Citizens & Northern Corp.

In its 13F for Q2 2026 (holdings as of June 30, 2026, filed July 17, 2026), Citizens & Northern Corp. reported 117 stock positions worth $437.7 million. Its top holding was Vanguard Russell 1000 Growth (VONG) at 13.5% of the portfolio, followed by iShares Core MSCI Emerging (IEMG, 6.4%) and Fidelity MSCI RL Est Indx (FREL, 6.4%). Compared with Q1 2026, it opened 9 new positions, sold out of 11, added to 19 and reduced 63. The biggest buy was Vanguard Russell 1000 Growth (VONG, shares +20%) and the biggest sale iShares North American Natur (IGE, shares −9%).

Most Recent 13F
Q2 2026
Location
WELLSBORO, PA
CIK
0000810958
Portfolio Value
$437.7M (Q2 2026)
SEC Filing
0001104659-26-084554 ↗ filed Jul 17, 2026

Holdings Value

0$100.0M$200.0M$300.0M$400.0M$500.0M Q1 2024: $295.7M Q1 2024 Q2 2024: $319.7M Q2 2024 Q3 2024: $333.1M Q3 2024 Q4 2024: $365.1M Q4 2024 Q1 2025: $354.7M Q1 2025 Q2 2025: $373.7M Q2 2025 Q3 2025: $403.5M Q3 2025 Q4 2025: $403.6M Q4 2025 Q1 2026: $401.0M Q1 2026 Q2 2026: $437.7M $437.7M Q2 2026

Holdings 117 stocks · $437.7M
VONG Vanguard Russell 1000 Growth 13.50% 462,175 $59.1M Add +20.2%
IEMG iShares Core MSCI Emerging 6.44% 340,138 $28.2M Add +2.2%
FREL Fidelity MSCI RL Est Indx 6.38% 953,634 $27.9M Reduce -14.8%
IGE iShares North American Natur 5.49% 427,918 $24.0M Reduce -8.9%
IJH iShares Core S&P Midcap ETF 3.83% 217,637 $16.8M Reduce -12.4%
NVDA Nvidia Corp. 3.75% 81,995 $16.4M Reduce -1.1%
AAPL Apple Inc. 3.54% 53,521 $15.5M Reduce -0.2%
SPMD SS SPDR P S&P 400 Midcap ETF 3.21% 208,139 $14.1M Reduce -12.7%
GOOG Alphabet Inc. Class C 3.18% 39,454 $13.9M Reduce -1.7%
EMB iShares JP Morgan Usd Emergi 2.93% 132,935 $12.8M Reduce -2.2%
MSFT Microsoft Corp. 2.48% 29,135 $10.9M Reduce -1.8%
DFAC Dimensional US Core Equity 2 2.41% 238,023 $10.6M No change
AMZN Amazon.com Inc. 2.06% 37,831 $9.0M Reduce -3.3%
CZFS Citizens Financial Services 1.94% 117,063 $8.5M No change
CZNC Citizens & Northern Corp. 1.86% 349,492 $8.1M Reduce -2.9%
AMD Advanced Micro Devices 1.69% 12,718 $7.4M Reduce -16.9%
JPM JPMorgan Chase & Co. 1.33% 17,802 $5.8M Reduce -11.9%
GLW Corning Inc. 1.15% 19,658 $5.0M No change
META Meta Platforms Inc. Class A 1.13% 8,787 $4.9M Reduce -12.0%
AVDE Avantis International Equity 1.12% 54,809 $4.9M No change
AVGO Broadcom Inc. 1.10% 12,690 $4.8M Add +84.3%
WFC Wells Fargo & Co. 0.98% 51,763 $4.3M New
CAT Caterpillar Inc. 0.94% 3,846 $4.1M Reduce -14.3%
MA Mastercard Inc. Class A 0.92% 7,840 $4.0M Reduce -4.3%
COST Costco Wholesale Corp. 0.92% 4,291 $4.0M Reduce -0.3%
XOM Exxon Mobil Corp. 0.81% 25,824 $3.5M Reduce -1.1%
ADI Analog Devices Inc. 0.71% 7,847 $3.1M Reduce -20.1%
MBB iShares MBS ETF 0.67% 31,118 $2.9M Reduce -15.1%
KLAC KLA Corp. 0.65% 9,472 $2.9M Reduce -0.5%
CSCO Cisco Systems Inc. 0.62% 23,191 $2.7M Reduce -29.0%
CVS CVS Health Corp. 0.62% 26,315 $2.7M Reduce -3.6%
PG The Procter & Gamble Co. 0.62% 18,475 $2.7M Reduce -1.2%
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.58% 16,787 $2.5M Reduce -1.0%
PANW Palo Alto Networks Inc. 0.57% 7,266 $2.5M Reduce -3.1%
RTX RTX Corp. 0.55% 12,701 $2.4M Reduce -7.8%
C Citigroup Inc. 0.52% 16,391 $2.3M Reduce -1.4%
ETN Eaton Corp. PLC 0.52% 5,356 $2.3M Reduce -9.8%
SCHW Schwab (charles) Corp. 0.52% 24,570 $2.3M Add +15.0%
SPY SS SPDR S&P 500 ETF Trust-US 0.49% 2,877 $2.1M No change
JNJ Johnson & Johnson 0.48% 8,218 $2.1M Add +2.0%
ORCL Oracle Corp. 0.47% 14,024 $2.1M Reduce -2.4%
GSK GSK PLC-Spon ADR 0.47% 39,176 $2.1M Reduce -2.1%
COR Cencora Inc. 0.46% 7,156 $2.0M Add +1.5%
MDT Medtronic PLC 0.46% 25,866 $2.0M Add +14.4%
HD Home Depot Inc. 0.45% 5,627 $2.0M Reduce -2.6%
BA The Boeing Co. 0.45% 9,062 $2.0M Reduce -2.0%
KO The Coca-Cola Co. 0.42% 22,806 $1.9M Reduce -2.3%
GD General Dynamics Corp. 0.41% 5,113 $1.8M Reduce -3.0%
BX Blackstone Inc. 0.41% 15,154 $1.8M Reduce -1.4%
AVUS Avantis U.S. Equity ETF 0.40% 13,829 $1.8M No change
CRM Salesforce Inc. 0.40% 11,156 $1.7M Add +24.7%
EMR Emerson Electric Co. 0.40% 12,112 $1.7M Reduce -11.7%
FCX Freeport-McMoran Inc. 0.39% 26,951 $1.7M Add +4.6%
SLB SLB Ltd. filed as SLB LIMITED 0.37% 34,757 $1.6M Reduce -0.7%
BIIB Biogen Inc. 0.34% 6,943 $1.5M Reduce -2.7%
KKR KKR & Co. Inc. 0.34% 16,253 $1.5M Reduce -0.7%
NEE Nextera Energy Inc. 0.34% 16,899 $1.5M Reduce -1.9%
TPR Tapestry Inc. 0.33% 9,887 $1.4M Add +0.9%
AMT American Tower Corp. 0.33% 8,767 $1.4M Reduce -0.1%
UNP Union Pacific Corp. 0.31% 5,049 $1.4M No change
MDLZ Mondelez International Inc. Class A 0.31% 23,556 $1.4M Reduce -1.9%
BMY Bristol-Myers Squibb Co. 0.31% 23,628 $1.4M Add +24.4%
OVV Ovintiv Inc. 0.31% 25,711 $1.4M Add +13.5%
DIA SS SPDR Dow Jones Indus Avg filed as STATE STR SPDR DOW JONES IND 0.30% 2,543 $1.3M No change
NFLX Netflix Inc. 0.28% 17,453 $1.2M Add +58.6%
CVX Chevron Corp. 0.28% 7,408 $1.2M Reduce -1.9%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.28% 12,553 $1.2M Reduce -2.7%
GS Goldman Sachs Group Inc. 0.27% 1,185 $1.2M New
BDX Becton Dickinson and Co. 0.27% 7,783 $1.2M Add +26.5%
PYPL PayPal Holdings Inc. 0.27% 27,154 $1.2M Reduce -2.7%
PFE Pfizer Inc. 0.26% 47,939 $1.2M Reduce -1.1%
YUM Yum! Brands Inc. 0.26% 7,052 $1.1M Add +1.8%
PCAR Paccar Inc. 0.25% 9,187 $1.1M Add +21.2%
ZBH Zimmer Biomet Holdings Inc. 0.24% 12,277 $1.1M Add +0.4%
ICE Intercontinental Exchange Inc. 0.22% 7,950 $979K Reduce -2.8%
AVEM Avantis Emerging Markets Eq 0.22% 10,143 $979K No change
IWF iShares Russell 1000 Growth 0.22% 7,638 $948K Reduce -6.0%
MTB M & T Bank Corp. filed as M & T BK CORP 0.20% 3,642 $867K No change
ADBE Adobe Inc. 0.18% 3,944 $809K Reduce -2.8%
MCD McDonald's Corp. 0.18% 2,946 $796K Reduce -3.8%
BBWI Bath & Body Works Inc. 0.18% 33,308 $770K Reduce -0.1%
SPTL SS SPDR PF LNG TRM TSY E-Usd 0.18% 29,228 $767K Reduce -11.5%
SPTS SS SPDR P St Term TSY ETF 0.17% 26,339 $764K Reduce -5.8%
BRK.B Berkshire Hathaway Inc. Class B 0.17% 1,449 $725K No change
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.16% 2,532 $712K Reduce -9.0%
VZ Verizon Communications Inc. 0.16% 16,704 $707K Add +8.2%
ACN Accenture PLC Class A 0.16% 5,633 $701K Reduce -0.8%
INTU Intuit Inc. 0.16% 2,664 $695K Add +1.6%
VIG Vanguard Dividend Apprec ETF 0.15% 2,866 $678K No change
NKE Nike Inc. Class B 0.15% 16,461 $676K Reduce -3.5%
IWD iShares Russell 1000 Value E 0.15% 2,781 $674K Reduce -8.2%
DFIC Dimensional International Co. 0.15% 17,326 $646K No change
SUB iShares Short-Term National 0.14% 5,929 $631K No change
DE Deere & Co. 0.13% 880 $558K No change
DFEM Dimensional Emrg MRKT Core 0.12% 12,833 $522K No change
CMI Cummins Inc. 0.10% 603 $430K No change
LLY Eli Lilly & Co. 0.09% 336 $403K Reduce -13.6%
ROK Rockwell Automation Inc. 0.08% 666 $330K No change
DGX Quest Diagnostics Inc. 0.07% 1,540 $326K Reduce -0.7%
ITW Illinois Tool Works 0.07% 1,198 $324K Reduce -37.4%

Show all 117 holdings

Portfolio Sells Q1 2026 → Q2 2026
IGE iShares North American Natur Reduce -8.9% 5.49% −1.88
FREL Fidelity MSCI RL Est Indx Reduce -14.8% 6.38% −1.13
IJH iShares Core S&P Midcap ETF Reduce -12.4% 3.83% −0.35
SPMD SS SPDR P S&P 400 Midcap ETF Reduce -12.7% 3.21% −0.31
BNDX Vanguard Total Intl Bond ETF Sold out 0.00% −0.30
XOM Exxon Mobil Corp. Reduce -1.1% 0.81% −0.30
META Meta Platforms Inc. Class A Reduce -12.0% 1.13% −0.29
MRSH Marsh & McLennan Cos Sold out 0.00% −0.27
EMB iShares JP Morgan Usd Emergi Reduce -2.2% 2.93% −0.26
MSFT Microsoft Corp. Reduce -1.8% 2.48% −0.26
HYG Ishr Ibx Usd Hiyld CB ETF-Ui Sold out 0.00% −0.22
MBB iShares MBS ETF Reduce -15.1% 0.67% −0.20
TIP iShares Tips Bond ETF Sold out 0.00% −0.15
COST Costco Wholesale Corp. Reduce -0.3% 0.92% −0.15
JPM JPMorgan Chase & Co. Reduce -11.9% 1.33% −0.15
CZNC Citizens & Northern Corp. Reduce -2.9% 1.86% −0.14
ACN Accenture PLC Class A Reduce -0.8% 0.16% −0.12
RTX RTX Corp. Reduce -7.8% 0.55% −0.11
CVX Chevron Corp. Reduce -1.9% 0.28% −0.11
MA Mastercard Inc. Class A Reduce -4.3% 0.92% −0.10
ROP Roper Technologies Inc. Sold out 0.00% −0.10
ICE Intercontinental Exchange Inc. Reduce -2.8% 0.22% −0.10
TJX TJX Companies Inc. Reduce -1.0% 0.58% −0.09
ABT Abbott Laboratories Sold out 0.00% −0.09
GSK GSK PLC-Spon ADR Reduce -2.1% 0.47% −0.08
SLB SLB Ltd. Reduce -0.7% 0.37% −0.08
PFE Pfizer Inc. Reduce -1.1% 0.26% −0.08
CMCSA Comcast Corp. Class A Sold out 0.00% −0.08
NKE Nike Inc. Class B Reduce -3.5% 0.15% −0.07
ADI Analog Devices Inc. Reduce -20.1% 0.71% −0.07
EOG EOG Resources Inc. Sold out 0.00% −0.06
T AT&T Inc. Reduce -25.4% 0.06% −0.06
HON Honeywell International Inc. Sold out 0.00% −0.06
ADBE Adobe Inc. Reduce -2.8% 0.18% −0.06
NEE Nextera Energy Inc. Reduce -1.9% 0.34% −0.06
HAL Halliburton Co. Sold out 0.00% −0.06
ORCL Oracle Corp. Reduce -2.4% 0.47% −0.06
WAT Waters Corp. Sold out 0.00% −0.06
MCD McDonald's Corp. Reduce -3.8% 0.18% −0.06
PG The Procter & Gamble Co. Reduce -1.2% 0.62% −0.05
EMR Emerson Electric Co. Reduce -11.7% 0.40% −0.05
ITW Illinois Tool Works Reduce -37.4% 0.07% −0.05
AMT American Tower Corp. Reduce -0.1% 0.33% −0.05
PYPL PayPal Holdings Inc. Reduce -2.7% 0.27% −0.05
SPTL SS SPDR PF LNG TRM TSY E-Usd Reduce -11.5% 0.18% −0.04
GD General Dynamics Corp. Reduce -3.0% 0.41% −0.04
KKR KKR & Co. Inc. Reduce -0.7% 0.34% −0.04
DIS The Walt Disney Co. Reduce -2.7% 0.28% −0.03
MDLZ Mondelez International Inc. Class A Reduce -1.9% 0.31% −0.03
NSC Norfolk Southern Corp. Reduce -37.6% 0.06% −0.03

Portfolio Buys Q1 2026 → Q2 2026
VONG Vanguard Russell 1000 Growth Add +20.2% 13.50% +2.97
WFC Wells Fargo & Co. New 0.98% +0.98
IEMG iShares Core MSCI Emerging Add +2.2% 6.44% +0.65
AVGO Broadcom Inc. Add +84.3% 1.10% +0.56
GS Goldman Sachs Group Inc. New 0.27% +0.27
CRS Carpenter Technology New 0.05% +0.05
PGR Progressive Corp. New 0.05% +0.05
GWW WW Grainger Inc. New 0.05% +0.05
TXN Texas Instruments Inc. New 0.05% +0.05
BOKF Bok Financial Corporation New 0.05% +0.05
CBU Community Financial System I New 0.05% +0.05
VO Vngrd Mrngstr MD-Cap ETF-Usd New 0.05% +0.05
PCAR Paccar Inc. Add +21.2% 0.25% +0.03
BDX Becton Dickinson and Co. Add +26.5% 0.27% +0.03
BMY Bristol-Myers Squibb Co. Add +24.4% 0.31% +0.02
NFLX Netflix Inc. Add +58.6% 0.28% +0.02
SCHW Schwab (charles) Corp. Add +15.0% 0.52% +0.02
FCX Freeport-McMoran Inc. Add +4.6% 0.39% +0.01
YUM Yum! Brands Inc. Add +1.8% 0.26% −0.01
JNJ Johnson & Johnson Add +2.0% 0.48% −0.01
TPR Tapestry Inc. Add +0.9% 0.33% −0.01
CRM Salesforce Inc. Add +24.7% 0.40% −0.02
OVV Ovintiv Inc. Add +13.5% 0.31% −0.03
MDT Medtronic PLC Add +14.4% 0.46% −0.03
VZ Verizon Communications Inc. Add +8.2% 0.16% −0.03
ZBH Zimmer Biomet Holdings Inc. Add +0.4% 0.24% −0.03
COR Cencora Inc. Add +1.5% 0.46% −0.09
INTU Intuit Inc. Add +1.6% 0.16% −0.12

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 117$437.7MVONG, IEMG, FREL, IGE, IJH
Q1 2026 119$401.0MVONG, FREL, IGE, IEMG, IJH
Q4 2025 124$403.6MVONG, FREL, IGE, IEMG, IJH
Q3 2025 121$403.5MVONG, IGE, IEMG, FREL, IJH
Q2 2025 118$373.7MVONG, FREL, IGE, IEMG, IJH
Q1 2025 118$354.7MVONG, IGE, FREL, IEMG, IJH
Q4 2024 126$365.1MVONG, FREL, IGE, IEMG, IJH
Q3 2024 126$333.1MVONG, FREL, GUNR, IJH, SPMD
Q2 2024 118$319.7MVONG, GUNR, FREL, SPMD, MSFT
Q1 2024 109$295.7MVONG, GUNR, FREL, SPMD, MSFT