Certior Financial Group, LLC
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed May 15, 2025), Certior Financial Group, LLC reported 113 stock positions worth $121.1 million. Its top holding was Schwab US Large-Cap Growth (SCHG) at 6.2% of the portfolio, followed by Schwab US DVD Equity ETF (SCHD, 6.1%) and T Rowe PRC Cap Appreciation (TCAF, 5.3%). Compared with Q4 2024, it opened 9 new positions, sold out of 14, added to 66 and reduced 35. The biggest buy was a new position in iShares Large Cap Deep Quart (IVVB) and the biggest sale Vanguard Dividend Apprec ETF (VIG, shares −88%).
- Most Recent 13F
- Q2 2026
- Location
- KING OF PRUSSIA, PA
- CIK
- 0002055620
- Portfolio Value
- $121.1M (Q1 2025)
- SEC Filing
- 0001104659-25-049185 ↗ filed May 15, 2025
Holdings Value
Holdings 113 stocks · $121.1M
| SCHG Schwab US Large-Cap Growth | 6.24% | 301,457 | $7.5M | Add +45.2% |
| SCHD Schwab US DVD Equity ETF | 6.07% | 262,681 | $7.3M | Add +59.0% |
| TCAF T Rowe PRC Cap Appreciation | 5.27% | 197,571 | $6.4M | Add +32.0% |
| IVV iShares Core S&P 500 ETF | 4.38% | 9,442 | $5.3M | Reduce -1.6% |
| TIP iShares Tips Bond ETF | 3.54% | 38,575 | $4.3M | Add +109.1% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 3.42% | 45,130 | $4.1M | Reduce -24.7% |
| FSK FS KKR Capital Corp. | 3.38% | 195,373 | $4.1M | Reduce -5.6% |
| AAPL Apple Inc. | 2.57% | 14,026 | $3.1M | Reduce -4.5% |
| SCHA Schwab US Small-Cap ETF | 2.55% | 131,948 | $3.1M | Add +62.4% |
| GLDM SPDR Gold Minishares Trust | 2.43% | 47,460 | $2.9M | Reduce -5.1% |
| STIP iShares 0-5 Year Tips Bond E | 2.37% | 27,700 | $2.9M | Reduce -2.8% |
| GBTC Grayscale Bitcoin Trust ETF | 2.36% | 43,760 | $2.9M | Reduce -0.2% |
| VGT Vanguard Info Tech ETF | 2.09% | 4,654 | $2.5M | Add +37.3% |
| IVVB iShares Large Cap Deep Quart | 2.06% | 85,012 | $2.5M | New |
| CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE | 1.93% | 65,716 | $2.3M | Add +6.3% |
| VXUS Vanguard Total Intl Stock | 1.92% | 37,430 | $2.3M | Add +60.2% |
| IEF iShares 7-10 Year Treasury B | 1.83% | 23,207 | $2.2M | Add +1.2% |
| BSV Vanguard Short-Term Bond ETF | 1.61% | 24,949 | $2.0M | Add +42.9% |
| FSCO FS Credit Opportunities Corp. | 1.59% | 272,238 | $1.9M | Reduce -0.1% |
| VTEB Vanguard Tax-Exempt Bond ETF | 1.59% | 38,674 | $1.9M | Add +48.5% |
| MUNI PIMCO Intermediate Municipal | 1.58% | 37,106 | $1.9M | Add +48.0% |
| BENJ Horizon Landmark ETF | 1.31% | 31,547 | $1.6M | New |
| ARCC Ares Capital Corp. | 1.21% | 66,167 | $1.5M | Reduce -3.7% |
| VEA Vanguard Ftse Developed ETF | 1.20% | 28,513 | $1.4M | Add +49.5% |
| SCHI Schwab 5-10 Year Corporate B | 1.19% | 63,910 | $1.4M | Add +20.6% |
| VWO Vanguard Ftse Emerging Marke | 1.14% | 30,591 | $1.4M | Add +51.7% |
| SUB iShares Short-Term National | 1.06% | 12,138 | $1.3M | Add +46.1% |
| HYD Vaneck High Yield Muni ETF | 1.05% | 24,902 | $1.3M | Add +47.6% |
| PECO Phillips Edison & Company Inc. | 0.94% | 31,138 | $1.1M | Reduce -8.0% |
| QLTY GMO U.S. Quality ETF | 0.92% | 35,708 | $1.1M | Add +12.6% |
| GOVT iShares US Treasury Bond ETF | 0.85% | 44,803 | $1.0M | Add +0.0% |
| XOM Exxon Mobil Corp. | 0.75% | 7,673 | $913K | Add +6.4% |
| LMT Lockheed Martin Corp. | 0.72% | 1,944 | $868K | Reduce -1.8% |
| SPEM State Street SP PTF Em ETF | 0.68% | 20,854 | $821K | New |
| CGUS Cap Group Core Equity filed as CAPITAL GROUP CORE EQUITY ET | 0.64% | 23,173 | $774K | Add +3.9% |
| VZ Verizon Communications Inc. | 0.61% | 16,309 | $740K | Add +0.4% |
| MSFT Microsoft Corp. | 0.60% | 1,949 | $732K | Reduce -1.4% |
| HGER Harbor Commodity All Weather | 0.54% | 27,306 | $657K | Reduce -2.8% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.54% | 2,617 | $651K | Add +0.9% |
| CGGR Cap Group Growth Equity | 0.52% | 18,285 | $626K | Add +17.5% |
| CGCP Cap Group Core Plus Income | 0.52% | 27,888 | $626K | Add +1.5% |
| CMDT PIMCO Commodity Active Strat | 0.50% | 22,824 | $611K | New |
| BRK.B Berkshire Hathaway Inc. Class B | 0.49% | 1,120 | $596K | Add +1.9% |
| RBIL US Treasury Ultra Short Tips | 0.49% | 11,823 | $596K | New |
| MRK Merck & Co. Inc. | 0.47% | 6,309 | $566K | Add +4.9% |
| HBTA Horizon Expedition Plus ETF | 0.46% | 25,650 | $556K | New |
| PLTR Palantir Technologies Inc. Class A | 0.46% | 6,561 | $554K | Reduce -7.2% |
| ABBV Abbvie Inc. | 0.45% | 2,627 | $550K | Add +4.0% |
| ED Consolidated Edison Inc. | 0.44% | 4,837 | $535K | Reduce -1.1% |
| RSG Republic Services Inc. | 0.44% | 2,202 | $533K | Add +0.5% |
| GMOV GMO U.S. Value ETF | 0.43% | 21,150 | $519K | Add +46.3% |
| CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT | 0.42% | 17,892 | $507K | Reduce -2.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.42% | 906 | $507K | Reduce -12.3% |
| ECL Ecolab Inc. | 0.41% | 1,960 | $497K | Add +0.1% |
| YYY Amplify Cef High Income ETF | 0.41% | 43,418 | $495K | Reduce -8.0% |
| OKE Oneok Inc. | 0.41% | 4,946 | $491K | Add +0.7% |
| WSO Watsco Inc. | 0.39% | 940 | $478K | Add +0.8% |
| SCHF Schwab Intl Equity ETF | 0.39% | 23,779 | $470K | Reduce -26.7% |
| MSTR Strategy Inc. filed as MICROSTRATEGY INC | 0.38% | 1,605 | $463K | No change |
| AMZN Amazon.com Inc. | 0.36% | 2,315 | $440K | Add +14.0% |
| XHLF Bondbloxx BBG 6 MTH US Treas | 0.36% | 8,653 | $436K | Add +1.0% |
| ARES Ares Management Corp. Class A | 0.35% | 2,921 | $428K | Add +0.7% |
| HD Home Depot Inc. | 0.35% | 1,166 | $427K | Add +1.8% |
| MCD McDonald's Corp. | 0.35% | 1,367 | $427K | Add +2.6% |
| ARKB ARK 21SHARES Bitcoin ETF | 0.35% | 5,110 | $420K | Reduce -2.1% |
| QCOM Qualcomm Inc. | 0.35% | 2,732 | $420K | Reduce -3.4% |
| SNA Snap-on Inc. | 0.34% | 1,224 | $412K | Add +0.9% |
| GILD Gilead Sciences Inc. | 0.34% | 3,640 | $408K | Add +1.9% |
| WEC WEC Energy Group Inc. | 0.34% | 3,733 | $407K | Add +1.4% |
| ADP Automatic Data Processing | 0.34% | 1,327 | $406K | Add +1.3% |
| PFE Pfizer Inc. | 0.33% | 15,958 | $404K | Add +0.6% |
| BTC Grayscale Bitcoin Mini ETF | 0.32% | 10,610 | $387K | Add +20.9% |
| APD Air Products & Chemicals Inc. | 0.32% | 1,307 | $386K | Add +2.1% |
| MAA Mid-America Apartment Comm | 0.32% | 2,294 | $384K | Add +1.6% |
| SCHV Schwab US Large-Cap Value | 0.32% | 14,413 | $383K | Reduce -24.4% |
| TSLA Tesla Inc. | 0.32% | 1,474 | $382K | Add +0.3% |
| CGBL Cap Group Core Balanced filed as CAPITAL GROUP CORE BALANCED | 0.31% | 12,152 | $376K | Add +4.9% |
| SONY Sony Group Corp. - SP ADR | 0.31% | 14,687 | $373K | Add +1.6% |
| NVS Novartis AG-Sponsored ADR | 0.31% | 3,345 | $373K | Add +1.8% |
| STWD Starwood Property Trust Inc. | 0.29% | 18,041 | $357K | Reduce -16.3% |
| UL Unilever PLC | 0.29% | 5,947 | $354K | Add +1.8% |
| SCHX Schwab US Large-Cap ETF | 0.28% | 15,518 | $343K | Reduce -20.1% |
| SAP Sap SE-Sponsored ADR | 0.28% | 1,266 | $340K | Reduce -47.9% |
| BITB Bitwise Bitcoin ETF | 0.28% | 7,550 | $339K | No change |
| RELX Relx PLC - Spon ADR | 0.28% | 6,676 | $337K | Reduce -22.3% |
| HSY The Hershey Co. | 0.28% | 1,950 | $334K | Add +5.6% |
| VIG Vanguard Dividend Apprec ETF | 0.26% | 1,645 | $319K | Reduce -87.8% |
| FNDX Schwab Fndmntl US LRG Co. ETF | 0.26% | 13,207 | $312K | Reduce -5.5% |
| BTI British American Tob-SP ADR | 0.26% | 7,507 | $311K | Add +1.2% |
| MDT Medtronic PLC | 0.26% | 3,450 | $310K | Add +3.7% |
| AWK American Water Works Co. Inc. | 0.25% | 2,070 | $305K | Add +3.0% |
| KMB Kimberly-Clark Corp. | 0.25% | 2,133 | $303K | Add +2.7% |
| TSM Taiwan Semiconductor-SP ADR | 0.24% | 1,762 | $292K | No change |
| HSMV First Trust Horizon Managed | 0.23% | 7,841 | $282K | Add +1.9% |
| MKC McCormick & Co.-Non VTG SHRS | 0.23% | 3,331 | $274K | Add +6.1% |
| NGG National Grid PLC-SP ADR | 0.23% | 4,178 | $274K | Add +9.8% |
| CBUS Cibus Inc. | 0.23% | 146,348 | $274K | Add +72.2% |
| TXN Texas Instruments Inc. | 0.23% | 1,521 | $273K | Add +7.6% |
| O Realty Income Corp. | 0.22% | 4,694 | $272K | Add +9.7% |
| SNY Sanofi-ADR | 0.22% | 4,901 | $272K | Add +3.6% |
Options reported separately and not counted above: MSTR calls ($2.4M), TSLA calls ($191K).
Portfolio Sells Q4 2024 → Q1 2025
| VIG Vanguard Dividend Apprec ETF | Reduce -87.8% | 0.26% | −2.07 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -24.7% | 3.42% | −1.44 |
| INDA iShares MSCI India ETF | Sold out | 0.00% | −1.30 |
| SHLD Global X Defense Tech ETF | Sold out | 0.00% | −1.22 |
| SGOV iShares 0-3 Month Treasury B | Sold out | 0.00% | −1.13 |
| QUAL iShares MSCI USA Quality Fac | Sold out | 0.00% | −1.05 |
| USDU Wisdomtree BBG Usd Bullish | Sold out | 0.00% | −0.74 |
| AAPL Apple Inc. | Reduce -4.5% | 2.57% | −0.69 |
| IVV iShares Core S&P 500 ETF | Reduce -1.6% | 4.38% | −0.63 |
| FSK FS KKR Capital Corp. | Reduce -5.6% | 3.38% | −0.61 |
| GBTC Grayscale Bitcoin Trust ETF | Reduce -0.2% | 2.36% | −0.53 |
| HUSV FT Horizon MNGD Vol Dom ETF | Sold out | 0.00% | −0.32 |
| SLYV SS SPDR S&P 600 SC Val ETF | Sold out | 0.00% | −0.27 |
| SAP Sap SE-Sponsored ADR | Reduce -47.9% | 0.28% | −0.25 |
| BND Vanguard Total Bond Market | Sold out | 0.00% | −0.25 |
| MDYG SS SPDR S&P 400 MC GR ETF | Sold out | 0.00% | −0.24 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Sold out | 0.00% | −0.24 |
| HDMV FT Horizon MGD Vol D Int ETF | Sold out | 0.00% | −0.22 |
| PECO Phillips Edison & Company Inc. | Reduce -8.0% | 0.94% | −0.19 |
| ARKK ARK Innovation ETF | Sold out | 0.00% | −0.18 |
| SHOP Shopify Inc. Class A | Sold out | 0.00% | −0.18 |
| STIP iShares 0-5 Year Tips Bond E | Reduce -2.8% | 2.37% | −0.18 |
| SCHF Schwab Intl Equity ETF | Reduce -26.7% | 0.39% | −0.14 |
| LMT Lockheed Martin Corp. | Reduce -1.8% | 0.72% | −0.14 |
| MSFT Microsoft Corp. | Reduce -1.4% | 0.60% | −0.14 |
| VOO Vanguard S&P 500 ETF | Reduce -33.1% | 0.18% | −0.13 |
| ARCC Ares Capital Corp. | Reduce -3.7% | 1.21% | −0.12 |
| SCHV Schwab US Large-Cap Value | Reduce -24.4% | 0.32% | −0.12 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -12.3% | 0.42% | −0.12 |
| LGTY Logility Supply Chain Soluti | Sold out | 0.00% | −0.12 |
| SCHX Schwab US Large-Cap ETF | Reduce -20.1% | 0.28% | −0.12 |
| MDYV SS SPDR S&P 400 MC Val ETF | Reduce -25.4% | 0.21% | −0.10 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -32.6% | 0.19% | −0.10 |
| SLYG SS SPDR S&P 600 SC GR ETF | Reduce -24.3% | 0.18% | −0.10 |
| COIN Coinbase Global Inc. Class A | Reduce -1.6% | 0.17% | −0.10 |
| GSBD Goldman Sachs BDC Inc. | Reduce -25.8% | 0.18% | −0.09 |
| ARKB ARK 21SHARES Bitcoin ETF | Reduce -2.1% | 0.35% | −0.09 |
| YYY Amplify Cef High Income ETF | Reduce -8.0% | 0.41% | −0.07 |
| RELX Relx PLC - Spon ADR | Reduce -22.3% | 0.28% | −0.07 |
| STWD Starwood Property Trust Inc. | Reduce -16.3% | 0.29% | −0.07 |
| FSCO FS Credit Opportunities Corp. | Reduce -0.1% | 1.59% | −0.07 |
| CGGO Cap Group Global Growth | Reduce -2.0% | 0.42% | −0.06 |
| QCOM Qualcomm Inc. | Reduce -3.4% | 0.35% | −0.04 |
| FNDX Schwab Fndmntl US LRG Co. ETF | Reduce -5.5% | 0.26% | −0.04 |
| PLTR Palantir Technologies Inc. Class A | Reduce -7.2% | 0.46% | −0.02 |
| HGER Harbor Commodity All Weather | Reduce -2.8% | 0.54% | −0.01 |
| JNJ Johnson & Johnson | Reduce -2.1% | 0.19% | +0.01 |
| ED Consolidated Edison Inc. | Reduce -1.1% | 0.44% | +0.05 |
| GLDM SPDR Gold Minishares Trust | Reduce -5.1% | 2.43% | +0.12 |
Portfolio Buys Q4 2024 → Q1 2025
| IVVB iShares Large Cap Deep Quart | New | 2.06% | +2.06 |
| SCHD Schwab US DVD Equity ETF | Add +59.0% | 6.07% | +2.06 |
| TIP iShares Tips Bond ETF | Add +109.1% | 3.54% | +1.79 |
| BENJ Horizon Landmark ETF | New | 1.31% | +1.31 |
| SCHG Schwab US Large-Cap Growth | Add +45.2% | 6.24% | +1.10 |
| TCAF T Rowe PRC Cap Appreciation | Add +32.0% | 5.27% | +0.85 |
| VXUS Vanguard Total Intl Stock | Add +60.2% | 1.92% | +0.70 |
| SCHA Schwab US Small-Cap ETF | Add +62.4% | 2.55% | +0.69 |
| SPEM State Street SP PTF Em ETF | New | 0.68% | +0.68 |
| CMDT PIMCO Commodity Active Strat | New | 0.50% | +0.50 |
| RBIL US Treasury Ultra Short Tips | New | 0.49% | +0.49 |
| HBTA Horizon Expedition Plus ETF | New | 0.46% | +0.46 |
| MUNI PIMCO Intermediate Municipal | Add +48.0% | 1.58% | +0.43 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +48.5% | 1.59% | +0.43 |
| BSV Vanguard Short-Term Bond ETF | Add +42.9% | 1.61% | +0.42 |
| VEA Vanguard Ftse Developed ETF | Add +49.5% | 1.20% | +0.39 |
| VWO Vanguard Ftse Emerging Marke | Add +51.7% | 1.14% | +0.35 |
| SUB iShares Short-Term National | Add +46.1% | 1.06% | +0.28 |
| HYD Vaneck High Yield Muni ETF | Add +47.6% | 1.05% | +0.28 |
| PRU Prudential Financial Inc. | New | 0.22% | +0.22 |
| VGT Vanguard Info Tech ETF | Add +37.3% | 2.09% | +0.21 |
| GE General Electric | New | 0.20% | +0.20 |
| WTRG Essential Utilities Inc. | New | 0.17% | +0.17 |
| SCHI Schwab 5-10 Year Corporate B | Add +20.6% | 1.19% | +0.15 |
| GMOV GMO U.S. Value ETF | Add +46.3% | 0.43% | +0.12 |
| XOM Exxon Mobil Corp. | Add +6.4% | 0.75% | +0.07 |
| ABBV Abbvie Inc. | Add +4.0% | 0.45% | +0.06 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +1.9% | 0.49% | +0.05 |
| RSG Republic Services Inc. | Add +0.5% | 0.44% | +0.05 |
| GILD Gilead Sciences Inc. | Add +1.9% | 0.34% | +0.04 |
| SONY Sony Group Corp. - SP ADR | Add +1.6% | 0.31% | +0.04 |
| VZ Verizon Communications Inc. | Add +0.4% | 0.61% | +0.03 |
| IBM Intl Business Machines Corp. | Add +0.9% | 0.54% | +0.03 |
| AWK American Water Works Co. Inc. | Add +3.0% | 0.25% | +0.03 |
| WEC WEC Energy Group Inc. | Add +1.4% | 0.34% | +0.03 |
| NGG National Grid PLC-SP ADR | Add +9.8% | 0.23% | +0.03 |
| NVS Novartis AG-Sponsored ADR | Add +1.8% | 0.31% | +0.02 |
| SNY Sanofi-ADR | Add +3.6% | 0.22% | +0.02 |
| O Realty Income Corp. | Add +9.7% | 0.22% | +0.02 |
| QLTY GMO U.S. Quality ETF | Add +12.6% | 0.92% | +0.02 |
| MDT Medtronic PLC | Add +3.7% | 0.26% | +0.02 |
| BTI British American Tob-SP ADR | Add +1.2% | 0.26% | +0.02 |
| CBUS Cibus Inc. | Add +72.2% | 0.23% | +0.02 |
| MKC McCormick & Co.-Non VTG SHRS | Add +6.1% | 0.23% | +0.01 |
| MCD McDonald's Corp. | Add +2.6% | 0.35% | +0.01 |
| KMB Kimberly-Clark Corp. | Add +2.7% | 0.25% | +0.01 |
| MAA Mid-America Apartment Comm | Add +1.6% | 0.32% | +0.01 |
| CGGR Cap Group Growth Equity | Add +17.5% | 0.52% | +0.00 |
| ECL Ecolab Inc. | Add +0.1% | 0.41% | +0.00 |
| WSO Watsco Inc. | Add +0.8% | 0.39% | +0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 146 | $182.5M | SCHG, SCHD, TCAF, BIL, SCHA |
| Q1 2026 | 130 | $157.0M | BIL, SCHG, SCHD, TCAF, SCHA |
| Q4 2025 | 130 | $146.7M | SCHG, SCHD, TCAF, SCHA, SPEM |
| Q3 2025 | 135 | $147.3M | SCHG, TCAF, SCHD, GLDM, SCHA |
| Q2 2025 | 116 | $130.3M | SCHG, SCHD, TCAF, BIL, GLDM |
| Q1 2025 | 113 | $121.1M | SCHG, SCHD, TCAF, IVV, TIP |
| Q4 2024 | 118 | $112.6M | SCHG, IVV, BIL, TCAF, SCHD |