Cardiff Park Advisors, LLC

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed May 15, 2025), Cardiff Park Advisors, LLC reported 342 stock positions worth $1.0 billion. Its top holding was Dimensional US Core Equity 2 (DFAC) at 13.6% of the portfolio, followed by VG Morningstar TS MKT ETF-US (VTI, 13.2%) and Meta Platforms Class A (META, 10.8%). Compared with Q4 2024, it opened 17 new positions, sold out of 9, added to 134 and reduced 71. The biggest buy was Meta Platforms Class A (META, shares +7%) and the biggest sale Vanguard Mrngstar GR ETF-Sui (VUG, shares −32%).

Most Recent 13F
Q2 2026
Location
SAN MARCOS, CA
CIK
0001910000
Portfolio Value
$1.0B (Q1 2025)
SEC Filing
0001398344-25-009603 ↗ filed May 15, 2025

Holdings Value

0$500.0M$1.0B$1.5B Q1 2024: $1.0B Q1 2024 Q2 2024: $1.0B Q2 2024 Q3 2024: $1.1B Q3 2024 Q4 2024: $1.0B Q4 2024 Q1 2025: $1.0B $1.0B Q1 2025 Q2 2025: $1.2B Q2 2025 Q3 2025: $1.3B Q3 2025 Q4 2025: $1.2B Q4 2025 Q1 2026: $1.3B Q1 2026 Q2 2026: $1.3B Q2 2026

Holdings 342 stocks · $1.0B
DFAC Dimensional US Core Equity 2 13.58% 4,252,363 $140.3M Add +2.3%
VTI VG Morningstar TS MKT ETF-US 13.25% 498,059 $136.9M Add +2.7%
META Meta Platforms Inc. Class A 10.82% 193,905 $111.8M Add +7.0%
DFAX Dimensional World Ex US Core 3.33% 1,314,393 $34.4M Add +1.0%
DFUV Dimensional US Marketwide Va 2.97% 745,500 $30.7M Reduce -0.8%
SPY SS SPDR S&P 500 ETF Trust-US 2.93% 54,181 $30.3M Reduce -2.8%
AAPL Apple Inc. 2.45% 113,768 $25.3M Reduce -4.2%
AVDE Avantis International Equity 2.22% 346,386 $23.0M Add +0.8%
DFUS Dimensional US Eq MKT ETF 2.12% 362,303 $21.9M Reduce -3.4%
DFAT Dimensional US Target Value 1.84% 368,966 $19.0M Add +1.8%
VEA Vanguard Ftse Developed ETF 1.80% 364,993 $18.6M Add +3.4%
AVUS Avantis U.S. Equity ETF 1.69% 189,471 $17.5M Add +0.9%
VTEB Vanguard Tax-Exempt Bond ETF 1.24% 258,065 $12.8M Reduce -0.1%
AVEM Avantis Emerging Markets Eq 1.14% 195,618 $11.8M Add +1.1%
DFIV Dimensional International Va 0.99% 259,522 $10.2M Reduce -3.7%
DFAS Dimensional US Small Cap ETF 0.99% 170,872 $10.2M Add +2.1%
VNQ Vanguard Real Estate ETF 0.95% 108,578 $9.8M Add +3.4%
DISV Dimensional International SM 0.94% 332,936 $9.7M Add +9.3%
MSFT Microsoft Corp. 0.92% 25,330 $9.5M Reduce -7.7%
DFSV Dimensional US Small Cap Val 0.85% 310,654 $8.7M Reduce -3.0%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.84% 46,624 $8.7M Reduce -2.9%
AMZN Amazon.com Inc. 0.81% 43,978 $8.4M Reduce -1.7%
DFEM Dimensional Emrg MRKT Core 0.81% 315,632 $8.4M Add +11.3%
BRK.B Berkshire Hathaway Inc. Class B 0.80% 15,563 $8.3M Add +0.2%
VXUS Vanguard Total Intl Stock 0.74% 123,748 $7.7M Add +4.4%
OKLO Oklo Inc. 0.73% 349,240 $7.6M Add +10.8%
GOOG Alphabet Inc. Class C 0.73% 48,189 $7.5M Reduce -0.4%
IVV iShares Core S&P 500 ETF 0.71% 13,116 $7.4M Reduce -14.7%
NVDA Nvidia Corp. 0.69% 66,166 $7.2M Add +3.1%
VUG Vanguard Mrngstar GR ETF-Sui 0.68% 19,049 $7.1M Reduce -31.7%
DUHP Dimensional US High Profi Et 0.68% 213,045 $7.1M Add +0.0%
VWO Vanguard Ftse Emerging Marke 0.68% 155,468 $7.0M Add +3.9%
VTV Vanguard Mrngstr Val ETF-Aui 0.67% 40,179 $6.9M Add +1.6%
DFIC Dimensional International Co. 0.65% 242,656 $6.7M Add +2.3%
VIG Vanguard Dividend Apprec ETF 0.64% 34,285 $6.7M Add +0.7%
EFA iShares MSCI Eafe ETF 0.60% 75,274 $6.2M Reduce -0.8%
GOOGL Alphabet Inc. Class A 0.55% 36,725 $5.7M Add +0.6%
SCHB Schwab US Broad Market ETF 0.54% 257,457 $5.5M Add +1.4%
AVDV Avantis Intl S/C Value ETF 0.52% 77,472 $5.4M Reduce -0.6%
AVLV Avantis US Large Cap Value 0.51% 81,331 $5.3M Add +0.3%
BRK.A Berkshire Hathaway Inc. Class A 0.46% 6 $4.8M No change
VCSH Vanguard S/T Corp. Bond ETF 0.41% 53,211 $4.2M Reduce -11.1%
XOM Exxon Mobil Corp. 0.40% 35,037 $4.2M Add +5.8%
VTIP Vanguard Short-Term Tips 0.38% 79,563 $4.0M Reduce -7.3%
VSS Vanguard Ftse All Wo X-US SC 0.35% 31,411 $3.6M Reduce -1.3%
CVX Chevron Corp. 0.35% 21,666 $3.6M Add +6.4%
NFLX Netflix Inc. 0.32% 3,530 $3.3M No change
VGK Vanguard Ftse Europe ETF 0.31% 45,872 $3.2M Add +0.1%
XLRE SS Real Estate Select Sector 0.30% 74,591 $3.1M No change
SUB iShares Short-Term National 0.30% 29,224 $3.1M Add +0.1%
TSLA Tesla Inc. 0.28% 11,052 $2.9M Reduce -5.9%
VPL Vanguard Ftse Pacific ETF 0.26% 37,059 $2.7M Add +0.2%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.26% 10,289 $2.6M Add +0.1%
IJS iShares S&P Small-Cap 600 Va 0.25% 26,525 $2.6M Reduce -3.3%
AVUV Avantis US Small Cap Value 0.25% 29,530 $2.6M Reduce -1.1%
AVRE Avantis Real Estate ETF 0.24% 58,113 $2.5M Add +0.8%
DFAI Dimensional International Co. 0.24% 79,461 $2.5M Add +0.1%
AMAT Applied Materials Inc. 0.21% 15,305 $2.2M No change
IXUS iShares Core Intl Stock ETF 0.21% 31,398 $2.2M Add +6.6%
SPTM SS SPDR P S&P 1500 Comp ETF 0.21% 31,550 $2.1M Add +314.2%
VCIT Vanguard Int-Term Corporate 0.21% 26,077 $2.1M Reduce -1.0%
PM Philip Morris International 0.20% 13,162 $2.1M Add +22.4%
BND Vanguard Total Bond Market 0.20% 28,055 $2.1M Add +2.5%
ITOT iShares Core S&P Total U.S. 0.20% 16,650 $2.0M Add +0.3%
ARCC Ares Capital Corp. 0.19% 90,120 $2.0M Add +1.9%
CRM Salesforce Inc. 0.19% 7,423 $2.0M Add +4.0%
QCOM Qualcomm Inc. 0.19% 12,449 $1.9M Reduce -0.4%
VNQI Vanguard GLBL Ex-US Real Est 0.17% 44,210 $1.8M Reduce -2.5%
VEU Vanguard Ftse All-World Ex-U 0.17% 28,567 $1.7M Reduce -3.6%
JNJ Johnson & Johnson 0.16% 10,113 $1.7M Reduce -0.3%
VGSH Vanguard Short-Term Treasury 0.16% 27,818 $1.6M Reduce -49.8%
IWF iShares Russell 1000 Growth 0.16% 4,438 $1.6M Reduce -1.3%
VOE Vngrd Mrngstr MD-Cap Val ETF 0.15% 9,443 $1.5M Add +0.6%
GNMA iShares Gnma Bond ETF 0.14% 34,022 $1.5M Reduce -4.2%
DFAE Dimensional Emerging Core Eq 0.14% 57,026 $1.5M Reduce -10.4%
VTES Vanguard SH Term Tax-Ex Bond 0.14% 14,376 $1.4M Reduce -3.1%
VGIT Vanguard Intermediate-Term T 0.14% 24,287 $1.4M Reduce -10.9%
COST Costco Wholesale Corp. 0.14% 1,513 $1.4M No change
CAT Caterpillar Inc. 0.14% 4,233 $1.4M Reduce -0.4%
USMV iShares MSCI USA Min Vol Fac 0.13% 14,885 $1.4M Add +0.0%
IWD iShares Russell 1000 Value E 0.13% 7,373 $1.4M Add +0.1%
JPM JPMorgan Chase & Co. 0.13% 5,509 $1.4M Reduce -0.6%
SJNK SS SPDR BB St Hi Yield ETF 0.13% 51,538 $1.3M Add +0.7%
XLE SS Energy Select Sector 0.13% 13,829 $1.3M Add +0.1%
IAU iShares Gold Trust 0.12% 21,717 $1.3M Add +25.9%
VHT Vanguard Health Care ETF 0.12% 4,798 $1.3M Add +1.4%
SCZ iShares MSCI Eafe Small-Cap 0.12% 19,457 $1.2M Reduce -3.6%
VYM Vanguard High DVD Yield ETF 0.12% 9,385 $1.2M Add +0.9%
DFEV Dimensional Emrg MRKT Val 0.12% 44,234 $1.2M Add +0.3%
AVSF Avantis Short-Term Fixed Inc. 0.12% 25,558 $1.2M Add +2.8%
PG The Procter & Gamble Co. 0.12% 7,000 $1.2M Reduce -0.8%
CSCO Cisco Systems Inc. 0.12% 19,252 $1.2M Add +13.4%
UNH Unitedhealth Group Inc. 0.11% 2,249 $1.2M Reduce -2.6%
MCD McDonald's Corp. 0.11% 3,703 $1.2M Reduce -2.5%
V Visa Inc. Class A 0.11% 3,280 $1.1M Add +0.0%
DFAW Dimensional World Eqty ETF 0.11% 18,343 $1.1M Add +107800.0%
EFG iShares MSCI Eafe Growth ETF 0.11% 11,212 $1.1M No change
IWM iShares Russell 2000 ETF 0.11% 5,442 $1.1M Add +2.9%
SCHD Schwab US DVD Equity ETF 0.10% 38,748 $1.1M Add +62.6%
VGT Vanguard Info Tech ETF 0.10% 1,994 $1.1M Reduce -21.1%
PLTR Palantir Technologies Inc. Class A 0.10% 12,798 $1.1M Reduce -17.2%
IJJ iShares S&P Mid-Cap 400 Valu 0.10% 8,966 $1.1M No change
JEPI JPMorgan Equity Premium Inco 0.10% 18,288 $1.0M Add +2.3%
WMT Walmart Inc. 0.10% 11,885 $1.0M Reduce -0.7%
DFAU Dimensional US Core Equity M 0.10% 26,666 $1.0M Add +0.0%
CEF Sprott Physical Gold and Sil 0.09% 34,314 $975K No change
WFC Wells Fargo & Co. 0.09% 13,576 $975K Add +0.1%
PEP Pepsico Inc. 0.09% 6,461 $969K Add +0.9%
EEM iShares MSCI Emerging Market 0.09% 21,878 $956K No change
URI United Rentals Inc. 0.09% 1,500 $940K No change
VB Vanguard Most SM-Cap ETF-Usd 0.09% 4,220 $936K Reduce -25.4%
RSP Invesco S&P 500 Equal Weight 0.09% 5,337 $925K Add +0.2%
ABBV Abbvie Inc. 0.09% 4,321 $905K Add +0.3%
SPYM Ste STR SPDR PT S&P 500 ETF 0.09% 13,464 $885K Add +1604.3%
LOW Lowe's Cos Inc. 0.08% 3,649 $851K No change
DFLV Dim US Large Cap Value ETF 0.08% 27,815 $850K Add +0.4%
SPIB SS SPDR P Int C Corp. ETF 0.08% 25,510 $848K No change
VUSB Vanguard Ultra Short Bond Et 0.08% 16,888 $842K Add +0.1%
SHOP Shopify Inc. Class A 0.08% 8,723 $833K Reduce -11.2%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.08% 3,298 $820K Reduce -1.3%
IJR iShares Core S&P Small-Cap E 0.08% 7,804 $816K Add +0.2%
AMD Advanced Micro Devices 0.08% 7,936 $815K Add +1.7%
SCHF Schwab Intl Equity ETF 0.08% 39,632 $784K Add +2.9%
INTU Intuit Inc. 0.07% 1,223 $751K Reduce -0.2%
SNA Snap-on Inc. 0.07% 2,200 $741K Add +0.6%
VYMI Vanguard Int High DVD YLD Inc. 0.07% 10,051 $741K Add +0.3%
MA Mastercard Inc. Class A 0.07% 1,309 $718K No change
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.07% 2,912 $712K Add +0.5%
ORCL Oracle Corp. 0.07% 5,047 $706K Add +6.3%
FLOT iShares Floating Rate Bond E 0.07% 13,673 $698K Add +0.2%
DE Deere & Co. 0.07% 1,481 $695K No change
IJH iShares Core S&P Midcap ETF 0.07% 11,823 $690K Add +0.1%
LLY Eli Lilly & Co. 0.07% 821 $678K No change
EMXC iShares MSCI Emr MRK Ex Chna 0.06% 12,146 $669K No change
NOC Northrop Grumman Corp. 0.06% 1,283 $657K No change
VVR Invesco Senior Income Trust 0.06% 175,000 $656K No change
IWN iShares Russell 2000 Value E 0.06% 4,226 $638K Reduce -12.2%
SHEL Shell PLC-ADR 0.06% 8,484 $622K Add +0.8%
SBUX Starbucks Corp. 0.06% 6,217 $610K Reduce -2.0%
AVIV Avantis Intl LRG Cap Val ETF 0.06% 10,735 $608K Reduce -3.8%
MGV Vngrd Mrgstr MG CP VL ETF-Ui 0.06% 4,666 $601K Add +0.3%
ABT Abbott Laboratories 0.06% 4,519 $600K Add +0.0%
HD Home Depot Inc. 0.06% 1,604 $588K No change
AME Ametek Inc. 0.06% 3,375 $581K No change
IGSB iShares 1-5Y Inv Grade Corp. 0.06% 10,989 $576K Add +0.1%
STIP iShares 0-5 Year Tips Bond E 0.06% 5,516 $571K Add +0.1%
DIHP Dimensional International Hi 0.06% 21,108 $569K Add +0.1%
IVE iShares S&P 500 Value ETF 0.05% 2,973 $567K No change
KO The Coca-Cola Co. 0.05% 7,869 $564K No change
OXY Occidental Petroleum Corp. 0.05% 11,330 $559K Add +0.5%
PFF iShares Preferred & Income S 0.05% 18,047 $555K Add +1.1%
DOV Dover Corp. 0.05% 3,111 $547K Add +0.3%
PDD PDD Holdings Inc. 0.05% 4,556 $539K No change
CB Chubb Ltd. 0.05% 1,778 $537K Reduce -21.7%
IBIT iShares Bitcoin Trust ETF 0.05% 11,421 $535K Add +69.6%
INTC Intel Corp. 0.05% 23,282 $529K Add +1.8%
RTX RTX Corp. 0.05% 3,898 $516K No change
AON Aon PLC Class A 0.05% 1,266 $505K No change
BSV Vanguard Short-Term Bond ETF 0.05% 6,410 $502K Add +0.4%
TSM Taiwan Semiconductor-SP ADR 0.05% 2,991 $497K Add +103.2%
ELV Elevance Health Inc. 0.05% 1,118 $486K No change
IAK iShares U.S. Insurance ETF 0.05% 3,500 $482K No change
LGLV SPDR US LC Low Vol Idx 0.05% 2,719 $473K No change
TIP iShares Tips Bond ETF 0.05% 4,253 $473K Reduce -0.1%
LMT Lockheed Martin Corp. 0.05% 1,055 $471K Reduce -1.0%
SPDW Ste STR SPDR PT DW Eu ETF 0.05% 12,915 $470K No change
BLDR Builders Firstsource Inc. 0.05% 3,763 $470K Add +113.4%
VT Vanguard Tot World STK ETF 0.05% 4,033 $468K Add +0.2%
DFIS Dimensional International SM 0.04% 17,846 $461K Reduce -29.1%
NEE Nextera Energy Inc. 0.04% 6,481 $459K Reduce -2.3%
MDY State Street SPDR S&P Midcap 0.04% 854 $455K Add +0.2%
COP Conocophillips 0.04% 4,179 $439K Add +0.7%
BABA Alibaba Group Holding-SP ADR 0.04% 3,297 $436K New
HSY The Hershey Co. 0.04% 2,506 $429K Add +0.7%
OKE Oneok Inc. 0.04% 4,259 $423K Reduce -64.3%
DXUV Dimensional US Vtor Eqty ETF 0.04% 8,369 $421K No change
HEFA Isha Curr Hedged MSCI Eafe 0.04% 11,582 $420K No change
MRK Merck & Co. Inc. 0.04% 4,519 $406K Reduce -2.1%
BWX SS SPDR BB Intl Treasury BD 0.04% 18,435 $403K No change
IGV iShares Expanded Tech-Softwa 0.04% 4,500 $400K Add +28.6%
HON Honeywell International Inc. 0.04% 1,881 $398K No change
UNP Union Pacific Corp. 0.04% 1,684 $398K No change
T AT&T Inc. 0.04% 13,659 $386K Add +0.5%
FBTC Fidelity Wise Origin Bitcoin 0.04% 5,325 $383K Add +6.5%
AVDS Avantis Intl SM Cap Eq ETF 0.04% 7,044 $382K No change
GBTC Grayscale Bitcoin Trust ETF 0.04% 5,800 $378K Add +5.5%
CSL Carlisle Cos Inc. 0.04% 1,069 $364K Add +0.3%
PNC PNC Financial Services Group 0.04% 2,065 $363K No change
EPD Enterprise Products Partners 0.03% 10,568 $361K No change
DVY iShares Select Dividend ETF 0.03% 2,671 $359K No change
SGOV iShares 0-3 Month Treasury B 0.03% 3,555 $358K New
MINT PIMCO Enhanced Short Maturit 0.03% 3,524 $355K Add +0.9%
CMI Cummins Inc. 0.03% 1,112 $349K No change
MMM 3M Co. 0.03% 2,373 $348K Add +0.0%
VPU Vanguard Utilities ETF 0.03% 2,022 $345K No change
EFAV iShares MSCI Eafe Min Vol Fa 0.03% 4,415 $344K Reduce -0.9%
IWO iShares Russell 2000 Growth 0.03% 1,338 $342K No change
VBK Van Morst SML-Cap Gro-Usd Inc. 0.03% 1,356 $341K Add +0.1%
MPC Marathon Petroleum Corp. 0.03% 2,310 $337K No change
ADBE Adobe Inc. 0.03% 856 $328K No change
SLV iShares Silver Trust 0.03% 10,500 $325K Add +23.5%
YUM Yum! Brands Inc. 0.03% 2,043 $321K No change
IWC iShares Micro-Cap ETF 0.03% 2,773 $308K No change
NET Cloudflare Inc. Class A 0.03% 2,726 $307K Add +9.4%
LNG Cheniere Energy Inc. 0.03% 1,325 $307K No change
CWB SS SPDR BB Conv Sec ETF 0.03% 4,000 $306K No change
EFV iShares MSCI Eafe Value ETF 0.03% 5,174 $305K No change
GDX Vaneck Gold Miners ETF 0.03% 6,578 $302K Reduce -1.5%
AFL Aflac Inc. 0.03% 2,682 $298K No change
AVEE Avantis Em MKT SM Cap Eq ETF 0.03% 5,656 $297K Reduce -9.0%
ABNB Airbnb Inc. Class A 0.03% 2,470 $295K Reduce -8.8%
CAMT Camtek Ltd. 0.03% 5,000 $293K New
QQQM Invesco Nasdaq 100 ETF 0.03% 1,496 $289K Reduce -0.7%
DFAR Dimensional US Real Est ETF 0.03% 12,024 $286K Add +0.0%
VDC Vanguard Consumer Staple ETF 0.03% 1,303 $285K Add +0.2%
SCHZ Schwab US Aggregate Bond ETF 0.03% 12,187 $282K Add +0.7%
MTUM iShares MSCI USA Momentum Fa 0.03% 1,350 $273K No change
ESGV Vanguard ESG US Stock ETF 0.03% 2,783 $273K Add +0.4%
KMB Kimberly-Clark Corp. 0.03% 1,905 $271K Add +0.7%
IRT Independence Realty Trust Inc. 0.03% 12,639 $268K No change
URA Global X Uranium ETF 0.03% 11,558 $265K Add +0.6%
MUB iShares National Muni Bond E 0.03% 2,511 $265K Add +0.3%
HYG Ishr Ibx Usd Hiyld CB ETF-Ui 0.03% 3,343 $264K Add +0.9%
DHR Danaher Corp. 0.03% 1,265 $259K No change
PGR Progressive Corp. 0.02% 878 $248K No change
SHY iShares 1-3 Year Treasury Bo 0.02% 3,000 $248K No change
GLDM SPDR Gold Minishares Trust 0.02% 3,987 $247K No change
EMR Emerson Electric Co. 0.02% 2,224 $244K No change
XEFRX Eaton Vance Sr FLTG Rate TR 0.02% 19,883 $244K No change
ADP Automatic Data Processing 0.02% 794 $243K No change
XLU St Sr Utl SL SE SPDR ETF-Usd 0.02% 3,060 $241K No change
AMGN Amgen Inc. 0.02% 766 $239K Reduce -4.4%
XLK SS Technology Select Sector 0.02% 1,153 $238K No change
VOOG Vanguard S&P 500 Growth ETF 0.02% 705 $236K New
FISV Fiserv Inc. 0.02% 1,064 $235K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.02% 5,609 $234K Add +0.3%
TXN Texas Instruments Inc. 0.02% 1,285 $231K Reduce -3.0%
DHS Wisdomtree US High Dividend 0.02% 2,314 $229K Add +0.3%
RDDT Reddit Inc. Class A 0.02% 2,147 $225K New
DJP Ipath Bloomberg Commodity Inc. filed as BARCLAYS BANK PLC 0.02% 6,361 $225K No change
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.02% 2,275 $225K Add +0.3%
MO Altria Group Inc. 0.02% 3,719 $223K New
AIG American International Group 0.02% 2,565 $223K New
TWLO Twilio Inc. Class A 0.02% 2,264 $222K Reduce -0.8%
BKNG Booking Holdings Inc. 0.02% 47 $217K No change
XYZ Block Inc. 0.02% 3,964 $215K Reduce -4.1%
LQD Ishr Ibx Usd Invgd CB ETF-Ui 0.02% 1,977 $215K Add +10.0%
SLB SLB Ltd. filed as SCHLUMBERGER LTD 0.02% 5,135 $215K New
ICF iShares Select U.S. REIT ETF 0.02% 3,400 $209K No change
APO Apollo Global Management Inc. 0.02% 1,518 $208K Reduce -7.7%
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.02% 1,688 $206K No change
MSTR Strategy Inc. filed as MICROSTRATEGY INC 0.02% 710 $205K New
CMCSA Comcast Corp. Class A 0.02% 5,513 $203K Reduce -5.6%
BIL SS SPDR BB 1-3M T-Bill ETF 0.02% 2,189 $201K Add +3.2%
AVES Avantis Emerging Markets Val 0.02% 4,244 $200K Reduce -33.9%
USFR Wisdomtree Floating Rate Tre 0.02% 3,888 $196K Add +0.7%
AVIG Avantis Core Fixed Income 0.02% 4,595 $190K Reduce -74.9%
NTSX Wisdomtree US Efficient Core 0.02% 4,042 $183K No change
KRE SS SPDR S&P Regional Bank 0.02% 3,179 $181K Add +0.6%
TLT iShares 20+ Year Treasury BD 0.02% 1,855 $169K Add +11.1%
CMF iShares California Muni Bond 0.02% 2,988 $168K Add +0.5%
IVW iShares S&P 500 Growth ETF 0.02% 1,795 $167K Add +10.8%
VMBS Vanguard Mortgage-Backed Sec 0.02% 3,591 $166K Add +0.5%
AGG iShares Core U.S. Aggregate 0.02% 1,642 $162K Add +0.6%
DGRO iShares Core Dividend Growth 0.02% 2,537 $157K Add +0.5%
DFSI Dimensional Int Sus COR1 ETF 0.01% 4,421 $154K Add +0.3%
HLN Haleon PLC-ADR 0.01% 14,885 $153K No change
GBDC Golub Capital BDC Inc. 0.01% 10,000 $151K New
IEUR iShares Core MSCI Europe ETF 0.01% 2,375 $143K No change
IEF iShares 7-10 Year Treasury B 0.01% 1,480 $141K No change
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.01% 523 $135K Reduce -2.6%
DOL Wisdomtree TR DVLP Intnl-Usd 0.01% 2,357 $130K Add +0.4%
NXTC Nextcure Inc. 0.01% 262,000 $126K No change
VSGX Vanguard ESG Intl Stock ETF 0.01% 2,037 $120K Add +0.2%
SCHK Schwab 1000 Index ETF 0.01% 4,442 $120K No change
HYS PIMCO 0-5 Year H/Y Corp. Bond 0.01% 1,230 $115K No change
SOXX iShares Semiconductor ETF 0.01% 599 $113K Add +794.0%
IAT iShares US Regional Banks Et 0.01% 2,382 $111K Add +0.6%
IYY iShares Dow Jones U.S. ETF 0.01% 800 $109K No change
NTSI Wisdomtree International Eff 0.01% 2,860 $109K No change
IEMG iShares Core MSCI Emerging 0.01% 1,974 $107K No change
AVSC Avantis US Small Cap Equity 0.01% 2,078 $101K No change
IJK iShares S&P Mid-Cap 400 Grow 0.01% 1,200 $100K No change
VAW Vanguard Materials ETF 0.01% 511 $96K No change
VDE Vanguard Energy ETF 0.01% 743 $96K No change
DFSB Dim GLB Sustain Fix Inc. ETF 0.01% 1,845 $95K Add +0.2%
MCHI iShares MSCI China ETF 0.01% 1,694 $92K No change
SCHE Schwab Emrg Mrkts Eqty ETF 0.01% 3,167 $87K No change
IWS iShares Russell Mid-Cap Valu 0.01% 669 $84K Add +0.3%
IEI iShares 3-7 Year Treasury Bo 0.01% 712 $84K No change
IPAC iShares Core MSCI Pacific Et 0.01% 1,291 $80K No change
XLV SS Health Care Select Sector 0.01% 480 $70K No change
RWO State Street SPDR Dow Jones 0.01% 1,591 $69K No change
EWX State Street SPDR S&P Emergi 0.01% 1,203 $68K No change
DFCF Dimensional Core Fixed Inc. 0.01% 1,607 $68K Reduce -57.7%
IJT iShares S&P Small-Cap 600 GR 0.01% 540 $67K No change
SCHA Schwab US Small-Cap ETF 0.01% 2,734 $64K Add +10.7%
PL Planet Labs PBC 0.01% 18,600 $63K No change
NTSE Wisdomtree Emerging Markets 0.01% 1,861 $56K No change
SDY SS SPDR S&P Dividend ETF 0.01% 383 $52K Add +16.8%
RSBT RTRN STCK BNDS & MNG Futures 0.00% 2,920 $50K New
DFSU Dimensional US Sus CORE1 ETF 0.00% 1,279 $46K Add +0.2%
DFSE Dimensional Em Sus CORE1 ETF 0.00% 1,358 $46K Add +0.1%
FNDF Schwab Fndmn Intl LRG Co. ETF 0.00% 1,200 $43K No change
SLYV SS SPDR S&P 600 SC Val ETF 0.00% 540 $42K No change
SCHC Schwab Intl Small-Cap Equity 0.00% 1,122 $40K No change
VWOB Vanguard Emerg MKTS Gov BND 0.00% 617 $40K No change
SCHQ Schwab Long-Term US Treasury 0.00% 1,139 $37K No change
IWV iShares Russell 3000 ETF 0.00% 109 $35K No change
VXF Vanguard Extended Market ETF 0.00% 192 $33K No change
IWR iShares Russell Mid-Cap ETF 0.00% 380 $32K No change
TIDAL TRUST II 0.00% 4,469 $32K New
HYMB SS SPDR N Ice HY Muni ETF 0.00% 1,246 $31K No change
SMH Vaneck Semiconductor ETF 0.00% 144 $30K No change
IGIB iShares 5-10Y Inv Grade Corp. 0.00% 570 $30K No change
VFH Vanguard Financials ETF 0.00% 246 $29K Add +74.5%
VIS Vanguard Industrials ETF 0.00% 115 $28K No change
VCLT Vanguard Long-Term Corp. Bond 0.00% 276 $21K New
INDA iShares MSCI India ETF 0.00% 370 $19K No change
SPIP SS SPDR P Tips ETF 0.00% 700 $18K No change
TIDAL TRUST II 0.00% 2,181 $18K New
SPYV SS SPDR P S&P 500 Value ETF 0.00% 328 $17K No change
SHV iShares 0-1 Year Treasury Bo 0.00% 134 $15K No change
RSPF Invesco S&P 500 Equal Weight 0.00% 200 $15K No change
DFJ Wisdomtree JPN S/C DVD Fund 0.00% 170 $13K No change
PHO Invesco Water Resources ETF 0.00% 200 $13K No change
FXI iShares China Large-Cap ETF 0.00% 349 $13K No change
USRT iShares Core US REIT ETF 0.00% 204 $12K Reduce -17.4%
VIOV Vanguard S&P Small-Cap 600 V 0.00% 139 $12K New
TIDAL TRUST II 0.00% 870 $11K New
GNR State Street SPDR S&P Global 0.00% 200 $11K No change
INVZ Innoviz Technologies Ltd. 0.00% 15,000 $10K No change
BWZ State Street SPDR Bloomberg 0.00% 325 $9K No change
IYR iShares US Real Estate ETF 0.00% 85 $8K No change
IGM iShares Expanded Tech Sector 0.00% 67 $6K No change
SCHP Schwab U.S. Tips ETF 0.00% 216 $6K No change
BBH Vaneck Biotech ETF 0.00% 35 $6K No change
IEFA iShares Core MSCI Eafe ETF 0.00% 68 $5K No change
IBB iShares Biotechnology ETF 0.00% 37 $5K New
VTWO Vanguard Russell 2000 ETF 0.00% 50 $4K No change
RNRG Global X Renewable Ener Prod 0.00% 240 $2K No change
GWX State Street SPDR S&P Intern 0.00% 39 $1K No change

Options reported separately and not counted above: META puts ($2.3M), CRM puts ($1.6M), GOOGL puts ($495K), GOOG puts ($328K).

Other holdings (1): bonds, preferreds, convertibles and warrants · $75K (not counted above)
SecurityClassShares / PrincipalValueChange
OXY.WS Occidental Petroleum-CW27 *W EXP 08/03/202 2,697$75KNo change

Total filed on the 13F, all lines: $1.0B.

Portfolio Sells Q4 2024 → Q1 2025
VUG Vanguard Mrngstar GR ETF-Sui Reduce -31.7% 0.68% −0.41
AAPL Apple Inc. Reduce -4.2% 2.45% −0.39
MSFT Microsoft Corp. Reduce -7.7% 0.92% −0.18
SPY SS SPDR S&P 500 ETF Trust-US Reduce -2.8% 2.93% −0.18
TER Teradyne Inc. Sold out 0.00% −0.18
TSLA Tesla Inc. Reduce -5.9% 0.28% −0.18
DFUS Dimensional US Eq MKT ETF Reduce -3.4% 2.12% −0.16
IVV iShares Core S&P 500 ETF Reduce -14.7% 0.71% −0.15
GOOG Alphabet Inc. Class C Reduce -0.4% 0.73% −0.15
VGSH Vanguard Short-Term Treasury Reduce -49.8% 0.16% −0.15
AMZN Amazon.com Inc. Reduce -1.7% 0.81% −0.13
KLIC Kulicke & Soffa Industries Sold out 0.00% −0.11
DFSV Dimensional US Small Cap Val Reduce -3.0% 0.85% −0.09
OKE Oneok Inc. Reduce -64.3% 0.04% −0.07
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -2.9% 0.84% −0.07
AVIG Avantis Core Fixed Income Reduce -74.9% 0.02% −0.05
VGT Vanguard Info Tech ETF Reduce -21.1% 0.10% −0.05
VCSH Vanguard S/T Corp. Bond ETF Reduce -11.1% 0.41% −0.04
VB Vanguard Most SM-Cap ETF-Usd Reduce -25.4% 0.09% −0.04
IJS iShares S&P Small-Cap 600 Va Reduce -3.3% 0.25% −0.03
AVUV Avantis US Small Cap Value Reduce -1.1% 0.25% −0.03
PYPL PayPal Holdings Inc. Sold out 0.00% −0.02
ILMN Illumina Inc. Sold out 0.00% −0.02
PFE Pfizer Inc. Sold out 0.00% −0.02
AOS Smith (a.o.) Corp. Sold out 0.00% −0.02
SHOP Shopify Inc. Class A Reduce -11.2% 0.08% −0.02
IWF iShares Russell 1000 Growth Reduce -1.3% 0.16% −0.02
DFIS Dimensional International SM Reduce -29.1% 0.04% −0.01
IWN iShares Russell 2000 Value E Reduce -12.2% 0.06% −0.01
XYZ Block Inc. Reduce -4.1% 0.02% −0.01
VTIP Vanguard Short-Term Tips Reduce -7.3% 0.38% −0.01
CAT Caterpillar Inc. Reduce -0.4% 0.14% −0.01
DFAE Dimensional Emerging Core Eq Reduce -10.4% 0.14% −0.01
VGIT Vanguard Intermediate-Term T Reduce -10.9% 0.14% −0.01
AVES Avantis Emerging Markets Val Reduce -33.9% 0.02% −0.01
DFCF Dimensional Core Fixed Inc. Reduce -57.7% 0.01% −0.01
CB Chubb Ltd. Reduce -21.7% 0.05% −0.01
PLTR Palantir Technologies Inc. Class A Reduce -17.2% 0.10% −0.01
APO Apollo Global Management Inc. Reduce -7.7% 0.02% −0.01
ABNB Airbnb Inc. Class A Reduce -8.8% 0.03% −0.01
MRK Merck & Co. Inc. Reduce -2.1% 0.04% −0.00
LMT Lockheed Martin Corp. Reduce -1.0% 0.05% −0.00
AVEE Avantis Em MKT SM Cap Eq ETF Reduce -9.0% 0.03% −0.00
QQQM Invesco Nasdaq 100 ETF Reduce -0.7% 0.03% −0.00
WMT Walmart Inc. Reduce -0.7% 0.10% −0.00
TWLO Twilio Inc. Class A Reduce -0.8% 0.02% −0.00
VTES Vanguard SH Term Tax-Ex Bond Reduce -3.1% 0.14% −0.00
TXN Texas Instruments Inc. Reduce -3.0% 0.02% −0.00
CMCSA Comcast Corp. Class A Reduce -5.6% 0.02% −0.00
GNMA iShares Gnma Bond ETF Reduce -4.2% 0.14% −0.00

Portfolio Buys Q4 2024 → Q1 2025
META Meta Platforms Inc. Class A Add +7.0% 10.82% +0.70
DFAX Dimensional World Ex US Core Add +1.0% 3.33% +0.25
AVDE Avantis International Equity Add +0.8% 2.22% +0.21
VEA Vanguard Ftse Developed ETF Add +3.4% 1.80% +0.18
DISV Dimensional International SM Add +9.3% 0.94% +0.17
SPTM SS SPDR P S&P 1500 Comp ETF Add +314.2% 0.21% +0.16
BRK.B Berkshire Hathaway Inc. Class B Add +0.2% 0.80% +0.13
DFAW Dimensional World Eqty ETF Add +107800.0% 0.11% +0.11
DFEM Dimensional Emrg MRKT Core Add +11.3% 0.81% +0.10
OKLO Oklo Inc. Add +10.8% 0.73% +0.09
SPYM Ste STR SPDR PT S&P 500 ETF Add +1604.3% 0.09% +0.08
PM Philip Morris International Add +22.4% 0.20% +0.08
VXUS Vanguard Total Intl Stock Add +4.4% 0.74% +0.08
CVX Chevron Corp. Add +6.4% 0.35% +0.07
DFIC Dimensional International Co. Add +2.3% 0.65% +0.07
XOM Exxon Mobil Corp. Add +5.8% 0.40% +0.06
VNQ Vanguard Real Estate ETF Add +3.4% 0.95% +0.06
AVEM Avantis Emerging Markets Eq Add +1.1% 1.14% +0.05
VWO Vanguard Ftse Emerging Marke Add +3.9% 0.68% +0.05
SCHD Schwab US DVD Equity ETF Add +62.6% 0.10% +0.04
IAU iShares Gold Trust Add +25.9% 0.12% +0.04
BABA Alibaba Group Holding-SP ADR New 0.04% +0.04
SGOV iShares 0-3 Month Treasury B New 0.03% +0.03
VGK Vanguard Ftse Europe ETF Add +0.1% 0.31% +0.03
VTV Vanguard Mrngstr Val ETF-Aui Add +1.6% 0.67% +0.03
CAMT Camtek Ltd. New 0.03% +0.03
IXUS iShares Core Intl Stock ETF Add +6.6% 0.21% +0.03
VOOG Vanguard S&P 500 Growth ETF New 0.02% +0.02
RDDT Reddit Inc. Class A New 0.02% +0.02
MO Altria Group Inc. New 0.02% +0.02
AIG American International Group New 0.02% +0.02
BLDR Builders Firstsource Inc. Add +113.4% 0.05% +0.02
SLB SLB Ltd. New 0.02% +0.02
TSM Taiwan Semiconductor-SP ADR Add +103.2% 0.05% +0.02
MSTR Strategy Inc. New 0.02% +0.02
CSCO Cisco Systems Inc. Add +13.4% 0.12% +0.02
DFAI Dimensional International Co. Add +0.1% 0.24% +0.02
IBIT iShares Bitcoin Trust ETF Add +69.6% 0.05% +0.02
GBDC Golub Capital BDC Inc. New 0.01% +0.01
ABBV Abbvie Inc. Add +0.3% 0.09% +0.01
V Visa Inc. Class A Add +0.0% 0.11% +0.01
XLE SS Energy Select Sector Add +0.1% 0.13% +0.01
BND Vanguard Total Bond Market Add +2.5% 0.20% +0.01
AVRE Avantis Real Estate ETF Add +0.8% 0.24% +0.01
SLV iShares Silver Trust Add +23.5% 0.03% +0.01
SHEL Shell PLC-ADR Add +0.8% 0.06% +0.01
SOXX iShares Semiconductor ETF Add +794.0% 0.01% +0.01
ABT Abbott Laboratories Add +0.0% 0.06% +0.01
VPL Vanguard Ftse Pacific ETF Add +0.2% 0.26% +0.01
USMV iShares MSCI USA Min Vol Fac Add +0.0% 0.13% +0.01

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 346$1.3BDFAC, VTI, META, DFAX, VEA
Q1 2026 371$1.3BVTI, DFAC, META, VOO, DFAX
Q4 2025 343$1.2BDFAC, VTI, META, DFAX, SPY
Q3 2025 377$1.3BDFAC, VTI, META, VOO, DFAX
Q2 2025 348$1.2BVTI, DFAC, META, DFAX, SPY
Q1 2025 342$1.0BDFAC, VTI, META, DFAX, DFUV
Q4 2024 334$1.0BDFAC, VTI, META, SPY, DFAX
Q3 2024 335$1.1BMETA, DFAC, VTI, DFAX, SPY
Q2 2024 328$1.0BMETA, DFAC, VTI, DFAX, SPY
Q1 2024 346$1.0BMETA, DFAC, VTI, DFAX, DFUV