Cardiff Park Advisors, LLC
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 14, 2025), Cardiff Park Advisors, LLC reported 334 stock positions worth $1.0 billion. Its top holding was Dimensional US Core Equity 2 (DFAC) at 13.7% of the portfolio, followed by VG Morningstar TS MKT ETF-US (VTI, 13.4%) and Meta Platforms Class A (META, 10.1%). Compared with Q3 2024, it opened 16 new positions, sold out of 17, added to 150 and reduced 53. The biggest buy was VG Morningstar TS MKT ETF-US (VTI, shares +3%) and the biggest sale Meta Platforms Class A (META, shares −42%).
- Most Recent 13F
- Q2 2026
- Location
- SAN MARCOS, CA
- CIK
- 0001910000
- Portfolio Value
- $1.0B (Q4 2024)
- SEC Filing
- 0001398344-25-002784 ↗ filed Feb 14, 2025
Holdings Value
Holdings 334 stocks · $1.0B
| DFAC Dimensional US Core Equity 2 | 13.72% | 4,158,469 | $143.8M | Reduce -1.4% |
| VTI VG Morningstar TS MKT ETF-US | 13.41% | 485,002 | $140.6M | Add +2.6% |
| META Meta Platforms Inc. Class A | 10.12% | 181,138 | $106.1M | Reduce -41.7% |
| SPY SS SPDR S&P 500 ETF Trust-US | 3.12% | 55,715 | $32.7M | Add +0.3% |
| DFAX Dimensional World Ex US Core | 3.09% | 1,301,606 | $32.4M | Add +0.9% |
| DFUV Dimensional US Marketwide Va | 2.93% | 751,596 | $30.8M | Reduce -0.2% |
| AAPL Apple Inc. | 2.84% | 118,773 | $29.7M | Reduce -1.9% |
| DFUS Dimensional US Eq MKT ETF | 2.28% | 375,113 | $23.9M | Add +2.3% |
| AVDE Avantis International Equity | 2.01% | 343,703 | $21.1M | Add +4.4% |
| DFAT Dimensional US Target Value | 1.93% | 362,607 | $20.2M | Add +0.2% |
| AVUS Avantis U.S. Equity ETF | 1.74% | 187,747 | $18.2M | Add +0.1% |
| VEA Vanguard Ftse Developed ETF | 1.61% | 353,117 | $16.9M | Reduce -1.1% |
| VTEB Vanguard Tax-Exempt Bond ETF | 1.23% | 258,195 | $12.9M | Add +2.2% |
| MSFT Microsoft Corp. | 1.10% | 27,456 | $11.6M | Reduce -6.2% |
| VUG Vanguard Mrngstar GR ETF-Sui | 1.09% | 27,904 | $11.5M | Add +17.9% |
| AVEM Avantis Emerging Markets Eq | 1.08% | 193,412 | $11.4M | Add +6.8% |
| DFAS Dimensional US Small Cap ETF | 1.04% | 167,361 | $10.9M | Reduce -0.5% |
| DFSV Dimensional US Small Cap Val | 0.94% | 320,433 | $9.9M | Add +1.5% |
| AMZN Amazon.com Inc. | 0.94% | 44,744 | $9.8M | Reduce -5.3% |
| DFIV Dimensional International Va | 0.91% | 269,484 | $9.6M | Add +0.8% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.91% | 48,004 | $9.5M | Reduce -6.5% |
| VNQ Vanguard Real Estate ETF | 0.89% | 105,035 | $9.4M | Add +1.8% |
| GOOG Alphabet Inc. Class C | 0.88% | 48,364 | $9.2M | Add +0.3% |
| IVV iShares Core S&P 500 ETF | 0.86% | 15,374 | $9.1M | Add +0.2% |
| NVDA Nvidia Corp. | 0.82% | 64,166 | $8.6M | Reduce -0.6% |
| DISV Dimensional International SM | 0.77% | 304,593 | $8.1M | Add +20.9% |
| DFEM Dimensional Emrg MRKT Core | 0.71% | 283,487 | $7.4M | Add +2.6% |
| DUHP Dimensional US High Profi Et | 0.69% | 213,030 | $7.2M | Add +0.1% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.67% | 15,537 | $7.0M | Add +12.9% |
| VXUS Vanguard Total Intl Stock | 0.67% | 118,568 | $7.0M | Add +3.7% |
| GOOGL Alphabet Inc. Class A | 0.66% | 36,518 | $6.9M | Reduce -7.2% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.64% | 39,549 | $6.7M | Add +0.1% |
| OKLO Oklo Inc. | 0.64% | 315,133 | $6.7M | No change |
| VIG Vanguard Dividend Apprec ETF | 0.64% | 34,060 | $6.7M | Add +0.4% |
| VWO Vanguard Ftse Emerging Marke | 0.63% | 149,691 | $6.6M | Add +2.0% |
| DFIC Dimensional International Co. | 0.58% | 237,158 | $6.1M | Add +0.5% |
| SCHB Schwab US Broad Market ETF | 0.55% | 253,984 | $5.8M | Add +0.4% |
| EFA iShares MSCI Eafe ETF | 0.55% | 75,881 | $5.7M | Add +0.4% |
| AVLV Avantis US Large Cap Value | 0.52% | 81,091 | $5.4M | Add +0.3% |
| AVDV Avantis Intl S/C Value ETF | 0.48% | 77,959 | $5.1M | Add +8.9% |
| TSLA Tesla Inc. | 0.45% | 11,742 | $4.7M | Add +0.6% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.45% | 59,873 | $4.7M | Add +0.6% |
| VTIP Vanguard Short-Term Tips | 0.40% | 85,841 | $4.2M | Reduce -0.4% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.39% | 6 | $4.1M | Reduce -98.8% |
| VSS Vanguard Ftse All Wo X-US SC | 0.35% | 31,834 | $3.6M | Reduce -1.1% |
| XOM Exxon Mobil Corp. | 0.34% | 33,101 | $3.6M | Reduce -2.9% |
| VGSH Vanguard Short-Term Treasury | 0.31% | 55,432 | $3.2M | Add +23.0% |
| NFLX Netflix Inc. | 0.30% | 3,530 | $3.1M | Reduce -17.7% |
| SUB iShares Short-Term National | 0.29% | 29,186 | $3.1M | Reduce -5.0% |
| XLRE SS Real Estate Select Sector | 0.29% | 74,591 | $3.0M | No change |
| IJS iShares S&P Small-Cap 600 Va | 0.28% | 27,437 | $3.0M | Reduce -1.5% |
| CVX Chevron Corp. | 0.28% | 20,364 | $2.9M | Add +0.1% |
| VGK Vanguard Ftse Europe ETF | 0.28% | 45,811 | $2.9M | Add +0.4% |
| AVUV Avantis US Small Cap Value | 0.28% | 29,861 | $2.9M | Reduce -7.0% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.26% | 10,276 | $2.8M | Reduce -4.8% |
| VPL Vanguard Ftse Pacific ETF | 0.25% | 36,989 | $2.6M | Add +0.6% |
| AMAT Applied Materials Inc. | 0.24% | 15,305 | $2.5M | New |
| AVRE Avantis Real Estate ETF | 0.23% | 57,659 | $2.4M | Add +0.4% |
| CRM Salesforce Inc. | 0.23% | 7,134 | $2.4M | No change |
| DFAI Dimensional International Co. | 0.22% | 79,407 | $2.3M | Reduce -0.1% |
| ITOT iShares Core S&P Total U.S. | 0.20% | 16,607 | $2.1M | Reduce -0.2% |
| VCIT Vanguard Int-Term Corporate | 0.20% | 26,335 | $2.1M | Add +0.2% |
| BND Vanguard Total Bond Market | 0.19% | 27,370 | $2.0M | Add +4.2% |
| IXUS iShares Core Intl Stock ETF | 0.19% | 29,449 | $1.9M | Add +3.7% |
| ARCC Ares Capital Corp. | 0.18% | 88,401 | $1.9M | Reduce -10.4% |
| QCOM Qualcomm Inc. | 0.18% | 12,500 | $1.9M | Reduce -2.5% |
| TER Teradyne Inc. | 0.18% | 15,000 | $1.9M | New |
| IWF iShares Russell 1000 Growth | 0.17% | 4,495 | $1.8M | Add +0.0% |
| VNQI Vanguard GLBL Ex-US Real Est | 0.17% | 45,331 | $1.8M | Add +3.6% |
| VEU Vanguard Ftse All-World Ex-U | 0.16% | 29,626 | $1.7M | Reduce -3.4% |
| DFAE Dimensional Emerging Core Eq | 0.15% | 63,671 | $1.6M | Add +0.2% |
| VGIT Vanguard Intermediate-Term T | 0.15% | 27,260 | $1.6M | Add +70.0% |
| VGT Vanguard Info Tech ETF | 0.15% | 2,527 | $1.6M | Add +2.4% |
| CAT Caterpillar Inc. | 0.15% | 4,250 | $1.5M | Add +0.3% |
| GNMA iShares Gnma Bond ETF | 0.15% | 35,519 | $1.5M | Reduce -14.9% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.14% | 9,390 | $1.5M | Add +0.5% |
| VTES Vanguard SH Term Tax-Ex Bond | 0.14% | 14,842 | $1.5M | Add +110.3% |
| JNJ Johnson & Johnson | 0.14% | 10,145 | $1.5M | Reduce -0.4% |
| COST Costco Wholesale Corp. | 0.13% | 1,513 | $1.4M | Reduce -4.7% |
| IWD iShares Russell 1000 Value E | 0.13% | 7,369 | $1.4M | Add +0.1% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.13% | 5,658 | $1.4M | Add +0.6% |
| JPM JPMorgan Chase & Co. | 0.13% | 5,541 | $1.3M | Add +0.1% |
| USMV iShares MSCI USA Min Vol Fac | 0.13% | 14,882 | $1.3M | Add +0.0% |
| PM Philip Morris International | 0.12% | 10,753 | $1.3M | Reduce -21.4% |
| SJNK SS SPDR BB St Hi Yield ETF | 0.12% | 51,190 | $1.3M | Add +39.4% |
| SCZ iShares MSCI Eafe Small-Cap | 0.12% | 20,191 | $1.2M | Add +0.2% |
| VHT Vanguard Health Care ETF | 0.11% | 4,731 | $1.2M | Add +3.6% |
| OKE Oneok Inc. | 0.11% | 11,913 | $1.2M | Add +0.1% |
| VYM Vanguard High DVD Yield ETF | 0.11% | 9,301 | $1.2M | Reduce -0.4% |
| PG The Procter & Gamble Co. | 0.11% | 7,059 | $1.2M | Add +0.0% |
| XLE SS Energy Select Sector | 0.11% | 13,813 | $1.2M | Add +0.1% |
| IWM iShares Russell 2000 ETF | 0.11% | 5,289 | $1.2M | Add +0.1% |
| PLTR Palantir Technologies Inc. Class A | 0.11% | 15,451 | $1.2M | Add +0.5% |
| UNH Unitedhealth Group Inc. | 0.11% | 2,309 | $1.2M | Add +0.2% |
| KLIC Kulicke & Soffa Industries | 0.11% | 25,000 | $1.2M | New |
| DFEV Dimensional Emrg MRKT Val | 0.11% | 44,091 | $1.2M | Add +8.3% |
| AVSF Avantis Short-Term Fixed Inc. | 0.11% | 24,868 | $1.1M | Reduce -6.8% |
| IJJ iShares S&P Mid-Cap 400 Valu | 0.11% | 8,966 | $1.1M | No change |
| MCD McDonald's Corp. | 0.10% | 3,798 | $1.1M | Reduce -0.5% |
| EFG iShares MSCI Eafe Growth ETF | 0.10% | 11,212 | $1.1M | Reduce -2.2% |
Options reported separately and not counted above: META puts ($2.3M), CRM puts ($2.0M), GOOGL puts ($606K), GOOG puts ($400K).
Other holdings (1): bonds, preferreds, convertibles and warrants · $74K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| OXY.WS Occidental Petroleum-CW27 | *W EXP 08/03/202 | 2,697 | $74K | No change |
Total filed on the 13F, all lines: $1.0B.
Portfolio Sells Q3 2024 → Q4 2024
| META Meta Platforms Inc. Class A | Reduce -41.7% | 10.12% | −5.94 |
| VEA Vanguard Ftse Developed ETF | Reduce -1.1% | 1.61% | −0.09 |
| MSFT Microsoft Corp. | Reduce -6.2% | 1.10% | −0.03 |
| TIP iShares Tips Bond ETF | Reduce -40.7% | 0.04% | −0.03 |
| ITA iShares U.S. Aerospace & Def | Sold out | 0.00% | −0.03 |
| PM Philip Morris International | Reduce -21.4% | 0.12% | −0.03 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -6.5% | 0.91% | −0.02 |
| GNMA iShares Gnma Bond ETF | Reduce -14.9% | 0.15% | −0.02 |
| TMO Thermo Fisher Scientific Inc. | Sold out | 0.00% | −0.02 |
| BABA Alibaba Group Holding-SP ADR | Sold out | 0.00% | −0.02 |
| XOM Exxon Mobil Corp. | Reduce -2.9% | 0.34% | −0.02 |
| FERG Ferguson Jersey Ltd. | Sold out | 0.00% | −0.02 |
| MO Altria Group Inc. | Sold out | 0.00% | −0.02 |
| CARR Carrier Global Corp. | Sold out | 0.00% | −0.02 |
| TGT Target Corp. | Sold out | 0.00% | −0.02 |
| SLB SLB Ltd. | Sold out | 0.00% | −0.02 |
| VSS Vanguard Ftse All Wo X-US SC | Reduce -1.1% | 0.35% | −0.02 |
| TMF Dir DLY 20+YR TR BL3X ETF-Ui | Sold out | 0.00% | −0.02 |
| MCHP Microchip Technology Inc. | Sold out | 0.00% | −0.02 |
| JAAA Janus Henderson Aaa Clo ETF | Sold out | 0.00% | −0.02 |
| GVI iShares Intermediate Governm | Sold out | 0.00% | −0.02 |
| QCOM Qualcomm Inc. | Reduce -2.5% | 0.18% | −0.01 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -3.4% | 0.16% | −0.01 |
| ABBV Abbvie Inc. | Reduce -9.2% | 0.07% | −0.01 |
| LMT Lockheed Martin Corp. | Reduce -7.7% | 0.05% | −0.01 |
| SCHK Schwab 1000 Index ETF | Reduce -50.0% | 0.01% | −0.01 |
| JNJ Johnson & Johnson | Reduce -0.4% | 0.14% | −0.01 |
| EFG iShares MSCI Eafe Growth ETF | Reduce -2.2% | 0.10% | −0.01 |
| DFAI Dimensional International Co. | Reduce -0.1% | 0.22% | −0.01 |
| MRK Merck & Co. Inc. | Reduce -5.8% | 0.04% | −0.01 |
| SWN Southwestern Energy Co. | Sold out | 0.00% | −0.01 |
| PEP Pepsico Inc. | Reduce -0.4% | 0.09% | −0.01 |
| SLV iShares Silver Trust | Reduce -19.1% | 0.02% | −0.01 |
| XBI SS SPDR S&P Biotech ETF | Sold out | 0.00% | −0.00 |
| LOW Lowe's Cos Inc. | Reduce -1.1% | 0.09% | −0.00 |
| AVSF Avantis Short-Term Fixed Inc. | Reduce -6.8% | 0.11% | −0.00 |
| AVDS Avantis Intl SM Cap Eq ETF | Reduce -7.2% | 0.03% | −0.00 |
| EVGO Evgo Inc. | Sold out | 0.00% | −0.00 |
| AVUV Avantis US Small Cap Value | Reduce -7.0% | 0.28% | −0.00 |
| DFIS Dimensional International SM | Reduce -0.6% | 0.06% | −0.00 |
| SBUX Starbucks Corp. | Reduce -3.0% | 0.06% | −0.00 |
| ARCC Ares Capital Corp. | Reduce -10.4% | 0.18% | −0.00 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Sold out | 0.00% | −0.00 |
| WMT Walmart Inc. | Reduce -16.4% | 0.10% | −0.00 |
| IAU iShares Gold Trust | Reduce -6.2% | 0.08% | −0.00 |
| SUB iShares Short-Term National | Reduce -5.0% | 0.29% | −0.00 |
| SHV iShares 0-1 Year Treasury Bo | Reduce -2.2% | 0.00% | 0.00 |
| EBND State Street SPDR Bloomberg | Sold out | 0.00% | 0.00 |
| MCD McDonald's Corp. | Reduce -0.5% | 0.10% | +0.00 |
| IWC iShares Micro-Cap ETF | Reduce -9.8% | 0.03% | +0.00 |
Portfolio Buys Q3 2024 → Q4 2024
| VTI VG Morningstar TS MKT ETF-US | Add +2.6% | 13.41% | +1.32 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +17.9% | 1.09% | +0.27 |
| AMAT Applied Materials Inc. | New | 0.24% | +0.24 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +0.3% | 3.12% | +0.24 |
| DFUS Dimensional US Eq MKT ETF | Add +2.3% | 2.28% | +0.22 |
| TER Teradyne Inc. | New | 0.18% | +0.18 |
| TSLA Tesla Inc. | Add +0.6% | 0.45% | +0.18 |
| GOOG Alphabet Inc. Class C | Add +0.3% | 0.88% | +0.15 |
| AVUS Avantis U.S. Equity ETF | Add +0.1% | 1.74% | +0.12 |
| KLIC Kulicke & Soffa Industries | New | 0.11% | +0.11 |
| DISV Dimensional International SM | Add +20.9% | 0.77% | +0.11 |
| DFAT Dimensional US Target Value | Add +0.2% | 1.93% | +0.11 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +12.9% | 0.67% | +0.10 |
| VTES Vanguard SH Term Tax-Ex Bond | Add +110.3% | 0.14% | +0.08 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +2.2% | 1.23% | +0.07 |
| VGSH Vanguard Short-Term Treasury | Add +23.0% | 0.31% | +0.07 |
| IVV iShares Core S&P 500 ETF | Add +0.2% | 0.86% | +0.06 |
| VGIT Vanguard Intermediate-Term T | Add +70.0% | 0.15% | +0.06 |
| DFSV Dimensional US Small Cap Val | Add +1.5% | 0.94% | +0.06 |
| PLTR Palantir Technologies Inc. Class A | Add +0.5% | 0.11% | +0.06 |
| AME Ametek Inc. | New | 0.06% | +0.06 |
| SCHB Schwab US Broad Market ETF | Add +0.4% | 0.55% | +0.04 |
| SJNK SS SPDR BB St Hi Yield ETF | Add +39.4% | 0.12% | +0.04 |
| AVLV Avantis US Large Cap Value | Add +0.3% | 0.52% | +0.04 |
| SCHD Schwab US DVD Equity ETF | Add +126.0% | 0.06% | +0.04 |
| IGV iShares Expanded Tech-Softwa | New | 0.03% | +0.03 |
| DUHP Dimensional US High Profi Et | Add +0.1% | 0.69% | +0.03 |
| QQQM Invesco Nasdaq 100 ETF | New | 0.03% | +0.03 |
| VIG Vanguard Dividend Apprec ETF | Add +0.4% | 0.64% | +0.03 |
| AVEM Avantis Emerging Markets Eq | Add +6.8% | 1.08% | +0.03 |
| AVDV Avantis Intl S/C Value ETF | Add +8.9% | 0.48% | +0.03 |
| MTUM iShares MSCI USA Momentum Fa | New | 0.03% | +0.03 |
| TWLO Twilio Inc. Class A | New | 0.02% | +0.02 |
| BKNG Booking Holdings Inc. | New | 0.02% | +0.02 |
| WFC Wells Fargo & Co. | Add +0.1% | 0.09% | +0.02 |
| JPM JPMorgan Chase & Co. | Add +0.1% | 0.13% | +0.02 |
| FISV Fiserv Inc. | New | 0.02% | +0.02 |
| IWF iShares Russell 1000 Growth | Add +0.0% | 0.17% | +0.02 |
| DJP Ipath Bloomberg Commodity Inc. | New | 0.02% | +0.02 |
| TJX TJX Companies Inc. | New | 0.02% | +0.02 |
| VGT Vanguard Info Tech ETF | Add +2.4% | 0.15% | +0.02 |
| AVDE Avantis International Equity | Add +4.4% | 2.01% | +0.02 |
| BIL SS SPDR BB 1-3M T-Bill ETF | New | 0.02% | +0.02 |
| USFR Wisdomtree Floating Rate Tre | New | 0.02% | +0.02 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +0.6% | 0.45% | +0.02 |
| V Visa Inc. Class A | Add +0.1% | 0.10% | +0.02 |
| VUSB Vanguard Ultra Short Bond Et | Add +21.1% | 0.08% | +0.02 |
| OKE Oneok Inc. | Add +0.1% | 0.11% | +0.02 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +0.1% | 0.64% | +0.02 |
| CSCO Cisco Systems Inc. | Add +0.0% | 0.10% | +0.01 |
Options Activity Q3 2024 → Q4 2024
| META Meta Platforms Inc. Class A | put | Reduce -71.4% | 4,000 | $2.3M |
| CRM Salesforce Inc. | put | Add +48.8% | 6,100 | $2.0M |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 346 | $1.3B | DFAC, VTI, META, DFAX, VEA |
| Q1 2026 | 371 | $1.3B | VTI, DFAC, META, VOO, DFAX |
| Q4 2025 | 343 | $1.2B | DFAC, VTI, META, DFAX, SPY |
| Q3 2025 | 377 | $1.3B | DFAC, VTI, META, VOO, DFAX |
| Q2 2025 | 348 | $1.2B | VTI, DFAC, META, DFAX, SPY |
| Q1 2025 | 342 | $1.0B | DFAC, VTI, META, DFAX, DFUV |
| Q4 2024 | 334 | $1.0B | DFAC, VTI, META, SPY, DFAX |
| Q3 2024 | 335 | $1.1B | META, DFAC, VTI, DFAX, SPY |
| Q2 2024 | 328 | $1.0B | META, DFAC, VTI, DFAX, SPY |
| Q1 2024 | 346 | $1.0B | META, DFAC, VTI, DFAX, DFUV |