Cathy Pareto & Associates, Inc.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 23, 2025), Cathy Pareto & Associates, Inc. reported 90 stock positions worth $132.6 million. Its top holding was Apple (AAPL) at 6.7% of the portfolio, followed by Pacer US Cash Cows 100 ETF (COWZ, 5.4%) and JPMorgan Ultra-Short Income (JPST, 4.5%). Compared with Q2 2025, it opened 5 new positions, sold out of 3, added to 44 and reduced 38. The biggest buy was Wisdomtree European Opport (OPPE, shares +37%) and the biggest sale Pacer US Cash Cows 100 ETF (COWZ, shares −7%).
- Most Recent 13F
- Q2 2026
- Location
- CORAL GABLES, FL
- CIK
- 0002045974
- Portfolio Value
- $132.6M (Q3 2025)
- SEC Filing
- 0002045974-25-000002 ↗ filed Oct 23, 2025
Holdings Value
Holdings 90 stocks · $132.6M
| AAPL Apple Inc. | 6.72% | 34,963 | $8.9M | Reduce -1.8% |
| COWZ Pacer US Cash Cows 100 ETF | 5.37% | 123,923 | $7.1M | Reduce -6.6% |
| JPST JPMorgan Ultra-Short Income | 4.53% | 118,416 | $6.0M | Reduce -4.3% |
| SCHV Schwab US Large-Cap Value | 4.45% | 202,609 | $5.9M | Add +5.1% |
| OPPE Wisdomtree European Opport | 4.42% | 119,752 | $5.9M | Add +37.4% |
| SCHM Schwab US Mid Cap ETF | 4.30% | 192,430 | $5.7M | Add +7.6% |
| VB Vanguard Most SM-Cap ETF-Usd | 4.30% | 22,409 | $5.7M | Reduce -7.6% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 3.95% | 30,008 | $5.2M | Add +8.4% |
| VGT Vanguard Info Tech ETF | 3.68% | 6,540 | $4.9M | Reduce -2.4% |
| HEDJ Wisdomtree Europe Hedged Equ | 3.42% | 90,040 | $4.5M | Reduce -5.2% |
| SCHX Schwab US Large-Cap ETF | 3.39% | 170,778 | $4.5M | Reduce -0.0% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 3.11% | 19,766 | $4.1M | Add +1.8% |
| BRK.B Berkshire Hathaway Inc. Class B | 2.95% | 7,775 | $3.9M | Reduce -1.6% |
| FNDX Schwab Fndmntl US LRG Co. ETF | 2.61% | 131,335 | $3.5M | Add +0.6% |
| SCHB Schwab US Broad Market ETF | 2.16% | 111,537 | $2.9M | Reduce -4.1% |
| MSFT Microsoft Corp. | 2.10% | 5,363 | $2.8M | Add +1.3% |
| AMZN Amazon.com Inc. | 1.69% | 10,192 | $2.2M | Add +0.3% |
| IAU iShares Gold Trust | 1.66% | 30,227 | $2.2M | Reduce -0.7% |
| NLR Vaneck Urani & Nuclr ETF-Usd | 1.48% | 14,468 | $2.0M | Add +63.0% |
| SCHD Schwab US DVD Equity ETF | 1.42% | 68,915 | $1.9M | Add +0.9% |
| GSY Invesco Ultra Short Duration | 1.41% | 37,115 | $1.9M | Reduce -2.6% |
| VHT Vanguard Health Care ETF | 1.36% | 6,939 | $1.8M | Reduce -2.1% |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 1.34% | 41,441 | $1.8M | Reduce -1.8% |
| QTUM Defiance Quantum ETF | 1.30% | 16,480 | $1.7M | Add +45.4% |
| CLOI Vaneck Clo ETF | 1.17% | 29,250 | $1.6M | Add +39.9% |
| PAVE Global X US Infrastructure | 0.99% | 27,655 | $1.3M | Add +6.4% |
| GOOG Alphabet Inc. Class C | 0.93% | 5,060 | $1.2M | Add +0.3% |
| JEPI JPMorgan Equity Premium Inco | 0.93% | 21,484 | $1.2M | Reduce -0.3% |
| BRO Brown & Brown Inc. | 0.90% | 12,777 | $1.2M | Add +0.1% |
| DFAS Dimensional US Small Cap ETF | 0.87% | 16,839 | $1.2M | Add +4.4% |
| IJH iShares Core S&P Midcap ETF | 0.80% | 16,196 | $1.1M | Add +18.9% |
| RWJ Invesco S&P Smallcap 600 | 0.78% | 21,428 | $1.0M | Add +4.5% |
| DFUS Dimensional US Eq MKT ETF | 0.72% | 13,086 | $948K | Add +3.8% |
| VTI VG Morningstar TS MKT ETF-US | 0.69% | 2,807 | $921K | Reduce -5.8% |
| RSP Invesco S&P 500 Equal Weight | 0.69% | 4,841 | $918K | Add +0.4% |
| DFUV Dimensional US Marketwide Va | 0.58% | 17,131 | $766K | Add +0.4% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.57% | 1 | $754K | No change |
| SLV iShares Silver Trust | 0.57% | 17,757 | $752K | Add +20.6% |
| AVGO Broadcom Inc. | 0.56% | 2,264 | $747K | Add +0.3% |
| FXH First Trust Health Care Alph | 0.56% | 6,731 | $738K | Reduce -5.2% |
| NFLX Netflix Inc. | 0.55% | 604 | $724K | Add +0.7% |
| META Meta Platforms Inc. Class A | 0.53% | 961 | $706K | Add +4.8% |
| GOOGL Alphabet Inc. Class A | 0.53% | 2,877 | $700K | Add +9.7% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.51% | 2,191 | $675K | Reduce -3.0% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.44% | 3,115 | $581K | Reduce -4.1% |
| NVDA Nvidia Corp. | 0.43% | 3,073 | $573K | Add +13.9% |
| ITA iShares U.S. Aerospace & Def | 0.42% | 2,664 | $558K | Add +11.6% |
| EZM Wisdomtree US Midcap Fund | 0.41% | 8,208 | $541K | Add +0.3% |
| XLK SS Technology Select Sector | 0.39% | 1,822 | $514K | Reduce -2.9% |
| GEHC GE Healthcare Technology | 0.38% | 6,770 | $508K | Reduce -9.9% |
| QQQ Invesco QQQ Trust Series 1 | 0.37% | 815 | $490K | Reduce -0.8% |
| COWG Pacer US LRG Cap Cows GR LD | 0.36% | 13,296 | $483K | Add +10.4% |
| GLD SPDR Gold Shares | 0.36% | 1,337 | $475K | No change |
| IYF iShares US Financials ETF | 0.36% | 3,747 | $475K | Add +4.5% |
| XMHQ Invesco S&P Midcap Qual ETF | 0.34% | 4,343 | $456K | Reduce -16.3% |
| DXJ Wisdomtree Japan Hedged Eq | 0.32% | 3,274 | $419K | Reduce -0.9% |
| SDOG Alps Sector Dividend Dogs | 0.32% | 6,952 | $419K | Reduce -1.6% |
| ABBV Abbvie Inc. | 0.30% | 1,746 | $404K | Add +2.2% |
| JPM JPMorgan Chase & Co. | 0.30% | 1,281 | $404K | Add +2.0% |
| NEE Nextera Energy Inc. | 0.30% | 5,264 | $397K | Reduce -1.4% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.30% | 594 | $396K | Reduce -15.0% |
| PLTR Palantir Technologies Inc. Class A | 0.30% | 2,167 | $395K | Reduce -17.0% |
| IVV iShares Core S&P 500 ETF | 0.29% | 578 | $387K | Add +2.7% |
| COST Costco Wholesale Corp. | 0.29% | 412 | $382K | Reduce -0.7% |
| HDV iShares Core High Dividend E | 0.28% | 3,067 | $376K | Add +0.6% |
| CALF PCR US SM CP CSH CWS ETF-Usd | 0.27% | 8,190 | $359K | Reduce -63.2% |
| VYM Vanguard High DVD Yield ETF | 0.27% | 2,526 | $356K | Add +5.5% |
| IWD iShares Russell 1000 Value E | 0.25% | 1,656 | $337K | Reduce -18.2% |
| JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F | 0.25% | 5,793 | $333K | Reduce -6.4% |
| SMH Vaneck Semiconductor ETF | 0.24% | 990 | $323K | New |
| ITB iShares U.S. Home Constructi | 0.24% | 2,977 | $319K | Reduce -1.6% |
| BRHY iShares High Yild Active ETF | 0.23% | 5,931 | $310K | Add +9.8% |
| TSLA Tesla Inc. | 0.23% | 684 | $304K | Reduce -0.3% |
| VIG Vanguard Dividend Apprec ETF | 0.21% | 1,311 | $283K | Add +0.3% |
| DFAT Dimensional US Target Value | 0.21% | 4,856 | $283K | Add +0.5% |
| SCHA Schwab US Small-Cap ETF | 0.21% | 10,057 | $281K | Reduce -0.6% |
| VPU Vanguard Utilities ETF | 0.21% | 1,459 | $276K | Add +0.5% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.21% | 940 | $276K | Add +3.0% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.20% | 546 | $262K | Reduce -23.6% |
| WMT Walmart Inc. | 0.20% | 2,530 | $261K | Add +1.0% |
| WTV Wisdomtree U.S. Value Fund | 0.19% | 2,799 | $255K | Reduce -31.6% |
| MKL Markel Group Inc. | 0.19% | 131 | $250K | No change |
| GPIQ GS Nasdaq-100 PR Inc. ETF-Usd | 0.19% | 4,691 | $246K | Add +2.0% |
| TSM Taiwan Semiconductor-SP ADR | 0.18% | 871 | $243K | New |
| HIG Hartford Insurance Group Inc. | 0.18% | 1,763 | $235K | Add +0.8% |
| PPA Invesco Aerospace & Defense | 0.17% | 1,449 | $225K | New |
| SLYV SS SPDR S&P 600 SC Val ETF | 0.17% | 2,537 | $225K | Reduce -0.1% |
| IBIT iShares Bitcoin Trust ETF | 0.16% | 3,333 | $217K | New |
| ACWI iShares MSCI Acwi ETF | 0.15% | 1,477 | $204K | New |
| BX Blackstone Inc. | 0.15% | 1,193 | $204K | Reduce -12.5% |
Portfolio Sells Q2 2025 → Q3 2025
| COWZ Pacer US Cash Cows 100 ETF | Reduce -6.6% | 5.37% | −0.67 |
| JPST JPMorgan Ultra-Short Income | Reduce -4.3% | 4.53% | −0.65 |
| CALF PCR US SM CP CSH CWS ETF-Usd | Reduce -63.2% | 0.27% | −0.46 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -7.6% | 4.30% | −0.45 |
| HEDJ Wisdomtree Europe Hedged Equ | Reduce -5.2% | 3.42% | −0.35 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -1.6% | 2.95% | −0.22 |
| XLI SS Industrial Select Sector | Sold out | 0.00% | −0.18 |
| PG The Procter & Gamble Co. | Sold out | 0.00% | −0.17 |
| SPOT Spotify Technology SA | Sold out | 0.00% | −0.17 |
| GSY Invesco Ultra Short Duration | Reduce -2.6% | 1.41% | −0.17 |
| SCHB Schwab US Broad Market ETF | Reduce -4.1% | 2.16% | −0.13 |
| WTV Wisdomtree U.S. Value Fund | Reduce -31.6% | 0.19% | −0.10 |
| VHT Vanguard Health Care ETF | Reduce -2.1% | 1.36% | −0.10 |
| JEPI JPMorgan Equity Premium Inco | Reduce -0.3% | 0.93% | −0.09 |
| XMHQ Invesco S&P Midcap Qual ETF | Reduce -16.3% | 0.34% | −0.08 |
| GEHC GE Healthcare Technology | Reduce -9.9% | 0.38% | −0.08 |
| IWD iShares Russell 1000 Value E | Reduce -18.2% | 0.25% | −0.07 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -23.6% | 0.20% | −0.06 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -15.0% | 0.30% | −0.06 |
| SCHX Schwab US Large-Cap ETF | Reduce -0.0% | 3.39% | −0.06 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -5.8% | 0.69% | −0.05 |
| FNDF Schwab Fndmn Intl LRG Co. ETF | Reduce -1.8% | 1.34% | −0.05 |
| COST Costco Wholesale Corp. | Reduce -0.7% | 0.29% | −0.05 |
| FXH First Trust Health Care Alph | Reduce -5.2% | 0.56% | −0.05 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -4.1% | 0.44% | −0.04 |
| JEPQ JPM Nasdaq Equity Premium | Reduce -6.4% | 0.25% | −0.03 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Reduce -3.0% | 0.51% | −0.02 |
| SDOG Alps Sector Dividend Dogs | Reduce -1.6% | 0.32% | −0.02 |
| BX Blackstone Inc. | Reduce -12.5% | 0.15% | −0.01 |
| NEE Nextera Energy Inc. | Reduce -1.4% | 0.30% | −0.01 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -0.8% | 0.37% | −0.01 |
| XLK SS Technology Select Sector | Reduce -2.9% | 0.39% | −0.01 |
| SCHA Schwab US Small-Cap ETF | Reduce -0.6% | 0.21% | +0.00 |
| SLYV SS SPDR S&P 600 SC Val ETF | Reduce -0.1% | 0.17% | +0.00 |
| DXJ Wisdomtree Japan Hedged Eq | Reduce -0.9% | 0.32% | +0.00 |
| PLTR Palantir Technologies Inc. Class A | Reduce -17.0% | 0.30% | +0.01 |
| ITB iShares U.S. Home Constructi | Reduce -1.6% | 0.24% | +0.01 |
| VGT Vanguard Info Tech ETF | Reduce -2.4% | 3.68% | +0.01 |
| TSLA Tesla Inc. | Reduce -0.3% | 0.23% | +0.05 |
| IAU iShares Gold Trust | Reduce -0.7% | 1.66% | +0.09 |
| AAPL Apple Inc. | Reduce -1.8% | 6.72% | +0.68 |
Portfolio Buys Q2 2025 → Q3 2025
| OPPE Wisdomtree European Opport | Add +37.4% | 4.42% | +1.06 |
| NLR Vaneck Urani & Nuclr ETF-Usd | Add +63.0% | 1.48% | +0.67 |
| QTUM Defiance Quantum ETF | Add +45.4% | 1.30% | +0.44 |
| CLOI Vaneck Clo ETF | Add +39.9% | 1.17% | +0.26 |
| SMH Vaneck Semiconductor ETF | New | 0.24% | +0.24 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Add +8.4% | 3.95% | +0.19 |
| GOOG Alphabet Inc. Class C | Add +0.3% | 0.93% | +0.19 |
| TSM Taiwan Semiconductor-SP ADR | New | 0.18% | +0.18 |
| PPA Invesco Aerospace & Defense | New | 0.17% | +0.17 |
| SLV iShares Silver Trust | Add +20.6% | 0.57% | +0.17 |
| IBIT iShares Bitcoin Trust ETF | New | 0.16% | +0.16 |
| SCHM Schwab US Mid Cap ETF | Add +7.6% | 4.30% | +0.16 |
| ACWI iShares MSCI Acwi ETF | New | 0.15% | +0.15 |
| GOOGL Alphabet Inc. Class A | Add +9.7% | 0.53% | +0.15 |
| IJH iShares Core S&P Midcap ETF | Add +18.9% | 0.80% | +0.10 |
| NVDA Nvidia Corp. | Add +13.9% | 0.43% | +0.08 |
| PAVE Global X US Infrastructure | Add +6.4% | 0.99% | +0.06 |
| AVGO Broadcom Inc. | Add +0.3% | 0.56% | +0.05 |
| ITA iShares U.S. Aerospace & Def | Add +11.6% | 0.42% | +0.05 |
| RWJ Invesco S&P Smallcap 600 | Add +4.5% | 0.78% | +0.05 |
| ABBV Abbvie Inc. | Add +2.2% | 0.30% | +0.04 |
| SCHV Schwab US Large-Cap Value | Add +5.1% | 4.45% | +0.04 |
| DFAS Dimensional US Small Cap ETF | Add +4.4% | 0.87% | +0.02 |
| DFUS Dimensional US Eq MKT ETF | Add +3.8% | 0.72% | +0.02 |
| COWG Pacer US LRG Cap Cows GR LD | Add +10.4% | 0.36% | +0.01 |
| VYM Vanguard High DVD Yield ETF | Add +5.5% | 0.27% | +0.00 |
| JPM JPMorgan Chase & Co. | Add +2.0% | 0.30% | +0.00 |
| IVV iShares Core S&P 500 ETF | Add +2.7% | 0.29% | +0.00 |
| BRHY iShares High Yild Active ETF | Add +9.8% | 0.23% | +0.00 |
| IYF iShares US Financials ETF | Add +4.5% | 0.36% | −0.00 |
| DFAT Dimensional US Target Value | Add +0.5% | 0.21% | −0.00 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +3.0% | 0.21% | −0.00 |
| VPU Vanguard Utilities ETF | Add +0.5% | 0.21% | −0.00 |
| GPIQ GS Nasdaq-100 PR Inc. ETF-Usd | Add +2.0% | 0.19% | −0.00 |
| WMT Walmart Inc. | Add +1.0% | 0.20% | −0.01 |
| HIG Hartford Insurance Group Inc. | Add +0.8% | 0.18% | −0.01 |
| VIG Vanguard Dividend Apprec ETF | Add +0.3% | 0.21% | −0.01 |
| EZM Wisdomtree US Midcap Fund | Add +0.3% | 0.41% | −0.01 |
| HDV iShares Core High Dividend E | Add +0.6% | 0.28% | −0.01 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +1.8% | 3.11% | −0.02 |
| DFUV Dimensional US Marketwide Va | Add +0.4% | 0.58% | −0.02 |
| META Meta Platforms Inc. Class A | Add +4.8% | 0.53% | −0.03 |
| RSP Invesco S&P 500 Equal Weight | Add +0.4% | 0.69% | −0.03 |
| FNDX Schwab Fndmntl US LRG Co. ETF | Add +0.6% | 2.61% | −0.04 |
| SCHD Schwab US DVD Equity ETF | Add +0.9% | 1.42% | −0.08 |
| MSFT Microsoft Corp. | Add +1.3% | 2.10% | −0.08 |
| NFLX Netflix Inc. | Add +0.7% | 0.55% | −0.12 |
| AMZN Amazon.com Inc. | Add +0.3% | 1.69% | −0.15 |
| BRO Brown & Brown Inc. | Add +0.1% | 0.90% | −0.27 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 102 | $170.6M | SCHV, AAPL, OPPE, SCHM, VB |
| Q1 2026 | 96 | $149.0M | SCHV, AAPL, OPPE, SCHM, VB |
| Q4 2025 | 92 | $144.1M | AAPL, SCHV, OPPE, COWZ, JPST |
| Q3 2025 | 90 | $132.6M | AAPL, COWZ, JPST, SCHV, OPPE |
| Q2 2025 | 88 | $121.0M | COWZ, AAPL, JPST, VB, SCHV |
| Q1 2025 | 82 | $113.1M | AAPL, COWZ, JPST, VB, SCHV |
| Q4 2024 | 77 | $108.8M | AAPL, COWZ, VB, SCHM, SCHV |