Charter Oak Capital Management, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 23, 2026), Charter Oak Capital Management, LLC reported 208 stock positions worth $1.3 billion. Its top holding was iShares Core S&P 500 ETF (IVV) at 25.8% of the portfolio, followed by iShares Core U.S. Aggregate (AGG, 14.1%) and Vanguard Total Intl Stock (VXUS, 9.6%). Compared with Q3 2025, it opened 10 new positions, sold out of 4, added to 81 and reduced 102. The biggest buy was Vanguard Ultra Short Bond Et (VUSB, shares +8150%) and the biggest sale Vanguard Short-Term Bond ETF (BSV, shares −18%).
- Most Recent 13F
- Q1 2026
- Location
- PORTSMOUTH, NH
- CIK
- 0001810720
- Portfolio Value
- $1.3B (Q4 2025)
- SEC Filing
- 0001810720-26-000002 ↗ filed Jan 23, 2026
Holdings Value
Holdings 208 stocks · $1.3B
| IVV iShares Core S&P 500 ETF | 25.75% | 492,966 | $337.7M | Reduce -2.8% |
| AGG iShares Core U.S. Aggregate | 14.09% | 1,849,735 | $184.8M | Add +2.3% |
| VXUS Vanguard Total Intl Stock | 9.57% | 1,663,503 | $125.5M | Add +6.3% |
| IGIB iShares 5-10Y Inv Grade Corp. | 6.28% | 1,527,956 | $82.3M | Add +7.0% |
| VXF Vanguard Extended Market ETF | 5.71% | 358,062 | $74.9M | Reduce -1.1% |
| BSV Vanguard Short-Term Bond ETF | 4.70% | 782,173 | $61.6M | Reduce -18.3% |
| VEU Vanguard Ftse All-World Ex-U | 2.88% | 513,222 | $37.8M | Reduce -4.5% |
| IXUS iShares Core Intl Stock ETF | 2.68% | 414,803 | $35.1M | Reduce -5.0% |
| VOO Vanguard S&P 500 ETF | 2.29% | 47,931 | $30.1M | Reduce -1.1% |
| VUSB Vanguard Ultra Short Bond Et | 2.20% | 578,483 | $28.8M | Add +8149.9% |
| AAPL Apple Inc. | 1.63% | 78,467 | $21.3M | Add +1.1% |
| IGSB iShares 1-5Y Inv Grade Corp. | 0.98% | 242,991 | $12.8M | Reduce -7.3% |
| ACWI iShares MSCI Acwi ETF | 0.87% | 80,900 | $11.4M | Reduce -0.7% |
| VSGX Vanguard ESG Intl Stock ETF | 0.86% | 157,179 | $11.3M | Add +1.5% |
| SUSA iShares ESG Optimized MSCI U | 0.77% | 71,996 | $10.0M | Reduce -2.6% |
| IUSV iShares Core S&P U.S. Value | 0.70% | 89,915 | $9.2M | Add +2.0% |
| ACWX iShares MSCI Acwi Ex US ETF | 0.69% | 135,051 | $9.1M | Reduce -2.3% |
| IVW iShares S&P 500 Growth ETF | 0.63% | 67,459 | $8.3M | Reduce -3.4% |
| BND Vanguard Total Bond Market | 0.61% | 108,579 | $8.0M | Reduce -14.4% |
| ESGV Vanguard ESG US Stock ETF | 0.49% | 52,977 | $6.4M | Reduce -4.1% |
| NUBD Nuveen ESG US Aggregate Bond | 0.46% | 270,347 | $6.0M | Add +11.6% |
| IVE iShares S&P 500 Value ETF | 0.42% | 25,706 | $5.5M | Add +1.0% |
| MSFT Microsoft Corp. | 0.37% | 10,067 | $4.9M | Reduce -0.5% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.36% | 24,776 | $4.7M | Add +1.6% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.34% | 6,548 | $4.5M | Reduce -4.0% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.34% | 9,094 | $4.4M | Reduce -6.6% |
| IXN iShares Global Tech ETF | 0.32% | 40,211 | $4.2M | Add +0.1% |
| ADI Analog Devices Inc. | 0.32% | 15,452 | $4.2M | Add +0.0% |
| VTI VG Morningstar TS MKT ETF-US | 0.32% | 12,392 | $4.2M | Add +0.7% |
| VIG Vanguard Dividend Apprec ETF | 0.29% | 17,585 | $3.9M | Reduce -1.0% |
| VEA Vanguard Ftse Developed ETF | 0.29% | 60,103 | $3.8M | Add +2.6% |
| SUSB iShares ESG Aware 1-5 Year U | 0.28% | 144,404 | $3.6M | Add +1.9% |
| EAGG iShares ESG Aware US Aggrega | 0.27% | 74,566 | $3.6M | Add +4.5% |
| VYM Vanguard High DVD Yield ETF | 0.26% | 24,166 | $3.5M | Add +70.2% |
| JPM JPMorgan Chase & Co. | 0.25% | 9,987 | $3.2M | Add +7.7% |
| IHI iShares U.S. Medical Devices | 0.23% | 48,863 | $3.0M | Reduce -9.6% |
| SLQD iShares 0-5 YR Inv GRD Corp. | 0.22% | 57,883 | $2.9M | Reduce -29.6% |
| JNJ Johnson & Johnson | 0.22% | 13,774 | $2.9M | Add +10.8% |
| VGK Vanguard Ftse Europe ETF | 0.22% | 33,828 | $2.8M | Reduce -3.2% |
| MS Morgan Stanley | 0.21% | 15,824 | $2.8M | Reduce -1.6% |
| SPXL Direxion Daily S&P 500 Bull | 0.21% | 12,301 | $2.7M | Reduce -0.2% |
| ESML iShares ESG Aware MSCI USA S | 0.20% | 57,150 | $2.6M | Reduce -1.6% |
| ESGD iShares Trust iShares ESG Aw | 0.18% | 24,973 | $2.4M | Reduce -2.1% |
| PNC PNC Financial Services Group | 0.17% | 10,609 | $2.2M | Reduce -4.9% |
| DSI iShares ESG MSCI KLD 400 ETF | 0.15% | 15,645 | $2.0M | Reduce -4.4% |
| NVDA Nvidia Corp. | 0.15% | 10,739 | $2.0M | Add +3.0% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.15% | 3,971 | $2.0M | Reduce -5.0% |
| IEFA iShares Core MSCI Eafe ETF | 0.15% | 21,960 | $2.0M | Add +16.1% |
| ABBV Abbvie Inc. | 0.15% | 8,397 | $1.9M | Reduce -0.5% |
| AMZN Amazon.com Inc. | 0.14% | 7,900 | $1.8M | Add +0.9% |
| RTX RTX Corp. | 0.14% | 9,700 | $1.8M | Add +19.4% |
| CRM Salesforce Inc. | 0.13% | 6,570 | $1.7M | Add +0.4% |
| TEL Te Connectivity PLC | 0.13% | 7,566 | $1.7M | No change |
| SUSC iShares ESG Aware Usd Corpor | 0.13% | 73,243 | $1.7M | Reduce -8.6% |
| GOOG Alphabet Inc. Class C | 0.13% | 5,437 | $1.7M | Reduce -3.9% |
| MDT Medtronic PLC | 0.13% | 17,386 | $1.7M | Reduce -0.6% |
| ESGU iShares ESG Aware MSCI USA | 0.13% | 11,108 | $1.7M | Add +0.0% |
| IDXX Idexx Laboratories Inc. | 0.12% | 2,363 | $1.6M | Add +0.1% |
| IYW iShares Ustechnology ETF | 0.12% | 7,989 | $1.6M | Reduce -11.7% |
| VPL Vanguard Ftse Pacific ETF | 0.12% | 17,368 | $1.6M | Reduce -7.8% |
| EUSB Ishr ESG Advn Universal BD-$ | 0.12% | 35,313 | $1.6M | Add +45.0% |
| AVGO Broadcom Inc. | 0.12% | 4,475 | $1.5M | Add +4.6% |
| VT Vanguard Tot World STK ETF | 0.12% | 10,971 | $1.5M | Add +3.3% |
| ISTB iShares Core 1-5 Year Usd Bo | 0.11% | 30,867 | $1.5M | Reduce -17.2% |
| PG The Procter & Gamble Co. | 0.11% | 10,386 | $1.5M | Add +5.4% |
| XOM Exxon Mobil Corp. | 0.11% | 12,182 | $1.5M | Reduce -17.9% |
| SHY iShares 1-3 Year Treasury Bo | 0.11% | 17,530 | $1.5M | Reduce -37.2% |
| TXN Texas Instruments Inc. | 0.11% | 8,364 | $1.5M | Reduce -2.5% |
| GOOGL Alphabet Inc. Class A | 0.11% | 4,513 | $1.4M | Add +2.1% |
| VWO Vanguard Ftse Emerging Marke | 0.10% | 25,507 | $1.4M | Reduce -0.1% |
| VHT Vanguard Health Care ETF | 0.10% | 4,640 | $1.3M | Reduce -3.3% |
| CLS Celestica Inc. | 0.10% | 4,504 | $1.3M | Add +0.0% |
| FHLC Fidelity MSCI Health Care | 0.09% | 16,548 | $1.2M | Reduce -2.4% |
| WMT Walmart Inc. | 0.09% | 10,739 | $1.2M | Add +16.4% |
| VPU Vanguard Utilities ETF | 0.09% | 6,431 | $1.2M | Reduce -0.1% |
| LLY Eli Lilly & Co. | 0.09% | 1,097 | $1.2M | Reduce -0.8% |
| MRK Merck & Co. Inc. | 0.09% | 11,182 | $1.2M | Reduce -0.9% |
| TSLA Tesla Inc. | 0.09% | 2,537 | $1.1M | Add +15.4% |
| QQQ Invesco QQQ Trust Series 1 | 0.09% | 1,851 | $1.1M | Add +1.1% |
| AMAT Applied Materials Inc. | 0.08% | 4,152 | $1.1M | Reduce -15.0% |
| IWM iShares Russell 2000 ETF | 0.08% | 4,259 | $1.0M | Reduce -7.2% |
| VGT Vanguard Info Tech ETF | 0.08% | 1,387 | $1.0M | Reduce -20.3% |
| SMMD iShares Russell 2500 ETF | 0.08% | 13,716 | $1.0M | Reduce -3.4% |
| NEE Nextera Energy Inc. | 0.08% | 12,718 | $1.0M | Add +3.4% |
| VYMI Vanguard Int High DVD YLD Inc. | 0.08% | 11,186 | $1.0M | Add +10.1% |
| ITA iShares U.S. Aerospace & Def | 0.08% | 4,673 | $1.0M | Add +2.8% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.08% | 3,880 | $1.0M | Reduce -5.2% |
| TMO Thermo Fisher Scientific Inc. | 0.08% | 1,716 | $994K | Reduce -13.5% |
| IEMG iShares Core MSCI Emerging | 0.07% | 14,371 | $966K | Add +11.0% |
| V Visa Inc. Class A | 0.07% | 2,684 | $941K | Reduce -1.7% |
| ITOT iShares Core S&P Total U.S. | 0.07% | 6,230 | $926K | Reduce -0.0% |
| IJH iShares Core S&P Midcap ETF | 0.07% | 13,642 | $900K | Reduce -2.7% |
| QCOM Qualcomm Inc. | 0.07% | 5,188 | $887K | Add +56.1% |
| WSO Watsco Inc. | 0.07% | 2,550 | $859K | No change |
| YUM Yum! Brands Inc. | 0.06% | 5,568 | $842K | Reduce -4.7% |
| CAT Caterpillar Inc. | 0.06% | 1,433 | $821K | Add +4.6% |
| MCD McDonald's Corp. | 0.06% | 2,669 | $816K | Reduce -0.7% |
| HD Home Depot Inc. | 0.06% | 2,348 | $808K | Add +0.6% |
| IWD iShares Russell 1000 Value E | 0.06% | 3,808 | $801K | No change |
| INTC Intel Corp. | 0.06% | 21,654 | $799K | Reduce -1.5% |
Portfolio Sells Q3 2025 → Q4 2025
| BSV Vanguard Short-Term Bond ETF | Reduce -18.3% | 4.70% | −1.22 |
| IVV iShares Core S&P 500 ETF | Reduce -2.8% | 25.75% | −0.89 |
| VXF Vanguard Extended Market ETF | Reduce -1.1% | 5.71% | −0.24 |
| IXUS iShares Core Intl Stock ETF | Reduce -5.0% | 2.68% | −0.15 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -4.5% | 2.88% | −0.13 |
| BND Vanguard Total Bond Market | Reduce -14.4% | 0.61% | −0.13 |
| IGSB iShares 1-5Y Inv Grade Corp. | Reduce -7.3% | 0.98% | −0.11 |
| SLQD iShares 0-5 YR Inv GRD Corp. | Reduce -29.6% | 0.22% | −0.10 |
| SHY iShares 1-3 Year Treasury Bo | Reduce -37.2% | 0.11% | −0.07 |
| MSFT Microsoft Corp. | Reduce -0.5% | 0.37% | −0.04 |
| VOO Vanguard S&P 500 ETF | Reduce -1.1% | 2.29% | −0.04 |
| ISTB iShares Core 1-5 Year Usd Bo | Reduce -17.2% | 0.11% | −0.03 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -6.6% | 0.34% | −0.03 |
| IVW iShares S&P 500 Growth ETF | Reduce -3.4% | 0.63% | −0.03 |
| HIG Hartford Insurance Group Inc. | Sold out | 0.00% | −0.03 |
| ESGV Vanguard ESG US Stock ETF | Reduce -4.1% | 0.49% | −0.02 |
| IHI iShares U.S. Medical Devices | Reduce -9.6% | 0.23% | −0.02 |
| VGT Vanguard Info Tech ETF | Reduce -20.3% | 0.08% | −0.02 |
| SUSA iShares ESG Optimized MSCI U | Reduce -2.6% | 0.77% | −0.02 |
| XOM Exxon Mobil Corp. | Reduce -17.9% | 0.11% | −0.02 |
| CARR Carrier Global Corp. | Sold out | 0.00% | −0.02 |
| SUSC iShares ESG Aware Usd Corpor | Reduce -8.6% | 0.13% | −0.02 |
| IAGG iShares Intl Aggregate Bond | Sold out | 0.00% | −0.02 |
| IYW iShares Ustechnology ETF | Reduce -11.7% | 0.12% | −0.02 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -4.0% | 0.34% | −0.02 |
| KMI Kinder Morgan Inc. | Sold out | 0.00% | −0.02 |
| IYG iShares U.S. Financial Servi | Reduce -34.3% | 0.03% | −0.01 |
| ADP Automatic Data Processing | Reduce -30.2% | 0.02% | −0.01 |
| ACWX iShares MSCI Acwi Ex US ETF | Reduce -2.3% | 0.69% | −0.01 |
| TXN Texas Instruments Inc. | Reduce -2.5% | 0.11% | −0.01 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -5.0% | 0.15% | −0.01 |
| ACWI iShares MSCI Acwi ETF | Reduce -0.7% | 0.87% | −0.01 |
| HYS PIMCO 0-5 Year H/Y Corp. Bond | Reduce -18.1% | 0.04% | −0.01 |
| VPL Vanguard Ftse Pacific ETF | Reduce -7.8% | 0.12% | −0.01 |
| DSI iShares ESG MSCI KLD 400 ETF | Reduce -4.4% | 0.15% | −0.01 |
| FDIS Fidelity MSCI Cons Discr Ind | Reduce -10.2% | 0.05% | −0.01 |
| IWM iShares Russell 2000 ETF | Reduce -7.2% | 0.08% | −0.01 |
| ABBV Abbvie Inc. | Reduce -0.5% | 0.15% | −0.01 |
| PNC PNC Financial Services Group | Reduce -4.9% | 0.17% | −0.01 |
| VIG Vanguard Dividend Apprec ETF | Reduce -1.0% | 0.29% | −0.01 |
| MA Mastercard Inc. Class A | Reduce -7.5% | 0.05% | −0.01 |
| SPTI SS SPDR P Int Term TSY ETF | Reduce -14.1% | 0.03% | −0.01 |
| VCIT Vanguard Int-Term Corporate | Reduce -18.3% | 0.02% | −0.01 |
| YUM Yum! Brands Inc. | Reduce -4.7% | 0.06% | −0.01 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -5.2% | 0.08% | −0.01 |
| FCOM Fidelity MSCI Comm Serv Indx | Reduce -15.8% | 0.03% | −0.01 |
| UNH Unitedhealth Group Inc. | Reduce -8.7% | 0.03% | −0.01 |
| ESGD iShares Trust iShares ESG Aw | Reduce -2.1% | 0.18% | −0.01 |
| BNDW Vanguard Total World Bond Et | Reduce -17.1% | 0.02% | −0.01 |
| ESML iShares ESG Aware MSCI USA S | Reduce -1.6% | 0.20% | −0.01 |
Portfolio Buys Q3 2025 → Q4 2025
| VUSB Vanguard Ultra Short Bond Et | Add +8149.9% | 2.20% | +2.17 |
| VXUS Vanguard Total Intl Stock | Add +6.3% | 9.57% | +0.55 |
| IGIB iShares 5-10Y Inv Grade Corp. | Add +7.0% | 6.28% | +0.22 |
| VYM Vanguard High DVD Yield ETF | Add +70.2% | 0.26% | +0.11 |
| AAPL Apple Inc. | Add +1.1% | 1.63% | +0.08 |
| REGN Regeneron Pharmaceuticals | New | 0.06% | +0.06 |
| MKL Markel Group Inc. | New | 0.05% | +0.05 |
| JNJ Johnson & Johnson | Add +10.8% | 0.22% | +0.04 |
| EUSB Ishr ESG Advn Universal BD-$ | Add +45.0% | 0.12% | +0.03 |
| NUBD Nuveen ESG US Aggregate Bond | Add +11.6% | 0.46% | +0.03 |
| RTX RTX Corp. | Add +19.4% | 0.14% | +0.03 |
| QCOM Qualcomm Inc. | Add +56.1% | 0.07% | +0.02 |
| GOOGL Alphabet Inc. Class A | Add +2.1% | 0.11% | +0.02 |
| ADI Analog Devices Inc. | Add +0.0% | 0.32% | +0.02 |
| XJR Ishr ESG SS S&P Smal-Cap-Usd | New | 0.02% | +0.02 |
| IEFA iShares Core MSCI Eafe ETF | Add +16.1% | 0.15% | +0.02 |
| GLD SPDR Gold Shares | New | 0.02% | +0.02 |
| ES Eversource Energy | New | 0.02% | +0.02 |
| ESGE iShares Inc. iShares ESG Awar | New | 0.02% | +0.02 |
| WMT Walmart Inc. | Add +16.4% | 0.09% | +0.02 |
| DUK Duke Energy Corp. | New | 0.02% | +0.02 |
| IAU iShares Gold Trust | New | 0.02% | +0.02 |
| JPM JPMorgan Chase & Co. | Add +7.7% | 0.25% | +0.02 |
| VSGX Vanguard ESG Intl Stock ETF | Add +1.5% | 0.86% | +0.02 |
| CB Chubb Ltd. | New | 0.02% | +0.02 |
| TD Toronto-Dominion Bank | New | 0.02% | +0.02 |
| CLS Celestica Inc. | Add +0.0% | 0.10% | +0.01 |
| IUSV iShares Core S&P U.S. Value | Add +2.0% | 0.70% | +0.01 |
| CAT Caterpillar Inc. | Add +4.6% | 0.06% | +0.01 |
| VEA Vanguard Ftse Developed ETF | Add +2.6% | 0.29% | +0.01 |
| CRM Salesforce Inc. | Add +0.4% | 0.13% | +0.01 |
| TSLA Tesla Inc. | Add +15.4% | 0.09% | +0.01 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +37.8% | 0.04% | +0.01 |
| VYMI Vanguard Int High DVD YLD Inc. | Add +10.1% | 0.08% | +0.01 |
| HON Honeywell International Inc. | Add +44.8% | 0.04% | +0.01 |
| VCEB Vanguard ESG US Corp. Bond | Add +24.7% | 0.05% | +0.01 |
| CSCO Cisco Systems Inc. | Add +8.9% | 0.05% | +0.01 |
| BAC Bank of America Corp. | Add +28.3% | 0.03% | +0.01 |
| AVGO Broadcom Inc. | Add +4.6% | 0.12% | +0.01 |
| IEMG iShares Core MSCI Emerging | Add +11.0% | 0.07% | +0.01 |
| META Meta Platforms Inc. Class A | Add +31.4% | 0.04% | +0.01 |
| IBM Intl Business Machines Corp. | Add +8.7% | 0.06% | +0.01 |
| NEE Nextera Energy Inc. | Add +3.4% | 0.08% | +0.01 |
| PM Philip Morris International | Add +29.0% | 0.02% | +0.00 |
| AMZN Amazon.com Inc. | Add +0.9% | 0.14% | +0.00 |
| ISRG Intuitive Surgical Inc. | Add +1.8% | 0.02% | +0.00 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +1.6% | 0.36% | +0.00 |
| IDXX Idexx Laboratories Inc. | Add +0.1% | 0.12% | +0.00 |
| IVE iShares S&P 500 Value ETF | Add +1.0% | 0.42% | +0.00 |
| EAGG iShares ESG Aware US Aggrega | Add +4.5% | 0.27% | +0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q1 2026 | 208 | $1.3B | IVV, AGG, VXUS, IGIB, VXF |
| Q4 2025 | 208 | $1.3B | IVV, AGG, VXUS, IGIB, VXF |
| Q3 2025 | 202 | $1.3B | IVV, AGG, VXUS, IGIB, VXF |
| Q2 2025 | 196 | $1.2B | IVV, AGG, VXUS, VXF, BSV |
| Q1 2025 | 193 | $1.1B | IVV, AGG, VXUS, BSV, VXF |
| Q4 2024 | 180 | $1.1B | IVV, AGG, VXUS, VXF, BSV |
| Q3 2024 | 186 | $1.1B | IVV, AGG, VXUS, VXF, BSV |
| Q2 2024 | 175 | $958.3M | IVV, AGG, VXF, VXUS, BSV |
| Q1 2024 | 182 | $933.1M | IVV, AGG, VXF, VXUS, VEU |