Certior Financial Group, LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 31, 2025), Certior Financial Group, LLC reported 135 stock positions worth $147.3 million. Its top holding was Schwab US Large-Cap Growth (SCHG) at 7.3% of the portfolio, followed by T Rowe PRC Cap Appreciation (TCAF, 5.6%) and Schwab US DVD Equity ETF (SCHD, 5.6%). Compared with Q2 2025, it opened 23 new positions, sold out of 4, added to 54 and reduced 49. The biggest buy was a new position in Vanguard Tot World STK ETF (VT) and the biggest sale SS SPDR BB 1-3M T-Bill ETF (BIL, shares −72%).
- Most Recent 13F
- Q2 2026
- Location
- KING OF PRUSSIA, PA
- CIK
- 0002055620
- Portfolio Value
- $147.3M (Q3 2025)
- SEC Filing
- 0001104659-25-104742 ↗ filed Oct 31, 2025
Holdings Value
Holdings 135 stocks · $147.3M
| SCHG Schwab US Large-Cap Growth | 7.32% | 338,177 | $10.8M | Add +3.7% |
| TCAF T Rowe PRC Cap Appreciation | 5.59% | 218,274 | $8.2M | Add +4.1% |
| SCHD Schwab US DVD Equity ETF | 5.58% | 300,925 | $8.2M | Add +7.0% |
| GLDM SPDR Gold Minishares Trust | 4.09% | 78,772 | $6.0M | Add +19.8% |
| SCHA Schwab US Small-Cap ETF | 2.99% | 158,029 | $4.4M | Add +5.9% |
| VXUS Vanguard Total Intl Stock | 2.73% | 54,664 | $4.0M | Add +47.2% |
| VGT Vanguard Info Tech ETF | 2.68% | 5,279 | $3.9M | Add +5.4% |
| GBTC Grayscale Bitcoin Trust ETF | 2.66% | 43,716 | $3.9M | Reduce -0.1% |
| SPEM State Street SP PTF Em ETF | 2.64% | 83,070 | $3.9M | Reduce -1.4% |
| IVV iShares Core S&P 500 ETF | 2.28% | 5,025 | $3.4M | Reduce -8.6% |
| CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE | 2.15% | 75,314 | $3.2M | Add +20.2% |
| BBJP JPMorgan Betabuilders Japan | 2.13% | 47,354 | $3.1M | Add +239.4% |
| AAPL Apple Inc. | 2.11% | 12,224 | $3.1M | Reduce -4.3% |
| STIP iShares 0-5 Year Tips Bond E | 1.92% | 27,358 | $2.8M | Reduce -0.8% |
| VT Vanguard Tot World STK ETF | 1.83% | 19,564 | $2.7M | New |
| FSK FS KKR Capital Corp. | 1.70% | 168,053 | $2.5M | Reduce -10.4% |
| IEF iShares 7-10 Year Treasury B | 1.47% | 22,379 | $2.2M | Reduce -1.9% |
| VTEB Vanguard Tax-Exempt Bond ETF | 1.45% | 42,772 | $2.1M | Add +5.5% |
| MUNI PIMCO Intermediate Municipal | 1.45% | 40,917 | $2.1M | Add +5.5% |
| BSV Vanguard Short-Term Bond ETF | 1.44% | 26,819 | $2.1M | Add +3.8% |
| FSCO FS Credit Opportunities Corp. | 1.35% | 287,788 | $2.0M | Add +6.1% |
| VWO Vanguard Ftse Emerging Marke | 1.34% | 36,358 | $2.0M | Add +6.1% |
| VEA Vanguard Ftse Developed ETF | 1.32% | 32,368 | $1.9M | Add +5.4% |
| BENJ Horizon Landmark ETF | 1.12% | 32,179 | $1.7M | Add +25.9% |
| SCHI Schwab 5-10 Year Corporate B | 1.09% | 69,465 | $1.6M | Add +4.0% |
| BND Vanguard Total Bond Market | 0.97% | 19,287 | $1.4M | New |
| SUB iShares Short-Term National | 0.97% | 13,366 | $1.4M | Add +5.2% |
| HYD Vaneck High Yield Muni ETF | 0.96% | 27,856 | $1.4M | Add +5.7% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.96% | 15,446 | $1.4M | Reduce -72.3% |
| INDA iShares MSCI India ETF | 0.94% | 26,575 | $1.4M | Add +27.6% |
| QLTY GMO U.S. Quality ETF | 0.89% | 36,283 | $1.3M | Add +0.6% |
| ARCC Ares Capital Corp. | 0.84% | 60,313 | $1.2M | Reduce -5.3% |
| HGER Harbor Commodity All Weather | 0.82% | 47,043 | $1.2M | New |
| PLTR Palantir Technologies Inc. Class A | 0.77% | 6,245 | $1.1M | Reduce -0.3% |
| MSFT Microsoft Corp. | 0.71% | 2,015 | $1.0M | Add +2.2% |
| GOVT iShares US Treasury Bond ETF | 0.68% | 43,250 | $1000K | Reduce -3.7% |
| LMT Lockheed Martin Corp. | 0.66% | 1,950 | $973K | No change |
| CGUS Cap Group Core Equity filed as CAPITAL GROUP CORE EQUITY ET | 0.63% | 23,316 | $922K | Add +8.5% |
| VTI VG Morningstar TS MKT ETF-US | 0.61% | 2,754 | $904K | New |
| PECO Phillips Edison & Company Inc. | 0.61% | 26,231 | $901K | Reduce -11.0% |
| XOM Exxon Mobil Corp. | 0.60% | 7,784 | $878K | Reduce -0.9% |
| TSLA Tesla Inc. | 0.56% | 1,851 | $823K | Add +19.3% |
| CGGR Cap Group Growth Equity | 0.53% | 17,936 | $788K | Reduce -3.6% |
| BNDX Vanguard Total Intl Bond ETF | 0.53% | 15,926 | $788K | New |
| HBTA Horizon Expedition Plus ETF | 0.51% | 26,327 | $744K | Reduce -8.1% |
| CGCP Cap Group Core Plus Income | 0.50% | 32,354 | $735K | Add +17.9% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.50% | 2,586 | $730K | Reduce -4.7% |
| VZ Verizon Communications Inc. | 0.49% | 16,395 | $721K | Reduce -0.2% |
| CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT | 0.48% | 20,578 | $703K | Add +15.0% |
| VXF Vanguard Extended Market ETF | 0.45% | 3,157 | $661K | New |
| NVDA Nvidia Corp. | 0.42% | 3,298 | $615K | Add +47.4% |
| ABBV Abbvie Inc. | 0.40% | 2,555 | $592K | Reduce -7.2% |
| RBIL US Treasury Ultra Short Tips | 0.40% | 11,762 | $589K | Reduce -0.8% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.40% | 1,169 | $588K | Add +5.5% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.40% | 1,223 | $586K | New |
| ARKB ARK 21SHARES Bitcoin ETF | 0.39% | 15,000 | $570K | No change |
| AMZN Amazon.com Inc. | 0.39% | 2,585 | $568K | Add +11.1% |
| MRK Merck & Co. Inc. | 0.39% | 6,762 | $568K | Add +1.3% |
| GMOV GMO U.S. Value ETF | 0.38% | 21,150 | $559K | No change |
| BTC Grayscale Bitcoin Mini ETF | 0.36% | 10,610 | $537K | No change |
| ECL Ecolab Inc. | 0.36% | 1,961 | $537K | No change |
| CGBL Cap Group Core Balanced filed as CAPITAL GROUP CORE BALANCED | 0.35% | 14,957 | $519K | Add +12.4% |
| MSTR Strategy Inc. | 0.35% | 1,605 | $517K | Reduce -0.1% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.34% | 761 | $507K | Reduce -1.3% |
| TSM Taiwan Semiconductor-SP ADR | 0.34% | 1,769 | $494K | Reduce -0.2% |
| HD Home Depot Inc. | 0.33% | 1,211 | $491K | Reduce -2.9% |
| ED Consolidated Edison Inc. | 0.33% | 4,881 | $491K | Add +0.4% |
| SCHF Schwab Intl Equity ETF | 0.33% | 21,068 | $490K | Reduce -6.5% |
| BITB Bitwise Bitcoin ETF | 0.32% | 7,522 | $468K | No change |
| ARES Ares Management Corp. Class A | 0.30% | 2,762 | $442K | Reduce -5.5% |
| QCOM Qualcomm Inc. | 0.30% | 2,644 | $440K | Reduce -3.7% |
| VIG Vanguard Dividend Apprec ETF | 0.30% | 2,036 | $439K | Add +23.8% |
| XHLF Bondbloxx BBG 6 MTH US Treas | 0.29% | 8,572 | $432K | No change |
| WEC WEC Energy Group Inc. | 0.29% | 3,732 | $428K | Reduce -0.3% |
| SNA Snap-on Inc. | 0.29% | 1,227 | $425K | Add +0.1% |
| SONY Sony Group Corp. - SP ADR | 0.29% | 14,688 | $423K | Add +0.0% |
| MCD McDonald's Corp. | 0.28% | 1,351 | $411K | Reduce -6.6% |
| COIN Coinbase Global Inc. Class A | 0.28% | 1,202 | $406K | No change |
| GILD Gilead Sciences Inc. | 0.27% | 3,644 | $404K | Reduce -0.1% |
| SCHV Schwab US Large-Cap Value | 0.27% | 13,622 | $397K | Reduce -5.7% |
| NVS Novartis AG-Sponsored ADR | 0.27% | 3,089 | $396K | Reduce -6.1% |
| ADP Automatic Data Processing | 0.27% | 1,332 | $391K | Reduce -10.2% |
| WSO Watsco Inc. | 0.26% | 954 | $386K | Add +1.5% |
| TXN Texas Instruments Inc. | 0.26% | 2,078 | $382K | Reduce -0.4% |
| SCHX Schwab US Large-Cap ETF | 0.25% | 14,233 | $375K | Reduce -4.5% |
| APD Air Products & Chemicals Inc. | 0.25% | 1,340 | $365K | Add +2.0% |
| OKE Oneok Inc. | 0.25% | 4,991 | $364K | Add +0.7% |
| GE General Electric filed as GE AEROSPACE | 0.25% | 1,207 | $363K | No change |
| JEPI JPMorgan Equity Premium Inco | 0.24% | 6,244 | $357K | New |
| UL Unilever PLC | 0.23% | 5,780 | $343K | Reduce -2.8% |
| SAP Sap SE-Sponsored ADR | 0.23% | 1,273 | $340K | Add +0.2% |
| MDT Medtronic PLC | 0.22% | 3,441 | $328K | Reduce -0.4% |
| BTI British American Tob-SP ADR | 0.22% | 6,172 | $328K | Reduce -17.9% |
| QYLG Global X Nasdaq 100 Covc GRW | 0.22% | 11,109 | $326K | New |
| RSG Republic Services Inc. | 0.22% | 1,415 | $325K | Add +0.4% |
| MAA Mid-America Apartment Comm | 0.22% | 2,321 | $324K | Add +0.7% |
| RELX Relx PLC - Spon ADR | 0.22% | 6,747 | $322K | Add +0.4% |
| CEFS Saba Opport Hedg Cef ETF-Usd | 0.22% | 13,984 | $318K | New |
| ARKK ARK Innovation ETF | 0.21% | 3,646 | $315K | Add +5.7% |
| RYLD Global X Russell 2000 Cov Class | 0.21% | 20,785 | $313K | New |
Options reported separately and not counted above: MSTR calls ($2.7M), TSLA calls ($498K).
Portfolio Sells Q2 2025 → Q3 2025
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -72.3% | 0.96% | −2.97 |
| IVVB iShares Large Cap Deep Quart | Sold out | 0.00% | −2.02 |
| FSK FS KKR Capital Corp. | Reduce -10.4% | 1.70% | −1.28 |
| TIP iShares Tips Bond ETF | Sold out | 0.00% | −0.56 |
| IVV iShares Core S&P 500 ETF | Reduce -8.6% | 2.28% | −0.34 |
| STIP iShares 0-5 Year Tips Bond E | Reduce -0.8% | 1.92% | −0.26 |
| NGG National Grid PLC-SP ADR | Sold out | 0.00% | −0.24 |
| ARCC Ares Capital Corp. | Reduce -5.3% | 0.84% | −0.24 |
| IEF iShares 7-10 Year Treasury B | Reduce -1.9% | 1.47% | −0.21 |
| GBTC Grayscale Bitcoin Trust ETF | Reduce -0.1% | 2.66% | −0.19 |
| PECO Phillips Edison & Company Inc. | Reduce -11.0% | 0.61% | −0.18 |
| PM Philip Morris International | Sold out | 0.00% | −0.17 |
| YYY Amplify Cef High Income ETF | Reduce -40.2% | 0.19% | −0.16 |
| MSTR Strategy Inc. | Reduce -0.1% | 0.35% | −0.15 |
| SPEM State Street SP PTF Em ETF | Reduce -1.4% | 2.64% | −0.13 |
| IBM Intl Business Machines Corp. | Reduce -4.7% | 0.50% | −0.12 |
| PFE Pfizer Inc. | Reduce -39.8% | 0.15% | −0.12 |
| GOVT iShares US Treasury Bond ETF | Reduce -3.7% | 0.68% | −0.11 |
| STWD Starwood Property Trust Inc. | Reduce -27.4% | 0.17% | −0.10 |
| ACN Accenture PLC Class A | Reduce -9.2% | 0.19% | −0.10 |
| ARES Ares Management Corp. Class A | Reduce -5.5% | 0.30% | −0.09 |
| ADP Automatic Data Processing | Reduce -10.2% | 0.27% | −0.09 |
| TXN Texas Instruments Inc. | Reduce -0.4% | 0.26% | −0.07 |
| VZ Verizon Communications Inc. | Reduce -0.2% | 0.49% | −0.06 |
| RBIL US Treasury Ultra Short Tips | Reduce -0.8% | 0.40% | −0.06 |
| XOM Exxon Mobil Corp. | Reduce -0.9% | 0.60% | −0.05 |
| HBTA Horizon Expedition Plus ETF | Reduce -8.1% | 0.51% | −0.05 |
| BTI British American Tob-SP ADR | Reduce -17.9% | 0.22% | −0.05 |
| SCHF Schwab Intl Equity ETF | Reduce -6.5% | 0.33% | −0.05 |
| UL Unilever PLC | Reduce -2.8% | 0.23% | −0.05 |
| CGGR Cap Group Growth Equity | Reduce -3.6% | 0.53% | −0.05 |
| MCD McDonald's Corp. | Reduce -6.6% | 0.28% | −0.05 |
| GSBD Goldman Sachs BDC Inc. | Reduce -21.4% | 0.07% | −0.04 |
| SCHV Schwab US Large-Cap Value | Reduce -5.7% | 0.27% | −0.04 |
| QCOM Qualcomm Inc. | Reduce -3.7% | 0.30% | −0.04 |
| PRU Prudential Financial Inc. | Reduce -4.5% | 0.16% | −0.04 |
| NVS Novartis AG-Sponsored ADR | Reduce -6.1% | 0.27% | −0.04 |
| GILD Gilead Sciences Inc. | Reduce -0.1% | 0.27% | −0.04 |
| MDYV SS SPDR S&P 400 MC Val ETF | Reduce -6.8% | 0.16% | −0.03 |
| SCHX Schwab US Large-Cap ETF | Reduce -4.5% | 0.25% | −0.03 |
| SLYG SS SPDR S&P 600 SC GR ETF | Reduce -8.4% | 0.14% | −0.02 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -1.3% | 0.34% | −0.02 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -8.8% | 0.16% | −0.02 |
| HD Home Depot Inc. | Reduce -2.9% | 0.33% | −0.02 |
| EPM Evolution Petroleum Corp. | Reduce -0.0% | 0.09% | −0.01 |
| WEC WEC Energy Group Inc. | Reduce -0.3% | 0.29% | −0.01 |
| MDT Medtronic PLC | Reduce -0.4% | 0.22% | −0.01 |
| JNJ Johnson & Johnson | Reduce -3.2% | 0.18% | +0.01 |
| ABBV Abbvie Inc. | Reduce -7.2% | 0.40% | +0.01 |
| SHOP Shopify Inc. Class A | Reduce -5.0% | 0.19% | +0.01 |
Portfolio Buys Q2 2025 → Q3 2025
| VT Vanguard Tot World STK ETF | New | 1.83% | +1.83 |
| BBJP JPMorgan Betabuilders Japan | Add +239.4% | 2.13% | +1.47 |
| BND Vanguard Total Bond Market | New | 0.97% | +0.97 |
| HGER Harbor Commodity All Weather | New | 0.82% | +0.82 |
| GLDM SPDR Gold Minishares Trust | Add +19.8% | 4.09% | +0.78 |
| VXUS Vanguard Total Intl Stock | Add +47.2% | 2.73% | +0.76 |
| VTI VG Morningstar TS MKT ETF-US | New | 0.61% | +0.61 |
| BNDX Vanguard Total Intl Bond ETF | New | 0.53% | +0.53 |
| VXF Vanguard Extended Market ETF | New | 0.45% | +0.45 |
| VUG Vanguard Mrngstar GR ETF-Sui | New | 0.40% | +0.40 |
| CGDV Cap Group Dividend Value | Add +20.2% | 2.15% | +0.25 |
| JEPI JPMorgan Equity Premium Inco | New | 0.24% | +0.24 |
| QYLG Global X Nasdaq 100 Covc GRW | New | 0.22% | +0.22 |
| CEFS Saba Opport Hedg Cef ETF-Usd | New | 0.22% | +0.22 |
| RYLD Global X Russell 2000 Cov Class | New | 0.21% | +0.21 |
| PDI PIMCO Dynamic Income Fund | New | 0.19% | +0.19 |
| TSLA Tesla Inc. | Add +19.3% | 0.56% | +0.18 |
| CGIC Cap Group Intl Core Eq | New | 0.17% | +0.17 |
| AVGO Broadcom Inc. | New | 0.16% | +0.16 |
| QQQ Invesco QQQ Trust Series 1 | New | 0.15% | +0.15 |
| META Meta Platforms Inc. Class A | New | 0.15% | +0.15 |
| GOOG Alphabet Inc. Class C | New | 0.15% | +0.15 |
| NVDA Nvidia Corp. | Add +47.4% | 0.42% | +0.15 |
| IGM iShares Expanded Tech Sector | New | 0.15% | +0.15 |
| WTRG Essential Utilities Inc. | New | 0.15% | +0.15 |
| HOOD Robinhood Markets Inc. Class A | New | 0.14% | +0.14 |
| IAU iShares Gold Trust | New | 0.14% | +0.14 |
| VGT Vanguard Info Tech ETF | Add +5.4% | 2.68% | +0.13 |
| BENJ Horizon Landmark ETF | Add +25.9% | 1.12% | +0.12 |
| ESCA Escalade Inc. | New | 0.10% | +0.10 |
| SCHA Schwab US Small-Cap ETF | Add +5.9% | 2.99% | +0.09 |
| INDA iShares MSCI India ETF | Add +27.6% | 0.94% | +0.05 |
| RGP Resources Connection Inc. | New | 0.05% | +0.05 |
| VIG Vanguard Dividend Apprec ETF | Add +23.8% | 0.30% | +0.04 |
| CGGO Cap Group Global Growth | Add +15.0% | 0.48% | +0.04 |
| VWO Vanguard Ftse Emerging Marke | Add +6.1% | 1.34% | +0.04 |
| ARKK ARK Innovation ETF | Add +5.7% | 0.21% | +0.03 |
| CGCP Cap Group Core Plus Income | Add +17.9% | 0.50% | +0.02 |
| CGUS Cap Group Core Equity | Add +8.5% | 0.63% | +0.02 |
| SCHG Schwab US Large-Cap Growth | Add +3.7% | 7.32% | +0.01 |
| CGBL Cap Group Core Balanced | Add +12.4% | 0.35% | +0.01 |
| TCHP T Rowe Price Blue Chip Growt | Add +4.1% | 0.20% | −0.00 |
| SNA Snap-on Inc. | Add +0.1% | 0.29% | −0.00 |
| O Realty Income Corp. | Add +4.4% | 0.20% | −0.01 |
| AMZN Amazon.com Inc. | Add +11.1% | 0.39% | −0.01 |
| SONY Sony Group Corp. - SP ADR | Add +0.0% | 0.29% | −0.01 |
| SNY Sanofi-ADR | Add +10.5% | 0.18% | −0.01 |
| FPAG Fpa Global Equity ETF New | Add +0.2% | 0.16% | −0.01 |
| CEG Constellation Energy | Add +3.0% | 0.18% | −0.01 |
| HSMV First Trust Horizon Managed | Add +4.1% | 0.20% | −0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 146 | $182.5M | SCHG, SCHD, TCAF, BIL, SCHA |
| Q1 2026 | 130 | $157.0M | BIL, SCHG, SCHD, TCAF, SCHA |
| Q4 2025 | 130 | $146.7M | SCHG, SCHD, TCAF, SCHA, SPEM |
| Q3 2025 | 135 | $147.3M | SCHG, TCAF, SCHD, GLDM, SCHA |
| Q2 2025 | 116 | $130.3M | SCHG, SCHD, TCAF, BIL, GLDM |
| Q1 2025 | 113 | $121.1M | SCHG, SCHD, TCAF, IVV, TIP |
| Q4 2024 | 118 | $112.6M | SCHG, IVV, BIL, TCAF, SCHD |