Citizens & Northern Corp.

In its 13F for Q1 2024 (holdings as of March 31, 2024, filed May 13, 2024), Citizens & Northern Corp. reported 109 stock positions worth $295.7 million. Its top holding was Vanguard Russell 1000 Growth (VONG) at 11.9% of the portfolio, followed by NT Mstar GLBL NR ETF (GUNR, 7.9%) and Fidelity MSCI RL Est Indx (FREL, 5.8%). Compared with Q4 2023, it opened 4 new positions, sold out of 6, added to 27 and reduced 63. The biggest buy was SS SPDR P S&P 400 Midcap ETF (SPMD, shares +48%) and the biggest sale Apple (AAPL, shares −3%).

Most Recent 13F
Q2 2026
Location
WELLSBORO, PA
CIK
0000810958
Portfolio Value
$295.7M (Q1 2024)
SEC Filing
0001104659-24-060245 ↗ filed May 13, 2024

Holdings Value

0$100.0M$200.0M$300.0M$400.0M$500.0M Q1 2024: $295.7M $295.7M Q1 2024 Q2 2024: $319.7M Q2 2024 Q3 2024: $333.1M Q3 2024 Q4 2024: $365.1M Q4 2024 Q1 2025: $354.7M Q1 2025 Q2 2025: $373.7M Q2 2025 Q3 2025: $403.5M Q3 2025 Q4 2025: $403.6M Q4 2025 Q1 2026: $401.0M Q1 2026 Q2 2026: $437.7M Q2 2026

Holdings 109 stocks · $295.7M
VONG Vanguard Russell 1000 Growth 11.90% 405,928 $35.2M Reduce -6.6%
GUNR NT Mstar GLBL NR ETF 7.90% 569,117 $23.4M Add +5.1%
FREL Fidelity MSCI RL Est Indx 5.77% 653,712 $17.1M Reduce -1.8%
SPMD SS SPDR P S&P 400 Midcap ETF 4.61% 255,479 $13.6M Add +48.2%
MSFT Microsoft Corp. 4.35% 30,609 $12.9M Reduce -5.5%
IJH iShares Core S&P Midcap ETF 4.14% 201,648 $12.2M Add +27.6%
AAPL Apple Inc. 3.19% 54,993 $9.4M Reduce -3.2%
EMB iShares JP Morgan Usd Emergi 3.06% 100,793 $9.0M Add +0.4%
NVDA Nvidia Corp. 2.64% 8,637 $7.8M Reduce -20.0%
GOOG Alphabet Inc. Class C 2.56% 49,808 $7.6M Reduce -11.0%
AMZN Amazon.com Inc. 1.98% 32,443 $5.9M Reduce -5.0%
CZNC Citizens & Northern Corp. 1.96% 307,951 $5.8M Reduce -0.1%
JPM JPMorgan Chase & Co. 1.63% 24,136 $4.8M Reduce -4.9%
DFAC Dimensional US Core Equity 2 1.62% 149,896 $4.8M Reduce -6.4%
META Meta Platforms Inc. Class A 1.58% 9,615 $4.7M Reduce -5.8%
CZFS Citizens Financial Services 1.47% 88,522 $4.4M Add +0.1%
COST Costco Wholesale Corp. 1.33% 5,370 $3.9M Reduce -7.1%
MA Mastercard Inc. Class A 1.30% 8,001 $3.9M Reduce -18.0%
XOM Exxon Mobil Corp. 1.13% 28,873 $3.4M Reduce -1.0%
CMG Chipotle Mexican Grill Inc. 1.02% 1,042 $3.0M Add +0.8%
PG The Procter & Gamble Co. 0.99% 18,055 $2.9M Reduce -3.5%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.88% 13,685 $2.6M Reduce -2.6%
MBB iShares MBS ETF 0.86% 27,638 $2.6M Add +14.2%
CRM Salesforce Inc. 0.86% 8,421 $2.5M Reduce -21.1%
HD Home Depot Inc. 0.82% 6,352 $2.4M Reduce -2.5%
ABT Abbott Laboratories 0.81% 20,964 $2.4M Reduce -6.1%
CVS CVS Health Corp. 0.75% 27,665 $2.2M Reduce -1.8%
ORCL Oracle Corp. 0.73% 17,300 $2.2M Add +25.8%
NSC Norfolk Southern Corp. 0.73% 8,524 $2.2M Add +5.6%
MDLZ Mondelez International Inc. Class A 0.71% 30,143 $2.1M Reduce -1.8%
GD General Dynamics Corp. 0.70% 7,319 $2.1M Reduce -2.0%
AVDE Avantis International Equity 0.68% 31,601 $2.0M Reduce -1.4%
SLB SLB Ltd. filed as SCHLUMBERGER LTD 0.65% 35,296 $1.9M Add +1.1%
CMCSA Comcast Corp. Class A 0.64% 43,765 $1.9M Reduce -3.1%
NKE Nike Inc. Class B 0.61% 19,336 $1.8M Reduce -5.2%
HON Honeywell International Inc. 0.61% 8,729 $1.8M Reduce -5.1%
AMT American Tower Corp. 0.59% 8,901 $1.8M Reduce -1.9%
ADBE Adobe Inc. 0.59% 3,470 $1.8M Add +34.8%
ADI Analog Devices Inc. 0.58% 8,702 $1.7M Reduce -4.1%
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.57% 16,765 $1.7M Reduce -0.8%
COR Cencora Inc. 0.56% 6,827 $1.7M Add +0.9%
GSK GSK PLC-Spon ADR 0.56% 38,543 $1.7M Reduce -2.6%
TFC Truist Financial Corp. 0.55% 42,013 $1.6M Add +28.4%
ZBH Zimmer Biomet Holdings Inc. 0.55% 12,404 $1.6M Reduce -6.8%
MCD McDonald's Corp. 0.55% 5,771 $1.6M Reduce -8.4%
BX Blackstone Inc. 0.54% 12,204 $1.6M Reduce -21.2%
CSCO Cisco Systems Inc. 0.53% 31,428 $1.6M Reduce -3.4%
CDW CDW Corp. 0.52% 6,001 $1.5M Add +1.9%
SPY SS SPDR S&P 500 ETF Trust-US 0.52% 2,933 $1.5M Reduce -2.2%
GWW WW Grainger Inc. filed as GRAINGER W W INC 0.52% 1,497 $1.5M Reduce -30.3%
MAS Masco Corp. 0.51% 19,289 $1.5M Reduce -5.4%
MRSH Marsh & McLennan Cos 0.50% 7,212 $1.5M Add +15.9%
BBWI Bath & Body Works Inc. 0.49% 28,978 $1.4M Add +57.5%
KO The Coca-Cola Co. 0.47% 22,871 $1.4M Reduce -3.3%
PANW Palo Alto Networks Inc. 0.47% 4,899 $1.4M Reduce -31.3%
ICE Intercontinental Exchange Inc. 0.46% 9,961 $1.4M Reduce -21.3%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.43% 10,437 $1.3M Add +65.2%
UNP Union Pacific Corp. 0.42% 5,044 $1.2M No change
CVX Chevron Corp. 0.41% 7,616 $1.2M Reduce -2.1%
BDX Becton Dickinson and Co. 0.39% 4,673 $1.2M Add +1.3%
BLK BlackRock Finance Inc. 0.38% 1,357 $1.1M Reduce -4.5%
MCHP Microchip Technology Inc. 0.38% 12,557 $1.1M New
EOG EOG Resources Inc. 0.38% 8,806 $1.1M Reduce -2.9%
EL Estee Lauder Companies Class A filed as LAUDER ESTEE COS INC 0.37% 7,172 $1.1M Reduce -5.5%
NEE Nextera Energy Inc. 0.37% 17,188 $1.1M Reduce -1.8%
BA The Boeing Co. 0.36% 5,515 $1.1M Add +24.5%
AVUS Avantis U.S. Equity ETF 0.36% 11,823 $1.1M No change
HAL Halliburton Co. 0.35% 26,533 $1.0M Reduce -1.7%
T AT&T Inc. 0.35% 58,857 $1.0M Add +0.1%
BNDX Vanguard Total Intl Bond ETF 0.34% 20,642 $1.0M Add +5.5%
BMY Bristol-Myers Squibb Co. 0.34% 18,694 $1.0M Reduce -2.8%
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE 0.34% 2,543 $1.0M No change
SCHW Schwab (charles) Corp. 0.33% 13,659 $988K Reduce -2.1%
SUB iShares Short-Term National 0.33% 9,296 $974K No change
BIIB Biogen Inc. 0.33% 4,501 $971K Add +2.2%
PFE Pfizer Inc. 0.30% 32,445 $900K Add +56.4%
SPTL SS SPDR PF LNG TRM TSY E-Usd 0.30% 31,803 $889K No change
IWF iShares Russell 1000 Growth 0.29% 2,522 $850K Reduce -11.6%
FCX Freeport-McMoran Inc. 0.28% 17,907 $842K Reduce -3.3%
DD Dupont DE Nemours Inc. 0.28% 10,910 $836K Reduce -0.4%
PYPL PayPal Holdings Inc. 0.26% 11,689 $783K New
VIG Vanguard Dividend Apprec ETF 0.23% 3,775 $689K No change
GLW Corning Inc. 0.22% 19,926 $657K Reduce -10.9%
ROP Roper Technologies Inc. 0.21% 1,115 $625K No change
HYG Ishr Ibx Usd Hiyld CB ETF-Ui 0.20% 7,428 $577K Add +0.9%
VZ Verizon Communications Inc. 0.19% 13,201 $554K Reduce -6.0%
BRK.B Berkshire Hathaway Inc. Class B 0.18% 1,285 $540K Add +2.0%
IWD iShares Russell 1000 Value E 0.18% 2,967 $531K No change
AVEM Avantis Emerging Markets Eq 0.13% 6,767 $392K Reduce -0.2%
ITW Illinois Tool Works 0.13% 1,442 $387K No change
DE Deere & Co. 0.13% 916 $376K Reduce -6.3%
TIP iShares Tips Bond ETF 0.13% 3,442 $370K Add +8.2%
IVV iShares Core S&P 500 ETF 0.12% 669 $352K No change
CAT Caterpillar Inc. 0.11% 925 $339K No change
UNH Unitedhealth Group Inc. 0.10% 621 $307K Reduce -2.7%
ESG NT Stoxx US ESG ETF 0.10% 2,320 $294K Add +5.2%
JNJ Johnson & Johnson 0.10% 1,821 $288K Reduce -38.4%
LOW Lowe's Cos Inc. 0.10% 1,126 $287K No change
SHM SS SPDR N Ice St Muni ETF 0.09% 5,732 $272K No change
BNDC NT Core Bond ETF 0.09% 12,229 $270K Reduce -1.9%

Show all 109 holdings

Portfolio Sells Q4 2023 → Q1 2024
AAPL Apple Inc. Reduce -3.2% 3.19% −0.72
FREL Fidelity MSCI RL Est Indx Reduce -1.8% 5.77% −0.57
CZNC Citizens & Northern Corp. Reduce -0.1% 1.96% −0.51
PANW Palo Alto Networks Inc. Reduce -31.3% 0.47% −0.28
GOOG Alphabet Inc. Class C Reduce -11.0% 2.56% −0.25
VONG Vanguard Russell 1000 Growth Reduce -6.6% 11.90% −0.20
MA Mastercard Inc. Class A Reduce -18.0% 1.30% −0.18
BX Blackstone Inc. Reduce -21.2% 0.54% −0.18
NKE Nike Inc. Class B Reduce -5.2% 0.61% −0.18
XLV SS Health Care Select Sector Sold out 0.00% −0.17
KBWB Invesco KBW Bank ETF Sold out 0.00% −0.17
XLY SS Consumer Disc Select Sect Sold out 0.00% −0.15
CRM Salesforce Inc. Reduce -21.1% 0.86% −0.14
GWW WW Grainger Inc. Reduce -30.3% 0.52% −0.12
INTC Intel Corp. Sold out 0.00% −0.12
ICE Intercontinental Exchange Inc. Reduce -21.3% 0.46% −0.12
MCD McDonald's Corp. Reduce -8.4% 0.55% −0.12
MUB iShares National Muni Bond E Sold out 0.00% −0.12
AMT American Tower Corp. Reduce -1.9% 0.59% −0.10
HON Honeywell International Inc. Reduce -5.1% 0.61% −0.08
CBU Community Financial System I Sold out 0.00% −0.08
MDLZ Mondelez International Inc. Class A Reduce -1.8% 0.71% −0.08
ABT Abbott Laboratories Reduce -6.1% 0.81% −0.07
JNJ Johnson & Johnson Reduce -38.4% 0.10% −0.07
CMCSA Comcast Corp. Class A Reduce -3.1% 0.64% −0.07
ADI Analog Devices Inc. Reduce -4.1% 0.58% −0.06
CSCO Cisco Systems Inc. Reduce -3.4% 0.53% −0.06
DFAC Dimensional US Core Equity 2 Reduce -6.4% 1.62% −0.05
DFIC Dimensional International Co. Reduce -36.1% 0.08% −0.05
CVS CVS Health Corp. Reduce -1.8% 0.75% −0.05
COST Costco Wholesale Corp. Reduce -7.1% 1.33% −0.03
BLK BlackRock Finance Inc. Reduce -4.5% 0.38% −0.03
KO The Coca-Cola Co. Reduce -3.3% 0.47% −0.02
ZBH Zimmer Biomet Holdings Inc. Reduce -6.8% 0.55% −0.02
EL Estee Lauder Companies Class A Reduce -5.5% 0.37% −0.02
IWF iShares Russell 1000 Growth Reduce -11.6% 0.29% −0.02
GLW Corning Inc. Reduce -10.9% 0.22% −0.02
DD Dupont DE Nemours Inc. Reduce -0.4% 0.28% −0.02
UNH Unitedhealth Group Inc. Reduce -2.7% 0.10% −0.02
ACN Accenture PLC Class A Reduce -8.7% 0.08% −0.01
DE Deere & Co. Reduce -6.3% 0.13% −0.01
CME Cme Group Inc. Reduce -9.2% 0.08% −0.01
EOG EOG Resources Inc. Reduce -2.9% 0.38% −0.01
LLY Eli Lilly & Co. Reduce -31.0% 0.07% −0.01
VTEB Vanguard Tax-Exempt Bond ETF Reduce -5.9% 0.08% −0.01
AVDE Avantis International Equity Reduce -1.4% 0.68% −0.01
BMY Bristol-Myers Squibb Co. Reduce -2.8% 0.34% −0.01
SCHW Schwab (charles) Corp. Reduce -2.1% 0.33% −0.01
BNDC NT Core Bond ETF Reduce -1.9% 0.09% −0.01
NEE Nextera Energy Inc. Reduce -1.8% 0.37% −0.01

Portfolio Buys Q4 2023 → Q1 2024
SPMD SS SPDR P S&P 400 Midcap ETF Add +48.2% 4.61% +1.61
IJH iShares Core S&P Midcap ETF Add +27.6% 4.14% +1.02
MCHP Microchip Technology Inc. New 0.38% +0.38
PYPL PayPal Holdings Inc. New 0.26% +0.26
DIS The Walt Disney Co. Add +65.2% 0.43% +0.23
ORCL Oracle Corp. Add +25.8% 0.73% +0.22
BBWI Bath & Body Works Inc. Add +57.5% 0.49% +0.21
CMG Chipotle Mexican Grill Inc. Add +0.8% 1.02% +0.18
TFC Truist Financial Corp. Add +28.4% 0.55% +0.12
PFE Pfizer Inc. Add +56.4% 0.30% +0.09
MRSH Marsh & McLennan Cos Add +15.9% 0.50% +0.08
NFG National Fuel Gas Co. New 0.07% +0.07
SYY Sysco Corp. New 0.07% +0.07
COR Cencora Inc. Add +0.9% 0.56% +0.06
NSC Norfolk Southern Corp. Add +5.6% 0.73% +0.05
MBB iShares MBS ETF Add +14.2% 0.86% +0.05
ADBE Adobe Inc. Add +34.8% 0.59% +0.04
CDW CDW Corp. Add +1.9% 0.52% +0.04
BRK.B Berkshire Hathaway Inc. Class B Add +2.0% 0.18% +0.02
ESG NT Stoxx US ESG ETF Add +5.2% 0.10% +0.01
SLB SLB Ltd. Add +1.1% 0.65% +0.01
TIP iShares Tips Bond ETF Add +8.2% 0.13% +0.00
BNDX Vanguard Total Intl Bond ETF Add +5.5% 0.34% −0.00
T AT&T Inc. Add +0.1% 0.35% −0.00
HYG Ishr Ibx Usd Hiyld CB ETF-Ui Add +0.9% 0.20% −0.01
GUNR NT Mstar GLBL NR ETF Add +5.1% 7.90% −0.01
BDX Becton Dickinson and Co. Add +1.3% 0.39% −0.01
BA The Boeing Co. Add +24.5% 0.36% −0.05
BIIB Biogen Inc. Add +2.2% 0.33% −0.08
EMB iShares JP Morgan Usd Emergi Add +0.4% 3.06% −0.13
CZFS Citizens Financial Services Add +0.1% 1.47% −0.57

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 117$437.7MVONG, IEMG, FREL, IGE, IJH
Q1 2026 119$401.0MVONG, FREL, IGE, IEMG, IJH
Q4 2025 124$403.6MVONG, FREL, IGE, IEMG, IJH
Q3 2025 121$403.5MVONG, IGE, IEMG, FREL, IJH
Q2 2025 118$373.7MVONG, FREL, IGE, IEMG, IJH
Q1 2025 118$354.7MVONG, IGE, FREL, IEMG, IJH
Q4 2024 126$365.1MVONG, FREL, IGE, IEMG, IJH
Q3 2024 126$333.1MVONG, FREL, GUNR, IJH, SPMD
Q2 2024 118$319.7MVONG, GUNR, FREL, SPMD, MSFT
Q1 2024 109$295.7MVONG, GUNR, FREL, SPMD, MSFT