ETF 0.79% 8,850 $2.0M Reduce -10.3%
AAPL Apple Inc. 0.56% 5,528 $1.4M No change
ISMD Inspire Small/Mid Cap ETF 0.48% 31,966 $1.2M Reduce -3.1%
VCSH Vanguard S/T Corp. Bond ETF 0.35% 11,056 $862K Add +29.0%
IVW iShares S&P 500 Growth ETF 0.32% 7,839 $796K Reduce -4.2%
CGBL Cap Group Core Balanced filed as CAPITAL GROUP CORE BALANCED 0.31% 24,598 $769K Add +105.6%
VGT Vanguard Info Tech ETF 0.23% 928 $577K Add +2.1%
VHT Vanguard Health Care ETF 0.20% 1,952 $495K Add +4.3%
IAT iShares US Regional Banks Et 0.17% 8,628 $435K Reduce -2.0%
NVDA Nvidia Corp. 0.13% 2,498 $335K Reduce -10.8%
CEG Constellation Energy 0.10% 1,083 $242K Add +129.4%
GOOGL Alphabet Inc. Class A 0.09% 1,220 $231K No change
AMZN Amazon.com Inc. 0.08% 882 $194K No change
GLD SPDR Gold Shares 0.07% 761 $184K Add +2.7%
QQQ Invesco QQQ Trust Series 1 0.07% 356 $182K No change
VBR Vngrd Mrngst SL-CP Val ETF-U 0.07% 873 $173K No change
STBA S & T Bancorp Inc. 0.07% 4,341 $166K No change
PNC PNC Financial Services Group 0.07% 847 $163K No change
FULT Fulton Financial Corp. 0.06% 7,731 $149K Reduce -0.9%
XLK SS Technology Select Sector 0.05% 578 $134K No change
VNQ Vanguard Real Estate ETF 0.05% 1,434 $128K No change
SBCF Seacoast Banking Corp. 0.05% 4,495 $124K No change
IWP iShares Russell Mid-Cap Grow 0.05% 910 $115K Reduce -16.9%
THO Thor Industries Inc. 0.05% 1,183 $113K No change
SPYV SS SPDR P S&P 500 Value ETF 0.04% 2,000 $102K No change
IWS iShares Russell Mid-Cap Valu 0.04% 784 $101K No change
CGMU Cap Group Municipal Income 0.04% 3,762 $101K Reduce -93.0%
EXC Exelon Corp. 0.04% 2,435 $92K Add +496.8%
MSFT Microsoft Corp. 0.04% 217 $91K No change
TFC Truist Financial Corp. 0.03% 1,813 $79K Reduce -24.6%
IYF iShares US Financials ETF 0.03% 688 $76K No change
SLV iShares Silver Trust 0.03% 2,427 $64K Reduce -41.7%
XLF SS Financial Select Sector 0.02% 1,217 $59K No change
MGV Vngrd Mrgstr MG CP VL ETF-Ui 0.02% 470 $59K No change
F Ford Motor Co. filed as FORD MTR CO 0.02% 5,776 $57K No change
SILA Sila Realty Trust Inc. 0.02% 2,337 $57K No change
PRU Prudential Financial Inc. 0.02% 463 $55K New
JPM JPMorgan Chase & Co. 0.02% 203 $49K No change
THTX Theratechnologies Inc. 0.02% 26,782 $48K No change
IBIT iShares Bitcoin Trust ETF 0.02% 910 $48K New
WPC WP Carey Inc. 0.02% 865 $47K No change
SDY SS SPDR S&P Dividend ETF 0.02% 342 $45K No change
MGPI MGP Ingredients Inc. 0.02% 1,073 $42K No change
SPDW Ste STR SPDR PT DW Eu ETF 0.02% 1,210 $41K No change
GOOG Alphabet Inc. Class C 0.02% 200 $38K No change
PTL Inspire 500 ETF 0.01% 171 $37K Add +31.5%
BA The Boeing Co. 0.01% 205 $36K Add +215.4%
MGM MGM Resorts International 0.01% 1,031 $36K No change
DFAC Dimensional US Core Equity 2 0.01% 1,007 $35K No change
OZK Bank Ozk 0.01% 729 $32K No change
SOVF Sovereign's Capital Flourish 0.01% 989 $30K New
XLE SS Energy Select Sector 0.01% 352 $30K No change
AMD Advanced Micro Devices 0.01% 245 $30K No change
HD Home Depot Inc. 0.01% 74 $29K No change
PFE Pfizer Inc. 0.01% 987 $26K No change
CVX Chevron Corp. 0.01% 178 $26K No change
MS Morgan Stanley 0.01% 199 $25K No change
IVT Inventrust Properties Corp. 0.01% 804 $24K No change
KO The Coca-Cola Co. 0.01% 386 $24K No change
MRK Merck & Co. Inc. 0.01% 216 $21K No change
XNQPX Nuveen Pa QLTY Muni Inc. 0.01% 1,848 $21K No change
NOBL Proshares S&P 500 Dividend A 0.01% 197 $20K New
HOG Harley-Davidson Inc. 0.01% 635 $19K No change
CNP Centerpoint Energy Inc. 0.01% 596 $19K No change
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.01% 164 $18K No change
MFC Manulife Financial Corp. 0.01% 572 $18K No change
SIGNING DAY SPORTS INC 0.01% 6,667 $18K Reduce -97.9%
TIP iShares Tips Bond ETF 0.01% 158 $17K No change
DD Dupont DE Nemours Inc. 0.01% 213 $16K No change
INTC Intel Corp. 0.01% 767 $15K No change
D Dominion Energy Inc. 0.01% 282 $15K No change
GGG Graco Inc. 0.01% 180 $15K New
VOO Vanguard S&P 500 ETF 0.01% 28 $15K No change
QUAL iShares MSCI USA Quality Fac 0.01% 73 $13K No change
XOM Exxon Mobil Corp. 0.01% 116 $12K Reduce -53.2%
MQY BlackRock Muniyield Quality 0.00% 1,055 $12K No change
CTVA Corteva Inc. 0.00% 213 $12K No change
TSLA Tesla Inc. 0.00% 30 $12K No change
IUS Invesco Rafi Strategic US Et 0.00% 236 $12K No change
VZ Verizon Communications Inc. 0.00% 290 $12K No change
SIVR Abrdn Physical Silver Shares 0.00% 362 $10K No change
O Realty Income Corp. 0.00% 173 $9K No change
ASTS Ast Spacemobile Inc. 0.00% 435 $9K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.00% 200 $9K No change
DOW Dow Inc. 0.00% 213 $9K No change
DFUV Dimensional US Marketwide Va 0.00% 208 $9K Reduce -3.3%
OXY Occidental Petroleum Corp. 0.00% 171 $8K No change
EVLV Evolv Technologies Holdings 0.00% 2,010 $8K Add +93.3%
CTSH Cognizant Tech Solutions-A 0.00% 100 $8K No change
DFAX Dimensional World Ex US Core 0.00% 309 $8K Reduce -2.5%
VRSN Verisign Inc. 0.00% 35 $7K No change
FBCG Fidelity Blue Chip Grow ETF 0.00% 155 $7K New
XLRE SS Real Estate Select Sector 0.00% 169 $7K No change
PKST Peakstone Realty Trust 0.00% 619 $7K No change
JLL Jones Lang Lasalle Inc. 0.00% 25 $6K No change
IAU iShares Gold Trust 0.00% 124 $6K No change
GE General Electric filed as GE AEROSPACE 0.00% 36 $6K No change
AEM Agnico Eagle Mines Ltd. 0.00% 71 $6K No change
COP Conocophillips 0.00% 55 $5K New
LNKB Linkbancorp Inc. 0.00% 700 $5K Add +1.0%
KGC Kinross Gold Corp. 0.00% 513 $5K No change
RISN Inspire Capital Appreciation 0.00% 153 $4K No change
GDX Vaneck Gold Miners ETF 0.00% 110 $4K No change
LKQ LKQ Corp. 0.00% 100 $4K No change
AU Anglogold Ashanti PLC 0.00% 158 $4K No change
GEV GE Vernova Inc. 0.00% 9 $3K No change
SIRI Sirius XM Holdings Inc. 0.00% 120 $3K No change
CHRW C.H. Robinson Worldwide Inc. 0.00% 22 $2K No change
B Barrick Gold Corp. 0.00% 146 $2K No change
NEM Newmont Corp. 0.00% 50 $2K No change
MET Metlife Inc. 0.00% 22 $2K No change
CC The Chemours Co. 0.00% 100 $2K No change
NLOP Net Lease Office Property 0.00% 44 $1K No change
QS Quantumscape Corp. 0.00% 200 $1K No change
PAAS Pan American Silver Corp. 0.00% 50 $1K No change
GEHC GE Healthcare Technology 0.00% 12 $938 No change
NSC Norfolk Southern Corp. 0.00% 2 $469 Reduce -50.0%
KNOP Knot Offshore Partners LP 0.00% 80 $436 No change
UAA Under Armour Inc. Class A 0.00% 40 $331 No change
PPL PPL Corp. 0.00% 8 $260 Reduce -33.3%
PLG Platinum Group Metals Ltd. 0.00% 50 $64 No change
ONL Orion Properties Inc. filed as ORION OFFICE REIT INC 0.00% 17 $63 No change
VTRS Viatris Inc. 0.00% 3 $37 No change
PRFZ Inv Rafi US 1500 SM-Usd Inc. 0.00% 1 $27 No change

Portfolio Sells Q3 2024 → Q4 2024
BIBL Inspire 100 ETF Reduce -3.2% 6.41% −0.66
CGMU Cap Group Municipal Income Reduce -93.0% 0.04% −0.56
CGXU Cap Group Intl Focus Reduce -10.9% 2.05% −0.52
ULCC Frontier Group Holdings Inc. Sold out 0.00% −0.36
IVE iShares S&P 500 Value ETF Reduce -3.0% 1.56% −0.14
IWM iShares Russell 2000 ETF Reduce -10.3% 0.79% −0.11
IWN iShares Russell 2000 Value E Reduce -2.0% 1.60% −0.09
VTI VG Morningstar TS MKT ETF-US Reduce -5.3% 1.28% −0.07
ISMD Inspire Small/Mid Cap ETF Reduce -3.1% 0.48% −0.03
SIGNING DAY SPORTS INC Reduce -97.9% 0.01% −0.03
SLV iShares Silver Trust Reduce -41.7% 0.03% −0.02
IWO iShares Russell 2000 Growth Reduce -0.5% 1.41% −0.02
QQQM Invesco Nasdaq 100 ETF Sold out 0.00% −0.01
TFC Truist Financial Corp. Reduce -24.6% 0.03% −0.01
XOM Exxon Mobil Corp. Reduce -53.2% 0.01% −0.01
IWP iShares Russell Mid-Cap Grow Reduce -16.9% 0.05% −0.01
NVDA Nvidia Corp. Reduce -10.8% 0.13% −0.00
PANW Palo Alto Networks Inc. Sold out 0.00% −0.00
IVW iShares S&P 500 Growth ETF Reduce -4.2% 0.32% −0.00
AVGO Broadcom Inc. Sold out 0.00% −0.00
DFAX Dimensional World Ex US Core Reduce -2.5% 0.00% −0.00
DFUV Dimensional US Marketwide Va Reduce -3.3% 0.00% −0.00
HUMA Humacyte Inc. Sold out 0.00% −0.00
NSC Norfolk Southern Corp. Reduce -50.0% 0.00% −0.00
ABNB Airbnb Inc. Class A Sold out 0.00% −0.00
PPL PPL Corp. Reduce -33.3% 0.00% −0.00
XOP SS SPDR S&P Og Exp & Prod Sold out 0.00% −0.00
WFC Wells Fargo & Co. Sold out 0.00% −0.00
RCL Royal Caribbean Cruises Ltd. Sold out 0.00% −0.00
AAL American Airlines Group Inc. Sold out 0.00% 0.00
LUV Southwest Airlines Co. Sold out 0.00% 0.00
UAL United Airlines Holdings Inc. Sold out 0.00% 0.00
NCLH Norwegian Cruise Line Holdin Sold out 0.00% 0.00
FULT Fulton Financial Corp. Reduce -0.9% 0.06% +0.00
IAT iShares US Regional Banks Et Reduce -2.0% 0.17% +0.00

Portfolio Buys Q3 2024 → Q4 2024
AVUV Avantis US Small Cap Value Add +7.9% 8.72% +0.51
VONG Vanguard Russell 1000 Growth Add +18.5% 2.56% +0.50
VOT Vngrd Mrngstr MC GRW ETF-Usd Add +23.3% 2.03% +0.42
PYLD PIMCO Multisector Bond Actv Add +13.7% 4.55% +0.34
BND Vanguard Total Bond Market Add +11.0% 8.09% +0.31
MUB iShares National Muni Bond E Add +26.1% 1.63% +0.28
TPLC Timothy PLN US LRG/Mid Cap Add +11.8% 3.88% +0.24
IVV iShares Core S&P 500 ETF Add +1.8% 13.59% +0.23
VTV Vanguard Mrngstr Val ETF-Aui Add +7.6% 9.08% +0.19
IBD Inspire Corporate Bond ETF Add +8.7% 5.04% +0.17
CGBL Cap Group Core Balanced Add +105.6% 0.31% +0.16
TPSC Timothy Plan US Small Cap Co. Add +5.5% 3.23% +0.11
VCSH Vanguard S/T Corp. Bond ETF Add +29.0% 0.35% +0.07
CEG Constellation Energy Add +129.4% 0.10% +0.05
EXC Exelon Corp. Add +496.8% 0.04% +0.03
PRU Prudential Financial Inc. New 0.02% +0.02
IBIT iShares Bitcoin Trust ETF New 0.02% +0.02
VGT Vanguard Info Tech ETF Add +2.1% 0.23% +0.01
SOVF Sovereign's Capital Flourish New 0.01% +0.01
BA The Boeing Co. Add +215.4% 0.01% +0.01
NOBL Proshares S&P 500 Dividend A New 0.01% +0.01
GGG Graco Inc. New 0.01% +0.01
PTL Inspire 500 ETF Add +31.5% 0.01% +0.00
FBCG Fidelity Blue Chip Grow ETF New 0.00% +0.00
COP Conocophillips New 0.00% +0.00
EVLV Evolv Technologies Holdings Add +93.3% 0.00% +0.00
LNKB Linkbancorp Inc. Add +1.0% 0.00% +0.00
GLD SPDR Gold Shares Add +2.7% 0.07% +0.00
VHT Vanguard Health Care ETF Add +4.3% 0.20% −0.02
TPHD Timothy Plan High DVD STCK Add +3.3% 1.10% −0.03
EMXC iShares MSCI Emr MRK Ex Chna Add +9.3% 2.81% −0.08
WWJD Inspire International ETF Add +5.3% 5.30% −0.43
IEFA iShares Core MSCI Eafe ETF Add +7.6% 8.70% −0.47

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 1,780$435.9MIVV, VTV, AVUV, IEFA, BND
Q1 2026 1,726$378.3MIVV, IEFA, AVUV, VTV, BND
Q4 2025 1,529$359.5MIVV, IEFA, VTV, BND, AVUV
Q3 2025 1,392$334.8MIVV, IEFA, VTV, AVUV, BND
Q2 2025 1,206$296.5MIVV, IEFA, VTV, BND, AVUV
Q1 2025 936$260.2MIVV, IEFA, VTV, BND, AVUV
Q4 2024 145$248.7MIVV, VTV, AVUV, IEFA, BND
Q3 2024 151$243.5MIVV, IEFA, VTV, AVUV, BND
Q2 2024 152$190.2MIVV, BIBL, IEFA, AVUV, VTV
Q1 2024 133$104.1MBIBL, IVV, IBD, WWJD, CGXU