Certior Financial Group, LLC

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed May 15, 2025), Certior Financial Group, LLC reported 113 stock positions worth $121.1 million. Its top holding was Schwab US Large-Cap Growth (SCHG) at 6.2% of the portfolio, followed by Schwab US DVD Equity ETF (SCHD, 6.1%) and T Rowe PRC Cap Appreciation (TCAF, 5.3%). Compared with Q4 2024, it opened 9 new positions, sold out of 14, added to 66 and reduced 35. The biggest buy was a new position in iShares Large Cap Deep Quart (IVVB) and the biggest sale Vanguard Dividend Apprec ETF (VIG, shares −88%).

Most Recent 13F
Q2 2026
Location
KING OF PRUSSIA, PA
CIK
0002055620
Portfolio Value
$121.1M (Q1 2025)
SEC Filing
0001104659-25-049185 ↗ filed May 15, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M Q4 2024: $112.6M Q4 2024 Q1 2025: $121.1M $121.1M Q1 2025 Q2 2025: $130.3M Q2 2025 Q3 2025: $147.3M Q3 2025 Q4 2025: $146.7M Q4 2025 Q1 2026: $157.0M Q1 2026 Q2 2026: $182.5M Q2 2026

Holdings 113 stocks · $121.1M
SCHG Schwab US Large-Cap Growth 6.24% 301,457 $7.5M Add +45.2%
SCHD Schwab US DVD Equity ETF 6.07% 262,681 $7.3M Add +59.0%
TCAF T Rowe PRC Cap Appreciation 5.27% 197,571 $6.4M Add +32.0%
IVV iShares Core S&P 500 ETF 4.38% 9,442 $5.3M Reduce -1.6%
TIP iShares Tips Bond ETF 3.54% 38,575 $4.3M Add +109.1%
BIL SS SPDR BB 1-3M T-Bill ETF 3.42% 45,130 $4.1M Reduce -24.7%
FSK FS KKR Capital Corp. 3.38% 195,373 $4.1M Reduce -5.6%
AAPL Apple Inc. 2.57% 14,026 $3.1M Reduce -4.5%
SCHA Schwab US Small-Cap ETF 2.55% 131,948 $3.1M Add +62.4%
GLDM SPDR Gold Minishares Trust 2.43% 47,460 $2.9M Reduce -5.1%
STIP iShares 0-5 Year Tips Bond E 2.37% 27,700 $2.9M Reduce -2.8%
GBTC Grayscale Bitcoin Trust ETF 2.36% 43,760 $2.9M Reduce -0.2%
VGT Vanguard Info Tech ETF 2.09% 4,654 $2.5M Add +37.3%
IVVB iShares Large Cap Deep Quart 2.06% 85,012 $2.5M New
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE 1.93% 65,716 $2.3M Add +6.3%
VXUS Vanguard Total Intl Stock 1.92% 37,430 $2.3M Add +60.2%
IEF iShares 7-10 Year Treasury B 1.83% 23,207 $2.2M Add +1.2%
BSV Vanguard Short-Term Bond ETF 1.61% 24,949 $2.0M Add +42.9%
FSCO FS Credit Opportunities Corp. 1.59% 272,238 $1.9M Reduce -0.1%
VTEB Vanguard Tax-Exempt Bond ETF 1.59% 38,674 $1.9M Add +48.5%
MUNI PIMCO Intermediate Municipal 1.58% 37,106 $1.9M Add +48.0%
BENJ Horizon Landmark ETF 1.31% 31,547 $1.6M New
ARCC Ares Capital Corp. 1.21% 66,167 $1.5M Reduce -3.7%
VEA Vanguard Ftse Developed ETF 1.20% 28,513 $1.4M Add +49.5%
SCHI Schwab 5-10 Year Corporate B 1.19% 63,910 $1.4M Add +20.6%
VWO Vanguard Ftse Emerging Marke 1.14% 30,591 $1.4M Add +51.7%
SUB iShares Short-Term National 1.06% 12,138 $1.3M Add +46.1%
HYD Vaneck High Yield Muni ETF 1.05% 24,902 $1.3M Add +47.6%
PECO Phillips Edison & Company Inc. 0.94% 31,138 $1.1M Reduce -8.0%
QLTY GMO U.S. Quality ETF 0.92% 35,708 $1.1M Add +12.6%
GOVT iShares US Treasury Bond ETF 0.85% 44,803 $1.0M Add +0.0%
XOM Exxon Mobil Corp. 0.75% 7,673 $913K Add +6.4%
LMT Lockheed Martin Corp. 0.72% 1,944 $868K Reduce -1.8%
SPEM State Street SP PTF Em ETF 0.68% 20,854 $821K New
CGUS Cap Group Core Equity filed as CAPITAL GROUP CORE EQUITY ET 0.64% 23,173 $774K Add +3.9%
VZ Verizon Communications Inc. 0.61% 16,309 $740K Add +0.4%
MSFT Microsoft Corp. 0.60% 1,949 $732K Reduce -1.4%
HGER Harbor Commodity All Weather 0.54% 27,306 $657K Reduce -2.8%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.54% 2,617 $651K Add +0.9%
CGGR Cap Group Growth Equity 0.52% 18,285 $626K Add +17.5%
CGCP Cap Group Core Plus Income 0.52% 27,888 $626K Add +1.5%
CMDT PIMCO Commodity Active Strat 0.50% 22,824 $611K New
BRK.B Berkshire Hathaway Inc. Class B 0.49% 1,120 $596K Add +1.9%
RBIL US Treasury Ultra Short Tips 0.49% 11,823 $596K New
MRK Merck & Co. Inc. 0.47% 6,309 $566K Add +4.9%
HBTA Horizon Expedition Plus ETF 0.46% 25,650 $556K New
PLTR Palantir Technologies Inc. Class A 0.46% 6,561 $554K Reduce -7.2%
ABBV Abbvie Inc. 0.45% 2,627 $550K Add +4.0%
ED Consolidated Edison Inc. 0.44% 4,837 $535K Reduce -1.1%
RSG Republic Services Inc. 0.44% 2,202 $533K Add +0.5%
GMOV GMO U.S. Value ETF 0.43% 21,150 $519K Add +46.3%
CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT 0.42% 17,892 $507K Reduce -2.0%
SPY SS SPDR S&P 500 ETF Trust-US 0.42% 906 $507K Reduce -12.3%
ECL Ecolab Inc. 0.41% 1,960 $497K Add +0.1%
YYY Amplify Cef High Income ETF 0.41% 43,418 $495K Reduce -8.0%
OKE Oneok Inc. 0.41% 4,946 $491K Add +0.7%
WSO Watsco Inc. 0.39% 940 $478K Add +0.8%
SCHF Schwab Intl Equity ETF 0.39% 23,779 $470K Reduce -26.7%
MSTR Strategy Inc. filed as MICROSTRATEGY INC 0.38% 1,605 $463K No change
AMZN Amazon.com Inc. 0.36% 2,315 $440K Add +14.0%
XHLF Bondbloxx BBG 6 MTH US Treas 0.36% 8,653 $436K Add +1.0%
ARES Ares Management Corp. Class A 0.35% 2,921 $428K Add +0.7%
HD Home Depot Inc. 0.35% 1,166 $427K Add +1.8%
MCD McDonald's Corp. 0.35% 1,367 $427K Add +2.6%
ARKB ARK 21SHARES Bitcoin ETF 0.35% 5,110 $420K Reduce -2.1%
QCOM Qualcomm Inc. 0.35% 2,732 $420K Reduce -3.4%
SNA Snap-on Inc. 0.34% 1,224 $412K Add +0.9%
GILD Gilead Sciences Inc. 0.34% 3,640 $408K Add +1.9%
WEC WEC Energy Group Inc. 0.34% 3,733 $407K Add +1.4%
ADP Automatic Data Processing 0.34% 1,327 $406K Add +1.3%
PFE Pfizer Inc. 0.33% 15,958 $404K Add +0.6%
BTC Grayscale Bitcoin Mini ETF 0.32% 10,610 $387K Add +20.9%
APD Air Products & Chemicals Inc. 0.32% 1,307 $386K Add +2.1%
MAA Mid-America Apartment Comm 0.32% 2,294 $384K Add +1.6%
SCHV Schwab US Large-Cap Value 0.32% 14,413 $383K Reduce -24.4%
TSLA Tesla Inc. 0.32% 1,474 $382K Add +0.3%
CGBL Cap Group Core Balanced filed as CAPITAL GROUP CORE BALANCED 0.31% 12,152 $376K Add +4.9%
SONY Sony Group Corp. - SP ADR 0.31% 14,687 $373K Add +1.6%
NVS Novartis AG-Sponsored ADR 0.31% 3,345 $373K Add +1.8%
STWD Starwood Property Trust Inc. 0.29% 18,041 $357K Reduce -16.3%
UL Unilever PLC 0.29% 5,947 $354K Add +1.8%
SCHX Schwab US Large-Cap ETF 0.28% 15,518 $343K Reduce -20.1%
SAP Sap SE-Sponsored ADR 0.28% 1,266 $340K Reduce -47.9%
BITB Bitwise Bitcoin ETF 0.28% 7,550 $339K No change
RELX Relx PLC - Spon ADR 0.28% 6,676 $337K Reduce -22.3%
HSY The Hershey Co. 0.28% 1,950 $334K Add +5.6%
VIG Vanguard Dividend Apprec ETF 0.26% 1,645 $319K Reduce -87.8%
FNDX Schwab Fndmntl US LRG Co. ETF 0.26% 13,207 $312K Reduce -5.5%
BTI British American Tob-SP ADR 0.26% 7,507 $311K Add +1.2%
MDT Medtronic PLC 0.26% 3,450 $310K Add +3.7%
AWK American Water Works Co. Inc. 0.25% 2,070 $305K Add +3.0%
KMB Kimberly-Clark Corp. 0.25% 2,133 $303K Add +2.7%
TSM Taiwan Semiconductor-SP ADR 0.24% 1,762 $292K No change
HSMV First Trust Horizon Managed 0.23% 7,841 $282K Add +1.9%
MKC McCormick & Co.-Non VTG SHRS 0.23% 3,331 $274K Add +6.1%
NGG National Grid PLC-SP ADR 0.23% 4,178 $274K Add +9.8%
CBUS Cibus Inc. 0.23% 146,348 $274K Add +72.2%
TXN Texas Instruments Inc. 0.23% 1,521 $273K Add +7.6%
O Realty Income Corp. 0.22% 4,694 $272K Add +9.7%
SNY Sanofi-ADR 0.22% 4,901 $272K Add +3.6%
PRU Prudential Financial Inc. 0.22% 2,409 $269K New
MDYV SS SPDR S&P 400 MC Val ETF 0.21% 3,293 $254K Reduce -25.4%
GE General Electric filed as GE AEROSPACE 0.20% 1,200 $240K New
SCHE Schwab Emrg Mrkts Eqty ETF 0.19% 8,404 $232K Reduce -32.6%
JNJ Johnson & Johnson 0.19% 1,387 $230K Reduce -2.1%
VOO Vanguard S&P 500 ETF 0.18% 431 $221K Reduce -33.1%
SLYG SS SPDR S&P 600 SC GR ETF 0.18% 2,652 $220K Reduce -24.3%
GSBD Goldman Sachs BDC Inc. 0.18% 18,363 $214K Reduce -25.8%
WTRG Essential Utilities Inc. 0.17% 5,360 $212K New
COIN Coinbase Global Inc. Class A 0.17% 1,201 $207K Reduce -1.6%
NVDA Nvidia Corp. 0.17% 1,900 $206K Add +3.7%
TCHP T Rowe Price Blue Chip Growt 0.17% 5,334 $203K Add +3.0%
EPM Evolution Petroleum Corp. 0.12% 27,166 $141K Add +1.6%

Options reported separately and not counted above: MSTR calls ($2.4M), TSLA calls ($191K).

Portfolio Sells Q4 2024 → Q1 2025
VIG Vanguard Dividend Apprec ETF Reduce -87.8% 0.26% −2.07
BIL SS SPDR BB 1-3M T-Bill ETF Reduce -24.7% 3.42% −1.44
INDA iShares MSCI India ETF Sold out 0.00% −1.30
SHLD Global X Defense Tech ETF Sold out 0.00% −1.22
SGOV iShares 0-3 Month Treasury B Sold out 0.00% −1.13
QUAL iShares MSCI USA Quality Fac Sold out 0.00% −1.05
USDU Wisdomtree BBG Usd Bullish Sold out 0.00% −0.74
AAPL Apple Inc. Reduce -4.5% 2.57% −0.69
IVV iShares Core S&P 500 ETF Reduce -1.6% 4.38% −0.63
FSK FS KKR Capital Corp. Reduce -5.6% 3.38% −0.61
GBTC Grayscale Bitcoin Trust ETF Reduce -0.2% 2.36% −0.53
HUSV FT Horizon MNGD Vol Dom ETF Sold out 0.00% −0.32
SLYV SS SPDR S&P 600 SC Val ETF Sold out 0.00% −0.27
SAP Sap SE-Sponsored ADR Reduce -47.9% 0.28% −0.25
BND Vanguard Total Bond Market Sold out 0.00% −0.25
MDYG SS SPDR S&P 400 MC GR ETF Sold out 0.00% −0.24
LQD Ishr Ibx Usd Invgd CB ETF-Ui Sold out 0.00% −0.24
HDMV FT Horizon MGD Vol D Int ETF Sold out 0.00% −0.22
PECO Phillips Edison & Company Inc. Reduce -8.0% 0.94% −0.19
ARKK ARK Innovation ETF Sold out 0.00% −0.18
SHOP Shopify Inc. Class A Sold out 0.00% −0.18
STIP iShares 0-5 Year Tips Bond E Reduce -2.8% 2.37% −0.18
SCHF Schwab Intl Equity ETF Reduce -26.7% 0.39% −0.14
LMT Lockheed Martin Corp. Reduce -1.8% 0.72% −0.14
MSFT Microsoft Corp. Reduce -1.4% 0.60% −0.14
VOO Vanguard S&P 500 ETF Reduce -33.1% 0.18% −0.13
ARCC Ares Capital Corp. Reduce -3.7% 1.21% −0.12
SCHV Schwab US Large-Cap Value Reduce -24.4% 0.32% −0.12
SPY SS SPDR S&P 500 ETF Trust-US Reduce -12.3% 0.42% −0.12
LGTY Logility Supply Chain Soluti Sold out 0.00% −0.12
SCHX Schwab US Large-Cap ETF Reduce -20.1% 0.28% −0.12
MDYV SS SPDR S&P 400 MC Val ETF Reduce -25.4% 0.21% −0.10
SCHE Schwab Emrg Mrkts Eqty ETF Reduce -32.6% 0.19% −0.10
SLYG SS SPDR S&P 600 SC GR ETF Reduce -24.3% 0.18% −0.10
COIN Coinbase Global Inc. Class A Reduce -1.6% 0.17% −0.10
GSBD Goldman Sachs BDC Inc. Reduce -25.8% 0.18% −0.09
ARKB ARK 21SHARES Bitcoin ETF Reduce -2.1% 0.35% −0.09
YYY Amplify Cef High Income ETF Reduce -8.0% 0.41% −0.07
RELX Relx PLC - Spon ADR Reduce -22.3% 0.28% −0.07
STWD Starwood Property Trust Inc. Reduce -16.3% 0.29% −0.07
FSCO FS Credit Opportunities Corp. Reduce -0.1% 1.59% −0.07
CGGO Cap Group Global Growth Reduce -2.0% 0.42% −0.06
QCOM Qualcomm Inc. Reduce -3.4% 0.35% −0.04
FNDX Schwab Fndmntl US LRG Co. ETF Reduce -5.5% 0.26% −0.04
PLTR Palantir Technologies Inc. Class A Reduce -7.2% 0.46% −0.02
HGER Harbor Commodity All Weather Reduce -2.8% 0.54% −0.01
JNJ Johnson & Johnson Reduce -2.1% 0.19% +0.01
ED Consolidated Edison Inc. Reduce -1.1% 0.44% +0.05
GLDM SPDR Gold Minishares Trust Reduce -5.1% 2.43% +0.12

Portfolio Buys Q4 2024 → Q1 2025
IVVB iShares Large Cap Deep Quart New 2.06% +2.06
SCHD Schwab US DVD Equity ETF Add +59.0% 6.07% +2.06
TIP iShares Tips Bond ETF Add +109.1% 3.54% +1.79
BENJ Horizon Landmark ETF New 1.31% +1.31
SCHG Schwab US Large-Cap Growth Add +45.2% 6.24% +1.10
TCAF T Rowe PRC Cap Appreciation Add +32.0% 5.27% +0.85
VXUS Vanguard Total Intl Stock Add +60.2% 1.92% +0.70
SCHA Schwab US Small-Cap ETF Add +62.4% 2.55% +0.69
SPEM State Street SP PTF Em ETF New 0.68% +0.68
CMDT PIMCO Commodity Active Strat New 0.50% +0.50
RBIL US Treasury Ultra Short Tips New 0.49% +0.49
HBTA Horizon Expedition Plus ETF New 0.46% +0.46
MUNI PIMCO Intermediate Municipal Add +48.0% 1.58% +0.43
VTEB Vanguard Tax-Exempt Bond ETF Add +48.5% 1.59% +0.43
BSV Vanguard Short-Term Bond ETF Add +42.9% 1.61% +0.42
VEA Vanguard Ftse Developed ETF Add +49.5% 1.20% +0.39
VWO Vanguard Ftse Emerging Marke Add +51.7% 1.14% +0.35
SUB iShares Short-Term National Add +46.1% 1.06% +0.28
HYD Vaneck High Yield Muni ETF Add +47.6% 1.05% +0.28
PRU Prudential Financial Inc. New 0.22% +0.22
VGT Vanguard Info Tech ETF Add +37.3% 2.09% +0.21
GE General Electric New 0.20% +0.20
WTRG Essential Utilities Inc. New 0.17% +0.17
SCHI Schwab 5-10 Year Corporate B Add +20.6% 1.19% +0.15
GMOV GMO U.S. Value ETF Add +46.3% 0.43% +0.12
XOM Exxon Mobil Corp. Add +6.4% 0.75% +0.07
ABBV Abbvie Inc. Add +4.0% 0.45% +0.06
BRK.B Berkshire Hathaway Inc. Class B Add +1.9% 0.49% +0.05
RSG Republic Services Inc. Add +0.5% 0.44% +0.05
GILD Gilead Sciences Inc. Add +1.9% 0.34% +0.04
SONY Sony Group Corp. - SP ADR Add +1.6% 0.31% +0.04
VZ Verizon Communications Inc. Add +0.4% 0.61% +0.03
IBM Intl Business Machines Corp. Add +0.9% 0.54% +0.03
AWK American Water Works Co. Inc. Add +3.0% 0.25% +0.03
WEC WEC Energy Group Inc. Add +1.4% 0.34% +0.03
NGG National Grid PLC-SP ADR Add +9.8% 0.23% +0.03
NVS Novartis AG-Sponsored ADR Add +1.8% 0.31% +0.02
SNY Sanofi-ADR Add +3.6% 0.22% +0.02
O Realty Income Corp. Add +9.7% 0.22% +0.02
QLTY GMO U.S. Quality ETF Add +12.6% 0.92% +0.02
MDT Medtronic PLC Add +3.7% 0.26% +0.02
BTI British American Tob-SP ADR Add +1.2% 0.26% +0.02
CBUS Cibus Inc. Add +72.2% 0.23% +0.02
MKC McCormick & Co.-Non VTG SHRS Add +6.1% 0.23% +0.01
MCD McDonald's Corp. Add +2.6% 0.35% +0.01
KMB Kimberly-Clark Corp. Add +2.7% 0.25% +0.01
MAA Mid-America Apartment Comm Add +1.6% 0.32% +0.01
CGGR Cap Group Growth Equity Add +17.5% 0.52% +0.00
ECL Ecolab Inc. Add +0.1% 0.41% +0.00
WSO Watsco Inc. Add +0.8% 0.39% +0.00

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 146$182.5MSCHG, SCHD, TCAF, BIL, SCHA
Q1 2026 130$157.0MBIL, SCHG, SCHD, TCAF, SCHA
Q4 2025 130$146.7MSCHG, SCHD, TCAF, SCHA, SPEM
Q3 2025 135$147.3MSCHG, TCAF, SCHD, GLDM, SCHA
Q2 2025 116$130.3MSCHG, SCHD, TCAF, BIL, GLDM
Q1 2025 113$121.1MSCHG, SCHD, TCAF, IVV, TIP
Q4 2024 118$112.6MSCHG, IVV, BIL, TCAF, SCHD