Certior Financial Group, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 4, 2026), Certior Financial Group, LLC reported 130 stock positions worth $146.7 million. Its top holding was Schwab US Large-Cap Growth (SCHG) at 7.7% of the portfolio, followed by Schwab US DVD Equity ETF (SCHD, 5.9%) and T Rowe PRC Cap Appreciation (TCAF, 5.9%). Compared with Q3 2025, it opened 10 new positions, sold out of 15, added to 87 and reduced 31. The biggest buy was a new position in World Gold TR and the biggest sale an exit from SPDR Gold Minishares Trust (GLDM).
- Most Recent 13F
- Q2 2026
- Location
- KING OF PRUSSIA, PA
- CIK
- 0002055620
- Portfolio Value
- $146.7M (Q4 2025)
- SEC Filing
- 0001104659-26-010102 ↗ filed Feb 4, 2026
Holdings Value
Holdings 130 stocks · $146.7M
| SCHG Schwab US Large-Cap Growth | 7.71% | 346,554 | $11.3M | Add +2.5% |
| SCHD Schwab US DVD Equity ETF | 5.92% | 316,421 | $8.7M | Add +5.2% |
| TCAF T Rowe PRC Cap Appreciation | 5.88% | 225,887 | $8.6M | Add +3.5% |
| SCHA Schwab US Small-Cap ETF | 3.19% | 164,273 | $4.7M | Add +4.0% |
| SPEM State Street SP PTF Em ETF | 3.09% | 96,772 | $4.5M | Add +16.5% |
| VGT Vanguard Info Tech ETF | 2.78% | 5,410 | $4.1M | Add +2.5% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 2.70% | 43,355 | $4.0M | Add +180.7% |
| BBJP JPMorgan Betabuilders Japan | 2.53% | 56,354 | $3.7M | Add +19.0% |
| IVV iShares Core S&P 500 ETF | 2.37% | 5,085 | $3.5M | Add +1.2% |
| CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE | 2.29% | 77,002 | $3.4M | Add +2.2% |
| AAPL Apple Inc. | 2.24% | 12,074 | $3.3M | Reduce -1.2% |
| GBTC Grayscale Bitcoin Trust ETF | 2.04% | 43,676 | $3.0M | Reduce -0.1% |
| STIP iShares 0-5 Year Tips Bond E | 2.01% | 28,794 | $2.9M | Add +5.3% |
| WORLD GOLD TR | 1.99% | 34,173 | $2.9M | New |
| VXUS Vanguard Total Intl Stock | 1.84% | 35,761 | $2.7M | Reduce -34.6% |
| IEF iShares 7-10 Year Treasury B | 1.69% | 25,811 | $2.5M | Add +15.3% |
| HGER Harbor Commodity All Weather | 1.66% | 98,157 | $2.4M | Add +108.7% |
| VTEB Vanguard Tax-Exempt Bond ETF | 1.59% | 46,477 | $2.3M | Add +8.7% |
| MUNI PIMCO Intermediate Municipal | 1.59% | 44,574 | $2.3M | Add +8.9% |
| BSV Vanguard Short-Term Bond ETF | 1.48% | 27,608 | $2.2M | Add +2.9% |
| VEA Vanguard Ftse Developed ETF | 1.46% | 34,303 | $2.1M | Add +6.0% |
| VWO Vanguard Ftse Emerging Marke | 1.41% | 38,547 | $2.1M | Add +6.0% |
| FSK FS KKR Capital Corp. | 1.39% | 138,019 | $2.0M | Reduce -17.9% |
| FSSL FS Specialty Lending Fund | 1.35% | 140,119 | $2.0M | New |
| FSCO FS Credit Opportunities Corp. | 1.24% | 289,753 | $1.8M | Add +0.7% |
| BENJ Horizon Landmark ETF | 1.23% | 34,727 | $1.8M | Add +7.9% |
| INDA iShares MSCI India ETF | 1.19% | 32,272 | $1.7M | Add +21.4% |
| SCHI Schwab 5-10 Year Corporate B | 1.13% | 72,158 | $1.7M | Add +3.9% |
| SUB iShares Short-Term National | 1.06% | 14,542 | $1.6M | Add +8.8% |
| VT Vanguard Tot World STK ETF | 1.05% | 10,969 | $1.5M | Reduce -43.9% |
| HYD Vaneck High Yield Muni ETF | 1.05% | 30,197 | $1.5M | Add +8.4% |
| QLTY GMO U.S. Quality ETF | 0.96% | 36,790 | $1.4M | Add +1.4% |
| ARCC Ares Capital Corp. | 0.74% | 53,995 | $1.1M | Reduce -10.5% |
| PLTR Palantir Technologies Inc. Class A | 0.74% | 6,121 | $1.1M | Reduce -2.0% |
| GOVT iShares US Treasury Bond ETF | 0.68% | 43,016 | $990K | Reduce -0.5% |
| MSFT Microsoft Corp. | 0.66% | 2,006 | $970K | Reduce -0.5% |
| XOM Exxon Mobil Corp. | 0.65% | 7,975 | $960K | Add +2.5% |
| LMT Lockheed Martin Corp. | 0.64% | 1,952 | $944K | Add +0.1% |
| CGUS Cap Group Core Equity filed as CAPITAL GROUP CORE EQUITY ET | 0.64% | 23,434 | $943K | Add +0.5% |
| PECO Phillips Edison & Company Inc. | 0.62% | 25,511 | $907K | Reduce -2.7% |
| CGGR Cap Group Growth Equity | 0.56% | 18,385 | $818K | Add +2.5% |
| CGCP Cap Group Core Plus Income | 0.55% | 35,818 | $811K | Add +10.7% |
| CGBL Cap Group Core Balanced filed as CAPITAL GROUP CORE BALANCED | 0.55% | 22,858 | $808K | Add +52.8% |
| CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT | 0.52% | 21,932 | $760K | Add +6.6% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.52% | 2,559 | $758K | Reduce -1.0% |
| MRK Merck & Co. Inc. | 0.51% | 7,143 | $752K | Add +5.6% |
| HBTA Horizon Expedition Plus ETF | 0.49% | 24,599 | $713K | Reduce -6.6% |
| VZ Verizon Communications Inc. | 0.47% | 16,884 | $688K | Add +3.0% |
| TSLA Tesla Inc. | 0.41% | 1,325 | $596K | Reduce -28.4% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.40% | 1,163 | $585K | Reduce -0.5% |
| AMZN Amazon.com Inc. | 0.38% | 2,424 | $560K | Reduce -6.2% |
| ABBV Abbvie Inc. | 0.37% | 2,392 | $547K | Reduce -6.4% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.36% | 765 | $522K | Add +0.5% |
| ECL Ecolab Inc. | 0.35% | 1,965 | $516K | Add +0.2% |
| NVDA Nvidia Corp. | 0.34% | 2,688 | $501K | Reduce -18.5% |
| QCOM Qualcomm Inc. | 0.33% | 2,834 | $485K | Add +7.2% |
| ED Consolidated Edison Inc. | 0.33% | 4,880 | $485K | Reduce -0.0% |
| GILD Gilead Sciences Inc. | 0.33% | 3,894 | $478K | Add +6.9% |
| ARES Ares Management Corp. Class A | 0.32% | 2,949 | $477K | Add +6.8% |
| SCHF Schwab Intl Equity ETF | 0.32% | 19,732 | $474K | Reduce -6.3% |
| CBUS Cibus Inc. | 0.32% | 271,164 | $472K | Add +46.7% |
| NVS Novartis AG-Sponsored ADR | 0.31% | 3,321 | $458K | Add +7.5% |
| HD Home Depot Inc. | 0.31% | 1,320 | $454K | Add +9.0% |
| SNA Snap-on Inc. | 0.31% | 1,316 | $453K | Add +7.3% |
| JEPI JPMorgan Equity Premium Inco | 0.31% | 7,920 | $453K | Add +26.8% |
| MCD McDonald's Corp. | 0.30% | 1,459 | $446K | Add +8.0% |
| CGIC Cap Group Intl Core Eq filed as CAPITAL GROUP INTERNATIONAL | 0.30% | 13,446 | $437K | Add +61.8% |
| ARKB ARK 21SHARES Bitcoin ETF | 0.30% | 15,000 | $436K | No change |
| WEC WEC Energy Group Inc. | 0.29% | 4,043 | $426K | Add +8.3% |
| VIG Vanguard Dividend Apprec ETF | 0.29% | 1,920 | $422K | Reduce -5.7% |
| CEFS Saba Opport Hedg Cef ETF-Usd | 0.29% | 18,216 | $420K | Add +30.3% |
| TSM Taiwan Semiconductor-SP ADR | 0.28% | 1,370 | $416K | Reduce -22.6% |
| RYLD Global X Russell 2000 Cov Class | 0.28% | 27,054 | $414K | Add +30.2% |
| BTC Grayscale Bitcoin Mini ETF | 0.28% | 10,607 | $411K | Reduce -0.0% |
| FLIN Franklin Ftse India ETF | 0.28% | 10,527 | $406K | New |
| OKE Oneok Inc. | 0.27% | 5,471 | $402K | Add +9.6% |
| SCHV Schwab US Large-Cap Value | 0.27% | 13,457 | $398K | Reduce -1.2% |
| TXN Texas Instruments Inc. | 0.27% | 2,269 | $394K | Add +9.2% |
| QYLG Global X Nasdaq 100 Covc GRW | 0.26% | 14,208 | $387K | Add +27.9% |
| APD Air Products & Chemicals Inc. | 0.26% | 1,562 | $386K | Add +16.6% |
| GE General Electric filed as GE AEROSPACE | 0.26% | 1,252 | $386K | Add +3.7% |
| XHLF Bondbloxx BBG 6 MTH US Treas | 0.26% | 7,623 | $383K | Reduce -11.1% |
| BTI British American Tob-SP ADR | 0.26% | 6,741 | $382K | Add +9.2% |
| BITB Bitwise Bitcoin ETF | 0.26% | 8,009 | $381K | Add +6.5% |
| SCHX Schwab US Large-Cap ETF | 0.26% | 14,149 | $381K | Reduce -0.6% |
| ADP Automatic Data Processing | 0.26% | 1,472 | $379K | Add +10.5% |
| FPAG Fpa Global Equity ETF New | 0.26% | 10,202 | $379K | Add +57.8% |
| UL Unilever PLC-Sponsored ADR | 0.25% | 5,619 | $367K | Add +9.4% |
| MAA Mid-America Apartment Comm | 0.25% | 2,596 | $361K | Add +11.8% |
| WSO Watsco Inc. | 0.24% | 1,061 | $357K | Add +11.2% |
| MDT Medtronic PLC | 0.24% | 3,716 | $357K | Add +8.0% |
| MKC McCormick & Co.-Non VTG SHRS | 0.24% | 5,153 | $351K | Add +12.0% |
| ACN Accenture PLC Class A | 0.24% | 1,290 | $346K | Add +13.2% |
| SAP Sap SE-Sponsored ADR | 0.23% | 1,415 | $344K | Add +11.2% |
| SONY Sony Group Corp. - SP ADR | 0.23% | 13,400 | $343K | Reduce -8.8% |
| RSG Republic Services Inc. | 0.23% | 1,582 | $335K | Add +11.8% |
| O Realty Income Corp. | 0.22% | 5,834 | $329K | Add +17.7% |
| AWK American Water Works Co. Inc. | 0.22% | 2,470 | $322K | Add +18.0% |
| SNY Sanofi-ADR | 0.21% | 6,509 | $315K | Add +15.7% |
| TCHP T Rowe Price Blue Chip Growt | 0.21% | 6,258 | $312K | Add +2.2% |
Options reported separately and not counted above: MSTR calls ($920K), TSLA calls ($401K).
Portfolio Sells Q3 2025 → Q4 2025
| GLDM SPDR Gold Minishares Trust | Sold out | 0.00% | −4.09 |
| BND Vanguard Total Bond Market | Sold out | 0.00% | −0.97 |
| VXUS Vanguard Total Intl Stock | Reduce -34.6% | 1.84% | −0.89 |
| VT Vanguard Tot World STK ETF | Reduce -43.9% | 1.05% | −0.78 |
| GBTC Grayscale Bitcoin Trust ETF | Reduce -0.1% | 2.04% | −0.63 |
| VTI VG Morningstar TS MKT ETF-US | Sold out | 0.00% | −0.61 |
| BNDX Vanguard Total Intl Bond ETF | Sold out | 0.00% | −0.53 |
| VXF Vanguard Extended Market ETF | Sold out | 0.00% | −0.45 |
| RBIL US Treasury Ultra Short Tips | Sold out | 0.00% | −0.40 |
| VUG Vanguard Mrngstar GR ETF-Sui | Sold out | 0.00% | −0.40 |
| GMOV GMO U.S. Value ETF | Sold out | 0.00% | −0.38 |
| FSK FS KKR Capital Corp. | Reduce -17.9% | 1.39% | −0.31 |
| TSLA Tesla Inc. | Reduce -28.4% | 0.41% | −0.15 |
| META Meta Platforms Inc. Class A | Sold out | 0.00% | −0.15 |
| PFE Pfizer Inc. | Sold out | 0.00% | −0.15 |
| WTRG Essential Utilities Inc. | Sold out | 0.00% | −0.15 |
| VCIT Vanguard Int-Term Corporate | Sold out | 0.00% | −0.14 |
| HOOD Robinhood Markets Inc. Class A | Sold out | 0.00% | −0.14 |
| SLYG SS SPDR S&P 600 SC GR ETF | Sold out | 0.00% | −0.14 |
| ARCC Ares Capital Corp. | Reduce -10.5% | 0.74% | −0.09 |
| BTC Grayscale Bitcoin Mini ETF | Reduce -0.0% | 0.28% | −0.08 |
| YYY Amplify Cef High Income ETF | Reduce -40.0% | 0.11% | −0.08 |
| NVDA Nvidia Corp. | Reduce -18.5% | 0.34% | −0.08 |
| GSBD Goldman Sachs BDC Inc. | Sold out | 0.00% | −0.07 |
| SONY Sony Group Corp. - SP ADR | Reduce -8.8% | 0.23% | −0.05 |
| TSM Taiwan Semiconductor-SP ADR | Reduce -22.6% | 0.28% | −0.05 |
| MSFT Microsoft Corp. | Reduce -0.5% | 0.66% | −0.05 |
| XHLF Bondbloxx BBG 6 MTH US Treas | Reduce -11.1% | 0.26% | −0.03 |
| PLTR Palantir Technologies Inc. Class A | Reduce -2.0% | 0.74% | −0.03 |
| ABBV Abbvie Inc. | Reduce -6.4% | 0.37% | −0.03 |
| SHOP Shopify Inc. Class A | Reduce -20.2% | 0.17% | −0.03 |
| PRU Prudential Financial Inc. | Reduce -21.7% | 0.14% | −0.02 |
| STWD Starwood Property Trust Inc. | Reduce -5.6% | 0.15% | −0.02 |
| HBTA Horizon Expedition Plus ETF | Reduce -6.6% | 0.49% | −0.02 |
| VIG Vanguard Dividend Apprec ETF | Reduce -5.7% | 0.29% | −0.01 |
| SCHF Schwab Intl Equity ETF | Reduce -6.3% | 0.32% | −0.01 |
| AMZN Amazon.com Inc. | Reduce -6.2% | 0.38% | −0.00 |
| GOVT iShares US Treasury Bond ETF | Reduce -0.5% | 0.68% | −0.00 |
| ED Consolidated Edison Inc. | Reduce -0.0% | 0.33% | −0.00 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -0.5% | 0.40% | −0.00 |
| SCHV Schwab US Large-Cap Value | Reduce -1.2% | 0.27% | +0.00 |
| SCHX Schwab US Large-Cap ETF | Reduce -0.6% | 0.26% | +0.01 |
| PECO Phillips Edison & Company Inc. | Reduce -2.7% | 0.62% | +0.01 |
| IAU iShares Gold Trust | Reduce -0.0% | 0.15% | +0.02 |
| IBM Intl Business Machines Corp. | Reduce -1.0% | 0.52% | +0.02 |
| AAPL Apple Inc. | Reduce -1.2% | 2.24% | +0.12 |
Portfolio Buys Q3 2025 → Q4 2025
| WORLD GOLD TR | New | 1.99% | +1.99 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Add +180.7% | 2.70% | +1.74 |
| FSSL FS Specialty Lending Fund | New | 1.35% | +1.35 |
| HGER Harbor Commodity All Weather | Add +108.7% | 1.66% | +0.84 |
| SPEM State Street SP PTF Em ETF | Add +16.5% | 3.09% | +0.45 |
| BBJP JPMorgan Betabuilders Japan | Add +19.0% | 2.53% | +0.40 |
| SCHG Schwab US Large-Cap Growth | Add +2.5% | 7.71% | +0.38 |
| SCHD Schwab US DVD Equity ETF | Add +5.2% | 5.92% | +0.34 |
| TCAF T Rowe PRC Cap Appreciation | Add +3.5% | 5.88% | +0.30 |
| FLIN Franklin Ftse India ETF | New | 0.28% | +0.28 |
| INDA iShares MSCI India ETF | Add +21.4% | 1.19% | +0.25 |
| IEF iShares 7-10 Year Treasury B | Add +15.3% | 1.69% | +0.23 |
| CGBL Cap Group Core Balanced | Add +52.8% | 0.55% | +0.20 |
| SCHA Schwab US Small-Cap ETF | Add +4.0% | 3.19% | +0.20 |
| CBUS Cibus Inc. | Add +46.7% | 0.32% | +0.16 |
| IBDR iShares Ibonds Dec 2026 Term | New | 0.15% | +0.15 |
| SHEL Shell PLC-ADR | New | 0.15% | +0.15 |
| GEV GE Vernova Inc. | New | 0.15% | +0.15 |
| VEA Vanguard Ftse Developed ETF | Add +6.0% | 1.46% | +0.14 |
| CGDV Cap Group Dividend Value | Add +2.2% | 2.29% | +0.14 |
| MUNI PIMCO Intermediate Municipal | Add +8.9% | 1.59% | +0.14 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +8.7% | 1.59% | +0.14 |
| NLY Annaly Capital Management Inc. | New | 0.14% | +0.14 |
| MRK Merck & Co. Inc. | Add +5.6% | 0.51% | +0.13 |
| CGIC Cap Group Intl Core Eq | Add +61.8% | 0.30% | +0.12 |
| BENJ Horizon Landmark ETF | Add +7.9% | 1.23% | +0.11 |
| VGT Vanguard Info Tech ETF | Add +2.5% | 2.78% | +0.10 |
| FPAG Fpa Global Equity ETF New | Add +57.8% | 0.26% | +0.10 |
| IVV iShares Core S&P 500 ETF | Add +1.2% | 2.37% | +0.09 |
| STIP iShares 0-5 Year Tips Bond E | Add +5.3% | 2.01% | +0.09 |
| HYD Vaneck High Yield Muni ETF | Add +8.4% | 1.05% | +0.09 |
| SUB iShares Short-Term National | Add +8.8% | 1.06% | +0.09 |
| VWO Vanguard Ftse Emerging Marke | Add +6.0% | 1.41% | +0.08 |
| QLTY GMO U.S. Quality ETF | Add +1.4% | 0.96% | +0.07 |
| SGC Superior Group of Cos Inc. | New | 0.07% | +0.07 |
| CEFS Saba Opport Hedg Cef ETF-Usd | Add +30.3% | 0.29% | +0.07 |
| RYLD Global X Russell 2000 Cov Class | Add +30.2% | 0.28% | +0.07 |
| JEPI JPMorgan Equity Premium Inco | Add +26.8% | 0.31% | +0.07 |
| XOM Exxon Mobil Corp. | Add +2.5% | 0.65% | +0.06 |
| QQQ Invesco QQQ Trust Series 1 | Add +33.4% | 0.21% | +0.06 |
| CGCP Cap Group Core Plus Income | Add +10.7% | 0.55% | +0.05 |
| GILD Gilead Sciences Inc. | Add +6.9% | 0.33% | +0.05 |
| GOOG Alphabet Inc. Class C | Add +3.5% | 0.20% | +0.05 |
| BSV Vanguard Short-Term Bond ETF | Add +2.9% | 1.48% | +0.05 |
| ACN Accenture PLC Class A | Add +13.2% | 0.24% | +0.05 |
| NVS Novartis AG-Sponsored ADR | Add +7.5% | 0.31% | +0.04 |
| QYLG Global X Nasdaq 100 Covc GRW | Add +27.9% | 0.26% | +0.04 |
| SCHI Schwab 5-10 Year Corporate B | Add +3.9% | 1.13% | +0.04 |
| CGGO Cap Group Global Growth | Add +6.6% | 0.52% | +0.04 |
| BTI British American Tob-SP ADR | Add +9.2% | 0.26% | +0.04 |
Options Activity Q3 2025 → Q4 2025
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 146 | $182.5M | SCHG, SCHD, TCAF, BIL, SCHA |
| Q1 2026 | 130 | $157.0M | BIL, SCHG, SCHD, TCAF, SCHA |
| Q4 2025 | 130 | $146.7M | SCHG, SCHD, TCAF, SCHA, SPEM |
| Q3 2025 | 135 | $147.3M | SCHG, TCAF, SCHD, GLDM, SCHA |
| Q2 2025 | 116 | $130.3M | SCHG, SCHD, TCAF, BIL, GLDM |
| Q1 2025 | 113 | $121.1M | SCHG, SCHD, TCAF, IVV, TIP |
| Q4 2024 | 118 | $112.6M | SCHG, IVV, BIL, TCAF, SCHD |