Cathy Pareto & Associates, Inc.
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 14, 2025), Cathy Pareto & Associates, Inc. reported 88 stock positions worth $121.0 million. Its top holding was Pacer US Cash Cows 100 ETF (COWZ) at 6.0% of the portfolio, followed by Apple (AAPL, 6.0%) and JPMorgan Ultra-Short Income (JPST, 5.2%). Compared with Q1 2025, it opened 7 new positions, sold out of 1, added to 38 and reduced 38. The biggest buy was Defiance Quantum ETF (QTUM, shares +219%) and the biggest sale Apple (AAPL, shares −7%).
- Most Recent 13F
- Q2 2026
- Location
- CORAL GABLES, FL
- CIK
- 0002045974
- Portfolio Value
- $121.0M (Q2 2025)
- SEC Filing
- 0001085146-25-003778 ↗ filed Jul 14, 2025
Holdings Value
Holdings 88 stocks · $121.0M
| COWZ Pacer US Cash Cows 100 ETF | 6.04% | 132,732 | $7.3M | Reduce -5.7% |
| AAPL Apple Inc. | 6.04% | 35,614 | $7.3M | Reduce -7.4% |
| JPST JPMorgan Ultra-Short Income | 5.18% | 123,787 | $6.3M | Add +13.2% |
| VB Vanguard Most SM-Cap ETF-Usd | 4.75% | 24,247 | $5.7M | Reduce -2.7% |
| SCHV Schwab US Large-Cap Value | 4.41% | 192,841 | $5.3M | Add +6.2% |
| SCHM Schwab US Mid Cap ETF | 4.15% | 178,864 | $5.0M | Add +3.8% |
| HEDJ Wisdomtree Europe Hedged Equ | 3.77% | 94,931 | $4.6M | Add +21.4% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 3.76% | 27,670 | $4.6M | Reduce -1.1% |
| VGT Vanguard Info Tech ETF | 3.67% | 6,703 | $4.4M | Add +1.7% |
| SCHX Schwab US Large-Cap ETF | 3.45% | 170,824 | $4.2M | Add +3.8% |
| OPPE Wisdomtree European Opport | 3.35% | 87,173 | $4.1M | Add +2.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 3.17% | 7,903 | $3.8M | Add +7.3% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 3.13% | 19,416 | $3.8M | Reduce -7.3% |
| FNDX Schwab Fndmntl US LRG Co. ETF | 2.65% | 130,518 | $3.2M | Reduce -1.6% |
| SCHB Schwab US Broad Market ETF | 2.29% | 116,354 | $2.8M | Add +8.7% |
| MSFT Microsoft Corp. | 2.18% | 5,297 | $2.6M | Reduce -3.7% |
| AMZN Amazon.com Inc. | 1.84% | 10,167 | $2.2M | Reduce -17.3% |
| GSY Invesco Ultra Short Duration | 1.58% | 38,113 | $1.9M | Add +2.2% |
| IAU iShares Gold Trust | 1.57% | 30,425 | $1.9M | Reduce -2.3% |
| SCHD Schwab US DVD Equity ETF | 1.50% | 68,307 | $1.8M | Add +5.4% |
| VHT Vanguard Health Care ETF | 1.46% | 7,091 | $1.8M | Reduce -0.6% |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 1.40% | 42,196 | $1.7M | Add +15.1% |
| BRO Brown & Brown Inc. | 1.17% | 12,761 | $1.4M | No change |
| JEPI JPMorgan Equity Premium Inco | 1.01% | 21,547 | $1.2M | Add +11.4% |
| PAVE Global X US Infrastructure | 0.94% | 25,995 | $1.1M | Add +4.6% |
| CLOI Vaneck Clo ETF | 0.92% | 20,916 | $1.1M | Add +40.1% |
| QTUM Defiance Quantum ETF | 0.86% | 11,337 | $1.0M | Add +219.3% |
| DFAS Dimensional US Small Cap ETF | 0.85% | 16,128 | $1.0M | Reduce -0.7% |
| NLR Vaneck Urani & Nuclr ETF-Usd | 0.82% | 8,875 | $987K | Add +120.2% |
| VTI VG Morningstar TS MKT ETF-US | 0.75% | 2,980 | $906K | Reduce -0.4% |
| GOOG Alphabet Inc. Class C | 0.74% | 5,045 | $895K | Reduce -8.7% |
| RWJ Invesco S&P Smallcap 600 | 0.73% | 20,503 | $888K | Reduce -21.8% |
| CALF PCR US SM CP CSH CWS ETF-Usd | 0.73% | 22,255 | $886K | Reduce -54.5% |
| RSP Invesco S&P 500 Equal Weight | 0.72% | 4,821 | $876K | Add +5.2% |
| DFUS Dimensional US Eq MKT ETF | 0.70% | 12,604 | $845K | Add +9.9% |
| IJH iShares Core S&P Midcap ETF | 0.70% | 13,619 | $845K | Add +13.9% |
| NFLX Netflix Inc. | 0.66% | 600 | $803K | Reduce -3.2% |
| FXH First Trust Health Care Alph | 0.61% | 7,099 | $736K | Reduce -8.4% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.60% | 1 | $729K | No change |
| DFUV Dimensional US Marketwide Va | 0.60% | 17,056 | $721K | Reduce -21.1% |
| META Meta Platforms Inc. Class A | 0.56% | 917 | $677K | Reduce -7.7% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.53% | 2,258 | $644K | Reduce -0.5% |
| AVGO Broadcom Inc. | 0.51% | 2,258 | $623K | Add +0.0% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.47% | 3,248 | $574K | Reduce -6.4% |
| GEHC GE Healthcare Technology | 0.46% | 7,518 | $557K | Reduce -6.4% |
| XMHQ Invesco S&P Midcap Qual ETF | 0.42% | 5,189 | $510K | Reduce -15.7% |
| EZM Wisdomtree US Midcap Fund | 0.42% | 8,186 | $506K | Reduce -16.3% |
| SLV iShares Silver Trust | 0.40% | 14,720 | $483K | Add +14.6% |
| XLK SS Technology Select Sector | 0.39% | 1,876 | $475K | Reduce -0.2% |
| GOOGL Alphabet Inc. Class A | 0.38% | 2,622 | $462K | Add +1.5% |
| QQQ Invesco QQQ Trust Series 1 | 0.37% | 822 | $454K | Add +5.8% |
| ITA iShares U.S. Aerospace & Def | 0.37% | 2,388 | $451K | Add +14.1% |
| IYF iShares US Financials ETF | 0.36% | 3,586 | $434K | Reduce -12.5% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.36% | 699 | $432K | Add +0.1% |
| NVDA Nvidia Corp. | 0.35% | 2,699 | $426K | Reduce -8.0% |
| COWG Pacer US LRG Cap Cows GR LD | 0.35% | 12,044 | $423K | Add +3.0% |
| COST Costco Wholesale Corp. | 0.34% | 415 | $411K | No change |
| GLD SPDR Gold Shares | 0.34% | 1,337 | $408K | Reduce -6.0% |
| SDOG Alps Sector Dividend Dogs | 0.34% | 7,068 | $406K | Add +1.2% |
| IWD iShares Russell 1000 Value E | 0.32% | 2,024 | $393K | Add +11.5% |
| DXJ Wisdomtree Japan Hedged Eq | 0.31% | 3,304 | $378K | Reduce -10.5% |
| NEE Nextera Energy Inc. | 0.31% | 5,336 | $370K | Reduce -0.3% |
| JPM JPMorgan Chase & Co. | 0.30% | 1,256 | $364K | Reduce -13.8% |
| HDV iShares Core High Dividend E | 0.30% | 3,049 | $357K | Add +1.2% |
| PLTR Palantir Technologies Inc. Class A | 0.29% | 2,610 | $354K | No change |
| WTV Wisdomtree U.S. Value Fund | 0.29% | 4,090 | $353K | Reduce -21.2% |
| IVV iShares Core S&P 500 ETF | 0.29% | 563 | $350K | Reduce -6.9% |
| JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F | 0.28% | 6,191 | $337K | Reduce -12.8% |
| VYM Vanguard High DVD Yield ETF | 0.26% | 2,395 | $319K | Add +46.8% |
| ABBV Abbvie Inc. | 0.26% | 1,708 | $317K | Add +0.8% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.26% | 715 | $314K | No change |
| ITB iShares U.S. Home Constructi | 0.23% | 3,025 | $282K | Reduce -11.9% |
| BRHY iShares High Yild Active ETF | 0.23% | 5,400 | $280K | New |
| VIG Vanguard Dividend Apprec ETF | 0.22% | 1,307 | $268K | Reduce -1.1% |
| MKL Markel Group Inc. | 0.22% | 131 | $262K | Add +8.3% |
| DFAT Dimensional US Target Value | 0.22% | 4,833 | $261K | Add +0.5% |
| VPU Vanguard Utilities ETF | 0.21% | 1,452 | $256K | New |
| SCHA Schwab US Small-Cap ETF | 0.21% | 10,118 | $256K | New |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.21% | 913 | $256K | Add +4.0% |
| WMT Walmart Inc. | 0.20% | 2,505 | $245K | Add +0.5% |
| GPIQ GS Nasdaq-100 PR Inc. ETF-Usd | 0.19% | 4,599 | $229K | Add +2.0% |
| HIG Hartford Insurance Group Inc. | 0.18% | 1,749 | $222K | Add +0.3% |
| TSLA Tesla Inc. | 0.18% | 686 | $218K | New |
| XLI SS Industrial Select Sector | 0.18% | 1,452 | $214K | New |
| PG The Procter & Gamble Co. | 0.17% | 1,328 | $212K | Reduce -2.1% |
| SPOT Spotify Technology SA | 0.17% | 273 | $209K | New |
| BX Blackstone Inc. | 0.17% | 1,363 | $204K | Reduce -15.0% |
| SLYV SS SPDR S&P 600 SC Val ETF | 0.17% | 2,539 | $203K | New |
Portfolio Sells Q1 2025 → Q2 2025
| AAPL Apple Inc. | Reduce -7.4% | 6.04% | −1.52 |
| CALF PCR US SM CP CSH CWS ETF-Usd | Reduce -54.5% | 0.73% | −0.89 |
| COWZ Pacer US Cash Cows 100 ETF | Reduce -5.7% | 6.04% | −0.77 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -7.3% | 3.13% | −0.32 |
| TT Trane Technologies PLC | Sold out | 0.00% | −0.25 |
| AMZN Amazon.com Inc. | Reduce -17.3% | 1.84% | −0.22 |
| VHT Vanguard Health Care ETF | Reduce -0.6% | 1.46% | −0.22 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Reduce -1.1% | 3.76% | −0.21 |
| RWJ Invesco S&P Smallcap 600 | Reduce -21.8% | 0.73% | −0.21 |
| DFUV Dimensional US Marketwide Va | Reduce -21.1% | 0.60% | −0.19 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -2.7% | 4.75% | −0.14 |
| FNDX Schwab Fndmntl US LRG Co. ETF | Reduce -1.6% | 2.65% | −0.12 |
| GEHC GE Healthcare Technology | Reduce -6.4% | 0.46% | −0.11 |
| FXH First Trust Health Care Alph | Reduce -8.4% | 0.61% | −0.10 |
| EZM Wisdomtree US Midcap Fund | Reduce -16.3% | 0.42% | −0.10 |
| WTV Wisdomtree U.S. Value Fund | Reduce -21.2% | 0.29% | −0.09 |
| XMHQ Invesco S&P Midcap Qual ETF | Reduce -15.7% | 0.42% | −0.08 |
| IAU iShares Gold Trust | Reduce -2.3% | 1.57% | −0.06 |
| ITB iShares U.S. Home Constructi | Reduce -11.9% | 0.23% | −0.06 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -6.4% | 0.47% | −0.06 |
| IYF iShares US Financials ETF | Reduce -12.5% | 0.36% | −0.05 |
| DXJ Wisdomtree Japan Hedged Eq | Reduce -10.5% | 0.31% | −0.05 |
| JEPQ JPM Nasdaq Equity Premium | Reduce -12.8% | 0.28% | −0.05 |
| PG The Procter & Gamble Co. | Reduce -2.1% | 0.17% | −0.03 |
| BX Blackstone Inc. | Reduce -15.0% | 0.17% | −0.03 |
| NEE Nextera Energy Inc. | Reduce -0.3% | 0.31% | −0.03 |
| GLD SPDR Gold Shares | Reduce -6.0% | 0.34% | −0.03 |
| GOOG Alphabet Inc. Class C | Reduce -8.7% | 0.74% | −0.02 |
| JPM JPMorgan Chase & Co. | Reduce -13.8% | 0.30% | −0.02 |
| IVV iShares Core S&P 500 ETF | Reduce -6.9% | 0.29% | −0.01 |
| DFAS Dimensional US Small Cap ETF | Reduce -0.7% | 0.85% | −0.01 |
| VIG Vanguard Dividend Apprec ETF | Reduce -1.1% | 0.22% | −0.01 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Reduce -0.5% | 0.53% | +0.02 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -0.4% | 0.75% | +0.02 |
| XLK SS Technology Select Sector | Reduce -0.2% | 0.39% | +0.05 |
| META Meta Platforms Inc. Class A | Reduce -7.7% | 0.56% | +0.05 |
| NVDA Nvidia Corp. | Reduce -8.0% | 0.35% | +0.07 |
| NFLX Netflix Inc. | Reduce -3.2% | 0.66% | +0.15 |
| MSFT Microsoft Corp. | Reduce -3.7% | 2.18% | +0.35 |
Portfolio Buys Q1 2025 → Q2 2025
| QTUM Defiance Quantum ETF | Add +219.3% | 0.86% | +0.63 |
| NLR Vaneck Urani & Nuclr ETF-Usd | Add +120.2% | 0.82% | +0.55 |
| VGT Vanguard Info Tech ETF | Add +1.7% | 3.67% | +0.51 |
| HEDJ Wisdomtree Europe Hedged Equ | Add +21.4% | 3.77% | +0.49 |
| JPST JPMorgan Ultra-Short Income | Add +13.2% | 5.18% | +0.29 |
| SCHB Schwab US Broad Market ETF | Add +8.7% | 2.29% | +0.25 |
| SCHX Schwab US Large-Cap ETF | Add +3.8% | 3.45% | +0.24 |
| BRHY iShares High Yild Active ETF | New | 0.23% | +0.23 |
| FNDF Schwab Fndmn Intl LRG Co. ETF | Add +15.1% | 1.40% | +0.22 |
| CLOI Vaneck Clo ETF | Add +40.1% | 0.92% | +0.22 |
| VPU Vanguard Utilities ETF | New | 0.21% | +0.21 |
| SCHA Schwab US Small-Cap ETF | New | 0.21% | +0.21 |
| AVGO Broadcom Inc. | Add +0.0% | 0.51% | +0.18 |
| TSLA Tesla Inc. | New | 0.18% | +0.18 |
| XLI SS Industrial Select Sector | New | 0.18% | +0.18 |
| SPOT Spotify Technology SA | New | 0.17% | +0.17 |
| SLYV SS SPDR S&P 600 SC Val ETF | New | 0.17% | +0.17 |
| OPPE Wisdomtree European Opport | Add +2.3% | 3.35% | +0.16 |
| SCHM Schwab US Mid Cap ETF | Add +3.8% | 4.15% | +0.15 |
| SCHV Schwab US Large-Cap Value | Add +6.2% | 4.41% | +0.14 |
| PAVE Global X US Infrastructure | Add +4.6% | 0.94% | +0.11 |
| ITA iShares U.S. Aerospace & Def | Add +14.1% | 0.37% | +0.09 |
| DFUS Dimensional US Eq MKT ETF | Add +9.9% | 0.70% | +0.08 |
| IJH iShares Core S&P Midcap ETF | Add +13.9% | 0.70% | +0.08 |
| VYM Vanguard High DVD Yield ETF | Add +46.8% | 0.26% | +0.08 |
| QQQ Invesco QQQ Trust Series 1 | Add +5.8% | 0.37% | +0.05 |
| SLV iShares Silver Trust | Add +14.6% | 0.40% | +0.05 |
| JEPI JPMorgan Equity Premium Inco | Add +11.4% | 1.01% | +0.04 |
| COWG Pacer US LRG Cap Cows GR LD | Add +3.0% | 0.35% | +0.03 |
| GOOGL Alphabet Inc. Class A | Add +1.5% | 0.38% | +0.03 |
| IWD iShares Russell 1000 Value E | Add +11.5% | 0.32% | +0.02 |
| RSP Invesco S&P 500 Equal Weight | Add +5.2% | 0.72% | +0.02 |
| MKL Markel Group Inc. | Add +8.3% | 0.22% | +0.02 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +0.1% | 0.36% | +0.01 |
| GPIQ GS Nasdaq-100 PR Inc. ETF-Usd | Add +2.0% | 0.19% | +0.01 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +4.0% | 0.21% | +0.01 |
| WMT Walmart Inc. | Add +0.5% | 0.20% | +0.01 |
| DFAT Dimensional US Target Value | Add +0.5% | 0.22% | −0.00 |
| HIG Hartford Insurance Group Inc. | Add +0.3% | 0.18% | −0.01 |
| SDOG Alps Sector Dividend Dogs | Add +1.2% | 0.34% | −0.02 |
| HDV iShares Core High Dividend E | Add +1.2% | 0.30% | −0.03 |
| ABBV Abbvie Inc. | Add +0.8% | 0.26% | −0.05 |
| GSY Invesco Ultra Short Duration | Add +2.2% | 1.58% | −0.07 |
| SCHD Schwab US DVD Equity ETF | Add +5.4% | 1.50% | −0.11 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +7.3% | 3.17% | −0.30 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 102 | $170.6M | SCHV, AAPL, OPPE, SCHM, VB |
| Q1 2026 | 96 | $149.0M | SCHV, AAPL, OPPE, SCHM, VB |
| Q4 2025 | 92 | $144.1M | AAPL, SCHV, OPPE, COWZ, JPST |
| Q3 2025 | 90 | $132.6M | AAPL, COWZ, JPST, SCHV, OPPE |
| Q2 2025 | 88 | $121.0M | COWZ, AAPL, JPST, VB, SCHV |
| Q1 2025 | 82 | $113.1M | AAPL, COWZ, JPST, VB, SCHV |
| Q4 2024 | 77 | $108.8M | AAPL, COWZ, VB, SCHM, SCHV |