Certior Financial Group, LLC

In its 13F for Q2 2025 (holdings as of June 30, 2025, filed August 13, 2025), Certior Financial Group, LLC reported 116 stock positions worth $130.3 million. Its top holding was Schwab US Large-Cap Growth (SCHG) at 7.3% of the portfolio, followed by Schwab US DVD Equity ETF (SCHD, 5.7%) and T Rowe PRC Cap Appreciation (TCAF, 5.7%). Compared with Q1 2025, it opened 9 new positions, sold out of 6, added to 67 and reduced 34. The biggest buy was State Street SP PTF Em ETF (SPEM, shares +304%) and the biggest sale iShares Tips Bond ETF (TIP, shares −83%).

Most Recent 13F
Q2 2026
Location
KING OF PRUSSIA, PA
CIK
0002055620
Portfolio Value
$130.3M (Q2 2025)
SEC Filing
0001104659-25-077440 ↗ filed Aug 13, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M Q4 2024: $112.6M Q4 2024 Q1 2025: $121.1M Q1 2025 Q2 2025: $130.3M $130.3M Q2 2025 Q3 2025: $147.3M Q3 2025 Q4 2025: $146.7M Q4 2025 Q1 2026: $157.0M Q1 2026 Q2 2026: $182.5M Q2 2026

Holdings 116 stocks · $130.3M
SCHG Schwab US Large-Cap Growth 7.31% 326,121 $9.5M Add +8.2%
SCHD Schwab US DVD Equity ETF 5.72% 281,300 $7.5M Add +7.1%
TCAF T Rowe PRC Cap Appreciation 5.68% 209,668 $7.4M Add +6.1%
BIL SS SPDR BB 1-3M T-Bill ETF 3.93% 55,821 $5.1M Add +23.7%
GLDM SPDR Gold Minishares Trust 3.31% 65,730 $4.3M Add +38.5%
FSK FS KKR Capital Corp. 2.99% 187,523 $3.9M Reduce -4.0%
SCHA Schwab US Small-Cap ETF 2.90% 149,263 $3.8M Add +13.1%
GBTC Grayscale Bitcoin Trust ETF 2.85% 43,760 $3.7M No change
SPEM State Street SP PTF Em ETF 2.76% 84,275 $3.6M Add +304.1%
IVV iShares Core S&P 500 ETF 2.62% 5,500 $3.4M Reduce -41.8%
VGT Vanguard Info Tech ETF 2.55% 5,007 $3.3M Add +7.6%
STIP iShares 0-5 Year Tips Bond E 2.18% 27,586 $2.8M Reduce -0.4%
IVVB iShares Large Cap Deep Quart 2.02% 85,061 $2.6M Add +0.1%
AAPL Apple Inc. 2.01% 12,767 $2.6M Reduce -9.0%
VXUS Vanguard Total Intl Stock 1.97% 37,146 $2.6M Reduce -0.8%
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE 1.90% 62,653 $2.5M Reduce -4.7%
IEF iShares 7-10 Year Treasury B 1.68% 22,809 $2.2M Reduce -1.7%
BSV Vanguard Short-Term Bond ETF 1.56% 25,829 $2.0M Add +3.5%
MUNI PIMCO Intermediate Municipal 1.53% 38,774 $2.0M Add +4.5%
VTEB Vanguard Tax-Exempt Bond ETF 1.53% 40,546 $2.0M Add +4.8%
FSCO FS Credit Opportunities Corp. 1.51% 271,331 $2.0M Reduce -0.3%
VEA Vanguard Ftse Developed ETF 1.34% 30,719 $1.8M Add +7.7%
VWO Vanguard Ftse Emerging Marke 1.30% 34,281 $1.7M Add +12.1%
SCHI Schwab 5-10 Year Corporate B 1.17% 66,819 $1.5M Add +4.5%
ARCC Ares Capital Corp. 1.07% 63,718 $1.4M Reduce -3.7%
SUB iShares Short-Term National 1.04% 12,707 $1.4M Add +4.7%
HYD Vaneck High Yield Muni ETF 1.02% 26,361 $1.3M Add +5.9%
BENJ Horizon Landmark ETF 1.00% 25,555 $1.3M Reduce -19.0%
QLTY GMO U.S. Quality ETF 0.95% 36,065 $1.2M Add +1.0%
INDA iShares MSCI India ETF 0.89% 20,818 $1.2M New
PECO Phillips Edison & Company Inc. 0.79% 29,474 $1.0M Reduce -5.3%
GOVT iShares US Treasury Bond ETF 0.79% 44,926 $1.0M Add +0.3%
MSFT Microsoft Corp. 0.75% 1,972 $981K Add +1.2%
LMT Lockheed Martin Corp. 0.69% 1,950 $903K Add +0.3%
BBJP JPMorgan Betabuilders Japan 0.66% 13,951 $862K New
PLTR Palantir Technologies Inc. Class A 0.66% 6,266 $854K Reduce -4.5%
XOM Exxon Mobil Corp. 0.65% 7,857 $847K Add +2.4%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.61% 2,714 $800K Add +3.7%
CGUS Cap Group Core Equity filed as CAPITAL GROUP CORE EQUITY ET 0.61% 21,483 $793K Reduce -7.3%
CGGR Cap Group Growth Equity 0.58% 18,612 $757K Add +1.8%
TIP iShares Tips Bond ETF 0.56% 6,682 $735K Reduce -82.7%
HBTA Horizon Expedition Plus ETF 0.56% 28,637 $727K Add +11.7%
VZ Verizon Communications Inc. 0.55% 16,428 $711K Add +0.7%
MSTR Strategy Inc. filed as MICROSTRATEGY INC 0.50% 1,606 $649K Add +0.1%
CGCP Cap Group Core Plus Income 0.47% 27,449 $618K Reduce -1.6%
RBIL US Treasury Ultra Short Tips 0.46% 11,855 $594K Add +0.3%
CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT 0.44% 17,892 $572K No change
BRK.B Berkshire Hathaway Inc. Class B 0.41% 1,108 $538K Reduce -1.1%
ARKB ARK 21SHARES Bitcoin ETF 0.41% 15,000 $537K Reduce -2.1%
GMOV GMO U.S. Value ETF 0.41% 21,150 $534K No change
MRK Merck & Co. Inc. 0.41% 6,676 $528K Add +5.8%
ECL Ecolab Inc. 0.41% 1,961 $528K Add +0.1%
ABBV Abbvie Inc. 0.39% 2,752 $511K Add +4.8%
AMZN Amazon.com Inc. 0.39% 2,326 $510K Add +0.5%
BTC Grayscale Bitcoin Mini ETF 0.39% 10,610 $507K No change
ARES Ares Management Corp. Class A 0.39% 2,924 $506K Add +0.1%
SCHF Schwab Intl Equity ETF 0.38% 22,543 $498K Reduce -5.2%
TSLA Tesla Inc. 0.38% 1,551 $493K Add +5.2%
ED Consolidated Edison Inc. 0.37% 4,860 $488K Add +0.5%
SPY SS SPDR S&P 500 ETF Trust-US 0.37% 771 $476K Reduce -14.9%
ADP Automatic Data Processing 0.35% 1,484 $458K Add +11.8%
HD Home Depot Inc. 0.35% 1,247 $457K Add +7.0%
YYY Amplify Cef High Income ETF 0.35% 38,981 $456K Reduce -10.2%
CGBL Cap Group Core Balanced filed as CAPITAL GROUP CORE BALANCED 0.34% 13,308 $445K Add +9.5%
BITB Bitwise Bitcoin ETF 0.34% 7,522 $441K Reduce -0.4%
QCOM Qualcomm Inc. 0.34% 2,746 $437K Add +0.5%
TXN Texas Instruments Inc. 0.33% 2,086 $433K Add +37.1%
XHLF Bondbloxx BBG 6 MTH US Treas 0.33% 8,572 $432K Reduce -0.9%
MCD McDonald's Corp. 0.32% 1,447 $423K Add +5.8%
COIN Coinbase Global Inc. Class A 0.32% 1,202 $421K Add +0.1%
WSO Watsco Inc. 0.32% 940 $415K No change
OKE Oneok Inc. 0.31% 4,957 $405K Add +0.2%
GILD Gilead Sciences Inc. 0.31% 3,646 $404K Add +0.2%
TSM Taiwan Semiconductor-SP ADR 0.31% 1,772 $401K Add +0.6%
SCHV Schwab US Large-Cap Value 0.31% 14,439 $400K Add +0.2%
NVS Novartis AG-Sponsored ADR 0.31% 3,290 $398K Reduce -1.6%
WEC WEC Energy Group Inc. 0.30% 3,742 $390K Add +0.2%
SAP Sap SE-Sponsored ADR 0.30% 1,270 $386K Add +0.3%
SONY Sony Group Corp. - SP ADR 0.29% 14,684 $382K Reduce -0.0%
SNA Snap-on Inc. 0.29% 1,226 $381K Add +0.2%
ACN Accenture PLC Class A 0.29% 1,255 $375K New
APD Air Products & Chemicals Inc. 0.28% 1,314 $371K Add +0.5%
RELX Relx PLC - Spon ADR 0.28% 6,723 $365K Add +0.7%
SCHX Schwab US Large-Cap ETF 0.28% 14,901 $364K Reduce -4.0%
UL Unilever PLC 0.28% 5,948 $364K Add +0.0%
BTI British American Tob-SP ADR 0.27% 7,520 $356K Add +0.2%
NVDA Nvidia Corp. 0.27% 2,238 $354K Add +17.8%
STWD Starwood Property Trust Inc. 0.27% 17,569 $353K Reduce -2.6%
RSG Republic Services Inc. 0.27% 1,409 $347K Reduce -36.0%
MKC McCormick & Co.-Non VTG SHRS 0.27% 4,575 $347K Add +37.4%
PFE Pfizer Inc. 0.26% 14,175 $344K Reduce -11.2%
MAA Mid-America Apartment Comm 0.26% 2,304 $341K Add +0.4%
VIG Vanguard Dividend Apprec ETF 0.26% 1,645 $337K No change
NGG National Grid PLC-SP ADR 0.24% 4,195 $312K Add +0.4%
GE General Electric filed as GE AEROSPACE 0.24% 1,207 $311K Add +0.6%
MDT Medtronic PLC 0.23% 3,456 $301K Add +0.2%
AWK American Water Works Co. Inc. 0.22% 2,082 $290K Add +0.6%
HSMV First Trust Horizon Managed 0.21% 7,710 $276K Reduce -1.7%
O Realty Income Corp. 0.21% 4,746 $273K Add +1.1%
KMB Kimberly-Clark Corp. 0.21% 2,121 $273K Reduce -0.6%
TCHP T Rowe Price Blue Chip Growt 0.20% 5,879 $267K Add +10.2%
PRU Prudential Financial Inc. 0.20% 2,415 $259K Add +0.3%
CEG Constellation Energy 0.19% 780 $252K New
MDYV SS SPDR S&P 400 MC Val ETF 0.19% 3,101 $246K Reduce -5.8%
SNY Sanofi-ADR 0.19% 5,094 $246K Add +3.9%
ARKK ARK Innovation ETF 0.19% 3,451 $243K New
CBUS Cibus Inc. 0.18% 173,556 $240K Add +18.6%
SHOP Shopify Inc. Class A 0.18% 2,031 $234K New
SCHE Schwab Emrg Mrkts Eqty ETF 0.18% 7,592 $229K Reduce -9.7%
JNJ Johnson & Johnson 0.18% 1,495 $228K Add +7.8%
PM Philip Morris International 0.17% 1,223 $223K New
FPAG Fpa Global Equity ETF New 0.17% 6,455 $219K New
SLYG SS SPDR S&P 600 SC GR ETF 0.16% 2,354 $209K Reduce -11.2%
VCIT Vanguard Int-Term Corporate 0.16% 2,455 $204K New
GSBD Goldman Sachs BDC Inc. 0.12% 13,377 $150K Reduce -27.1%
EPM Evolution Petroleum Corp. 0.10% 27,315 $128K Add +0.6%

Options reported separately and not counted above: MSTR calls ($3.6M), TSLA calls ($265K).

Portfolio Sells Q1 2025 → Q2 2025
TIP iShares Tips Bond ETF Reduce -82.7% 0.56% −2.98
IVV iShares Core S&P 500 ETF Reduce -41.8% 2.62% −1.76
AAPL Apple Inc. Reduce -9.0% 2.01% −0.56
HGER Harbor Commodity All Weather Sold out 0.00% −0.54
CMDT PIMCO Commodity Active Strat Sold out 0.00% −0.50
FSK FS KKR Capital Corp. Reduce -4.0% 2.99% −0.39
BENJ Horizon Landmark ETF Reduce -19.0% 1.00% −0.31
HSY The Hershey Co. Sold out 0.00% −0.28
FNDX Schwab Fndmntl US LRG Co. ETF Sold out 0.00% −0.26
STIP iShares 0-5 Year Tips Bond E Reduce -0.4% 2.18% −0.19
VOO Vanguard S&P 500 ETF Sold out 0.00% −0.18
WTRG Essential Utilities Inc. Sold out 0.00% −0.17
RSG Republic Services Inc. Reduce -36.0% 0.27% −0.17
IEF iShares 7-10 Year Treasury B Reduce -1.7% 1.68% −0.15
PECO Phillips Edison & Company Inc. Reduce -5.3% 0.79% −0.15
ARCC Ares Capital Corp. Reduce -3.7% 1.07% −0.14
BRK.B Berkshire Hathaway Inc. Class B Reduce -1.1% 0.41% −0.08
FSCO FS Credit Opportunities Corp. Reduce -0.3% 1.51% −0.07
PFE Pfizer Inc. Reduce -11.2% 0.26% −0.07
GSBD Goldman Sachs BDC Inc. Reduce -27.1% 0.12% −0.06
YYY Amplify Cef High Income ETF Reduce -10.2% 0.35% −0.06
SPY SS SPDR S&P 500 ETF Trust-US Reduce -14.9% 0.37% −0.05
CGCP Cap Group Core Plus Income Reduce -1.6% 0.47% −0.04
KMB Kimberly-Clark Corp. Reduce -0.6% 0.21% −0.04
CGDV Cap Group Dividend Value Reduce -4.7% 1.90% −0.04
CGUS Cap Group Core Equity Reduce -7.3% 0.61% −0.03
XHLF Bondbloxx BBG 6 MTH US Treas Reduce -0.9% 0.33% −0.03
STWD Starwood Property Trust Inc. Reduce -2.6% 0.27% −0.02
SLYG SS SPDR S&P 600 SC GR ETF Reduce -11.2% 0.16% −0.02
HSMV First Trust Horizon Managed Reduce -1.7% 0.21% −0.02
MDYV SS SPDR S&P 400 MC Val ETF Reduce -5.8% 0.19% −0.02
SCHE Schwab Emrg Mrkts Eqty ETF Reduce -9.7% 0.18% −0.02
SONY Sony Group Corp. - SP ADR Reduce -0.0% 0.29% −0.01
SCHF Schwab Intl Equity ETF Reduce -5.2% 0.38% −0.01
SCHX Schwab US Large-Cap ETF Reduce -4.0% 0.28% −0.00
NVS Novartis AG-Sponsored ADR Reduce -1.6% 0.31% −0.00
VXUS Vanguard Total Intl Stock Reduce -0.8% 1.97% +0.05
BITB Bitwise Bitcoin ETF Reduce -0.4% 0.34% +0.06
ARKB ARK 21SHARES Bitcoin ETF Reduce -2.1% 0.41% +0.07
PLTR Palantir Technologies Inc. Class A Reduce -4.5% 0.66% +0.20

Portfolio Buys Q1 2025 → Q2 2025
SPEM State Street SP PTF Em ETF Add +304.1% 2.76% +2.09
SCHG Schwab US Large-Cap Growth Add +8.2% 7.31% +1.08
INDA iShares MSCI India ETF New 0.89% +0.89
GLDM SPDR Gold Minishares Trust Add +38.5% 3.31% +0.88
BBJP JPMorgan Betabuilders Japan New 0.66% +0.66
BIL SS SPDR BB 1-3M T-Bill ETF Add +23.7% 3.93% +0.51
VGT Vanguard Info Tech ETF Add +7.6% 2.55% +0.46
TCAF T Rowe PRC Cap Appreciation Add +6.1% 5.68% +0.41
SCHA Schwab US Small-Cap ETF Add +13.1% 2.90% +0.34
ACN Accenture PLC Class A New 0.29% +0.29
CEG Constellation Energy New 0.19% +0.19
ARKK ARK Innovation ETF New 0.19% +0.19
SHOP Shopify Inc. Class A New 0.18% +0.18
PM Philip Morris International New 0.17% +0.17
FPAG Fpa Global Equity ETF New New 0.17% +0.17
VWO Vanguard Ftse Emerging Marke Add +12.1% 1.30% +0.16
VCIT Vanguard Int-Term Corporate New 0.16% +0.16
COIN Coinbase Global Inc. Class A Add +0.1% 0.32% +0.15
MSFT Microsoft Corp. Add +1.2% 0.75% +0.15
VEA Vanguard Ftse Developed ETF Add +7.7% 1.34% +0.15
MSTR Strategy Inc. Add +0.1% 0.50% +0.12
TXN Texas Instruments Inc. Add +37.1% 0.33% +0.11
NVDA Nvidia Corp. Add +17.8% 0.27% +0.10
HBTA Horizon Expedition Plus ETF Add +11.7% 0.56% +0.10
IBM Intl Business Machines Corp. Add +3.7% 0.61% +0.08
TSM Taiwan Semiconductor-SP ADR Add +0.6% 0.31% +0.07
CGGR Cap Group Growth Equity Add +1.8% 0.58% +0.06
TSLA Tesla Inc. Add +5.2% 0.38% +0.06
GE General Electric Add +0.6% 0.24% +0.04
MKC McCormick & Co.-Non VTG SHRS Add +37.4% 0.27% +0.04
TCHP T Rowe Price Blue Chip Growt Add +10.2% 0.20% +0.04
ARES Ares Management Corp. Class A Add +0.1% 0.39% +0.04
CGBL Cap Group Core Balanced Add +9.5% 0.34% +0.03
AMZN Amazon.com Inc. Add +0.5% 0.39% +0.03
QLTY GMO U.S. Quality ETF Add +1.0% 0.95% +0.03
BTI British American Tob-SP ADR Add +0.2% 0.27% +0.02
ADP Automatic Data Processing Add +11.8% 0.35% +0.02
SAP Sap SE-Sponsored ADR Add +0.3% 0.30% +0.02
NGG National Grid PLC-SP ADR Add +0.4% 0.24% +0.01
RELX Relx PLC - Spon ADR Add +0.7% 0.28% +0.00
HD Home Depot Inc. Add +7.0% 0.35% −0.00
ECL Ecolab Inc. Add +0.1% 0.41% −0.00
SCHV Schwab US Large-Cap Value Add +0.2% 0.31% −0.01
QCOM Qualcomm Inc. Add +0.5% 0.34% −0.01
UL Unilever PLC Add +0.0% 0.28% −0.01
JNJ Johnson & Johnson Add +7.8% 0.18% −0.01
O Realty Income Corp. Add +1.1% 0.21% −0.01
EPM Evolution Petroleum Corp. Add +0.6% 0.10% −0.02
SCHI Schwab 5-10 Year Corporate B Add +4.5% 1.17% −0.02
SUB iShares Short-Term National Add +4.7% 1.04% −0.02

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 146$182.5MSCHG, SCHD, TCAF, BIL, SCHA
Q1 2026 130$157.0MBIL, SCHG, SCHD, TCAF, SCHA
Q4 2025 130$146.7MSCHG, SCHD, TCAF, SCHA, SPEM
Q3 2025 135$147.3MSCHG, TCAF, SCHD, GLDM, SCHA
Q2 2025 116$130.3MSCHG, SCHD, TCAF, BIL, GLDM
Q1 2025 113$121.1MSCHG, SCHD, TCAF, IVV, TIP
Q4 2024 118$112.6MSCHG, IVV, BIL, TCAF, SCHD