Cathy Pareto & Associates, Inc.
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 23, 2026), Cathy Pareto & Associates, Inc. reported 92 stock positions worth $144.1 million. Its top holding was Apple (AAPL) at 6.5% of the portfolio, followed by Schwab US Large-Cap Value (SCHV, 5.1%) and Wisdomtree European Opport (OPPE, 4.8%). Compared with Q3 2025, it opened 4 new positions, sold out of 2, added to 42 and reduced 37. The biggest buy was a new position in Bluerock Private Real Estate (BPRE) and the biggest sale Pacer US Cash Cows 100 ETF (COWZ, shares −16%).
- Most Recent 13F
- Q2 2026
- Location
- CORAL GABLES, FL
- CIK
- 0002045974
- Portfolio Value
- $144.1M (Q4 2025)
- SEC Filing
- 0002045974-26-000001 ↗ filed Jan 23, 2026
Holdings Value
Holdings 92 stocks · $144.1M
| AAPL Apple Inc. | 6.53% | 34,629 | $9.4M | Reduce -1.0% |
| SCHV Schwab US Large-Cap Value | 5.05% | 245,780 | $7.3M | Add +21.3% |
| OPPE Wisdomtree European Opport | 4.82% | 135,153 | $6.9M | Add +12.9% |
| COWZ Pacer US Cash Cows 100 ETF | 4.34% | 103,956 | $6.3M | Reduce -16.1% |
| JPST JPMorgan Ultra-Short Income | 4.14% | 117,893 | $6.0M | Reduce -0.4% |
| SCHM Schwab US Mid Cap ETF | 4.08% | 195,502 | $5.9M | Add +1.6% |
| VB Vanguard Most SM-Cap ETF-Usd | 3.98% | 22,231 | $5.7M | Reduce -0.8% |
| HEDJ Wisdomtree Europe Hedged Equ | 3.45% | 93,693 | $5.0M | Add +4.1% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 3.40% | 27,599 | $4.9M | Reduce -8.0% |
| VGT Vanguard Info Tech ETF | 3.29% | 6,289 | $4.7M | Reduce -3.8% |
| SCHX Schwab US Large-Cap ETF | 3.21% | 171,950 | $4.6M | Add +0.7% |
| BPRE Bluerock Private Real Estate | 3.12% | 299,533 | $4.5M | New |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 2.84% | 19,325 | $4.1M | Reduce -2.2% |
| BRK.B Berkshire Hathaway Inc. Class B | 2.76% | 7,906 | $4.0M | Add +1.7% |
| FNDX Schwab Fndmntl US LRG Co. ETF | 2.67% | 141,190 | $3.8M | Add +7.5% |
| SCHB Schwab US Broad Market ETF | 2.02% | 110,840 | $2.9M | Reduce -0.6% |
| CLOI Vaneck Clo ETF | 1.82% | 49,743 | $2.6M | Add +70.1% |
| MSFT Microsoft Corp. | 1.80% | 5,363 | $2.6M | No change |
| IAU iShares Gold Trust | 1.79% | 31,717 | $2.6M | Add +4.9% |
| AMZN Amazon.com Inc. | 1.63% | 10,167 | $2.3M | Reduce -0.3% |
| NLR Vaneck Urani & Nuclr ETF-Usd | 1.55% | 17,933 | $2.2M | Add +23.9% |
| VHT Vanguard Health Care ETF | 1.44% | 7,190 | $2.1M | Add +3.6% |
| QTUM Defiance Quantum ETF | 1.41% | 18,523 | $2.0M | Add +12.4% |
| GSY Invesco Ultra Short Duration | 1.34% | 38,470 | $1.9M | Add +3.6% |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 1.33% | 42,537 | $1.9M | Add +2.6% |
| SCHD Schwab US DVD Equity ETF | 1.26% | 66,194 | $1.8M | Reduce -4.0% |
| GOOG Alphabet Inc. Class C | 1.11% | 5,073 | $1.6M | Add +0.3% |
| SLV iShares Silver Trust | 1.06% | 23,613 | $1.5M | Add +33.0% |
| PAVE Global X US Infrastructure | 0.94% | 28,405 | $1.4M | Add +2.7% |
| VTI VG Morningstar TS MKT ETF-US | 0.86% | 3,689 | $1.2M | Add +31.4% |
| IJH iShares Core S&P Midcap ETF | 0.81% | 17,604 | $1.2M | Add +8.7% |
| DFAS Dimensional US Small Cap ETF | 0.80% | 16,610 | $1.2M | Reduce -1.4% |
| JEPI JPMorgan Equity Premium Inco | 0.73% | 18,305 | $1.0M | Reduce -14.8% |
| BRO Brown & Brown Inc. | 0.71% | 12,777 | $1.0M | No change |
| RWJ Invesco S&P Smallcap 600 | 0.70% | 20,750 | $1.0M | Reduce -3.2% |
| DFUS Dimensional US Eq MKT ETF | 0.69% | 13,375 | $992K | Add +2.2% |
| GOOGL Alphabet Inc. Class A | 0.63% | 2,879 | $901K | Add +0.1% |
| RSP Invesco S&P 500 Equal Weight | 0.62% | 4,645 | $890K | Reduce -4.0% |
| DFUV Dimensional US Marketwide Va | 0.55% | 16,927 | $789K | Reduce -1.2% |
| AVGO Broadcom Inc. | 0.53% | 2,205 | $763K | Reduce -2.6% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.52% | 1 | $755K | No change |
| FXH First Trust Health Care Alph | 0.51% | 6,426 | $732K | Reduce -4.5% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.46% | 2,125 | $669K | Reduce -3.0% |
| META Meta Platforms Inc. Class A | 0.45% | 982 | $649K | Add +2.2% |
| NFLX Netflix Inc. | 0.42% | 6,429 | $603K | Add +6.4% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.42% | 3,132 | $598K | Add +0.6% |
| ITA iShares U.S. Aerospace & Def | 0.41% | 2,764 | $593K | Add +3.8% |
| NVDA Nvidia Corp. | 0.39% | 3,043 | $568K | Reduce -1.0% |
| EZM Wisdomtree US Midcap Fund | 0.38% | 8,153 | $545K | Reduce -0.7% |
| GLD SPDR Gold Shares | 0.37% | 1,337 | $530K | No change |
| QQQ Invesco QQQ Trust Series 1 | 0.36% | 855 | $525K | Add +4.9% |
| IBIT iShares Bitcoin Trust ETF | 0.36% | 10,333 | $513K | Add +210.0% |
| GEHC GE Healthcare Technology | 0.34% | 6,026 | $494K | Reduce -11.0% |
| XLK SS Technology Select Sector | 0.34% | 3,388 | $488K | Reduce -7.0% |
| IYF iShares US Financials ETF | 0.34% | 3,763 | $485K | Add +0.4% |
| COWG Pacer US LRG Cap Cows GR LD | 0.33% | 13,597 | $479K | Add +2.3% |
| VYM Vanguard High DVD Yield ETF | 0.31% | 3,126 | $449K | Add +23.8% |
| SMH Vaneck Semiconductor ETF | 0.30% | 1,217 | $438K | Add +22.9% |
| DXJ Wisdomtree Japan Hedged Eq | 0.30% | 3,012 | $434K | Reduce -8.0% |
| JPM JPMorgan Chase & Co. | 0.29% | 1,278 | $412K | Reduce -0.2% |
| NEE Nextera Energy Inc. | 0.28% | 5,057 | $406K | Reduce -3.9% |
| IVV iShares Core S&P 500 ETF | 0.27% | 575 | $394K | Reduce -0.5% |
| SDOG Alps Sector Dividend Dogs | 0.27% | 6,394 | $387K | Reduce -8.0% |
| ABBV Abbvie Inc. | 0.27% | 1,675 | $383K | Reduce -4.1% |
| PLTR Palantir Technologies Inc. Class A | 0.26% | 2,117 | $376K | Reduce -2.3% |
| HDV iShares Core High Dividend E | 0.26% | 3,090 | $376K | Add +0.8% |
| COST Costco Wholesale Corp. | 0.25% | 412 | $356K | No change |
| XMHQ Invesco S&P Midcap Qual ETF | 0.25% | 3,457 | $354K | Reduce -20.4% |
| IWD iShares Russell 1000 Value E | 0.24% | 1,664 | $350K | Add +0.5% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.23% | 496 | $338K | Reduce -16.5% |
| JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F | 0.22% | 5,512 | $320K | Reduce -4.8% |
| BRHY iShares High Yild Active ETF | 0.21% | 5,996 | $308K | Add +1.1% |
| TSLA Tesla Inc. | 0.21% | 684 | $308K | No change |
| SETM Sprott Critical Material ETF | 0.21% | 10,281 | $298K | New |
| DFAT Dimensional US Target Value | 0.20% | 4,875 | $290K | Add +0.4% |
| VIG Vanguard Dividend Apprec ETF | 0.20% | 1,315 | $289K | Add +0.3% |
| ITB iShares U.S. Home Constructi | 0.20% | 2,952 | $284K | Reduce -0.8% |
| WMT Walmart Inc. | 0.20% | 2,530 | $282K | No change |
| MKL Markel Group Inc. | 0.19% | 129 | $277K | Reduce -1.5% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.19% | 947 | $275K | Add +0.7% |
| SCHA Schwab US Small-Cap ETF | 0.19% | 9,649 | $275K | Reduce -4.1% |
| VPU Vanguard Utilities ETF | 0.19% | 1,463 | $271K | Add +0.3% |
| WTV Wisdomtree U.S. Value Fund | 0.18% | 2,842 | $265K | Add +1.5% |
| TSM Taiwan Semiconductor-SP ADR | 0.18% | 871 | $265K | No change |
| GPIQ GS Nasdaq-100 PR Inc. ETF-Usd | 0.18% | 4,787 | $253K | Add +2.0% |
| PPA Invesco Aerospace & Defense | 0.17% | 1,574 | $247K | Add +8.6% |
| HIG Hartford Insurance Group Inc. | 0.17% | 1,770 | $244K | Add +0.4% |
| LLY Eli Lilly & Co. | 0.15% | 202 | $217K | New |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.15% | 445 | $217K | Reduce -18.5% |
| ACWI iShares MSCI Acwi ETF | 0.15% | 1,477 | $209K | No change |
| SCHF Schwab Intl Equity ETF | 0.14% | 8,539 | $205K | New |
| SLYV SS SPDR S&P 600 SC Val ETF | 0.14% | 2,206 | $201K | Reduce -13.1% |
Portfolio Sells Q3 2025 → Q4 2025
| COWZ Pacer US Cash Cows 100 ETF | Reduce -16.1% | 4.34% | −1.03 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Reduce -8.0% | 3.40% | −0.55 |
| VGT Vanguard Info Tech ETF | Reduce -3.8% | 3.29% | −0.39 |
| JPST JPMorgan Ultra-Short Income | Reduce -0.4% | 4.14% | −0.39 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -0.8% | 3.98% | −0.32 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -2.2% | 2.84% | −0.27 |
| CALF PCR US SM CP CSH CWS ETF-Usd | Sold out | 0.00% | −0.27 |
| JEPI JPMorgan Equity Premium Inco | Reduce -14.8% | 0.73% | −0.20 |
| AAPL Apple Inc. | Reduce -1.0% | 6.53% | −0.18 |
| SCHD Schwab US DVD Equity ETF | Reduce -4.0% | 1.26% | −0.16 |
| BX Blackstone Inc. | Sold out | 0.00% | −0.15 |
| SCHB Schwab US Broad Market ETF | Reduce -0.6% | 2.02% | −0.15 |
| XMHQ Invesco S&P Midcap Qual ETF | Reduce -20.4% | 0.25% | −0.10 |
| RWJ Invesco S&P Smallcap 600 | Reduce -3.2% | 0.70% | −0.08 |
| RSP Invesco S&P 500 Equal Weight | Reduce -4.0% | 0.62% | −0.08 |
| DFAS Dimensional US Small Cap ETF | Reduce -1.4% | 0.80% | −0.07 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -16.5% | 0.23% | −0.06 |
| AMZN Amazon.com Inc. | Reduce -0.3% | 1.63% | −0.06 |
| FXH First Trust Health Care Alph | Reduce -4.5% | 0.51% | −0.05 |
| XLK SS Technology Select Sector | Reduce -7.0% | 0.34% | −0.05 |
| SDOG Alps Sector Dividend Dogs | Reduce -8.0% | 0.27% | −0.05 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -18.5% | 0.15% | −0.05 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Reduce -3.0% | 0.46% | −0.04 |
| ITB iShares U.S. Home Constructi | Reduce -0.8% | 0.20% | −0.04 |
| GEHC GE Healthcare Technology | Reduce -11.0% | 0.34% | −0.04 |
| ABBV Abbvie Inc. | Reduce -4.1% | 0.27% | −0.04 |
| NVDA Nvidia Corp. | Reduce -1.0% | 0.39% | −0.04 |
| PLTR Palantir Technologies Inc. Class A | Reduce -2.3% | 0.26% | −0.04 |
| AVGO Broadcom Inc. | Reduce -2.6% | 0.53% | −0.03 |
| SLYV SS SPDR S&P 600 SC Val ETF | Reduce -13.1% | 0.14% | −0.03 |
| DFUV Dimensional US Marketwide Va | Reduce -1.2% | 0.55% | −0.03 |
| EZM Wisdomtree US Midcap Fund | Reduce -0.7% | 0.38% | −0.03 |
| JEPQ JPM Nasdaq Equity Premium | Reduce -4.8% | 0.22% | −0.03 |
| SCHA Schwab US Small-Cap ETF | Reduce -4.1% | 0.19% | −0.02 |
| JPM JPMorgan Chase & Co. | Reduce -0.2% | 0.29% | −0.02 |
| IVV iShares Core S&P 500 ETF | Reduce -0.5% | 0.27% | −0.02 |
| NEE Nextera Energy Inc. | Reduce -3.9% | 0.28% | −0.02 |
| DXJ Wisdomtree Japan Hedged Eq | Reduce -8.0% | 0.30% | −0.01 |
| MKL Markel Group Inc. | Reduce -1.5% | 0.19% | +0.00 |
Portfolio Buys Q3 2025 → Q4 2025
| BPRE Bluerock Private Real Estate | New | 3.12% | +3.12 |
| CLOI Vaneck Clo ETF | Add +70.1% | 1.82% | +0.65 |
| SCHV Schwab US Large-Cap Value | Add +21.3% | 5.05% | +0.60 |
| SLV iShares Silver Trust | Add +33.0% | 1.06% | +0.49 |
| OPPE Wisdomtree European Opport | Add +12.9% | 4.82% | +0.40 |
| SETM Sprott Critical Material ETF | New | 0.21% | +0.21 |
| IBIT iShares Bitcoin Trust ETF | Add +210.0% | 0.36% | +0.19 |
| GOOG Alphabet Inc. Class C | Add +0.3% | 1.11% | +0.18 |
| VTI VG Morningstar TS MKT ETF-US | Add +31.4% | 0.86% | +0.16 |
| LLY Eli Lilly & Co. | New | 0.15% | +0.15 |
| SCHF Schwab Intl Equity ETF | New | 0.14% | +0.14 |
| IAU iShares Gold Trust | Add +4.9% | 1.79% | +0.13 |
| QTUM Defiance Quantum ETF | Add +12.4% | 1.41% | +0.11 |
| GOOGL Alphabet Inc. Class A | Add +0.1% | 0.63% | +0.10 |
| VHT Vanguard Health Care ETF | Add +3.6% | 1.44% | +0.08 |
| NLR Vaneck Urani & Nuclr ETF-Usd | Add +23.9% | 1.55% | +0.07 |
| FNDX Schwab Fndmntl US LRG Co. ETF | Add +7.5% | 2.67% | +0.06 |
| SMH Vaneck Semiconductor ETF | Add +22.9% | 0.30% | +0.06 |
| VYM Vanguard High DVD Yield ETF | Add +23.8% | 0.31% | +0.04 |
| HEDJ Wisdomtree Europe Hedged Equ | Add +4.1% | 3.45% | +0.03 |
| IJH iShares Core S&P Midcap ETF | Add +8.7% | 0.81% | +0.01 |
| PPA Invesco Aerospace & Defense | Add +8.6% | 0.17% | +0.00 |
| QQQ Invesco QQQ Trust Series 1 | Add +4.9% | 0.36% | −0.01 |
| HIG Hartford Insurance Group Inc. | Add +0.4% | 0.17% | −0.01 |
| WTV Wisdomtree U.S. Value Fund | Add +1.5% | 0.18% | −0.01 |
| FNDF Schwab Fndmn Intl LRG Co. ETF | Add +2.6% | 1.33% | −0.01 |
| ITA iShares U.S. Aerospace & Def | Add +3.8% | 0.41% | −0.01 |
| GPIQ GS Nasdaq-100 PR Inc. ETF-Usd | Add +2.0% | 0.18% | −0.01 |
| IWD iShares Russell 1000 Value E | Add +0.5% | 0.24% | −0.01 |
| DFAT Dimensional US Target Value | Add +0.4% | 0.20% | −0.01 |
| VIG Vanguard Dividend Apprec ETF | Add +0.3% | 0.20% | −0.01 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +0.7% | 0.19% | −0.02 |
| BRHY iShares High Yild Active ETF | Add +1.1% | 0.21% | −0.02 |
| VPU Vanguard Utilities ETF | Add +0.3% | 0.19% | −0.02 |
| IYF iShares US Financials ETF | Add +0.4% | 0.34% | −0.02 |
| HDV iShares Core High Dividend E | Add +0.8% | 0.26% | −0.02 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +0.6% | 0.42% | −0.02 |
| DFUS Dimensional US Eq MKT ETF | Add +2.2% | 0.69% | −0.03 |
| COWG Pacer US LRG Cap Cows GR LD | Add +2.3% | 0.33% | −0.03 |
| PAVE Global X US Infrastructure | Add +2.7% | 0.94% | −0.05 |
| GSY Invesco Ultra Short Duration | Add +3.6% | 1.34% | −0.06 |
| META Meta Platforms Inc. Class A | Add +2.2% | 0.45% | −0.08 |
| NFLX Netflix Inc. | Add +6.4% | 0.42% | −0.13 |
| SCHX Schwab US Large-Cap ETF | Add +0.7% | 3.21% | −0.18 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +1.7% | 2.76% | −0.19 |
| SCHM Schwab US Mid Cap ETF | Add +1.6% | 4.08% | −0.22 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 102 | $170.6M | SCHV, AAPL, OPPE, SCHM, VB |
| Q1 2026 | 96 | $149.0M | SCHV, AAPL, OPPE, SCHM, VB |
| Q4 2025 | 92 | $144.1M | AAPL, SCHV, OPPE, COWZ, JPST |
| Q3 2025 | 90 | $132.6M | AAPL, COWZ, JPST, SCHV, OPPE |
| Q2 2025 | 88 | $121.0M | COWZ, AAPL, JPST, VB, SCHV |
| Q1 2025 | 82 | $113.1M | AAPL, COWZ, JPST, VB, SCHV |
| Q4 2024 | 77 | $108.8M | AAPL, COWZ, VB, SCHM, SCHV |