Charter Oak Capital Management, LLC
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 14, 2025), Charter Oak Capital Management, LLC reported 193 stock positions worth $1.1 billion. Its top holding was iShares Core S&P 500 ETF (IVV) at 26.9% of the portfolio, followed by iShares Core U.S. Aggregate (AGG, 15.1%) and Vanguard Total Intl Stock (VXUS, 7.3%). Compared with Q4 2024, it opened 17 new positions, sold out of 4, added to 91 and reduced 75. The biggest buy was Vanguard Total Intl Stock (VXUS, shares +10%) and the biggest sale Vanguard S&P 500 ETF (VOO, shares −7%).
- Most Recent 13F
- Q1 2026
- Location
- PORTSMOUTH, NH
- CIK
- 0001810720
- Portfolio Value
- $1.1B (Q1 2025)
- SEC Filing
- 0001667731-25-000416 ↗ filed Apr 14, 2025
Holdings Value
Holdings 193 stocks · $1.1B
| IVV iShares Core S&P 500 ETF | 26.87% | 521,033 | $292.8M | Add +1.4% |
| AGG iShares Core U.S. Aggregate | 15.14% | 1,667,009 | $164.9M | Add +2.7% |
| VXUS Vanguard Total Intl Stock | 7.34% | 1,288,421 | $80.0M | Add +10.3% |
| BSV Vanguard Short-Term Bond ETF | 5.98% | 832,332 | $65.2M | Add +8.3% |
| VXF Vanguard Extended Market ETF | 5.83% | 368,806 | $63.5M | Add +3.6% |
| IGIB iShares 5-10Y Inv Grade Corp. | 5.69% | 1,180,960 | $62.0M | Add +11.3% |
| VEU Vanguard Ftse All-World Ex-U | 3.25% | 583,653 | $35.4M | Reduce -5.2% |
| IXUS iShares Core Intl Stock ETF | 3.07% | 478,972 | $33.4M | Reduce -3.7% |
| VOO Vanguard S&P 500 ETF | 2.47% | 52,408 | $26.9M | Reduce -6.6% |
| AAPL Apple Inc. | 1.56% | 76,690 | $17.0M | Reduce -3.5% |
| IGSB iShares 1-5Y Inv Grade Corp. | 1.22% | 254,590 | $13.3M | Reduce -1.8% |
| ACWI iShares MSCI Acwi ETF | 0.92% | 86,164 | $10.0M | Reduce -0.9% |
| BND Vanguard Total Bond Market | 0.90% | 133,318 | $9.8M | Add +1.2% |
| SUSA iShares ESG Optimized MSCI U | 0.81% | 76,390 | $8.8M | Add +1.2% |
| VSGX Vanguard ESG Intl Stock ETF | 0.77% | 141,453 | $8.3M | Reduce -1.8% |
| ACWX iShares MSCI Acwi Ex US ETF | 0.75% | 148,181 | $8.2M | Reduce -1.9% |
| IUSV iShares Core S&P U.S. Value | 0.72% | 84,443 | $7.8M | Add +5.1% |
| IVW iShares S&P 500 Growth ETF | 0.62% | 72,619 | $6.7M | Add +1.0% |
| NUBD Nuveen ESG US Aggregate Bond | 0.50% | 246,360 | $5.5M | Reduce -3.9% |
| IVE iShares S&P 500 Value ETF | 0.49% | 27,744 | $5.3M | Add +8.8% |
| ESGV Vanguard ESG US Stock ETF | 0.48% | 53,481 | $5.2M | Reduce -2.5% |
| SLQD iShares 0-5 YR Inv GRD Corp. | 0.42% | 90,061 | $4.5M | Reduce -8.1% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.37% | 23,310 | $4.0M | Add +6.7% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.36% | 7,001 | $3.9M | Reduce -7.7% |
| MSFT Microsoft Corp. | 0.35% | 10,200 | $3.8M | Add +3.8% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.35% | 10,178 | $3.8M | Add +4.3% |
| IHI iShares U.S. Medical Devices | 0.33% | 59,677 | $3.6M | Reduce -3.3% |
| VTI VG Morningstar TS MKT ETF-US | 0.33% | 12,967 | $3.6M | Reduce -1.4% |
| VIG Vanguard Dividend Apprec ETF | 0.33% | 18,342 | $3.6M | Reduce -0.5% |
| ADI Analog Devices Inc. | 0.30% | 16,426 | $3.3M | Add +0.1% |
| SUSB iShares ESG Aware 1-5 Year U | 0.30% | 129,665 | $3.2M | Add +5.0% |
| EAGG iShares ESG Aware US Aggrega | 0.29% | 67,234 | $3.2M | Add +2.3% |
| IXN iShares Global Tech ETF | 0.29% | 41,831 | $3.2M | Add +2.0% |
| VEA Vanguard Ftse Developed ETF | 0.26% | 54,809 | $2.8M | Reduce -0.6% |
| VGK Vanguard Ftse Europe ETF | 0.25% | 38,563 | $2.7M | Reduce -14.1% |
| SHY iShares 1-3 Year Treasury Bo | 0.23% | 30,412 | $2.5M | Reduce -2.0% |
| XOM Exxon Mobil Corp. | 0.21% | 19,161 | $2.3M | Reduce -1.8% |
| ESML iShares ESG Aware MSCI USA S | 0.21% | 58,280 | $2.2M | Add +2.1% |
| JPM JPMorgan Chase & Co. | 0.20% | 8,746 | $2.1M | Reduce -0.8% |
| ESGD iShares Trust iShares ESG Aw | 0.20% | 26,088 | $2.1M | Reduce -8.1% |
| JNJ Johnson & Johnson | 0.19% | 12,698 | $2.1M | Reduce -1.8% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.19% | 3,847 | $2.0M | Add +71.4% |
| MS Morgan Stanley | 0.17% | 16,098 | $1.9M | Add +0.7% |
| ISTB iShares Core 1-5 Year Usd Bo | 0.16% | 37,142 | $1.8M | Reduce -7.1% |
| ABBV Abbvie Inc. | 0.16% | 8,537 | $1.8M | Add +0.9% |
| SPXL Direxion Daily S&P 500 Bull | 0.16% | 12,727 | $1.8M | Reduce -4.6% |
| SUSC iShares ESG Aware Usd Corpor | 0.16% | 76,658 | $1.8M | Add +1.6% |
| CRM Salesforce Inc. | 0.16% | 6,542 | $1.8M | Reduce -4.5% |
| PG The Procter & Gamble Co. | 0.16% | 10,295 | $1.8M | Add +0.1% |
| VYM Vanguard High DVD Yield ETF | 0.16% | 13,224 | $1.7M | Add +11.3% |
| DSI iShares ESG MSCI KLD 400 ETF | 0.16% | 16,557 | $1.7M | Reduce -0.7% |
| MDT Medtronic PLC | 0.15% | 17,687 | $1.6M | Reduce -1.2% |
| VPL Vanguard Ftse Pacific ETF | 0.14% | 20,744 | $1.5M | Reduce -9.2% |
| VHT Vanguard Health Care ETF | 0.14% | 5,647 | $1.5M | Reduce -5.5% |
| AMZN Amazon.com Inc. | 0.13% | 7,360 | $1.4M | Add +3.8% |
| ESGU iShares ESG Aware MSCI USA | 0.13% | 11,242 | $1.4M | Add +0.0% |
| IYW iShares Ustechnology ETF | 0.12% | 9,335 | $1.3M | Reduce -5.0% |
| WSO Watsco Inc. | 0.12% | 2,550 | $1.3M | Reduce -0.0% |
| MRK Merck & Co. Inc. | 0.11% | 13,922 | $1.2M | Add +2.4% |
| IDXX Idexx Laboratories Inc. | 0.11% | 2,961 | $1.2M | Reduce -4.6% |
| VPU Vanguard Utilities ETF | 0.11% | 7,277 | $1.2M | Reduce -0.5% |
| IEFA iShares Core MSCI Eafe ETF | 0.11% | 16,087 | $1.2M | Add +9.8% |
| VWO Vanguard Ftse Emerging Marke | 0.11% | 26,430 | $1.2M | Reduce -14.0% |
| FHLC Fidelity MSCI Health Care | 0.10% | 16,263 | $1.1M | Reduce -4.4% |
| IWM iShares Russell 2000 ETF | 0.10% | 5,472 | $1.1M | Add +0.1% |
| DIREXION DLY S&P 500 BEAR 3X | 0.10% | 151,365 | $1.1M | Add +90.6% |
| NVDA Nvidia Corp. | 0.10% | 9,923 | $1.1M | Add +14.8% |
| MCD McDonald's Corp. | 0.10% | 3,433 | $1.1M | Add +0.9% |
| TEL Te Connectivity PLC | 0.10% | 7,563 | $1.1M | New |
| RTX RTX Corp. | 0.10% | 7,982 | $1.1M | Reduce -5.5% |
| HD Home Depot Inc. | 0.09% | 2,802 | $1.0M | Add +0.3% |
| VGT Vanguard Info Tech ETF | 0.09% | 1,863 | $1.0M | Reduce -20.7% |
| SMMD iShares Russell 2500 ETF | 0.09% | 16,156 | $1.0M | Reduce -10.9% |
| TMO Thermo Fisher Scientific Inc. | 0.09% | 2,011 | $1.0M | Add +241.4% |
| IJH iShares Core S&P Midcap ETF | 0.09% | 16,225 | $947K | Add +10.8% |
| PEP Pepsico Inc. | 0.09% | 6,297 | $944K | Add +0.4% |
| GOOG Alphabet Inc. Class C | 0.09% | 6,025 | $941K | Reduce -4.9% |
| NEE Nextera Energy Inc. | 0.09% | 13,116 | $930K | Add +0.3% |
| LLY Eli Lilly & Co. | 0.08% | 1,097 | $906K | Add +5.6% |
| XLF SS Financial Select Sector | 0.08% | 17,729 | $883K | Add +0.2% |
| DE Deere & Co. | 0.08% | 1,854 | $870K | Add +0.3% |
| QQQ Invesco QQQ Trust Series 1 | 0.08% | 1,821 | $854K | Add +4.0% |
| YUM Yum! Brands Inc. | 0.08% | 5,318 | $837K | Reduce -0.2% |
| WMT Walmart Inc. | 0.08% | 9,343 | $820K | Add +1.4% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.08% | 3,695 | $819K | Add +9.5% |
| ITOT iShares Core S&P Total U.S. | 0.07% | 6,405 | $781K | Add +3.1% |
| AVGO Broadcom Inc. | 0.07% | 4,605 | $771K | Add +5.3% |
| V Visa Inc. Class A | 0.07% | 2,105 | $738K | Add +11.2% |
| HYS PIMCO 0-5 Year H/Y Corp. Bond | 0.07% | 7,857 | $736K | Add +4.1% |
| AMAT Applied Materials Inc. | 0.07% | 5,022 | $729K | Reduce -10.1% |
| IWD iShares Russell 1000 Value E | 0.07% | 3,808 | $717K | Reduce -1.6% |
| ITA iShares U.S. Aerospace & Def | 0.06% | 4,465 | $684K | Add +1.7% |
| GOOGL Alphabet Inc. Class A | 0.06% | 4,395 | $680K | Add +11.5% |
| AMP Ameriprise Financial Inc. | 0.06% | 1,378 | $667K | Add +0.7% |
| UNH Unitedhealth Group Inc. | 0.06% | 1,229 | $643K | Reduce -12.3% |
| FDIS Fidelity MSCI Cons Discr Ind | 0.06% | 7,600 | $642K | Reduce -3.3% |
| IYJ iShares U.S. Industrials ETF | 0.06% | 4,734 | $616K | Reduce -7.1% |
| MA Mastercard Inc. Class A | 0.06% | 1,114 | $611K | Add +11.0% |
| SUSL iShares ESG MSCI USA Leaders | 0.05% | 6,240 | $598K | No change |
| CVX Chevron Corp. | 0.05% | 3,514 | $588K | Add +1.6% |
Portfolio Sells Q4 2024 → Q1 2025
| VOO Vanguard S&P 500 ETF | Reduce -6.6% | 2.47% | −0.34 |
| AAPL Apple Inc. | Reduce -3.5% | 1.56% | −0.29 |
| ESGV Vanguard ESG US Stock ETF | Reduce -2.5% | 0.48% | −0.05 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -7.7% | 0.36% | −0.05 |
| CRM Salesforce Inc. | Reduce -4.5% | 0.16% | −0.05 |
| SPXL Direxion Daily S&P 500 Bull | Reduce -4.6% | 0.16% | −0.05 |
| VGT Vanguard Info Tech ETF | Reduce -20.7% | 0.09% | −0.04 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -5.2% | 3.25% | −0.04 |
| SLQD iShares 0-5 YR Inv GRD Corp. | Reduce -8.1% | 0.42% | −0.04 |
| ACWI iShares MSCI Acwi ETF | Reduce -0.9% | 0.92% | −0.03 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -1.4% | 0.33% | −0.03 |
| GOOG Alphabet Inc. Class C | Reduce -4.9% | 0.09% | −0.03 |
| XLY SS Consumer Disc Select Sect | Reduce -35.6% | 0.03% | −0.03 |
| IYW iShares Ustechnology ETF | Reduce -5.0% | 0.12% | −0.03 |
| BX Blackstone Inc. | Sold out | 0.00% | −0.03 |
| IGSB iShares 1-5Y Inv Grade Corp. | Reduce -1.8% | 1.22% | −0.02 |
| SMMD iShares Russell 2500 ETF | Reduce -10.9% | 0.09% | −0.02 |
| EMR Emerson Electric Co. | Sold out | 0.00% | −0.02 |
| VMBS Vanguard Mortgage-Backed Sec | Sold out | 0.00% | −0.02 |
| UNP Union Pacific Corp. | Sold out | 0.00% | −0.02 |
| NUBD Nuveen ESG US Aggregate Bond | Reduce -3.9% | 0.50% | −0.02 |
| AMAT Applied Materials Inc. | Reduce -10.1% | 0.07% | −0.02 |
| VGK Vanguard Ftse Europe ETF | Reduce -14.1% | 0.25% | −0.02 |
| XLC SS Comm Select Sector SPDR | Reduce -30.6% | 0.04% | −0.02 |
| VWO Vanguard Ftse Emerging Marke | Reduce -14.0% | 0.11% | −0.02 |
| DSI iShares ESG MSCI KLD 400 ETF | Reduce -0.7% | 0.16% | −0.02 |
| VPL Vanguard Ftse Pacific ETF | Reduce -9.2% | 0.14% | −0.01 |
| ISTB iShares Core 1-5 Year Usd Bo | Reduce -7.1% | 0.16% | −0.01 |
| FDIS Fidelity MSCI Cons Discr Ind | Reduce -3.3% | 0.06% | −0.01 |
| VIG Vanguard Dividend Apprec ETF | Reduce -0.5% | 0.33% | −0.01 |
| IWF iShares Russell 1000 Growth | Reduce -5.1% | 0.05% | −0.01 |
| FCOM Fidelity MSCI Comm Serv Indx | Reduce -12.6% | 0.04% | −0.01 |
| IEMG iShares Core MSCI Emerging | Reduce -15.9% | 0.05% | −0.01 |
| BNDW Vanguard Total World Bond Et | Reduce -18.0% | 0.03% | −0.01 |
| UNH Unitedhealth Group Inc. | Reduce -12.3% | 0.06% | −0.01 |
| IYJ iShares U.S. Industrials ETF | Reduce -7.1% | 0.06% | −0.01 |
| SHY iShares 1-3 Year Treasury Bo | Reduce -2.0% | 0.23% | −0.01 |
| ESGD iShares Trust iShares ESG Aw | Reduce -8.1% | 0.20% | −0.01 |
| IHI iShares U.S. Medical Devices | Reduce -3.3% | 0.33% | −0.01 |
| IDXX Idexx Laboratories Inc. | Reduce -4.6% | 0.11% | −0.01 |
| IYF iShares US Financials ETF | Reduce -12.1% | 0.04% | −0.01 |
| TLT iShares 20+ Year Treasury BD | Reduce -20.1% | 0.02% | −0.01 |
| EWC iShares MSCI Canada ETF | Reduce -11.3% | 0.04% | −0.00 |
| XLK SS Technology Select Sector | Reduce -0.9% | 0.03% | −0.00 |
| VHT Vanguard Health Care ETF | Reduce -5.5% | 0.14% | −0.00 |
| PFE Pfizer Inc. | Reduce -7.7% | 0.02% | −0.00 |
| SMH Vaneck Semiconductor ETF | Reduce -1.7% | 0.02% | −0.00 |
| BA The Boeing Co. | Reduce -4.3% | 0.03% | −0.00 |
| IAGG iShares Intl Aggregate Bond | Reduce -9.2% | 0.03% | −0.00 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Reduce -0.1% | 0.04% | −0.00 |
Portfolio Buys Q4 2024 → Q1 2025
| VXUS Vanguard Total Intl Stock | Add +10.3% | 7.34% | +0.94 |
| IGIB iShares 5-10Y Inv Grade Corp. | Add +11.3% | 5.69% | +0.60 |
| AGG iShares Core U.S. Aggregate | Add +2.7% | 15.14% | +0.49 |
| BSV Vanguard Short-Term Bond ETF | Add +8.3% | 5.98% | +0.45 |
| TEL Te Connectivity PLC | New | 0.10% | +0.10 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +71.4% | 0.19% | +0.09 |
| TMO Thermo Fisher Scientific Inc. | Add +241.4% | 0.09% | +0.06 |
| DIREXION DLY S&P 500 BEAR 3X | Add +90.6% | 0.10% | +0.05 |
| IYG iShares U.S. Financial Servi | New | 0.05% | +0.05 |
| SPTI SS SPDR P Int Term TSY ETF | New | 0.04% | +0.04 |
| IVE iShares S&P 500 Value ETF | Add +8.8% | 0.49% | +0.03 |
| SIBN Si-Bone Inc. | New | 0.03% | +0.03 |
| EUSB Ishr ESG Advn Universal BD-$ | New | 0.03% | +0.03 |
| TXT Textron Inc. | New | 0.03% | +0.03 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +6.7% | 0.37% | +0.03 |
| BLK BlackRock Inc. | New | 0.02% | +0.02 |
| ABBV Abbvie Inc. | Add +0.9% | 0.16% | +0.02 |
| IUSV iShares Core S&P U.S. Value | Add +5.1% | 0.72% | +0.02 |
| DFS Discover Financial Services | New | 0.02% | +0.02 |
| AMGN Amgen Inc. | New | 0.02% | +0.02 |
| VCEB Vanguard ESG US Corp. Bond | New | 0.02% | +0.02 |
| PAYX Paychex Inc. | New | 0.02% | +0.02 |
| KMI Kinder Morgan Inc. | New | 0.02% | +0.02 |
| GILD Gilead Sciences Inc. | New | 0.02% | +0.02 |
| NUEM Nuveen ESG Emerging Markets | New | 0.02% | +0.02 |
| ALL Allstate Corp. | Add +77.6% | 0.04% | +0.02 |
| PM Philip Morris International | New | 0.02% | +0.02 |
| SDY SS SPDR S&P Dividend ETF | New | 0.02% | +0.02 |
| MMM 3M Co. | New | 0.02% | +0.02 |
| MUB iShares National Muni Bond E | Add +52.5% | 0.05% | +0.02 |
| BND Vanguard Total Bond Market | Add +1.2% | 0.90% | +0.02 |
| IEFA iShares Core MSCI Eafe ETF | Add +9.8% | 0.11% | +0.02 |
| FLOT iShares Floating Rate Bond E | Add +53.9% | 0.05% | +0.02 |
| VYM Vanguard High DVD Yield ETF | Add +11.3% | 0.16% | +0.02 |
| SUSB iShares ESG Aware 1-5 Year U | Add +5.0% | 0.30% | +0.01 |
| V Visa Inc. Class A | Add +11.2% | 0.07% | +0.01 |
| EAGG iShares ESG Aware US Aggrega | Add +2.3% | 0.29% | +0.01 |
| LLY Eli Lilly & Co. | Add +5.6% | 0.08% | +0.01 |
| T AT&T Inc. | Add +2.8% | 0.04% | +0.01 |
| KO The Coca-Cola Co. | Add +3.9% | 0.05% | +0.01 |
| CVX Chevron Corp. | Add +1.6% | 0.05% | +0.01 |
| ABT Abbott Laboratories | Add +1.5% | 0.05% | +0.01 |
| DE Deere & Co. | Add +0.3% | 0.08% | +0.01 |
| MA Mastercard Inc. Class A | Add +11.0% | 0.06% | +0.01 |
| MCD McDonald's Corp. | Add +0.9% | 0.10% | +0.01 |
| META Meta Platforms Inc. Class A | Add +22.9% | 0.04% | +0.01 |
| VYMI Vanguard Int High DVD YLD Inc. | Add +10.3% | 0.04% | +0.01 |
| INTC Intel Corp. | Add +0.3% | 0.05% | +0.01 |
| GE General Electric | Add +3.3% | 0.03% | +0.00 |
| FTEC Fidelity MSCI Info Tech Indx | Add +42.6% | 0.02% | +0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q1 2026 | 208 | $1.3B | IVV, AGG, VXUS, IGIB, VXF |
| Q4 2025 | 208 | $1.3B | IVV, AGG, VXUS, IGIB, VXF |
| Q3 2025 | 202 | $1.3B | IVV, AGG, VXUS, IGIB, VXF |
| Q2 2025 | 196 | $1.2B | IVV, AGG, VXUS, VXF, BSV |
| Q1 2025 | 193 | $1.1B | IVV, AGG, VXUS, BSV, VXF |
| Q4 2024 | 180 | $1.1B | IVV, AGG, VXUS, VXF, BSV |
| Q3 2024 | 186 | $1.1B | IVV, AGG, VXUS, VXF, BSV |
| Q2 2024 | 175 | $958.3M | IVV, AGG, VXF, VXUS, BSV |
| Q1 2024 | 182 | $933.1M | IVV, AGG, VXF, VXUS, VEU |