Certior Financial Group, LLC

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 4, 2026), Certior Financial Group, LLC reported 130 stock positions worth $146.7 million. Its top holding was Schwab US Large-Cap Growth (SCHG) at 7.7% of the portfolio, followed by Schwab US DVD Equity ETF (SCHD, 5.9%) and T Rowe PRC Cap Appreciation (TCAF, 5.9%). Compared with Q3 2025, it opened 10 new positions, sold out of 15, added to 87 and reduced 31. The biggest buy was a new position in World Gold TR and the biggest sale an exit from SPDR Gold Minishares Trust (GLDM).

Most Recent 13F
Q2 2026
Location
KING OF PRUSSIA, PA
CIK
0002055620
Portfolio Value
$146.7M (Q4 2025)
SEC Filing
0001104659-26-010102 ↗ filed Feb 4, 2026

Holdings Value

0$50.0M$100.0M$150.0M$200.0M Q4 2024: $112.6M Q4 2024 Q1 2025: $121.1M Q1 2025 Q2 2025: $130.3M Q2 2025 Q3 2025: $147.3M Q3 2025 Q4 2025: $146.7M $146.7M Q4 2025 Q1 2026: $157.0M Q1 2026 Q2 2026: $182.5M Q2 2026

Holdings 130 stocks · $146.7M
SCHG Schwab US Large-Cap Growth 7.71% 346,554 $11.3M Add +2.5%
SCHD Schwab US DVD Equity ETF 5.92% 316,421 $8.7M Add +5.2%
TCAF T Rowe PRC Cap Appreciation 5.88% 225,887 $8.6M Add +3.5%
SCHA Schwab US Small-Cap ETF 3.19% 164,273 $4.7M Add +4.0%
SPEM State Street SP PTF Em ETF 3.09% 96,772 $4.5M Add +16.5%
VGT Vanguard Info Tech ETF 2.78% 5,410 $4.1M Add +2.5%
BIL SS SPDR BB 1-3M T-Bill ETF 2.70% 43,355 $4.0M Add +180.7%
BBJP JPMorgan Betabuilders Japan 2.53% 56,354 $3.7M Add +19.0%
IVV iShares Core S&P 500 ETF 2.37% 5,085 $3.5M Add +1.2%
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE 2.29% 77,002 $3.4M Add +2.2%
AAPL Apple Inc. 2.24% 12,074 $3.3M Reduce -1.2%
GBTC Grayscale Bitcoin Trust ETF 2.04% 43,676 $3.0M Reduce -0.1%
STIP iShares 0-5 Year Tips Bond E 2.01% 28,794 $2.9M Add +5.3%
WORLD GOLD TR 1.99% 34,173 $2.9M New
VXUS Vanguard Total Intl Stock 1.84% 35,761 $2.7M Reduce -34.6%
IEF iShares 7-10 Year Treasury B 1.69% 25,811 $2.5M Add +15.3%
HGER Harbor Commodity All Weather 1.66% 98,157 $2.4M Add +108.7%
VTEB Vanguard Tax-Exempt Bond ETF 1.59% 46,477 $2.3M Add +8.7%
MUNI PIMCO Intermediate Municipal 1.59% 44,574 $2.3M Add +8.9%
BSV Vanguard Short-Term Bond ETF 1.48% 27,608 $2.2M Add +2.9%
VEA Vanguard Ftse Developed ETF 1.46% 34,303 $2.1M Add +6.0%
VWO Vanguard Ftse Emerging Marke 1.41% 38,547 $2.1M Add +6.0%
FSK FS KKR Capital Corp. 1.39% 138,019 $2.0M Reduce -17.9%
FSSL FS Specialty Lending Fund 1.35% 140,119 $2.0M New
FSCO FS Credit Opportunities Corp. 1.24% 289,753 $1.8M Add +0.7%
BENJ Horizon Landmark ETF 1.23% 34,727 $1.8M Add +7.9%
INDA iShares MSCI India ETF 1.19% 32,272 $1.7M Add +21.4%
SCHI Schwab 5-10 Year Corporate B 1.13% 72,158 $1.7M Add +3.9%
SUB iShares Short-Term National 1.06% 14,542 $1.6M Add +8.8%
VT Vanguard Tot World STK ETF 1.05% 10,969 $1.5M Reduce -43.9%
HYD Vaneck High Yield Muni ETF 1.05% 30,197 $1.5M Add +8.4%
QLTY GMO U.S. Quality ETF 0.96% 36,790 $1.4M Add +1.4%
ARCC Ares Capital Corp. 0.74% 53,995 $1.1M Reduce -10.5%
PLTR Palantir Technologies Inc. Class A 0.74% 6,121 $1.1M Reduce -2.0%
GOVT iShares US Treasury Bond ETF 0.68% 43,016 $990K Reduce -0.5%
MSFT Microsoft Corp. 0.66% 2,006 $970K Reduce -0.5%
XOM Exxon Mobil Corp. 0.65% 7,975 $960K Add +2.5%
LMT Lockheed Martin Corp. 0.64% 1,952 $944K Add +0.1%
CGUS Cap Group Core Equity filed as CAPITAL GROUP CORE EQUITY ET 0.64% 23,434 $943K Add +0.5%
PECO Phillips Edison & Company Inc. 0.62% 25,511 $907K Reduce -2.7%
CGGR Cap Group Growth Equity 0.56% 18,385 $818K Add +2.5%
CGCP Cap Group Core Plus Income 0.55% 35,818 $811K Add +10.7%
CGBL Cap Group Core Balanced filed as CAPITAL GROUP CORE BALANCED 0.55% 22,858 $808K Add +52.8%
CGGO Cap Group Global Growth filed as CAPITAL GROUP GBL GROWTH EQT 0.52% 21,932 $760K Add +6.6%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.52% 2,559 $758K Reduce -1.0%
MRK Merck & Co. Inc. 0.51% 7,143 $752K Add +5.6%
HBTA Horizon Expedition Plus ETF 0.49% 24,599 $713K Reduce -6.6%
VZ Verizon Communications Inc. 0.47% 16,884 $688K Add +3.0%
TSLA Tesla Inc. 0.41% 1,325 $596K Reduce -28.4%
BRK.B Berkshire Hathaway Inc. Class B 0.40% 1,163 $585K Reduce -0.5%
AMZN Amazon.com Inc. 0.38% 2,424 $560K Reduce -6.2%
ABBV Abbvie Inc. 0.37% 2,392 $547K Reduce -6.4%
SPY SS SPDR S&P 500 ETF Trust-US 0.36% 765 $522K Add +0.5%
ECL Ecolab Inc. 0.35% 1,965 $516K Add +0.2%
NVDA Nvidia Corp. 0.34% 2,688 $501K Reduce -18.5%
QCOM Qualcomm Inc. 0.33% 2,834 $485K Add +7.2%
ED Consolidated Edison Inc. 0.33% 4,880 $485K Reduce -0.0%
GILD Gilead Sciences Inc. 0.33% 3,894 $478K Add +6.9%
ARES Ares Management Corp. Class A 0.32% 2,949 $477K Add +6.8%
SCHF Schwab Intl Equity ETF 0.32% 19,732 $474K Reduce -6.3%
CBUS Cibus Inc. 0.32% 271,164 $472K Add +46.7%
NVS Novartis AG-Sponsored ADR 0.31% 3,321 $458K Add +7.5%
HD Home Depot Inc. 0.31% 1,320 $454K Add +9.0%
SNA Snap-on Inc. 0.31% 1,316 $453K Add +7.3%
JEPI JPMorgan Equity Premium Inco 0.31% 7,920 $453K Add +26.8%
MCD McDonald's Corp. 0.30% 1,459 $446K Add +8.0%
CGIC Cap Group Intl Core Eq filed as CAPITAL GROUP INTERNATIONAL 0.30% 13,446 $437K Add +61.8%
ARKB ARK 21SHARES Bitcoin ETF 0.30% 15,000 $436K No change
WEC WEC Energy Group Inc. 0.29% 4,043 $426K Add +8.3%
VIG Vanguard Dividend Apprec ETF 0.29% 1,920 $422K Reduce -5.7%
CEFS Saba Opport Hedg Cef ETF-Usd 0.29% 18,216 $420K Add +30.3%
TSM Taiwan Semiconductor-SP ADR 0.28% 1,370 $416K Reduce -22.6%
RYLD Global X Russell 2000 Cov Class 0.28% 27,054 $414K Add +30.2%
BTC Grayscale Bitcoin Mini ETF 0.28% 10,607 $411K Reduce -0.0%
FLIN Franklin Ftse India ETF 0.28% 10,527 $406K New
OKE Oneok Inc. 0.27% 5,471 $402K Add +9.6%
SCHV Schwab US Large-Cap Value 0.27% 13,457 $398K Reduce -1.2%
TXN Texas Instruments Inc. 0.27% 2,269 $394K Add +9.2%
QYLG Global X Nasdaq 100 Covc GRW 0.26% 14,208 $387K Add +27.9%
APD Air Products & Chemicals Inc. 0.26% 1,562 $386K Add +16.6%
GE General Electric filed as GE AEROSPACE 0.26% 1,252 $386K Add +3.7%
XHLF Bondbloxx BBG 6 MTH US Treas 0.26% 7,623 $383K Reduce -11.1%
BTI British American Tob-SP ADR 0.26% 6,741 $382K Add +9.2%
BITB Bitwise Bitcoin ETF 0.26% 8,009 $381K Add +6.5%
SCHX Schwab US Large-Cap ETF 0.26% 14,149 $381K Reduce -0.6%
ADP Automatic Data Processing 0.26% 1,472 $379K Add +10.5%
FPAG Fpa Global Equity ETF New 0.26% 10,202 $379K Add +57.8%
UL Unilever PLC-Sponsored ADR 0.25% 5,619 $367K Add +9.4%
MAA Mid-America Apartment Comm 0.25% 2,596 $361K Add +11.8%
WSO Watsco Inc. 0.24% 1,061 $357K Add +11.2%
MDT Medtronic PLC 0.24% 3,716 $357K Add +8.0%
MKC McCormick & Co.-Non VTG SHRS 0.24% 5,153 $351K Add +12.0%
ACN Accenture PLC Class A 0.24% 1,290 $346K Add +13.2%
SAP Sap SE-Sponsored ADR 0.23% 1,415 $344K Add +11.2%
SONY Sony Group Corp. - SP ADR 0.23% 13,400 $343K Reduce -8.8%
RSG Republic Services Inc. 0.23% 1,582 $335K Add +11.8%
O Realty Income Corp. 0.22% 5,834 $329K Add +17.7%
AWK American Water Works Co. Inc. 0.22% 2,470 $322K Add +18.0%
SNY Sanofi-ADR 0.21% 6,509 $315K Add +15.7%
TCHP T Rowe Price Blue Chip Growt 0.21% 6,258 $312K Add +2.2%
QQQ Invesco QQQ Trust Series 1 0.21% 507 $311K Add +33.4%
RELX Relx PLC - Spon ADR 0.21% 7,658 $310K Add +13.5%
PDI PIMCO Dynamic Income Fund 0.21% 17,473 $309K Add +20.7%
JNJ Johnson & Johnson 0.21% 1,468 $304K Add +1.4%
HSMV First Trust Horizon Managed 0.20% 8,246 $294K Add +2.8%
CEG Constellation Energy 0.20% 823 $291K Add +2.5%
GOOG Alphabet Inc. Class C 0.20% 919 $288K Add +3.5%
ARKK ARK Innovation ETF 0.19% 3,646 $280K No change
COIN Coinbase Global Inc. Class A 0.19% 1,204 $272K Add +0.2%
KMB Kimberly-Clark Corp. 0.18% 2,684 $271K Add +23.6%
AVGO Broadcom Inc. 0.17% 727 $252K Add +0.8%
SHOP Shopify Inc. Class A 0.17% 1,540 $248K Reduce -20.2%
MDYV SS SPDR S&P 400 MC Val ETF 0.17% 2,897 $245K Add +0.2%
MSTR Strategy Inc. 0.17% 1,608 $244K Add +0.2%
SCHE Schwab Emrg Mrkts Eqty ETF 0.16% 7,069 $232K Add +2.1%
IBDR iShares Ibonds Dec 2026 Term 0.15% 9,310 $226K New
IAU iShares Gold Trust 0.15% 2,772 $225K Reduce -0.0%
SHEL Shell PLC-ADR 0.15% 3,045 $224K New
IGM iShares Expanded Tech Sector 0.15% 1,722 $222K Add +1.1%
STWD Starwood Property Trust Inc. 0.15% 12,038 $217K Reduce -5.6%
GEV GE Vernova Inc. 0.15% 327 $214K New
PRU Prudential Financial Inc. 0.14% 1,804 $204K Reduce -21.7%
NLY Annaly Capital Management Inc. 0.14% 9,019 $202K New
ESCA Escalade Inc. 0.11% 12,351 $167K Add +10.2%
YYY Amplify Cef High Income ETF 0.11% 13,988 $161K Reduce -40.0%
EPM Evolution Petroleum Corp. 0.07% 30,869 $109K Add +13.1%
SGC Superior Group of Cos Inc. 0.07% 10,897 $105K New
RGP Resources Connection Inc. 0.06% 17,289 $87K Add +30.2%
NXDR Nextdoor Holdings Inc. 0.02% 11,535 $24K New
SRXH SRX Global Inc. filed as SRX HEALTH SOLUTIONS INC. 0.00% 21,398 $5K New

Options reported separately and not counted above: MSTR calls ($920K), TSLA calls ($401K).

Portfolio Sells Q3 2025 → Q4 2025
GLDM SPDR Gold Minishares Trust Sold out 0.00% −4.09
BND Vanguard Total Bond Market Sold out 0.00% −0.97
VXUS Vanguard Total Intl Stock Reduce -34.6% 1.84% −0.89
VT Vanguard Tot World STK ETF Reduce -43.9% 1.05% −0.78
GBTC Grayscale Bitcoin Trust ETF Reduce -0.1% 2.04% −0.63
VTI VG Morningstar TS MKT ETF-US Sold out 0.00% −0.61
BNDX Vanguard Total Intl Bond ETF Sold out 0.00% −0.53
VXF Vanguard Extended Market ETF Sold out 0.00% −0.45
RBIL US Treasury Ultra Short Tips Sold out 0.00% −0.40
VUG Vanguard Mrngstar GR ETF-Sui Sold out 0.00% −0.40
GMOV GMO U.S. Value ETF Sold out 0.00% −0.38
FSK FS KKR Capital Corp. Reduce -17.9% 1.39% −0.31
TSLA Tesla Inc. Reduce -28.4% 0.41% −0.15
META Meta Platforms Inc. Class A Sold out 0.00% −0.15
PFE Pfizer Inc. Sold out 0.00% −0.15
WTRG Essential Utilities Inc. Sold out 0.00% −0.15
VCIT Vanguard Int-Term Corporate Sold out 0.00% −0.14
HOOD Robinhood Markets Inc. Class A Sold out 0.00% −0.14
SLYG SS SPDR S&P 600 SC GR ETF Sold out 0.00% −0.14
ARCC Ares Capital Corp. Reduce -10.5% 0.74% −0.09
BTC Grayscale Bitcoin Mini ETF Reduce -0.0% 0.28% −0.08
YYY Amplify Cef High Income ETF Reduce -40.0% 0.11% −0.08
NVDA Nvidia Corp. Reduce -18.5% 0.34% −0.08
GSBD Goldman Sachs BDC Inc. Sold out 0.00% −0.07
SONY Sony Group Corp. - SP ADR Reduce -8.8% 0.23% −0.05
TSM Taiwan Semiconductor-SP ADR Reduce -22.6% 0.28% −0.05
MSFT Microsoft Corp. Reduce -0.5% 0.66% −0.05
XHLF Bondbloxx BBG 6 MTH US Treas Reduce -11.1% 0.26% −0.03
PLTR Palantir Technologies Inc. Class A Reduce -2.0% 0.74% −0.03
ABBV Abbvie Inc. Reduce -6.4% 0.37% −0.03
SHOP Shopify Inc. Class A Reduce -20.2% 0.17% −0.03
PRU Prudential Financial Inc. Reduce -21.7% 0.14% −0.02
STWD Starwood Property Trust Inc. Reduce -5.6% 0.15% −0.02
HBTA Horizon Expedition Plus ETF Reduce -6.6% 0.49% −0.02
VIG Vanguard Dividend Apprec ETF Reduce -5.7% 0.29% −0.01
SCHF Schwab Intl Equity ETF Reduce -6.3% 0.32% −0.01
AMZN Amazon.com Inc. Reduce -6.2% 0.38% −0.00
GOVT iShares US Treasury Bond ETF Reduce -0.5% 0.68% −0.00
ED Consolidated Edison Inc. Reduce -0.0% 0.33% −0.00
BRK.B Berkshire Hathaway Inc. Class B Reduce -0.5% 0.40% −0.00
SCHV Schwab US Large-Cap Value Reduce -1.2% 0.27% +0.00
SCHX Schwab US Large-Cap ETF Reduce -0.6% 0.26% +0.01
PECO Phillips Edison & Company Inc. Reduce -2.7% 0.62% +0.01
IAU iShares Gold Trust Reduce -0.0% 0.15% +0.02
IBM Intl Business Machines Corp. Reduce -1.0% 0.52% +0.02
AAPL Apple Inc. Reduce -1.2% 2.24% +0.12

Portfolio Buys Q3 2025 → Q4 2025
WORLD GOLD TR New 1.99% +1.99
BIL SS SPDR BB 1-3M T-Bill ETF Add +180.7% 2.70% +1.74
FSSL FS Specialty Lending Fund New 1.35% +1.35
HGER Harbor Commodity All Weather Add +108.7% 1.66% +0.84
SPEM State Street SP PTF Em ETF Add +16.5% 3.09% +0.45
BBJP JPMorgan Betabuilders Japan Add +19.0% 2.53% +0.40
SCHG Schwab US Large-Cap Growth Add +2.5% 7.71% +0.38
SCHD Schwab US DVD Equity ETF Add +5.2% 5.92% +0.34
TCAF T Rowe PRC Cap Appreciation Add +3.5% 5.88% +0.30
FLIN Franklin Ftse India ETF New 0.28% +0.28
INDA iShares MSCI India ETF Add +21.4% 1.19% +0.25
IEF iShares 7-10 Year Treasury B Add +15.3% 1.69% +0.23
CGBL Cap Group Core Balanced Add +52.8% 0.55% +0.20
SCHA Schwab US Small-Cap ETF Add +4.0% 3.19% +0.20
CBUS Cibus Inc. Add +46.7% 0.32% +0.16
IBDR iShares Ibonds Dec 2026 Term New 0.15% +0.15
SHEL Shell PLC-ADR New 0.15% +0.15
GEV GE Vernova Inc. New 0.15% +0.15
VEA Vanguard Ftse Developed ETF Add +6.0% 1.46% +0.14
CGDV Cap Group Dividend Value Add +2.2% 2.29% +0.14
MUNI PIMCO Intermediate Municipal Add +8.9% 1.59% +0.14
VTEB Vanguard Tax-Exempt Bond ETF Add +8.7% 1.59% +0.14
NLY Annaly Capital Management Inc. New 0.14% +0.14
MRK Merck & Co. Inc. Add +5.6% 0.51% +0.13
CGIC Cap Group Intl Core Eq Add +61.8% 0.30% +0.12
BENJ Horizon Landmark ETF Add +7.9% 1.23% +0.11
VGT Vanguard Info Tech ETF Add +2.5% 2.78% +0.10
FPAG Fpa Global Equity ETF New Add +57.8% 0.26% +0.10
IVV iShares Core S&P 500 ETF Add +1.2% 2.37% +0.09
STIP iShares 0-5 Year Tips Bond E Add +5.3% 2.01% +0.09
HYD Vaneck High Yield Muni ETF Add +8.4% 1.05% +0.09
SUB iShares Short-Term National Add +8.8% 1.06% +0.09
VWO Vanguard Ftse Emerging Marke Add +6.0% 1.41% +0.08
QLTY GMO U.S. Quality ETF Add +1.4% 0.96% +0.07
SGC Superior Group of Cos Inc. New 0.07% +0.07
CEFS Saba Opport Hedg Cef ETF-Usd Add +30.3% 0.29% +0.07
RYLD Global X Russell 2000 Cov Class Add +30.2% 0.28% +0.07
JEPI JPMorgan Equity Premium Inco Add +26.8% 0.31% +0.07
XOM Exxon Mobil Corp. Add +2.5% 0.65% +0.06
QQQ Invesco QQQ Trust Series 1 Add +33.4% 0.21% +0.06
CGCP Cap Group Core Plus Income Add +10.7% 0.55% +0.05
GILD Gilead Sciences Inc. Add +6.9% 0.33% +0.05
GOOG Alphabet Inc. Class C Add +3.5% 0.20% +0.05
BSV Vanguard Short-Term Bond ETF Add +2.9% 1.48% +0.05
ACN Accenture PLC Class A Add +13.2% 0.24% +0.05
NVS Novartis AG-Sponsored ADR Add +7.5% 0.31% +0.04
QYLG Global X Nasdaq 100 Covc GRW Add +27.9% 0.26% +0.04
SCHI Schwab 5-10 Year Corporate B Add +3.9% 1.13% +0.04
CGGO Cap Group Global Growth Add +6.6% 0.52% +0.04
BTI British American Tob-SP ADR Add +9.2% 0.26% +0.04

Options Activity Q3 2025 → Q4 2025
MSTR Strategy Inc. call Reduce -10.0% 9,000 $920K
TSLA Tesla Inc. call Reduce -20.0% 1,600 $401K

Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 146$182.5MSCHG, SCHD, TCAF, BIL, SCHA
Q1 2026 130$157.0MBIL, SCHG, SCHD, TCAF, SCHA
Q4 2025 130$146.7MSCHG, SCHD, TCAF, SCHA, SPEM
Q3 2025 135$147.3MSCHG, TCAF, SCHD, GLDM, SCHA
Q2 2025 116$130.3MSCHG, SCHD, TCAF, BIL, GLDM
Q1 2025 113$121.1MSCHG, SCHD, TCAF, IVV, TIP
Q4 2024 118$112.6MSCHG, IVV, BIL, TCAF, SCHD