Charter Oak Capital Management, LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 30, 2025), Charter Oak Capital Management, LLC reported 202 stock positions worth $1.3 billion. Its top holding was iShares Core S&P 500 ETF (IVV) at 26.6% of the portfolio, followed by iShares Core U.S. Aggregate (AGG, 14.2%) and Vanguard Total Intl Stock (VXUS, 9.0%). Compared with Q2 2025, it opened 12 new positions, sold out of 6, added to 83 and reduced 93. The biggest buy was Vanguard Total Intl Stock (VXUS, shares +12%) and the biggest sale iShares Core S&P 500 ETF (IVV, shares −3%).
- Most Recent 13F
- Q1 2026
- Location
- PORTSMOUTH, NH
- CIK
- 0001810720
- Portfolio Value
- $1.3B (Q3 2025)
- SEC Filing
- 0001810720-25-000003 ↗ filed Oct 30, 2025
Holdings Value
Holdings 202 stocks · $1.3B
| IVV iShares Core S&P 500 ETF | 26.65% | 507,359 | $339.6M | Reduce -3.3% |
| AGG iShares Core U.S. Aggregate | 14.22% | 1,808,043 | $181.3M | Add +5.9% |
| VXUS Vanguard Total Intl Stock | 9.02% | 1,564,991 | $115.0M | Add +12.3% |
| IGIB iShares 5-10Y Inv Grade Corp. | 6.06% | 1,427,742 | $77.2M | Add +11.1% |
| VXF Vanguard Extended Market ETF | 5.95% | 362,121 | $75.8M | Reduce -3.3% |
| BSV Vanguard Short-Term Bond ETF | 5.93% | 957,125 | $75.5M | Add +8.7% |
| VEU Vanguard Ftse All-World Ex-U | 3.01% | 537,169 | $38.3M | Reduce -1.9% |
| IXUS iShares Core Intl Stock ETF | 2.83% | 436,414 | $36.0M | Reduce -2.3% |
| VOO Vanguard S&P 500 ETF | 2.33% | 48,462 | $29.7M | Reduce -3.8% |
| AAPL Apple Inc. | 1.55% | 77,651 | $19.8M | Add +1.6% |
| IGSB iShares 1-5Y Inv Grade Corp. | 1.09% | 262,197 | $13.9M | Add +3.4% |
| ACWI iShares MSCI Acwi ETF | 0.88% | 81,489 | $11.3M | Reduce -0.7% |
| VSGX Vanguard ESG Intl Stock ETF | 0.84% | 154,862 | $10.7M | Add +4.1% |
| SUSA iShares ESG Optimized MSCI U | 0.79% | 73,925 | $10.0M | Reduce -2.4% |
| BND Vanguard Total Bond Market | 0.74% | 126,885 | $9.4M | Add +0.3% |
| ACWX iShares MSCI Acwi Ex US ETF | 0.70% | 138,160 | $9.0M | Reduce -1.7% |
| IUSV iShares Core S&P U.S. Value | 0.69% | 88,160 | $8.8M | Reduce -0.6% |
| IVW iShares S&P 500 Growth ETF | 0.66% | 69,858 | $8.4M | Reduce -3.8% |
| ESGV Vanguard ESG US Stock ETF | 0.51% | 55,257 | $6.5M | Add +1.6% |
| NUBD Nuveen ESG US Aggregate Bond | 0.43% | 242,339 | $5.4M | Reduce -0.1% |
| IVE iShares S&P 500 Value ETF | 0.41% | 25,450 | $5.3M | Reduce -6.0% |
| MSFT Microsoft Corp. | 0.41% | 10,117 | $5.2M | Reduce -4.9% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.37% | 9,736 | $4.7M | Reduce -4.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.36% | 24,396 | $4.5M | Add +3.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.36% | 6,819 | $4.5M | Reduce -1.0% |
| SLQD iShares 0-5 YR Inv GRD Corp. | 0.33% | 82,270 | $4.2M | Reduce -0.2% |
| IXN iShares Global Tech ETF | 0.33% | 40,164 | $4.1M | Add +0.5% |
| VTI VG Morningstar TS MKT ETF-US | 0.32% | 12,310 | $4.0M | Reduce -1.8% |
| VIG Vanguard Dividend Apprec ETF | 0.30% | 17,757 | $3.8M | Reduce -0.4% |
| ADI Analog Devices Inc. | 0.30% | 15,447 | $3.8M | Reduce -6.0% |
| SUSB iShares ESG Aware 1-5 Year U | 0.28% | 141,665 | $3.6M | Add +6.2% |
| VEA Vanguard Ftse Developed ETF | 0.28% | 58,561 | $3.5M | Add +7.6% |
| EAGG iShares ESG Aware US Aggrega | 0.27% | 71,376 | $3.4M | Add +5.6% |
| IHI iShares U.S. Medical Devices | 0.25% | 54,071 | $3.2M | Reduce -6.8% |
| JPM JPMorgan Chase & Co. | 0.23% | 9,276 | $2.9M | Add +2.4% |
| VGK Vanguard Ftse Europe ETF | 0.22% | 34,938 | $2.8M | Reduce -2.3% |
| ESML iShares ESG Aware MSCI USA S | 0.21% | 58,090 | $2.6M | Reduce -4.0% |
| SPXL Direxion Daily S&P 500 Bull | 0.20% | 12,327 | $2.6M | Reduce -1.1% |
| MS Morgan Stanley | 0.20% | 16,086 | $2.6M | Add +0.3% |
| ESGD iShares Trust iShares ESG Aw | 0.19% | 25,523 | $2.4M | Reduce -0.3% |
| SHY iShares 1-3 Year Treasury Bo | 0.18% | 27,899 | $2.3M | Reduce -2.7% |
| JNJ Johnson & Johnson | 0.18% | 12,427 | $2.3M | Reduce -3.5% |
| PNC PNC Financial Services Group | 0.18% | 11,160 | $2.2M | New |
| BRK.B Berkshire Hathaway Inc. Class B | 0.16% | 4,179 | $2.1M | Add +1.1% |
| DSI iShares ESG MSCI KLD 400 ETF | 0.16% | 16,362 | $2.1M | Reduce -0.6% |
| VYM Vanguard High DVD Yield ETF | 0.16% | 14,198 | $2.0M | Add +5.6% |
| ABBV Abbvie Inc. | 0.15% | 8,441 | $2.0M | Reduce -2.6% |
| NVDA Nvidia Corp. | 0.15% | 10,425 | $1.9M | Add +1.7% |
| SUSC iShares ESG Aware Usd Corpor | 0.15% | 80,121 | $1.9M | Add +10.8% |
| ISTB iShares Core 1-5 Year Usd Bo | 0.14% | 37,265 | $1.8M | Add +0.2% |
| IYW iShares Ustechnology ETF | 0.14% | 9,043 | $1.8M | Reduce -2.6% |
| AMZN Amazon.com Inc. | 0.14% | 7,833 | $1.7M | Add +1.4% |
| XOM Exxon Mobil Corp. | 0.13% | 14,842 | $1.7M | Add +0.8% |
| MDT Medtronic PLC | 0.13% | 17,492 | $1.7M | Add +0.2% |
| TEL Te Connectivity PLC | 0.13% | 7,566 | $1.7M | Add +0.0% |
| VPL Vanguard Ftse Pacific ETF | 0.13% | 18,838 | $1.7M | Reduce -2.3% |
| IEFA iShares Core MSCI Eafe ETF | 0.13% | 18,911 | $1.7M | Add +7.8% |
| ESGU iShares ESG Aware MSCI USA | 0.13% | 11,107 | $1.6M | Reduce -0.9% |
| TXN Texas Instruments Inc. | 0.12% | 8,581 | $1.6M | Reduce -0.2% |
| CRM Salesforce Inc. | 0.12% | 6,546 | $1.6M | Add +0.1% |
| PG The Procter & Gamble Co. | 0.12% | 9,853 | $1.5M | Reduce -2.3% |
| IDXX Idexx Laboratories Inc. | 0.12% | 2,361 | $1.5M | Reduce -20.2% |
| VT Vanguard Tot World STK ETF | 0.11% | 10,620 | $1.5M | Add +15.5% |
| AVGO Broadcom Inc. | 0.11% | 4,278 | $1.4M | Reduce -0.6% |
| VWO Vanguard Ftse Emerging Marke | 0.11% | 25,541 | $1.4M | Add +2.3% |
| GOOG Alphabet Inc. Class C | 0.11% | 5,657 | $1.4M | Add +2.4% |
| RTX RTX Corp. | 0.11% | 8,127 | $1.4M | Reduce -0.3% |
| VGT Vanguard Info Tech ETF | 0.10% | 1,741 | $1.3M | Reduce -3.4% |
| VHT Vanguard Health Care ETF | 0.10% | 4,800 | $1.2M | Reduce -8.8% |
| VPU Vanguard Utilities ETF | 0.10% | 6,435 | $1.2M | Add +0.1% |
| FHLC Fidelity MSCI Health Care | 0.09% | 16,960 | $1.1M | Add +0.1% |
| IWM iShares Russell 2000 ETF | 0.09% | 4,591 | $1.1M | Reduce -10.7% |
| CLS Celestica Inc. | 0.09% | 4,502 | $1.1M | New |
| QQQ Invesco QQQ Trust Series 1 | 0.09% | 1,831 | $1.1M | Add +3.1% |
| GOOGL Alphabet Inc. Class A | 0.08% | 4,422 | $1.1M | Add +1.8% |
| EUSB Ishr ESG Advn Universal BD-$ | 0.08% | 24,351 | $1.1M | Add +59.2% |
| SMMD iShares Russell 2500 ETF | 0.08% | 14,200 | $1.0M | Reduce -7.1% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.08% | 4,094 | $1.0M | Add +1.5% |
| WSO Watsco Inc. | 0.08% | 2,550 | $1.0M | No change |
| AMAT Applied Materials Inc. | 0.08% | 4,883 | $1000K | Add +0.0% |
| TSLA Tesla Inc. | 0.08% | 2,199 | $978K | Add +2.6% |
| TMO Thermo Fisher Scientific Inc. | 0.08% | 1,984 | $962K | Add +0.3% |
| ITA iShares U.S. Aerospace & Def | 0.07% | 4,548 | $952K | Add +0.5% |
| WMT Walmart Inc. | 0.07% | 9,222 | $950K | Reduce -0.4% |
| MRK Merck & Co. Inc. | 0.07% | 11,279 | $947K | Reduce -17.9% |
| HD Home Depot Inc. | 0.07% | 2,333 | $945K | Reduce -6.6% |
| V Visa Inc. Class A | 0.07% | 2,731 | $932K | Reduce -4.1% |
| NEE Nextera Energy Inc. | 0.07% | 12,296 | $928K | Reduce -2.2% |
| IJH iShares Core S&P Midcap ETF | 0.07% | 14,017 | $915K | Reduce -6.3% |
| ITOT iShares Core S&P Total U.S. | 0.07% | 6,231 | $908K | Reduce -2.3% |
| YUM Yum! Brands Inc. | 0.07% | 5,844 | $888K | Add +3.0% |
| VYMI Vanguard Int High DVD YLD Inc. | 0.07% | 10,158 | $860K | Add +40.8% |
| IEMG iShares Core MSCI Emerging | 0.07% | 12,951 | $854K | Add +14.8% |
| LLY Eli Lilly & Co. | 0.07% | 1,106 | $844K | Reduce -14.9% |
| MCD McDonald's Corp. | 0.06% | 2,689 | $817K | Reduce -1.0% |
| PEP Pepsico Inc. | 0.06% | 5,730 | $805K | Reduce -0.2% |
| IWD iShares Russell 1000 Value E | 0.06% | 3,808 | $775K | No change |
| DE Deere & Co. | 0.06% | 1,677 | $767K | Reduce -4.9% |
| MA Mastercard Inc. Class A | 0.06% | 1,316 | $749K | Reduce -22.0% |
| INTC Intel Corp. | 0.06% | 21,990 | $738K | Reduce -2.4% |
Portfolio Sells Q2 2025 → Q3 2025
| IVV iShares Core S&P 500 ETF | Reduce -3.3% | 26.65% | −0.86 |
| VXF Vanguard Extended Market ETF | Reduce -3.3% | 5.95% | −0.15 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -1.9% | 3.01% | −0.10 |
| IXUS iShares Core Intl Stock ETF | Reduce -2.3% | 2.83% | −0.09 |
| VOO Vanguard S&P 500 ETF | Reduce -3.8% | 2.33% | −0.09 |
| IHI iShares U.S. Medical Devices | Reduce -6.8% | 0.25% | −0.05 |
| MSFT Microsoft Corp. | Reduce -4.9% | 0.41% | −0.04 |
| IVE iShares S&P 500 Value ETF | Reduce -6.0% | 0.41% | −0.03 |
| ADI Analog Devices Inc. | Reduce -6.0% | 0.30% | −0.03 |
| NUBD Nuveen ESG US Aggregate Bond | Reduce -0.1% | 0.43% | −0.03 |
| TXN Texas Instruments Inc. | Reduce -0.2% | 0.12% | −0.03 |
| SLQD iShares 0-5 YR Inv GRD Corp. | Reduce -0.2% | 0.33% | −0.02 |
| SUSA iShares ESG Optimized MSCI U | Reduce -2.4% | 0.79% | −0.02 |
| ICLN iShares Global Clean Energy | Sold out | 0.00% | −0.02 |
| MA Mastercard Inc. Class A | Reduce -22.0% | 0.06% | −0.02 |
| LLY Eli Lilly & Co. | Reduce -14.9% | 0.07% | −0.02 |
| SHY iShares 1-3 Year Treasury Bo | Reduce -2.7% | 0.18% | −0.02 |
| ACWX iShares MSCI Acwi Ex US ETF | Reduce -1.7% | 0.70% | −0.02 |
| NVDL Granitesh 2X LNG Nvda ETF | Sold out | 0.00% | −0.02 |
| MRK Merck & Co. Inc. | Reduce -17.9% | 0.07% | −0.02 |
| PAYX Paychex Inc. | Sold out | 0.00% | −0.02 |
| CMCSA Comcast Corp. Class A | Sold out | 0.00% | −0.02 |
| IUSV iShares Core S&P U.S. Value | Reduce -0.6% | 0.69% | −0.02 |
| TLT iShares 20+ Year Treasury BD | Sold out | 0.00% | −0.02 |
| PG The Procter & Gamble Co. | Reduce -2.3% | 0.12% | −0.02 |
| IDXX Idexx Laboratories Inc. | Reduce -20.2% | 0.12% | −0.02 |
| DE Deere & Co. | Reduce -4.9% | 0.06% | −0.02 |
| VGK Vanguard Ftse Europe ETF | Reduce -2.3% | 0.22% | −0.02 |
| INTU Intuit Inc. | Reduce -2.5% | 0.05% | −0.01 |
| IVW iShares S&P 500 Growth ETF | Reduce -3.8% | 0.66% | −0.01 |
| VHT Vanguard Health Care ETF | Reduce -8.8% | 0.10% | −0.01 |
| V Visa Inc. Class A | Reduce -4.1% | 0.07% | −0.01 |
| FTEC Fidelity MSCI Info Tech Indx | Reduce -39.8% | 0.02% | −0.01 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -4.3% | 0.37% | −0.01 |
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -20.1% | 0.03% | −0.01 |
| IBM Intl Business Machines Corp. | Reduce -5.3% | 0.05% | −0.01 |
| AMP Ameriprise Financial Inc. | Reduce -1.2% | 0.05% | −0.01 |
| MMM 3M Co. | Reduce -30.9% | 0.02% | −0.01 |
| VIG Vanguard Dividend Apprec ETF | Reduce -0.4% | 0.30% | −0.01 |
| NFLX Netflix Inc. | Reduce -4.8% | 0.03% | −0.01 |
| ACWI iShares MSCI Acwi ETF | Reduce -0.7% | 0.88% | −0.01 |
| ESGD iShares Trust iShares ESG Aw | Reduce -0.3% | 0.19% | −0.01 |
| IJH iShares Core S&P Midcap ETF | Reduce -6.3% | 0.07% | −0.01 |
| IWM iShares Russell 2000 ETF | Reduce -10.7% | 0.09% | −0.01 |
| ESML iShares ESG Aware MSCI USA S | Reduce -4.0% | 0.21% | −0.01 |
| ABT Abbott Laboratories | Reduce -3.3% | 0.04% | −0.01 |
| SMMD iShares Russell 2500 ETF | Reduce -7.1% | 0.08% | −0.01 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -1.8% | 0.32% | −0.00 |
| DIS The Walt Disney Co. | Reduce -1.4% | 0.03% | −0.00 |
| IYJ iShares U.S. Industrials ETF | Reduce -3.4% | 0.05% | −0.00 |
Portfolio Buys Q2 2025 → Q3 2025
| VXUS Vanguard Total Intl Stock | Add +12.3% | 9.02% | +0.89 |
| IGIB iShares 5-10Y Inv Grade Corp. | Add +11.1% | 6.06% | +0.28 |
| AAPL Apple Inc. | Add +1.6% | 1.55% | +0.23 |
| PNC PNC Financial Services Group | New | 0.18% | +0.18 |
| CLS Celestica Inc. | New | 0.09% | +0.09 |
| BSV Vanguard Short-Term Bond ETF | Add +8.7% | 5.93% | +0.07 |
| EUSB Ishr ESG Advn Universal BD-$ | Add +59.2% | 0.08% | +0.03 |
| VUSB Vanguard Ultra Short Bond Et | New | 0.03% | +0.03 |
| GOOG Alphabet Inc. Class C | Add +2.4% | 0.11% | +0.03 |
| MINT PIMCO Enhanced Short Maturit | New | 0.02% | +0.02 |
| TEL Te Connectivity PLC | Add +0.0% | 0.13% | +0.02 |
| GLW Corning Inc. | New | 0.02% | +0.02 |
| GOOGL Alphabet Inc. Class A | Add +1.8% | 0.08% | +0.02 |
| VSGX Vanguard ESG Intl Stock ETF | Add +4.1% | 0.84% | +0.02 |
| TSLA Tesla Inc. | Add +2.6% | 0.08% | +0.02 |
| VYMI Vanguard Int High DVD YLD Inc. | Add +40.8% | 0.07% | +0.02 |
| BNY Bank of New York Mellon Corp. | New | 0.02% | +0.02 |
| XJH Ishare ESG SS S&P Midcap ETF | New | 0.02% | +0.02 |
| VCEB Vanguard ESG US Corp. Bond | Add +89.2% | 0.04% | +0.02 |
| EVUS iShares ESG Aw MSCI US Value | New | 0.02% | +0.02 |
| GRID First TRST Nasd Class Edg Sgiif | New | 0.02% | +0.02 |
| USMV iShares MSCI USA Min Vol Fac | New | 0.02% | +0.02 |
| GD General Dynamics Corp. | New | 0.02% | +0.02 |
| DVY iShares Select Dividend ETF | New | 0.02% | +0.02 |
| NVDA Nvidia Corp. | Add +1.7% | 0.15% | +0.02 |
| VT Vanguard Tot World STK ETF | Add +15.5% | 0.11% | +0.01 |
| IXN iShares Global Tech ETF | Add +0.5% | 0.33% | +0.01 |
| VEA Vanguard Ftse Developed ETF | Add +7.6% | 0.28% | +0.01 |
| APH Amphenol Corp. Class A | Add +34.6% | 0.03% | +0.01 |
| ORCL Oracle Corp. | Add +3.6% | 0.05% | +0.01 |
| MS Morgan Stanley | Add +0.3% | 0.20% | +0.01 |
| IEMG iShares Core MSCI Emerging | Add +14.8% | 0.07% | +0.01 |
| ESGV Vanguard ESG US Stock ETF | Add +1.6% | 0.51% | +0.01 |
| TJX TJX Companies Inc. | Add +13.4% | 0.04% | +0.01 |
| JPM JPMorgan Chase & Co. | Add +2.4% | 0.23% | +0.01 |
| TMO Thermo Fisher Scientific Inc. | Add +0.3% | 0.08% | +0.01 |
| SUSC iShares ESG Aware Usd Corpor | Add +10.8% | 0.15% | +0.01 |
| AMD Advanced Micro Devices | Add +17.1% | 0.03% | +0.01 |
| IEFA iShares Core MSCI Eafe ETF | Add +7.8% | 0.13% | +0.01 |
| VYM Vanguard High DVD Yield ETF | Add +5.6% | 0.16% | +0.01 |
| TSM Taiwan Semiconductor-SP ADR | Add +10.5% | 0.02% | +0.01 |
| VWO Vanguard Ftse Emerging Marke | Add +2.3% | 0.11% | +0.00 |
| QQQ Invesco QQQ Trust Series 1 | Add +3.1% | 0.09% | +0.00 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Add +7.8% | 0.05% | +0.00 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +3.0% | 0.36% | +0.00 |
| XLK SS Technology Select Sector | Add +5.4% | 0.04% | +0.00 |
| AMAT Applied Materials Inc. | Add +0.0% | 0.08% | +0.00 |
| ITA iShares U.S. Aerospace & Def | Add +0.5% | 0.07% | +0.00 |
| CVX Chevron Corp. | Add +4.1% | 0.05% | +0.00 |
| CI The Cigna Group | Add +33.8% | 0.03% | +0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q1 2026 | 208 | $1.3B | IVV, AGG, VXUS, IGIB, VXF |
| Q4 2025 | 208 | $1.3B | IVV, AGG, VXUS, IGIB, VXF |
| Q3 2025 | 202 | $1.3B | IVV, AGG, VXUS, IGIB, VXF |
| Q2 2025 | 196 | $1.2B | IVV, AGG, VXUS, VXF, BSV |
| Q1 2025 | 193 | $1.1B | IVV, AGG, VXUS, BSV, VXF |
| Q4 2024 | 180 | $1.1B | IVV, AGG, VXUS, VXF, BSV |
| Q3 2024 | 186 | $1.1B | IVV, AGG, VXUS, VXF, BSV |
| Q2 2024 | 175 | $958.3M | IVV, AGG, VXF, VXUS, BSV |
| Q1 2024 | 182 | $933.1M | IVV, AGG, VXF, VXUS, VEU |