Cardiff Park Advisors, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 17, 2026), Cardiff Park Advisors, LLC reported 343 stock positions worth $1.2 billion. Its top holding was Dimensional US Core Equity 2 (DFAC) at 12.9% of the portfolio, followed by VG Morningstar TS MKT ETF-US (VTI, 12.8%) and Meta Platforms Class A (META, 9.9%). Compared with Q3 2025, it opened 14 new positions, sold out of 48, added to 107 and reduced 106. The biggest buy was VG Morningstar TS MKT ETF-US (VTI, shares +0%) and the biggest sale an exit from Vanguard S&P 500 ETF (VOO).
- Most Recent 13F
- Q2 2026
- Location
- SAN MARCOS, CA
- CIK
- 0001910000
- Portfolio Value
- $1.2B (Q4 2025)
- SEC Filing
- 0001398344-26-003313 ↗ filed Feb 17, 2026
Holdings Value
Holdings 343 stocks · $1.2B
| DFAC Dimensional US Core Equity 2 | 12.93% | 3,965,406 | $157.0M | Reduce -3.5% |
| VTI VG Morningstar TS MKT ETF-US | 12.83% | 464,488 | $155.7M | Add +0.3% |
| META Meta Platforms Inc. Class A | 9.89% | 181,954 | $120.1M | Reduce -1.7% |
| DFAX Dimensional World Ex US Core | 3.15% | 1,167,549 | $38.2M | Reduce -4.7% |
| SPY SS SPDR S&P 500 ETF Trust-US | 2.81% | 49,987 | $34.1M | Reduce -1.5% |
| DFUV Dimensional US Marketwide Va | 2.61% | 680,592 | $31.7M | Reduce -8.3% |
| AAPL Apple Inc. | 2.54% | 113,426 | $30.8M | Reduce -4.8% |
| VEA Vanguard Ftse Developed ETF | 2.28% | 442,922 | $27.7M | Add +1.9% |
| AVDE Avantis International Equity | 2.20% | 324,313 | $26.7M | Reduce -0.7% |
| DFUS Dimensional US Eq MKT ETF | 1.76% | 288,861 | $21.4M | Reduce -16.0% |
| AVUS Avantis U.S. Equity ETF | 1.63% | 176,978 | $19.8M | Reduce -1.0% |
| DFAT Dimensional US Target Value | 1.50% | 305,774 | $18.2M | Reduce -6.4% |
| OKLO Oklo Inc. | 1.32% | 223,340 | $16.0M | Add +0.0% |
| VXUS Vanguard Total Intl Stock | 1.23% | 197,205 | $14.9M | Add +18.8% |
| DFEM Dimensional Emrg MRKT Core | 1.15% | 422,874 | $14.0M | Add +2.9% |
| GOOG Alphabet Inc. Class C | 1.12% | 43,205 | $13.6M | Reduce -0.9% |
| DISV Dimensional International SM | 1.08% | 345,213 | $13.1M | Reduce -0.0% |
| VTEB Vanguard Tax-Exempt Bond ETF | 1.05% | 252,425 | $12.7M | Reduce -1.8% |
| DFSV Dimensional US Small Cap Val | 1.04% | 383,489 | $12.6M | Reduce -2.2% |
| VUG Vanguard Mrngstar GR ETF-Sui | 1.02% | 25,305 | $12.3M | Reduce -1.8% |
| MSFT Microsoft Corp. | 1.01% | 25,399 | $12.3M | Reduce -0.2% |
| DFIV Dimensional International Va | 1.00% | 243,394 | $12.1M | Reduce -8.5% |
| AVEM Avantis Emerging Markets Eq | 1.00% | 157,604 | $12.1M | Reduce -1.0% |
| NVDA Nvidia Corp. | 0.99% | 64,280 | $12.0M | Reduce -0.6% |
| GOOGL Alphabet Inc. Class A | 0.95% | 37,000 | $11.6M | Reduce -1.3% |
| DFIC Dimensional International Co. | 0.90% | 316,017 | $10.9M | Add +0.4% |
| AMZN Amazon.com Inc. | 0.85% | 44,632 | $10.3M | Reduce -0.2% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.80% | 45,800 | $9.7M | Reduce -1.8% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.76% | 18,319 | $9.2M | Add +21.1% |
| VNQ Vanguard Real Estate ETF | 0.75% | 103,120 | $9.1M | Reduce -0.2% |
| VWO Vanguard Ftse Emerging Marke | 0.73% | 164,274 | $8.8M | Add +0.4% |
| DFAS Dimensional US Small Cap ETF | 0.72% | 124,844 | $8.7M | Reduce -15.5% |
| DUHP Dimensional US High Profi Et | 0.69% | 221,792 | $8.4M | Reduce -0.1% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.66% | 41,670 | $8.0M | Add +1.9% |
| IVV iShares Core S&P 500 ETF | 0.60% | 10,716 | $7.3M | Add +0.2% |
| VIG Vanguard Dividend Apprec ETF | 0.59% | 32,767 | $7.2M | Reduce -5.7% |
| SCHB Schwab US Broad Market ETF | 0.58% | 267,490 | $7.0M | Add +1.4% |
| EFA iShares MSCI Eafe ETF | 0.57% | 72,263 | $6.9M | Add +0.7% |
| VTIP Vanguard Short-Term Tips | 0.47% | 114,778 | $5.7M | Reduce -3.0% |
| AVDV Avantis Intl S/C Value ETF | 0.46% | 59,011 | $5.5M | Reduce -17.2% |
| VGK Vanguard Ftse Europe ETF | 0.44% | 63,673 | $5.3M | Reduce -0.1% |
| AVLV Avantis US Large Cap Value | 0.44% | 69,915 | $5.3M | Reduce -4.8% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.43% | 65,262 | $5.2M | Add +7.7% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.37% | 6 | $4.5M | No change |
| VSS Vanguard Ftse All Wo X-US SC | 0.37% | 31,543 | $4.5M | Add +0.3% |
| XOM Exxon Mobil Corp. | 0.35% | 34,979 | $4.2M | Add +0.4% |
| AMAT Applied Materials Inc. | 0.32% | 15,305 | $3.9M | No change |
| VPL Vanguard Ftse Pacific ETF | 0.32% | 42,675 | $3.9M | Add +0.3% |
| DFAI Dimensional International Co. | 0.29% | 91,640 | $3.5M | Add +0.7% |
| TSLA Tesla Inc. | 0.28% | 7,440 | $3.3M | Reduce -5.3% |
| SPTM SS SPDR P S&P 1500 Comp ETF | 0.27% | 39,837 | $3.3M | Add +0.3% |
| NFLX Netflix Inc. | 0.27% | 34,990 | $3.3M | Reduce -0.1% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.27% | 10,338 | $3.3M | Add +0.2% |
| VGSH Vanguard Short-Term Treasury | 0.26% | 53,439 | $3.1M | Reduce -0.0% |
| CVX Chevron Corp. | 0.26% | 20,346 | $3.1M | Reduce -0.4% |
| SUB iShares Short-Term National | 0.25% | 28,390 | $3.0M | Add +0.3% |
| XLRE SS Real Estate Select Sector | 0.25% | 74,591 | $3.0M | No change |
| IJS iShares S&P Small-Cap 600 Va | 0.24% | 26,092 | $3.0M | Reduce -0.2% |
| TER Teradyne Inc. | 0.24% | 15,057 | $2.9M | No change |
| QCOM Qualcomm Inc. | 0.22% | 15,595 | $2.7M | Reduce -1.0% |
| IAU iShares Gold Trust | 0.21% | 31,370 | $2.5M | Add +4.8% |
| ITOT iShares Core S&P Total U.S. | 0.21% | 16,742 | $2.5M | Reduce -0.3% |
| VEU Vanguard Ftse All-World Ex-U | 0.20% | 33,179 | $2.4M | Add +6.7% |
| VGT Vanguard Info Tech ETF | 0.20% | 3,235 | $2.4M | Add +0.1% |
| DFAE Dimensional Emerging Core Eq | 0.19% | 71,450 | $2.3M | Add +0.6% |
| AVUV Avantis US Small Cap Value | 0.19% | 22,613 | $2.3M | Reduce -5.8% |
| PLTR Palantir Technologies Inc. Class A | 0.19% | 12,900 | $2.3M | Reduce -3.4% |
| IXUS iShares Core Intl Stock ETF | 0.18% | 26,491 | $2.2M | Reduce -11.9% |
| AVRE Avantis Real Estate ETF | 0.18% | 51,204 | $2.2M | Reduce -0.4% |
| TRNS Transcat Inc. | 0.18% | 39,022 | $2.2M | No change |
| BND Vanguard Total Bond Market | 0.18% | 29,346 | $2.2M | Reduce -4.0% |
| JNJ Johnson & Johnson | 0.17% | 10,175 | $2.1M | Reduce -0.7% |
| IWF iShares Russell 1000 Growth | 0.17% | 4,442 | $2.1M | Add +0.1% |
| VNQI Vanguard GLBL Ex-US Real Est | 0.17% | 45,030 | $2.1M | Add +1.5% |
| CRM Salesforce Inc. | 0.16% | 7,434 | $2.0M | Reduce -0.1% |
| VYM Vanguard High DVD Yield ETF | 0.16% | 13,466 | $1.9M | Add +0.6% |
| VCIT Vanguard Int-Term Corporate | 0.16% | 22,693 | $1.9M | Reduce -12.3% |
| PM Philip Morris International | 0.15% | 11,572 | $1.9M | Reduce -13.5% |
| AVSC Avantis US Small Cap Equity | 0.15% | 30,836 | $1.8M | No change |
| DFAU Dimensional US Core Equity M | 0.15% | 37,802 | $1.8M | Add +0.1% |
| AMD Advanced Micro Devices | 0.14% | 8,141 | $1.7M | Add +0.6% |
| DFEV Dimensional Emrg MRKT Val | 0.14% | 51,042 | $1.7M | Reduce -0.1% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.14% | 9,522 | $1.7M | Add +0.4% |
| IWD iShares Russell 1000 Value E | 0.13% | 7,433 | $1.6M | Add +0.6% |
| JPM JPMorgan Chase & Co. | 0.13% | 4,829 | $1.6M | Reduce -12.8% |
| SCZ iShares MSCI Eafe Small-Cap | 0.13% | 19,572 | $1.5M | Add +0.3% |
| CEF Sprott Physical Gold and Sil | 0.12% | 32,980 | $1.5M | No change |
| GNMA iShares Gnma Bond ETF | 0.12% | 33,778 | $1.5M | Reduce -0.1% |
| VTES Vanguard SH Term Tax-Ex Bond | 0.12% | 14,115 | $1.4M | Add +0.0% |
| SHOP Shopify Inc. Class A | 0.11% | 8,643 | $1.4M | Reduce -0.3% |
| VHT Vanguard Health Care ETF | 0.11% | 4,827 | $1.4M | Add +0.2% |
| DFAW Dimensional World Eqty ETF | 0.11% | 18,576 | $1.4M | Add +0.4% |
| USMV iShares MSCI USA Min Vol Fac | 0.11% | 14,368 | $1.4M | Reduce -3.5% |
| STIP iShares 0-5 Year Tips Bond E | 0.11% | 13,200 | $1.4M | Add +8.5% |
| SJNK SS SPDR BB St Hi Yield ETF | 0.11% | 53,331 | $1.4M | Add +1.3% |
| IWM iShares Russell 2000 ETF | 0.11% | 5,456 | $1.3M | Reduce -2.1% |
| VUSB Vanguard Ultra Short Bond Et | 0.11% | 26,141 | $1.3M | Reduce -14.6% |
| RSP Invesco S&P 500 Equal Weight | 0.11% | 6,699 | $1.3M | Reduce -5.4% |
| EFG iShares MSCI Eafe Growth ETF | 0.11% | 11,236 | $1.3M | Add +0.6% |
| XLE SS Energy Select Sector | 0.10% | 27,748 | $1.2M | No change |
Options reported separately and not counted above: CRM puts ($1.6M), META puts ($1.3M), GDX calls ($858K).
Other holdings (1): bonds, preferreds, convertibles and warrants · $50K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| OXY.WS Occidental Petroleum-CW27 | *W EXP 08/03/202 | 2,572 | $50K | No change |
Total filed on the 13F, all lines: $1.2B.
Portfolio Sells Q3 2025 → Q4 2025
| VOO Vanguard S&P 500 ETF | Sold out | 0.00% | −3.26 |
| GLD SPDR Gold Shares | Sold out | 0.00% | −0.87 |
| QQQ Invesco QQQ Trust Series 1 | Sold out | 0.00% | −0.65 |
| META Meta Platforms Inc. Class A | Reduce -1.7% | 9.89% | −0.55 |
| DFUS Dimensional US Eq MKT ETF | Reduce -16.0% | 1.76% | −0.15 |
| AVGO Broadcom Inc. | Sold out | 0.00% | −0.10 |
| ARCC Ares Capital Corp. | Reduce -59.7% | 0.06% | −0.08 |
| CAT Caterpillar Inc. | Reduce -58.6% | 0.09% | −0.08 |
| DFAS Dimensional US Small Cap ETF | Reduce -15.5% | 0.72% | −0.06 |
| COR Cencora Inc. | Sold out | 0.00% | −0.06 |
| SHM SS SPDR N Ice St Muni ETF | Sold out | 0.00% | −0.06 |
| SPLV Invesco S&P 500 Low Volatili | Sold out | 0.00% | −0.06 |
| NFLX Netflix Inc. | Reduce -0.1% | 0.27% | −0.05 |
| BX Blackstone Inc. | Sold out | 0.00% | −0.05 |
| CUT Invesco MSCI Global Timber E | Sold out | 0.00% | −0.04 |
| BLDR Builders Firstsource Inc. | Sold out | 0.00% | −0.04 |
| PWB Invesco Large Cap Growth ETF | Sold out | 0.00% | −0.03 |
| JAAA Janus Henderson Aaa Clo ETF | Sold out | 0.00% | −0.03 |
| AVDV Avantis Intl S/C Value ETF | Reduce -17.2% | 0.46% | −0.03 |
| SE Sea Ltd.-ADR | Sold out | 0.00% | −0.03 |
| IGSB iShares 1-5Y Inv Grade Corp. | Reduce -61.9% | 0.02% | −0.03 |
| JNK SS SPDR BB High Yield Bond | Sold out | 0.00% | −0.03 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -29.2% | 0.09% | −0.03 |
| GSK GSK PLC-Spon ADR | Sold out | 0.00% | −0.02 |
| PEP Pepsico Inc. | Reduce -39.0% | 0.05% | −0.02 |
| SGOV iShares 0-3 Month Treasury B | Sold out | 0.00% | −0.02 |
| ETN Eaton Corp. PLC | Sold out | 0.00% | −0.02 |
| DUK Duke Energy Corp. | Sold out | 0.00% | −0.02 |
| XLK SS Technology Select Sector | Reduce -76.3% | 0.01% | −0.02 |
| ACN Accenture PLC Class A | Sold out | 0.00% | −0.02 |
| AMLP Alerian MLP ETF | Sold out | 0.00% | −0.02 |
| IRM Iron Mountain Inc. | Sold out | 0.00% | −0.02 |
| PALL Abrdn Physical Palladium SHS | Sold out | 0.00% | −0.02 |
| FERG Ferguson Enterprises Inc. | Sold out | 0.00% | −0.02 |
| HOOD Robinhood Markets Inc. Class A | Sold out | 0.00% | −0.02 |
| TXN Texas Instruments Inc. | Sold out | 0.00% | −0.02 |
| KMB Kimberly-Clark Corp. | Sold out | 0.00% | −0.02 |
| LIN Linde PLC | Sold out | 0.00% | −0.02 |
| BLK BlackRock Inc. | Sold out | 0.00% | −0.02 |
| KMI Kinder Morgan Inc. | Sold out | 0.00% | −0.02 |
| CRWD CrowdStrike Holdings Inc. Class A | Sold out | 0.00% | −0.02 |
| GBTC Grayscale Bitcoin Trust ETF | Reduce -27.6% | 0.02% | −0.02 |
| PM Philip Morris International | Reduce -13.5% | 0.15% | −0.01 |
| VCIT Vanguard Int-Term Corporate | Reduce -12.3% | 0.16% | −0.01 |
| VUSB Vanguard Ultra Short Bond Et | Reduce -14.6% | 0.11% | −0.01 |
| NXTC Nextcure Inc. | Sold out | 0.00% | −0.01 |
| QQQM Invesco Nasdaq 100 ETF | Reduce -40.0% | 0.02% | −0.01 |
| XBI SS SPDR S&P Biotech ETF | Sold out | 0.00% | −0.01 |
| COST Costco Wholesale Corp. | Reduce -6.4% | 0.10% | −0.01 |
| NIO Nio Inc. - ADR | Sold out | 0.00% | −0.01 |
Portfolio Buys Q3 2025 → Q4 2025
| VTI VG Morningstar TS MKT ETF-US | Add +0.3% | 12.83% | +1.15 |
| VXUS Vanguard Total Intl Stock | Add +18.8% | 1.23% | +0.29 |
| VEA Vanguard Ftse Developed ETF | Add +1.9% | 2.28% | +0.28 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +21.1% | 0.76% | +0.17 |
| DFEM Dimensional Emrg MRKT Core | Add +2.9% | 1.15% | +0.14 |
| DFIC Dimensional International Co. | Add +0.4% | 0.90% | +0.10 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +1.9% | 0.66% | +0.07 |
| EFA iShares MSCI Eafe ETF | Add +0.7% | 0.57% | +0.06 |
| SCHB Schwab US Broad Market ETF | Add +1.4% | 0.58% | +0.06 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +7.7% | 0.43% | +0.06 |
| IVV iShares Core S&P 500 ETF | Add +0.2% | 0.60% | +0.05 |
| GWW WW Grainger Inc. | New | 0.05% | +0.05 |
| VWO Vanguard Ftse Emerging Marke | Add +0.4% | 0.73% | +0.05 |
| XOM Exxon Mobil Corp. | Add +0.4% | 0.35% | +0.04 |
| AMD Advanced Micro Devices | Add +0.6% | 0.14% | +0.04 |
| IAU iShares Gold Trust | Add +4.8% | 0.21% | +0.04 |
| DFAI Dimensional International Co. | Add +0.7% | 0.29% | +0.03 |
| SLV iShares Silver Trust | Add +5.4% | 0.07% | +0.03 |
| VEU Vanguard Ftse All-World Ex-U | Add +6.7% | 0.20% | +0.03 |
| VPL Vanguard Ftse Pacific ETF | Add +0.3% | 0.32% | +0.03 |
| VT Vanguard Tot World STK ETF | Add +29.4% | 0.10% | +0.03 |
| VSS Vanguard Ftse All Wo X-US SC | Add +0.3% | 0.37% | +0.03 |
| NXTC Nextcure Inc. | New | 0.03% | +0.03 |
| USHY iShares Broad Usd High Yield | New | 0.02% | +0.02 |
| SPTM SS SPDR P S&P 1500 Comp ETF | Add +0.3% | 0.27% | +0.02 |
| VOOG Vanguard S&P 500 Growth ETF | Add +84.3% | 0.05% | +0.02 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Add +0.2% | 0.27% | +0.02 |
| NYM AB New York Inter Muni ETF | New | 0.02% | +0.02 |
| DFAE Dimensional Emerging Core Eq | Add +0.6% | 0.19% | +0.02 |
| GM General Motors Co. | New | 0.02% | +0.02 |
| ILMN Illumina Inc. | New | 0.02% | +0.02 |
| ETHA iShares Ethereum Trust ETF | New | 0.02% | +0.02 |
| VHT Vanguard Health Care ETF | Add +0.2% | 0.11% | +0.02 |
| ENVA Enova International Inc. | New | 0.02% | +0.02 |
| USRT iShares Core US REIT ETF | Add +1842.7% | 0.02% | +0.02 |
| IYH iShares U.S. Healthcare ETF | New | 0.02% | +0.02 |
| SUB iShares Short-Term National | Add +0.3% | 0.25% | +0.02 |
| MCK McKesson Corp. | New | 0.02% | +0.02 |
| TMO Thermo Fisher Scientific Inc. | New | 0.02% | +0.02 |
| SLB SLB Ltd. | New | 0.02% | +0.02 |
| VGT Vanguard Info Tech ETF | Add +0.1% | 0.20% | +0.02 |
| BSOL Bitwise Solana Staking ETF | New | 0.01% | +0.01 |
| STIP iShares 0-5 Year Tips Bond E | Add +8.5% | 0.11% | +0.01 |
| VYM Vanguard High DVD Yield ETF | Add +0.6% | 0.16% | +0.01 |
| IWF iShares Russell 1000 Growth | Add +0.1% | 0.17% | +0.01 |
| IWD iShares Russell 1000 Value E | Add +0.6% | 0.13% | +0.01 |
| DFAU Dimensional US Core Equity M | Add +0.1% | 0.15% | +0.01 |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | Add +13.8% | 0.06% | +0.01 |
| SMH Vaneck Semiconductor ETF | Add +38.6% | 0.03% | +0.01 |
| SCHF Schwab Intl Equity ETF | Add +5.2% | 0.09% | +0.01 |
Options Activity Q3 2025 → Q4 2025
| GDX Vaneck Gold Miners ETF | call | New | 10,000 | $858K |
| ALLY Ally Financial Inc. | put | Sold out | 10,000 | $392Kbefore exit |
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 346 | $1.3B | DFAC, VTI, META, DFAX, VEA |
| Q1 2026 | 371 | $1.3B | VTI, DFAC, META, VOO, DFAX |
| Q4 2025 | 343 | $1.2B | DFAC, VTI, META, DFAX, SPY |
| Q3 2025 | 377 | $1.3B | DFAC, VTI, META, VOO, DFAX |
| Q2 2025 | 348 | $1.2B | VTI, DFAC, META, DFAX, SPY |
| Q1 2025 | 342 | $1.0B | DFAC, VTI, META, DFAX, DFUV |
| Q4 2024 | 334 | $1.0B | DFAC, VTI, META, SPY, DFAX |
| Q3 2024 | 335 | $1.1B | META, DFAC, VTI, DFAX, SPY |
| Q2 2024 | 328 | $1.0B | META, DFAC, VTI, DFAX, SPY |
| Q1 2024 | 346 | $1.0B | META, DFAC, VTI, DFAX, DFUV |