Cardiff Park Advisors, LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 14, 2025), Cardiff Park Advisors, LLC reported 377 stock positions worth $1.3 billion. Its top holding was Dimensional US Core Equity 2 (DFAC) at 12.2% of the portfolio, followed by VG Morningstar TS MKT ETF-US (VTI, 11.7%) and Meta Platforms Class A (META, 10.4%). Compared with Q2 2025, it opened 41 new positions, sold out of 12, added to 152 and reduced 58. The biggest buy was a new position in Vanguard S&P 500 ETF (VOO) and the biggest sale VG Morningstar TS MKT ETF-US (VTI, shares −9%).
- Most Recent 13F
- Q2 2026
- Location
- SAN MARCOS, CA
- CIK
- 0001910000
- Portfolio Value
- $1.3B (Q3 2025)
- SEC Filing
- 0001398344-25-020999 ↗ filed Nov 14, 2025
Holdings Value
Holdings 377 stocks · $1.3B
| DFAC Dimensional US Core Equity 2 | 12.17% | 4,107,715 | $158.4M | Reduce -3.4% |
| VTI VG Morningstar TS MKT ETF-US | 11.68% | 463,026 | $152.0M | Reduce -9.3% |
| META Meta Platforms Inc. Class A | 10.45% | 185,158 | $136.0M | Add +4.5% |
| VOO Vanguard S&P 500 ETF | 3.26% | 69,335 | $42.5M | New |
| DFAX Dimensional World Ex US Core | 2.95% | 1,225,412 | $38.5M | Reduce -7.7% |
| SPY SS SPDR S&P 500 ETF Trust-US | 2.60% | 50,765 | $33.8M | Reduce -0.7% |
| DFUV Dimensional US Marketwide Va | 2.55% | 742,223 | $33.2M | Reduce -0.6% |
| AAPL Apple Inc. | 2.33% | 119,182 | $30.3M | Reduce -0.7% |
| VEA Vanguard Ftse Developed ETF | 2.00% | 434,851 | $26.1M | Add +9.1% |
| AVDE Avantis International Equity | 1.98% | 326,725 | $25.8M | Add +0.7% |
| OKLO Oklo Inc. | 1.91% | 223,240 | $24.9M | Reduce -30.9% |
| DFUS Dimensional US Eq MKT ETF | 1.91% | 343,829 | $24.9M | Reduce -0.9% |
| AVUS Avantis U.S. Equity ETF | 1.49% | 178,806 | $19.4M | Reduce -0.4% |
| DFAT Dimensional US Target Value | 1.46% | 326,630 | $19.0M | Reduce -0.3% |
| DFEM Dimensional Emrg MRKT Core | 1.01% | 411,113 | $13.2M | Add +1.6% |
| MSFT Microsoft Corp. | 1.01% | 25,453 | $13.2M | Add +3.5% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.99% | 257,097 | $12.9M | Add +0.0% |
| DFSV Dimensional US Small Cap Val | 0.96% | 392,049 | $12.5M | Reduce -0.5% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.95% | 25,768 | $12.4M | Add +2.3% |
| DISV Dimensional International SM | 0.95% | 345,273 | $12.3M | Add +0.9% |
| DFIV Dimensional International Va | 0.94% | 266,045 | $12.3M | Add +2.1% |
| VXUS Vanguard Total Intl Stock | 0.94% | 166,059 | $12.2M | Add +23.2% |
| NVDA Nvidia Corp. | 0.93% | 64,678 | $12.1M | Add +0.6% |
| AVEM Avantis Emerging Markets Eq | 0.92% | 159,192 | $12.0M | No change |
| GLD SPDR Gold Shares | 0.87% | 31,709 | $11.3M | New |
| GOOG Alphabet Inc. Class C | 0.82% | 43,615 | $10.6M | Reduce -0.1% |
| DFIC Dimensional International Co. | 0.79% | 314,668 | $10.3M | Add +0.5% |
| DFAS Dimensional US Small Cap ETF | 0.78% | 147,690 | $10.1M | Reduce -0.5% |
| AMZN Amazon.com Inc. | 0.75% | 44,734 | $9.8M | Add +0.2% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.75% | 46,642 | $9.7M | Add +0.0% |
| VNQ Vanguard Real Estate ETF | 0.73% | 103,304 | $9.4M | Reduce -0.9% |
| GOOGL Alphabet Inc. Class A | 0.70% | 37,484 | $9.1M | Add +1.8% |
| VWO Vanguard Ftse Emerging Marke | 0.68% | 163,661 | $8.9M | Add +0.6% |
| QQQ Invesco QQQ Trust Series 1 | 0.65% | 14,031 | $8.4M | New |
| DUHP Dimensional US High Profi Et | 0.64% | 222,057 | $8.4M | Add +0.0% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.59% | 40,873 | $7.6M | Add +1.7% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.58% | 15,127 | $7.6M | Add +0.8% |
| VIG Vanguard Dividend Apprec ETF | 0.58% | 34,731 | $7.5M | Add +1.8% |
| IVV iShares Core S&P 500 ETF | 0.55% | 10,695 | $7.2M | Reduce -4.6% |
| SCHB Schwab US Broad Market ETF | 0.52% | 263,929 | $6.8M | Add +1.0% |
| EFA iShares MSCI Eafe ETF | 0.52% | 71,782 | $6.7M | Reduce -6.7% |
| AVDV Avantis Intl S/C Value ETF | 0.49% | 71,290 | $6.3M | Reduce -9.1% |
| VTIP Vanguard Short-Term Tips | 0.46% | 118,288 | $6.0M | Add +15.9% |
| AVLV Avantis US Large Cap Value | 0.41% | 73,449 | $5.3M | Reduce -9.1% |
| VGK Vanguard Ftse Europe ETF | 0.39% | 63,703 | $5.1M | Add +5.3% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.37% | 60,594 | $4.8M | Add +10.4% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.35% | 6 | $4.5M | No change |
| VSS Vanguard Ftse All Wo X-US SC | 0.34% | 31,456 | $4.5M | Add +0.1% |
| NFLX Netflix Inc. | 0.32% | 3,503 | $4.2M | Reduce -11.0% |
| XOM Exxon Mobil Corp. | 0.30% | 34,852 | $3.9M | Reduce -0.8% |
| VPL Vanguard Ftse Pacific ETF | 0.29% | 42,555 | $3.7M | Add +3.0% |
| TSLA Tesla Inc. | 0.27% | 7,853 | $3.5M | Add +10.7% |
| DFAI Dimensional International Co. | 0.25% | 91,022 | $3.3M | Add +0.1% |
| SPTM SS SPDR P S&P 1500 Comp ETF | 0.25% | 39,720 | $3.2M | Add +25.2% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.24% | 10,320 | $3.2M | Add +0.1% |
| CVX Chevron Corp. | 0.24% | 20,424 | $3.2M | Add +4.9% |
| VGSH Vanguard Short-Term Treasury | 0.24% | 53,458 | $3.1M | Add +22.8% |
| XLRE SS Real Estate Select Sector | 0.24% | 74,591 | $3.1M | No change |
| AMAT Applied Materials Inc. | 0.24% | 15,305 | $3.1M | No change |
| SUB iShares Short-Term National | 0.23% | 28,306 | $3.0M | Add +0.2% |
| IJS iShares S&P Small-Cap 600 Va | 0.22% | 26,149 | $2.9M | Reduce -1.6% |
| TRNS Transcat Inc. | 0.22% | 39,022 | $2.9M | No change |
| QCOM Qualcomm Inc. | 0.20% | 15,748 | $2.6M | Add +0.3% |
| IXUS iShares Core Intl Stock ETF | 0.19% | 30,059 | $2.5M | Reduce -12.9% |
| ITOT iShares Core S&P Total U.S. | 0.19% | 16,786 | $2.4M | Add +0.6% |
| PLTR Palantir Technologies Inc. Class A | 0.19% | 13,360 | $2.4M | Reduce -8.0% |
| VGT Vanguard Info Tech ETF | 0.19% | 3,231 | $2.4M | Add +19.1% |
| AVUV Avantis US Small Cap Value | 0.18% | 24,019 | $2.4M | Reduce -18.8% |
| AVRE Avantis Real Estate ETF | 0.18% | 51,418 | $2.3M | Reduce -0.1% |
| BND Vanguard Total Bond Market | 0.17% | 30,574 | $2.3M | Add +4.3% |
| DFAE Dimensional Emerging Core Eq | 0.17% | 71,044 | $2.2M | Add +12.8% |
| VEU Vanguard Ftse All-World Ex-U | 0.17% | 31,091 | $2.2M | Add +8.1% |
| VCIT Vanguard Int-Term Corporate | 0.17% | 25,888 | $2.2M | Add +1.0% |
| IAU iShares Gold Trust | 0.17% | 29,918 | $2.2M | Add +15.7% |
| PM Philip Morris International | 0.17% | 13,376 | $2.2M | Add +1.0% |
| VNQI Vanguard GLBL Ex-US Real Est | 0.16% | 44,382 | $2.1M | No change |
| CAT Caterpillar Inc. | 0.16% | 4,434 | $2.1M | Add +0.4% |
| IWF iShares Russell 1000 Growth | 0.16% | 4,440 | $2.1M | Add +0.0% |
| TER Teradyne Inc. | 0.16% | 15,057 | $2.1M | No change |
| ARCC Ares Capital Corp. | 0.15% | 93,843 | $1.9M | Add +2.1% |
| JNJ Johnson & Johnson | 0.15% | 10,246 | $1.9M | Add +0.9% |
| VYM Vanguard High DVD Yield ETF | 0.14% | 13,382 | $1.9M | Reduce -0.1% |
| AVSC Avantis US Small Cap Equity | 0.14% | 30,836 | $1.8M | No change |
| CRM Salesforce Inc. | 0.14% | 7,442 | $1.8M | Add +0.2% |
| JPM JPMorgan Chase & Co. | 0.13% | 5,539 | $1.7M | Add +0.5% |
| DFAU Dimensional US Core Equity M | 0.13% | 37,765 | $1.7M | Reduce -0.1% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.13% | 9,485 | $1.7M | Add +0.4% |
| DFEV Dimensional Emrg MRKT Val | 0.13% | 51,093 | $1.6M | Add +13.8% |
| VUSB Vanguard Ultra Short Bond Et | 0.12% | 30,617 | $1.5M | Add +2.4% |
| IWD iShares Russell 1000 Value E | 0.12% | 7,387 | $1.5M | Add +0.1% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.12% | 19,184 | $1.5M | Add +42.1% |
| GNMA iShares Gnma Bond ETF | 0.12% | 33,824 | $1.5M | Add +0.0% |
| SCZ iShares MSCI Eafe Small-Cap | 0.12% | 19,507 | $1.5M | No change |
| VTES Vanguard SH Term Tax-Ex Bond | 0.11% | 14,112 | $1.4M | Reduce -1.8% |
| URI United Rentals Inc. | 0.11% | 1,500 | $1.4M | No change |
| USMV iShares MSCI USA Min Vol Fac | 0.11% | 14,890 | $1.4M | Add +0.0% |
| COST Costco Wholesale Corp. | 0.11% | 1,514 | $1.4M | No change |
| ORCL Oracle Corp. | 0.11% | 4,924 | $1.4M | Add +0.3% |
| AVGO Broadcom Inc. | 0.10% | 4,094 | $1.4M | New |
| IWM iShares Russell 2000 ETF | 0.10% | 5,572 | $1.3M | Add +5.2% |
Options reported separately and not counted above: META puts ($1.5M), CRM puts ($1.4M), ALLY puts ($392K).
Other holdings (1): bonds, preferreds, convertibles and warrants · $66K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| OXY.WS Occidental Petroleum-CW27 | *W EXP 08/03/202 | 2,572 | $66K | No change |
Total filed on the 13F, all lines: $1.3B.
Portfolio Sells Q2 2025 → Q3 2025
| VTI VG Morningstar TS MKT ETF-US | Reduce -9.3% | 11.68% | −1.74 |
| DFAC Dimensional US Core Equity 2 | Reduce -3.4% | 12.17% | −0.99 |
| DFAX Dimensional World Ex US Core | Reduce -7.7% | 2.95% | −0.42 |
| DFUV Dimensional US Marketwide Va | Reduce -0.6% | 2.55% | −0.18 |
| NFLX Netflix Inc. | Reduce -11.0% | 0.32% | −0.13 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -0.7% | 2.60% | −0.13 |
| DFUS Dimensional US Eq MKT ETF | Reduce -0.9% | 1.91% | −0.10 |
| EFA iShares MSCI Eafe ETF | Reduce -6.7% | 0.52% | −0.08 |
| VNQ Vanguard Real Estate ETF | Reduce -0.9% | 0.73% | −0.08 |
| AVUS Avantis U.S. Equity ETF | Reduce -0.4% | 1.49% | −0.07 |
| AVLV Avantis US Large Cap Value | Reduce -9.1% | 0.41% | −0.07 |
| DFAT Dimensional US Target Value | Reduce -0.3% | 1.46% | −0.07 |
| WFC Wells Fargo & Co. | Reduce -55.0% | 0.04% | −0.05 |
| IVV iShares Core S&P 500 ETF | Reduce -4.6% | 0.55% | −0.05 |
| AVDV Avantis Intl S/C Value ETF | Reduce -9.1% | 0.49% | −0.05 |
| AVUV Avantis US Small Cap Value | Reduce -18.8% | 0.18% | −0.05 |
| HSY The Hershey Co. | Sold out | 0.00% | −0.04 |
| VGIT Vanguard Intermediate-Term T | Reduce -26.9% | 0.08% | −0.04 |
| DFSV Dimensional US Small Cap Val | Reduce -0.5% | 0.96% | −0.04 |
| DFAS Dimensional US Small Cap ETF | Reduce -0.5% | 0.78% | −0.04 |
| IXUS iShares Core Intl Stock ETF | Reduce -12.9% | 0.19% | −0.04 |
| DXUV Dimensional US Vtor Eqty ETF | Reduce -97.9% | 0.00% | −0.04 |
| COP Conocophillips | Sold out | 0.00% | −0.03 |
| XOM Exxon Mobil Corp. | Reduce -0.8% | 0.30% | −0.03 |
| LMT Lockheed Martin Corp. | Reduce -57.6% | 0.02% | −0.03 |
| AVRE Avantis Real Estate ETF | Reduce -0.1% | 0.18% | −0.02 |
| MELI MercadoLibre Inc. | Sold out | 0.00% | −0.02 |
| VTES Vanguard SH Term Tax-Ex Bond | Reduce -1.8% | 0.11% | −0.01 |
| IBM Intl Business Machines Corp. | Reduce -0.4% | 0.07% | −0.01 |
| EFG iShares MSCI Eafe Growth ETF | Reduce -0.3% | 0.10% | −0.01 |
| VYM Vanguard High DVD Yield ETF | Reduce -0.1% | 0.14% | −0.01 |
| AIA iShares Asia 50 ETF | Sold out | 0.00% | −0.01 |
| IJR iShares Core S&P Small-Cap E | Reduce -8.1% | 0.07% | −0.01 |
| AVES Avantis Emerging Markets Val | Reduce -37.9% | 0.01% | −0.01 |
| VPU Vanguard Utilities ETF | Reduce -22.5% | 0.02% | −0.01 |
| FLOT iShares Floating Rate Bond E | Reduce -2.6% | 0.05% | −0.01 |
| SBUX Starbucks Corp. | Reduce -4.8% | 0.03% | −0.01 |
| TWLO Twilio Inc. Class A | Reduce -2.0% | 0.02% | −0.01 |
| EEM iShares MSCI Emerging Market | Reduce -5.3% | 0.09% | −0.01 |
| UNH Unitedhealth Group Inc. | Reduce -7.9% | 0.06% | −0.01 |
| IJS iShares S&P Small-Cap 600 Va | Reduce -1.6% | 0.22% | −0.01 |
| DFAU Dimensional US Core Equity M | Reduce -0.1% | 0.13% | −0.01 |
| DFCF Dimensional Core Fixed Inc. | Reduce -95.2% | 0.00% | −0.01 |
| SCHA Schwab US Small-Cap ETF | Reduce -70.8% | 0.00% | −0.00 |
| NET Cloudflare Inc. Class A | Reduce -7.2% | 0.04% | −0.00 |
| RSBT RTRN STCK BNDS & MNG Futures | Sold out | 0.00% | −0.00 |
| AVEE Avantis Em MKT SM Cap Eq ETF | Reduce -8.0% | 0.03% | −0.00 |
| DGRO iShares Core Dividend Growth | Reduce -22.7% | 0.01% | −0.00 |
| MMM 3M Co. | Reduce -0.1% | 0.03% | −0.00 |
| INDA iShares MSCI India ETF | Reduce -56.2% | 0.00% | −0.00 |
Portfolio Buys Q2 2025 → Q3 2025
| VOO Vanguard S&P 500 ETF | New | 3.26% | +3.26 |
| GLD SPDR Gold Shares | New | 0.87% | +0.87 |
| QQQ Invesco QQQ Trust Series 1 | New | 0.65% | +0.65 |
| GOOGL Alphabet Inc. Class A | Add +1.8% | 0.70% | +0.14 |
| VXUS Vanguard Total Intl Stock | Add +23.2% | 0.94% | +0.13 |
| AVGO Broadcom Inc. | New | 0.10% | +0.10 |
| TSLA Tesla Inc. | Add +10.7% | 0.27% | +0.07 |
| COR Cencora Inc. | New | 0.06% | +0.06 |
| SHM SS SPDR N Ice St Muni ETF | New | 0.06% | +0.06 |
| SPLV Invesco S&P 500 Low Volatili | New | 0.06% | +0.06 |
| STIP iShares 0-5 Year Tips Bond E | Add +153.9% | 0.10% | +0.05 |
| BX Blackstone Inc. | New | 0.05% | +0.05 |
| NVDA Nvidia Corp. | Add +0.6% | 0.93% | +0.05 |
| SPTM SS SPDR P S&P 1500 Comp ETF | Add +25.2% | 0.25% | +0.04 |
| CUT Invesco MSCI Global Timber E | New | 0.04% | +0.04 |
| VEA Vanguard Ftse Developed ETF | Add +9.1% | 2.00% | +0.04 |
| PWB Invesco Large Cap Growth ETF | New | 0.03% | +0.03 |
| VT Vanguard Tot World STK ETF | Add +94.3% | 0.07% | +0.03 |
| JAAA Janus Henderson Aaa Clo ETF | New | 0.03% | +0.03 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +42.1% | 0.12% | +0.03 |
| VGT Vanguard Info Tech ETF | Add +19.1% | 0.19% | +0.03 |
| SE Sea Ltd.-ADR | New | 0.03% | +0.03 |
| IAU iShares Gold Trust | Add +15.7% | 0.17% | +0.03 |
| JNK SS SPDR BB High Yield Bond | New | 0.03% | +0.03 |
| GSK GSK PLC-Spon ADR | New | 0.02% | +0.02 |
| SGOV iShares 0-3 Month Treasury B | New | 0.02% | +0.02 |
| ETN Eaton Corp. PLC | New | 0.02% | +0.02 |
| DUK Duke Energy Corp. | New | 0.02% | +0.02 |
| ACN Accenture PLC Class A | New | 0.02% | +0.02 |
| AMLP Alerian MLP ETF | New | 0.02% | +0.02 |
| IRM Iron Mountain Inc. | New | 0.02% | +0.02 |
| PALL Abrdn Physical Palladium SHS | New | 0.02% | +0.02 |
| VGSH Vanguard Short-Term Treasury | Add +22.8% | 0.24% | +0.02 |
| FERG Ferguson Enterprises Inc. | New | 0.02% | +0.02 |
| APP AppLovin Corp. Class A | New | 0.02% | +0.02 |
| LIN Linde PLC | New | 0.02% | +0.02 |
| BLK BlackRock Inc. | New | 0.02% | +0.02 |
| KMI Kinder Morgan Inc. | New | 0.02% | +0.02 |
| VTIP Vanguard Short-Term Tips | Add +15.9% | 0.46% | +0.02 |
| VSDM Vanguard Short Tax-Ex Bond | New | 0.02% | +0.02 |
| CRWD CrowdStrike Holdings Inc. Class A | New | 0.02% | +0.02 |
| GD General Dynamics Corp. | New | 0.02% | +0.02 |
| IBIT iShares Bitcoin Trust ETF | Add +32.5% | 0.08% | +0.02 |
| EBND State Street SPDR Bloomberg | New | 0.02% | +0.02 |
| DFAE Dimensional Emerging Core Eq | Add +12.8% | 0.17% | +0.01 |
| CAT Caterpillar Inc. | Add +0.4% | 0.16% | +0.01 |
| ORCL Oracle Corp. | Add +0.3% | 0.11% | +0.01 |
| SLV iShares Silver Trust | Add +22.2% | 0.04% | +0.01 |
| JNJ Johnson & Johnson | Add +0.9% | 0.15% | +0.01 |
| TSM Taiwan Semiconductor-SP ADR | Add +5.8% | 0.07% | +0.01 |
Options Activity Q2 2025 → Q3 2025
| GOOGL Alphabet Inc. Class A | put | Sold out | 3,200 | $564Kbefore exit |
| ALLY Ally Financial Inc. | put | New | 10,000 | $392K |
| GOOG Alphabet Inc. Class C | put | Sold out | 2,100 | $373Kbefore exit |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 346 | $1.3B | DFAC, VTI, META, DFAX, VEA |
| Q1 2026 | 371 | $1.3B | VTI, DFAC, META, VOO, DFAX |
| Q4 2025 | 343 | $1.2B | DFAC, VTI, META, DFAX, SPY |
| Q3 2025 | 377 | $1.3B | DFAC, VTI, META, VOO, DFAX |
| Q2 2025 | 348 | $1.2B | VTI, DFAC, META, DFAX, SPY |
| Q1 2025 | 342 | $1.0B | DFAC, VTI, META, DFAX, DFUV |
| Q4 2024 | 334 | $1.0B | DFAC, VTI, META, SPY, DFAX |
| Q3 2024 | 335 | $1.1B | META, DFAC, VTI, DFAX, SPY |
| Q2 2024 | 328 | $1.0B | META, DFAC, VTI, DFAX, SPY |
| Q1 2024 | 346 | $1.0B | META, DFAC, VTI, DFAX, DFUV |