Citizens & Northern Corp.
In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 27, 2026), Citizens & Northern Corp. reported 119 stock positions worth $401.0 million. Its top holding was Vanguard Russell 1000 Growth (VONG) at 10.5% of the portfolio, followed by Fidelity MSCI RL Est Indx (FREL, 7.5%) and iShares North American Natur (IGE, 7.4%). Compared with Q4 2025, it opened 7 new positions, sold out of 12, added to 55 and reduced 34. The biggest buy was a new position in Medtronic (MDT) and the biggest sale Abbott Laboratories (ABT, shares −84%).
- Most Recent 13F
- Q2 2026
- Location
- WELLSBORO, PA
- CIK
- 0000810958
- Portfolio Value
- $401.0M (Q1 2026)
- SEC Filing
- 0001104659-26-049177 ↗ filed Apr 27, 2026
Holdings Value
Holdings 119 stocks · $401.0M
| VONG Vanguard Russell 1000 Growth | 10.52% | 384,641 | $42.2M | Add +4.6% |
| FREL Fidelity MSCI RL Est Indx | 7.52% | 1,119,933 | $30.1M | Add +3.0% |
| IGE iShares North American Natur | 7.37% | 469,769 | $29.6M | Reduce -4.6% |
| IEMG iShares Core MSCI Emerging | 5.79% | 332,751 | $23.2M | Add +0.3% |
| IJH iShares Core S&P Midcap ETF | 4.18% | 248,386 | $16.8M | Reduce -4.0% |
| NVDA Nvidia Corp. | 3.60% | 82,890 | $14.5M | Add +1.2% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 3.52% | 238,467 | $14.1M | Add +1.2% |
| AAPL Apple Inc. | 3.39% | 53,614 | $13.6M | Add +0.7% |
| EMB iShares JP Morgan Usd Emergi | 3.18% | 135,929 | $12.8M | Add +2.8% |
| GOOG Alphabet Inc. Class C | 2.87% | 40,148 | $11.5M | Reduce -0.8% |
| MSFT Microsoft Corp. | 2.74% | 29,660 | $11.0M | Add +4.8% |
| DFAC Dimensional US Core Equity 2 | 2.31% | 238,023 | $9.2M | No change |
| AMZN Amazon.com Inc. | 2.03% | 39,101 | $8.1M | Add +3.7% |
| CZNC Citizens & Northern Corp. | 2.00% | 359,853 | $8.0M | Reduce -0.4% |
| CZFS Citizens Financial Services | 1.79% | 117,063 | $7.2M | No change |
| JPM JPMorgan Chase & Co. | 1.48% | 20,197 | $5.9M | Add +0.5% |
| META Meta Platforms Inc. Class A | 1.42% | 9,981 | $5.7M | Add +13.7% |
| AVDE Avantis International Equity | 1.16% | 54,809 | $4.6M | No change |
| XOM Exxon Mobil Corp. | 1.10% | 26,103 | $4.4M | Reduce -0.9% |
| COST Costco Wholesale Corp. | 1.07% | 4,302 | $4.3M | Reduce -1.6% |
| MA Mastercard Inc. Class A | 1.02% | 8,189 | $4.1M | Add +4.0% |
| MBB iShares MBS ETF | 0.87% | 36,655 | $3.5M | Add +3.7% |
| CAT Caterpillar Inc. | 0.79% | 4,487 | $3.2M | Add +6.5% |
| ADI Analog Devices Inc. | 0.78% | 9,817 | $3.1M | Add +5.7% |
| AMD Advanced Micro Devices | 0.78% | 15,313 | $3.1M | Reduce -3.5% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.68% | 16,962 | $2.7M | Add +0.6% |
| PG The Procter & Gamble Co. | 0.67% | 18,707 | $2.7M | Add +0.8% |
| GLW Corning Inc. | 0.67% | 19,658 | $2.7M | Reduce -9.6% |
| RTX RTX Corp. | 0.66% | 13,777 | $2.7M | Add +0.0% |
| CSCO Cisco Systems Inc. | 0.63% | 32,671 | $2.5M | Reduce -0.2% |
| COR Cencora Inc. | 0.55% | 7,051 | $2.2M | Add +0.1% |
| GSK GSK PLC-Spon ADR | 0.55% | 40,036 | $2.2M | Add +1.1% |
| AVGO Broadcom Inc. | 0.53% | 6,886 | $2.1M | Add +2.5% |
| ETN Eaton Corp. PLC | 0.53% | 5,937 | $2.1M | Add +31.7% |
| ORCL Oracle Corp. | 0.53% | 14,371 | $2.1M | Reduce -0.9% |
| SCHW Schwab (charles) Corp. | 0.50% | 21,373 | $2.0M | Add +0.5% |
| JNJ Johnson & Johnson | 0.49% | 8,053 | $2.0M | Reduce -1.7% |
| CVS CVS Health Corp. | 0.49% | 27,288 | $2.0M | Add +1.7% |
| MDT Medtronic PLC | 0.49% | 22,600 | $2.0M | New |
| HD Home Depot Inc. | 0.47% | 5,779 | $1.9M | Add +3.2% |
| C Citigroup Inc. | 0.47% | 16,626 | $1.9M | Add +19.4% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.47% | 2,877 | $1.9M | No change |
| BA The Boeing Co. | 0.46% | 9,252 | $1.8M | Add +3.0% |
| GD General Dynamics Corp. | 0.45% | 5,272 | $1.8M | Reduce -2.5% |
| SLB SLB Ltd. filed as SLB LIMITED | 0.45% | 34,991 | $1.8M | Add +0.5% |
| EMR Emerson Electric Co. | 0.45% | 13,718 | $1.8M | Add +37.3% |
| KO The Coca-Cola Co. | 0.44% | 23,347 | $1.8M | Reduce -0.2% |
| BX Blackstone Inc. | 0.44% | 15,377 | $1.8M | Add +0.6% |
| CRM Salesforce Inc. | 0.42% | 8,947 | $1.7M | Add +5.7% |
| NEE Nextera Energy Inc. | 0.40% | 17,231 | $1.6M | Reduce -0.6% |
| CVX Chevron Corp. | 0.39% | 7,553 | $1.6M | Reduce -2.1% |
| AVUS Avantis U.S. Equity ETF | 0.38% | 13,829 | $1.5M | No change |
| AMT American Tower Corp. | 0.38% | 8,773 | $1.5M | Reduce -3.2% |
| FCX Freeport-McMoran Inc. | 0.38% | 25,755 | $1.5M | Add +43.1% |
| KKR KKR & Co. Inc. | 0.38% | 16,365 | $1.5M | Add +15.5% |
| KLAC KLA Corp. | 0.35% | 952 | $1.4M | New |
| MDLZ Mondelez International Inc. Class A | 0.35% | 24,013 | $1.4M | Reduce -0.8% |
| TPR Tapestry Inc. | 0.34% | 9,795 | $1.4M | Add +16.8% |
| PFE Pfizer Inc. | 0.34% | 48,483 | $1.4M | Add +1.1% |
| OVV Ovintiv Inc. | 0.34% | 22,649 | $1.3M | New |
| BIIB Biogen Inc. | 0.33% | 7,137 | $1.3M | Add +3.3% |
| ICE Intercontinental Exchange Inc. | 0.32% | 8,181 | $1.3M | Reduce -1.7% |
| PYPL PayPal Holdings Inc. | 0.31% | 27,918 | $1.3M | Add +2.1% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.31% | 12,906 | $1.2M | Add +0.9% |
| UNP Union Pacific Corp. | 0.31% | 5,049 | $1.2M | Add +0.1% |
| BNDX Vanguard Total Intl Bond ETF | 0.30% | 25,151 | $1.2M | Add +4.3% |
| PANW Palo Alto Networks Inc. | 0.30% | 7,495 | $1.2M | Reduce -0.2% |
| DIA SS SPDR Dow Jones Indus Avg filed as STATE STR SPDR DOW JONES IND | 0.29% | 2,543 | $1.2M | No change |
| BMY Bristol-Myers Squibb Co. | 0.29% | 18,997 | $1.2M | Reduce -0.3% |
| INTU Intuit Inc. | 0.28% | 2,621 | $1.1M | Add +31.0% |
| ACN Accenture PLC Class A | 0.28% | 5,677 | $1.1M | Add +1.6% |
| ZBH Zimmer Biomet Holdings Inc. | 0.28% | 12,228 | $1.1M | Add +51.3% |
| MRSH Marsh & McLennan Cos | 0.27% | 6,340 | $1.1M | Reduce -2.6% |
| YUM Yum! Brands Inc. | 0.27% | 6,926 | $1.1M | New |
| NFLX Netflix Inc. | 0.26% | 11,003 | $1.1M | Reduce -29.6% |
| ADBE Adobe Inc. | 0.25% | 4,059 | $987K | Add +5.7% |
| BDX Becton Dickinson and Co. | 0.24% | 6,153 | $967K | Add +45.3% |
| MCD McDonald's Corp. | 0.24% | 3,062 | $952K | Reduce -0.9% |
| NKE Nike Inc. Class B | 0.22% | 17,058 | $901K | Add +0.3% |
| PCAR Paccar Inc. | 0.22% | 7,579 | $875K | New |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | 0.22% | 10,976 | $873K | Add +1.4% |
| SPTL SS SPDR PF LNG TRM TSY E-Usd | 0.22% | 33,014 | $868K | Add +8.6% |
| IWF iShares Russell 1000 Growth | 0.22% | 2,032 | $866K | Reduce -9.8% |
| AVEM Avantis Emerging Markets Eq | 0.20% | 10,143 | $817K | No change |
| SPTS SS SPDR P St Term TSY ETF | 0.20% | 27,959 | $816K | Add +3.8% |
| VZ Verizon Communications Inc. | 0.19% | 15,440 | $775K | Add +1.3% |
| MTB M & T Bank Corp. filed as M & T BK CORP | 0.19% | 3,642 | $753K | No change |
| BRK.B Berkshire Hathaway Inc. Class B | 0.17% | 1,449 | $694K | Reduce -0.5% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.17% | 2,783 | $675K | Reduce -1.7% |
| IWD iShares Russell 1000 Value E | 0.16% | 3,029 | $647K | No change |
| SUB iShares Short-Term National | 0.16% | 5,929 | $631K | No change |
| BBWI Bath & Body Works Inc. | 0.16% | 33,341 | $622K | Add +52.4% |
| VIG Vanguard Dividend Apprec ETF | 0.15% | 2,866 | $616K | No change |
| DFIC Dimensional International Co. | 0.15% | 17,326 | $616K | No change |
| TIP iShares Tips Bond ETF | 0.15% | 5,540 | $611K | Add +2.5% |
| ITW Illinois Tool Works | 0.12% | 1,914 | $498K | Add +0.8% |
| DE Deere & Co. | 0.12% | 880 | $496K | No change |
| T AT&T Inc. | 0.12% | 17,037 | $494K | No change |
| DFEM Dimensional Emrg MRKT Core | 0.11% | 12,833 | $443K | No change |
| ROP Roper Technologies Inc. | 0.10% | 1,115 | $395K | No change |
Portfolio Sells Q4 2025 → Q1 2026
| ABT Abbott Laboratories | Reduce -83.6% | 0.09% | −0.55 |
| NSC Norfolk Southern Corp. | Reduce -81.4% | 0.09% | −0.40 |
| CMG Chipotle Mexican Grill Inc. | Sold out | 0.00% | −0.35 |
| NOW ServiceNow Inc. | Sold out | 0.00% | −0.35 |
| GOOG Alphabet Inc. Class C | Reduce -0.8% | 2.87% | −0.27 |
| CARR Carrier Global Corp. | Sold out | 0.00% | −0.26 |
| DD Dupont DE Nemours Inc. | Sold out | 0.00% | −0.22 |
| EOG EOG Resources Inc. | Reduce -83.5% | 0.06% | −0.22 |
| ORCL Oracle Corp. | Reduce -0.9% | 0.53% | −0.17 |
| XLV SS Health Care Select Sector | Sold out | 0.00% | −0.10 |
| NFLX Netflix Inc. | Reduce -29.6% | 0.26% | −0.10 |
| IHI iShares U.S. Medical Devices | Sold out | 0.00% | −0.10 |
| XLY SS Consumer Disc Select Sect | Sold out | 0.00% | −0.07 |
| AMD Advanced Micro Devices | Reduce -3.5% | 0.78% | −0.07 |
| GWW WW Grainger Inc. | Sold out | 0.00% | −0.06 |
| BLK BlackRock Inc. | Sold out | 0.00% | −0.06 |
| BNDC NT Core Bond ETF | Sold out | 0.00% | −0.06 |
| TFC Truist Financial Corp. | Sold out | 0.00% | −0.06 |
| PGR Progressive Corp. | Sold out | 0.00% | −0.05 |
| IWF iShares Russell 1000 Growth | Reduce -9.8% | 0.22% | −0.05 |
| IJH iShares Core S&P Midcap ETF | Reduce -4.0% | 4.18% | −0.05 |
| PANW Palo Alto Networks Inc. | Reduce -0.2% | 0.30% | −0.04 |
| IBM Intl Business Machines Corp. | Reduce -1.7% | 0.17% | −0.04 |
| HON Honeywell International Inc. | Reduce -40.6% | 0.06% | −0.03 |
| IVV iShares Core S&P 500 ETF | Reduce -26.4% | 0.07% | −0.03 |
| MRSH Marsh & McLennan Cos | Reduce -2.6% | 0.27% | −0.03 |
| AMT American Tower Corp. | Reduce -3.2% | 0.38% | −0.02 |
| ICE Intercontinental Exchange Inc. | Reduce -1.7% | 0.32% | −0.01 |
| GOOGL Alphabet Inc. Class A | Reduce -9.3% | 0.06% | −0.01 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -0.5% | 0.17% | −0.01 |
| CMCSA Comcast Corp. Class A | Reduce -4.3% | 0.08% | −0.01 |
| GD General Dynamics Corp. | Reduce -2.5% | 0.45% | +0.00 |
| HAL Halliburton Co. | Reduce -24.8% | 0.06% | +0.00 |
| MCD McDonald's Corp. | Reduce -0.9% | 0.24% | +0.00 |
| CSCO Cisco Systems Inc. | Reduce -0.2% | 0.63% | +0.01 |
| MDLZ Mondelez International Inc. Class A | Reduce -0.8% | 0.35% | +0.02 |
| BMY Bristol-Myers Squibb Co. | Reduce -0.3% | 0.29% | +0.03 |
| KO The Coca-Cola Co. | Reduce -0.2% | 0.44% | +0.04 |
| NEE Nextera Energy Inc. | Reduce -0.6% | 0.40% | +0.05 |
| JNJ Johnson & Johnson | Reduce -1.7% | 0.49% | +0.07 |
| CVX Chevron Corp. | Reduce -2.1% | 0.39% | +0.10 |
| COST Costco Wholesale Corp. | Reduce -1.6% | 1.07% | +0.13 |
| GLW Corning Inc. | Reduce -9.6% | 0.67% | +0.20 |
| CZNC Citizens & Northern Corp. | Reduce -0.4% | 2.00% | +0.20 |
| XOM Exxon Mobil Corp. | Reduce -0.9% | 1.10% | +0.32 |
| IGE iShares North American Natur | Reduce -4.6% | 7.37% | +1.25 |
Portfolio Buys Q4 2025 → Q1 2026
| MDT Medtronic PLC | New | 0.49% | +0.49 |
| KLAC KLA Corp. | New | 0.35% | +0.35 |
| OVV Ovintiv Inc. | New | 0.34% | +0.34 |
| FREL Fidelity MSCI RL Est Indx | Add +3.0% | 7.52% | +0.27 |
| YUM Yum! Brands Inc. | New | 0.27% | +0.27 |
| IEMG iShares Core MSCI Emerging | Add +0.3% | 5.79% | +0.26 |
| PCAR Paccar Inc. | New | 0.22% | +0.22 |
| CAT Caterpillar Inc. | Add +6.5% | 0.79% | +0.19 |
| ETN Eaton Corp. PLC | Add +31.7% | 0.53% | +0.17 |
| ADI Analog Devices Inc. | Add +5.7% | 0.78% | +0.15 |
| FCX Freeport-McMoran Inc. | Add +43.1% | 0.38% | +0.15 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Add +1.2% | 3.52% | +0.14 |
| EMR Emerson Electric Co. | Add +37.3% | 0.45% | +0.12 |
| SLB SLB Ltd. | Add +0.5% | 0.45% | +0.12 |
| ZBH Zimmer Biomet Holdings Inc. | Add +51.3% | 0.28% | +0.10 |
| TPR Tapestry Inc. | Add +16.8% | 0.34% | +0.08 |
| GSK GSK PLC-Spon ADR | Add +1.1% | 0.55% | +0.07 |
| C Citigroup Inc. | Add +19.4% | 0.47% | +0.07 |
| IMO Imperial Oil Ltd. | New | 0.06% | +0.06 |
| WAT Waters Corp. | New | 0.06% | +0.06 |
| BBWI Bath & Body Works Inc. | Add +52.4% | 0.16% | +0.05 |
| PFE Pfizer Inc. | Add +1.1% | 0.34% | +0.04 |
| VZ Verizon Communications Inc. | Add +1.3% | 0.19% | +0.04 |
| BDX Becton Dickinson and Co. | Add +45.3% | 0.24% | +0.04 |
| RTX RTX Corp. | Add +0.0% | 0.66% | +0.04 |
| MBB iShares MBS ETF | Add +3.7% | 0.87% | +0.03 |
| TJX TJX Companies Inc. | Add +0.6% | 0.68% | +0.03 |
| EMB iShares JP Morgan Usd Emergi | Add +2.8% | 3.18% | +0.03 |
| BIIB Biogen Inc. | Add +3.3% | 0.33% | +0.02 |
| SPTL SS SPDR PF LNG TRM TSY E-Usd | Add +8.6% | 0.22% | +0.02 |
| UNP Union Pacific Corp. | Add +0.1% | 0.31% | +0.02 |
| PG The Procter & Gamble Co. | Add +0.8% | 0.67% | +0.01 |
| BNDX Vanguard Total Intl Bond ETF | Add +4.3% | 0.30% | +0.01 |
| ITW Illinois Tool Works | Add +0.8% | 0.12% | +0.01 |
| SPTS SS SPDR P St Term TSY ETF | Add +3.8% | 0.20% | +0.01 |
| TIP iShares Tips Bond ETF | Add +2.5% | 0.15% | +0.01 |
| LLY Eli Lilly & Co. | Add +23.5% | 0.09% | +0.01 |
| CMI Cummins Inc. | Add +0.5% | 0.08% | +0.01 |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | Add +1.4% | 0.22% | +0.00 |
| HD Home Depot Inc. | Add +3.2% | 0.47% | −0.00 |
| META Meta Platforms Inc. Class A | Add +13.7% | 1.42% | −0.01 |
| BA The Boeing Co. | Add +3.0% | 0.46% | −0.02 |
| SCHW Schwab (charles) Corp. | Add +0.5% | 0.50% | −0.03 |
| COR Cencora Inc. | Add +0.1% | 0.55% | −0.04 |
| CVS CVS Health Corp. | Add +1.7% | 0.49% | −0.04 |
| NKE Nike Inc. Class B | Add +0.3% | 0.22% | −0.04 |
| AVGO Broadcom Inc. | Add +2.5% | 0.53% | −0.04 |
| INTU Intuit Inc. | Add +31.0% | 0.28% | −0.05 |
| DIS The Walt Disney Co. | Add +0.9% | 0.31% | −0.05 |
| KKR KKR & Co. Inc. | Add +15.5% | 0.38% | −0.07 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 117 | $437.7M | VONG, IEMG, FREL, IGE, IJH |
| Q1 2026 | 119 | $401.0M | VONG, FREL, IGE, IEMG, IJH |
| Q4 2025 | 124 | $403.6M | VONG, FREL, IGE, IEMG, IJH |
| Q3 2025 | 121 | $403.5M | VONG, IGE, IEMG, FREL, IJH |
| Q2 2025 | 118 | $373.7M | VONG, FREL, IGE, IEMG, IJH |
| Q1 2025 | 118 | $354.7M | VONG, IGE, FREL, IEMG, IJH |
| Q4 2024 | 126 | $365.1M | VONG, FREL, IGE, IEMG, IJH |
| Q3 2024 | 126 | $333.1M | VONG, FREL, GUNR, IJH, SPMD |
| Q2 2024 | 118 | $319.7M | VONG, GUNR, FREL, SPMD, MSFT |
| Q1 2024 | 109 | $295.7M | VONG, GUNR, FREL, SPMD, MSFT |